The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   305,423 2,621 SH   SOLE   0 0 2,621
ABBVIE INC COM 00287Y109   561,558 2,961 SH   SOLE   0 0 2,961
ADOBE INC COM 00724F101   1,520,581 3,149 SH   SOLE   0 0 3,149
ADT INC DEL COM 00090Q103   97,175 11,938 SH   SOLE   0 0 11,938
ADVANCED MICRO DEVICES INC COM 007903107   210,980 1,375 SH   SOLE   0 0 1,375
AGILENT TECHNOLOGIES INC COM 00846U101   173,128 1,166 SH   SOLE   0 0 1,166
AIR PRODS & CHEMS INC COM 009158106   1,381,061 4,288 SH   SOLE   0 0 4,288
ALPHABET INC CAP STK CL C 02079K107   891,153 5,416 SH   SOLE   0 0 5,416
ALPHABET INC CAP STK CL A 02079K305   4,661,896 28,650 SH   SOLE   0 0 28,650
AMAZON COM INC COM 023135106   5,090,921 27,315 SH   SOLE   0 0 27,315
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   274,892 4,065 SH   SOLE   0 0 4,065
AMERICAN ELEC PWR CO INC COM 025537101   266,450 2,681 SH   SOLE   0 0 2,681
AMERICAN EXPRESS CO COM 025816109   354,344 1,312 SH   SOLE   0 0 1,312
ANALOG DEVICES INC COM 032654105   362,152 1,577 SH   SOLE   0 0 1,577
APPLE INC COM 037833100   6,092,502 26,424 SH   SOLE   0 0 26,424
AUTODESK INC COM 052769106   1,391,687 4,870 SH   SOLE   0 0 4,870
BANK AMERICA CORP COM 060505104   662,552 15,535 SH   SOLE   0 0 15,535
BANK NEW YORK MELLON CORP COM 064058100   202,441 2,646 SH   SOLE   0 0 2,646
BARRICK GOLD CORP COM 067901108   5,470 275 SH   SOLE   0 0 275
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,092,697 2,387 SH   SOLE   0 0 2,387
BLACKROCK ETF TRUST US CARBON TRANS 09290C509   1,064,244 16,815 SH   SOLE   0 0 16,815
BLACKROCK ETF TRUST US EQT FACTOR 09290C103   8,648,103 171,046 SH   SOLE   0 0 171,046
BLACKROCK ETF TRUST II FLEXIBLE INCOME 092528603   466,386 8,830 SH   SOLE   0 0 8,830
BLACKSTONE MTG TR INC COM CL A 09257W100   220,799 11,664 SH   SOLE   0 0 11,664
BOOKING HOLDINGS INC COM 09857L108   3,803,084 877 SH   SOLE   0 0 877
BRISTOL-MYERS SQUIBB CO COM 110122108   210,739 3,982 SH   SOLE   0 0 3,982
BROADCOM INC COM 11135F101   285,556 1,667 SH   SOLE   0 0 1,667
CARMAX INC COM 143130102   1,630,203 22,461 SH   SOLE   0 0 22,461
CARRIER GLOBAL CORPORATION COM 14448C104   72,521 901 SH   SOLE   0 0 901
CENCORA INC COM 03073E105   1,742,249 7,409 SH   SOLE   0 0 7,409
CHECK POINT SOFTWARE TECH LT ORD M22465104   1,668,963 8,125 SH   SOLE   0 0 8,125
CHEVRON CORP NEW COM 166764100   538,226 3,577 SH   SOLE   0 0 3,577
CHUBB LIMITED COM H1467J104   209,195 712 SH   SOLE   0 0 712
CISCO SYS INC COM 17275R102   346,978 6,200 SH   SOLE   0 0 6,200
COMCAST CORP NEW CL A 20030N101   398,865 9,577 SH   SOLE   0 0 9,577
CONOCOPHILLIPS COM 20825C104   399,244 3,825 SH   SOLE   0 0 3,825
COSTCO WHSL CORP NEW COM 22160K105   373,791 418 SH   SOLE   0 0 418
CVS HEALTH CORP COM 126650100   218,872 3,900 SH   SOLE   0 0 3,900
