The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABRDN ETFS BBRG ALL COMD K1 003261104   5,386,349 263,520 SH   SOLE   0 0 263,520
ALPHABET INC CAP STK CL A 02079K305   218,424 1,317 SH   SOLE   0 0 1,317
AMAZON COM INC COM 023135106   273,905 1,470 SH   SOLE   0 0 1,470
APPLE INC COM 037833100   877,478 3,766 SH   SOLE   0 0 3,766
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   278,918 606 SH   SOLE   0 0 606
DIMENSIONAL ETF TRUST GLOBAL SUSTAINA 25434V674   504,477 9,488 SH   SOLE   0 0 9,488
EXXON MOBIL CORP COM 30231G102   640,256 5,462 SH   SOLE   0 0 5,462
F N B CORP COM 302520101   143,654 10,181 SH   SOLE   0 0 10,181
META PLATFORMS INC CL A 30303M102   249,011 435 SH   SOLE   0 0 435
GLOBAL X FDS 1-3 MONTH T-BILL 37960A438   203,613 2,026 SH   SOLE   0 0 2,026
HOME DEPOT INC COM 437076102   438,832 1,083 SH   SOLE   0 0 1,083
HUBBELL INC COM 443510607   272,431 636 SH   SOLE   0 0 636
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   3,426,077 19,123 SH   SOLE   0 0 19,123
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508   1,345,627 64,047 SH   SOLE   0 0 64,047
ISHARES INC MSCI GBL MIN VOL 464286525   5,659,042 49,411 SH   SOLE   0 0 49,411
ISHARES TR RUS 2000 VAL ETF 464287630   276,421 1,657 SH   SOLE   0 0 1,657
ISHARES TR RUS 2000 GRW ETF 464287648   270,936 954 SH   SOLE   0 0 954
ISHARES TR SHRT NAT MUN ETF 464288158   352,763 3,322 SH   SOLE   0 0 3,322
ISHARES TR JPMORGAN USD EMG 464288281   305,726 3,267 SH   SOLE   0 0 3,267
ISHARES TR NATIONAL MUN ETF 464288414   3,739,153 34,421 SH   SOLE   0 0 34,421
ISHARES TR MSCI KLD400 SOC 464288570   223,455 2,054 SH   SOLE   0 0 2,054
ISHARES TR MBS ETF 464288588   2,512,905 26,228 SH   SOLE   0 0 26,228
ISHARES TR USD INV GRDE ETF 464288620   3,080,715 58,591 SH   SOLE   0 0 58,591
ISHARES TR ISHS 1-5YR INVS 464288646   452,981 8,602 SH   SOLE   0 0 8,602
ISHARES TR MSCI USA MIN VOL 46429B697   459,563 5,033 SH   SOLE   0 0 5,033
ISHARES TR CORE MSCI EAFE 46432F842   1,335,514 17,111 SH   SOLE   0 0 17,111
ISHARES INC CORE MSCI EMKT 46434G103   1,702,264 29,651 SH   SOLE   0 0 29,651
ISHARES INC ESG AWR MSCI EM 46434G863   1,701,002 46,718 SH   SOLE   0 0 46,718
ISHARES TR CORE MSCI INTL 46435G326   2,141,474 30,234 SH   SOLE   0 0 30,234
ISHARES TR ESG AWR MSCI USA 46435G425   5,519,239 43,741 SH   SOLE   0 0 43,741
ISHARES TR ESG AW MSCI EAFE 46435G516   4,597,197 54,618 SH   SOLE   0 0 54,618
ISHARES TR ESG AWR US AGRGT 46435U549   1,423,055 29,287 SH   SOLE   0 0 29,287
ISHARES TR ESG AWARE MSCI 46435U663   1,867,472 44,655 SH   SOLE   0 0 44,655
ISHARES TR EGSADVNCDMSCI EM 46436E742   260,322 6,424 SH   SOLE   0 0 6,424
ISHARES TR ESG EAFE ETF 46436E759   646,487 8,974 SH   SOLE   0 0 8,974
ISHARES TR ESG MSCI USA ETF 46436E767   1,158,043 23,595 SH   SOLE   0 0 23,595
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837   244,821 4,825 SH   SOLE   0 0 4,825
ELI LILLY & CO COM 532457108   710,524 802 SH   SOLE   0 0 802
