The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Aflac Inc. Com 001055102 45 1,018 SH   SOLE 0 1,018 0 0
Aflac Inc. Com 001055102 36 800 SH   DFND 0 800 0 0
Aes Corp Com 00130H105 2,191 93,213 SH   SOLE 0 93,213 0 0
Aes Corp Com 00130H105 917 39,041 SH   DFND 0 39,041 0 0
AT&T Inc Com 00206R102 675 23,467 SH   SOLE 0 23,467 0 0
AT&T Inc Com 00206R102 139 4,843 SH   DFND 0 4,843 0 0
ATT Inc Preferred Pfd Stk 00206R508 54 2,000 SH   SOLE 0 2,000 0 0
Abbott Laboratories Com 002824100 3,466 31,653 SH   SOLE 0 31,653 0 0
Abbott Laboratories Com 002824100 1,197 10,935 SH   DFND 0 10,935 0 0
Abbvie Inc Com 00287Y109 3,219 30,038 SH   SOLE 0 30,038 0 0
Abbvie Inc Com 00287Y109 377 3,520 SH   DFND 0 3,520 0 0
Activision Blizzard Inc Com 00507V109 2,110 22,726 SH   SOLE 0 22,726 0 0
Activision Blizzard Inc Com 00507V109 1,183 12,739 SH   DFND 0 12,739 0 0
Adobe Systems Inc. Com 00724F101 109 218 SH   SOLE 0 218 0 0
Air Products & Chemicals Inc Com 009158106 106 387 SH   SOLE 0 387 0 0
Albemarle Corp. Com 012653101 2,133 14,458 SH   SOLE 0 14,458 0 0
Albemarle Corp. Com 012653101 1,085 7,357 SH   DFND 0 7,357 0 0
Alibaba Group Holding Ltd Com 01609W102 74 320 SH   SOLE 0 320 0 0
Alibaba Group Holding Ltd Com 01609W102 47 200 SH   DFND 0 200 0 0
Alliant Energy Corp Com 018802108 76 1,467 SH   SOLE 0 1,467 0 0
Allstate Corp Com 020002101 44 400 SH   SOLE 0 400 0 0
Allstate Corp Com 020002101 6 54 SH   DFND 0 54 0 0
Allstate Corp Pfd Stk 020002838 84 3,000 SH   DFND 0 3,000 0 0
Alphabet Inc Cap Class C Com 02079K107 30 17 SH   SOLE 0 17 0 0
Alphabet Inc Cap Class A Com 02079K305 5,277 3,011 SH   SOLE 0 3,011 0 0
Alphabet Inc Cap Class A Com 02079K305 2,538 1,448 SH   DFND 0 1,448 0 0
Altria Group Inc Com 02209S103 289 7,059 SH   SOLE 0 7,059 0 0
Altria Group Inc Com 02209S103 226 5,500 SH   DFND 0 5,500 0 0
Amazon.com Inc. Com 023135106 4,368 1,341 SH   SOLE 0 1,341 0 0
Amazon.com Inc. Com 023135106 2,332 716 SH   DFND 0 716 0 0
America Movil Sa De Sv Sponsored ADR Com 02364W105 263 18,122 SH   SOLE 0 18,122 0 0
American Electric Power Co Com 025537101 150 1,801 SH   SOLE 0 1,801 0 0
American Express Co Com 025816109 8 69 SH   DFND 0 69 0 0
American Tower Corp Cl A Com 03027X100 79 350 SH   DFND 0 350 0 0
American Water Works Co Com 030420103 153 1,000 SH   DFND 0 1,000 0 0
Amgen Inc Com 031162100 77 336 SH   DFND 0 336 0 0
Analog Devices, Inc. Com 032654105 11 74 SH   SOLE 0 74 0 0
Apple Computer Inc Com 037833100 11,420 86,063 SH   SOLE 0 86,063 0 0
Apple Computer Inc Com 037833100 3,604 27,163 SH   DFND 0 27,163 0 0
Applied Materials Inc Com 038222105 9 108 SH   SOLE 0 108 0 0
Astrazeneca PLC Sponsored ADR UK Com 046353108 10 200 SH   SOLE 0 200 0 0
Atmos Energy Corp Com 049560105 20 213 SH   SOLE 0 213 0 0
Automatic Data Processing Inc Com 053015103 79 450 SH   SOLE 0 450 0 0
Avalonbay Communities Inc Com 053484101 22 140 SH   SOLE 0 140 0 0
BP Amoco PLC Sponsored ADR Com 055622104 80 3,889 SH   SOLE 0 3,889 0 0
Bank America Corp Com 060505104 163 5,377 SH   SOLE 0 5,377 0 0
Bank of Americal Corp Prfd Pfd Stk 06055H202 55 2,000 SH   SOLE 0 2,000 0 0
Barrick Gold Corp Com 067901108 5 200 SH   SOLE 0 200 0 0
Baxter Intl Inc Com 071813109 110 1,370 SH   SOLE 0 1,370 0 0
Becton Dickinson & Co Com 075887109 4 17 SH   SOLE 0 17 0 0
Becton Dickinson & Co Com 075887109 54 215 SH   DFND 0 215 0 0
Berkshire Hathaway Inc Class B Com 084670702 42 180 SH   SOLE 0 180 0 0
Berkshire Hathaway Inc Class B Com 084670702 93 400 SH   DFND 0 400 0 0
Biotricity Inc Com 09074H104 11 15,000 SH   DFND 0 15,000 0 0
Blackrock Inc Com 09247X101 5,863 8,125 SH   SOLE 0 8,125 0 0
