The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   630,516 6,170 SH   SOLE   0 0 6,170
ABBOTT LABS COM 002824100   413,428 3,979 SH   SOLE   0 0 3,979
ABBVIE INC COM 00287Y109   1,208,491 7,046 SH   SOLE   0 0 7,046
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   537,207 1,771 SH   SOLE   0 0 1,771
ADOBE INC COM 00724F101   356,657 642 SH   SOLE   0 0 642
ALPHABET INC CAP STK CL A 02079K305   2,716,278 14,912 SH   SOLE   0 0 14,912
ALPHABET INC CAP STK CL C 02079K107   2,228,204 12,148 SH   SOLE   0 0 12,148
ALTRIA GROUP INC COM 02209S103   221,982 4,873 SH   SOLE   0 0 4,873
AMAZON COM INC COM 023135106   2,023,578 10,471 SH   SOLE   0 0 10,471
AMERICAN EXPRESS CO COM 025816109   440,325 1,902 SH   SOLE   0 0 1,902
AMERICAN WTR WKS CO INC NEW COM 030420103   428,811 3,320 SH   SOLE   0 0 3,320
AMGEN INC COM 031162100   286,295 916 SH   SOLE   0 0 916
APPLE INC COM 037833100   12,975,847 61,608 SH   SOLE   0 0 61,608
APPLIED MATLS INC COM 038222105   494,587 2,096 SH   SOLE   0 0 2,096
ARBOR REALTY TRUST INC COM 038923108   204,918 14,280 SH   SOLE   0 0 14,280
ASML HOLDING N V N Y REGISTRY SHS N07059210   274,092 268 SH   SOLE   0 0 268
ASTRAZENECA PLC SPONSORED ADR 046353108   328,592 4,213 SH   SOLE   0 0 4,213
AT&T INC COM 00206R102   426,419 22,314 SH   SOLE   0 0 22,314
AUTOMATIC DATA PROCESSING IN COM 053015103   266,378 1,116 SH   SOLE   0 0 1,116
BANK AMERICA CORP COM 060505104   805,383 20,251 SH   SOLE   0 0 20,251
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   2,576,671 6,334 SH   SOLE   0 0 6,334
BLACKROCK HEALTH SCIENCES TR COM 09250W107   482,226 11,805 SH   SOLE   0 0 11,805
BLACKROCK INC COM 09247X101   254,813 324 SH   SOLE   0 0 324
BONDBLOXX ETF TRUST BLOOMBERG SEVEN 09789C820   33,090,856 704,061 SH   SOLE   0 0 704,061
BROADCOM INC COM 11135F101   634,184 395 SH   SOLE   0 0 395
CAMPBELL SOUP CO COM 134429109   274,213 6,068 SH   SOLE   0 0 6,068
CATERPILLAR INC COM 149123101   706,151 2,120 SH   SOLE   0 0 2,120
CHEVRON CORP NEW COM 166764100   858,776 5,490 SH   SOLE   0 0 5,490
CISCO SYS INC COM 17275R102   412,295 8,678 SH   SOLE   0 0 8,678
COCA COLA CO COM 191216100   807,982 12,694 SH   SOLE   0 0 12,694
COMCAST CORP NEW CL A 20030N101   540,713 13,808 SH   SOLE   0 0 13,808
CONOCOPHILLIPS COM 20825C104   254,839 2,228 SH   SOLE   0 0 2,228
CONSTELLATION ENERGY CORP COM 21037T109   962,090 4,804 SH   SOLE   0 0 4,804
CORTEVA INC COM 22052L104   245,817 4,557 SH   SOLE   0 0 4,557
COSTCO WHSL CORP NEW COM 22160K105   434,345 511 SH   SOLE   0 0 511
CSX CORP COM 126408103   426,253 12,743 SH   SOLE   0 0 12,743
CVS HEALTH CORP COM 126650100   212,144 3,592 SH   SOLE   0 0 3,592
DEERE & CO COM 244199105   356,069 953 SH   SOLE   0 0 953
DISNEY WALT CO COM 254687106   612,738 6,171 SH   SOLE   0 0 6,171
DOUBLELINE ETF TRUST COMMERCIAL REAL 25861R303   13,292,465 258,663 SH   SOLE   0 0 258,663
DOW INC COM 260557103   317,398 5,983 SH   SOLE   0 0 5,983
DUPONT DE NEMOURS INC COM 26614N102   579,608 7,201 SH   SOLE   0 0 7,201
