The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T Inc Com 00206R102   2,977,770 130,776 SH   SOLE 0 130,776 0 0
AT&T Inc Com 00206R102   2,550 112 SH   DFND 0 112 0 0
Abbott Laboratories Com 002824100   8,126,049 71,842 SH   SOLE 0 66,442 0 5,400
Abbott Laboratories Com 002824100   115,033 1,017 SH   DFND 0 1,017 0 0
AbbVie Inc Com 00287Y109   7,356,425 41,398 SH   SOLE 0 41,207 0 191
AbbVie Inc Com 00287Y109   198,491 1,117 SH   DFND 0 1,117 0 0
Aberdeen Std Gold ETF Com 00326A104   987,972 39,440 SH   SOLE 0 39,440 0 0
Adobe Systems Inc Com 00724F101   1,489,678 3,350 SH   SOLE 0 3,350 0 0
Advanced Micro Devices Inc Com 007903107   3,890,163 32,206 SH   SOLE 0 32,206 0 0
Agilent Technologies Inc Com 00846U101   258,201 1,922 SH   SOLE 0 1,922 0 0
Agree Realty Corp Com 008492100   413,048 5,863 SH   SOLE 0 5,863 0 0
Air Products & Chemicals Inc Com 009158106   2,775,103 9,568 SH   SOLE 0 9,439 0 129
Allstate Corp Com 020002101   1,620,014 8,403 SH   SOLE 0 8,403 0 0
Allstate Corp Com 020002101   2,699 14 SH   DFND 0 14 0 0
Ally Financial Inc Com 02005N100   580,445 16,119 SH   SOLE 0 16,034 0 85
Ally Financial Inc Com 02005N100   1,764 49 SH   DFND 0 49 0 0
Alphabet Inc-C Com 02079K107   9,881,932 51,890 SH   SOLE 0 51,890 0 0
Alphabet Inc-C Com 02079K107   133,308 700 SH   DFND 0 700 0 0
Alphabet Inc-A Com 02079K305   20,950,210 110,672 SH   SOLE 0 110,451 0 221
Alphabet Inc-A Com 02079K305   306,477 1,619 SH   DFND 0 1,619 0 0
Altria Group Inc Com 02209S103   900,486 17,221 SH   SOLE 0 17,221 0 0
Amazon.com Inc Com 023135106   18,830,682 85,832 SH   SOLE 0 85,232 0 600
Amazon.com Inc Com 023135106   91,266 416 SH   DFND 0 416 0 0
American Electric Power Co Inc Com 025537101   1,720,366 18,653 SH   SOLE 0 18,653 0 0
American Express Co Com 025816109   3,389,639 11,421 SH   SOLE 0 11,421 0 0
American Express Co Com 025816109   81,617 275 SH   DFND 0 275 0 0
American Tower Corp Com 03027X100   1,509,097 8,228 SH   SOLE 0 8,228 0 0
American Water Works Co Inc Com 030420103   1,465,994 11,776 SH   SOLE 0 11,776 0 0
Cencora Inc Com 03073E105   305,115 1,358 SH   SOLE 0 1,358 0 0
Amgen Inc Com 031162100   7,658,906 29,385 SH   SOLE 0 17,330 0 12,055
Amgen Inc Com 031162100   37,011 142 SH   DFND 0 142 0 0
Analog Devices Inc Com 032654105   3,997,222 18,814 SH   SOLE 0 18,796 0 18
Analog Devices Inc Com 032654105   2,125 10 SH   DFND 0 10 0 0
Apple Inc Com 037833100   67,861,065 270,989 SH   SOLE 0 266,154 0 4,835
Apple Inc Com 037833100   256,681 1,025 SH   DFND 0 1,025 0 0
ADR ArcelorMittal-NY reg Com 03938L203   586,207 25,344 SH   SOLE 0 25,217 0 127
ADR ArcelorMittal-NY reg Com 03938L203   1,550 67 SH   DFND 0 67 0 0
ADR AstraZeneca PLC- II Sp Com 046353108   501,294 7,651 SH   SOLE 0 7,651 0 0
Autolus Therapeutics PLC Com 05280R100   85,223 36,265 SH   SOLE 0 36,265 0 0
Automatic Data Processing Inc Com 053015103   2,397,459 8,190 SH   SOLE 0 8,125 0 65
AutoZone Inc Com 053332102   355,422 111 SH   SOLE 0 111 0 0