DEERE & CO COM 244199105   426,437 1,037 SH   SOLE   0 0 1,037
DIAGEO PLC SPON ADR NEW 25243Q205   1,414,221 10,519 SH   SOLE   0 0 10,519
DISNEY WALT CO COM 254687106   1,460,045 15,304 SH   SOLE   0 0 15,304
DISNEY WALT CO COM 254687106   192 2 SH   SOLE   0 0 2
DXC TECHNOLOGY CO COM 23355L106   10,686 515 SH   SOLE   0 0 515
EA SERIES TRUST ARGENT MID CAP 02072L839   924,723 26,278 SH   SOLE   0 0 26,278
EBAY INC. COM 278642103   220,857 3,473 SH   SOLE   0 0 3,473
ECOLAB INC COM 278865100   744,445 2,904 SH   SOLE   0 0 2,904
ELEVANCE HEALTH INC COM 036752103   2,256,428 5,385 SH   SOLE   0 0 5,385
ELI LILLY & CO COM 532457108   2,152,668 2,415 SH   SOLE   0 0 2,415
EMERSON ELEC CO COM 291011104   289,942 2,678 SH   SOLE   0 0 2,678
ENBRIDGE INC COM 29250N105   225,369 5,479 SH   SOLE   0 0 5,479
ENTERPRISE PRODS PARTNERS L COM 293792107   224,705 7,740 SH   SOLE   0 0 7,740
EXPEDITORS INTL WASH INC COM 302130109   59,130 450 SH   SOLE   0 0 450
EXXON MOBIL CORP COM 30231G102   989,735 8,276 SH   SOLE   0 0 8,276
FIDELITY COMWLTH TR NASDAQ COMPSIT 315912808   198,332 2,770 SH   SOLE   0 0 2,770
FIDELITY NATL INFORMATION SV COM 31620M106   355,574 3,936 SH   SOLE   0 0 3,936
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108   740,389 41,133 SH   SOLE   0 0 41,133
FIRST TR EXCH TRADED FD III RIVR FRNT DYN 33739P707   218,400 3,316 SH   SOLE   0 0 3,316
FIRST TR EXCH TRADED FD III FT VEST SMID 33738D820   368,285 16,809 SH   SOLE   0 0 16,809
FIRST TR EXCH TRADED FD III LNG/SHT EQUITY 33739P103   204,065 3,169 SH   SOLE   0 0 3,169
FIRST TR EXCH TRADED FD III INSTL PFD SECS 33739P855   649,298 34,446 SH   SOLE   0 0 34,446
FIRST TR EXCHANGE TRADED FD GROWTH STRENGTH 33733E823   1,993,845 63,397 SH   SOLE   0 0 63,397
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200   966,966 19,819 SH   SOLE   0 0 19,819
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408   1,226,684 20,448 SH   SOLE   0 0 20,448
FIRST TR EXCHANGE-TRADED FD LNG DUR OPRTUN 33738D606   946,121 44,088 SH   SOLE   0 0 44,088
FIRST TR EXCHANGE-TRADED FD SMID RISNG ETF 33741X102   4,859,863 133,991 SH   SOLE   0 0 133,991
FIRST TR EXCHANGE-TRADED FD CORE INVESTMENT 33738D788   659,859 31,429 SH   SOLE   0 0 31,429
FIRST TR EXCHANGE-TRADED FD FT VEST S&P 500 33739Q705   897,427 16,777 SH   SOLE   0 0 16,777
FIRST TR EXCHANGE-TRADED FD LIMITED DURATION 33738D804   790,994 41,653 SH   SOLE   0 0 41,653
FIRST TR EXCHANGE-TRADED FD RISNG DIVD ACHIV 33738R506   717,449 12,060 SH   SOLE   0 0 12,060
FIRST TR EXCHANGE-TRADED FD NY ARCA BIOTECH 33733E203   794,688 4,725 SH   SOLE   0 0 4,725
FIRST TR EXCHANGE-TRADED FD VEST GOLD STRTGY 33733E849   5,525,959 244,945 SH   SOLE   0 0 244,945
FIRST TR EXCHNG TRADED FD VI FT VEST LADDERED 33740U703   3,213,236 127,560 SH   SOLE   0 0 127,560
