The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BONDBLOXX ETF TRUST BLOOMBERG ONE YR 09789C861   1,238,824 24,755 SH   SOLE   0 0 24,755
ISHARES TR S&P 500 VAL ETF 464287408   21,159,283 139,426 SH   SOLE   0 0 139,426
ISHARES INC MSCI AUSTRIA ETF 464286202   561,491 27,734 SH   SOLE   0 0 27,734
MCDONALDS CORP COM 580135101   9,899,934 35,406 SH   SOLE   0 0 35,406
POLARIS INC COM 731068102   331,890 3,000 SH   SOLE   0 0 3,000
SPDR SER TR BBG CONV SEC ETF 78464A359   211,807 3,158 SH   SOLE   0 0 3,158
ISHARES TR RUS 1000 GRW ETF 464287614   23,010,416 94,178 SH   SOLE   0 0 94,178
GENERAL MTRS CO COM 37045V100   7,153,375 195,021 SH   SOLE   0 0 195,021
CADENCE DESIGN SYSTEM INC COM 127387108   892,462 4,248 SH   SOLE   0 0 4,248
MONSTER BEVERAGE CORP NEW COM 61174X109   922,167 17,074 SH   SOLE   0 0 17,074
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   6,200,396 66,657 SH   SOLE   0 0 66,657
STARBUCKS CORP COM 855244109   626,779 6,019 SH   SOLE   0 0 6,019
ELEVANCE HEALTH INC COM 036752103   27,008,925 58,739 SH   SOLE   0 0 58,739
SAP SE SPON ADR 803054204   6,605,910 52,200 SH   SOLE   0 0 52,200
ISHARES TR MSCI EMG MKT ETF 464287234   12,433,779 315,098 SH   SOLE   0 0 315,098
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   217,054 2,706 SH   SOLE   0 0 2,706
EXXON MOBIL CORP COM 30231G102   14,679,676 133,865 SH   SOLE   0 0 133,865
BJS WHSL CLUB HLDGS INC COM 05550J101   6,586,141 86,580 SH   SOLE   0 0 86,580
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   7,843,129 168,488 SH   SOLE   0 0 168,488
BRISTOL-MYERS SQUIBB CO COM 110122108   960,845 13,863 SH   SOLE   0 0 13,863
MICROSOFT CORP COM 594918104   33,508,847 116,229 SH   SOLE   0 0 116,229
LIVE NATION ENTERTAINMENT IN COM 538034109   1,322,860 18,898 SH   SOLE   0 0 18,898
CISCO SYS INC COM 17275R102   14,674,059 280,709 SH   SOLE   0 0 280,709
LULULEMON ATHLETICA INC COM 550021109   1,605,350 4,408 SH   SOLE   0 0 4,408
LILLY ELI & CO COM 532457108   11,957,559 34,819 SH   SOLE   0 0 34,819
ISHARES TR RUS MD CP GR ETF 464287481   6,638,544 72,911 SH   SOLE   0 0 72,911
ISHARES TR ISHS 5-10YR INVT 464288638   44,160,462 861,163 SH   SOLE   0 0 861,163
ALPHABET INC CAP STK CL C 02079K107   1,145,040 11,010 SH   SOLE   0 0 11,010
ISHARES TR RUS MDCP VAL ETF 464287473   9,054,427 85,258 SH   SOLE   0 0 85,258
MORGAN STANLEY COM NEW 617446448   15,539,495 176,987 SH   SOLE   0 0 176,987
ISHARES INC MSCI ITALY ETF 46434G830   778,872 25,596 SH   SOLE   0 0 25,596
VANGUARD INDEX FDS TOTAL STK MKT 922908769   477,447 2,339 SH   SOLE   0 0 2,339
HUMANA INC COM 444859102   2,136,024 4,400 SH   SOLE   0 0 4,400
