The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
LLOYDS BANKING GROUP PLC Stock 539439109   46 14,840 SH   SOLE   0 0 14,840
XYLEM INC COM Stock 98419M100   216 1,600 SH   SOLE   0 0 1,600
ISHARES CORE MSCI EMER MKTS Stock 46434G103   218 3,799 SH   SOLE   0 0 3,799
SALESFORCE INC COM Stock 79466L302   223 816 SH   SOLE   0 0 816
ABBVIE INC COM Stock 00287Y109   227 1,150 SH   SOLE   0 0 1,150
FEDERAL RLTY INVT TR SH BEN INT Stock 313745101   229 2,000 SH   SOLE   0 0 2,000
CHIPOTLE MEXICAN GRILL INC COM Stock 169656105   230 4,000 SH   SOLE   0 0 4,000
COMCAST CORP CL A Stock 20030N101   231 5,533 SH   SOLE   0 0 5,533
VANGUARD TOTAL STOCK MARKET Stock 922908769   238 838 SH   SOLE   0 0 838
VANGUARD ULTRA SHORT Stock 92203C303   244 4,893 SH   SOLE   0 0 4,893
VANGUARD FTSE EMER MKTS Stock 922042858   245 5,132 SH   SOLE   0 0 5,132
ISHARES PREF AND INC SEC Stock 464288687   249 7,502 SH   SOLE   0 0 7,502
GE AEROSPACE COM Stock 369604301   252 1,337 SH   SOLE   0 0 1,337
CISCO SYS INC COM Stock 17275R102   255 4,800 SH   SOLE   0 0 4,800
INVESCO SOLAR Stock 46138G706   259 6,013 SH   SOLE   0 0 6,013
COLGATE PALMOLIVE CO COM Stock 194162103   262 2,525 SH   SOLE   0 0 2,525
ISHARES CURR HEDGED MSCI EURO Stock 46434V639   264 7,196 SH   SOLE   0 0 7,196
T MOBILE US INC COM Stock 872590104   268 1,299 SH   SOLE   0 0 1,299
TETRA TECH INC COM Stock 88162G103   296 6,280 SH   SOLE   0 0 6,280
TELEDYNE TECHNOLOGIES INC COM Stock 879360105   298 681 SH   SOLE   0 0 681
ISHARES RUSSELL 1000 Stock 464287622   298 951 SH   SOLE   0 0 951
ADOBE INC COM Stock 00724F101   299 579 SH   SOLE   0 0 579
TARGET CORP COM Stock 87612E106   311 1,998 SH   SOLE   0 0 1,998
ALPHABET INC CAP STK CL A Stock 02079K305   315 1,900 SH   SOLE   0 0 1,900
JOHNSON AND JOHNSON COM Stock 478160104   317 1,957 SH   SOLE   0 0 1,957
AMGEN INC COM Stock 031162100   326 1,012 SH   SOLE   0 0 1,012
VANGUARD FTSE ALL WLD EX US IDX Stock 922042775   343 5,454 SH   SOLE   0 0 5,454
EXTRA SPACE STORAGE INC COM Stock 30225T102   344 1,911 SH   SOLE   0 0 1,911
VANGUARD REAL ESTATE Stock 922908553   348 3,551 SH   SOLE   0 0 3,551
VANGUARD INT TERM Stock 921937819   351 4,489 SH   SOLE   0 0 4,489
VERIZON COMM INC COM Stock 92343V104   355 7,924 SH   SOLE   0 0 7,924
ISHARES MSCI EAFE Stock 464287465   359 4,297 SH   SOLE   0 0 4,297
KEMPER CORP COM Stock 488401100   372 6,084 SH   SOLE   0 0 6,084
NUVEEN YORK QLT MUN INC FD COM Stock 67066X107   376 31,727 SH   SOLE   0 0 31,727
VANGUARD HIGH DIV YIELD IDX Stock 921946406   378 2,955 SH   SOLE   0 0 2,955
MID AMER APT CMNTYS INC COM Stock 59522J103   379 2,390 SH   SOLE   0 0 2,390
ZIMMER BIOMET HOLDINGS INC COM Stock 98956P102   402 3,728 SH   SOLE   0 0 3,728
ISHARES CORE MSCI EAFE Stock 46432F842   408 5,240 SH   SOLE   0 0 5,240
CSX CORP COM Stock 126408103   424 12,300 SH   SOLE   0 0 12,300