EATON CORP PLC SHS G29183103   272,045 868 SH   SOLE   0 0 868
EATON VANCE ENHANCED EQUITY COM 278277108   291,944 13,404 SH   SOLE   0 0 13,404
EATON VANCE RISK-MANAGED DIV COM 27829G106   132,412 15,081 SH   SOLE   0 0 15,081
EATON VANCE TAX-MANAGED BUY- COM 27828Y108   234,172 17,130 SH   SOLE   0 0 17,130
EATON VANCE TAX-MANAGED GLOB COM 27829C105   180,260 21,797 SH   SOLE   0 0 21,797
ELI LILLY & CO COM 532457108   3,575,634 3,949 SH   SOLE   0 0 3,949
ESSENTIAL UTILS INC COM 29670G102   404,096 10,825 SH   SOLE   0 0 10,825
ETF SER SOLUTIONS APTUS COLLRD INV 26922A222   820,412 21,802 SH   SOLE   0 0 21,802
EXELON CORP COM 30161N101   441,041 12,743 SH   SOLE   0 0 12,743
EXXON MOBIL CORP COM 30231G102   4,830,540 41,961 SH   SOLE   0 0 41,961
FACTSET RESH SYS INC COM 303075105   260,625 638 SH   SOLE   0 0 638
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108   316,698 18,243 SH   SOLE   0 0 18,243
FIRST TR EXCHANGE-TRADED FD NY ARCA BIOTECH 33733E203   371,141 2,410 SH   SOLE   0 0 2,410
FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX 33733E302   295,728 1,443 SH   SOLE   0 0 1,443
FIRST TR EXCHANGE-TRADED FD CAP STRENGTH ETF 33733E104   506,677 6,029 SH   SOLE   0 0 6,029
FIRST TR EXCHANGE-TRADED FD FIRST TR TA HIYL 33738D408   251,297 6,185 SH   SOLE   0 0 6,185
FIRST TR MORNINGSTAR DIVID L SHS 336917109   735,766 19,398 SH   SOLE   0 0 19,398
FIRST TR NASDAQ 100 TECH IND SHS 337345102   1,543,822 7,818 SH   SOLE   0 0 7,818
FIRST US BANCSHARES INC COM 33744V103   106,310 11,493 SH   SOLE   0 0 11,493
FRANKLIN TEMPLETON ETF TR HIGH YIELD CORP 35473P629   211,098 8,903 SH   SOLE   0 0 8,903
GARTNER INC COM 366651107   284,704 634 SH   SOLE   0 0 634
GE AEROSPACE COM NEW 369604301   268,341 1,688 SH   SOLE   0 0 1,688
GLOBAL X FDS US INFR DEV ETF 37954Y673   497,357 13,435 SH   SOLE   0 0 13,435
GOLDMAN SACHS GROUP INC COM 38141G104   232,945 515 SH   SOLE   0 0 515
HOME DEPOT INC COM 437076102   1,346,156 3,911 SH   SOLE   0 0 3,911
HONEYWELL INTL INC COM 438516106   480,465 2,250 SH   SOLE   0 0 2,250
ILLINOIS TOOL WKS INC COM 452308109   250,734 1,058 SH   SOLE   0 0 1,058
IMPERIAL OIL LTD COM NEW 453038408   363,090 5,320 SH   SOLE   0 0 5,320
INTEL CORP COM 458140100   215,020 6,943 SH   SOLE   0 0 6,943
INTERNATIONAL BUSINESS MACHS COM 459200101   723,174 4,181 SH   SOLE   0 0 4,181
INTUIT COM 461202103   208,993 318 SH   SOLE   0 0 318
INTUITIVE SURGICAL INC COM NEW 46120E602   354,990 798 SH   SOLE   0 0 798
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649   17,331,777 87,929 SH   SOLE   0 0 87,929
INVESCO EXCHANGE TRADED FD T AEROSPACE DEFN 46137V100   2,592,336 25,237 SH   SOLE   0 0 25,237
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241   208,163 3,276 SH   SOLE   0 0 3,276
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613   640,079 16,866 SH   SOLE   0 0 16,866
INVESCO EXCHANGE TRADED FD T S&P MDCP MOMNTUM 46137V464   2,262,435 19,848 SH   SOLE   0 0 19,848
INVESCO EXCHANGE TRADED FD T PHARMACEUTICALS 46137V662   333,092 4,052 SH   SOLE   0 0 4,052
