The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 2,809 17,078 SH   SOLE   0 0 17,078
ABBOTT LABS COM 002824100 1,967 23,189 SH   SOLE   0 0 23,189
AFLAC INC COM 001055102 1,809 34,423 SH   SOLE   0 0 34,423
AIR PRODS & CHEMS INC COM 009158106 2,209 9,927 SH   SOLE   0 0 9,927
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 219 1,295 SH   SOLE   0 0 1,295
AMARIN CORP PLC SPONS ADR NEW 023111206 254 16,747 SH   SOLE   0 0 16,747
AMAZON COM INC COM 023135106 1,963 1,131 SH   SOLE   0 0 1,131
APPLE INC COM 037833100 883 3,964 SH   SOLE   0 0 3,964
ARCHER DANIELS MIDLAND CO COM 039483102 1,339 32,235 SH   SOLE   0 0 32,235
AT&T INC COM 00206R102 362 9,539 SH   SOLE   0 0 9,539
AURORA CANNABIS INC COM 05156X108 141 34,340 SH   SOLE   0 0 34,340
AUTOMATIC DATA PROCESSING IN COM 053015103 1,992 12,384 SH   SOLE   0 0 12,384
BANCORP NEW JERSEY INC NEW COM 059915108 205 12,127 SH   SOLE   0 0 12,127
BANK AMER CORP COM 060505104 247 8,422 SH   SOLE   0 0 8,422
BECTON DICKINSON & CO COM 075887109 1,996 7,651 SH   SOLE   0 0 7,651
CHEVRON CORP NEW COM 166764100 383 3,228 SH   SOLE   0 0 3,228
CHIMERA INVT CORP COM NEW 16934Q208 4,917 251,466 SH   SOLE   0 0 251,466
CINCINNATI FINL CORP COM 172062101 1,927 16,471 SH   SOLE   0 0 16,471
CINTAS CORP COM 172908105 2,422 9,025 SH   SOLE   0 0 9,025
CLOROX CO DEL COM 189054109 1,790 11,745 SH   SOLE   0 0 11,745
COCA COLA CO COM 191216100 1,610 29,171 SH   SOLE   0 0 29,171
CONSOLIDATED EDISON INC COM 209115104 1,673 17,475 SH   SOLE   0 0 17,475
DISNEY WALT CO COM DISNEY 254687106 2,290 17,578 SH   SOLE   0 0 17,578
DOMINION ENERGY INC COM 25746U109 890 10,990 SH   SOLE   0 0 10,990
DONALDSON INC COM 257651109 626 12,030 SH   SOLE   0 0 12,030
DOVER CORP COM 260003108 1,874 19,081 SH   SOLE   0 0 19,081
ECOLAB INC COM 278865100 1,732 8,595 SH   SOLE   0 0 8,595
EXXON MOBIL CORP COM 30231G102 1,026 14,558 SH   SOLE   0 0 14,558
FARMER & MERCHANTS BANCORP I COM 30779N105 2,123 81,816 SH   SOLE   0 0 81,816
FEDERAL REALTY INVT TR SH BEN INT NEW 313747206 1,414 10,485 SH   SOLE   0 0 10,485
FIDELITY COVINGTON TR DIVID ETF RISI 316092832 550 17,002 SH   SOLE   0 0 17,002
FIRST TR EXCHANGE TRADED FD NASDAQ CYB ETF 33734X846 262 9,337 SH   SOLE   0 0 9,337
FS KKR CAPITAL CORP COM 302635107 1,603 274,740 SH   SOLE   0 0 274,740
GENUINE PARTS CO COM 372460105 1,433 14,526 SH   SOLE   0 0 14,526
GRAINGER W W INC COM 384802104 1,893 6,506 SH   SOLE   0 0 6,506
HARTFORD FDS EXCHANGE TRADE SCHRDRS TAX BD 41653L404 1,252 59,578 SH   SOLE   0 0 59,578
HARTFORD FDS EXCHANGE TRADE TOTAL RTRN ETF 41653L305 1,254 30,431 SH   SOLE   0 0 30,431
HOME DEPOT INC COM 437076102 227 977 SH   SOLE   0 0 977
HONEYWELL INTL INC COM 438516106 221 1,309 SH   SOLE   0 0 1,309
HORMEL FOODS CORP COM 440452100 1,885 43,347 SH   SOLE   0 0 43,347
HUNTINGTON BANCSHARES INC COM 446150104 152 10,714 SH   SOLE   0 0 10,714
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 310 2,879 SH   SOLE   0 0 2,879
INVESCO EXCHNG TRADED FD TR S&P MIDCP LOW 46138E198 3,185 60,577 SH   SOLE   0 0 60,577
INVESCO EXCHNG TRADED FD TR S&P500 LOW VOL 46138E354 20,880 360,913 SH   SOLE   0 0 360,913
INVESCO MORTGAGE CAPITAL INC COM 46131B100 5,750 375,473 SH   SOLE   0 0 375,473
ISHARES INC CORE MSCI EMKT 46434G103 8,257 168,552 SH   SOLE   0 0 168,552
ISHARES INC EM MKTS DIV ETF 464286319 688 18,382 SH   SOLE   0 0 18,382
ISHARES TR 1 3 YR TREAS BD 464287457 297 3,493 SH   SOLE   0 0 3,493