Blackrock Inc Com 09247X101 1,631 2,260 SH   DFND 0 2,260 0 0
Boeing Co Com 097023105 875 4,086 SH   SOLE 0 4,086 0 0
Boeing Co Com 097023105 107 499 SH   DFND 0 499 0 0
Bristol Myers Squibb Co Com 110122108 1,974 31,819 SH   SOLE 0 31,819 0 0
Bristol Myers Squibb Co Com 110122108 344 5,538 SH   DFND 0 5,538 0 0
British Amern Tob Plc ADR Com 110448107 7 200 SH   SOLE 0 200 0 0
British Amern Tob Plc ADR Com 110448107 39 1,052 SH   DFND 0 1,052 0 0
Broadcom Inc Com 11135F101 5,658 12,922 SH   SOLE 0 12,922 0 0
Broadcom Inc Com 11135F101 1,289 2,943 SH   DFND 0 2,943 0 0
CSW Industrials Inc Com 126402106 51 460 SH   SOLE 0 460 0 0
CSX Corp. Com 126408103 253 2,785 SH   SOLE 0 2,785 0 0
CVS Health Corp Com 126650100 4 52 SH   SOLE 0 52 0 0
Cardinal Health Inc. Com 14149Y108 27 502 SH   DFND 0 502 0 0
Carnival Corp Com Paired Com 143658300 2 100 SH   SOLE 0 100 0 0
Carrier Global Corporation Com 14448C104 30 800 SH   DFND 0 800 0 0
Caterpillar Inc Com 149123101 401 2,205 SH   SOLE 0 2,205 0 0
Caterpillar Inc Com 149123101 185 1,014 SH   DFND 0 1,014 0 0
Charter Communications Inc CL A Com 16119P108 20 30 SH   DFND 0 30 0 0
Chemed Corp Com 16359R103 266 500 SH   SOLE 0 500 0 0
Cheniere Energy Com 16411R208 31 515 SH   SOLE 0 515 0 0
Cheniere Energy Com 16411R208 2 33 SH   DFND 0 33 0 0
Chevron Corp Com 166764100 917 10,854 SH   SOLE 0 10,854 0 0
Chevron Corp Com 166764100 374 4,426 SH   DFND 0 4,426 0 0
Cisco Systems Inc Com 17275R102 2,818 62,974 SH   SOLE 0 62,974 0 0
Cisco Systems Inc Com 17275R102 471 10,516 SH   DFND 0 10,516 0 0
Clorox Co Com 189054109 22 107 SH   SOLE 0 107 0 0
Coca Cola Co Com 191216100 81 1,471 SH   SOLE 0 1,471 0 0
Coca Cola Co Com 191216100 141 2,562 SH   DFND 0 2,562 0 0
Cognex Corp Com 192422103 4 56 SH   SOLE 0 56 0 0
Cohen & Steers Infrastructure Fund Com 19248A109 19 755 SH   SOLE 0 755 0 0
Colgate-Palmolive Co Com 194162103 126 1,474 SH   SOLE 0 1,474 0 0
Columbia Property Trust Inc Com 198287203 18 1,250 SH   SOLE 0 1,250 0 0
Comcast Corp New Class A Com 20030N101 2,061 39,323 SH   SOLE 0 39,323 0 0
Comcast Corp New Class A Com 20030N101 120 2,298 SH   DFND 0 2,298 0 0
Comerica Inc Common Stock Com 200340107 223 3,995 SH   SOLE 0 3,995 0 0
Conagra Brands Inc Com 205887102 16 450 SH   SOLE 0 450 0 0
Conocophillips Com Com 20825C104 2 50 SH   SOLE 0 50 0 0
Consolidated Edison Inc. Com 209115104 27 370 SH   SOLE 0 370 0 0
Constellation Brands Inc Com 21036P108 1,720 7,850 SH   SOLE 0 7,850 0 0
Constellation Brands Inc Com 21036P108 765 3,492 SH   DFND 0 3,492 0 0
Corning Inc Com 219350105 1,483 41,195 SH   SOLE 0 41,195 0 0
Corning Inc Com 219350105 133 3,685 SH   DFND 0 3,685 0 0
Corteva Inc Com 22052L104 1 27 SH   SOLE 0 27 0 0
Corteva Inc Com 22052L104 15 386 SH   DFND 0 386 0 0
Costco Wholesale Corp Com 22160K105 223 592 SH   SOLE 0 592 0 0
Crown Castle Intl Corp Com 22822V101 1,031 6,477 SH   SOLE 0 6,477 0 0
Crown Castle Intl Corp Com 22822V101 111 696 SH   DFND 0 696 0 0
Cummins Inc. Com 231021106 4,284 18,866 SH   SOLE 0 18,866 0 0
Cummins Inc. Com 231021106 969 4,267 SH   DFND 0 4,267 0 0
Danaher Corp Com 235851102 2,746 12,362 SH   SOLE 0 12,362 0 0
Danaher Corp Com 235851102 1,325 5,965 SH   DFND 0 5,965 0 0
Deere & Co Com 244199105 94 350 SH   SOLE 0 350 0 0
Deere & Co Com 244199105 57 210 SH   DFND 0 210 0 0
Diageo PLC ADR Com 25243Q205 32 200 SH   DFND 0 200 0 0
Digital Rlty Tr Inc Prrd Pfd Stk 253868822 164 6,000 SH   SOLE 0 6,000 0 0
Digital Rlty Tr Inc Prrd Pfd Stk 253868822 55 2,000 SH   DFND 0 2,000 0 0
Disney Common Stock Com 254687106 3,278 18,093 SH   SOLE 0 18,093 0 0
