The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   20,141 192 SH   SOLE   0 0 192
ABBOTT LABS COM 002824100   402,003 3,970 SH   SOLE   0 0 3,970
ABBVIE INC COM 00287Y109   697,563 4,377 SH   SOLE   0 0 4,377
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   6,574 23 SH   SOLE   0 0 23
ADOBE SYSTEMS INCORPORATED COM 00724F101   9,635 25 SH   SOLE   0 0 25
ADVANCED MICRO DEVICES INC COM 007903107   99,873 1,019 SH   SOLE   0 0 1,019
ALLSTATE CORP COM 020002101   7,143 64 SH   SOLE   0 0 64
ALPHABET INC CAP STK CL A 02079K305   175,177 1,689 SH   SOLE   0 0 1,689
ALPHABET INC CAP STK CL C 02079K107   52,000 500 SH   SOLE   0 0 500
ALPS ETF TR REIT DIVIDE DOGS 00162Q106   358,445 14,301 SH   SOLE   0 0 14,301
ALTRIA GROUP INC COM 02209S103   172,269 3,861 SH   SOLE   0 0 3,861
AMAZON COM INC COM 023135106   314,603 3,046 SH   SOLE   0 0 3,046
AMERICAN ELEC PWR CO INC COM 025537101   191,898 2,109 SH   SOLE   0 0 2,109
AMERICAN EXPRESS CO COM 025816109   17,320 105 SH   SOLE   0 0 105
AON PLC SHS CL A G0403H108   13,558 43 SH   SOLE   0 0 43
APPLE INC COM 037833100   1,923,158 11,663 SH   SOLE   0 0 11,663
APPLIED MATLS INC COM 038222105   409,147 3,331 SH   SOLE   0 0 3,331
ARBOR REALTY TRUST INC COM 038923108   161,148 14,025 SH   SOLE   0 0 14,025
ARK ETF TR INNOVATION ETF 00214Q104   5,769 143 SH   SOLE   0 0 143
ARTISAN PARTNERS ASSET MGMT CL A 04316A108   31,980 1,000 SH   SOLE   0 0 1,000
ASML HOLDING N V N Y REGISTRY SHS N07059210   27,229 40 SH   SOLE   0 0 40
AT&T INC COM 00206R102   120,582 6,264 SH   SOLE   0 0 6,264
ATOMERA INC COM 04965B100   2,835 445 SH   SOLE   0 0 445
AUTOMATIC DATA PROCESSING IN COM 053015103   118,662 533 SH   SOLE   0 0 533
AUTOZONE INC COM 053332102   41,789 17 SH   SOLE   0 0 17
BANK AMERICA CORP COM 060505104   57,258 2,002 SH   SOLE   0 0 2,002
BAXTER INTL INC COM 071813109   26,689 658 SH   SOLE   0 0 658
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   149,754 485 SH   SOLE   0 0 485
BLACKROCK INC COM 09247X101   43,493 65 SH   SOLE   0 0 65
BLINK CHARGING CO COM 09354A100   304 35 SH   SOLE   0 0 35
BOEING CO COM 097023105   65,004 306 SH   SOLE   0 0 306
BP PLC SPONSORED ADR 055622104   3,112 82 SH   SOLE   0 0 82
BP PRUDHOE BAY RTY TR UNIT BEN INT 055630107   5,165 676 SH   SOLE   0 0 676
BRISTOL-MYERS SQUIBB CO COM 110122108   132,313 1,909 SH   SOLE   0 0 1,909
BROADCOM INC COM 11135F101   9,624 15 SH   SOLE   0 0 15
BUTTERFLY NETWORK INC COM CL A 124155102   37,600 20,000 SH   SOLE   0 0 20,000
CADENCE DESIGN SYSTEM INC COM 127387108   48,951 233 SH   SOLE   0 0 233
CDW CORP COM 12514G108   27,285 140 SH   SOLE   0 0 140
CEDAR FAIR L P DEPOSITRY UNIT 150185106   63,725 1,395 SH   SOLE   0 0 1,395
CENTERPOINT ENERGY INC COM 15189T107   124,587 4,229 SH   SOLE   0 0 4,229
CHARGEPOINT HOLDINGS INC COM CL A 15961R105   31,410 3,000 SH   SOLE   0 0 3,000
CHARTER COMMUNICATIONS INC N CL A 16119P108   10,014 28 SH   SOLE   0 0 28
CHENIERE ENERGY INC COM NEW 16411R208   21,907 139 SH   SOLE   0 0 139