ISHARES TR CORE 1 5 YR USD 46432F859 3,499 69,405 SH   SOLE   0 0 69,405
ISHARES TR CORE DIV GRWTH 46434V621 1,104 28,131 SH   SOLE   0 0 28,131
ISHARES TR CORE HIGH DV ETF 46429B663 1,279 13,598 SH   SOLE   0 0 13,598
ISHARES TR CORE INTL AGGR 46435G672 210 3,769 SH   SOLE   0 0 3,769
ISHARES TR CORE MSCI EAFE 46432F842 21,917 358,738 SH   SOLE   0 0 358,738
ISHARES TR CORE S&P MCP ETF 464287507 1,108 5,732 SH   SOLE   0 0 5,732
ISHARES TR CORE S&P SCP ETF 464287804 4,243 54,608 SH   SOLE   0 0 54,608
ISHARES TR CORE S&P US GWT 464287671 26,963 428,733 SH   SOLE   0 0 428,733
ISHARES TR CORE S&P500 ETF 464287200 4,738 15,882 SH   SOLE   0 0 15,882
ISHARES TR CORE US AGGBD ET 464287226 34,150 301,611 SH   SOLE   0 0 301,611
ISHARES TR IBOXX HI YD ETF 464288513 518 5,936 SH   SOLE   0 0 5,936
ISHARES TR MODERT ALLOC ETF 464289875 372 9,462 SH   SOLE   0 0 9,462
ISHARES TR MRGSTR SM CP GR 464288604 525 2,692 SH   SOLE   0 0 2,692
ISHARES TR MRNING SM CP ETF 464288703 423 3,163 SH   SOLE   0 0 3,163
ISHARES TR MSCI MIN VOL ETF 46429B697 5,446 85,023 SH   SOLE   0 0 85,023
ISHARES TR RUS 2000 VAL ETF 464287630 7,745 64,802 SH   SOLE   0 0 64,802
ISHARES TR RUSSELL 2000 ETF 464287655 324 2,139 SH   SOLE   0 0 2,139
ISHARES TR S&P 500 GRWT ETF 464287309 6,782 37,620 SH   SOLE   0 0 37,620
ISHARES TR S&P 500 VAL ETF 464287408 9,532 79,915 SH   SOLE   0 0 79,915
ISHARES TR U.S. FINLS ETF 464287788 1,123 8,738 SH   SOLE   0 0 8,738
ISHARES TR U.S. TECH ETF 464287721 537 2,630 SH   SOLE   0 0 2,630
ISHARES TR U.S. UTILITS ETF 464287697 3,090 18,970 SH   SOLE   0 0 18,970
ISHARES TR US HLTHCARE ETF 464287762 448 2,376 SH   SOLE   0 0 2,376
ISHARES TR US HOME CONS ETF 464288752 417 9,662 SH   SOLE   0 0 9,662
ISHARES TR USA MOMENTUM FCT 46432F396 3,412 28,591 SH   SOLE   0 0 28,591
ISHARES US ETF TR IT RT HDG HGYL 46431W606 278 3,152 SH   SOLE   0 0 3,152
JOHNSON & JOHNSON COM 478160104 262 2,022 SH   SOLE   0 0 2,022
KRANESHARES TR LRG CAP QTY DIVD 500767728 40,318 1,529,186 SH   SOLE   0 0 1,529,186
KRANESHARES TR SML CAP QTY DIVD 500767710 22,250 867,348 SH   SOLE   0 0 867,348
LINDE PLC SHS G5494J103 1,637 8,259 SH   SOLE   0 0 8,259
MASTERCARD INC CL A 57636Q104 274 1,005 SH   SOLE   0 0 1,005
MCCORMICK & CO INC COM NON VTG 579780206 1,687 10,620 SH   SOLE   0 0 10,620
MCDONALDS CORP COM 580135101 2,290 10,502 SH   SOLE   0 0 10,502
MEDTRONIC PLC SHS G5960L103 1,939 17,714 SH   SOLE   0 0 17,714
MICROSOFT CORP COM 594918104 609 4,363 SH   SOLE   0 0 4,363
NEWMARKET CORP COM 651587107 936 1,982 SH   SOLE   0 0 1,982
PACER FDS TR TRENDP US LAR CP 69374H105 6,275 201,432 SH   SOLE   0 0 201,432
PACER FDS TR WEALTHSHIELD 69374H840 18,041 785,438 SH   SOLE   0 0 785,438
PEPSICO INC COM 713448108 1,697 12,123 SH   SOLE   0 0 12,123
PIMCO INCOME STRATEGY FUND COM 72201H108 6,688 584,823 SH   SOLE   0 0 584,823
PIMCO INCOME STRATEGY FUND I COM 72201J104 133 12,960 SH   SOLE   0 0 12,960
POLYMET MINING CORP COM 731916102 5 16,842 SH   SOLE   0 0 16,842
PROCTER & GAMBLE CO COM 742718109 2,244 18,290 SH   SOLE   0 0 18,290
PROSHARES TR ULTRAPRO QQQ 74347X831 1,236 20,075 SH   SOLE   0 0 20,075
PROSHARES TR ULTRPRO S&P500 74347X864 3,390 61,267 SH   SOLE   0 0 61,267
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 321 5,168 SH   SOLE   0 0 5,168
ROPER TECHNOLOGIES INC COM 776696106 1,613 4,562 SH   SOLE   0 0 4,562
S&P GLOBAL INC COM 78409V104 2,002 8,356 SH   SOLE   0 0 8,356
