The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
DDD 3D Systems 88554D205   0 25 SH   SOLE   25 0 0
MMM 3M Company 88579Y101   21 213 SH   SOLE   213 0 0
ABT Abbott Labs 002824100   204 1,968 SH   SOLE   1,968 0 0
ABBV AbbVie Inc. 00287Y109   199 1,161 SH   SOLE   1,161 0 0
ACN Accenture Plc G1151C101   42 141 SH   SOLE   141 0 0
ACVA ACV AUCTIONS INC COM CL A 00091G104   2 130 SH   SOLE   130 0 0
AMD Advanced Micro Dev 007903107   56 350 SH   SOLE   350 0 0
AFL AFLAC Inc 001055102   14 164 SH   SOLE   164 0 0
APD Air Prod & Chemicals 009158106   8 32 SH   SOLE   32 0 0
ALC Alcon Inc Ord Shs H01301128   20 225 SH   SOLE   225 0 0
BABA Alibaba Group Holding Ltd ADR 01609W102   16 225 SH   SOLE   225 0 0
MO Altria Group 02209S103   18 408 SH   SOLE   408 0 0
AMRN Amarin Corp PLC ADR 023111206   1 2,750 SH   SOLE   2,750 0 0
AMZN Amazon.com 023135106   1,859 9,621 SH   SOLE   9,621 0 0
AEP Amer Elec Pwr 025537101   23 267 SH   SOLE   267 0 0
UHAL.B AMERCO CMN 023586506   5 90 SH   SOLE   90 0 0
UHAL Amerco Inc 023586100   0 10 SH   SOLE   10 0 0
AXP American Express Co 025816109   7 34 SH   SOLE   34 0 0
AMT American Tower 03027X100   53 276 SH   SOLE   276 0 0
AMGN Amgen Inc. 031162100   68 219 SH   SOLE   219 0 0
ADI Analog Devices Inc 032654105   114 502 SH   SOLE   502 0 0
NLY Annaly Mg Mgt REIT 035710839   4 246 SH   SOLE   246 0 0
ELV Anthem Inc 036752103   36 68 SH   SOLE   68 0 0
AAPL Apple 037833100   4,731 22,463 SH   SOLE   22,463 0 0
ANET ARISTA NETWORKS INC 040413106   3 11 SH   SOLE   11 0 0
AJG Arthur J. Gallagher & Co 363576109   28 109 SH   SOLE   109 0 0
ASML ASML Holding NV N07059210   37 37 SH   SOLE   37 0 0
AZN AstraZeneca plc 046353108   30 389 SH   SOLE   389 0 0
ASAPF Aurora Spine Corp 000034770   0 3,000 SH   SOLE   3,000 0 0
ADP Auto Data Processing 053015103   922 3,865 SH   SOLE   3,865 0 0
AXON AXOVANT SCIENCES LTD 05464C101   7 27 SH   SOLE   27 0 0
BANC Banc of California Inc 05990K106   1 102 SH   SOLE   102 0 0
BAC Bank of America Corp 060505104   2 50 SH   SOLE   50 0 0
06053U601 Bank of America Corp 06053U601   17 750 SH   SOLE   750 0 0
BDX Becton Dickinson 075887109   29 127 SH   SOLE   127 0 0
84,990,175 Berkshire Hathaway A 084990175   1,224 200 SH   SOLE   200 0 0
BRKB Berkshire Hathaway B 084670702   829 2,038 SH   SOLE   2,038 0 0
BLK BlackRock 09247X101   6 8 SH   SOLE   8 0 0
BA Boeing Co 097023105   20 115 SH   SOLE   115 0 0
BMY Bristol-Myers Squibb 110122108   16 396 SH   SOLE   396 0 0
AVGO BROADCOM LTD 11135F101   2,384 1,485 SH   SOLE   1,485 0 0
BR Broadridge Financial Solutions Inc 11133T103   30 152 SH   SOLE   152 0 0
BRO Brown & Brown Inc 115236101   45 504 SH   SOLE   504 0 0