CHEVRON CORP NEW COM 166764100   14,120 87 SH   SOLE   0 0 87
CHURCH & DWIGHT CO INC COM 171340102   8,311 94 SH   SOLE   0 0 94
CISCO SYS INC COM 17275R102   41,298 790 SH   SOLE   0 0 790
CITIGROUP INC COM NEW 172967424   27,900 595 SH   SOLE   0 0 595
CLAROS MTG TR INC COMMON STOCK 18270D106   11,650 1,000 SH   SOLE   0 0 1,000
CMS ENERGY CORP COM 125896100   53,585 873 SH   SOLE   0 0 873
COCA COLA CO COM 191216100   49,624 800 SH   SOLE   0 0 800
COINBASE GLOBAL INC COM CL A 19260Q107   77,165 1,142 SH   SOLE   0 0 1,142
COMCAST CORP NEW CL A 20030N101   11,146 294 SH   SOLE   0 0 294
CONOCOPHILLIPS COM 20825C104   36,708 370 SH   SOLE   0 0 370
CONSOLIDATED EDISON INC COM 209115104   175,268 1,832 SH   SOLE   0 0 1,832
COSTCO WHSL CORP NEW COM 22160K105   50,651 102 SH   SOLE   0 0 102
DANAHER CORPORATION COM 235851102   7,562 30 SH   SOLE   0 0 30
DBX ETF TR XTRACK MSCI EAFE 233051200   20,733 589 SH   SOLE   0 0 589
DEERE & CO COM 244199105   8,258 20 SH   SOLE   0 0 20
DENTSPLY SIRONA INC COM 24906P109   8,721 222 SH   SOLE   0 0 222
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   833 31 SH   SOLE   0 0 31
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   5,277 207 SH   SOLE   0 0 207
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   2,936 56 SH   SOLE   0 0 56
DISCOVER FINL SVCS COM 254709108   12,553 127 SH   SOLE   0 0 127
DISNEY WALT CO COM 254687106   67,388 673 SH   SOLE   0 0 673
DLOCAL LTD CLASS A COM G29018101   2,433 150 SH   SOLE   0 0 150
DT MIDSTREAM INC COMMON STOCK 23345M107   23,155 469 SH   SOLE   0 0 469
DTE ENERGY CO COM 233331107   144,444 1,319 SH   SOLE   0 0 1,319
DUKE ENERGY CORP NEW COM NEW 26441C204   118,948 1,233 SH   SOLE   0 0 1,233
DXC TECHNOLOGY CO COM 23355L106   2,173 85 SH   SOLE   0 0 85
EATON CORP PLC SHS G29183103   30,499 178 SH   SOLE   0 0 178
EATON VANCE TAX-MANAGED GLOB COM 27829F108   338,572 43,351 SH   SOLE   0 0 43,351
EDISON INTL COM 281020107   1,015 14 SH   SOLE   0 0 14
ENBRIDGE INC COM 29250N105   58,179 1,525 SH   SOLE   0 0 1,525
ENDRA LIFE SCIENCES INC COM NEW 29273B302   623 272 SH   SOLE   0 0 272
ENOVIX CORPORATION COM 293594107   5,070 340 SH   SOLE   0 0 340
EVEREST RE GROUP LTD COM G3223R108   7,161 20 SH   SOLE   0 0 20
EVOLV TECHNOLOGIES HLDNGS IN COM CL A 30049H102   62,400 20,000 SH   SOLE   0 0 20,000
EXCHANGE TRADED CONCEPTS TR ROBO GLB ETF 301505707   17,675 323 SH   SOLE   0 0 323
EXXON MOBIL CORP COM 30231G102   252,711 2,304 SH   SOLE   0 0 2,304
FEDEX CORP COM 31428X106   9,787 43 SH   SOLE   0 0 43
FIRST MERCHANTS CORP COM 320817109   23,098 701 SH   SOLE   0 0 701
FIRST TR EXCHANGE TRADED FD WTR ETF 33733B100   15,054 180 SH   SOLE   0 0 180
FIRST TR EXCHANGE-TRADED ALP SML CAP VAL ALPH 33737M409   83,156 1,820 SH   SOLE   0 0 1,820
FIRST TR EXCHANGE-TRADED FD CAP STRENGTH ETF 33733E104   933,940 12,804 SH   SOLE   0 0 12,804
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408   435,312 7,315 SH   SOLE   0 0 7,315
FIRST TR EXCHANGE-TRADED FD FIRST TR TA HIYL 33738D408   1,026,086 25,807 SH   SOLE   0 0 25,807