INVESCO EXCHANGE TRADED FD T S&P 500 TOP 50 46137V233   1,478,475 32,316 SH   SOLE   0 0 32,316
INVESCO EXCHANGE TRADED FD T AI AND NEXT GEN 46137V639   401,629 8,457 SH   SOLE   0 0 8,457
INVESCO QQQ TR UNIT SER 1 46090E103   2,570,441 5,365 SH   SOLE   0 0 5,365
ISHARES INC MSCI GBL MIN VOL 464286525   354,477 3,388 SH   SOLE   0 0 3,388
ISHARES INC ESG AWR MSCI EM 46434G863   375,286 11,193 SH   SOLE   0 0 11,193
ISHARES INC CORE MSCI EMKT 46434G103   1,121,002 20,942 SH   SOLE   0 0 20,942
ISHARES TR RUS 1000 GRW ETF 464287614   847,694 2,326 SH   SOLE   0 0 2,326
ISHARES TR ESG AW MSCI EAFE 46435G516   1,102,781 13,998 SH   SOLE   0 0 13,998
ISHARES TR CALIF MUN BD ETF 464288356   235,597 4,142 SH   SOLE   0 0 4,142
ISHARES TR CORE S&P US VLU 464287663   230,184 2,612 SH   SOLE   0 0 2,612
ISHARES TR MSCI KLD400 SOC 464288570   1,908,418 18,377 SH   SOLE   0 0 18,377
ISHARES TR CORE INTL AGGR 46435G672   2,124,745 42,563 SH   SOLE   0 0 42,563
ISHARES TR JPMORGAN USD EMG 464288281   929,902 10,510 SH   SOLE   0 0 10,510
ISHARES TR CORE S&P MCP ETF 464287507   885,382 15,130 SH   SOLE   0 0 15,130
ISHARES TR CORE US AGGBD ET 464287226   10,852,378 111,800 SH   SOLE   0 0 111,800
ISHARES TR RUSSELL 2000 ETF 464287655   61,158,041 301,434 SH   SOLE   0 0 301,434
ISHARES TR MBS ETF 464288588   974,224 10,611 SH   SOLE   0 0 10,611
ISHARES TR CORE MSCI EAFE 46432F842   1,224,136 16,852 SH   SOLE   0 0 16,852
ISHARES TR SHRT NAT MUN ETF 464288158   338,861 3,241 SH   SOLE   0 0 3,241
ISHARES TR S&P 500 GRWT ETF 464287309   278,821 3,013 SH   SOLE   0 0 3,013
ISHARES TR ESG AWRE USD ETF 46435G193   483,528 21,282 SH   SOLE   0 0 21,282
ISHARES TR ESG AWR US AGRGT 46435U549   673,380 14,447 SH   SOLE   0 0 14,447
ISHARES TR ESG AWR MSCI USA 46435G425   796,342 6,674 SH   SOLE   0 0 6,674
ISHARES TR 0-5YR HI YL CP 46434V407   358,109 8,486 SH   SOLE   0 0 8,486
ISHARES TR U.S. FIN SVC ETF 464287770   2,211,693 33,916 SH   SOLE   0 0 33,916
ISHARES TR IBOXX HI YD ETF 464288513   245,999 3,189 SH   SOLE   0 0 3,189
ISHARES TR CORE S&P500 ETF 464287200   46,338,135 84,678 SH   SOLE   0 0 84,678
ISHARES TR MSCI INTL QUALTY 46434V456   242,735 6,216 SH   SOLE   0 0 6,216
ISHARES TR U.S. MED DVC ETF 464288810   3,123,611 55,739 SH   SOLE   0 0 55,739
ISHARES TR CORE MSCI INTL 46435G326   464,140 7,071 SH   SOLE   0 0 7,071
ISHARES TR MSCI USA VALUE 46432F388   287,529 2,779 SH   SOLE   0 0 2,779
ISHARES TR MSCI USA MIN VOL 46429B697   2,497,313 29,744 SH   SOLE   0 0 29,744
ISHARES TR MSCI USA ESG SLC 464288802   1,299,063 11,561 SH   SOLE   0 0 11,561
ISHARES TR MSCI USA QLT FCT 46432F339   1,543,827 9,041 SH   SOLE   0 0 9,041
ISHARES TR IBOXX INV CP ETF 464287242   1,123,246 10,486 SH   SOLE   0 0 10,486
ISHARES TR GLOBAL REIT ETF 46434V647   1,607,213 69,127 SH   SOLE   0 0 69,127
ISHARES TR US CONSM STAPLES 464287812   215,816 3,282 SH   SOLE   0 0 3,282
ISHARES TR ESG AWRE 1 5 YR 46435G243   368,132 15,032 SH   SOLE   0 0 15,032
