The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON.COM INC COM 023135106 3,743 35,240 SH   SOLE   0 0 35,240
ISHARES TR MID GRWTH INDX ETF MRGSTR MD CP GRW 464288307 3,138 60,423 SH   SOLE   0 0 60,422
ISHARES TR SMLL GRWTH IDX ETF MRGSTR SM CP GR 464288604 1,302 36,862 SH   SOLE   0 0 36,862
PRUDENTIAL FINL INC COM 744320102 3 32 SH   DFND Zacks 0 0 32
POWERSHARES QQQ TR UNIT SER 1 46090E103 6,555 23,388 SH   SOLE   0 0 23,387
TECHNOLOGY SELECT SECTOR SPDR TECHNOLOGY 81369Y803 926 7,283 SH   SOLE   0 0 7,283
PUBLIC SVC ENTERPRISE GRP INC COM COM 744573106 2 30 SH   DFND Zacks 0 0 30
ISHARES CORE INTERNATIONAL AGGREGATE BOND FUND CORE INTL AGGR 46435G672 23,760 477,010 SH   SOLE   0 0 477,010
ISHARES MSCI INTL SMALL-CAP MULTIFACTOR ETF MSCI INTL SML CP 46434V266 589 20,458 SH   SOLE   0 0 20,458
JOHNSON & JOHNSON COM COM 478160104 4 25 SH   DFND Zacks 0 0 25
JOHNSON & JOHNSON COM COM 478160104 3,616 20,373 SH   SOLE   0 0 20,372
VANGUARD TOTAL STOCK MARKET INDEX FUND TOTAL STK MKT 922908769 1,407 7,458 SH   SOLE   0 0 7,458
COSTCO WHOLESALE CORP COM 22160K105 2,901 6,053 SH   SOLE   0 0 6,053
FIRST TRUST MATERIALS ALPHADEX (ETF) MATERIALS ALPH 33734X168 943 16,681 SH   SOLE   0 0 16,681
REAL ESTATE SELECT SECTOR SPDR FUND RL EST SEL SEC 81369Y860 4,336 106,108 SH   SOLE   0 0 106,108
PROCTER AND GAMBLE CO COM COM 742718109 5 32 SH   DFND Zacks 0 0 32
PROCTER AND GAMBLE CO COM COM 742718109 704 4,897 SH   SOLE   0 0 4,897
COCA COLA CO COM COM 191216100 3 45 SH   DFND Zacks 0 0 45
COCA COLA CO COM COM 191216100 1,929 30,662 SH   SOLE   0 0 30,662
TRUIST FINL CORP COM COM 89832Q109 2 36 SH   DFND Zacks 0 0 36
TRUIST FINL CORP COM COM 89832Q109 1,098 23,149 SH   SOLE   0 0 23,149
INVESCO BULLETSHARES 2025 CORPORATE BOND ETF BULSHS 2025 CB 46138J825 6,263 306,409 SH   SOLE   0 0 306,409
UNITED PARCEL SERVICE INC CL B 911312106 318 1,742 SH   SOLE   0 0 1,741
VANGUARD REIT INDEX ETF REAL ESTATE ETF 922908553 4,710 51,701 SH   SOLE   0 0 51,700
INTEL CORP COM COM 458140100 1 38 SH   DFND Zacks 0 0 38
INTEL CORP COM COM 458140100 264 7,066 SH   SOLE   0 0 7,066
MEDTRONIC PLC SHS SHS G5960L103 2 22 SH   DFND Zacks 0 0 22
PROLOGIS INC. COM COM 74340W103 3 22 SH   DFND Zacks 0 0 22
MERCK & CO INC COM 58933Y105 4 46 SH   DFND Zacks 0 0 46
MERCK & CO INC COM 58933Y105 470 5,157 SH   SOLE   0 0 5,157
SPDR S&P 500 ETF TR UNIT 78462F103 2,404 6,372 SH   SOLE   0 0 6,371
FIDELITY VALUE FACTOR ETF VLU FACTOR ETF 316092782 2,040 47,414 SH   SOLE   0 0 47,414
MASTERCARD INC CL A 57636Q104 5,571 17,659 SH   SOLE   0 0 17,659
EMERSON ELEC CO COM COM 291011104 1 15 SH   DFND Zacks 0 0 15