Bank of America Corp Com 060505104   622,332 14,160 SH   SOLE 0 14,160 0 0
Bath & Body Works Inc Com 070830104   554,915 14,313 SH   SOLE 0 14,313 0 0
Baxter International Inc Com 071813109   401,592 13,772 SH   SOLE 0 13,772 0 0
Baxter International Inc Com 071813109   19,566 671 SH   DFND 0 671 0 0
Becton Dickinson & Co Com 075887109   247,515 1,091 SH   SOLE 0 1,091 0 0
Berkshire Hathaway Inc-A Com 084670108   1,361,840 2 SH   DFND 0 2 0 0
Berkshire Hathaway Inc-B Com 084670702   1,925,987 4,249 SH   SOLE 0 4,184 0 65
Berkshire Hathaway Inc-B Com 084670702   16,318 36 SH   DFND 0 36 0 0
Biogen Inc Com 09062X103   307,675 2,012 SH   SOLE 0 2,012 0 0
Blackstone Inc Com 09260D107   3,554,611 20,616 SH   SOLE 0 20,616 0 0
Boeing Co/The Com 097023105   2,168,427 12,251 SH   SOLE 0 6,031 0 6,220
Boeing Co/The Com 097023105   23,187 131 SH   DFND 0 131 0 0
Booking Holdings Inc Com 09857L108   2,568,673 517 SH   SOLE 0 517 0 0
Boston Scientific Corp Com 101137107   229,463 2,569 SH   SOLE 0 2,569 0 0
Bristol Myers Squibb Com 110122108   2,617,540 46,279 SH   SOLE 0 45,759 0 520
Bristol Myers Squibb Com 110122108   22,624 400 SH   DFND 0 400 0 0
Broadcom Inc Com 11135F101   4,696,615 20,258 SH   SOLE 0 20,258 0 0
CDW Corp Com 12514G108   311,009 1,787 SH   SOLE 0 1,787 0 0
Cigna Corp Com 125523100   284,976 1,032 SH   SOLE 0 1,032 0 0
CME Group Inc Com 12572Q105   2,068,008 8,905 SH   SOLE 0 8,905 0 0
CME Group Inc Com 12572Q105   2,090 9 SH   DFND 0 9 0 0
CSX Corp Com 126408103   210,400 6,520 SH   SOLE 0 6,520 0 0
CVS Health Corp Com 126650100   1,610,967 35,887 SH   SOLE 0 27,787 0 8,100
CVS Health Corp Com 126650100   1,212 27 SH   DFND 0 27 0 0
Coterra Energy Inc Com 127097103   290,594 11,378 SH   SOLE 0 401 0 10,977
Canadian Imperial Bank of Commerce Com 136069101   267,463 4,230 SH   SOLE 0 4,230 0 0
Cardinal Health Inc Com 14149Y108   208,628 1,764 SH   SOLE 0 1,764 0 0
CareTrust REIT Inc Com 14174T107   962,791 35,593 SH   SOLE 0 35,593 0 0
Carrier Global Corp Com 14448C104   933,729 13,679 SH   SOLE 0 13,679 0 0
Carrier Global Corp Com 14448C104   22,185 325 SH   DFND 0 325 0 0
Caterpillar Inc Com 149123101   4,168,475 11,491 SH   SOLE 0 2,999 0 8,492
Chevron Corp Com 166764100   10,257,858 70,822 SH   SOLE 0 70,562 0 260
Chevron Corp Com 166764100   154,979 1,070 SH   DFND 0 820 0 250
Chipotle Mexican Grill Inc Com 169656105   1,232,411 20,438 SH   SOLE 0 20,438 0 0
Cincinnati Financial Corp Com 172062101   1,459,417 10,156 SH   SOLE 0 10,156 0 0
Cisco Systems Inc Com 17275R102   7,267,747 122,766 SH   SOLE 0 117,376 0 5,390
Cisco Systems Inc Com 17275R102   2,427 41 SH   DFND 0 41 0 0
Citigroup Inc Com 172967424   1,213,031 17,233 SH   SOLE 0 17,233 0 0
Clorox Co Com 189054109   239,392 1,474 SH   SOLE 0 1,474 0 0
Coca-Cola Co/The Com 191216100   5,726,986 91,985 SH   SOLE 0 88,719 0 3,266
Coca-Cola Co/The Com 191216100   128,629 2,066 SH   DFND 0 2,066 0 0
