The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES FLOATING RATE BOND ETF Equity 46429B655 5,722 112,350 SH   SOLE   112,350 0 0
ISHARES JPMORGAN USD MTSBOND ETF Equity 464288281 4,657 41,275 SH   SOLE   41,275 0 0
RUSSELL MID CAP VALUE ETF Equity 464287473 4,155 48,072 SH   SOLE   48,072 0 0
JPMORGAN CHASE & CO Equity 46625H100 4,001 36,382 SH   SOLE   36,382 0 0
APPLE INC Equity 037833100 3,915 23,333 SH   SOLE   23,333 0 0
MICROSOFT CORP Equity 594918104 3,835 42,013 SH   SOLE   42,013 0 0
INTEL CORP Equity 458140100 3,539 67,960 SH   SOLE   67,960 0 0
BOEING CO Equity 097023105 3,277 9,994 SH   SOLE   9,994 0 0
SCHWAB INTERNATIONAL EQUITY ETF Equity 808524805 3,254 96,534 SH   SOLE   96,534 0 0
SCHWAB EMERGING MARKETS EQUITY ETF Equity 808524706 3,218 112,138 SH   SOLE   112,138 0 0
SPDR S&P 500 ETF Equity 78462F103 3,164 12,025 SH   SOLE   12,025 0 0
CISCO SYSTEMS INC Equity 17275R102 3,018 70,371 SH   SOLE   70,371 0 0
JOHNSON & JOHNSON Equity 478160104 2,968 23,160 SH   SOLE   23,160 0 0
ALPHABET INC. CLASS C Equity 02079K107 2,636 2,555 SH   SOLE   2,555 0 0
ISHARES U.S. PREFERRED STOCK ETF Equity 464288687 2,533 67,441 SH   SOLE   67,441 0 0
SCHWAB US LARGE CAP ETF Equity 808524201 2,491 39,484 SH   SOLE   39,484 0 0
CATERPILLAR INC Equity 149123101 2,468 16,749 SH   SOLE   16,749 0 0
MC DONALDS CORP Equity 580135101 2,427 15,518 SH   SOLE   15,518 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF Equity 921943858 2,354 53,205 SH   SOLE   53,205 0 0
SPDR BLMBRG BRCLY SHORT TERM HGH ETF Equity 78468R408 2,218 81,026 SH   SOLE   81,026 0 0
PROCTER & GAMBLE Equity 742718109 2,201 27,759 SH   SOLE   27,759 0 0
AMGEN INCORPORATED Equity 031162100 2,096 12,293 SH   SOLE   12,293 0 0
EMERSON ELECTRIC CO Equity 291011104 2,055 30,085 SH   SOLE   30,085 0 0
HOME DEPOT INC Equity 437076102 1,974 11,077 SH   SOLE   11,077 0 0
PAYPAL HOLDINGS INCO Equity 70450Y103 1,971 25,985 SH   SOLE   25,985 0 0
CHARLES SCHWAB CORP Equity 808513105 1,960 37,527 SH   SOLE   37,527 0 0
PFIZER INCORPORATED Equity 717081103 1,944 54,787 SH   SOLE   54,787 0 0
CITIGROUP INC Equity 172967424 1,932 28,619 SH   SOLE   28,619 0 0
COCA COLA COMPANY Equity 191216100 1,778 40,930 SH   SOLE   40,930 0 0
RUSSELL MID CAP GROWTH ETF Equity 464287481 1,753 14,260 SH   SOLE   14,260 0 0
NIKE INC CLASS B Equity 654106103 1,736 26,128 SH   SOLE   26,128 0 0
ORACLE CORPORATION Equity 68389X105 1,664 36,370 SH   SOLE   36,370 0 0
GENERAL ELECTRIC CO Equity 369604103 1,613 119,692 SH   SOLE   119,692 0 0
SCHWAB US SMALL CAP ETF Equity 808524607 1,552 22,450 SH   SOLE   22,450 0 0
GILEAD SCIENCES INC Equity 375558103 1,543 20,465 SH   SOLE   20,465 0 0
SPDR S&P MIDCAP 400 ETF Equity 78467Y107 1,537 4,497 SH   SOLE   4,497 0 0
FORD MOTOR COMPANY Equity 345370860 1,529 137,991 SH   SOLE   137,991 0 0
DIAGEO PLC ADR Equity G42089113 1,528 11,285 SH   SOLE   11,285 0 0
