The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 302 1,369 SH   SOLE 0 0 1,369
ABBVIE INC COM 00287Y109 1,055 11,115 SH   SOLE 0 0 11,115
ALPHABET INC CAP STK CL C 02079K107 348 339 SH   SOLE 0 0 339
ALPHABET INC CAP STK CL A 02079K305 6,396 6,206 SH   SOLE 0 0 6,206
ALTRIA GROUP INC COM 02209S103 1,016 16,325 SH   SOLE 0 0 16,325
AMAZON COM INC COM 023135106 7,691 5,319 SH   SOLE 0 0 5,319
APPLE INC COM 037833100 3,405 20,294 SH   SOLE 0 0 20,294
AT&T INC COM 00206R102 1,957 54,949 SH   SOLE 0 0 54,949
AUTOMATIC DATA PROCESSING IN COM 053015103 2,576 22,683 SH   SOLE 0 0 22,683
BANK NEW YORK MELLON CORP COM 064058100 270 5,224 SH   SOLE 0 0 5,224
BB&T CORP COM 054937107 1,627 31,277 SH   SOLE 0 0 31,277
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 4,140 20,715 SH   SOLE 0 0 20,715
BLACKROCK INC COM 09247X101 1,622 2,980 SH   SOLE 0 0 2,980
BOEING CO COM 097023105 314 957 SH   SOLE 0 0 957
BRISTOL MYERS SQUIBB CO COM 110122108 1,792 28,274 SH   SOLE 0 0 28,274
CELGENE CORP COM 151020104 1,224 13,777 SH   SOLE 0 0 13,777
CHEVRON CORP NEW COM 166764100 4,644 40,696 SH   SOLE 0 0 40,696
CISCO SYS INC COM 17275R102 778 18,092 SH   SOLE 0 0 18,092
CITIZENS FINL GROUP INC COM 174610105 1,357 32,256 SH   SOLE 0 0 32,256
CME GROUP INC COM CL A 12572Q105 300 1,866 SH   SOLE 0 0 1,866
COCA COLA CO COM 191216100 385 8,841 SH   SOLE 0 0 8,841
COLGATE PALMOLIVE CO COM 194162103 915 12,765 SH   SOLE 0 0 12,765
COMCAST CORP NEW CL A 20030N101 344 10,042 SH   SOLE 0 0 10,042
CONSOLIDATED EDISON INC COM 209115104 209 2,672 SH   SOLE 0 0 2,672
COSTCO WHSL CORP NEW COM 22160K105 4,042 21,451 SH   SOLE 0 0 21,451
D R HORTON INC COM 23331A109 1,248 28,525 SH   SOLE 0 0 28,525
DISNEY WALT CO COM DISNEY 254687106 2,956 29,304 SH   SOLE 0 0 29,304
DOWDUPONT INC COM 26078J100 1,608 25,240 SH   SOLE 0 0 25,240
EASTMAN CHEM CO COM 277432100 1,474 13,953 SH   SOLE 0 0 13,953
EDWARDS LIFESCIENCES CORP COM 28176E108 1,582 11,336 SH   SOLE 0 0 11,336
EOG RES INC COM 26875P101 1,069 10,192 SH   SOLE 0 0 10,192
EXXON MOBIL CORP COM 30231G102 2,758 36,907 SH   SOLE 0 0 36,907
FACEBOOK INC CL A 30303M102 6,110 38,192 SH   SOLE 0 0 38,192
FIRST TR EXCHANGE TRADED FD DJ INTERNT IDX 33733E302 531 4,410 SH   SOLE 0 0 4,410
FIRST TR NASDAQ100 TECH INDE SHS 337345102 492 6,480 SH   SOLE 0 0 6,480
FLEXSTEEL INDS INC COM 339382103 487 12,300 SH   SOLE 0 0 12,300
FULTON FINL CORP PA COM 360271100 994 55,889 SH   SOLE 0 0 55,889
GENERAL DYNAMICS CORP COM 369550108 570 2,586 SH   SOLE 0 0 2,586
GENERAL ELECTRIC CO COM 369604103 189 14,165 SH   SOLE 0 0 14,165
HERSHEY CO COM 427866108 691 6,965 SH   SOLE 0 0 6,965
HOLOGIC INC COM 436440101 1,073 28,707 SH   SOLE 0 0 28,707
HP INC COM 40434L105 1,384 63,260 SH   SOLE 0 0 63,260
ILLINOIS TOOL WKS INC COM 452308109 215 1,367 SH   SOLE 0 0 1,367
INGERSOLL-RAND PLC SHS G47791101 1,151 13,487 SH   SOLE 0 0 13,487
INTEL CORP COM 458140100 508 9,798 SH   SOLE 0 0 9,798
INTERCONTINENTAL EXCHANGE IN COM 45866F104 1,376 19,098 SH   SOLE 0 0 19,098