BF.B Brown-Forman Corp 115637209   9 227 SH   SOLE   227 0 0
AI C3.AI INC ORDINARY SHARES - CLASS A 12468P104   1 60 SH   SOLE   60 0 0
CNI Canadian Natl Railway 136375102   23 200 SH   SOLE   200 0 0
CP Canadian Pacific Railway Ltd 13646K108   29 375 SH   SOLE   375 0 0
CCL Carnival Corp. 143658300   2 111 SH   SOLE   111 0 0
CARR Carrier Global Corp-Wi 14448C104   2 47 SH   SOLE   47 0 0
CAT Caterpillar Inc. 149123101   4,150 12,460 SH   SOLE   12,460 0 0
162,537,104 Chautauqua Abstract Co. (NV) 162537104   0 180 SH   SOLE   180 0 0
CVX Chevron Corporation 166764100   19 121 SH   SOLE   121 0 0
CMG Chipotle Mexican Grill Inc Class A 169656105   25 400 SH   SOLE   400 0 0
CB Chubb Corp H1467J104   12 48 SH   SOLE   48 0 0
CHD Church & Dwight Co Inc 171340102   57 556 SH   SOLE   556 0 0
CSCO Cisco Systems, Inc. 17275R102   8 170 SH   SOLE   170 0 0
COIN COINBASE GLOBAL CL A ORD 19260Q107   6 27 SH   SOLE   27 0 0
CL Colgate Palmolive 194162103   559 5,763 SH   SOLE   5,763 0 0
CBSH Commerce Bancshares Inc 200525103   0 13 SH   SOLE   13 0 0
XLC Communication Services Sel Sect SPDRETF 81369Y852   148 1,735 SH   SOLE   1,735 0 0
CBU Community Bank System Inc 203607106   25 546 SH   SOLE   546 0 0
STZ Constellation Brands Inc 21036P108   6 24 SH   SOLE   24 0 0
GLW Corning Inc. 219350105   14 377 SH   SOLE   377 0 0
COST Costco Wholesale Corporation 22160K105   171 201 SH   SOLE   201 0 0
CRWD CrowdStrike Holdings Inc 22788C105   8 22 SH   SOLE   22 0 0
CURLF CURALEAF HOLDINGS INC 23126M102   9 2,367 SH   SOLE   2,367 0 0
CVS CVS Health Corp 126650100   21 370 SH   SOLE   370 0 0
DHR Danaher Corp Del 235851102   63 255 SH   SOLE   255 0 0
DDOG DATADOG INC CL A 23804L103   37 290 SH   SOLE   290 0 0
DE Deere & Co. 244199105   8 24 SH   SOLE   24 0 0
DELL Dell Computer 24703L202   2,759 20,005 SH   SOLE   20,005 0 0
DAL Delta Air Lines Inc 247361702   23 490 SH   SOLE   490 0 0
DFS Discover Financial Svcs 254709108   11 90 SH   SOLE   90 0 0
DIS Disney 254687106   61 620 SH   SOLE   620 0 0
DCBO DOCEBO INC ORDINARY SHARES 25609L105   3 100 SH   SOLE   100 0 0
DG Dollar General Corp 256677105   12 94 SH   SOLE   94 0 0
ECL Ecolab 278865100   60 252 SH   SOLE   252 0 0
LLY Eli Lilly & Co 532457108   10,091 11,146 SH   SOLE   11,146 0 0
EMR Emerson Electric 291011104   57 524 SH   SOLE   524 0 0
XLE Energy Select Sector SPDR (ETF) 81369Y506   20 223 SH   SOLE   223 0 0
XOM Exxon Mobil Corp 30231G102   24 216 SH   SOLE   216 0 0
META Facebook Inc A 30303M102   138 274 SH   SOLE   274 0 0
FDS Factset Research Systems 303075105   26 65 SH   SOLE   65 0 0
FELC Fidelity Enhanced Large Cap Core ETF 316092113   75 2,458 SH   SOLE   2,458 0 0