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200   1,783,538 37,258 SH   SOLE   0 0 37,258
FIRST TR EXCHANGE-TRADED FD RISNG DIVD ACHIV 33738R506   77,401 1,725 SH   SOLE   0 0 1,725
FIRST TR EXCHANGE-TRADED FD SENIOR LN FD 33738D309   5,956,810 131,671 SH   SOLE   0 0 131,671
FIRSTENERGY CORP COM 337932107   16,065 401 SH   SOLE   0 0 401
FORD MTR CO DEL COM 345370860   50,166 3,981 SH   SOLE   0 0 3,981
GOLDMAN SACHS GROUP INC COM 38141G104   98,133 300 SH   SOLE   0 0 300
GOODYEAR TIRE & RUBR CO COM 382550101   838 76 SH   SOLE   0 0 76
GSK PLC SPONSORED ADR 37733W204   18,075 508 SH   SOLE   0 0 508
HALEON PLC SPON ADS 405552100   5,178 636 SH   SOLE   0 0 636
HALLIBURTON CO COM 406216101   35,900 1,135 SH   SOLE   0 0 1,135
HASBRO INC COM 418056107   8,706 162 SH   SOLE   0 0 162
HERSHEY CO COM 427866108   79,885 314 SH   SOLE   0 0 314
HEWLETT PACKARD ENTERPRISE C COM 42824C109   16,010 1,005 SH   SOLE   0 0 1,005
HOME DEPOT INC COM 437076102   357,775 1,212 SH   SOLE   0 0 1,212
HONEYWELL INTL INC COM 438516106   55,425 290 SH   SOLE   0 0 290
HP INC COM 40434L105   29,497 1,005 SH   SOLE   0 0 1,005
HUNTINGTON BANCSHARES INC COM 446150104   39,256 3,505 SH   SOLE   0 0 3,505
ICAD INC COM NEW 44934S206   740 596 SH   SOLE   0 0 596
ICAHN ENTERPRISES LP DEPOSITARY UNIT 451100101   8,263 160 SH   SOLE   0 0 160
ILLINOIS TOOL WKS INC COM 452308109   135,359 556 SH   SOLE   0 0 556
INTEL CORP COM 458140100   105,263 3,222 SH   SOLE   0 0 3,222
INTERNATIONAL BUSINESS MACHS COM 459200101   667,271 5,090 SH   SOLE   0 0 5,090
INTERNATIONAL PAPER CO COM 460146103   2,344 65 SH   SOLE   0 0 65
INVENTRUST PPTYS CORP COM NEW 46124J201   13,830 591 SH   SOLE   0 0 591
INVESCO QQQ TR UNIT SER 1 46090E103   27,280 85 SH   SOLE   0 0 85
ISHARES GOLD TR ISHARES NEW 464285204   5,578,004 149,264 SH   SOLE   0 0 149,264
ISHARES INC CORE MSCI EMKT 46434G103   3,610,748 74,006 SH   SOLE   0 0 74,006
ISHARES INC ESG AWR MSCI EM 46434G863   284,517 9,038 SH   SOLE   0 0 9,038
ISHARES SILVER TR ISHARES 46428Q109   14,290 646 SH   SOLE   0 0 646
ISHARES TR 1 3 YR TREAS BD 464287457   35,411 431 SH   SOLE   0 0 431
ISHARES TR 3 7 YR TREAS BD 464288661   40,119 341 SH   SOLE   0 0 341
ISHARES TR 7-10 YR TRSY BD 464287440   78,107 788 SH   SOLE   0 0 788
ISHARES TR CORE 1 5 YR USD 46432F859   7,907,127 167,684 SH   SOLE   0 0 167,684
ISHARES TR CORE DIV GRWTH 46434V621   98,331 1,967 SH   SOLE   0 0 1,967
ISHARES TR CORE INTL AGGR 46435G672   5,630 115 SH   SOLE   0 0 115
ISHARES TR CORE MSCI EAFE 46432F842   28,938,564 432,888 SH   SOLE   0 0 432,888
ISHARES TR CORE S&P MCP ETF 464287507   4,250,518 16,991 SH   SOLE   0 0 16,991
ISHARES TR CORE S&P SCP ETF 464287804   9,509,465 98,340 SH   SOLE   0 0 98,340
ISHARES TR CORE S&P TTL STK 464287150   190,518 2,104 SH   SOLE   0 0 2,104
ISHARES TR CORE S&P500 ETF 464287200   32,319,305 78,620 SH   SOLE   0 0 78,620
ISHARES TR CORE TOTAL USD 46434V613   13,661 296 SH   SOLE   0 0 296