Disney Common Stock Com 254687106 1,769 9,766 SH   DFND 0 9,766 0 0
Discover Financial Services Com 254709108 2,476 27,347 SH   SOLE 0 27,347 0 0
Discover Financial Services Com 254709108 181 1,996 SH   DFND 0 1,996 0 0
Dominion Resources Inc New Com 25746U109 11 141 SH   SOLE 0 141 0 0
Dominion Resources Inc New Com 25746U109 38 500 SH   DFND 0 500 0 0
Dow Inc Com 260557103 3 62 SH   SOLE 0 62 0 0
Dow Inc Com 260557103 45 806 SH   DFND 0 806 0 0
Draftkings Inc Com 26142R104 9 200 SH   DFND 0 200 0 0
Duke Energy Corp New Com 26441C204 67 737 SH   SOLE 0 737 0 0
Duke Energy Corp New Com 26441C204 197 2,156 SH   DFND 0 2,156 0 0
Dupont De Nemours Inc Com 26614N102 11 153 SH   DFND 0 153 0 0
Emerson Electric Corp Com 291011104 80 994 SH   SOLE 0 994 0 0
Enbridge Inc Com 29250N105 1,556 48,653 SH   SOLE 0 48,653 0 0
Enbridge Inc Com 29250N105 177 5,540 SH   DFND 0 5,540 0 0
Entergy Corp Com 29364G103 50 502 SH   SOLE 0 502 0 0
Entergy Corp Com 29364G103 50 500 SH   DFND 0 500 0 0
Enterprise Prods Partners L P Com 293792107 79 4,050 SH   SOLE 0 4,050 0 0
Aqua Amer Inc Com 29670G102 76 1,600 SH   SOLE 0 1,600 0 0
Exelon Corp Com 30161N101 146 3,454 SH   SOLE 0 3,454 0 0
Exxon Mobil Corp Com 30231G102 76 1,832 SH   SOLE 0 1,832 0 0
Exxon Mobil Corp Com 30231G102 71 1,730 SH   DFND 0 1,730 0 0
Facebook Inc Com 30303M102 1,068 3,910 SH   SOLE 0 3,910 0 0
Facebook Inc Com 30303M102 884 3,238 SH   DFND 0 3,238 0 0
Fastenal Co Com 311900104 29 600 SH   DFND 0 600 0 0
Fifth Third Bancorp Com 316773100 561 20,359 SH   SOLE 0 20,359 0 0
First Quantum Minerals Ltd. Com 335934105 4 250 SH   SOLE 0 250 0 0
Fiserv Inc Com 337738108 1,955 17,172 SH   SOLE 0 17,172 0 0
Fiserv Inc Com 337738108 837 7,352 SH   DFND 0 7,352 0 0
Frontier Communications Corp New Com 35906A306 0 113 SH   SOLE 0 113 0 0
General Dynamics Corp Com 369550108 5 35 SH   SOLE 0 35 0 0
General Dynamics Corp Com 369550108 45 300 SH   DFND 0 300 0 0
General Electric Co Com 369604103 35 3,250 SH   DFND 0 3,250 0 0
General Mills Inc Com 370334104 94 1,600 SH   SOLE 0 1,600 0 0
Gilead Sciences Inc Com 375558103 17 300 SH   DFND 0 300 0 0
Glaxosmithkline PLC ADR Com 37733W105 28 750 SH   DFND 0 750 0 0
Global X S&P 500 Covered Call ETF Com 37954Y475 37 790 SH   SOLE 0 790 0 0
Goldman Sachs Group Inc Com 38141G104 40 151 SH   DFND 0 151 0 0
Guggenheim Def Port Conv&Inc Series 31 Com 40175B464 28 2,199 SH   SOLE 0 2,199 0 0
Guggenheim Def Port F&C Pfd 49 CA Com 40175E229 6 664 SH   SOLE 0 664 0 0
Guggenheim Def Port MultiNtl Titan 18 Com 40175F689 11 973 SH   SOLE 0 973 0 0
H-Entertainment Inc. Com 40417A100 0 5 SH   SOLE 0 5 0 0
Hanesbrands Inc. Com 410345102 23 1,600 SH   DFND 0 1,600 0 0
Hasbro Inc. Com 418056107 17 186 SH   SOLE 0 186 0 0
Heritage Crystal Clean Inc. Com 42726M106 7 347 SH   SOLE 0 347 0 0
Hershey Co. Com 427866108 30 200 SH   SOLE 0 200 0 0
Home Depot Inc Com 437076102 2,319 8,731 SH   SOLE 0 8,731 0 0
Home Depot Inc Com 437076102 432 1,627 SH   DFND 0 1,627 0 0
Honeywell Intl Inc Com 438516106 1,466 6,891 SH   SOLE 0 6,891 0 0
Honeywell Intl Inc Com 438516106 152 715 SH   DFND 0 715 0 0
Illumina Inc Com 452327109 6 16 SH   SOLE 0 16 0 0
Illumina Inc Com 452327109 26 70 SH   DFND 0 70 0 0
Indexiq Merger Arbitrage ETF Com 45409B800 16 484 SH   SOLE 0 484 0 0
Ingersoll Rand Inc Com 45687V106 12 264 SH   SOLE 0 264 0 0
Intel Corp Com 458140100 614 12,322 SH   SOLE 0 12,322 0 0
Intel Corp Com 458140100 192 3,850 SH   DFND 0 3,850 0 0
International Business Machines Corp Com 459200101 259 2,060 SH   SOLE 0 2,060 0 0
Invesco QQQ Trust Series 1 Com 46090E103 125 400 SH   SOLE 0 400 0 0