FTEC Fidelity MSCI Information Tech ETF 316092808   35 209 SH   SOLE   209 0 0
FMB First Trust Managed Municipal ETF 33739N108   1,636 32,059 SH   SOLE   32,059 0 0
FMNY FIRST TRUST NEW YORK MUNP HG INC ETF 33739P822   460 17,206 SH   SOLE   17,206 0 0
RDVY First Trust Rising Dividend Achiev ETF 33738R506   16 300 SH   SOLE   300 0 0
F Ford Motor Co. 345370860   7 559 SH   SOLE   559 0 0
FREY FREYR BATTERY ORD L4135L100   8 5,084 SH   SOLE   5,084 0 0
DMAY FT CBOE VEST US EQ DEEP BFR ETF 33740F730   24,490 636,612 SH   SOLE   636,612 0 0
FNOV FT CBOE VEST US EQUITY BUFF ETF 33740F847   7,279 158,143 SH   SOLE   158,143 0 0
FFEB FT CBOE VEST US EQUITY BUFFER ETF 33740F763   562 12,012 SH   SOLE   12,012 0 0
FJUL FT CBOE VEST US EQUITY BUFFER ETF 33740U208   187 4,070 SH   SOLE   4,070 0 0
FAPR FT Cboe Vest US Equity Buffer ETF Apr 33740U885   4,712 120,767 SH   SOLE   120,767 0 0
DFEB FT CBOE VEST US EQUITY DEEP BFR ETF 33740F771   700 17,378 SH   SOLE   17,378 0 0
DJAN FT CBOE VEST US EQUITY DEEP BUF ETF 33740F631   427 11,499 SH   SOLE   11,499 0 0
DDEC FT CBOE VEST US EQUITY DEEP BUF ETF 33740U406   1,008 26,196 SH   SOLE   26,196 0 0
DNOV FT CBOE VEST US EQUITY DEEP BUFF ETF 33740F839   6,747 162,907 SH   SOLE   162,907 0 0
DAPR FT Cboe Vest US Equity Dp Bffr ETF Apr 33740U802   2,110 59,751 SH   SOLE   59,751 0 0
DSEP FT Cboe Vest US Equity Dp Bffr ETF Sep 33740F680   2,648 67,722 SH   SOLE   67,722 0 0
DJUL FT CBOE VEST US EQY DEEP BUFFER ETF 33740F698   29,039 729,703 SH   SOLE   729,703 0 0
FJUN FT CBOE VST US EQTY BUFER ETF 33740F722   7 148 SH   SOLE   148 0 0
DJUN FT CBOE VST US EQTY DEEP BUFR ETF 33740F714   7 172 SH   SOLE   172 0 0
DMAR FT CBOE VST US EQY DEEP BUFF ETF 33740F615   696 19,334 SH   SOLE   19,334 0 0
IT Gartner Inc 366651107   126 282 SH   SOLE   282 0 0
GD General Dynamics 369550108   31 107 SH   SOLE   107 0 0
GIS General Mills 370334104   1 25 SH   SOLE   25 0 0
GILD Gilead Sciences Inc 375558103   26 393 SH   SOLE   393 0 0
QYLD Global X NASDAQ 100 Covered Call ETF 37954Y483   6 347 SH   SOLE   347 0 0
CATH Global X S&P 500 Catholic Values ETF 37954Y889   996 15,233 SH   SOLE   15,233 0 0
PAVE Global X US Infrastructure Dev ETF 37954Y673   10,993 296,961 SH   SOLE   296,961 0 0
GOOG Google Inc. 02079K107   1,784 9,729 SH   SOLE   9,729 0 0
GOOGL Google Inc. 02079K305   1,493 8,199 SH   SOLE   8,199 0 0
LOPE Grand Canyon Education Inc 38526M106   18 131 SH   SOLE   131 0 0
HAL Halliburton Hldng Co 406216101   34 1,009 SH   SOLE   1,009 0 0
HLT Hilton Worldwide Holdings Inc 43300A203   79 365 SH   SOLE   365 0 0
HD Home Depot Inc. 437076102   66 194 SH   SOLE   194 0 0
HON Honeywell Inc. 438516106   3 17 SH   SOLE   17 0 0