ISHARES TR CORE S&P SCP ETF 464287804   240,520 2,255 SH   SOLE   0 0 2,255
ISHARES TR CORE S&P US GWT 464287671   850,485 6,672 SH   SOLE   0 0 6,672
ISHARES TR EAFE GRWTH ETF 464288885   1,396,036 13,646 SH   SOLE   0 0 13,646
ISHARES TR NATIONAL MUN ETF 464288414   2,871,663 26,951 SH   SOLE   0 0 26,951
J P MORGAN EXCHANGE TRADED F INCOME ETF 46641Q159   27,329,511 601,177 SH   SOLE   0 0 601,177
JOHNSON & JOHNSON COM 478160104   1,125,705 7,702 SH   SOLE   0 0 7,702
JPMORGAN CHASE & CO. COM 46625H100   2,305,094 11,397 SH   SOLE   0 0 11,397
KEYSIGHT TECHNOLOGIES INC COM 49338L103   308,918 2,259 SH   SOLE   0 0 2,259
LAM RESEARCH CORP COM 512807108   217,229 204 SH   SOLE   0 0 204
LOCKHEED MARTIN CORP COM 539830109   1,391,220 2,978 SH   SOLE   0 0 2,978
LOWES COS INC COM 548661107   381,095 1,729 SH   SOLE   0 0 1,729
MASTERCARD INCORPORATED CL A 57636Q104   314,547 713 SH   SOLE   0 0 713
MCDONALDS CORP COM 580135101   770,440 3,023 SH   SOLE   0 0 3,023
MERCK & CO INC COM 58933Y105   1,004,317 8,112 SH   SOLE   0 0 8,112
META PLATFORMS INC CL A 30303M102   1,534,729 3,044 SH   SOLE   0 0 3,044
MICROSOFT CORP COM 594918104   7,078,207 15,837 SH   SOLE   0 0 15,837
MORGAN STANLEY COM NEW 617446448   264,173 2,718 SH   SOLE   0 0 2,718
NETFLIX INC COM 64110L106   231,653 343 SH   SOLE   0 0 343
NEXTERA ENERGY INC COM 65339F101   616,472 8,706 SH   SOLE   0 0 8,706
NIKE INC CL B 654106103   373,980 4,962 SH   SOLE   0 0 4,962
NORFOLK SOUTHN CORP COM 655844108   327,646 1,526 SH   SOLE   0 0 1,526
NOVO-NORDISK A S ADR 670100205   873,981 6,123 SH   SOLE   0 0 6,123
NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201   221,013 2,723 SH   SOLE   0 0 2,723
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607   610,264 15,513 SH   SOLE   0 0 15,513
NUSHARES ETF TR NUVEEN ESG US 67092P870   820,346 37,596 SH   SOLE   0 0 37,596
NUVEEN NASDAQ 100 DYNAMIC OV COM SHS 670699107   322,229 12,848 SH   SOLE   0 0 12,848
NVIDIA CORPORATION COM 67066G104   7,476,711 60,521 SH   SOLE   0 0 60,521
NXP SEMICONDUCTORS N V COM N6596X109   207,199 770 SH   SOLE   0 0 770
ONEOK INC NEW COM 682680103   263,661 3,233 SH   SOLE   0 0 3,233
ORACLE CORP COM 68389X105   448,435 3,176 SH   SOLE   0 0 3,176
PARKER-HANNIFIN CORP COM 701094104   356,677 705 SH   SOLE   0 0 705
PEPSICO INC COM 713448108   938,363 5,689 SH   SOLE   0 0 5,689
PFIZER INC COM 717081103   670,468 23,962 SH   SOLE   0 0 23,962
PHILLIPS 66 COM 718546104   269,917 1,912 SH   SOLE   0 0 1,912
PNC FINL SVCS GROUP INC COM 693475105   590,114 3,795 SH   SOLE   0 0 3,795
POWERSHARES ACTIVELY MANAGED TOTAL RETURN 46090A804   242,494 5,231 SH   SOLE   0 0 5,231
PROCTER AND GAMBLE CO COM 742718109   1,343,256 8,145 SH   SOLE   0 0 8,145
PROGRESSIVE CORP COM 743315103   241,546 1,163 SH   SOLE   0 0 1,163
PROSHARES TR S&P 500 DV ARIST 74348A467   579,392 6,027 SH   SOLE   0 0 6,027
QUALCOMM INC COM 747525103   308,928 1,551 SH   SOLE   0 0 1,551
QUANTA SVCS INC COM 74762E102   279,245 1,099 SH   SOLE   0 0 1,099
RTX CORPORATION COM 75513E101   202,687 2,019 SH   SOLE   0 0 2,019