FIRST TR EXCHNG TRADED FD VI TCW OPPORTUNIS 33740F805   2,222,999 50,615 SH   SOLE   0 0 50,615
FIRST TR EXCHNG TRADED FD VI FT VEST LADDERED 33740F755   2,422,996 80,659 SH   SOLE   0 0 80,659
FIRST TR EXCHNG TRADED FD VI TCW UNCONSTRAI 33740F888   553,490 22,345 SH   SOLE   0 0 22,345
FIRST TR EXCHNG TRADED FD VI VEST NASDAQ-100 33740F193   5,728,148 282,293 SH   SOLE   0 0 282,293
FIRST TR EXCHNG TRADED FD VI FT VEST NASD 100 33740F219   5,686,736 278,080 SH   SOLE   0 0 278,080
FIRST TR EXCHNG TRADED FD VI FT VEST U.S 33740F391   1,798,949 53,318 SH   SOLE   0 0 53,318
FIRST TR EXCHNG TRADED FD VI FT VEST NAS 33740F557   2,027,533 75,066 SH   SOLE   0 0 75,066
FIRST TR EXCHNG TRADED FD VI FT VEST INTER EQ 33740F573   3,121,697 128,708 SH   SOLE   0 0 128,708
FIRST TR EXCHNG TRADED FD VI FT VEST U.S. 33740F854   4,980,310 127,276 SH   SOLE   0 0 127,276
FIRST TR EXCHNG TRADED FD VI VEST US EQUITY M 33740U562   890,603 28,199 SH   SOLE   0 0 28,199
FIRST TR EXCHNG TRADED FD VI FT VEST INT JUNE 33740U869   1,396 61 SH   SOLE   0 0 61
FIRST TR MORNINGSTAR DIVID L SHS 336917109   701,047 16,648 SH   SOLE   0 0 16,648
FIRST TR S&P REIT INDEX FD COM 33734G108   369,583 12,524 SH   SOLE   0 0 12,524
FISERV INC COM 337738108   1,353,243 6,657 SH   SOLE   0 0 6,657
FORD MTR CO COM 345370860   115,774 10,300 SH   SOLE   0 0 10,300
FS KKR CAP CORP COM 302635206   11,904,111 572,864 SH   SOLE   0 0 572,864
GENERAL DYNAMICS CORP COM 369550108   230,903 766 SH   SOLE   0 0 766
GOLDMAN SACHS BDC INC SHS 38147U107   368,463 27,395 SH   SOLE   0 0 27,395
GOLDMAN SACHS ETF TR ACTIVEBETA WRLD 38149W739   223,166 4,433 SH   SOLE   0 0 4,433
GOLDMAN SACHS ETF TR MARKETBETA US EQ 381430123   3,780,639 47,501 SH   SOLE   0 0 47,501
GOLDMAN SACHS ETF TR ACCESS INFLATI 381430362   232,522 4,728 SH   SOLE   0 0 4,728
GOLDMAN SACHS ETF TR ACCESS INVT GR 381430479   336,423 7,296 SH   SOLE   0 0 7,296
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503   2,036,947 17,895 SH   SOLE   0 0 17,895
GOLDMAN SACHS ETF TR ACCESS US AGRAT 38149W101   953,249 23,081 SH   SOLE   0 0 23,081
GOLDMAN SACHS ETF TR ACTIVEBETA US 381430602   423,264 6,194 SH   SOLE   0 0 6,194
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107   1,835,847 52,785 SH   SOLE   0 0 52,785
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529   274,230 2,739 SH   SOLE   0 0 2,739
GOLDMAN SACHS ETF TR ACTIVEBETA EME 381430206   446,575 12,986 SH   SOLE   0 0 12,986
HEWLETT PACKARD ENTERPRISE C COM 42824C109   122,760 6,000 SH   SOLE   0 0 6,000
HOME DEPOT INC COM 437076102   208,718 518 SH   SOLE   0 0 518
HOME DEPOT INC COM 437076102   1,000,844 2,470 SH   SOLE   0 0 2,470
HONEYWELL INTL INC COM 438516106   236,734 1,132 SH   SOLE   0 0 1,132