HUBS HubSpot Inc 443573100   5 10 SH   SOLE   10 0 0
ITW Illinois Tool Works 452308109   47 198 SH   SOLE   198 0 0
INTC Intel 458140100   1 50 SH   SOLE   50 0 0
IBM International Business Machines Corp. 459200101   69 399 SH   SOLE   399 0 0
RWJ Invesco S&P SmallCap 600 Revenue ETF 46138G664   16 415 SH   SOLE   415 0 0
XSMO Invesco S&P SmallCap Momentum ETF 46137V498   1 20 SH   SOLE   20 0 0
IEF iShares 7-10 Year Treasury Bond ETF 464287440   22,437 239,590 SH   SOLE   239,590 0 0
IEI iShares Barclays 3-7 Year Treasury Bond (ETF) 464288661   766 6,635 SH   SOLE   6,635 0 0
HDV iShares Core High Dividend ETF 46429B663   9 89 SH   SOLE   89 0 0
IHAK iShares Cybersecurity and Tech ETF 46435U135   19 416 SH   SOLE   416 0 0
USMV iShares Edge MSCI Min Vol USA 46429B697   135 1,615 SH   SOLE   1,615 0 0
ICLN iShares Global Clean Energy 464288224   3 248 SH   SOLE   248 0 0
IBDP iShares iBonds Dec 2024 Term Corp ETF 46434VBG4   182 7,245 SH   SOLE   7,245 0 0
IBDQ iShares iBonds Dec 2025 Term Corp ETF 46434VBD1   4,340 174,593 SH   SOLE   174,593 0 0
IBMN iShares iBonds Dec 2025 Term Muni Bd ETF 46435U432   18 712 SH   SOLE   712 0 0
IBDR iShares iBonds Dec 2026 Term Corp ETF 46435GAA0   4,251 178,474 SH   SOLE   178,474 0 0
IBMO iShares iBonds Dec 2026 Term Muni Bd ETF 46435U259   18 742 SH   SOLE   742 0 0
IBDS iShares iBonds Dec 2027 Term Corp ETF 46435UAA9   86 3,641 SH   SOLE   3,641 0 0
IBMP iShares iBonds Dec 2027 Term Muni Bd ETF 46435U283   18 746 SH   SOLE   746 0 0
IBDT iShares iBonds Dec 2028 Term Corp ETF 46435U515   56 2,264 SH   SOLE   2,264 0 0
EFAV iShares MSCI EAFE Min Vol Factor ETF 46429B689   18 273 SH   SOLE   273 0 0
EWJ iShares MSCI Japan (ETF) 46434G822   185 2,715 SH   SOLE   2,715 0 0
EWJV iShares MSCI Japan Value ETF 46435U374   5,297 166,329 SH   SOLE   166,329 0 0
IGV iShares North American Tech-Software (ETF) 464287515   275 3,172 SH   SOLE   3,172 0 0
IWF iShares Russell 1000 Growth (ETF) 464287614   28 77 SH   SOLE   77 0 0
IWD iShares Russell 1000 Value (ETF) 464287598   10 60 SH   SOLE   60 0 0
IWN iShares Russell 2000 Value (ETF) 464287630   9 65 SH   SOLE   65 0 0
OEF iShares S&P 100 Index (ETF) 464287101   12 47 SH   SOLE   47 0 0
IVW iShares S&P 500 Growth 464287309   30 328 SH   SOLE   328 0 0
IHI iShares U.S. Medical Devices (ETF) 464288810   1,017 18,151 SH   SOLE   18,151 0 0
SGOV iShares 0-3 Month Treasury Bond ETF 46436E718   275 2,736 SH   SOLE   2,736 0 0
JKHY Jack Henry & Associates Inc 426281101   23 142 SH   SOLE   142 0 0
JNJ Johnson & Johnson 478160104   101 694 SH   SOLE   694 0 0
JPM JP Morgan Chase 46625H100   238 1,180 SH   SOLE   1,180 0 0
KD KYNDRYL HOLDINGS ORD WI 50155Q100   5 193 SH   SOLE   193 0 0