ISHARES TR MSCI USA MMENTM 46432F396   368,039 2,647 SH   SOLE   0 0 2,647
BROADCOM INC COM 11135F101   15,378,981 23,972 SH   SOLE   0 0 23,972
S&P GLOBAL INC COM 78409V104   1,476,650 4,283 SH   SOLE   0 0 4,283
DIREXION SHS ETF TR DLY SCOND 3XBU 25459W458   189,680 10,365 SH   SOLE   0 0 10,365
NVR INC COM 62944T105   222,888 40 SH   SOLE   0 0 40
HOME DEPOT INC COM 437076102   16,069,464 54,451 SH   SOLE   0 0 54,451
UNITED THERAPEUTICS CORP DEL COM 91307C102   522,275 2,332 SH   SOLE   0 0 2,332
ISHARES INC MSCI EMERG MRKT 464286533   3,013,289 55,219 SH   SOLE   0 0 55,219
ISHARES TR MSCI EAFE MIN VL 46429B689   3,196,961 47,257 SH   SOLE   0 0 47,257
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   15,548,422 50,356 SH   SOLE   0 0 50,356
ISHARES TR IBOXX HI YD ETF 464288513   9,316,301 123,313 SH   SOLE   0 0 123,313
DEXCOM INC COM 252131107   218,070 1,877 SH   SOLE   0 0 1,877
GENERAC HLDGS INC COM 368736104   7,123,800 65,955 SH   SOLE   0 0 65,955
KEYSIGHT TECHNOLOGIES INC COM 49338L103   1,422,154 8,807 SH   SOLE   0 0 8,807
HONEYWELL INTL INC COM 438516106   9,457,000 49,482 SH   SOLE   0 0 49,482
ISHARES TR IBOXX INV CP ETF 464287242   43,171,010 393,860 SH   SOLE   0 0 393,860
WALMART INC COM 931142103   35,540,559 241,035 SH   SOLE   0 0 241,035
CONTEXTLOGIC INC COM CL A 21077C107   24,611 55,207 SH   SOLE   0 0 55,207
ISHARES INC MSCI SPAIN ETF 464286764   1,105,133 39,653 SH   SOLE   0 0 39,653
ISHARES TR 3 7 YR TREAS BD 464288661   34,553,280 293,696 SH   SOLE   0 0 293,696
EDWARDS LIFESCIENCES CORP COM 28176E108   258,118 3,120 SH   SOLE   0 0 3,120
KLA CORP COM NEW 482480100   4,552,151 11,404 SH   SOLE   0 0 11,404
NIKE INC CL B 654106103   5,732,993 46,747 SH   SOLE   0 0 46,747
VANGUARD INDEX FDS SMALL CP ETF 922908751   296,978 1,567 SH   SOLE   0 0 1,567
VERIZON COMMUNICATIONS INC COM 92343V104   508,798 13,083 SH   SOLE   0 0 13,083
FREEPORT-MCMORAN INC CL B 35671D857   246,487 6,025 SH   SOLE   0 0 6,025
CINTAS CORP COM 172908105   1,140,044 2,464 SH   SOLE   0 0 2,464
CHEVRON CORP NEW COM 166764100   6,738,270 41,299 SH   SOLE   0 0 41,299
MERCK & CO INC COM 58933Y105   13,854,596 130,225 SH   SOLE   0 0 130,225
ISHARES INC MSCI BELGIUM ETF 464286301   640,595 33,849 SH   SOLE   0 0 33,849
COOPER COS INC COM NEW 216648402   2,177,436 5,832 SH   SOLE   0 0 5,832
AUTOZONE INC COM 053332102   781,692 318 SH   SOLE   0 0 318
NETFLIX INC COM 64110L106   1,377,083 3,986 SH   SOLE   0 0 3,986
ADOBE SYSTEMS INCORPORATED COM 00724F101   1,801,990 4,676 SH   SOLE   0 0 4,676
NOVO-NORDISK A S ADR 670100205   6,720,800 42,232 SH   SOLE   0 0 42,232
DOW INC COM 260557103   7,093,219 129,391 SH   SOLE   0 0 129,391