HP INC COM 40434L105   215,220 6,000 SH   SOLE   0 0 6,000
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C813   208,846 5,144 SH   SOLE   0 0 5,144
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C508   231,639 5,583 SH   SOLE   0 0 5,583
INNOVATOR ETFS TRUST UNCAPPED ACCLRTD 45783Y699   298,646 7,480 SH   SOLE   0 0 7,480
INNOVATOR ETFS TRUST US EQT ULTRA BF 45782C672   551,304 15,684 SH   SOLE   0 0 15,684
INNOVATOR ETFS TRUST US EQUITY ACCELE 45783Y103   277,920 7,834 SH   SOLE   0 0 7,834
INNOVATOR ETFS TRUST PREM INCM 20 BAR 45783Y624   1,277,650 51,591 SH   SOLE   0 0 51,591
INNOVATOR ETFS TRUST EQUITY DEFINED P 45783Y236   710,703 26,499 SH   SOLE   0 0 26,499
INNOVATOR ETFS TRUST EQUITY DEFINED P 45783Y251   557,111 20,749 SH   SOLE   0 0 20,749
INNOVATOR ETFS TRUST DEFINED WLT SHLD 45783Y855   311,353 10,055 SH   SOLE   0 0 10,055
INNOVATOR ETFS TRUST PREM INC 20 BARR 45783Y582   1,205,454 48,199 SH   SOLE   0 0 48,199
INNOVATOR ETFS TRUST EQUITY DEF PROTN 45783Y541   545,319 19,837 SH   SOLE   0 0 19,837
INNOVATOR ETFS TRUST PREM INCM 30 BAR 45783Y616   286,180 11,575 SH   SOLE   0 0 11,575
INNOVATOR ETFS TRUST GROWTH ACCELERAT 45783Y608   355,260 10,976 SH   SOLE   0 0 10,976
INTERNATIONAL BUSINESS MACHS COM 459200101   290,723 1,331 SH   SOLE   0 0 1,331
INVESCO DB COMMDY INDX TRCK UNIT 46138B103   713,425 31,498 SH   SOLE   0 0 31,498
INVESCO EXCHANGE TRADED FD T S&P SMLCP MOMENT 46137V498   1,151,360 17,429 SH   SOLE   0 0 17,429
INVESCO EXCHANGE TRADED FD T LARGE CAP VALUE 46137V738   860,417 14,623 SH   SOLE   0 0 14,623
INVESCO EXCHANGE TRADED FD T LARGE CAP GROWTH 46137V746   155,425 1,575 SH   SOLE   0 0 1,575
INVESCO QQQ TR UNIT SER 1 46090E103   791,068 1,607 SH   SOLE   0 0 1,607
IQVIA HLDGS INC COM 46266C105   2,702,870 12,767 SH   SOLE   0 0 12,767
ISHARES GOLD TR ISHARES NEW 464285204   707,344 13,687 SH   SOLE   0 0 13,687
ISHARES INC MSCI EMRG CHN 46434G764   3,808,784 63,448 SH   SOLE   0 0 63,448
ISHARES INC MSCI CDA ETF 464286509   422,812 10,203 SH   SOLE   0 0 10,203
ISHARES INC CORE MSCI EMKT 46434G103   4,447,990 78,879 SH   SOLE   0 0 78,879
ISHARES INC ESG AWR MSCI EM 46434G863   1,187,570 33,135 SH   SOLE   0 0 33,135
ISHARES TR JPMORGAN USD EMG 464288281   320,404 3,511 SH   SOLE   0 0 3,511
ISHARES TR CORE TOTAL USD 46434V613   6,808,298 147,942 SH   SOLE   0 0 147,942
ISHARES TR US TREAS BD ETF 46429B267   224,493 9,805 SH   SOLE   0 0 9,805
ISHARES TR CORE S&P SCP ETF 464287804   593,282 5,160 SH   SOLE   0 0 5,160
ISHARES TR S&P 100 ETF 464287101   366,587 1,307 SH   SOLE   0 0 1,307
ISHARES TR AGGRES ALLOC ETF 464289859   633,688 8,138 SH   SOLE   0 0 8,138
ISHARES TR ESG EAFE ETF 46436E759   452,699 6,594 SH   SOLE   0 0 6,594
ISHARES TR TRS FLT RT BD 46434V860   212,536 4,202 SH   SOLE   0 0 4,202