ISHARES TR CORE US AGGBD ET 464287226   231,663 2,325 SH   SOLE   0 0 2,325
ISHARES TR EAFE GRWTH ETF 464288885   9,202,722 98,236 SH   SOLE   0 0 98,236
ISHARES TR EAFE SML CP ETF 464288273   19,520 328 SH   SOLE   0 0 328
ISHARES TR EAFE VALUE ETF 464288877   2,585,279 53,272 SH   SOLE   0 0 53,272
ISHARES TR ESG AW MSCI EAFE 46435G516   2,539,952 35,356 SH   SOLE   0 0 35,356
ISHARES TR ESG AWARE MSCI 46435U663   746,081 21,950 SH   SOLE   0 0 21,950
ISHARES TR ESG AWR MSCI USA 46435G425   482,009 5,329 SH   SOLE   0 0 5,329
ISHARES TR ESG AWR US AGRGT 46435U549   1,071,642 22,298 SH   SOLE   0 0 22,298
ISHARES TR GLOBAL MATER ETF 464288695   96,337 1,151 SH   SOLE   0 0 1,151
ISHARES TR HDG MSCI EAFE 46434V803   505,912 17,167 SH   SOLE   0 0 17,167
ISHARES TR IBOXX HI YD ETF 464288513   6,685,680 88,493 SH   SOLE   0 0 88,493
ISHARES TR MSCI ACWI EX US 464288240   11,900 244 SH   SOLE   0 0 244
ISHARES TR MSCI EAFE ETF 464287465   512,480 7,166 SH   SOLE   0 0 7,166
ISHARES TR MSCI EMG MKT ETF 464287234   639,480 16,206 SH   SOLE   0 0 16,206
ISHARES TR MSCI KLD400 SOC 464288570   3,286,872 42,145 SH   SOLE   0 0 42,145
ISHARES TR MSCI USA ESG SLC 464288802   91,707 1,045 SH   SOLE   0 0 1,045
ISHARES TR RUS 1000 ETF 464287622   2,773,257 12,313 SH   SOLE   0 0 12,313
ISHARES TR RUS 2000 GRW ETF 464287648   387,377 1,708 SH   SOLE   0 0 1,708
ISHARES TR RUS MD CP GR ETF 464287481   1,002,674 11,012 SH   SOLE   0 0 11,012
ISHARES TR RUS MDCP VAL ETF 464287473   355,027 3,343 SH   SOLE   0 0 3,343
ISHARES TR RUS MID CAP ETF 464287499   471,261 6,740 SH   SOLE   0 0 6,740
ISHARES TR RUSSELL 2000 ETF 464287655   3,075,359 17,239 SH   SOLE   0 0 17,239
ISHARES TR RUSSELL 3000 ETF 464287689   88,515 376 SH   SOLE   0 0 376
ISHARES TR S&P 500 GRWT ETF 464287309   4,458,568 69,785 SH   SOLE   0 0 69,785
ISHARES TR S&P 500 VAL ETF 464287408   4,027,426 26,538 SH   SOLE   0 0 26,538
ISHARES TR S&P MC 400GR ETF 464287606   3,732,564 52,196 SH   SOLE   0 0 52,196
ISHARES TR S&P MC 400VL ETF 464287705   3,867,570 37,633 SH   SOLE   0 0 37,633
ISHARES TR S&P SML 600 GWT 464287887   1,389,362 12,637 SH   SOLE   0 0 12,637
ISHARES TR SELECT DIVID ETF 464287168   150,108 1,281 SH   SOLE   0 0 1,281
ISHARES TR SP SMCP600VL ETF 464287879   1,386,993 14,820 SH   SOLE   0 0 14,820
ISHARES TR TIPS BD ETF 464287176   6,038,174 54,768 SH   SOLE   0 0 54,768
ISHARES TR U.S. BAS MTL ETF 464287838   153,076 1,155 SH   SOLE   0 0 1,155
ISHARES TR U.S. REAL ES ETF 464287739   126,332 1,488 SH   SOLE   0 0 1,488
ISHARES TR US HLTHCARE ETF 464287762   116,324 426 SH   SOLE   0 0 426
JOHNSON & JOHNSON COM 478160104   279,930 1,806 SH   SOLE   0 0 1,806
JPMORGAN CHASE & CO COM 46625H100   523,195 4,015 SH   SOLE   0 0 4,015
KELLOGG CO COM 487836108   10,178 152 SH   SOLE   0 0 152
KIMBERLY-CLARK CORP COM 494368103   25,502 190 SH   SOLE   0 0 190
KINDER MORGAN INC DEL COM 49456B101   8,475 484 SH   SOLE   0 0 484
KRAFT HEINZ CO COM 500754106   8,740 226 SH   SOLE   0 0 226
KROGER CO COM 501044101   15,799 320 SH   SOLE   0 0 320