JPMORGAN CHASE & CO COM 46625H100   20,812,195 159,713 SH   SOLE   0 0 159,713
GAIA INC NEW CL A 36269P104   43,454 15,631 SH   SOLE   0 0 15,631
EXELIXIS INC COM 30161Q104   198,953 10,250 SH   SOLE   0 0 10,250
ISHARES INC MSCI EMRG CHN 46434G764   838,453 16,997 SH   SOLE   0 0 16,997
ISHARES INC MSCI MLY ETF NEW 46434G814   352,691 15,908 SH   SOLE   0 0 15,908
AMAZON COM INC COM 023135106   3,183,088 30,817 SH   SOLE   0 0 30,817
ISHARES TR CORE S&P SCP ETF 464287804   9,703,339 100,345 SH   SOLE   0 0 100,345
AMGEN INC COM 031162100   434,667 1,798 SH   SOLE   0 0 1,798
PROGRESSIVE CORP COM 743315103   7,300,989 51,034 SH   SOLE   0 0 51,034
BONDBLOXX ETF TRUST BLOOMBERG SIX MN 09789C788   1,239,515 24,633 SH   SOLE   0 0 24,633
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   413,965 5,430 SH   SOLE   0 0 5,430
PENUMBRA INC COM 70975L107   936,956 3,362 SH   SOLE   0 0 3,362
SEMPRA COM 816851109   389,842 2,579 SH   SOLE   0 0 2,579
KROGER CO COM 501044101   14,470,337 293,100 SH   SOLE   0 0 293,100
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   18,052,517 301,076 SH   SOLE   0 0 301,076
TESLA INC COM 88160R101   4,389,231 21,157 SH   SOLE   0 0 21,157
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   10,060,919 35,201 SH   SOLE   0 0 35,201
HONDA MOTOR LTD AMERN SHS 438128308   6,392,832 241,330 SH   SOLE   0 0 241,330
SERVICENOW INC COM 81762P102   2,399,814 5,164 SH   SOLE   0 0 5,164
LINDE PLC SHS G54950103   9,670,241 27,206 SH   SOLE   0 0 27,206
COSTCO WHSL CORP NEW COM 22160K105   15,559,676 31,315 SH   SOLE   0 0 31,315
BOEING CO COM 097023105   1,273,022 5,993 SH   SOLE   0 0 5,993
COLGATE PALMOLIVE CO COM 194162103   8,960,795 119,239 SH   SOLE   0 0 119,239
UNITEDHEALTH GROUP INC COM 91324P102   12,379,172 26,194 SH   SOLE   0 0 26,194
NVIDIA CORPORATION COM 67066G104   2,760,885 9,939 SH   SOLE   0 0 9,939
INVESCO QQQ TR UNIT SER 1 46090E103   8,676,022 27,034 SH   SOLE   0 0 27,034
ISHARES TR MSCI ACWI ETF 464288257   1,356,825 14,884 SH   SOLE   0 0 14,884
COCA COLA CO COM 191216100   419,082 6,756 SH   SOLE   0 0 6,756
AMERISOURCEBERGEN CORP COM 03073E105   5,974,184 37,313 SH   SOLE   0 0 37,313
INTERCONTINENTAL EXCHANGE IN COM 45866F104   709,494 6,803 SH   SOLE   0 0 6,803
ISHARES TR INTL TREA BD ETF 464288117   2,903,676 72,213 SH   SOLE   0 0 72,213
ISHARES TR MSCI UK ETF NEW 46435G334   1,397,647 43,324 SH   SOLE   0 0 43,324
SCHWAB CHARLES CORP COM 808513105   18,165,934 346,811 SH   SOLE   0 0 346,811
BROADRIDGE FINL SOLUTIONS IN COM 11133T103   396,765 2,707 SH   SOLE   0 0 2,707
VISA INC COM CL A 92826C839   9,858,088 43,724 SH   SOLE   0 0 43,724