Cognizant Tech Solutions Corp-A Com 192446102   1,480,248 19,249 SH   SOLE 0 19,249 0 0
Cognizant Tech Solutions Corp-A Com 192446102   63,212 822 SH   DFND 0 822 0 0
Colgate-Palmolive Company Com 194162103   1,645,107 18,096 SH   SOLE 0 4,516 0 13,580
Comcast Corp-A Com 20030N101   3,028,483 80,695 SH   SOLE 0 79,820 0 875
Comcast Corp-A Com 20030N101   1,764 47 SH   DFND 0 47 0 0
ConocoPhillips Inc Com 20825C104   733,263 7,394 SH   SOLE 0 7,394 0 0
Constellation Energy Corp Com 21037T109   429,747 1,921 SH   SOLE 0 1,422 0 499
Costco Wholesale Corp Com 22160K105   7,771,802 8,482 SH   SOLE 0 8,482 0 0
Costco Wholesale Corp Com 22160K105   91,627 100 SH   DFND 0 100 0 0
Crown Castle Inc Com 22822V101   1,162,182 12,805 SH   SOLE 0 12,805 0 0
Cummins Inc Com 231021106   424,595 1,218 SH   SOLE 0 1,218 0 0
DTE Energy Co Com 233331107   206,000 1,706 SH   SOLE 0 1,706 0 0
Danaher Corp Com 235851102   8,151,780 35,512 SH   SOLE 0 35,512 0 0
Danaher Corp Com 235851102   139,796 609 SH   DFND 0 609 0 0
Darden Restaurants Inc Com 237194105   389,809 2,088 SH   SOLE 0 2,088 0 0
Deere & Co Com 244199105   9,157,852 21,614 SH   SOLE 0 9,180 0 12,434
Dell Technologies Inc-C Com 24703L202   271,390 2,355 SH   SOLE 0 2,355 0 0
Digital Realty Trust Inc Com 253868103   1,662,646 9,376 SH   SOLE 0 9,376 0 0
Digital Realty Trust Inc Com 253868103   2,483 14 SH   DFND 0 14 0 0
Disney Walt Co Com 254687106   5,037,808 45,243 SH   SOLE 0 45,243 0 0
Disney Walt Co Com 254687106   22,270 200 SH   DFND 0 200 0 0
Dominion Resources Inc/VA Com 25746U109   1,125,997 20,906 SH   SOLE 0 20,906 0 0
Dominion Resources Inc/VA Com 25746U109   66,463 1,234 SH   DFND 0 1,234 0 0
Dover Corp Com 260003108   642,530 3,425 SH   SOLE 0 3,425 0 0
Dow Inc Com 260557103   218,387 5,442 SH   SOLE 0 5,442 0 0
Dow Inc Com 260557103   8,548 213 SH   DFND 0 213 0 0
Duke Energy Corp Com 26441C204   2,938,824 27,277 SH   SOLE 0 26,967 0 310
Duke Energy Corp Com 26441C204   4,202 39 SH   DFND 0 39 0 0
DuPont de Nemours Inc Com 26614N102   1,428,925 18,740 SH   SOLE 0 18,740 0 0
DuPont de Nemours Inc Com 26614N102   17,766 233 SH   DFND 0 233 0 0
EOG Resources Inc Com 26875P101   1,782,068 14,538 SH   SOLE 0 14,507 0 31
EOG Resources Inc Com 26875P101   2,084 17 SH   DFND 0 17 0 0
Emerson Electric Company Com 291011104   2,193,437 17,699 SH   SOLE 0 8,699 0 9,000
Enbridge Inc Com 29250N105   581,546 13,706 SH   SOLE 0 12,862 0 844
Enbridge Inc Com 29250N105   1,061 25 SH   DFND 0 25 0 0
Entergy Corp Com 29364G103   1,703,675 22,470 SH   SOLE 0 22,406 0 64
Entergy Corp Com 29364G103   2,730 36 SH   DFND 0 36 0 0
EPAM Systems Inc Com 29414B104   944,867 4,041 SH   SOLE 0 4,041 0 0
Exelon Corp Com 30161N101   1,332,305 35,396 SH   SOLE 0 34,512 0 884
Exelon Corp Com 30161N101   1,694 45 SH   DFND 0 45 0 0
Extra Space Storage Inc Com 30225T102   425,612 2,845 SH   SOLE 0 2,845 0 0
Exxon Mobil Corp Com 30231G102   7,839,917 72,882 SH   SOLE 0 63,061 0 9,821