Invesco Van Kampen Adv Muni Income II Com 46132E103 12 1,059 SH   SOLE 0 1,059 0 0
Invesco Senior Loan ETF Com 46138G508 108 4,843 SH   SOLE 0 4,843 0 0
Invesco Senior Loan ETF Com 46138G508 15 675 SH   DFND 0 675 0 0
Invesco ETF Taxable Muni Bond Com 46138G805 8,995 268,509 SH   SOLE 0 268,509 0 0
Invesco ETF Taxable Muni Bond Com 46138G805 1,612 48,132 SH   DFND 0 48,132 0 0
IShares Gold Trust Com 464285105 28 1,550 SH   SOLE 0 1,550 0 0
Ishares Dow Jones Select Div. Index Fd. Com 464287168 88 912 SH   SOLE 0 912 0 0
Ishares TIPS Bond ETF Com 464287176 13 100 SH   SOLE 0 100 0 0
Ishares TIPS Bond ETF Com 464287176 11 85 SH   DFND 0 85 0 0
Ishares S & P 500 Index Fund Com 464287200 676 1,800 SH   SOLE 0 1,800 0 0
Ishares Tr MSCI Emerging Markets Com 464287234 114 2,212 SH   SOLE 0 2,212 0 0
Ishares Iboxx Invt Grade Group Bd Fnd Com 464287242 58 420 SH   SOLE 0 420 0 0
Ishares MSCI Eafe Index Fd Com 464287465 657 9,009 SH   SOLE 0 9,009 0 0
Ishares MSCI Eafe Index Fd Com 464287465 155 2,129 SH   DFND 0 2,129 0 0
Ishares Tr Russell Midcap Index Fund Com 464287499 533 7,780 SH   SOLE 0 7,780 0 0
Ishares Nasdaq Biotech ETF Com 464287556 8 51 SH   SOLE 0 51 0 0
Ishares Tr Cohen & Steers Realty Majors Com 464287564 22 412 SH   DFND 0 412 0 0
Ishares Tr Russell 1000 Growth Index Fund Com 464287614 96 400 SH   SOLE 0 400 0 0
Ishares Tr Russell 1000 Growth Index Fund Com 464287614 164 681 SH   DFND 0 681 0 0
Ishares Tr Russell 2000 Index Fd Com 464287655 620 3,163 SH   SOLE 0 3,163 0 0
Ishares S & P Midcap 400/Value Com 464287705 15 176 SH   DFND 0 176 0 0
Ishares DJ US Healthcare Com 464287762 27 109 SH   SOLE 0 109 0 0
Ishares S&P Smallcap 600 Index Fd Com 464287804 43 470 SH   SOLE 0 470 0 0
Ishares S&P Smallcap 600 Index Fd Com 464287804 20 222 SH   DFND 0 222 0 0
I Shares U.S. Basic Materials EFT Com 464287838 6 50 SH   SOLE 0 50 0 0
Ishares DJ Intl Select Div Com 464288448 79 2,673 SH   SOLE 0 2,673 0 0
IShares Core US REIT ETF Com 464288521 37 761 SH   SOLE 0 761 0 0
Ishares US Preferred Stock E Pfd Stk 464288687 40 1,050 SH   SOLE 0 1,050 0 0
Ishares US Preferred Stock E Pfd Stk 464288687 13 350 SH   DFND 0 350 0 0
Ishares Regional Bank Com 464288778 29 633 SH   SOLE 0 633 0 0
Ishares India 50 ETF Com 464289529 25 600 SH   DFND 0 600 0 0
Ishares Silver Tr Com 46428Q109 22 886 SH   SOLE 0 886 0 0
MCSI Emerging Mkts ex China Com 46434G764 78 1,378 SH   DFND 0 1,378 0 0
Ishares Tr Ultra Short Term Bond Fund Com 46434V878 10,465 207,137 SH   SOLE 0 207,137 0 0
Ishares Tr Ultra Short Term Bond Fund Com 46434V878 3,361 66,534 SH   DFND 0 66,534 0 0
J P Morgan Chase & Co Com 46625H100 6,817 53,648 SH   SOLE 0 53,648 0 0
J P Morgan Chase & Co Com 46625H100 1,925 15,148 SH   DFND 0 15,148 0 0
Jacobs Engineering Group Inc Com 469814107 22 200 SH   SOLE 0 200 0 0
Johnson & Johnson Com 478160104 4,773 30,326 SH   SOLE 0 30,326 0 0
Johnson & Johnson Com 478160104 1,326 8,428 SH   DFND 0 8,428 0 0
JP Morgan Chase 6.15 Pfd Stk 48127V827 24 940 SH   DFND 0 940 0 0
KLA-Tencor Corp Com 482480100 5,136 19,836 SH   SOLE 0 19,836 0 0
KLA-Tencor Corp Com 482480100 1,620 6,257 SH   DFND 0 6,257 0 0
Kimberly-Clark Corp Com 494368103 66 489 SH   SOLE 0 489 0 0
Kimberly-Clark Corp Com 494368103 13 100 SH   DFND 0 100 0 0
Kinder Morgan Inc Com 49456B101 21 1,500 SH   SOLE 0 1,500 0 0
Kirlkland Lake Gold Ltd Com 49741E100 41 1,000 SH   SOLE 0 1,000 0 0
Kraft Heinz Co Com 500754106 7 196 SH   SOLE 0 196 0 0
Kraft Heinz Co Com 500754106 16 461 SH   DFND 0 461 0 0
Kraneshares CSI China ETF Com 500767306 11,007 143,336 SH   SOLE 0 143,336 0 0