ISHARES TR U.S. TECH ETF 464287721   4,709,963 30,507 SH   SOLE   0 0 30,507
ISHARES TR MSCI KLD400 SOC 464288570   914,690 8,329 SH   SOLE   0 0 8,329
ISHARES TR US HLTHCARE ETF 464287762   292,168 4,627 SH   SOLE   0 0 4,627
ISHARES TR EAFE SML CP ETF 464288273   264,177 4,142 SH   SOLE   0 0 4,142
ISHARES TR MSCI USA QLT FCT 46432F339   11,408,207 63,478 SH   SOLE   0 0 63,478
ISHARES TR MSCI USA MIN VOL 46429B697   1,445,909 15,790 SH   SOLE   0 0 15,790
ISHARES TR NATIONAL MUN ETF 464288414   2,128,718 19,919 SH   SOLE   0 0 19,919
ISHARES TR SHRT NAT MUN ETF 464288158   581,836 5,513 SH   SOLE   0 0 5,513
ISHARES TR ESG MSCI USA ETF 46436E767   796,468 15,866 SH   SOLE   0 0 15,866
ISHARES TR EAFE VALUE ETF 464288877   12,275,904 221,427 SH   SOLE   0 0 221,427
ISHARES TR US INFRASTRUC 46435U713   1,947,325 41,135 SH   SOLE   0 0 41,135
ISHARES TR EAFE GRWTH ETF 464288885   10,387,600 101,184 SH   SOLE   0 0 101,184
ISHARES TR MSCI USA MMENTM 46432F396   572,317 2,765 SH   SOLE   0 0 2,765
ISHARES TR CORE S&P500 ETF 464287200   9,479,842 16,288 SH   SOLE   0 0 16,288
ISHARES TR CORE MSCI EAFE 46432F842   1,417,775 18,992 SH   SOLE   0 0 18,992
ISHARES TR S&P 500 GRWT ETF 464287309   11,186,025 115,237 SH   SOLE   0 0 115,237
ISHARES TR ESG AWR MSCI USA 46435G425   5,604,653 44,103 SH   SOLE   0 0 44,103
ISHARES TR CORE US AGGBD ET 464287226   1,532,477 15,512 SH   SOLE   0 0 15,512
ISHARES TR CORE S&P MCP ETF 464287507   368,015 5,892 SH   SOLE   0 0 5,892
ISHARES TR S&P 500 VAL ETF 464287408   4,840,509 24,473 SH   SOLE   0 0 24,473
ISHARES TR BROAD USD HIGH 46435U853   252,334 6,785 SH   SOLE   0 0 6,785
ISHARES TR 20 YR TR BD ETF 464287432   1,765,055 19,049 SH   SOLE   0 0 19,049
ISHARES TR MBS ETF 464288588   1,909,100 20,460 SH   SOLE   0 0 20,460
ISHARES TR ESG AWRE USD ETF 46435G193   363,423 15,658 SH   SOLE   0 0 15,658
J P MORGAN EXCHANGE TRADED F HEDGED EQUITY LA 46654Q724   224,839 3,637 SH   SOLE   0 0 3,637
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203   3,353,068 60,689 SH   SOLE   0 0 60,689
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   1,967,190 33,123 SH   SOLE   0 0 33,123
J P MORGAN EXCHANGE TRADED F BETABUILDERS EUR 46641Q191   351,353 5,851 SH   SOLE   0 0 5,851
J P MORGAN EXCHANGE TRADED F BETABUILDERS DEV 46641Q233   308,143 5,951 SH   SOLE   0 0 5,951
J P MORGAN EXCHANGE TRADED F BETABUILDERS CDA 46641Q225   510,748 7,078 SH   SOLE   0 0 7,078
J P MORGAN EXCHANGE TRADED F BETABULDRS JAPAN 46641Q217   597,967 10,749 SH   SOLE   0 0 10,749
JOHNSON & JOHNSON COM 478160104   568,497 3,473 SH   SOLE   0 0 3,473
JPMORGAN CHASE & CO. COM 46625H100   943,949 4,196 SH   SOLE   0 0 4,196
KEYSIGHT TECHNOLOGIES INC COM 49338L103   89,319 562 SH   SOLE   0 0 562
LINDE PLC SHS G54950103   208,382 439 SH   SOLE   0 0 439