SKYWORKS SOLUTIONS INC COM 83088M102   245,162 2,078 SH   SOLE   0 0 2,078
PAYCHEX INC COM 704326107   714,354 6,234 SH   SOLE   0 0 6,234
ZOETIS INC CL A 98978V103   1,518,611 9,124 SH   SOLE   0 0 9,124
ORACLE CORP COM 68389X105   278,639 2,999 SH   SOLE   0 0 2,999
PFIZER INC COM 717081103   7,173,624 175,824 SH   SOLE   0 0 175,824
VANGUARD SCOTTSDALE FDS TOTAL CORP BND 92206C573   13,868,191 180,976 SH   SOLE   0 0 180,976
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508   42,980,133 2,066,353 SH   SOLE   0 0 2,066,353
MASTERCARD INCORPORATED CL A 57636Q104   222,573 612 SH   SOLE   0 0 612
BALL CORP COM 058498106   347,138 6,299 SH   SOLE   0 0 6,299
SALESFORCE INC COM 79466L302   358,206 1,793 SH   SOLE   0 0 1,793
ISHARES INC MSCI JPN ETF NEW 46434G822   2,747,656 46,816 SH   SOLE   0 0 46,816
INFOSYS LTD SPONSORED ADR 456788108   5,458,057 312,962 SH   SOLE   0 0 312,962
CAMBRIA ETF TR TRINITY 132061839   376,175 15,277 SH   SOLE   0 0 15,277
WISDOMTREE TR EUROPE SMCP DV 97717W869   209,617 3,595 SH   SOLE   0 0 3,595
DISNEY WALT CO COM 254687106   466,704 4,661 SH   SOLE   0 0 4,661
ENPHASE ENERGY INC COM 29355A107   8,612,859 40,959 SH   SOLE   0 0 40,959
SPDR SER TR S&P DIVID ETF 78464A763   6,443,559 52,086 SH   SOLE   0 0 52,086
ATMOS ENERGY CORP COM 049560105   233,709 2,080 SH   SOLE   0 0 2,080
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   202,463 2,205 SH   SOLE   0 0 2,205
DIAGEO PLC SPON ADR NEW 25243Q205   3,849,350 21,246 SH   SOLE   0 0 21,246
ABBVIE INC COM 00287Y109   32,711,737 205,257 SH   SOLE   0 0 205,257
CHARGEPOINT HOLDINGS INC COM CL A 15961R105   137,722 13,154 SH   SOLE   0 0 13,154
LAM RESEARCH CORP COM 512807108   259,494 490 SH   SOLE   0 0 490
ISHARES TR GRWT ALLOCAT ETF 464289867   1,993,445 39,845 SH   SOLE   0 0 39,845
JOHNSON & JOHNSON COM 478160104   30,112,929 194,277 SH   SOLE   0 0 194,277
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   31,957,905 597,679 SH   SOLE   0 0 597,679
PEPSICO INC COM 713448108   9,919,726 54,414 SH   SOLE   0 0 54,414
RAYTHEON TECHNOLOGIES CORP COM 75513E101   7,613,370 77,743 SH   SOLE   0 0 77,743
ISHARES INC MSCI AUST ETF 464286103   239,982 10,461 SH   SOLE   0 0 10,461
AMERICAN TOWER CORP NEW COM 03027X100   1,326,605 6,492 SH   SOLE   0 0 6,492
PROCTER AND GAMBLE CO COM 742718109   26,824,348 180,405 SH   SOLE   0 0 180,405
INTUIT COM 461202103   1,988,402 4,460 SH   SOLE   0 0 4,460
AUTOMATIC DATA PROCESSING IN COM 053015103   3,766,035 16,916 SH   SOLE   0 0 16,916
ISHARES TR MSCI USA MIN VOL 46429B697   6,318,706 86,867 SH   SOLE   0 0 86,867