ISHARES TIPS BOND ETF TIPS BD ETF 464287176 454 3,983 SH   SOLE   0 0 3,983
ISHARES MSCI USA SMALL-CAP MIN VOL FACTOR ETF MSCI USA SMCP MN 46435G433 329 9,660 SH   SOLE   0 0 9,660
PARSONS CORP DEL COM COM 70202L102 217 5,357 SH   SOLE   0 0 5,357
BANK NEW YORK MELLON CORP COM COM 064058100 1 34 SH   DFND Zacks 0 0 34
PACER US CASH COWS 100 ETF US CASH COWS 100 69374H881 371 8,616 SH   SOLE   0 0 8,615
VERIZON COMMUNICATIONS COM 92343V104 4 82 SH   DFND Zacks 0 0 82
VERIZON COMMUNICATIONS COM 92343V104 1,142 22,497 SH   SOLE   0 0 22,496
PEPSICO INC COM COM 713448108 4 22 SH   DFND Zacks 0 0 22
PEPSICO INC COM COM 713448108 210 1,263 SH   SOLE   0 0 1,262
FORD MOTOR COMPANY COM 345370860 268 24,083 SH   SOLE   0 0 24,083
SPDR PORTFOLIO MORTGAGE BACKED BOND ETF PORT MTG BK ETF 78464A383 372 16,266 SH   SOLE   0 0 16,266
US BANCORP DEL COM NEW COM NEW 902973304 3 56 SH   DFND Zacks 0 0 56
SPDR BLOOMBERG CONVERTIBLE SECURITIES ETF BBG CONV SEC ETF 78464A359 1,201 18,597 SH   SOLE   0 0 18,597
HOME DEPOT COM 437076102 4 13 SH   DFND Zacks 0 0 13
HOME DEPOT COM 437076102 2,579 9,403 SH   SOLE   0 0 9,402
FIRST TRUST FINANCIALS ALPHADEX FUND FINLS ALPHADEX 33734X135 970 24,956 SH   SOLE   0 0 24,955
ISHARES RUSSELL 2000 VALUE RUS 2000 VAL ETF 464287630 917 6,734 SH   SOLE   0 0 6,733
HEALTH CARE SELECT SECTOR SPDR SBI HEALTHCARE 81369Y209 2,928 22,832 SH   SOLE   0 0 22,831
SPDR GOLD ETF GOLD SHS 78463V107 1,069 6,348 SH   SOLE   0 0 6,347
SOUTHERN CO COM COM 842587107 3 42 SH   DFND Zacks 0 0 42
KEYCORP COM COM 493267108 2 92 SH   DFND Zacks 0 0 92
ISHARES RUSSELL 1000 GROWTH ETF RUS 1000 GRW ETF 464287614 1,798 8,219 SH   SOLE   0 0 8,219
SCHWAB INTERNATIONAL EQUITY ETF INTL EQTY ETF 808524805 2,204 70,075 SH   SOLE   0 0 70,074
CONSUMER STAPLES SELECT SECTOR SPDR SBI CONS STPLS 81369Y308 336 4,649 SH   SOLE   0 0 4,649
INVESCO BULLETSHARES 2027 CORPORATE BOND ETF BULSHS 2027 CB 46138J783 6,018 310,663 SH   SOLE   0 0 310,662
JPMORGAN ULTRA-SHORT INCOME ETF ULTRA SHRT INC 46641Q837 6,078 121,340 SH   SOLE   0 0 121,340
GALLAGHER ARTHUR J & CO COM COM 363576109 4 24 SH   DFND Zacks 0 0 24
PIMCO ENHANCED SHORT MATURITY ACTIVE EXCHANGE-TRADED FUND ENHAN SHRT MA AC 72201R833 992 10,013 SH   SOLE   0 0 10,013
ISHARES BROAD USD HIGH YIELD CORPORATE BOND ETF BROAD USD HIGH 46435U853 202 5,837 SH   SOLE   0 0 5,837
ISHARES S&P SMALLCAP 600 ETF CORE S&P SCP ETF 464287804 8,992 97,303 SH   SOLE   0 0 97,302
BERKSHIRE HATHAWAY INC DEL CL B NEW CL B NEW 084670702 1,382 5,061 SH   SOLE   0 0 5,061
ADOBE SYS INC COM 00724F101 341 931 SH   SOLE   0 0 931