LOCKHEED MARTIN CORP COM 539830109   2,110,080 3,740 SH   SOLE   0 0 3,740
LOWES COS INC COM 548661107   586,282 2,161 SH   SOLE   0 0 2,161
MASTERCARD INCORPORATED CL A 57636Q104   3,188,035 6,243 SH   SOLE   0 0 6,243
MCDONALDS CORP COM 580135101   409,700 1,359 SH   SOLE   0 0 1,359
MEDTRONIC PLC SHS G5960L103   211,774 2,327 SH   SOLE   0 0 2,327
MERCK & CO INC COM 58933Y105   383,371 3,621 SH   SOLE   0 0 3,621
META PLATFORMS INC CL A 30303M102   4,930,838 8,684 SH   SOLE   0 0 8,684
MICROSOFT CORP COM 594918104   6,753,202 15,900 SH   SOLE   0 0 15,900
MONDELEZ INTL INC CL A 609207105   239,605 3,425 SH   SOLE   0 0 3,425
NET LEASE OFFICE PROPERTIES COM 64110Y108   1,317 43 SH   SOLE   0 0 43
NETFLIX INC COM 64110L106   498,003 660 SH   SOLE   0 0 660
NORFOLK SOUTHN CORP COM 655844108   264,457 1,044 SH   SOLE   0 0 1,044
NOVARTIS AG SPONSORED ADR 66987V109   267,846 2,368 SH   SOLE   0 0 2,368
NUCOR CORP COM 670346105   220,722 1,562 SH   SOLE   0 0 1,562
NUSHARES ETF TR NUVEEN ESG INTL 67092P805   346,825 10,711 SH   SOLE   0 0 10,711
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300   412,367 9,915 SH   SOLE   0 0 9,915
NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201   506,434 6,015 SH   SOLE   0 0 6,015
NVIDIA CORPORATION COM 67066G104   1,756,102 12,507 SH   SOLE   0 0 12,507
ORACLE CORP COM 68389X105   937,777 5,378 SH   SOLE   0 0 5,378
OTIS WORLDWIDE CORP COM 68902V107   46,773 450 SH   SOLE   0 0 450
PALO ALTO NETWORKS INC COM 697435105   607,390 1,666 SH   SOLE   0 0 1,666
PAYPAL HLDGS INC COM 70450Y103   497,049 6,107 SH   SOLE   0 0 6,107
PEPSICO INC COM 713448108   456,608 2,652 SH   SOLE   0 0 2,652
PETMED EXPRESS INC COM 716382106   2,668 725 SH   SOLE   0 0 725
PFIZER INC COM 717081103   359,071 12,537 SH   SOLE   0 0 12,537
PGIM ETF TR TOTAL RETURN BON 69344A800   924,461 22,111 SH   SOLE   0 0 22,111
PHILIP MORRIS INTL INC COM 718172109   492,562 3,709 SH   SOLE   0 0 3,709
PIMCO ETF TR ACTIVE BD ETF 72201R775   697,327 7,555 SH   SOLE   0 0 7,555
PROCTER AND GAMBLE CO COM 742718109   536,555 3,163 SH   SOLE   0 0 3,163
PROCTER AND GAMBLE CO COM 742718109   119,854 692 SH   SOLE   0 0 692
PROSHARES TR S&P 500 HIGH INC 74347G242   219,165 4,880 SH   SOLE   0 0 4,880
PROSHARES TR NASDAQ 100 HIGH 74347G234   234,207 5,583 SH   SOLE   0 0 5,583
QUALCOMM INC COM 747525103   1,350,983 8,037 SH   SOLE   0 0 8,037
RELAY THERAPEUTICS INC COM 75943R102   1,500 15,000 SH Call SOLE   0 0 15,000
ROYAL CARIBBEAN GROUP COM V7780T103   6,917 39 SH   SOLE   0 0 39
RTX CORPORATION COM 75513E101   22,536 186 SH   SOLE   0 0 186
SALESFORCE INC COM 79466L302   1,561,951 5,447 SH   SOLE   0 0 5,447
SANOFI SPONSORED ADR 80105N105   245,468 4,716 SH   SOLE   0 0 4,716
SCHWAB CHARLES CORP COM 808513105   2,810,796 38,722 SH   SOLE   0 0 38,722