Exxon Mobil Corp Com 30231G102   76,052 707 SH   DFND 0 407 0 300
Meta Platforms Inc Com 30303M102   5,139,607 8,778 SH   SOLE 0 8,778 0 0
Farmer & Merchants Bancorp Inc/OH Com 30779N105   233,833 7,940 SH   SOLE 0 3,940 0 4,000
FedEx Corp Com 31428X106   816,138 2,901 SH   SOLE 0 2,901 0 0
Fifth Third Bancorp Com 316773100   2,187,863 51,747 SH   SOLE 0 34,947 0 16,800
First Solar Inc Com 336433107   581,592 3,300 SH   SOLE 0 900 0 2,400
Fiserv Inc Com 337738108   390,709 1,902 SH   SOLE 0 1,902 0 0
Fortive Corp Com 34959J108   683,775 9,117 SH   SOLE 0 9,117 0 0
Fortive Corp Com 34959J108   22,500 300 SH   DFND 0 300 0 0
Franco-Nevada Corp Com 351858105   705,540 6,000 SH   SOLE 0 0 0 6,000
Franklin Electric Co Inc Com 353514102   877,050 9,000 SH   SOLE 0 0 0 9,000
Freeport-McMoRan Copper & Gold Inc Com 35671D857   814,265 21,383 SH   SOLE 0 21,383 0 0
Arthur J Gallagher & Co Com 363576109   3,855,818 13,584 SH   SOLE 0 13,532 0 52
GE Vernova Inc Com 36828A101   346,692 1,054 SH   SOLE 0 869 0 185
General Dynamics Corp Com 369550108   3,901,233 14,806 SH   SOLE 0 14,792 0 14
General Dynamics Corp Com 369550108   38,206 145 SH   DFND 0 145 0 0
GE Aerospace Com 369604301   773,405 4,637 SH   SOLE 0 3,612 0 1,025
General Mills Inc Com 370334104   2,028,651 31,812 SH   SOLE 0 31,051 0 761
General Mills Inc Com 370334104   2,168 34 SH   DFND 0 34 0 0
Gilead Sciences Inc Com 375558103   1,329,204 14,390 SH   SOLE 0 14,390 0 0
ADR GSK PLC II SA Com 37733W204   942,665 27,873 SH   SOLE 0 26,113 0 1,760
Goldman Sachs Group Inc Com 38141G104   1,079,961 1,886 SH   SOLE 0 1,886 0 0
Grainger W W Inc Com 384802104   1,603,210 1,521 SH   SOLE 0 1,521 0 0
Great Elm Group Inc Com 39037G109   27,150 15,000 SH   SOLE 0 15,000 0 0
HCA Healthcare Inc Com 40412C101   985,092 3,282 SH   SOLE 0 3,282 0 0
HCA Healthcare Inc Com 40412C101   1,501 5 SH   DFND 0 5 0 0
Halliburton Company Com 406216101   224,236 8,247 SH   SOLE 0 8,247 0 0
Highland Oppys & Income Fund Com 43010E404   51,900 10,000 SH   SOLE 0 10,000 0 0
Home Depot Inc Com 437076102   9,208,949 23,674 SH   SOLE 0 20,349 0 3,325
Honeywell International Inc Com 438516106   4,759,502 21,070 SH   SOLE 0 21,070 0 0
Honeywell International Inc Com 438516106   1,581 7 SH   DFND 0 7 0 0
Howmet Aerospace Inc Com 443201108   652,720 5,968 SH   SOLE 0 370 0 5,598
Illinois Tool Works Inc Com 452308109   953,386 3,760 SH   SOLE 0 3,760 0 0
Intel Corp Com 458140100   1,798,906 89,721 SH   SOLE 0 87,244 0 2,477
Intel Corp Com 458140100   13,273 662 SH   DFND 0 662 0 0
IntercontinentalExchange Group Inc Com 45866F104   4,726,150 31,717 SH   SOLE 0 31,717 0 0
IntercontinentalExchange Group Inc Com 45866F104   58,114 390 SH   DFND 0 390 0 0
Intl Business Machines Corp Com 459200101   3,641,044 16,563 SH   SOLE 0 16,382 0 181
Intl Business Machines Corp Com 459200101   3,297 15 SH   DFND 0 15 0 0
Invesco QQQ Trust Ser 1 ETF Com 46090E103   4,943,594 9,670 SH   SOLE 0 9,670 0 0
