The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 210 1,350 SH   DFND NONE 350 0 1,000
3M CO COM 88579Y101 317 2,033 SH   SOLE NONE 2,033 0 0
ABBOTT LABS COM 002824100 214 2,351 SH   DFND NONE 2,351 0 0
ABBOTT LABS COM 002824100 333 3,650 SH   SOLE NONE 3,650 0 0
ACTIVISION BLIZZARD INC COM 00507V109 263 3,476 SH   SOLE NONE 3,476 0 0
ADOBE INC COM 00724F101 43 100 SH   DFND NONE 100 0 0
ADOBE INC COM 00724F101 1,079 2,479 SH   SOLE NONE 2,399 0 80
AFLAC INC COM 001055102 246 6,843 SH   SOLE NONE 6,568 0 275
AFLAC INC COM 001055102 7 200 SH   DFND NONE 200 0 0
AIR PRODS & CHEMS INC COM 009158106 28 120 SH   DFND NONE 120 0 0
AIR PRODS & CHEMS INC COM 009158106 1,216 5,038 SH   SOLE NONE 4,988 0 50
ALLSTATE CORP COM 020002101 12 125 SH   DFND NONE 125 0 0
ALLSTATE CORP COM 020002101 464 4,784 SH   SOLE NONE 4,709 0 75
ALPHABET INC CAP STK CL A 02079K305 116 82 SH   DFND NONE 82 0 0
ALPHABET INC CAP STK CL A 02079K305 1,920 1,354 SH   SOLE NONE 1,329 0 25
AMAZON COM INC COM 023135106 96 35 SH   DFND NONE 35 0 0
AMAZON COM INC COM 023135106 1,997 724 SH   SOLE NONE 709 0 15
AMERICAN EXPRESS CO COM 025816109 218 2,290 SH   SOLE NONE 2,290 0 0
AMERICAN TOWER CORP NEW COM 03027X100 14 55 SH   DFND NONE 55 0 0
AMERICAN TOWER CORP NEW COM 03027X100 601 2,325 SH   SOLE NONE 2,295 0 30
AMGEN INC COM 031162100 476 2,022 SH   SOLE NONE 2,022 0 0
APPLE INC COM 037833100 415 1,138 SH   DFND NONE 1,138 0 0
APPLE INC COM 037833100 5,091 13,956 SH   SOLE NONE 13,856 0 100
AT&T INC COM 00206R102 14 478 SH   DFND NONE 478 0 0
AT&T INC COM 00206R102 620 20,510 SH   SOLE NONE 19,291 0 1,219
AUTODESK INC COM 052769106 54 229 SH   DFND NONE 229 0 0
AUTODESK INC COM 052769106 1,382 5,780 SH   SOLE NONE 5,680 0 100
AUTOMATIC DATA PROCESSING IN COM 053015103 126 850 SH   DFND NONE 850 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 215 1,449 SH   SOLE NONE 1,449 0 0
BADGER METER INC COM 056525108 384 6,116 SH   SOLE NONE 6,116 0 0
BAXTER INTL INC COM 071813109 215 2,503 SH   SOLE NONE 2,503 0 0
BECTON DICKINSON & CO COM 075887109 513 2,148 SH   SOLE NONE 2,098 0 50
BECTON DICKINSON & CO COM 075887109 23 100 SH   DFND NONE 100 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 493 2,766 SH   SOLE NONE 2,766 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 24 140 SH   DFND NONE 140 0 0
BK OF AMERICA CORP COM 060505104 1,104 46,485 SH   SOLE NONE 45,835 0 650
BK OF AMERICA CORP COM 060505104 45 1,931 SH   DFND NONE 1,931 0 0
BLACKROCK INC COM 09247X101 38 71 SH   DFND NONE 71 0 0
BLACKROCK INC COM 09247X101 1,039 1,910 SH   SOLE NONE 1,910 0 0
BOEING CO COM 097023105 230 1,259 SH   SOLE NONE 1,259 0 0
BOOKING HOLDINGS INC COM 09857L108 203 128 SH   SOLE NONE 128 0 0
CANADIAN PAC RY LTD COM 13645T100 229 900 SH   SOLE NONE 900 0 0
CAPITAL ONE FINL CORP COM 14040H105 369 5,907 SH   SOLE NONE 5,907 0 0
CATERPILLAR INC DEL COM 149123101 35 281 SH   DFND NONE 281 0 0
CATERPILLAR INC DEL COM 149123101 1,040 8,222 SH   SOLE NONE 8,122 0 100