VANGUARD SHORT-TERM CORPORATE BOND INDEX FUND SHRT TRM CORP BD 92206C409 2,251 29,513 SH   SOLE   0 0 29,513
ALPHABET INC CAP STK CL A CAP STK CL A 02079K305 2,878 1,321 SH   SOLE   0 0 1,320
FISERV INC COM 337738108 591 6,646 SH   SOLE   0 0 6,645
EASTMAN CHEMICAL CO COM 277432100 1 16 SH   DFND Zacks 0 0 16
CSX CORP COM 126408103 560 19,263 SH   SOLE   0 0 19,263
COMCAST CORP NEW CL A CL A 20030N101 2 54 SH   DFND Zacks 0 0 54
MICROSOFT COM 594918104 4 15 SH   DFND Zacks 0 0 15
MICROSOFT COM 594918104 2,891 11,258 SH   SOLE   0 0 11,257
HEALTH CARE PPTY INVS INC COM 42250P103 1 50 SH   DFND Zacks 0 0 50
CVS HEALTH CORP COM COM 126650100 2 25 SH   DFND Zacks 0 0 25
ISHARES EUROPE 350 INDEX EUROPE ETF 464287861 271 6,335 SH   SOLE   0 0 6,335
EVERGY INC COM COM 30034W106 2 26 SH   DFND Zacks 0 0 26
INVESCO BULLETSHARES 2026 CORPORATE BOND ETF BULSHS 2026 CB 46138J791 6,670 346,127 SH   SOLE   0 0 346,127
EXPONENT INC COM 30214U102 460 5,033 SH   SOLE   0 0 5,033
BERKSHIRE HATHAWAY INC DEL CL A CL A 084670108 818 2 SH   SOLE   0 0 2
BOEING CO COM COM 097023105 589 4,305 SH   SOLE   0 0 4,305
VANGUARD SMALL CAP ETF SMALL CP ETF 922908751 3,784 21,485 SH   SOLE   0 0 21,484
VANGUARD MID CAP MID CAP ETF 922908629 1,874 9,515 SH   SOLE   0 0 9,515
VANGUARD LARGE CAP LARGE CAP ETF 922908637 1,122 6,512 SH   SOLE   0 0 6,511
NEXTERA ENERGY INC COM COM 65339F101 333 4,301 SH   SOLE   0 0 4,300
VANGUARD SHORT-TERM GOVERNMENT BOND ETF SHORT TERM TREAS 92206C102 3,264 55,453 SH   SOLE   0 0 55,452
APTUS DEFINED RISK ETF APTUS DEFINED 26922A388 8,381 318,789 SH   SOLE   0 0 318,789
TESLA MOTORS INC COM 88160R101 838 1,244 SH   SOLE   0 0 1,244
INVENTRUST PPTYS CORP COM NEW 46124J201 1,440 55,831 SH   SOLE   0 0 55,830
VANGUARD HEALTH CARE ETF HEALTH CAR ETF 92204A504 572 2,427 SH   SOLE   0 0 2,427
FINANCIAL SELECT SECTOR SPDR FINANCIAL 81369Y605 1,156 36,763 SH   SOLE   0 0 36,763
NORFOLK SOUTHERN CRP COM 655844108 940 4,136 SH   SOLE   0 0 4,135
PUBLIC STORAGE INC COM 74460D109 265 848 SH   SOLE   0 0 847
VANGUARD CONSUMER STAPLES ETF CONSUM STP ETF 92204A207 2,546 13,736 SH   SOLE   0 0 13,736
VANGUARD INFORMATION TECHNOLOGY INF TECH ETF 92204A702 7,815 23,932 SH   SOLE   0 0 23,932
SCHWAB U.S. TIPS ETF US TIPS ETF 808524870 617 11,060 SH   SOLE   0 0 11,059
DOW INC COM COM 260557103 1 28 SH   DFND Zacks 0 0 28
LYONDELLBASELL SHS - A - N53745100 1 15 SH   DFND Zacks 0 0 15
VANGUARD S&P 500 ETF S&P 500 ETF SHS 922908363 1,290 3,720 SH   SOLE   0 0 3,720
ISHARES DJ US HEALTH CARE PROVIDERS US HLTHCR PR ETF 464288828 1,383 5,413 SH   SOLE   0 0 5,412
FIFTH THIRD BANCORP COM COM 316773100 1 40 SH   DFND Zacks 0 0 40