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 446 6,405 SH   SOLE   0 0 6,405
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 2,433 49,027 SH   SOLE   0 0 49,027
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 2,429 61,754 SH   SOLE   0 0 61,754
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 2,481 20,367 SH   SOLE   0 0 20,367
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 2,680 43,675 SH   SOLE   0 0 43,675
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 1,657 18,258 SH   SOLE   0 0 18,258
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 2,275 80,927 SH   SOLE   0 0 80,927
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 2,326 29,820 SH   SOLE   0 0 29,820
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 2,494 38,548 SH   SOLE   0 0 38,548
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 2,294 39,266 SH   SOLE   0 0 39,266
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 2,613 32,338 SH   SOLE   0 0 32,338
SHERWIN WILLIAMS CO COM 824348106 2,272 4,108 SH   SOLE   0 0 4,108
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 242 894 SH   SOLE   0 0 894
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,663 5,593 SH   SOLE   0 0 5,593
SPDR SERIES TRUST BLMBRG BRC CNVRT 78464A359 3,090 59,089 SH   SOLE   0 0 59,089
SPDR SERIES TRUST S&P DIVID ETF 78464A763 322 3,132 SH   SOLE   0 0 3,132
SQUARE INC CL A 852234103 734 11,910 SH   SOLE   0 0 11,910
SYSCO CORP COM 871829107 2,293 28,808 SH   SOLE   0 0 28,808
TARGET CORP COM 87612E106 2,748 25,870 SH   SOLE   0 0 25,870
UNITED STATES OIL FUND LP UNITS 91232N108 175 15,423 SH   SOLE   0 0 15,423
US BANCORP DEL COM NEW 902973304 612 11,069 SH   SOLE   0 0 11,069
V F CORP COM 918204108 1,948 21,915 SH   SOLE   0 0 21,915
VANECK VECTORS ETF TR HIGH YLD MUN ETF 92189H409 490 7,606 SH   SOLE   0 0 7,606
VANGUARD BD INDEX FD INC INTERMED TERM 921937819 625 7,120 SH   SOLE   0 0 7,120
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 214 2,657 SH   SOLE   0 0 2,657
VANGUARD GROUP DIV APP ETF 921908844 323 2,704 SH   SOLE   0 0 2,704
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 479 4,125 SH   SOLE   0 0 4,125
VANGUARD INDEX FDS GROWTH ETF 922908736 975 5,878 SH   SOLE   0 0 5,878
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 251 2,226 SH   SOLE   0 0 2,226
VANGUARD INDEX FDS SM CP VAL ETF 922908611 10,224 79,327 SH   SOLE   0 0 79,327
VANGUARD INDEX FDS SMALL CP ETF 922908751 547 3,566 SH   SOLE   0 0 3,566
VANGUARD INDEX FDS SML CP GRW ETF 922908595 16,173 88,836 SH   SOLE   0 0 88,836
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,146 7,596 SH   SOLE   0 0 7,596
VANGUARD INDEX FDS VALUE ETF 922908744 8,433 75,490 SH   SOLE   0 0 75,490
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 395 7,923 SH   SOLE   0 0 7,923
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 339 8,364 SH   SOLE   0 0 8,364
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 694 11,392 SH   SOLE   0 0 11,392
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 803 19,513 SH   SOLE   0 0 19,513
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 219 2,467 SH   SOLE   0 0 2,467
VERIZON COMMUNICATIONS INC COM 92343V104 380 6,316 SH   SOLE   0 0 6,316
WALGREENS BOOTS ALLIANCE INC COM 931427108 1,183 21,517 SH   SOLE   0 0 21,517
WALMART INC COM 931142103 437 3,672 SH   SOLE   0 0 3,672
XCEL ENERGY INC COM 98389B100 1,120 17,246 SH   SOLE   0 0 17,246