CHARTER COMMUNICATIONS INC N CL A 16119P108 48 95 SH   DFND NONE 95 0 0
CHARTER COMMUNICATIONS INC N CL A 16119P108 1,021 2,003 SH   SOLE NONE 1,973 0 30
CHEVRON CORP NEW COM 166764100 210 2,357 SH   DFND NONE 1,157 0 1,200
CHEVRON CORP NEW COM 166764100 1,223 13,710 SH   SOLE NONE 13,610 0 100
CHIPOTLE MEXICAN GRILL INC COM 169656105 229 218 SH   SOLE NONE 218 0 0
CHUBB LIMITED COM H1467J104 4 35 SH   DFND NONE 35 0 0
CHUBB LIMITED COM H1467J104 218 1,725 SH   SOLE NONE 1,685 0 40
CITIGROUP INC COM NEW 172967424 603 11,807 SH   SOLE NONE 11,657 0 150
CITIGROUP INC COM NEW 172967424 23 454 SH   DFND NONE 454 0 0
CME GROUP INC COM 12572Q105 20 125 SH   DFND NONE 125 0 0
CME GROUP INC COM 12572Q105 417 2,567 SH   SOLE NONE 2,567 0 0
COLGATE PALMOLIVE CO COM 194162103 234 3,200 SH   DFND NONE 0 0 3,200
CONOCOPHILLIPS COM 20825C104 3 87 SH   DFND NONE 87 0 0
CONOCOPHILLIPS COM 20825C104 301 7,176 SH   SOLE NONE 7,176 0 0
CONSTELLATION BRANDS INC CL A 21036P108 271 1,552 SH   SOLE NONE 1,552 0 0
COSTCO WHSL CORP NEW COM 22160K105 48 160 SH   DFND NONE 160 0 0
COSTCO WHSL CORP NEW COM 22160K105 1,236 4,077 SH   SOLE NONE 3,962 0 115
CROWN CASTLE INTL CORP NEW COM 22822V101 20 125 SH   DFND NONE 125 0 0
CROWN CASTLE INTL CORP NEW COM 22822V101 383 2,292 SH   SOLE NONE 2,212 0 80
CUMMINS INC COM 231021106 17 100 SH   DFND NONE 100 0 0
CUMMINS INC COM 231021106 553 3,195 SH   SOLE NONE 3,145 0 50
DANAHER CORPORATION COM 235851102 159 900 SH   DFND NONE 900 0 0
DANAHER CORPORATION COM 235851102 70 400 SH   SOLE NONE 400 0 0
DEERE & CO COM 244199105 15 100 SH   DFND NONE 100 0 0
DEERE & CO COM 244199105 793 5,048 SH   SOLE NONE 4,948 0 100
DISNEY WALT CO COM DISNEY 254687106 54 490 SH   DFND NONE 490 0 0
DISNEY WALT CO COM DISNEY 254687106 609 5,467 SH   SOLE NONE 5,417 0 50
DOW INC COM 260557103 316 7,753 SH   SOLE NONE 7,553 0 200
DOW INC COM 260557103 10 257 SH   DFND NONE 257 0 0
EATON CORP PLC SHS G29183103 374 4,279 SH   SOLE NONE 4,154 0 125
EATON CORP PLC SHS G29183103 24 275 SH   DFND NONE 275 0 0
ECOLAB INC COM 278865100 202 1,018 SH   SOLE NONE 1,018 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108 932 13,499 SH   SOLE NONE 13,154 0 345
EDWARDS LIFESCIENCES CORP COM 28176E108 41 600 SH   DFND NONE 600 0 0
EXXON MOBIL CORP COM 30231G102 270 6,050 SH   DFND NONE 450 0 5,600
EXXON MOBIL CORP COM 30231G102 150 3,373 SH   SOLE NONE 3,373 0 0
FACEBOOK INC CL A 30303M102 39 175 SH   DFND NONE 175 0 0
FACEBOOK INC CL A 30303M102 1,111 4,895 SH   SOLE NONE 4,895 0 0
GENERAL MLS INC COM 370334104 2,944 47,757 SH   DFND NONE 0 0 47,757
GENERAL MLS INC COM 370334104 464 7,534 SH   SOLE NONE 7,534 0 0
HCA HEALTHCARE INC COM 40412C101 19 198 SH   DFND NONE 198 0 0
HCA HEALTHCARE INC COM 40412C101 431 4,446 SH   SOLE NONE 4,376 0 70
HERSHEY CO COM 427866108 5 46 SH   DFND NONE 46 0 0
HERSHEY CO COM 427866108 364 2,814 SH   SOLE NONE 2,814 0 0
HOME DEPOT INC COM 437076102 799 3,193 SH   SOLE NONE 3,163 0 30
HOME DEPOT INC COM 437076102 40 160 SH   DFND NONE 160 0 0