S & P MID CAP 400 DEP RCPTS MID CAP UTSER1 S&PDCRP 78467Y107 457 1,105 SH   SOLE   0 0 1,104
HUNTINGTON BANCSHARES INC COM COM 446150104 1 78 SH   DFND Zacks 0 0 78
ISHARES RUSSELL TOP 200 GROWTH ETF RUS TP200 GR ETF 464289438 1,196 9,553 SH   SOLE   0 0 9,552
RYDEX ETF TR S&P EQUAL WEIGHT CONSUMER STAPLES ETF S&P500 EQL STP 46137V373 11,930 72,000 SH   SOLE   0 0 72,000
LILLY ELI & CO COM COM 532457108 1,155 3,561 SH   SOLE   0 0 3,560
VANGUARD RUSSELL 1000 GROWTH ETF VNG RUS1000GRW 92206C680 2,656 47,195 SH   SOLE   0 0 47,195
VANGUARD TOTAL INTERNATIONAL STOCK ETF VG TL INTL STK F 921909768 452 8,767 SH   SOLE   0 0 8,766
VANGUARD RUSSELL 2000 VALUE ETF VNG RUS2000VAL 92206C649 277 2,322 SH   SOLE   0 0 2,322
ISHARES RUSSELL MIDCAP VALUE INDEX RUS MDCP VAL ETF 464287473 2,143 21,094 SH   SOLE   0 0 21,094
PIMCO CORPORATE OPPORTUNITY FUND COM 72201B101 998 79,784 SH   SOLE   0 0 79,783
ISHARES RUSSELL 2000 ETF RUSSELL 2000 ETF 464287655 1,580 9,328 SH   SOLE   0 0 9,328
SPDR S&P HEALTH CARE EQUIPMENT ETF HLTH CR EQUIP 78464A581 3,102 36,558 SH   SOLE   0 0 36,558
DUKE ENERGY CORP NEW COM NEW COM NEW 26441C204 1,857 17,321 SH   SOLE   0 0 17,320
MICRON TECHNOLOGY COM 595112103 628 11,369 SH   SOLE   0 0 11,368
INVESCO S&P MIDCAP MOMENTUM ETF S&P MDCP MOMNTUM 46137V464 666 9,364 SH   SOLE   0 0 9,364
AMERICAN ELEC PWR CO INC COM COM 025537101 0 1 SH   DFND Zacks 0 0 1
AMERICAN ELEC PWR CO INC COM COM 025537101 965 10,055 SH   SOLE   0 0 10,055
ISHARES RUSSELL MIDCAP GROWTH ETF RUS MD CP GR ETF 464287481 515 6,502 SH   SOLE   0 0 6,502
VANGUARD SMALL CAP VALUE ETF SM CP VAL ETF 922908611 315 2,103 SH   SOLE   0 0 2,102
MAGELLAN MIDSTREAM PARTNERS LP COM UNIT RP LP 559080106 213 4,465 SH   SOLE   0 0 4,465
VANGUARD MID CAP GROWTH ETF MCAP GR IDXVIP 922908538 308 1,754 SH   SOLE   0 0 1,753
SCHWAB US DIVIDEND EQUITY ETF US DIVIDEND EQ 808524797 14,384 200,815 SH   SOLE   0 0 200,814
ISHARES TR S&P GLOBAL 100 INDEXFD GLOBAL 100 ETF 464287572 3,319 51,797 SH   SOLE   0 0 51,796
VISA INC COM CL A 92826C839 2,476 12,576 SH   SOLE   0 0 12,575
DIMENSIONAL U.S. TARGETED VALUE ETF US TARGETED VLU 25434V609 1,618 40,225 SH   SOLE   0 0 40,225
DIMENSIONAL INTERNATIONAL VALUE ETF INTERNATNAL VAL 25434V807 932 32,273 SH   SOLE   0 0 32,273
SYLVAMO CORP COMMON STOCK COMMON STOCK 871332102 0 1 SH   DFND Zacks 0 0 1
VANGUARD VALUE ETF VALUE ETF 922908744 16,642 126,187 SH   SOLE   0 0 126,187
VANGUARD GROWTH ETF GROWTH ETF 922908736 18,904 84,814 SH   SOLE   0 0 84,813
EATON VANCE TAX MANAGED BUY WRITE OPPORTUNITIES FD COM COM 27829C105 719 86,492 SH   SOLE   0 0 86,492