KYNDRYL HLDGS INC COMMON STOCK 50155Q100   6,554 444 SH   SOLE   0 0 444
LAM RESEARCH CORP COM 512807108   29,157 55 SH   SOLE   0 0 55
LANTERN PHARMA INC COM 51654W101   3,464 717 SH   SOLE   0 0 717
LATTICE STRATEGIES TR HARTFORD MLT ETF 518416102   2,916,134 110,753 SH   SOLE   0 0 110,753
LEAR CORP COM NEW 521865204   5,580 40 SH   SOLE   0 0 40
LIBERTY MEDIA CORP DEL COM SER C FRMLA 531229854   19,756 264 SH   SOLE   0 0 264
LILLY ELI & CO COM 532457108   51,170 149 SH   SOLE   0 0 149
LUMINAR TECHNOLOGIES INC COM CL A 550424105   64,900 10,000 SH   SOLE   0 0 10,000
MAGNA INTL INC COM 559222401   7,393 138 SH   SOLE   0 0 138
MARATHON PETE CORP COM 56585A102   87,640 650 SH   SOLE   0 0 650
MCDONALDS CORP COM 580135101   511,966 1,831 SH   SOLE   0 0 1,831
MERCK & CO INC COM 58933Y105   196,928 1,851 SH   SOLE   0 0 1,851
META PLATFORMS INC CL A 30303M102   11,869 56 SH   SOLE   0 0 56
MGM RESORTS INTERNATIONAL COM 552953101   48,862 1,100 SH   SOLE   0 0 1,100
MICROSOFT CORP COM 594918104   1,404,699 4,872 SH   SOLE   0 0 4,872
MONDELEZ INTL INC CL A 609207105   5,439 78 SH   SOLE   0 0 78
MORGAN STANLEY COM NEW 617446448   125,092 1,425 SH   SOLE   0 0 1,425
MOTOROLA SOLUTIONS INC COM NEW 620076307   18,885 66 SH   SOLE   0 0 66
NCR CORP NEW COM 62886E108   32 1 SH   SOLE   0 0 1
NEOGEN CORP COM 640491106   2,482 134 SH   SOLE   0 0 134
NETFLIX INC COM 64110L106   1,728 5 SH   SOLE   0 0 5
NEWELL BRANDS INC COM 651229106   7,999 643 SH   SOLE   0 0 643
NIKE INC CL B 654106103   6,746 55 SH   SOLE   0 0 55
NORTHWEST NAT HLDG CO COM 66765N105   52,507 1,104 SH   SOLE   0 0 1,104
NRG ENERGY INC COM NEW 629377508   6,001 175 SH   SOLE   0 0 175
NVIDIA CORPORATION COM 67066G104   142,738 514 SH   SOLE   0 0 514
OCCIDENTAL PETE CORP COM 674599105   624,300 10,000 SH   SOLE   0 0 10,000
OGE ENERGY CORP COM 670837103   2,505 67 SH   SOLE   0 0 67
OLD DOMINION FREIGHT LINE IN COM 679580100   170,420 500 SH   SOLE   0 0 500
ORACLE CORP COM 68389X105   98,031 1,055 SH   SOLE   0 0 1,055
ORGANON & CO COMMON STOCK 68622V106   4,352 185 SH   SOLE   0 0 185
PENNYMAC MTG INVT TR COM 70931T103   86,643 7,027 SH   SOLE   0 0 7,027
PEPSICO INC COM 713448108   657,010 3,604 SH   SOLE   0 0 3,604
PFIZER INC COM 717081103   178,094 4,365 SH   SOLE   0 0 4,365
PHILIP MORRIS INTL INC COM 718172109   87,524 900 SH   SOLE   0 0 900
PIONEER NAT RES CO COM 723787107   53,511 262 SH   SOLE   0 0 262
PLX PHARMA INC COM 72942A107   976 7,500 SH   SOLE   0 0 7,500
PNC FINL SVCS GROUP INC COM 693475105   1,095 9 SH   SOLE   0 0 9
PROCTER AND GAMBLE CO COM 742718109   52,392 352 SH   SOLE   0 0 352
PRUDENTIAL FINL INC COM 744320102   3,972 48 SH   SOLE   0 0 48
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   24,980 400 SH   SOLE   0 0 400
QUALCOMM INC COM 747525103   18,755 147 SH   SOLE   0 0 147
RALPH LAUREN CORP CL A 751212101   5,834 50 SH   SOLE   0 0 50
RIVIAN AUTOMOTIVE INC COM CL A 76954A103   5,031 325 SH   SOLE   0 0 325
ROCKET COS INC COM CL A 77311W101   90,600 10,000 SH   SOLE   0 0 10,000