HONEYWELL INTL INC COM 438516106 252 1,743 SH   SOLE NONE 1,743 0 0
HONEYWELL INTL INC COM 438516106 151 1,049 SH   DFND NONE 1,049 0 0
INTEL CORP COM 458140100 148 2,480 SH   DFND NONE 2,480 0 0
INTEL CORP COM 458140100 1,104 18,467 SH   SOLE NONE 18,467 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602 48 85 SH   DFND NONE 85 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602 547 961 SH   SOLE NONE 931 0 30
ISHARES INC CORE MSCI EMKT 46434G103 130 2,737 SH   SOLE NONE 2,737 0 0
ISHARES INC CORE MSCI EMKT 46434G103 138 2,900 SH   DFND NONE 2,900 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 42 300 SH   DFND NONE 300 0 0
ISHARES TR NATIONAL MUN ETF 464288414 1,997 17,312 SH   SOLE NONE 17,312 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 346 1,804 SH   SOLE NONE 1,804 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 472 11,813 SH   SOLE NONE 11,813 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 512 3,578 SH   SOLE NONE 3,578 0 0
ISHARES TR RUS MID CAP ETF 464287499 691 12,900 SH   SOLE NONE 12,900 0 0
ISHARES TR CORE S&P500 ETF 464287200 2,302 7,436 SH   SOLE NONE 7,436 0 0
ISHARES TR MSCI EAFE ETF 464287465 1,823 29,954 SH   SOLE NONE 29,954 0 0
ISHARES TR CORE S&P SCP ETF 464287804 628 9,200 SH   SOLE NONE 9,200 0 0
ISHARES TR MSCI EAFE ETF 464287465 438 7,200 SH   DFND NONE 7,200 0 0
ISHARES TR MSCI KLD400 SOC 464288570 1,783 15,111 SH   SOLE NONE 15,111 0 0
ISHARES TR ESG MSCI EAFE 46435G516 120 1,990 SH   SOLE NONE 1,990 0 0
ISHARES TR CALIF MUN BD ETF 464288356 845 13,600 SH   SOLE NONE 13,600 0 0
ISHARES TR JPMORGAN USD EMG 464288281 1,725 15,798 SH   SOLE NONE 15,489 0 309
ISHARES TR JPMORGAN USD EMG 464288281 9 85 SH   DFND NONE 85 0 0
ISHARES TR FLTG RATE NT ETF 46429B655 270 5,356 SH   SOLE NONE 5,356 0 0
ISHARES TR U.S. TECH ETF 464287721 215 800 SH   SOLE NONE 800 0 0
ISHARES TR CORE S&P MCP ETF 464287507 376 2,120 SH   SOLE NONE 2,120 0 0
ISHARES TR CORE MSCI EAFE 46432F842 1,023 17,907 SH   SOLE NONE 17,907 0 0
ISHARES TR CORE US AGGBD ET 464287226 224 1,895 SH   SOLE NONE 1,895 0 0
ISHARES TR ESG MSCI EAFE 46435G516 157 2,600 SH   DFND NONE 2,600 0 0
ISHARES TR CALIF MUN BD ETF 464288356 397 6,400 SH   DFND NONE 6,400 0 0
ISHARES U S ETF TR SHT MAT BD ETF 46431W507 278 5,576 SH   DFND NONE 5,576 0 0
ISHARES U S ETF TR SHT MAT BD ETF 46431W507 9,825 196,465 SH   SOLE NONE 193,466 0 2,999
ISHARES U S ETF TR SHT MAT BD ETF 46431W507 8 169 SH   OTR NONE 169 0 0
JOHNSON & JOHNSON COM 478160104 334 2,377 SH   DFND NONE 777 0 1,600
JOHNSON & JOHNSON COM 478160104 1,429 10,162 SH   SOLE NONE 9,947 0 215
JOHNSON CTLS INTL PLC SHS G51502105 236 6,935 SH   SOLE NONE 6,935 0 0
JPMORGAN CHASE & CO COM 46625H100 61 654 SH   DFND NONE 654 0 0
JPMORGAN CHASE & CO COM 46625H100 1,643 17,468 SH   SOLE NONE 17,268 0 200
KANSAS CITY SOUTHERN COM NEW 485170302 223 1,500 SH   SOLE NONE 1,500 0 0
KELLOGG CO COM 487836108 5 84 SH   DFND NONE 84 0 0
KELLOGG CO COM 487836108 217 3,297 SH   SOLE NONE 3,297 0 0