FIRST TRUST CAPITAL STRENGTH ETF CAP STRENGTH ETF 33733E104 350 5,007 SH   SOLE   0 0 5,006
PIMCO DYNAMIC INCOME FD SHS SHS 72201Y101 557 26,704 SH   SOLE   0 0 26,703
VANGUARD MATERIALS ETF MATERIALS ETF 92204A801 6,574 41,036 SH   SOLE   0 0 41,035
PALO ALTO NETWORKS INC COM COM 697435105 1,637 3,315 SH   SOLE   0 0 3,315
MONDELEZ INTL INC CL A CL A 609207105 2 36 SH   DFND Zacks 0 0 36
WP CAREY INC COM COM 92936U109 2 22 SH   DFND Zacks 0 0 22
AVAGO TECHNOLOGIES LTD COM 11135F101 1 3 SH   DFND Zacks 0 0 3
VANGUARD SHORT TERM INFL-PROTECTED STRM INFPROIDX 922020805 6,313 125,953 SH   SOLE   0 0 125,953
METLIFE INC COM COM 59156R108 3 46 SH   DFND Zacks 0 0 46
ISHARES CORE MSCI EAFE ETF CORE MSCI EAFE 46432F842 2,578 43,800 SH   SOLE   0 0 43,799
ROYAL BANK OF CANADA COM 780087102 330 3,408 SH   SOLE   0 0 3,407
WISDOMTREE U.S. TOTAL DIVIDEND FUND US TOTAL DIVIDND 97717W109 2,185 37,723 SH   SOLE   0 0 37,723
KINDER MORGAN INC COM 49456B101 2 105 SH   DFND Zacks 0 0 105
ISHARES U.S. MEDICAL DEVICES ETF U.S. MED DVC ETF 464288810 5,547 109,969 SH   SOLE   0 0 109,968
NVIDIA CORP COM 67066G104 1,551 10,233 SH   SOLE   0 0 10,232
CUMMINS INC COM COM 231021106 1,149 5,937 SH   SOLE   0 0 5,937
ABBVIE INC COM COM 00287Y109 3 22 SH   DFND Zacks 0 0 22
ABBVIE INC COM COM 00287Y109 1,002 6,544 SH   SOLE   0 0 6,544
S&P GLOBAL INC COM COM 78409V104 2,764 8,201 SH   SOLE   0 0 8,200
VANGUARD TOTAL BOND MARKET ETF TOTAL BND MRKT 921937835 2,562 34,045 SH   SOLE   0 0 34,045
CELANESE CORP DEL COM COM 150870103 1 11 SH   DFND Zacks 0 0 11
INVESCO S&P 500 QUALITY ETF S&P500 QUALITY 46137V241 4,339 103,320 SH   SOLE   0 0 103,320
ROCKWELL AUTOMATION INC COM COM 773903109 201 1,008 SH   SOLE   0 0 1,008
QUALCOMM INC COM 747525103 1,471 11,515 SH   SOLE   0 0 11,514
GENERAL DYNAMICS CORP COM COM 369550108 2 11 SH   DFND Zacks 0 0 11
MCDONALDS CORP COM COM 580135101 3 12 SH   DFND Zacks 0 0 12
MCDONALDS CORP COM COM 580135101 424 1,716 SH   SOLE   0 0 1,715
CISCO SYS INC COM 17275R102 3 78 SH   DFND Zacks 0 0 78
COHEN & STEERS INFRASTRUCTURE FUND COM 19248A109 301 11,903 SH   SOLE   0 0 11,903
ISHARES TR RUSSELL MIDCAP INDEX FD RUS MID CAP ETF 464287499 2,769 42,817 SH   SOLE   0 0 42,816
ADVANCED MICRO DEVICES INC COM COM 007903107 292 3,817 SH   SOLE   0 0 3,816
WISDOMTREE LARGE CAP DIVIDEND US LARGECAP DIVD 97717W307 550 9,304 SH   SOLE   0 0 9,303
AT&T INC COM COM 00206R102 3 120 SH   DFND Zacks 0 0 120
AT&T INC COM COM 00206R102 485 23,140 SH   SOLE   0 0 23,139
ENERGY SELECT SECTOR SPDR ENERGY 81369Y506 4,481 62,664 SH   SOLE   0 0 62,663