Invesco S&P 500 Equal Weight ETF Com 46137V357   1,268,315 7,238 SH   SOLE 0 7,238 0 0
Invesco FTSE RAFI US 1000 ETF Com 46137V613   242,040 6,000 SH   SOLE 0 6,000 0 0
iShares Core S&P Total US Stock Mkt ETF Com 464287150   350,747 2,727 SH   SOLE 0 2,727 0 0
iShares Select Dividend ETF Com 464287168   672,074 5,119 SH   SOLE 0 5,119 0 0
iShares S&P 500 Index ETF Com 464287200   1,940,289 3,296 SH   SOLE 0 3,296 0 0
iShares Core US Aggregate Bond ETF Com 464287226   258,142 2,664 SH   SOLE 0 2,664 0 0
iShares Russell Midcap Index ETF Com 464287499   4,602,723 52,067 SH   SOLE 0 52,067 0 0
iShares Core S&P Mid-Cap ETF Com 464287507   1,463,101 23,481 SH   SOLE 0 23,481 0 0
iShares Core S&P Small-Cap ETF Com 464287804   3,200,351 27,776 SH   SOLE 0 27,776 0 0
iShares US Healthcare Providers ETF Com 464288828   1,275,766 26,584 SH   SOLE 0 26,584 0 0
JP Morgan Chase & Co Com 46625H100   24,339,195 101,536 SH   SOLE 0 101,459 0 77
JP Morgan Chase & Co Com 46625H100   86,535 361 SH   DFND 0 361 0 0
Johnson & Johnson Com 478160104   6,393,361 44,208 SH   SOLE 0 40,145 0 4,063
KLA Corp Com 482480100   1,249,528 1,983 SH   SOLE 0 1,975 0 8
KLA Corp Com 482480100   3,151 5 SH   DFND 0 5 0 0
KKR & Co Inc Com 48251W104   225,119 1,522 SH   SOLE 0 1,522 0 0
KeyCorp Com 493267108   635,088 37,053 SH   SOLE 0 37,053 0 0
Kimberly-Clark Corp Com 494368103   2,110,137 16,103 SH   SOLE 0 15,911 0 192
Kimberly-Clark Corp Com 494368103   1,310 10 SH   DFND 0 10 0 0
Kraft Heinz Co/The Com 500754106   320,920 10,450 SH   SOLE 0 10,450 0 0
Liberty Media Corp Del Com Liberty Formula C Com 531229755   1,244,794 13,434 SH   SOLE 0 13,434 0 0
Lilly Eli & Co Com 532457108   21,924,800 28,400 SH   SOLE 0 28,142 0 258
Lilly Eli & Co Com 532457108   3,088 4 SH   DFND 0 4 0 0
Lineage Cell Therapeutics Inc Com 53566P109   16,982 33,795 SH   SOLE 0 33,795 0 0
Lockheed Martin Corp Com 539830109   5,346,798 11,003 SH   SOLE 0 10,730 0 273
Lowe's Companies Inc Com 548661107   7,400,545 29,986 SH   SOLE 0 29,986 0 0
Lowe's Companies Inc Com 548661107   124,881 506 SH   DFND 0 506 0 0
MGM Resorts International Com 552953101   693,000 20,000 SH   SOLE 0 20,000 0 0
Marathon Petroleum Corp Com 56585A102   665,694 4,772 SH   SOLE 0 4,758 0 14
Marsh & McLennan Co Inc Com 571748102   953,084 4,487 SH   SOLE 0 4,487 0 0
Masco Corp Com 574599106   466,262 6,425 SH   SOLE 0 6,425 0 0
MasterCard Inc-A Com 57636Q104   6,095,048 11,575 SH   SOLE 0 11,575 0 0
McDonalds Corp Com 580135101   10,678,098 36,835 SH   SOLE 0 36,835 0 0
McDonalds Corp Com 580135101   59,138 204 SH   DFND 0 204 0 0
McKesson Corp Com 58155Q103   5,675,164 9,958 SH   SOLE 0 9,958 0 0
McKesson Corp Com 58155Q103   128,230 225 SH   DFND 0 225 0 0
Merck & Co Inc Com 58933Y105   7,858,920 79,000 SH   SOLE 0 78,971 0 29
Merck & Co Inc Com 58933Y105   2,984 30 SH   DFND 0 30 0 0
Metlife Inc Com 59156R108   2,821,994 34,465 SH   SOLE 0 34,407 0 58
Metlife Inc Com 59156R108   4,094 50 SH   DFND 0 50 0 0