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   9,945,741 285,797 SH   SOLE   0 0 285,797
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   1,151 20 SH   SOLE   0 0 20
SELECT SECTOR SPDR TR ENERGY 81369Y506   93,178 1,125 SH   SOLE   0 0 1,125
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   437,459 11,703 SH   SOLE   0 0 11,703
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   98,057 656 SH   SOLE   0 0 656
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   1,032,907 7,979 SH   SOLE   0 0 7,979
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   3,090,017 45,650 SH   SOLE   0 0 45,650
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   664,538 8,239 SH   SOLE   0 0 8,239
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   3,448,430 22,836 SH   SOLE   0 0 22,836
SERVICENOW INC COM 81762P102   808 2 SH   SOLE   0 0 2
SOUTHERN CO COM 842587107   419,985 6,036 SH   SOLE   0 0 6,036
SPDR GOLD TR GOLD SHS 78463V107   4,959,102 27,066 SH   SOLE   0 0 27,066
SPDR INDEX SHS FDS MSCI EAFE FS ETF 78470E106   8,446 228 SH   SOLE   0 0 228
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,379,645 3,370 SH   SOLE   0 0 3,370
SPDR SER TR BLOOMBERG HIGH Y 78468R622   9,561 103 SH   SOLE   0 0 103
SPDR SER TR DJ REIT ETF 78464A607   80,984 912 SH   SOLE   0 0 912
SPDR SER TR PORTFLI INTRMDIT 78464A672   683,795 23,628 SH   SOLE   0 0 23,628
SPDR SER TR PORTFOLIO SH TSR 78468R101   34,229 1,171 SH   SOLE   0 0 1,171
SPDR SER TR S&P BIOTECH 78464A870   59,216 777 SH   SOLE   0 0 777
SPDR SER TR SPDR S&P 500 ETF 78468R796   17,950 540 SH   SOLE   0 0 540
STARBUCKS CORP COM 855244109   26,033 250 SH   SOLE   0 0 250
STRYKER CORPORATION COM 863667101   237,078 830 SH   SOLE   0 0 830
SYLVAMO CORP COMMON STOCK 871332102   232 5 SH   SOLE   0 0 5
TAKEDA PHARMACEUTICAL CO LTD SPONSORED ADS 874060205   21,639 1,313 SH   SOLE   0 0 1,313
TERADATA CORP DEL COM 88076W103   54 1 SH   SOLE   0 0 1
TESLA INC COM 88160R101   10,746 52 SH   SOLE   0 0 52
TEXAS INSTRS INC COM 882508104   27,902 150 SH   SOLE   0 0 150
THE CIGNA GROUP COM 125523100   2,212 9 SH   SOLE   0 0 9
THE LION ELECTRIC COMPANY COMMON STOCK 536221104   46,500 25,000 SH   SOLE   0 0 25,000
THERMO FISHER SCIENTIFIC INC COM 883556102   38,041 66 SH   SOLE   0 0 66
TRAVELERS COMPANIES INC COM 89417E109   7,885 46 SH   SOLE   0 0 46
TRIMAS CORP COM NEW 896215209   3,315 119 SH   SOLE   0 0 119
UBER TECHNOLOGIES INC COM 90353T100   856 27 SH   SOLE   0 0 27
UBS AG LONDON BRANCH ETRACS ALER MLP 90274D382   27,464 1,440 SH   SOLE   0 0 1,440
UNITED STS BRENT OIL FD LP UNIT 91167Q100   54,915 2,066 SH   SOLE   0 0 2,066
UNITEDHEALTH GROUP INC COM 91324P102   28,356 60 SH   SOLE   0 0 60
UNUM GROUP COM 91529Y106   42,804 1,082 SH   SOLE   0 0 1,082
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828   73,696 830 SH   SOLE   0 0 830
VANGUARD BD INDEX FDS INTERMED TERM 921937819   27,788,964 362,118 SH   SOLE   0 0 362,118