Kraneshares CSI China ETF Com 500767306 2,840 36,981 SH   DFND 0 36,981 0 0
LKQ Corporation Com 501889208 1,772 50,294 SH   SOLE 0 50,294 0 0
LKQ Corporation Com 501889208 793 22,495 SH   DFND 0 22,495 0 0
Laboratory Corp of America Holdings Com 50540R409 20 100 SH   SOLE 0 100 0 0
Lilly Eli & Co Com 532457108 877 5,192 SH   SOLE 0 5,192 0 0
Lilly Eli & Co Com 532457108 51 300 SH   DFND 0 300 0 0
Lockheed Martin Corp Com 539830109 246 693 SH   SOLE 0 693 0 0
Lowes Companies Inc Com 548661107 33 204 SH   SOLE 0 204 0 0
Lowes Companies Inc Com 548661107 10 61 SH   DFND 0 61 0 0
MGT Capital Investments Inc. Com 55302P202 2 37,974 SH   DFND 0 37,974 0 0
Marathon Pete Corp Com 56585A102 18 427 SH   SOLE 0 427 0 0
Marathon Pete Corp Com 56585A102 33 800 SH   DFND 0 800 0 0
Marriott International Class A Com 571903202 66 500 SH   SOLE 0 500 0 0
Masco Corp Com 574599106 55 1,000 SH   SOLE 0 1,000 0 0
Mastercard Inc. Com 57636Q104 4,117 11,534 SH   SOLE 0 11,534 0 0
Mastercard Inc. Com 57636Q104 1,843 5,163 SH   DFND 0 5,163 0 0
McDonalds Corp Com 580135101 2,245 10,461 SH   SOLE 0 10,461 0 0
McDonalds Corp Com 580135101 413 1,923 SH   DFND 0 1,923 0 0
Merck & Co Inc Com 58933Y105 700 8,556 SH   SOLE 0 8,556 0 0
Merck & Co Inc Com 58933Y105 67 820 SH   DFND 0 820 0 0
Metlife Inc Com 59156R108 1,525 32,483 SH   SOLE 0 32,483 0 0
Metlife Inc Com 59156R108 635 13,534 SH   DFND 0 13,534 0 0
Microsoft Corp Com 594918104 9,302 41,821 SH   SOLE 0 41,821 0 0
Microsoft Corp Com 594918104 3,405 15,309 SH   DFND 0 15,309 0 0
Mondelez Intl Inc Com 609207105 254 4,345 SH   SOLE 0 4,345 0 0
Mondelez Intl Inc Com 609207105 157 2,685 SH   DFND 0 2,685 0 0
Morgan Stanley Com 617446448 2,934 42,817 SH   SOLE 0 42,817 0 0
Morgan Stanley Com 617446448 611 8,922 SH   DFND 0 8,922 0 0
NCR Corp Common Stock Com 62886E108 8 200 SH   SOLE 0 200 0 0
National Grid PLC SP-ADR Com 636274409 73 1,237 SH   DFND 0 1,237 0 0
Nextera Energy Inc Com 65339F101 88 1,140 SH   SOLE 0 1,140 0 0
Nextera Energy Inc Com 65339F101 206 2,668 SH   DFND 0 2,668 0 0
Nokia Corp Sponsored ADR Com 654902204 0 4 SH   SOLE 0 4 0 0
Nordstrom Inc Com 655664100 9 300 SH   DFND 0 300 0 0
Norfolk Southern Corp Com 655844108 2,513 10,578 SH   SOLE 0 10,578 0 0
Norfolk Southern Corp Com 655844108 999 4,205 SH   DFND 0 4,205 0 0
Northern Trust Corp Com 665859104 9 100 SH   SOLE 0 100 0 0
Nvidia Corporation Com 67066G104 3,010 5,765 SH   SOLE 0 5,765 0 0
Nvidia Corporation Com 67066G104 1,581 3,027 SH   DFND 0 3,027 0 0
Nuveen Credit Stategies Income Fd Com 67073D102 8 1,200 SH   SOLE 0 1,200 0 0
Occidental Pete Corp Wt Exp 080327 Com 674599162 0 13 SH   SOLE 0 13 0 0
Odyssey Marine Exploration Inc Com 676118201 0 42 SH   SOLE 0 42 0 0
Oneok Inc Com 682680103 70 1,829 SH   SOLE 0 1,829 0 0
Oneok Inc Com 682680103 8 200 SH   DFND 0 200 0 0
Oracle Corp Com 68389X105 17 260 SH   SOLE 0 260 0 0
Oracle Corp Com 68389X105 323 5,000 SH   DFND 0 5,000 0 0
Otis Worldwide Corp Com 68902V107 20 300 SH   DFND 0 300 0 0
Packaging Corp of America Com 695156109 1,786 12,953 SH   SOLE 0 12,953 0 0
Packaging Corp of America Com 695156109 106 766 SH   DFND 0 766 0 0
Paychex Inc Com 704326107 2,117 22,720 SH   SOLE 0 22,720 0 0
Paychex Inc Com 704326107 153 1,644 SH   DFND 0 1,644 0 0
Paycom Software Inc Com 70432V102 1,100 2,433 SH   SOLE 0 2,433 0 0
Paycom Software Inc Com 70432V102 460 1,018 SH   DFND 0 1,018 0 0
Paypal Holdings Inc Com 70450Y103 4,476 19,111 SH   SOLE 0 19,111 0 0
Paypal Holdings Inc Com 70450Y103 1,738 7,420 SH   DFND 0 7,420 0 0
Pennantpark Investment Corp Com 708062104 8 1,702 SH   DFND 0 1,702 0 0
Pepsico Inc. Com 713448108 2,358 15,898 SH   SOLE 0 15,898 0 0