Microsoft Corp Com 594918104   63,391,493 150,395 SH   SOLE 0 148,124 0 2,271
Microsoft Corp Com 594918104   332,142 788 SH   DFND 0 788 0 0
Microchip Technology Inc Com 595017104   4,424,266 77,145 SH   SOLE 0 77,145 0 0
Microchip Technology Inc Com 595017104   106,958 1,865 SH   DFND 0 1,865 0 0
Mondelez International Inc Com 609207105   2,086,011 34,924 SH   SOLE 0 34,924 0 0
Mondelez International Inc Com 609207105   956 16 SH   DFND 0 16 0 0
Moody's Corp Com 615369105   2,854,421 6,030 SH   SOLE 0 6,030 0 0
Morgan Stanley Com 617446448   3,074,985 24,459 SH   SOLE 0 24,459 0 0
Netflix Inc Com 64110L106   2,332,584 2,617 SH   SOLE 0 2,617 0 0
NextEra Energy Inc Com 65339F101   4,613,610 64,355 SH   SOLE 0 62,843 0 1,512
NextEra Energy Inc Com 65339F101   1,792 25 SH   DFND 0 25 0 0
Nike Inc-B Com 654106103   3,217,261 42,517 SH   SOLE 0 42,517 0 0
Nike Inc-B Com 654106103   61,293 810 SH   DFND 0 810 0 0
Norfolk Southern Corp Com 655844108   7,193,320 30,649 SH   SOLE 0 30,512 0 137
Norfolk Southern Corp Com 655844108   43,654 186 SH   DFND 0 186 0 0
Northrop Grumman Corp Com 666807102   449,111 957 SH   SOLE 0 957 0 0
ADR Novartis AG- II Sp Com 66987V109   1,854,242 19,055 SH   SOLE 0 14,795 0 4,260
ADR Novartis AG- II Sp Com 66987V109   34,059 350 SH   DFND 0 350 0 0
NVIDIA Corp Com 67066G104   19,441,700 144,774 SH   SOLE 0 141,174 0 3,600
Nuveen ESG Small-Cap ETF Com 67092P607   420,621 10,043 SH   SOLE 0 10,043 0 0
Ocuphire Pharma Inc Com 67577R102   36,846 30,963 SH   SOLE 0 30,963 0 0
Oracle Corporation Com 68389X105   18,529,035 111,192 SH   SOLE 0 111,192 0 0
Oracle Corporation Com 68389X105   145,143 871 SH   DFND 0 871 0 0
Otis Worldwide Corp Com 68902V107   894,057 9,654 SH   SOLE 0 9,654 0 0
Otis Worldwide Corp Com 68902V107   15,003 162 SH   DFND 0 162 0 0
Owens Corning Inc Com 690742101   212,900 1,250 SH   SOLE 0 1,250 0 0
Palo Alto Networks Inc Com 697435105   12,357,631 67,914 SH   SOLE 0 67,914 0 0
Palo Alto Networks Inc Com 697435105   3,275 18 SH   DFND 0 18 0 0
Parker Hannifin Corp Com 701094104   428,048 673 SH   SOLE 0 673 0 0
Paychex Inc Com 704326107   248,891 1,775 SH   SOLE 0 1,775 0 0
PayPal Holdings Inc Com 70450Y103   584,050 6,843 SH   SOLE 0 6,843 0 0
PepsiCo Inc Com 713448108   8,154,370 53,626 SH   SOLE 0 53,479 0 147
PepsiCo Inc Com 713448108   39,992 263 SH   DFND 0 263 0 0
Pfizer Inc Com 717081103   3,809,257 143,583 SH   SOLE 0 129,168 0 14,415
Pfizer Inc Com 717081103   1,327 50 SH   DFND 0 50 0 0
Philip Morris International Com 718172109   2,164,254 17,983 SH   SOLE 0 17,983 0 0
Phillips 66 Com 718546104   588,904 5,169 SH   SOLE 0 5,169 0 0
T Rowe Price Group Inc Com 74144T108   492,959 4,359 SH   SOLE 0 4,359 0 0
Procter & Gamble Co Com 742718109   14,354,864 85,624 SH   SOLE 0 82,661 0 2,963
Procter & Gamble Co Com 742718109   141,329 843 SH   DFND 0 843 0 0
Public Service Enterprise Group Com 744573106   217,477 2,574 SH   SOLE 0 2,574 0 0