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   4,749,742 62,096 SH   SOLE   0 0 62,096
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   23,688,160 484,222 SH   SOLE   0 0 484,222
VANGUARD INDEX FDS GROWTH ETF 922908736   8,155,198 32,694 SH   SOLE   0 0 32,694
VANGUARD INDEX FDS LARGE CAP ETF 922908637   8,469,905 45,340 SH   SOLE   0 0 45,340
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   5,478,104 28,109 SH   SOLE   0 0 28,109
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   6,470,650 48,263 SH   SOLE   0 0 48,263
VANGUARD INDEX FDS MID CAP ETF 922908629   20,927,591 99,221 SH   SOLE   0 0 99,221
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   280,842 3,382 SH   SOLE   0 0 3,382
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   274,532 730 SH   SOLE   0 0 730
VANGUARD INDEX FDS SM CP VAL ETF 922908611   3,313,150 20,869 SH   SOLE   0 0 20,869
VANGUARD INDEX FDS SMALL CP ETF 922908751   2,793,562 14,737 SH   SOLE   0 0 14,737
VANGUARD INDEX FDS SML CP GRW ETF 922908595   2,744,856 12,684 SH   SOLE   0 0 12,684
VANGUARD INDEX FDS TOTAL STK MKT 922908769   158,824 778 SH   SOLE   0 0 778
VANGUARD INDEX FDS VALUE ETF 922908744   8,579,325 62,120 SH   SOLE   0 0 62,120
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   660,976 12,362 SH   SOLE   0 0 12,362
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   8,188,282 202,680 SH   SOLE   0 0 202,680
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   2,612,082 54,623 SH   SOLE   0 0 54,623
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   904,814 5,875 SH   SOLE   0 0 5,875
VANGUARD STAR FDS VG TL INTL STK F 921909768   7,178 130 SH   SOLE   0 0 130
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   2,580,405 57,127 SH   SOLE   0 0 57,127
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   28,644 272 SH   SOLE   0 0 272
VANGUARD WORLD FDS ENERGY ETF 92204A306   4,798 42 SH   SOLE   0 0 42
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   81,077 340 SH   SOLE   0 0 340
VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603   35,626 187 SH   SOLE   0 0 187
VANGUARD WORLD FDS INF TECH ETF 92204A702   114,100 296 SH   SOLE   0 0 296
VANGUARD WORLD FDS MATERIALS ETF 92204A801   550,322 3,095 SH   SOLE   0 0 3,095
VERITIV CORP COM 923454102   406 3 SH   SOLE   0 0 3
VERIZON COMMUNICATIONS INC COM 92343V104   23,334 600 SH   SOLE   0 0 600
VIATRIS INC COM 92556V106   4,887 508 SH   SOLE   0 0 508
VISA INC COM CL A 92826C839   8,772 39 SH   SOLE   0 0 39
WALMART INC COM 931142103   116,637 791 SH   SOLE   0 0 791
WARNER BROS DISCOVERY INC COM SER A 934423104   22,801 1,510 SH   SOLE   0 0 1,510
WASTE MGMT INC DEL COM 94106L109   4,271 26 SH   SOLE   0 0 26
WELLS FARGO CO NEW COM 949746101   47,660 1,275 SH   SOLE   0 0 1,275
WILLIAMS COS INC COM 969457100   15,886 532 SH   SOLE   0 0 532
XCEL ENERGY INC COM 98389B100   195,914 2,905 SH   SOLE   0 0 2,905
YUM BRANDS INC COM 988498101   165,096 1,250 SH   SOLE   0 0 1,250
YUM CHINA HLDGS INC COM 98850P109   84,460 1,332 SH   SOLE   0 0 1,332