DOMINION ENERGY INC COM Stock 25746U109   428 7,417 SH   SOLE   0 0 7,417
CURTISS WRIGHT CORP COM Stock 231561101   432 1,316 SH   SOLE   0 0 1,316
S AND P GLOBAL INC COM Stock 78409V104   460 891 SH   SOLE   0 0 891
APPLIED MATLS INC COM Stock 038222105   464 2,300 SH   SOLE   0 0 2,300
VANGUARD SHORT TERM Stock 921937827   479 6,099 SH   SOLE   0 0 6,099
ISHARES IBOXX HIGH YIELD CORP Stock 464288513   502 6,263 SH   SOLE   0 0 6,263
ISHARES CORE HIGH DIV Stock 46429B663   508 4,322 SH   SOLE   0 0 4,322
VANGUARD MID CAP Stock 922908629   518 1,964 SH   SOLE   0 0 1,964
ISHARES RUSSELL 1000 GROWTH Stock 464287614   527 1,405 SH   SOLE   0 0 1,405
ALPHABET INC CAP STK CL C Stock 02079K107   528 3,160 SH   SOLE   0 0 3,160
PROCTER AND GAMBLE CO COM Stock 742718109   550 3,176 SH   SOLE   0 0 3,176
ISHARES MSCI USA QUALITY FACTOR Stock 46432F339   614 3,427 SH   SOLE   0 0 3,427
UNITED RENTALS INC COM Stock 911363109   647 800 SH   SOLE   0 0 800
ISHARES CORE S AND P MID CAP Stock 464287507   671 10,776 SH   SOLE   0 0 10,776
VANGUARD SMALL CAP Stock 922908751   676 2,845 SH   SOLE   0 0 2,845
EXXON MOBIL CORP COM Stock 30231G102   679 5,800 SH   SOLE   0 0 5,800
FIRST SOLAR INC COM Stock 336433107   686 2,751 SH   SOLE   0 0 2,751
VANGUARD DIV APPRECIATION Stock 921908844   691 3,476 SH   SOLE   0 0 3,476
NUVEEN ESG HIGH YIELD CORP Stock 67092P854   709 32,673 SH   SOLE   0 0 32,673
ISHARES CORE DIV GROWTH Stock 46434V621   713 11,374 SH   SOLE   0 0 11,374
VANGUARD INT TERM TREASURY Stock 92206C706   722 11,958 SH   SOLE   0 0 11,958
VANGUARD INT TERM CORP Stock 92206C870   798 9,536 SH   SOLE   0 0 9,536
AMAZON COM INC COM Stock 023135106   804 4,320 SH   SOLE   0 0 4,320
JPMORGAN BETABUILDERS US ETY Stock 46641Q399   845 8,165 SH   SOLE   0 0 8,165
VANGUARD VALUE Stock 922908744   952 5,456 SH   SOLE   0 0 5,456
WASTE MGMT INC DEL COM Stock 94106L109   952 4,590 SH   SOLE   0 0 4,590
ISHARES U.S. TECHNOLOGY Stock 464287721   1,010 6,667 SH   SOLE   0 0 6,667
VANGUARD FTSE DEVELOPED MKTS Stock 921943858   1,024 19,397 SH   SOLE   0 0 19,397
VANGUARD TAX EXEMPT Stock 922907746   1,108 21,683 SH   SOLE   0 0 21,683
SPDR NUVEEN BLOOMBERG MUN Stock 78468R721   1,158 24,729 SH   SOLE   0 0 24,729
ISHARES NATIONAL MUNI Stock 464288414   1,233 11,357 SH   SOLE   0 0 11,357
THERMO FISHER SCIENTIFIC INC COM Stock 883556102   1,253 2,025 SH   SOLE   0 0 2,025
JPMORGAN MUN Stock 46641Q647   1,351 26,362 SH   SOLE   0 0 26,362
NUVEEN ESG MID CAP GROWTH Stock 67092P409   1,369 30,545 SH   SOLE   0 0 30,545
NETFLIX INC COM Stock 64110L106   1,388 1,957 SH   SOLE   0 0 1,957
SPDR S AND P MIDCAP 400 TRUST Stock 78467Y107   1,424 2,500 SH   SOLE   0 0 2,500
UNION PAC CORP COM Stock 907818108   1,429 5,800 SH   SOLE   0 0 5,800
HOME DEPOT INC COM Stock 437076102   1,431 3,532 SH   SOLE   0 0 3,532