Qualcomm Inc Com 747525103   7,253,783 47,219 SH   SOLE 0 44,858 0 2,361
Qualcomm Inc Com 747525103   58,068 378 SH   DFND 0 378 0 0
Raymond James Financial Inc Com 754730109   1,268,269 8,165 SH   SOLE 0 8,165 0 0
RTX Corp Com 75513E101   4,122,641 35,626 SH   SOLE 0 35,626 0 0
RTX Corp Com 75513E101   39,113 338 SH   DFND 0 338 0 0
ADR Shell PLC SA Com 780259305   695,039 11,094 SH   SOLE 0 11,094 0 0
S&P Global Inc Com 78409V104   259,474 521 SH   SOLE 0 521 0 0
SPDR Gold Shares ETF Com 78463V107   2,086,676 8,618 SH   SOLE 0 8,618 0 0
SPDR S&P Aerospace & Defense ETF Com 78464A631   316,550 1,909 SH   SOLE 0 1,909 0 0
SPDR S&P Regional Banking ETF Com 78464A698   259,445 4,299 SH   SOLE 0 4,299 0 0
Salesforce Inc Com 79466L302   4,915,988 14,704 SH   SOLE 0 14,704 0 0
Salesforce Inc Com 79466L302   79,571 238 SH   DFND 0 238 0 0
Schlumberger Ltd Com 806857108   2,596,231 67,716 SH   SOLE 0 43,394 0 24,322
Schlumberger Ltd Com 806857108   1,610 42 SH   DFND 0 42 0 0
Charles Schwab Corp/The Com 808513105   518,588 7,007 SH   SOLE 0 7,007 0 0
ServiceNow Inc Com 81762P102   636,072 600 SH   SOLE 0 600 0 0
Six Flags Entertainment Corp Com 83001C108   293,622 6,093 SH   SOLE 0 6,093 0 0
Six Flags Entertainment Corp Com 83001C108   82,212 1,706 SH   DFND 0 1,706 0 0
Smith (AO) Corp Com 831865209   1,371,021 20,100 SH   SOLE 0 20,100 0 0
Southern Co/The Com 842587107   356,857 4,335 SH   SOLE 0 4,335 0 0
Starbucks Corp Com 855244109   1,918,440 21,024 SH   SOLE 0 21,024 0 0
Starbucks Corp Com 855244109   37,595 412 SH   DFND 0 412 0 0
Stryker Corp Com 863667101   586,882 1,630 SH   SOLE 0 1,630 0 0
Suncor Energy Inc Com 867224107   819,962 22,981 SH   SOLE 0 18,981 0 4,000
Sysco Corp Com 871829107   286,343 3,745 SH   SOLE 0 3,745 0 0
Sysco Corp Com 871829107   38,230 500 SH   DFND 0 500 0 0
TJX Companies Inc Com 872540109   2,022,843 16,744 SH   SOLE 0 16,744 0 0
T-Mobile US Inc Com 872590104   249,425 1,130 SH   SOLE 0 1,130 0 0
ADR Taiwan Semiconductor Mfg Ltd-III Sp Com 874039100   276,289 1,399 SH   SOLE 0 1,399 0 0
Target Corp Com 87612E106   702,395 5,196 SH   SOLE 0 5,196 0 0
Tesla Inc Com 88160R101   1,236,962 3,063 SH   SOLE 0 3,063 0 0
Texas Instruments Inc Com 882508104   1,472,704 7,854 SH   SOLE 0 7,854 0 0
Thermo Fisher Scientific Inc Com 883556102   293,410 564 SH   SOLE 0 564 0 0
3M Company Com 88579Y101   799,713 6,195 SH   SOLE 0 6,095 0 100
Travelers Cos Inc/The Com 89417E109   1,208,545 5,017 SH   SOLE 0 5,017 0 0
Trevi Therapeutics Inc Com 89532M101   150,388 36,502 SH   SOLE 0 36,502 0 0
Truist Financial Corp Com 89832Q109   1,945,680 44,852 SH   SOLE 0 44,025 0 827
Truist Financial Corp Com 89832Q109   2,516 58 SH   DFND 0 58 0 0
US Bancorp Com 902973304   1,476,034 30,860 SH   SOLE 0 30,785 0 75
US Bancorp Com 902973304   1,961 41 SH   DFND 0 41 0 0
Union Pacific Corp Com 907818108   3,570,194 15,656 SH   SOLE 0 6,256 0 9,400
United Parcel Service-B Com 911312106   1,758,843 13,948 SH   SOLE 0 13,786 0 162