KEYSIGHT TECHNOLOGIES INC COM 49338L103 15 150 SH   DFND NONE 150 0 0
KEYSIGHT TECHNOLOGIES INC COM 49338L103 243 2,420 SH   SOLE NONE 2,345 0 75
KIMBERLY CLARK CORP COM 494368103 363 2,571 SH   SOLE NONE 2,571 0 0
LAM RESEARCH CORP COM 512807108 46 144 SH   DFND NONE 144 0 0
LAM RESEARCH CORP COM 512807108 1,711 5,292 SH   SOLE NONE 5,242 0 50
LAUDER ESTEE COS INC CL A 518439104 41 219 SH   DFND NONE 219 0 0
LAUDER ESTEE COS INC CL A 518439104 922 4,887 SH   SOLE NONE 4,817 0 70
LENNAR CORP CL A 526057104 229 3,726 SH   SOLE NONE 3,726 0 0
LILLY ELI & CO COM 532457108 16 100 SH   DFND NONE 100 0 0
LILLY ELI & CO COM 532457108 230 1,403 SH   SOLE NONE 1,303 0 100
LOCKHEED MARTIN CORP COM 539830109 14 39 SH   DFND NONE 39 0 0
LOCKHEED MARTIN CORP COM 539830109 788 2,160 SH   SOLE NONE 2,160 0 0
LULULEMON ATHLETICA INC COM 550021109 9 30 SH   DFND NONE 30 0 0
LULULEMON ATHLETICA INC COM 550021109 614 1,968 SH   SOLE NONE 1,943 0 25
MASTERCARD INCORPORATED CL A 57636Q104 35 120 SH   DFND NONE 120 0 0
MASTERCARD INCORPORATED CL A 57636Q104 366 1,240 SH   SOLE NONE 1,215 0 25
MCDONALDS CORP COM 580135101 914 4,957 SH   SOLE NONE 4,882 0 75
MCDONALDS CORP COM 580135101 30 165 SH   DFND NONE 165 0 0
MEDTRONIC PLC SHS G5960L103 476 5,199 SH   SOLE NONE 5,199 0 0
MEDTRONIC PLC SHS G5960L103 8 94 SH   DFND NONE 94 0 0
MERCK & CO. INC COM 58933Y105 35 464 SH   DFND NONE 464 0 0
MERCK & CO. INC COM 58933Y105 1,346 17,416 SH   SOLE NONE 17,416 0 0
MICRON TECHNOLOGY INC COM 595112103 23 450 SH   DFND NONE 450 0 0
MICRON TECHNOLOGY INC COM 595112103 354 6,886 SH   SOLE NONE 6,686 0 200
MICROSOFT CORP COM 594918104 451 2,217 SH   DFND NONE 2,217 0 0
MICROSOFT CORP COM 594918104 5,973 29,351 SH   SOLE NONE 29,101 0 250
MONDELEZ INTL INC CL A 609207105 71 1,392 SH   DFND NONE 1,392 0 0
MONDELEZ INTL INC CL A 609207105 280 5,487 SH   SOLE NONE 5,487 0 0
NETFLIX INC COM 64110L106 713 1,567 SH   SOLE NONE 1,527 0 40
NETFLIX INC COM 64110L106 36 80 SH   DFND NONE 80 0 0
NEXTERA ENERGY INC COM 65339F101 265 1,104 SH   SOLE NONE 1,104 0 0
NIKE INC CL B 654106103 36 375 SH   DFND NONE 375 0 0
NIKE INC CL B 654106103 1,121 11,442 SH   SOLE NONE 11,292 0 150
NORFOLK SOUTHERN CORP COM 655844108 22 130 SH   DFND NONE 130 0 0
NORFOLK SOUTHERN CORP COM 655844108 519 2,961 SH   SOLE NONE 2,911 0 50
NVIDIA CORPORATION COM 67066G104 1,517 3,994 SH   SOLE NONE 3,894 0 100
NVIDIA CORPORATION COM 67066G104 47 125 SH   DFND NONE 125 0 0
ONE GAS INC COM 68235P108 284 3,697 SH   SOLE NONE 3,697 0 0
ONE GAS INC COM 68235P108 4 60 SH   DFND NONE 60 0 0
PARKER HANNIFIN CORP COM 701094104 36 201 SH   DFND NONE 201 0 0
PARKER HANNIFIN CORP COM 701094104 1,220 6,661 SH   SOLE NONE 6,586 0 75
PAYPAL HLDGS INC COM 70450Y103 231 1,327 SH   SOLE NONE 1,327 0 0
PEPSICO INC COM 713448108 340 2,575 SH   DFND NONE 1,575 0 1,000
PEPSICO INC COM 713448108 658 4,981 SH   SOLE NONE 4,856 0 125
PFIZER INC COM 717081103 77 2,364 SH   DFND NONE 0 0 2,364
PFIZER INC COM 717081103 231 7,068 SH   SOLE NONE 7,068 0 0
