The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 236 1,472 SH   SOLE   0 0 1,472
ABBVIE INC COM 00287Y109 1,482 16,923 SH   SOLE   0 0 16,923
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,641 7,262 SH   SOLE   0 0 7,262
ADVANCED MICRO DEVICES INC COM 007903107 290 3,533 SH   SOLE   0 0 3,533
ALIGN TECHNOLOGY INC COM 016255101 1,692 5,170 SH   SOLE   0 0 5,170
AMAZON COM INC COM 023135106 346 110 SH   SOLE   0 0 110
AMER STATES WTR CO COM 029899101 456 6,082 SH   SOLE   0 0 6,082
APPLE INC COM 037833100 2,794 24,129 SH   SOLE   0 0 24,129
AT&T INC COM 00206R102 378 13,242 SH   SOLE   0 0 13,242
AUTODESK INC COM 052769106 1,633 7,071 SH   SOLE   0 0 7,071
AUTOMATIC DATA PROCESSING IN COM 053015103 248 1,776 SH   SOLE   0 0 1,776
BAXTER INTL INC COM 071813109 398 4,953 SH   SOLE   0 0 4,953
BEST BUY INC COM 086516101 272 2,447 SH   SOLE   0 0 2,447
BOEING CO COM 097023105 215 1,302 SH   SOLE   0 0 1,302
BRISTOL-MYERS SQUIBB CO COM 110122108 292 4,843 SH   SOLE   0 0 4,843
CHEVRON CORP NEW COM 166764100 793 11,007 SH   SOLE   0 0 11,007
CISCO SYS INC COM 17275R102 571 14,504 SH   SOLE   0 0 14,504
CITRIX SYS INC COM 177376100 1,630 11,834 SH   SOLE   0 0 11,834
CUMMINS INC COM 231021106 638 3,021 SH   SOLE   0 0 3,021
CVB FINL CORP COM 126600105 457 27,509 SH   SOLE   0 0 27,509
DENISON MINES CORP COM 248356107 7 17,425 SH   SOLE   0 0 17,425
EATON CORP PLC SHS G29183103 490 4,804 SH   SOLE   0 0 4,804
EDISON INTL COM 281020107 397 7,800 SH   SOLE   0 0 7,800
EDWARDS LIFESCIENCES CORP COM 28176E108 992 12,431 SH   SOLE   0 0 12,431
EMERSON ELEC CO COM 291011104 569 8,676 SH   SOLE   0 0 8,676
EXXON MOBIL CORP COM 30231G102 237 6,917 SH   SOLE   0 0 6,917
F5 NETWORKS INC COM 315616102 1,445 11,770 SH   SOLE   0 0 11,770
FASTENAL CO COM 311900104 400 8,882 SH   SOLE   0 0 8,882
FORD MTR CO DEL COM 345370860 180 26,966 SH   SOLE   0 0 26,966
FORTINET INC COM 34959E109 1,544 13,106 SH   SOLE   0 0 13,106
FORUM ENERGY TECHNOLOGIES IN NOTE 9.000% 8/0 34984VAC4 6 10,000 PRN   SOLE   0 0 10,000
GENERAL DYNAMICS CORP COM 369550108 256 1,847 SH   SOLE   0 0 1,847
GENERAL MLS INC COM 370334104 202 3,271 SH   SOLE   0 0 3,271
GILEAD SCIENCES INC COM 375558103 10,551 166,976 SH   SOLE   0 0 166,976
HOME DEPOT INC COM 437076102 306 1,103 SH   SOLE   0 0 1,103
HONEYWELL INTL INC COM 438516106 866 5,259 SH   SOLE   0 0 5,259
HP INC COM 40434L105 1,577 83,069 SH   SOLE   0 0 83,069
INTEL CORP COM 458140100 281 5,419 SH   SOLE   0 0 5,419
INTERNATIONAL BUSINESS MACHS COM 459200101 488 4,007 SH   SOLE   0 0 4,007
INTERPUBLIC GROUP COS INC COM 460690100 171 10,267 SH   SOLE   0 0 10,267
INTUIT COM 461202103 1,804 5,529 SH   SOLE   0 0 5,529
INVESCO EXCHANGE TRADED FD T FINL PFD ETF 46137V621 377 20,124 SH   SOLE   0 0 20,124
ISHARES INC CORE MSCI EMKT 46434G103 1,928 36,516 SH   SOLE   0 0 36,516
ISHARES TR S&P 500 VAL ETF 464287408 5,568 49,512 SH   SOLE   0 0 49,512
ISHARES TR IBOXX HI YD ETF 464288513 6,918 82,450 SH   SOLE   0 0 82,450
ISHARES TR MSCI EAFE ETF 464287465 4,304 67,616 SH   SOLE   0 0 67,616
ISHARES TR CORE US AGGBD ET 464287226 2,167 18,355 SH   SOLE   0 0 18,355
ISHARES TR CORE 1 5 YR USD 46432F859 215 4,178 SH   SOLE   0 0 4,178
ISHARES TR CORE S&P SCP ETF 464287804 769 10,951 SH   SOLE   0 0 10,951
ISHARES TR S&P 500 GRWT ETF 464287309 2,852 12,341 SH   SOLE   0 0 12,341
ISHARES TR CORE HIGH DV ETF 46429B663 1,333 16,561 SH   SOLE   0 0 16,561
ISHARES TR JPMORGAN USD EMG 464288281 5,392 48,623 SH   SOLE   0 0 48,623
ISHARES TR CORE MSCI INTL 46435G326 3,613 66,953 SH   SOLE   0 0 66,953
ISHARES TR CORE S&P500 ETF 464287200 379 1,129 SH   SOLE   0 0 1,129
ISHARES TR MSCI EMG MKT ETF 464287234 2,413 54,732 SH   SOLE   0 0 54,732
ISHARES TR SP SMCP600VL ETF 464287879 4,512 36,859 SH   SOLE   0 0 36,859
JOHNSON & JOHNSON COM 478160104 391 2,624 SH   SOLE   0 0 2,624