Pepsico Inc. Com 713448108 252 1,698 SH   DFND 0 1,698 0 0
Pfizer Inc Com 717081103 3,527 95,805 SH   SOLE 0 95,805 0 0
Pfizer Inc Com 717081103 919 24,979 SH   DFND 0 24,979 0 0
Philip Morris Intl Inc Com 718172109 394 4,755 SH   SOLE 0 4,755 0 0
Philip Morris Intl Inc Com 718172109 244 2,950 SH   DFND 0 2,950 0 0
Pinnacle West Capital Corp Com 723484101 24 295 SH   SOLE 0 295 0 0
Principal Financial Group Inc Com 74251V102 63 1,271 SH   SOLE 0 1,271 0 0
Principal Financial Group Inc Com 74251V102 15 300 SH   DFND 0 300 0 0
Procter & Gamble Co Com 742718109 3,190 22,924 SH   SOLE 0 22,924 0 0
Procter & Gamble Co Com 742718109 567 4,077 SH   DFND 0 4,077 0 0
Public Service Enterprise Group Inc Com 744573106 2,481 42,558 SH   SOLE 0 42,558 0 0
Public Service Enterprise Group Inc Com 744573106 214 3,664 SH   DFND 0 3,664 0 0
Public Storage Pfd Pfd Stk 74460W578 452 16,000 SH   SOLE 0 16,000 0 0
Public Storage Pfd Pfd Stk 74460W578 112 3,960 SH   DFND 0 3,960 0 0
Public Storage Pfd Pfd Stk 74460W628 28 1,000 SH   SOLE 0 1,000 0 0
Public Storage Pfd Pfd Stk 74460W628 358 12,900 SH   DFND 0 12,900 0 0
Pulte Homes, Inc Com 745867101 2,092 48,508 SH   SOLE 0 48,508 0 0
Pulte Homes, Inc Com 745867101 1,194 27,696 SH   DFND 0 27,696 0 0
Qualcomm Inc Com 747525103 3,105 20,385 SH   SOLE 0 20,385 0 0
Qualcomm Inc Com 747525103 426 2,798 SH   DFND 0 2,798 0 0
Quantum Fuel Sys Tech Worldwde Com 74765E307 0 50 SH   SOLE 0 50 0 0
Quest Diagnostics Inc Com 74834L100 60 500 SH   SOLE 0 500 0 0
Rpm Inc Com 749685103 37 410 SH   SOLE 0 410 0 0
Raytheon Technologies Corp Com 75513E101 150 2,101 SH   SOLE 0 2,101 0 0
Raytheon Technologies Corp Com 75513E101 36 500 SH   DFND 0 500 0 0
Roku Inc Com 77543R102 7 20 SH   DFND 0 20 0 0
Roper Industries Inc Com 776696106 2,058 4,775 SH   SOLE 0 4,775 0 0
Roper Industries Inc Com 776696106 1,167 2,708 SH   DFND 0 2,708 0 0
Royal Dutch Shell Com 780259107 49 1,450 SH   DFND 0 1,450 0 0
SPDR S&P 500 ETF Trust Com 78462F103 5,430 14,524 SH   SOLE 0 14,524 0 0
SPDR S&P 500 ETF Trust Com 78462F103 1,650 4,413 SH   DFND 0 4,413 0 0
Spider Gold Tr Com 78463V107 56 312 SH   SOLE 0 312 0 0
Spider Gold Tr Com 78463V107 52 292 SH   DFND 0 292 0 0
SPDR Portfolio Emerging Mkt Com 78463X509 5,743 136,222 SH   SOLE 0 136,222 0 0
SPDR Portfolio Emerging Mkt Com 78463X509 1,927 45,709 SH   DFND 0 45,709 0 0
SPDR Developed World ex-US Com 78463X889 276 8,187 SH   SOLE 0 8,187 0 0
SPDR Portfolio Intermediate Corp Bond ETF Com 78464A375 144 3,866 SH   SOLE 0 3,866 0 0
Spdr Blmbrg Barclay Emerg Mkt Local Bnd ETF Com 78464A391 0 11 SH   SOLE 0 11 0 0
SPDR Portfolio S&P 500 Grwth Com 78464A409 77 1,395 SH   SOLE 0 1,395 0 0
SPDR Portfolio S&P 500 Grwth Com 78464A409 29 516 SH   DFND 0 516 0 0
SPDR Portfolio S&P 500 Value Com 78464A508 150 4,371 SH   SOLE 0 4,371 0 0
Spdr Portfolio Ggregate Bond ETF Com 78464A649 51 1,656 SH   SOLE 0 1,656 0 0
Spdr Portfolio Mid Cap ETF Com 78464A847 59 1,469 SH   SOLE 0 1,469 0 0
SPDR S&P Biotech ETF Com 78464A870 82 582 SH   SOLE 0 582 0 0
SPDR Dow Jones Indl Average Ser 1 Com 78467X109 474 1,549 SH   SOLE 0 1,549 0 0
SPDR S&P Midcap 400 Ser 1 Com 78467Y107 545 1,299 SH   SOLE 0 1,299 0 0
SPDR S&P Midcap 400 Ser 1 Com 78467Y107 10 25 SH   DFND 0 25 0 0
Spdr Portfolio Small Cap ETF Com 78468R853 60 1,674 SH   SOLE 0 1,674 0 0
Salesforce Com Inc. Com 79466L302 17 77 SH   SOLE 0 77 0 0
Schwab Strategic Tr US Reit ETF Com 808524847 27 705 SH   SOLE 0 705 0 0
SPDR Materials ETF Com 81369Y100 1,011 13,970 SH   SOLE 0 13,970 0 0
SPDR Materials ETF Com 81369Y100 413 5,711 SH   DFND 0 5,711 0 0
