The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 223 1,033 SH   SOLE 1,033 0 0
ALPHABET INC CAP STK CL A 02079K305 510 360 SH   SOLE 360 0 0
AMAZON COM INC COM 023135106 2,053 744 SH   SOLE 744 0 0
AMGEN INC COM 031162100 354 1,500 SH   SOLE 1,500 0 0
ANNALY CAP MGMT INC COM 035710409 242 36,850 SH   SOLE 36,850 0 0
APPLE INC COM 037833100 4,544 12,457 SH   SOLE 12,457 0 0
ARISTA NETWORKS INC COM 040413106 903 4,300 SH   SOLE 4,300 0 0
Bayer Ag F Sponsored Adr Common 072730302 600 32,200 SH   SOLE 32,200 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 291 1,630 SH   SOLE 1,630 0 0
BRITISH AMERN TOB PLC SPONSORED ADR 110448107 311 8,000 SH   SOLE 8,000 0 0
CATERPILLAR INC DEL COM 149123101 468 3,700 SH   SOLE 3,700 0 0
CISCO SYS INC COM 17275R102 526 11,275 SH   SOLE 11,275 0 0
CVS HEALTH CORP COM 126650100 364 5,605 SH   SOLE 5,605 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 349 4,374 SH   SOLE 4,374 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108 340 4,923 SH   SOLE 4,923 0 0
GOLDMAN SACHS ETF TR EQUITY ETF 381430503 636 10,157 SH   SOLE 10,157 0 0
INTEL CORP COM 458140100 467 7,803 SH   SOLE 7,803 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 270 2,658 SH   SOLE 2,658 0 0
Invesco Qqq Trust Common 73935A104 4,402 17,778 SH   SOLE 17,778 0 0
ISHARES GOLD TRUST ISHARES 464285105 6,408 377,180 SH   SOLE 377,180 0 0
ISHARES INC MSCI EM ESG OPZ 46434G863 1,756 54,749 SH   SOLE 54,749 0 0
ISHARES INC MSCI GBL GOLD MN 46434G855 776 25,680 SH   SOLE 25,680 0 0
ISHARES TR COHEN STEER REIT 464287564 1,115 11,049 SH   SOLE 11,049 0 0
ISHARES TR CORE MSCI TOTAL 46432F834 6,941 127,311 SH   SOLE 127,311 0 0
ISHARES TR CORE S&P SCP ETF 464287804 533 7,810 SH   SOLE 7,810 0 0
ISHARES TR CORE S&P US GWT 464287671 2,189 30,456 SH   SOLE 30,456 0 0
ISHARES TR CORE S&P500 ETF 464287200 533 1,722 SH   SOLE 1,722 0 0
ISHARES TR EAFE GRWTH ETF 464288885 268 3,220 SH   SOLE 3,220 0 0
ISHARES TR ETF MSCI USA 46435G425 814 11,625 SH   SOLE 11,625 0 0
ISHARES TR GL CLEAN ENE ETF 464288224 479 38,230 SH   SOLE 38,230 0 0
ISHARES TR GLOB HLTHCRE ETF 464287325 1,555 22,614 SH   SOLE 22,614 0 0
ISHARES TR IBOXX HI YD ETF 464288513 356 4,363 SH   SOLE 4,363 0 0
ISHARES TR JPMORGAN USD EMG 464288281 1,090 9,978 SH   SOLE 9,978 0 0
ISHARES TR MSCI EAFE ESG OP 46435G516 958 15,814 SH   SOLE 15,814 0 0
ISHARES TR MSCI KLD400 SOC 464288570 989 8,378 SH   SOLE 8,378 0 0
ISHARES TR N AMER TECH ETF 464287549 5,082 18,204 SH   SOLE 18,204 0 0
ISHARES TR NASDAQ BIOTECH 464287556 1,941 14,201 SH   SOLE 14,201 0 0
ISHARES TR NATIONAL MUN ETF 464288414 2,787 24,150 SH   SOLE 24,150 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 5,973 31,117 SH   SOLE 31,117 0 0
ISHARES TR RUS MD CP GR ETF 464287481 323 2,040 SH   SOLE 2,040 0 0
ISHARES TR S&P 500 VAL ETF 464287408 590 5,450 SH   SOLE 5,450 0 0
ISHARES TR S&P SML 600 GWT 464287887 1,311 7,720 SH   SOLE 7,720 0 0
ISHARES TR S&P US PFD STK 464288687 281 8,116 SH   SOLE 8,116 0 0
ISHARES TR SELECT DIVID ETF 464287168 6,288 77,902 SH   SOLE 77,902 0 0
ISHARES TR SHORT TREAS BD 464288679 5,935 53,591 SH   SOLE 53,591 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 1,025 9,500 SH   SOLE 9,500 0 0
ISHARES TR TRS FLT RT BD 46434V860 744 14,800 SH   SOLE 14,800 0 0
ISHARES TR ULTR SH TRM BD 46434V878 430 8,495 SH   SOLE 8,495 0 0
ISHARES TR USA MOMENTUM FCT 46432F396 2,412 18,409 SH   SOLE 18,409 0 0
ISHARES TR USA QUALITY FCTR 46432F339 1,378 14,370 SH   SOLE 14,370 0 0
JOHNSON & JOHNSON COM 478160104 1,233 8,771 SH   SOLE 8,771 0 0
LOCKHEED MARTIN CORP COM 539830109 249 681 SH   SOLE 681 0 0
MEDTRONIC PLC SHS G5960L103 248 2,705 SH   SOLE 2,705 0 0
MERCK & CO INC COM 58933Y105 294 3,798 SH   SOLE 3,798 0 0
MICROSOFT CORP COM 594918104 981 4,820 SH   SOLE 4,820 0 0
Nestle S A F Sponsored Adr Common 641069406 250 2,265 SH   SOLE 2,265 0 0
PEPSICO INC COM 713448108 350 2,649 SH   SOLE 2,649 0 0
PHILIP MORRIS INTL INC COM 718172109 678 9,678 SH   SOLE 9,678 0 0
PIMCO ETF TR ACTIVE BD ETF 72201R775 245 2,195 SH   SOLE 2,195 0 0