ISHARES TR MSCI KLD400 SOC 464288570   528,538 6,777 SH   SOLE   0 0 6,777
DEERE & CO COM 244199105   10,585,694 25,639 SH   SOLE   0 0 25,639
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   6,206,257 47,940 SH   SOLE   0 0 47,940
ABBOTT LABS COM 002824100   12,692,938 125,350 SH   SOLE   0 0 125,350
COMCAST CORP NEW CL A 20030N101   32,884,157 867,427 SH   SOLE   0 0 867,427
META PLATFORMS INC CL A 30303M102   25,643,468 120,994 SH   SOLE   0 0 120,994
ASML HOLDING N V N Y REGISTRY SHS N07059210   6,847,262 10,059 SH   SOLE   0 0 10,059
ISHARES INC MSCI FRANCE ETF 464286707   884,768 23,407 SH   SOLE   0 0 23,407
APPLIED MATLS INC COM 038222105   216,580 1,763 SH   SOLE   0 0 1,763
NEXTERA ENERGY INC COM 65339F101   28,373,047 368,099 SH   SOLE   0 0 368,099
CDW CORP COM 12514G108   1,424,076 7,307 SH   SOLE   0 0 7,307
ISHARES INC MSCI SINGPOR ETF 46434G780   390,118 19,653 SH   SOLE   0 0 19,653
ALPHABET INC CAP STK CL A 02079K305   10,072,909 97,107 SH   SOLE   0 0 97,107
LOCKHEED MARTIN CORP COM 539830109   22,853,264 48,343 SH   SOLE   0 0 48,343
ISHARES TR S&P 500 GRWT ETF 464287309   7,930,730 124,131 SH   SOLE   0 0 124,131
ISHARES TR AGGRES ALLOC ETF 464289859   1,670,162 26,265 SH   SOLE   0 0 26,265
QUALCOMM INC COM 747525103   23,478,248 184,028 SH   SOLE   0 0 184,028
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,833,863 4,480 SH   SOLE   0 0 4,480
ISHARES TR EAFE VALUE ETF 464288877   3,182,928 65,587 SH   SOLE   0 0 65,587
TARGET CORP COM 87612E106   32,202,012 194,421 SH   SOLE   0 0 194,421
WELLS FARGO CO NEW COM 949746101   11,427,801 305,720 SH   SOLE   0 0 305,720
UNION PAC CORP COM 907818108   12,600,259 62,607 SH   SOLE   0 0 62,607
APPLE INC COM 037833100   51,600,945 312,923 SH   SOLE   0 0 312,923
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   558,910 1,486 SH   SOLE   0 0 1,486
ISHARES TR CORE MSCI EAFE 46432F842   3,056,449 45,721 SH   SOLE   0 0 45,721
ISHARES INC MSCI HONG KG ETF 464286871   364,577 17,741 SH   SOLE   0 0 17,741
FEDEX CORP COM 31428X106   17,314,058 75,776 SH   SOLE   0 0 75,776
LOWES COS INC COM 548661107   7,597,259 37,992 SH   SOLE   0 0 37,992
AMERICAN ELEC PWR CO INC COM 025537101   335,025 3,682 SH   SOLE   0 0 3,682
AMERICAN WTR WKS CO INC NEW COM 030420103   14,124,751 96,421 SH   SOLE   0 0 96,421
CATERPILLAR INC COM 149123101   259,284 1,133 SH   SOLE   0 0 1,133
AT&T INC COM 00206R102   207,625 10,786 SH   SOLE   0 0 10,786
ISHARES TR CORE S&P MCP ETF 464287507   3,451,471 13,797 SH   SOLE   0 0 13,797
INTERNATIONAL BUSINESS MACHS COM 459200101   289,447 2,208 SH   SOLE   0 0 2,208
OREILLY AUTOMOTIVE INC COM 67103H107   6,073,603 7,154 SH   SOLE   0 0 7,154