ISHARES INC CORE MSCI EMKT 46434G103 5,584 95,612 SH   SOLE 0 0 95,612
ISHARES TR CORE S&P500 ETF 464287200 18,528 69,828 SH   SOLE 0 0 69,828
ISHARES TR CORE US AGGBD ET 464287226 604 5,607 SH   SOLE 0 0 5,607
ISHARES TR S&P 500 GRWT ETF 464287309 8,960 57,736 SH   SOLE 0 0 57,736
ISHARES TR S&P 500 VAL ETF 464287408 7,516 68,763 SH   SOLE 0 0 68,763
ISHARES TR MSCI EAFE ETF 464287465 378 5,418 SH   SOLE 0 0 5,418
ISHARES TR RUS MID CAP ETF 464287499 394 1,917 SH   SOLE 0 0 1,917
ISHARES TR CORE S&P MCP ETF 464287507 5,249 27,970 SH   SOLE 0 0 27,970
ISHARES TR RUSSELL 2000 ETF 464287655 1,385 9,135 SH   SOLE 0 0 9,135
ISHARES TR RUSSELL 3000 ETF 464287689 254 1,624 SH   SOLE 0 0 1,624
ISHARES TR CORE S&P SCP ETF 464287804 7,807 101,335 SH   SOLE 0 0 101,335
ISHARES TR AGENCY BOND ETF 464288166 4,446 39,607 SH   SOLE 0 0 39,607
ISHARES TR MBS ETF 464288588 1,175 11,215 SH   SOLE 0 0 11,215
ISHARES TR 3 7 YR TREAS BD 464288661 2,563 21,246 SH   SOLE 0 0 21,246
ISHARES TR A RATE CP BD ETF 46429B291 1,588 31,084 SH   SOLE 0 0 31,084
ISHARES TR CORE MSCI TOTAL 46432F834 384 6,098 SH   SOLE 0 0 6,098
ISHARES TR CORE MSCI EAFE 46432F842 59,815 907,908 SH   SOLE 0 0 907,908
JOHNSON & JOHNSON COM 478160104 6,378 49,802 SH   SOLE 0 0 49,802
JPMORGAN CHASE & CO COM 46625H100 2,018 18,402 SH   SOLE 0 0 18,402
LOCKHEED MARTIN CORP COM 539830109 3,230 9,585 SH   SOLE 0 0 9,585
M & T BK CORP COM 55261F104 675 3,666 SH   SOLE 0 0 3,666
MAGNA INTL INC COM 559222401 1,370 24,346 SH   SOLE 0 0 24,346
MARKEL CORP COM 570535104 888 759 SH   SOLE 0 0 759
MARRIOTT INTL INC NEW CL A 571903202 820 6,035 SH   SOLE 0 0 6,035
MASCO CORP COM 574599106 1,316 32,641 SH   SOLE 0 0 32,641
MASTERCARD INCORPORATED CL A 57636Q104 6,385 36,421 SH   SOLE 0 0 36,421
MCDONALDS CORP COM 580135101 3,048 19,511 SH   SOLE 0 0 19,511
MICROSOFT CORP COM 594918104 7,437 81,794 SH   SOLE 0 0 81,794
MID AMER APT CMNTYS INC COM 59522J103 1,962 21,510 SH   SOLE 0 0 21,510
NIKE INC CL B 654106103 2,091 31,346 SH   SOLE 0 0 31,346
NORFOLK SOUTHERN CORP COM 655844108 365 2,682 SH   SOLE 0 0 2,682
NOVO-NORDISK A S ADR 670100205 3,111 63,188 SH   SOLE 0 0 63,188
ORACLE CORP COM 68389X105 562 12,177 SH   SOLE 0 0 12,177
PEPSICO INC COM 713448108 735 6,741 SH   SOLE 0 0 6,741
PFIZER INC COM 717081103 701 19,757 SH   SOLE 0 0 19,757
PHILIP MORRIS INTL INC COM 718172109 255 2,543 SH   SOLE 0 0 2,543
POWERSHARES ETF TR II S&P500 LOW VOL 73937B779 642 13,660 SH   SOLE 0 0 13,660
POWERSHARES ETF TRUST DWA MOMENTUM PTF 73935X153 707 13,415 SH   SOLE 0 0 13,415
PROCTER AND GAMBLE CO COM 742718109 1,996 25,105 SH   SOLE 0 0 25,105
PRUDENTIAL FINL INC COM 744320102 1,168 11,278 SH   SOLE 0 0 11,278
ROPER TECHNOLOGIES INC COM 776696106 4,084 14,579 SH   SOLE 0 0 14,579
SALESFORCE COM INC COM 79466L302 254 2,178 SH   SOLE 0 0 2,178
SCHEIN HENRY INC COM 806407102 2,056 30,659 SH   SOLE 0 0 30,659
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 615 9,675 SH   SOLE 0 0 9,675
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 27,754 439,961 SH   SOLE 0 0 439,961