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   2,302,340 99,367 SH   SOLE   0 0 99,367
SCHWAB STRATEGIC TR US REIT ETF 808524847   341,342 14,854 SH   SOLE   0 0 14,854
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   399,344 15,104 SH   SOLE   0 0 15,104
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   488,769 24,760 SH   SOLE   0 0 24,760
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   4,283,675 187,387 SH   SOLE   0 0 187,387
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771   228,350 9,542 SH   SOLE   0 0 9,542
SCHWAB STRATEGIC TR MUN BD ETF 808524649   309,045 11,983 SH   SOLE   0 0 11,983
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   205,517 5,550 SH   SOLE   0 0 5,550
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   1,025,847 4,478 SH   SOLE   0 0 4,478
SELECT SECTOR SPDR TR ENERGY 81369Y506   250,855 2,793 SH   SOLE   0 0 2,793
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   452 2 SH   SOLE   0 0 2
SERVICENOW INC COM 81762P102   243,928 255 SH   SOLE   0 0 255
SPDR GOLD TR GOLD SHS 78463V107   71,703 295 SH   SOLE   0 0 295
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   440,215 10,843 SH   SOLE   0 0 10,843
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   697,287 19,321 SH   SOLE   0 0 19,321
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,997,752 3,449 SH   SOLE   0 0 3,449
SPDR SER TR PORTFLI HIGH YLD 78468R606   362,348 15,270 SH   SOLE   0 0 15,270
SPDR SER TR PORTFOLIO INTRMD 78464A375   226,259 6,819 SH   SOLE   0 0 6,819
SPDR SER TR PORTFOLIO SH TSR 78468R101   439,690 15,073 SH   SOLE   0 0 15,073
SPDR SER TR PORTFOLIO S&P500 78464A854   37,519,378 550,703 SH   SOLE   0 0 550,703
SPDR SER TR PORTFOLIO LN TSR 78464A664   519,946 18,866 SH   SOLE   0 0 18,866
SPDR SER TR PRTFLO S&P500 VL 78464A508   856,394 16,146 SH   SOLE   0 0 16,146
SPDR SER TR PORTFOLIO S&P600 78468R853   217,098 4,851 SH   SOLE   0 0 4,851
SPDR SER TR PORTFOLIO AGRGTE 78464A649   264,434 10,370 SH   SOLE   0 0 10,370
SSGA ACTIVE TR SPDR SSGA US SCT 78470P408   306,394 5,851 SH   SOLE   0 0 5,851
STARBUCKS CORP COM 855244109   1,805,242 18,582 SH   SOLE   0 0 18,582
T ROWE PRICE ETF INC INTERNATIONAL EQ 87283Q834   970,772 34,529 SH   SOLE   0 0 34,529
T ROWE PRICE ETF INC PRICE BLUE CHIP 87283Q107   868,802 21,505 SH   SOLE   0 0 21,505
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   3,764,148 19,018 SH   SOLE   0 0 19,018
TAKE-TWO INTERACTIVE SOFTWAR COM 874054109   560,217 3,474 SH   SOLE   0 0 3,474
TESLA INC COM 88160R101   727,000 2,791 SH   SOLE   0 0 2,791
TWO RDS SHARED TR LEASERSHS ALPHAF 90214Q691   225,426 5,453 SH   SOLE   0 0 5,453
TWO RDS SHARED TR LDRSHS ALPFACT 90214Q774   357,031 8,599 SH   SOLE   0 0 8,599