Sector Spdr Healthcare Com 81369Y209 37 325 SH   SOLE 0 325 0 0
SPDR Discrectionary ETF Com 81369Y407 32 200 SH   SOLE 0 200 0 0
SPDR Discrectionary ETF Com 81369Y407 124 773 SH   DFND 0 773 0 0
Select Sector Spider Tr Energy Com 81369Y506 1,818 47,973 SH   SOLE 0 47,973 0 0
Select Sector Spider Tr Energy Com 81369Y506 855 22,554 SH   DFND 0 22,554 0 0
Financial Select Sector SPDR Com 81369Y605 98 3,325 SH   SOLE 0 3,325 0 0
Industrial Select Sector Spdr Com 81369Y704 35 400 SH   SOLE 0 400 0 0
Select Sector Spider Technology Com 81369Y803 52 400 SH   SOLE 0 400 0 0
Select Sector Spdr Tr Utils Com 81369Y886 166 2,652 SH   SOLE 0 2,652 0 0
Select Sector Spdr Tr Utils Com 81369Y886 107 1,700 SH   DFND 0 1,700 0 0
Shopify Inc Com 82509L107 139 123 SH   DFND 0 123 0 0
Smith & Nephew PLC Com 83175M205 11 250 SH   DFND 0 250 0 0
Smucker J M Co Com 832696405 23 202 SH   SOLE 0 202 0 0
Snap-On Inc. Com 833034101 34 200 SH   DFND 0 200 0 0
Southern Co. Com 842587107 89 1,443 SH   SOLE 0 1,443 0 0
Southern Co. Com 842587107 194 3,150 SH   DFND 0 3,150 0 0
Southwest Airlines Co Com 844741108 14 300 SH   DFND 0 300 0 0
Sprott Physical Gold & Silver Trust Com 85208R101 29 1,500 SH   SOLE 0 1,500 0 0
Stanley Black & Decker Inc Com 854502101 1,609 9,010 SH   SOLE 0 9,010 0 0
Stanley Black & Decker Inc Com 854502101 565 3,162 SH   DFND 0 3,162 0 0
Starbucks Corp Com 855244109 2,746 25,667 SH   SOLE 0 25,667 0 0
Starbucks Corp Com 855244109 292 2,727 SH   DFND 0 2,727 0 0
State Street Corp Com 857477103 29 400 SH   SOLE 0 400 0 0
Store Capital Corp Com 862121100 25 729 SH   DFND 0 729 0 0
Stryker Corp Com 863667101 1,785 7,284 SH   SOLE 0 7,284 0 0
Stryker Corp Com 863667101 915 3,734 SH   DFND 0 3,734 0 0
Target Corp Com 87612E106 113 638 SH   SOLE 0 638 0 0
Target Corp Com 87612E106 146 825 SH   DFND 0 825 0 0
Tencent Hldgs Ltd-UNS ADR Com 88032Q109 15 207 SH   SOLE 0 207 0 0
Tesla Motors Com 88160R101 3 4 SH   SOLE 0 4 0 0
Texas Instruments Inc Com 882508104 71 435 SH   SOLE 0 435 0 0
Thermo Fisher Scientific Inc. Com 883556102 2,725 5,851 SH   SOLE 0 5,851 0 0
Thermo Fisher Scientific Inc. Com 883556102 1,047 2,248 SH   DFND 0 2,248 0 0
Thomson Reuters Corp Com 884903709 33 408 SH   SOLE 0 408 0 0
3m Co Com 88579Y101 84 478 SH   SOLE 0 478 0 0
3m Co Com 88579Y101 93 530 SH   DFND 0 530 0 0
Truist Finl Corp Com 89832Q109 24 500 SH   SOLE 0 500 0 0
Truist Finl Corp Com 89832Q109 19 400 SH   DFND 0 400 0 0
Twilio Inc-A Com 90138F102 7 20 SH   DFND 0 20 0 0
Tyson Foods Inc Class A Com 902494103 3,530 54,782 SH   SOLE 0 54,782 0 0
Tyson Foods Inc Class A Com 902494103 936 14,522 SH   DFND 0 14,522 0 0
US Bancorp Del Com New Com 902973304 1,721 36,943 SH   SOLE 0 36,943 0 0
US Bancorp Del Com New Com 902973304 3,844 82,517 SH   DFND 0 82,517 0 0
Unilever Plc Sponsored ADR Com 904767704 1,953 32,348 SH   SOLE 0 32,348 0 0
Unilever Plc Sponsored ADR Com 904767704 266 4,402 SH   DFND 0 4,402 0 0
Union Pacific Corp Com 907818108 123 593 SH   SOLE 0 593 0 0
Union Pacific Corp Com 907818108 83 400 SH   DFND 0 400 0 0
United Parcel Service Inc Class B Com 911312106 60 355 SH   SOLE 0 355 0 0
United Parcel Service Inc Class B Com 911312106 38 225 SH   DFND 0 225 0 0
Unitedhealth Group Inc Com 91324P102 131 374 SH   SOLE 0 374 0 0
Valero Energy Corp Com 91913Y100 1,405 24,834 SH   SOLE 0 24,834 0 0
Valero Energy Corp Com 91913Y100 183 3,233 SH   DFND 0 3,233 0 0
Vaneck Vectors Morningstar Wide MOAT ETF Com 92189F643 653 10,532 SH   SOLE 0 10,532 0 0
Vanguard Dividend Appreciation ETF Com 921908844 221 1,569 SH   SOLE 0 1,569 0 0