United Parcel Service-B Com 911312106   1,135 9 SH   DFND 0 9 0 0
UnitedHealth Group Inc Com 91324P102   2,946,129 5,824 SH   SOLE 0 5,824 0 0
Universal Health Services Inc-B Com 913903100   215,304 1,200 SH   SOLE 0 1,200 0 0
Valero Energy Corp Com 91913Y100   217,965 1,778 SH   SOLE 0 1,778 0 0
Vanguard S&P 500 ETF Com 922908363   1,962,885 3,643 SH   SOLE 0 3,643 0 0
Vanguard S&P 500 ETF Com 922908363   117,461 218 SH   DFND 0 218 0 0
Veralto Corp Com 92338C103   982,241 9,644 SH   SOLE 0 9,644 0 0
Veralto Corp Com 92338C103   20,676 203 SH   DFND 0 203 0 0
Verizon Communications Inc Com 92343V104   3,079,550 77,008 SH   SOLE 0 74,960 0 2,048
Verizon Communications Inc Com 92343V104   40,710 1,018 SH   DFND 0 1,018 0 0
Viracta Therapeutics Inc Com 92765F108   1,982 12,317 SH   SOLE 0 12,317 0 0
Visa Inc-A Com 92826C839   5,359,722 16,959 SH   SOLE 0 16,959 0 0
WEC Energy Group Inc Com 92939U106   659,597 7,014 SH   SOLE 0 7,014 0 0
Walmart Inc Com 931142103   2,325,157 25,735 SH   SOLE 0 25,735 0 0
Waste Management Inc Com 94106L109   4,471,263 22,158 SH   SOLE 0 22,141 0 17
Waste Management Inc Com 94106L109   2,018 10 SH   DFND 0 10 0 0
Wells Fargo & Co Com 949746101   1,512,056 21,527 SH   SOLE 0 21,527 0 0
Wells Fargo & Co Com 949746101   84,850 1,208 SH   DFND 0 1,208 0 0
Welltower Inc Com 95040Q104   10,014,092 79,458 SH   SOLE 0 75,605 0 3,853
Welltower Inc Com 95040Q104   138,633 1,100 SH   DFND 0 100 0 1,000
Weyerhaeuser Co Com 962166104   1,207,607 42,899 SH   SOLE 0 30,339 0 12,560
Weyerhaeuser Co Com 962166104   31,528 1,120 SH   DFND 0 0 0 1,120
Wheaton Precious Metals Corp Com 962879102   1,542,382 27,425 SH   SOLE 0 9,000 0 18,425
WisdomTree US Qlty DVD Growth ETF Com 97717X669   288,273 3,562 SH   SOLE 0 3,562 0 0
Yum! Brands Inc Com 988498101   495,319 3,692 SH   SOLE 0 3,692 0 0
Zimmer Biomet Holdings Inc Com 98956P102   782,613 7,409 SH   SOLE 0 7,409 0 0
Zimmer Biomet Holdings Inc Com 98956P102   739 7 SH   DFND 0 7 0 0
Zoetis Inc Com 98978V103   233,153 1,431 SH   SOLE 0 531 0 900
Accenture PLC-A Com G1151C101   1,484,554 4,220 SH   SOLE 0 4,070 0 150
Eaton Corp PLC Com G29183103   5,424,747 16,346 SH   SOLE 0 16,219 0 127
Eaton Corp PLC Com G29183103   2,987 9 SH   DFND 0 9 0 0
Everest Re Group Ltd Com G3223R108   1,810,850 4,996 SH   SOLE 0 4,996 0 0
Everest Re Group Ltd Com G3223R108   54,369 150 SH   DFND 0 150 0 0
Johnson Controls Intl PLC Com G51502105   2,067,177 26,190 SH   SOLE 0 26,190 0 0
Johnson Controls Intl PLC Com G51502105   2,210 28 SH   DFND 0 28 0 0
Linde PLC Com G54950103   422,857 1,010 SH   SOLE 0 1,010 0 0
Medtronic PLC Com G5960L103   1,267,855 15,872 SH   SOLE 0 15,835 0 37
Medtronic PLC Com G5960L103   23,644 296 SH   DFND 0 296 0 0
Chubb Ltd Com H1467J104   654,831 2,370 SH   SOLE 0 2,370 0 0
Stellantis NV Com N82405106   434,970 33,331 SH   SOLE 0 31,554 0 1,777
Stellantis NV Com N82405106   1,344 103 SH   DFND 0 103 0 0