PROCTER AND GAMBLE CO COM 742718109 560 4,684 SH   SOLE 4,684 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 542 18,214 SH   SOLE 18,214 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 242 4,691 SH   SOLE 4,691 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 458 8,842 SH   SOLE 8,842 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 2,620 43,649 SH   SOLE 43,649 0 0
SOUTHERN CO COM 842587107 758 14,624 SH   SOLE 14,624 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 900 5,376 SH   SOLE 5,376 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,519 4,927 SH   SOLE 4,927 0 0
SPDR SER TR SPDR BLOOMBERG 78468R663 499 5,450 SH   SOLE 5,450 0 0
SPDR SERIES TRUST NUV HGHYLD MUN 78464A284 254 4,500 SH   SOLE 4,500 0 0
Tencent Holdings F Sponsored Adr Common 88032Q109 233 3,635 SH   SOLE 3,635 0 0
TESLA INC COM 88160R101 605 560 SH   SOLE 560 0 0
UNITEDHEALTH GROUP INC COM 91324P102 245 829 SH   SOLE 829 0 0
VANECK VECTORS ETF TR GOLD MINERS ETF 92189F106 1,521 41,470 SH   SOLE 41,470 0 0
VANGUARD BD INDEX FD INC INTERMED TERM 921937819 3,421 36,710 SH   SOLE 36,710 0 0
VANGUARD BD INDEX FD INC LONG TERM BOND 921937793 2,114 18,938 SH   SOLE 18,938 0 0
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 8,301 99,874 SH   SOLE 99,874 0 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 4,171 47,219 SH   SOLE 47,219 0 0
VANGUARD GROUP DIV APP ETF 921908844 6,816 58,162 SH   SOLE 58,162 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 37,264 184,395 SH   SOLE 184,395 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 2,632 15,942 SH   SOLE 15,942 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 2,166 22,630 SH   SOLE 22,630 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 1,388 8,465 SH   SOLE 8,465 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 2,258 28,755 SH   SOLE 28,755 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 3,221 11,364 SH   SOLE 11,364 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,869 17,480 SH   SOLE 17,480 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 2,106 14,452 SH   SOLE 14,452 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 395 1,977 SH   SOLE 1,977 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,253 8,005 SH   SOLE 8,005 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 7,087 71,165 SH   SOLE 71,165 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1,175 24,677 SH   SOLE 24,677 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,531 63,887 SH   SOLE 63,887 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 399 7,935 SH   SOLE 7,935 0 0
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 390 6,126 SH   SOLE 6,126 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 3,443 68,619 SH   SOLE 68,619 0 0
VANGUARD MUN BD FD INC TAX EXEMPT BD 922907746 254 4,700 SH   SOLE 4,700 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 8,603 90,429 SH   SOLE 90,429 0 0
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813 8,374 78,782 SH   SOLE 78,782 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 6,278 100,929 SH   SOLE 100,929 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 9,022 109,151 SH   SOLE 109,151 0 0
VANGUARD STAR FD VG TL INTL STK F 921909768 10,529 214,141 SH   SOLE 214,141 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 982 25,303 SH   SOLE 25,303 0 0
VANGUARD WHITEHALL FDS INC EMERG MKT BD ETF 921946885 538 6,923 SH   SOLE 6,923 0 0
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 17,605 223,472 SH   SOLE 223,472 0 0
VANGUARD WORLD FD ESG INTL STK ETF 921910725 1,520 31,600 SH   SOLE 31,600 0 0
VANGUARD WORLD FD ESG US STK ETF 921910733 1,640 29,075 SH   SOLE 29,075 0 0
VANGUARD WORLD FD MEGA GRWTH IND 921910816 775 4,741 SH   SOLE 4,741 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 3,193 16,574 SH   SOLE 16,574 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 10,734 38,512 SH   SOLE 38,512 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 300 5,439 SH   SOLE 5,439 0 0
WALMART INC COM 931142103 968 8,085 SH   SOLE 8,085 0 0