LHX L3Harris Technologies Ord 502431109   36 164 SH   SOLE   164 0 0
LDOS Leidos Holdings Inc 525327102   2 15 SH   SOLE   15 0 0
LIN Linde plc G54950103   76 174 SH   SOLE   174 0 0
LMT Lockheed Martin 539830109   17 38 SH   SOLE   38 0 0
LOW Lowe's Companies 548661107   79 360 SH   SOLE   360 0 0
LCID LUCID GROUP INC SHS 549498103   0 277 SH   SOLE   277 0 0
MTB M&T Bank 55261F104   54 358 SH   SOLE   358 0 0
MA MasterCard Inc. 57636Q104   57 131 SH   SOLE   131 0 0
MKC McCormick & Co Inc Non-Voting 579780206   46 659 SH   SOLE   659 0 0
MCD McDonalds Corp 580135101   59 232 SH   SOLE   232 0 0
MDT Medtronic Inc. G5960L103   203 2,581 SH   SOLE   2,581 0 0
MELI MercadoLibre Inc 58733R102   16 10 SH   SOLE   10 0 0
MRK Merck & Co. 58933Y105   32 261 SH   SOLE   261 0 0
MU Micron Technology Inc 595112103   177 1,351 SH   SOLE   1,351 0 0
MSFT Microsoft 594918104   2,484 5,559 SH   SOLE   5,559 0 0
MRNA Moderna Inc 60770K107   72 612 SH   SOLE   612 0 0
MCO Moody s Corporation 615369105   35 84 SH   SOLE   84 0 0
MS Morgan Stanley 617446448   51 526 SH   SOLE   526 0 0
MSI Motorola Solutions Inc. 620076307   19 50 SH   SOLE   50 0 0
NFG National Fuel Gas 636180101   5 99 SH   SOLE   99 0 0
NNI Nelnet Inc 64031N108   13 138 SH   SOLE   138 0 0
NEOG Neogen Corp 640491106   13 880 SH   SOLE   880 0 0
NFLX Netflix Inc 64110L106   23 35 SH   SOLE   35 0 0
RITM New Residential Invt Corp Com New 64828T201   2 255 SH   SOLE   255 0 0
NEE NextEra Energy 65339F101   218 3,079 SH   SOLE   3,079 0 0
NKE Nike Inc B 654106103   7 100 SH   SOLE   100 0 0
NTDOY Nintendo Co Ltd 654445303   39 2,946 SH   SOLE   2,946 0 0
NDSN Nordson Corp 655663102   12 52 SH   SOLE   52 0 0
NSC Norfolk Southern 655844108   55 257 SH   SOLE   257 0 0
NOC Northrop Grumman Corp. 666807102   7 17 SH   SOLE   17 0 0
NVDA NVIDIA Corp 67066G104   667 5,400 SH   SOLE   5,400 0 0
ORCL Oracle Corp 68389X105   42 299 SH   SOLE   299 0 0
OTIS OTIS Worldwide Corp-Wi 68902V107   2 23 SH   SOLE   23 0 0
694,308,503 Pacific Gas & Electric Co 694308503   13 700 SH   SOLE   700 0 0
PANW Palo Alto Networks Inc 697435105   1,438 4,242 SH   SOLE   4,242 0 0
BAA-PKI PARKLAND CORP CONV TO 714046109   2 100 SH   SOLE   100 0 0
PAYX Paychex Inc. 704326107   34 289 SH   SOLE   289 0 0
PYPL PayPal Holdings Inc 70450Y103   81 1,400 SH   SOLE   1,400 0 0
PDD PDD Holdings Inc ADR 722304102   1 10 SH   SOLE   10 0 0
PEP PepsiCo 713448108   78 477 SH   SOLE   477 0 0
PFE Pfizer 717081103   12 455 SH   SOLE   455 0 0
PM Philip Morris 718172109   23 235 SH   SOLE   235 0 0
BOND PIMCO Total Return (ETF) 72201R775   76 839 SH   SOLE   839 0 0
QQQ PowerShares QQQ Trust (ETF) 46090E103   30 63 SH   SOLE   63 0 0