TWO RDS SHARED TR LEADERSHARES EQT 90214Q683   206,084 6,078 SH   SOLE   0 0 6,078
UNILEVER PLC SPON ADR NEW 904767704   223,605 3,589 SH   SOLE   0 0 3,589
UNITEDHEALTH GROUP INC COM 91324P102   1,821,726 3,248 SH   SOLE   0 0 3,248
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505   559,728 1,598 SH   SOLE   0 0 1,598
VANGUARD BD INDEX FDS LONG TERM BOND 921937793   877,766 12,258 SH   SOLE   0 0 12,258
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   588,127 7,558 SH   SOLE   0 0 7,558
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   902,455 12,310 SH   SOLE   0 0 12,310
VANGUARD BD INDEX FDS INTERMED TERM 921937819   353,641 4,631 SH   SOLE   0 0 4,631
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   1,497,249 29,933 SH   SOLE   0 0 29,933
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   4,123,119 7,743 SH   SOLE   0 0 7,743
VANGUARD INDEX FDS TOTAL STK MKT 922908769   855,956 2,995 SH   SOLE   0 0 2,995
VANGUARD INDEX FDS SMALL CP ETF 922908751   1,015,859 4,278 SH   SOLE   0 0 4,278
VANGUARD INDEX FDS VALUE ETF 922908744   2,707,941 15,486 SH   SOLE   0 0 15,486
VANGUARD INDEX FDS GROWTH ETF 922908736   3,953,356 10,120 SH   SOLE   0 0 10,120
VANGUARD INDEX FDS LARGE CAP ETF 922908637   286,820 1,078 SH   SOLE   0 0 1,078
VANGUARD INDEX FDS SMALL CP ETF 922908751   35,582 150 SH   SOLE   0 0 150
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   1,492,000 31,691 SH   SOLE   0 0 31,691
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   280,933 5,756 SH   SOLE   0 0 5,756
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   2,644,217 52,590 SH   SOLE   0 0 52,590
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   799,101 9,764 SH   SOLE   0 0 9,764
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   252,239 2,571 SH   SOLE   0 0 2,571
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847   286,360 4,911 SH   SOLE   0 0 4,911
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   3,712,929 73,277 SH   SOLE   0 0 73,277
VANGUARD WORLD FD MEGA GRWTH IND 921910816   228,148 697 SH   SOLE   0 0 697
VANGUARD WORLD FD MEGA CAP INDEX 921910873   265,328 1,270 SH   SOLE   0 0 1,270
VANGUARD WORLD FD INF TECH ETF 92204A702   622,112 1,038 SH   SOLE   0 0 1,038
VEEVA SYS INC CL A COM 922475108   737,354 3,468 SH   SOLE   0 0 3,468
VERIZON COMMUNICATIONS INC COM 92343V104   289,332 6,912 SH   SOLE   0 0 6,912
VISA INC COM CL A 92826C839   2,579,715 9,109 SH   SOLE   0 0 9,109
WALMART INC COM 931142103   579,046 6,973 SH   SOLE   0 0 6,973
WARNER BROS DISCOVERY INC COM SER A 934423104   134,954 17,946 SH   SOLE   0 0 17,946
WASTE MGMT INC DEL COM 94106L109   243,294 1,165 SH   SOLE   0 0 1,165
WELLS FARGO CO NEW COM 949746101   401,585 6,138 SH   SOLE   0 0 6,138
WP CAREY INC COM 92936U109   40,495 650 SH   SOLE   0 0 650