PHILLIPS 66 COM 718546104 10 150 SH   DFND NONE 150 0 0
PHILLIPS 66 COM 718546104 224 3,120 SH   SOLE NONE 3,045 0 75
PNC FINL SVCS GROUP INC COM 693475105 3 34 SH   DFND NONE 34 0 0
PNC FINL SVCS GROUP INC COM 693475105 338 3,221 SH   SOLE NONE 3,221 0 0
PROCTER AND GAMBLE CO COM 742718109 412 3,450 SH   DFND NONE 385 0 3,065
PROCTER AND GAMBLE CO COM 742718109 1,536 12,852 SH   SOLE NONE 12,802 0 50
PROLOGIS INC. COM 74340W103 18 200 SH   DFND NONE 200 0 0
PROLOGIS INC. COM 74340W103 448 4,803 SH   SOLE NONE 4,803 0 0
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 353 7,201 SH   SOLE NONE 7,201 0 0
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 13 279 SH   DFND NONE 279 0 0
SALESFORCE COM INC COM 79466L302 37 200 SH   DFND NONE 200 0 0
SALESFORCE COM INC COM 79466L302 996 5,319 SH   SOLE NONE 5,229 0 90
SERVICENOW INC COM 81762P102 22 55 SH   DFND NONE 55 0 0
SERVICENOW INC COM 81762P102 428 1,057 SH   SOLE NONE 1,032 0 25
SPDR S&P 500 ETF TR TR UNIT 78462F103 378 1,229 SH   SOLE NONE 1,229 0 0
SPLUNK INC COM 848637104 29 150 SH   DFND NONE 150 0 0
SPLUNK INC COM 848637104 458 2,309 SH   SOLE NONE 2,219 0 90
STARBUCKS CORP COM 855244109 20 275 SH   DFND NONE 275 0 0
STARBUCKS CORP COM 855244109 626 8,512 SH   SOLE NONE 8,437 0 75
STRYKER CORPORATION COM 863667101 81 450 SH   DFND NONE 450 0 0
STRYKER CORPORATION COM 863667101 628 3,490 SH   SOLE NONE 3,430 0 60
TARGET CORP COM 87612E106 455 3,798 SH   SOLE NONE 3,798 0 0
TARGET CORP COM 87612E106 16 135 SH   DFND NONE 135 0 0
TESLA INC COM 88160R101 16 15 SH   DFND NONE 15 0 0
TESLA INC COM 88160R101 388 360 SH   SOLE NONE 335 0 25
THERMO FISHER SCIENTIFIC INC COM 883556102 41 115 SH   DFND NONE 115 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 905 2,498 SH   SOLE NONE 2,423 0 75
UNION PAC CORP COM 907818108 629 3,723 SH   SOLE NONE 3,723 0 0
UNION PAC CORP COM 907818108 275 1,630 SH   DFND NONE 30 0 1,600
UNITED RENTALS INC COM 911363109 13 90 SH   DFND NONE 90 0 0
UNITED RENTALS INC COM 911363109 761 5,107 SH   SOLE NONE 5,057 0 50
UNITEDHEALTH GROUP INC COM 91324P102 1,144 3,881 SH   SOLE NONE 3,806 0 75
UNITEDHEALTH GROUP INC COM 91324P102 47 160 SH   DFND NONE 160 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 280 1,713 SH   DFND NONE 1,713 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 245 3,129 SH   SOLE NONE 3,129 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 145 1,000 SH   DFND NONE 1,000 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 105 725 SH   SOLE NONE 725 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 32 200 SH   SOLE NONE 200 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 45 833 SH   DFND NONE 833 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 971 17,616 SH   SOLE NONE 17,293 0 323
VISA INC COM CL A 92826C839 48 250 SH   DFND NONE 250 0 0
VISA INC COM CL A 92826C839 1,168 6,049 SH   SOLE NONE 5,909 0 140
WALMART INC COM 931142103 40 341 SH   DFND NONE 341 0 0
WALMART INC COM 931142103 381 3,188 SH   SOLE NONE 3,038 0 150