Vanguard Dividend Appreciation ETF Com 921908844 157 1,115 SH   DFND 0 1,115 0 0
Vanguard FTSE Deloped ETF Com 921943858 24 509 SH   SOLE 0 509 0 0
Vanguard High Dividend Yield Com 921946406 194 2,119 SH   SOLE 0 2,119 0 0
Vanguard High Dividend Yield Com 921946406 196 2,144 SH   DFND 0 2,144 0 0
Vanguard MSCI Emerging Markets ETF Com 922042858 64 1,274 SH   SOLE 0 1,274 0 0
Vanguard FTSE Europe ETF Com 922042874 71 1,174 SH   SOLE 0 1,174 0 0
Vanguard Utilities ETF Com 92204A876 1,304 9,505 SH   SOLE 0 9,505 0 0
Vanguard Utilities ETF Com 92204A876 127 926 SH   DFND 0 926 0 0
Vanguard REIT Com 922908553 1,876 22,091 SH   SOLE 0 22,091 0 0
Vanguard REIT Com 922908553 746 8,783 SH   DFND 0 8,783 0 0
Vanguard Mid-Cap ETF Com 922908629 82 397 SH   SOLE 0 397 0 0
Vanguard Value ETF Com 922908744 157 1,316 SH   SOLE 0 1,316 0 0
Vanguard Small Cap ETF Com 922908751 464 2,385 SH   SOLE 0 2,385 0 0
Vanguard Total Stock Market ETF Com 922908769 21 106 SH   SOLE 0 106 0 0
Verizon Communications Com 92343V104 4,249 72,331 SH   SOLE 0 72,331 0 0
Verizon Communications Com 92343V104 1,056 17,975 SH   DFND 0 17,975 0 0
Viatris Inc Com 92556V106 5 270 SH   DFND 0 270 0 0
Vodafone Group PLC Com 92857W308 1 73 SH   SOLE 0 73 0 0
WEC Energy Group Inc Com 92939U106 548 5,953 SH   SOLE 0 5,953 0 0
WEC Energy Group Inc Com 92939U106 62 670 SH   DFND 0 670 0 0
Wal-Mart Stores Inc Com 931142103 2,322 16,108 SH   SOLE 0 16,108 0 0
Wal-Mart Stores Inc Com 931142103 939 6,515 SH   DFND 0 6,515 0 0
Walgreens Boots Alliance Inc Com 931427108 849 21,286 SH   SOLE 0 21,286 0 0
Walgreens Boots Alliance Inc Com 931427108 332 8,333 SH   DFND 0 8,333 0 0
Waste Management New Com 94106L109 134 1,133 SH   SOLE 0 1,133 0 0
Waste Management New Com 94106L109 228 1,933 SH   DFND 0 1,933 0 0
Wells Fargo & Co New Com 949746101 24 793 SH   DFND 0 793 0 0
Wells Fargo Co Pfd Non-Cumlative Class A Pfd Stk 94988U714 26 1,000 SH   DFND 0 1,000 0 0
Welltower Inc Com 95040Q104 47 730 SH   SOLE 0 730 0 0
Welltower Inc Com 95040Q104 5 78 SH   DFND 0 78 0 0
Wintrust Financial Corp Com 97650W108 24 400 SH   SOLE 0 400 0 0
Wisdomtree Trust Europe Hedged Eqty Fd Com 97717X701 9 130 SH   SOLE 0 130 0 0
Woodward Governor Co Com 980745103 97 800 SH   SOLE 0 800 0 0
Xcel Energy Com 98389B100 265 3,979 SH   SOLE 0 3,979 0 0
Yum Brands Inc Com 988498101 13 120 SH   SOLE 0 120 0 0
Yum China Holdings Inc Com 98850P109 7 120 SH   SOLE 0 120 0 0
Zimmer Biomet Holdings Inc Com 98956P102 40 262 SH   SOLE 0 262 0 0
Zoetis Inc Com 98978V103 1,725 10,422 SH   SOLE 0 10,422 0 0
Zoetis Inc Com 98978V103 661 3,995 SH   DFND 0 3,995 0 0
Zoom Video Communications Inc Com 98980L101 7 20 SH   DFND 0 20 0 0
Daimler AG Com D1668R123 32 450 SH   SOLE 0 450 0 0
Allegion PLC Com G0176J109 41 350 SH   SOLE 0 350 0 0
Eaton Corp PLC Com G29183103 3,300 27,470 SH   SOLE 0 27,470 0 0
Eaton Corp PLC Com G29183103 346 2,877 SH   DFND 0 2,877 0 0
Johnson Controls International PLC Com G51502105 28 600 SH   SOLE 0 600 0 0
Linde PLC Com G5494J103 66 250 SH   SOLE 0 250 0 0
Marvell Tech Group Com G5876H105 25 525 SH   SOLE 0 525 0 0
Medtronic Holdings LTD Com G5960L103 3,423 29,223 SH   SOLE 0 29,223 0 0
Medtronic Holdings LTD Com G5960L103 830 7,087 SH   DFND 0 7,087 0 0
Aptiv PLC Com G6095L109 2,337 17,939 SH   SOLE 0 17,939 0 0
Aptiv PLC Com G6095L109 897 6,888 SH   DFND 0 6,888 0 0
Seadrill Ltd Com G7998G106 0 6 SH   SOLE 0 6 0 0
Trane Technologies Plc Com G8994E103 65 450 SH   SOLE 0 450 0 0
Alcon Inc Com H01301128 3 42 SH   SOLE 0 42 0 0
Chubb LTD Com H1467J104 28 180 SH   DFND 0 180 0 0
NPX Semiconductors NV Com N6596X109 9 58 SH   SOLE 0 58 0 0