VANGUARD EMERGING MARKETS GOVERNMENT BOND ETF EM MK GOV BD ETF 921946885 336 5,475 SH   SOLE   0 0 5,475
INDEPENDENCE RLTY TR INC COM COM 45378A106 257 12,406 SH   SOLE   0 0 12,406
SCHWAB FUNDAMENTAL U.S. LARGE COMPANY INDEX ETF SCHWAB FDT US LG 808524771 2,869 56,360 SH   SOLE   0 0 56,360
GENERAL ELECTRIC CO COM NEW COM NEW 369604301 595 9,340 SH   SOLE   0 0 9,340
ISHARES IBOXX HIGH YIELD CORPORATE BOND ETF IBOXX HI YD ETF 464288513 4,964 67,442 SH   SOLE   0 0 67,441
CONSUMER DISCRETIONARY SEL SECTOR SPDR FD SBI CONS DISCR 81369Y407 922 6,705 SH   SOLE   0 0 6,704
INDUSTRIAL SELECT SECTOR SPDR SBI INT-INDS 81369Y704 2,072 23,722 SH   SOLE   0 0 23,721
SCHWAB FUNDAMENTAL INTERNATIONAL LARGE COMPANY INDEX ETF SCHWB FDT INT LG 808524755 1,280 45,231 SH   SOLE   0 0 45,231
RIVERFRONT STRATEGIC INCOME FUND RIVRFRNT STR INC 00162Q783 274 12,062 SH   SOLE   0 0 12,062
SPDR BLOOMBERG 1-10 YEAR TIPS ETF BLOOMBERG 1 10 Y 78468R861 2,093 107,532 SH   SOLE   0 0 107,531
FIDELITY MSCI HEALTH CARE INDEX ETF MSCI HLTH CARE I 316092600 922 15,191 SH   SOLE   0 0 15,190
ISHARES S&P 500 VALUE ETF S&P 500 VAL ETF 464287408 795 5,780 SH   SOLE   0 0 5,779
ISHARES S&P 500 GROWTH ETF S&P 500 GRWT ETF 464287309 1,177 19,498 SH   SOLE   0 0 19,497
ISHARES S&P 500 INDEX CORE S&P500 ETF 464287200 13,316 35,122 SH   SOLE   0 0 35,121
LAMAR ADVERTISING CO A CLASS A CL A 512816109 1 7 SH   DFND Zacks 0 0 7
UNION PAC CORP COM COM 907818108 437 2,050 SH   SOLE   0 0 2,050
VANGUARD MID-CAP VALUE INDEX FUND MCAP VL IDXVIP 922908512 717 5,537 SH   SOLE   0 0 5,537
LOCKHEED MARTIN CORP COM 539830109 2 4 SH   DFND Zacks 0 0 4
LOCKHEED MARTIN CORP COM 539830109 1,731 4,025 SH   SOLE   0 0 4,025
JPMORGAN CHASE & CO COM COM 46625H100 4 38 SH   DFND Zacks 0 0 38
JPMORGAN CHASE & CO COM COM 46625H100 2,215 19,673 SH   SOLE   0 0 19,673
INTERNATIONAL PAPER CO COM COM 460146103 0 1 SH   DFND Zacks 0 0 1
INTERNATIONAL PAPER CO COM COM 460146103 844 20,178 SH   SOLE   0 0 20,178
SPDR PORTFOLIO EMERGING MARKETS ETF PORTFOLIO EMG MK 78463X509 4,364 125,521 SH   SOLE   0 0 125,520
CHEVRON CORP NEW COM COM 166764100 4 31 SH   DFND Zacks 0 0 31
CHEVRON CORP NEW COM COM 166764100 2,334 16,124 SH   SOLE   0 0 16,124
CONOCOPHILLIPS COM COM 20825C104 4 39 SH   DFND Zacks 0 0 39
CONOCOPHILLIPS COM COM 20825C104 242 2,695 SH   SOLE   0 0 2,695
VANGUARD FTSE DEVELOPED MARKETS ETF VAN FTSE DEV MKT 921943858 1,542 37,800 SH   SOLE   0 0 37,800
BK OF AMERICA CORP COM COM 060505104 2 58 SH   DFND Zacks 0 0 58
BK OF AMERICA CORP COM COM 060505104 298 9,589 SH   SOLE   0 0 9,588
REAVES UTIL INCOME FD COM SH BEN INT COM SH BEN INT 756158101 617 19,899 SH   SOLE   0 0 19,898