SPLV PowerShares S&P 500 Low Volatility ETF 46138E354   20 321 SH   SOLE   321 0 0
PPG PPG Industries 693506107   2 18 SH   SOLE   18 0 0
PG Procter & Gamble 742718109   55 337 SH   SOLE   337 0 0
PRU Prudential Finc'l Inc. 744320102   9 78 SH   SOLE   78 0 0
QCOM QUALCOMM Inc 747525103   13 68 SH   SOLE   68 0 0
QTRX Quanterix Corp 74766Q101   4 362 SH   SOLE   362 0 0
RTX Raytheon Technologies Ord 75513E101   4 47 SH   SOLE   47 0 0
REGN Regeneron Pharmaceuticals Inc 75886F107   105 100 SH   SOLE   100 0 0
RH RH Com 74967X103   26 109 SH   SOLE   109 0 0
RBLX Roblox Corp 771049103   29 792 SH   SOLE   792 0 0
RMTI Rockwell Medical Inc 774374300   0 226 SH   SOLE   226 0 0
ROST Ross Stores Inc 778296103   16 114 SH   SOLE   114 0 0
RY Royal Bank of Canada 780087102   45 425 SH   SOLE   425 0 0
RSP Ryd. S&P 500 Eq. Wt. 46137V357   25 153 SH   SOLE   153 0 0
CRM Salesforce Inc 79466L302   80 314 SH   SOLE   314 0 0
SNVP Savoy Energy Corp (NV) 80534P200   0 50,000 SH   SOLE   50,000 0 0
SLB Schlumberger Ltd 806857108   16 346 SH   SOLE   346 0 0
SCHI SCHWAB 5 10 YEAR CORP BOND ETF 808524698   417 9,464 SH   SOLE   9,464 0 0
SCHF Schwab Int'l Equity 808524805   140 3,658 SH   SOLE   3,658 0 0
SCHB Schwab U.S. Broad Market 808524102   22,599 359,457 SH   SOLE   359,457 0 0
SCHA Schwab U.S. Small Idx. 808524607   2 46 SH   SOLE   46 0 0
SCHZ Schwab US Aggregate Bond ETF 808524839   3 70 SH   SOLE   70 0 0
SCHX Schwab US Large-Cap ETF 808524201   4 74 SH   SOLE   74 0 0
SCHG Schwab US Large-Cap Growth 808524300   622 6,171 SH   SOLE   6,171 0 0
SE Sea Limited 81141R100   4 69 SH   SOLE   69 0 0
NOW ServiceNow Inc 81762P102   3 5 SH   SOLE   5 0 0
SHOP SHOPIFY INC A 82509L107   13 210 SH   SOLE   210 0 0
SITE Siteone Landscape Supply Inc com 82982L103   48 400 SH   SOLE   400 0 0
SOLV Solventum Corp Com Shs 83444M101   2 48 SH   SOLE   48 0 0
SONY Sony Group Corp 835699307   40 479 SH   SOLE   479 0 0
808CNT018 SORRENTO THERAPEUTICSXPNPARENT # 69 (NV) 808CNT018   2 1,479 SH   SOLE   1,479 0 0
BILS SPDR BLOOMBERG 3-12M T-BILL 78468R523   119 1,207 SH   SOLE   1,207 0 0
BIL SPDR Blmbg 1-3 Mth T-Bill ETF 78468R663   89 973 SH   SOLE   973 0 0
TOTL SPDR DoubleLine Total Return Tact ETF 78467V848   33 839 SH   SOLE   839 0 0
SPOT SPOTIFY TECHNOLOGY SA L8681T102   12 41 SH   SOLE   41 0 0
SBUX Starbucks Corp 855244109   15 201 SH   SOLE   201 0 0
SFIX STITCH FIX INC CLASS A 860897107   0 59 SH   SOLE   59 0 0
SYK Stryker Corp. 863667101   33 98 SH   SOLE   98 0 0
SYY Sysco Corporation 871829107   6 98 SH   SOLE   98 0 0
TGT Target Corporation 87612E106   44 297 SH   SOLE   297 0 0
XLK Technology Select Sector SPDR (ETF) 81369Y803   144 639 SH   SOLE   639 0 0