SALESFORCE INC COM 79466L302   232,418 904 SH   SOLE   0 0 904
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   1,028,064 10,195 SH   SOLE   0 0 10,195
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   92,030,407 1,183,519 SH   SOLE   0 0 1,183,519
SCHWAB STRATEGIC TR US TIPS ETF 808524870   206,603 3,972 SH   SOLE   0 0 3,972
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   225,585 4,687 SH   SOLE   0 0 4,687
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   2,911,834 75,790 SH   SOLE   0 0 75,790
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   804,138 10,855 SH   SOLE   0 0 10,855
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   250,864,689 3,904,509 SH   SOLE   0 0 3,904,509
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   1,755,053 49,327 SH   SOLE   0 0 49,327
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   1,554,369 58,523 SH   SOLE   0 0 58,523
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   208,353 4,391 SH   SOLE   0 0 4,391
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   2,440,845 13,382 SH   SOLE   0 0 13,382
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   1,063,511 15,608 SH   SOLE   0 0 15,608
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   665,723 2,943 SH   SOLE   0 0 2,943
SELECT SECTOR SPDR TR ENERGY 81369Y506   1,280,647 14,050 SH   SOLE   0 0 14,050
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   2,384,575 31,138 SH   SOLE   0 0 31,138
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   348,695 8,482 SH   SOLE   0 0 8,482
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   45,823,285 534,944 SH   SOLE   0 0 534,944
SIREN ETF TR DIVCN LDRS ETF 829658301   714,823 11,230 SH   SOLE   0 0 11,230
SOUTHERN CO COM 842587107   2,243,324 28,920 SH   SOLE   0 0 28,920
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   502,723 1,285 SH   SOLE   0 0 1,285
SPDR GOLD TR GOLD SHS 78463V107   646,707 3,008 SH   SOLE   0 0 3,008
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   677,081 17,974 SH   SOLE   0 0 17,974
SPDR INDEX SHS FDS PORTFLO EURP ETF 78463X103   213,927 5,124 SH   SOLE   0 0 5,124
SPDR S&P 500 ETF TR TR UNIT 78462F103   569,418 1,046 SH   SOLE   0 0 1,046
SPDR SER TR PRTFLO S&P500 HI 78468R788   329,242 8,184 SH   SOLE   0 0 8,184
SPDR SER TR PRTFLO S&P500 GW 78464A409   659,633 8,232 SH   SOLE   0 0 8,232
SPDR SER TR PORTFLI HIGH YLD 78468R606   586,211 25,235 SH   SOLE   0 0 25,235
SPDR SER TR PORTFOLIO INTRMD 78464A375   214,017 6,573 SH   SOLE   0 0 6,573
SPDR SER TR S&P 600 SMCP VAL 78464A300   6,467,204 82,585 SH   SOLE   0 0 82,585
SPDR SER TR NUVEEN BLOOMBERG 78464A284   433,879 17,055 SH   SOLE   0 0 17,055
SPDR SER TR PORT MTG BK ETF 78464A383   222,969 10,337 SH   SOLE   0 0 10,337
SPDR SER TR S&P 600 SMCP GRW 78464A201   4,454,324 51,879 SH   SOLE   0 0 51,879
SPDR SER TR PORTFOLIO S&P600 78468R853   216,704 5,218 SH   SOLE   0 0 5,218
SPDR SER TR PORTFLI INTRMDIT 78464A672   227,018 8,102 SH   SOLE   0 0 8,102