MERCK & CO INC COM 58933Y105   509,317 4,485 SH   SOLE   0 0 4,485
MICROSOFT CORP COM 594918104   1,663,110 3,865 SH   SOLE   0 0 3,865
NVIDIA CORPORATION COM 67066G104   436,698 3,596 SH   SOLE   0 0 3,596
PROCTER AND GAMBLE CO COM 742718109   399,053 2,304 SH   SOLE   0 0 2,304
RTX CORPORATION COM 75513E101   256,375 2,116 SH   SOLE   0 0 2,116
SPDR SER TR NUVEEN BLOOMBERG 78464A284   1,169,199 44,507 SH   SOLE   0 0 44,507
SPDR SER TR BLOOMBERG EMERGI 78464A391   344,659 16,204 SH   SOLE   0 0 16,204
SPDR SER TR PORTFLI HIGH YLD 78468R606   7,361,176 306,078 SH   SOLE   0 0 306,078
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   15,014,798 221,294 SH   SOLE   0 0 221,294
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   2,131,731 20,462 SH   SOLE   0 0 20,462
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   2,634,127 32,775 SH   SOLE   0 0 32,775
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   6,932,518 134,612 SH   SOLE   0 0 134,612
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   1,344,697 27,454 SH   SOLE   0 0 27,454
SCHWAB STRATEGIC TR US TIPS ETF 808524870   7,013,571 130,777 SH   SOLE   0 0 130,777
SEI EXCHANGE TRADED FUNDS ENHANCED US LRG 81589A106   4,169,859 119,583 SH   SOLE   0 0 119,583
SEI EXCHANGE TRADED FUNDS ENHANCED US LRG 81589A205   8,556,575 236,893 SH   SOLE   0 0 236,893
SEI EXCHANGE TRADED FUNDS ENHANCED US LRG 81589A304   8,332,660 252,888 SH   SOLE   0 0 252,888
SEI EXCHANGE TRADED FUNDS ENHANCED LOW VOL 81589A403   1,024,739 34,567 SH   SOLE   0 0 34,567
SIMPLIFY EXCHANGE TRADED FUN MBS ETF 82889N525   3,374,874 65,557 SH   SOLE   0 0 65,557
TORONTO DOMINION BK ONT COM NEW 891160509   387,088 6,119 SH   SOLE   0 0 6,119
VANECK ETF TRUST JP MRGAN EM LOC 92189H300   4,013,987 158,031 SH   SOLE   0 0 158,031
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409   1,661,144 31,301 SH   SOLE   0 0 31,301
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   6,811,170 86,557 SH   SOLE   0 0 86,557
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   4,346,390 57,867 SH   SOLE   0 0 57,867
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   21,691,602 410,748 SH   SOLE   0 0 410,748
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   4,205,203 63,360 SH   SOLE   0 0 63,360
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   8,540,640 173,203 SH   SOLE   0 0 173,203
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   9,432,679 187,603 SH   SOLE   0 0 187,603
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   9,029,678 188,708 SH   SOLE   0 0 188,708
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   5,199,620 101,714 SH   SOLE   0 0 101,714
VANGUARD INDEX FDS SML CP GRW ETF 922908595   810,933 3,033 SH   SOLE   0 0 3,033
VANGUARD INDEX FDS SM CP VAL ETF 922908611   910,738 4,536 SH   SOLE   0 0 4,536
VANGUARD INDEX FDS GROWTH ETF 922908736   3,861,952 10,059 SH   SOLE   0 0 10,059
VANGUARD INDEX FDS VALUE ETF 922908744   2,707,581 15,510 SH   SOLE   0 0 15,510