TSLA Tesla Motors Inc 88160R101   28 142 SH   SOLE   142 0 0
TXN Texas Instruments 882508104   24 127 SH   SOLE   127 0 0
KO The Coca-Cola Company 191216100   8 127 SH   SOLE   127 0 0
COO The Cooper Companies Inc 216648501   9 104 SH   SOLE   104 0 0
TRV The Travelers Companies 89417E109   12 60 SH   SOLE   60 0 0
TJX TJX Companies Inc 872540109   55 505 SH   SOLE   505 0 0
TTC Toro Co 891092108   16 180 SH   SOLE   180 0 0
TD Toronto Dominion Bank 891160509   32 600 SH   SOLE   600 0 0
TSCO Tractor Supply Co 892356106   67 251 SH   SOLE   251 0 0
ULTA Ulta Salon Cosmetics & Fragrance Inc 90384S303   3 10 SH   SOLE   10 0 0
UPS United Parcel Service 911312106   1 10 SH   SOLE   10 0 0
URI United Rentals Inc 911363109   314 486 SH   SOLE   486 0 0
UNH Unitedhealth Group 91324P102   61 121 SH   SOLE   121 0 0
MLN VanEck Long Muni ETF 92189F536   7,629 427,210 SH   SOLE   427,210 0 0
MOAT VanEck Morningstar Wide Moat ETF 92189F643   11,238 129,762 SH   SOLE   129,762 0 0
VOO Vanguard 500 ETF 922908363   17,242 34,475 SH   SOLE   34,475 0 0
VIG Vanguard Dividend Appreciation (ETF) 921908844   6,160 33,745 SH   SOLE   33,745 0 0
VSGX Vanguard ESG International Stock ETF 921910725   5,912 103,237 SH   SOLE   103,237 0 0
VUG Vanguard Growth ETF 922908736   8,893 23,779 SH   SOLE   23,779 0 0
VYM Vanguard High Dividend Yield ETF 921946406   11 94 SH   SOLE   94 0 0
VCIT Vanguard Intermediate-Term Corporate Bond (ETF) 92206C870   91 1,147 SH   SOLE   1,147 0 0
MGK Vanguard Mega Cap Growth ETF 921910816   13 42 SH   SOLE   42 0 0
MGV Vanguard Mega Cap Value ETF 921910840   1,742 14,700 SH   SOLE   14,700 0 0
VTEB Vanguard Tax-Exempt Bond ETF 922907746   2,913 58,136 SH   SOLE   58,136 0 0
BND Vanguard Total Bond Market Index 921937835   388 5,395 SH   SOLE   5,395 0 0
VTC Vanguard Total Corporate Bond ETF 92206C573   18 247 SH   SOLE   247 0 0
BNDX Vanguard Total International Bond ETF 92203J407   118 2,432 SH   SOLE   2,432 0 0
VXUS Vanguard Total International Stock ETF 921909768   45 753 SH   SOLE   753 0 0
VTI Vanguard Total Stock Market (ETF) 922908769   22,675 84,765 SH   SOLE   84,765 0 0
VLTO VERALTO ORD WI 92338C103   8 85 SH   SOLE   85 0 0
VZ Verizon Communications 92343V104   36 887 SH   SOLE   887 0 0
VRTX Vertex Pharmaceuticals Inc 92532F100   2 5 SH   SOLE   5 0 0
V Visa 92826C839   59 225 SH   SOLE   225 0 0
WMT Wal-Mart Stores Inc. 931142103   46 687 SH   SOLE   687 0 0
WST West Pharmaceutical Services Inc 955306105   59 180 SH   SOLE   180 0 0
NTSX WisdomTree U.S. Efficient Core Fund 97717Y790   287 6,558 SH   SOLE   6,558 0 0
XYL XYLEM INC 98419M100   22 165 SH   SOLE   165 0 0
ZS Zscaler Inc 98980G102   1 8 SH   SOLE   8 0 0