FAIR ISAAC CORP COM Stock 303250104   1,457 750 SH   SOLE   0 0 750
VISA INC COM CL A Stock 92826C839   1,475 5,365 SH   SOLE   0 0 5,365
REPUBLIC SVCS INC COM Stock 760759100   1,612 8,027 SH   SOLE   0 0 8,027
SPDR GOLD SHARES Stock 78463V107   1,627 6,697 SH   SOLE   0 0 6,697
ISHARES SHORT TERM NATIONAL MUNI Stock 464288158   1,631 15,362 SH   SOLE   0 0 15,362
BERKSHIRE HATHAWAY INC DEL CL B Stock 084670702   1,744 3,791 SH   SOLE   0 0 3,791
UNITEDHEALTH GROUP INC COM Stock 91324P102   1,812 3,100 SH   SOLE   0 0 3,100
LOWES COS INC COM Stock 548661107   1,911 7,059 SH   SOLE   0 0 7,059
ISHARES CORE U.S. AGG Stock 464287226   2,041 20,161 SH   SOLE   0 0 20,161
VANGUARD ESG INTL STOCK Stock 921910725   2,173 35,336 SH   SOLE   0 0 35,336
FLEXSHARES HI YID VALUE SCORED IDX Stock 33939L662   2,225 53,421 SH   SOLE   0 0 53,421
VANGUARD TOTAL INTL STOCK Stock 921909768   2,237 34,556 SH   SOLE   0 0 34,556
VANGUARD GROWTH Stock 922908736   2,348 6,118 SH   SOLE   0 0 6,118
SPDR S AND P 500 TRUST Stock 78462F103   2,348 4,094 SH   SOLE   0 0 4,094
NORFOLK SOUTHN CORP COM Stock 655844108   2,382 9,586 SH   SOLE   0 0 9,586
FIRST TRUST VALUE LINE DIV IDX Stock 33734H106   2,481 54,551 SH   SOLE   0 0 54,551
VANGUARD S AND P 500 Stock 922908363   2,502 4,728 SH   SOLE   0 0 4,728
COSTCO WHSL CORP COM Stock 22160K105   2,638 2,976 SH   SOLE   0 0 2,976
ISHARES CORE MSCI TOTAL INTL STOCK Stock 46432F834   3,205 44,136 SH   SOLE   0 0 44,136
NUVEEN ESG U.S. AGG Stock 67092P870   3,286 144,763 SH   SOLE   0 0 144,763
ISHARES U.S. TREASURY Stock 46429B267   3,342 142,556 SH   SOLE   0 0 142,556
ISHARES MSCI USA ESG SELECT Stock 464288802   4,067 33,792 SH   SOLE   0 0 33,792
ISHARES CORE S AND P SMALL CAP Stock 464287804   4,082 34,902 SH   SOLE   0 0 34,902
ISHARES ESG ADV HIGH YIELD CORP Stock 46435G441   4,113 86,890 SH   SOLE   0 0 86,890
ISHARES CORE S AND P 500 Stock 464287200   5,469 9,482 SH   SOLE   0 0 9,482
SPDR PORTFOLIO S AND P 500 VALUE Stock 78464A508   6,880 130,163 SH   SOLE   0 0 130,163
FLEXSHARES CORE SELECT CORE SEL Stock 33939L670   8,450 370,849 SH   SOLE   0 0 370,849
SPDR S AND P 500 ESG Stock 78468R531   10,765 193,075 SH   SOLE   0 0 193,075
FLEXSHARES STOXX US ESG SELECT IDX Stock 33939L696   11,127 81,911 SH   SOLE   0 0 81,911
INVESCO QQQ TRUST SERIES I Stock 46090E103   12,261 25,122 SH   SOLE   0 0 25,122
MICROSOFT CORP COM Stock 594918104   14,591 33,909 SH   SOLE   0 0 33,909
ISHARES ESG AWARE US AGG Stock 46435U549   16,877 347,352 SH   SOLE   0 0 347,352
APPLE INC COM Stock 037833100   17,681 75,888 SH   SOLE   0 0 75,888
NVIDIA CORPORATION COM Stock 67066G104   19,583 161,246 SH   SOLE   0 0 161,246
VANGUARD ESG U.S. STOCK Stock 921910733   25,714 252,975 SH   SOLE   0 0 252,975
ISHARES ESG AWARE MSCI EAFE Stock 46435G516   27,695 329,042 SH   SOLE   0 0 329,042