SPDR SER TR S&P DIVID ETF S&P DIVID ETF 78464A763 594 5,006 SH   SOLE   0 0 5,005
WALMART INC COM COM 931142103 3 28 SH   DFND Zacks 0 0 28
WALMART INC COM COM 931142103 723 5,949 SH   SOLE   0 0 5,949
ISHARES 3-7 YEAR TREASURY BOND ETF 3 7 YR TREAS BD 464288661 272 2,276 SH   SOLE   0 0 2,276
INTL BUSINESS MACHINES COM 459200101 2 12 SH   DFND Zacks 0 0 12
INTL BUSINESS MACHINES COM 459200101 896 6,344 SH   SOLE   0 0 6,343
RAYTHEON TECHNOLOGIES CORP COM COM 75513E101 2 18 SH   DFND Zacks 0 0 18
RAYTHEON TECHNOLOGIES CORP COM COM 75513E101 260 2,707 SH   SOLE   0 0 2,706
VANGUARD FTSE EMERGING MARKETS ETF FTSE EMR MKT ETF 922042858 1,334 32,022 SH   SOLE   0 0 32,021
VANGUARD HIGH DIVIDEND YIELD HIGH DIV YLD 921946406 6,500 63,911 SH   SOLE   0 0 63,910
PFIZER INC COM COM 717081103 4 81 SH   DFND Zacks 0 0 81
PFIZER INC COM COM 717081103 3,398 64,801 SH   SOLE   0 0 64,801
ISHARES IBOXX CORPORATE BOND ETF IBOXX INV CP ETF 464287242 440 4,001 SH   SOLE   0 0 4,000
HP INC COM COM 40434L105 2 62 SH   DFND Zacks 0 0 62
GILEAD SCIENCES INC COM 375558103 1 24 SH   DFND Zacks 0 0 24
GILEAD SCIENCES INC COM 375558103 874 14,133 SH   SOLE   0 0 14,133
CATERPILLAR INC COM COM 149123101 3 14 SH   DFND Zacks 0 0 14
ALPHABET INC CAP STK CL C CAP STK CL C 02079K107 1,997 913 SH   SOLE   0 0 913
AMGEN INC COM 031162100 323 1,327 SH   SOLE   0 0 1,327
HUMANA INC COM COM 444859102 205 439 SH   SOLE   0 0 438
ISHARES CORE S&P U.S. VALUE ETF CORE S&P US VLU 464287663 7,224 108,012 SH   SOLE   0 0 108,011
VANGUARD DIVIDEND APPRECIATION INDEX FUND DIV APP ETF 921908844 5,221 36,390 SH   SOLE   0 0 36,390
SOUTHSTATE CORPORATION COM COM 840441109 221 2,861 SH   SOLE   0 0 2,861
ISHARES MSCI EAFE SMALL CAP ETF EAFE SML CP ETF 464288273 1,787 32,734 SH   SOLE   0 0 32,733
FIDELITY NATIONAL FINANCIAL IN FNF GROUP COM FNF GROUP COM 31620R303 1 20 SH   DFND Zacks 0 0 20
GLOBAL X NASDAQ 100 COVERED CALL ETF NASDAQ 100 COVER 37954Y483 384 21,975 SH   SOLE   0 0 21,974
ISHARES CORE DIVIDEND GROWTH ETF CORE DIV GRWTH 46434V621 1,430 30,007 SH   SOLE   0 0 30,007
ISHARES S&P SMALLCAP 600 VALUE ETF SP SMCP600VL ETF 464287879 1,707 19,171 SH   SOLE   0 0 19,171
INVESCO BULLETSHARES 2023 CORPORATE BOND ETF BULSHS 2023 CB 46138J866 337 16,078 SH   SOLE   0 0 16,077
INVESCO BULLETSHARES 2024 CORPORATE BOND ETF BULSHS 2024 CB 46138J841 840 40,510 SH   SOLE   0 0 40,510
NATIONAL RETAIL PPTYS COM 637417106 1,000 23,262 SH   SOLE   0 0 23,261
SPDR PORTFOLIO S&P 500 GROWTH ETF PRTFLO S&P500 GW 78464A409 552 10,549 SH   SOLE   0 0 10,549
ARK GENOMIC REVOLUTION ETF GENOMIC REV ETF 00214Q302 273 8,675 SH   SOLE   0 0 8,674