JPMORGAN CHASE & CO COM 46625H100 208 2,164 SH   SOLE   0 0 2,164
LEGGETT & PLATT INC COM 524660107 372 9,025 SH   SOLE   0 0 9,025
LOCKHEED MARTIN CORP COM 539830109 387 1,010 SH   SOLE   0 0 1,010
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 235 3,337 SH   SOLE   0 0 3,337
MASCO CORP COM 574599106 854 15,497 SH   SOLE   0 0 15,497
MASTERCARD INCORPORATED CL A 57636Q104 1,811 5,354 SH   SOLE   0 0 5,354
MAXIM INTEGRATED PRODS INC COM 57772K101 363 5,373 SH   SOLE   0 0 5,373
MCDONALDS CORP COM 580135101 317 1,442 SH   SOLE   0 0 1,442
MERCK & CO. INC COM 58933Y105 450 5,420 SH   SOLE   0 0 5,420
METLIFE INC COM 59156R108 431 11,594 SH   SOLE   0 0 11,594
MICROSOFT CORP COM 594918104 605 2,878 SH   SOLE   0 0 2,878
NETAPP INC COM 64110D104 1,413 32,221 SH   SOLE   0 0 32,221
NVIDIA CORPORATION COM 67066G104 343 633 SH   SOLE   0 0 633
PACKAGING CORP AMER COM 695156109 360 3,301 SH   SOLE   0 0 3,301
PAYCHEX INC COM 704326107 464 5,816 SH   SOLE   0 0 5,816
PRICE T ROWE GROUP INC COM 74144T108 333 2,595 SH   SOLE   0 0 2,595
PROCTER AND GAMBLE CO COM 742718109 757 5,443 SH   SOLE   0 0 5,443
PROSHARES TR SHORT S&P 500 NE 74347B425 1,264 62,228 SH   SOLE   0 0 62,228
PRUDENTIAL FINL INC COM 744320102 386 6,080 SH   SOLE   0 0 6,080
R1 RCM INC COM 749397105 177 10,301 SH   SOLE   0 0 10,301
RAYTHEON TECHNOLOGIES CORP COM 75513E101 845 14,691 SH   SOLE   0 0 14,691
ROBERT HALF INTL INC COM 770323103 1,485 28,042 SH   SOLE   0 0 28,042
ROCKWELL AUTOMATION INC COM 773903109 1,610 7,297 SH   SOLE   0 0 7,297
SALESFORCE COM INC COM 79466L302 233 929 SH   SOLE   0 0 929
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 10,684 92,770 SH   SOLE   0 0 92,770
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 4,741 90,837 SH   SOLE   0 0 90,837
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,994 5,953 SH   SOLE   0 0 5,953
SPDR SER TR BLOOMBERG BRCLYS 78468R622 580 5,561 SH   SOLE   0 0 5,561
SPDR SER TR S&P 600 SMCP VAL 78464A300 643 12,831 SH   SOLE   0 0 12,831
SPDR SER TR S&P 600 SMCP GRW 78464A201 876 14,844 SH   SOLE   0 0 14,844
STARBUCKS CORP COM 855244109 1,903 22,146 SH   SOLE   0 0 22,146
TAKE-TWO INTERACTIVE SOFTWAR COM 874054109 1,730 10,469 SH   SOLE   0 0 10,469
TESLA INC COM 88160R101 350 816 SH   SOLE   0 0 816
TEXAS INSTRS INC COM 882508104 2,193 15,359 SH   SOLE   0 0 15,359
UNITEDHEALTH GROUP INC COM 91324P102 693 2,224 SH   SOLE   0 0 2,224
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 38,717 438,865 SH   SOLE   0 0 438,865
VANGUARD BD INDEX FDS LONG TERM BOND 921937793 3,361 30,050 SH   SOLE   0 0 30,050
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 6,746 115,946 SH   SOLE   0 0 115,946
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 3,105 39,319 SH   SOLE   0 0 39,319
VANGUARD INDEX FDS TOTAL STK MKT 922908769 277 1,624 SH   SOLE   0 0 1,624
VANGUARD INDEX FDS SM CP VAL ETF 922908611 616 5,569 SH   SOLE   0 0 5,569
VANGUARD INDEX FDS VALUE ETF 922908744 27,797 265,979 SH   SOLE   0 0 265,979
VANGUARD INDEX FDS GROWTH ETF 922908736 17,421 76,540 SH   SOLE   0 0 76,540
VANGUARD INDEX FDS SML CP GRW ETF 922908595 2,078 9,670 SH   SOLE   0 0 9,670
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 10,328 238,851 SH   SOLE   0 0 238,851
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 229 4,206 SH   SOLE   0 0 4,206
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 323 2,672 SH   SOLE   0 0 2,672
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813 493 4,612 SH   SOLE   0 0 4,612
VANGUARD STAR FDS VG TL INTL STK F 921909768 4,348 83,338 SH   SOLE   0 0 83,338
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 12,891 315,176 SH   SOLE   0 0 315,176
VERISIGN INC COM 92343E102 1,640 8,008 SH   SOLE   0 0 8,008
WALMART INC COM 931142103 362 2,587 SH   SOLE   0 0 2,587
XEROX HOLDINGS CORP COM NEW 98421M106 205 10,938 SH   SOLE   0 0 10,938