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 3,987 55,634 SH   SOLE 0 0 55,634
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 4,115 77,970 SH   SOLE 0 0 77,970
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 17,232 325,835 SH   SOLE 0 0 325,835
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 12,022 173,900 SH   SOLE 0 0 173,900
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 12,379 431,400 SH   SOLE 0 0 431,400
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1,711 34,862 SH   SOLE 0 0 34,862
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 3,930 116,728 SH   SOLE 0 0 116,728
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 2,730 53,614 SH   SOLE 0 0 53,614
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 2,480 47,055 SH   SOLE 0 0 47,055
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,388 9,083 SH   SOLE 0 0 9,083
SPDR SER TR NUVEEN BRC MUNIC 78468R721 307 6,379 SH   SOLE 0 0 6,379
SUNTRUST BKS INC COM 867914103 1,342 19,797 SH   SOLE 0 0 19,797
THERMO FISHER SCIENTIFIC INC COM 883556102 5,908 28,644 SH   SOLE 0 0 28,644
TRAVELERS COMPANIES INC COM 89417E109 338 2,427 SH   SOLE 0 0 2,427
UNDER ARMOUR INC CL A 904311107 1,046 64,279 SH   SOLE 0 0 64,279
UNION PAC CORP COM 907818108 4,795 35,694 SH   SOLE 0 0 35,694
UNITED RENTALS INC COM 911363109 1,641 9,461 SH   SOLE 0 0 9,461
UNITEDHEALTH GROUP INC COM 91324P102 1,136 5,307 SH   SOLE 0 0 5,307
US BANCORP DEL COM NEW 902973304 1,145 22,607 SH   SOLE 0 0 22,607
VALERO ENERGY CORP NEW COM 91913Y100 430 4,621 SH   SOLE 0 0 4,621
VANGUARD GROUP DIV APP ETF 921908844 234 2,324 SH   SOLE 0 0 2,324
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,887 7,797 SH   SOLE 0 0 7,797
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 616 4,759 SH   SOLE 0 0 4,759
VANGUARD INDEX FDS SML CP GRW ETF 922908595 430 2,619 SH   SOLE 0 0 2,619
VANGUARD INDEX FDS SM CP VAL ETF 922908611 341 2,628 SH   SOLE 0 0 2,628
VANGUARD INDEX FDS MID CAP ETF 922908629 8,217 53,290 SH   SOLE 0 0 53,290
VANGUARD INDEX FDS GROWTH ETF 922908736 538 3,798 SH   SOLE 0 0 3,798
VANGUARD INDEX FDS VALUE ETF 922908744 369 3,577 SH   SOLE 0 0 3,577
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 453 9,653 SH   SOLE 0 0 9,653
VANGUARD MUN BD FD INC TAX EXEMPT BD 922907746 747 14,690 SH   SOLE 0 0 14,690
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 9,344 148,295 SH   SOLE 0 0 148,295
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 18,604 360,706 SH   SOLE 0 0 360,706
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 8,613 101,589 SH   SOLE 0 0 101,589
VANGUARD STAR FD VG TL INTL STK F 921909768 1,780 31,601 SH   SOLE 0 0 31,601
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 893 20,186 SH   SOLE 0 0 20,186
VERIZON COMMUNICATIONS INC COM 92343V104 724 15,123 SH   SOLE 0 0 15,123
VISA INC COM CL A 92826C839 283 2,382 SH   SOLE 0 0 2,382
WELLS FARGO CO NEW COM 949746101 267 5,100 SH   SOLE 0 0 5,100
WHIRLPOOL CORP COM 963320106 1,013 6,613 SH   SOLE 0 0 6,613