SPDR PORTFOLIO S&P 500 VALUE ETF PRTFLO S&P500 VL 78464A508 1,897 51,526 SH   SOLE   0 0 51,526
PHILIP MORRIS INTL INC COM 718172109 3 31 SH   DFND Zacks 0 0 31
PHILIP MORRIS INTL INC COM 718172109 508 5,149 SH   SOLE   0 0 5,148
VANGUARD MEGA CAP 300 ETF MEGA CAP INDEX 921910873 1,938 14,704 SH   SOLE   0 0 14,703
PNC FINL SVCS GROUP INC COM COM 693475105 1 9 SH   DFND Zacks 0 0 9
BRISTOL-MYERS SQUIBB CO COM COM 110122108 3 37 SH   DFND Zacks 0 0 37
BRISTOL-MYERS SQUIBB CO COM COM 110122108 214 2,782 SH   SOLE   0 0 2,781
REALTY INCOME CORP COM 756109104 321 4,709 SH   SOLE   0 0 4,708
ALTRIA GROUP INC COM COM 02209S103 1,014 24,272 SH   SOLE   0 0 24,272
CITIGROUP INC COM NEW 172967424 1 18 SH   DFND Zacks 0 0 18
CITIGROUP INC COM NEW 172967424 557 12,106 SH   SOLE   0 0 12,106
EXXON MOBIL CORP COM COM 30231G102 4 49 SH   DFND Zacks 0 0 49
EXXON MOBIL CORP COM COM 30231G102 964 11,257 SH   SOLE   0 0 11,256
UNITEDHEALTH GROUP COM 91324P102 2,281 4,441 SH   SOLE   0 0 4,441
LOWES COS INC COM COM 548661107 202 1,157 SH   SOLE   0 0 1,156
ARK NEXT GENERATION INTERNET ETF NEXT GNRTN INTER 00214Q401 208 4,237 SH   SOLE   0 0 4,236
FIRST TRUST VALUE LINE DIVIDEND FUND SHS 33734H106 1,180 30,396 SH   SOLE   0 0 30,395
ISHARES MSCI INTL QUALITY FACTOR ETF MSCI INTL QUALTY 46434V456 3,756 121,437 SH   SOLE   0 0 121,437
UTILITIES SELECT SECTOR SPDR SBI INT-UTILS 81369Y886 963 13,727 SH   SOLE   0 0 13,726
SPDR S&P WORLD EX-US PORTFOLIO DEVLPD 78463X889 3,569 123,761 SH   SOLE   0 0 123,761
CROWN CASTLE INTL CORP NEW COM COM 22822V101 2 12 SH   DFND Zacks 0 0 12
BLACKROCK INC COM 09247X101 3 5 SH   DFND Zacks 0 0 5
ISHARES CORE S&P MID CAP ETF CORE S&P MCP ETF 464287507 6,415 28,355 SH   SOLE   0 0 28,355
ISHARES CURRENCY HEDGED MSCI EAFE SMALL-CAP ETF MSCI EAFE SMCP 46435G839 1,100 35,134 SH   SOLE   0 0 35,133
APPLE INC COM 037833100 11,524 84,287 SH   SOLE   0 0 84,286
ISHARES CONVERTIBLE BOND ETF CONV BD ETF 46435G102 1,289 18,583 SH   SOLE   0 0 18,582
WEC ENERGY GROUP INC COM COM 92939U106 4 35 SH   DFND Zacks 0 0 35
ABBOTT LABS COM COM 002824100 626 5,763 SH   SOLE   0 0 5,763
DISNEY WALT CO COM COM 254687106 992 10,512 SH   SOLE   0 0 10,512
FIDELITY COMWLTH TR NASDAQ COMPSIT 315912808 261 6,060 SH   SOLE   0 0 6,059
ISHARES TR RUSSELL 1000 INDEX ETF RUS 1000 ETF 464287622 1,226 5,899 SH   SOLE   0 0 5,898
ISHARES RUSSELL 1000 VALUE ETF RUS 1000 VAL ETF 464287598 1,734 11,963 SH   SOLE   0 0 11,963
BK OF AMERICA CORP 7.25CNV PFD L 7.25%CNV PFD L 060505682 673 559 SH   SOLE   0 0 559
JOHNSON & JOHNSON COM COM 478160104 205 1,153 SH   SOLE   0 0 1,153