SPDR SER TR PRTFLO S&P500 VL 78464A508   535,994 10,997 SH   SOLE   0 0 10,997
STARBUCKS CORP COM 855244109   291,808 3,748 SH   SOLE   0 0 3,748
STRYKER CORPORATION COM 863667101   257,694 757 SH   SOLE   0 0 757
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   376,696 2,167 SH   SOLE   0 0 2,167
TESLA INC COM 88160R101   477,287 2,412 SH   SOLE   0 0 2,412
TEXAS INSTRS INC COM 882508104   569,435 2,927 SH   SOLE   0 0 2,927
THERMO FISHER SCIENTIFIC INC COM 883556102   613,830 1,110 SH   SOLE   0 0 1,110
TJX COS INC NEW COM 872540109   274,920 2,497 SH   SOLE   0 0 2,497
TRANE TECHNOLOGIES PLC SHS G8994E103   355,902 1,082 SH   SOLE   0 0 1,082
UNITED PARCEL SERVICE INC CL B 911312106   212,375 1,552 SH   SOLE   0 0 1,552
UNITEDHEALTH GROUP INC COM 91324P102   1,723,208 3,384 SH   SOLE   0 0 3,384
VANECK ETF TRUST JP MRGAN EM LOC 92189H300   237,727 9,997 SH   SOLE   0 0 9,997
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676   37,692,561 144,582 SH   SOLE   0 0 144,582
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   315,380 4,112 SH   SOLE   0 0 4,112
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   207,144 2,875 SH   SOLE   0 0 2,875
VANGUARD INDEX FDS TOTAL STK MKT 922908769   2,731,521 10,211 SH   SOLE   0 0 10,211
VANGUARD INDEX FDS SML CP GRW ETF 922908595   360,938 1,443 SH   SOLE   0 0 1,443
VANGUARD INDEX FDS GROWTH ETF 922908736   2,418,997 6,468 SH   SOLE   0 0 6,468
VANGUARD INDEX FDS VALUE ETF 922908744   1,512,581 9,429 SH   SOLE   0 0 9,429
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,686,401 3,372 SH   SOLE   0 0 3,372
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   343,131 2,281 SH   SOLE   0 0 2,281
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   2,464,114 14,599 SH   SOLE   0 0 14,599
VANGUARD INDEX FDS SM CP VAL ETF 922908611   765,306 4,193 SH   SOLE   0 0 4,193
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   410,040 9,370 SH   SOLE   0 0 9,370
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   503,756 10,053 SH   SOLE   0 0 10,053
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   3,273,824 34,898 SH   SOLE   0 0 34,898
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714   2,908,406 37,984 SH   SOLE   0 0 37,984
VANGUARD STAR FDS VG TL INTL STK F 921909768   256,310 4,251 SH   SOLE   0 0 4,251
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   1,162,157 23,516 SH   SOLE   0 0 23,516
VANGUARD WORLD FD INF TECH ETF 92204A702   5,337,683 9,257 SH   SOLE   0 0 9,257
VANGUARD WORLD FD CONSUM STP ETF 92204A207   628,843 3,097 SH   SOLE   0 0 3,097
VERIZON COMMUNICATIONS INC COM 92343V104   485,556 11,774 SH   SOLE   0 0 11,774
VISA INC COM CL A 92826C839   1,346,558 5,130 SH   SOLE   0 0 5,130
WALMART INC COM 931142103   761,980 11,254 SH   SOLE   0 0 11,254
WELLS FARGO CO NEW COM 949746101   402,530 6,778 SH   SOLE   0 0 6,778
WISDOMTREE TR US SMALLCAP DIVD 97717W604   338,725 10,874 SH   SOLE   0 0 10,874
WISDOMTREE TR US MIDCAP DIVID 97717W505   247,881 5,300 SH   SOLE   0 0 5,300