SCHWAB US BROAD MARKET ETF Equity 808524102 1,493 23,412 SH   SOLE   23,412 0 0
REALTY INCM CORP REIT Equity 756109104 1,490 28,795 SH   SOLE   28,795 0 0
BLACKROCK INC Equity 09247X101 1,474 2,721 SH   SOLE   2,721 0 0
ISHARES S&P 100 ETF Equity 464287101 1,471 12,680 SH   SOLE   12,680 0 0
ALPS ALERIAN MLP ETF Equity 00162Q866 1,448 154,550 SH   SOLE   154,550 0 0
VERIZON COMMUNICATN Equity 92343V104 1,444 30,206 SH   SOLE   30,206 0 0
VANGUARD VALUE ETF Equity 922908744 1,408 13,650 SH   SOLE   13,650 0 0
CVS HEALTH CORP Equity 126650100 1,394 22,405 SH   SOLE   22,405 0 0
BECTON DICKINSON&CO Equity 075887109 1,350 6,230 SH   SOLE   6,230 0 0
EXELON CORPORATION Equity 30161N101 1,319 33,800 SH   SOLE   33,800 0 0
VANGUARD FTSE EMERGING MARKETS ETF Equity 922042858 1,301 27,686 SH   SOLE   27,686 0 0
A T & T INC Equity 00206R102 1,298 36,410 SH   SOLE   36,410 0 0
EXXON MOBIL CORP Equity 30231G102 1,191 15,962 SH   SOLE   15,962 0 0
ISHARES INTERNATIONAL PREFERRED ETF Equity 46429B135 1,184 65,500 SH   SOLE   65,500 0 0
ISHARES INTERNATIONAL SEL DIV ETF Equity 464288448 1,179 35,713 SH   SOLE   35,713 0 0
HCP INC REIT Equity 40414L109 1,169 50,315 SH   SOLE   50,315 0 0
ISHARES 1-3 YEAR CREDIT BOND ETF Equity 464288646 1,155 11,125 SH   SOLE   11,125 0 0
MERCK & CO INC Equity 58933Y105 1,123 20,623 SH   SOLE   20,623 0 0
IBM CORP Equity 459200101 1,109 7,226 SH   SOLE   7,226 0 0
VISA INC CLASS A Equity 92826C839 1,090 9,109 SH   SOLE   9,109 0 0
ISHARES CORE S&P SMALL CAP ETF Equity 464287804 1,068 13,870 SH   SOLE   13,870 0 0
EATON VANCE SENIOR FLOAT Equity 27828Q105 997 67,475 SH   SOLE   67,475 0 0
NUTRIEN Equity 67077M108 994 21,042 SH   SOLE   21,042 0 0
EBAY INC Equity 278642103 952 23,660 SH   SOLE   23,660 0 0
TERADYNE INCORPORATE Equity 880770102 928 20,300 SH   SOLE   20,300 0 0
ALPHABET INC. CLASS A Equity 02079K305 900 868 SH   SOLE   868 0 0
VANGUARD SMALL CAP ETF Equity 922908751 859 5,850 SH   SOLE   5,850 0 0
VANGUARD DIVIDEND APPRECIATION ETF Equity 921908844 859 8,500 SH   SOLE   8,500 0 0
MYRIAD GENETICS INC Equity 62855J104 858 29,025 SH   SOLE   29,025 0 0
WAL-MART STORES INC Equity 931142103 846 9,510 SH   SOLE   9,510 0 0
VANGUARD SHORT TERM CORP BOND ETF Equity 92206C409 835 10,650 SH   SOLE   10,650 0 0
CHARLES SCHWAB US MID CAP ETF Equity 808524508 819 15,490 SH   SOLE   15,490 0 0
ALIBABA GROUP HLDG FADR Equity 01609W102 807 4,396 SH   SOLE   4,396 0 0
BERKSHIRE HATHAWAY CLASS B Equity 084670702 791 3,964 SH   SOLE   3,964 0 0
SPDR BLMBRG BRCLY HIGH YIELD BND ETF Equity 78464A417 778 21,690 SH   SOLE   21,690 0 0
CONOCOPHILLIPS Equity 20825C104 775 13,072 SH   SOLE   13,072 0 0
ISHARES IBOXX HIGH YIELDBOND ETF Equity 464288513 763 8,912 SH   SOLE   8,912 0 0
FEDEX CORPORATION Equity 31428X106 748 3,115 SH   SOLE   3,115 0 0
GOLDMAN SACHS GROUP Equity 38141G104 735 2,919 SH   SOLE   2,919 0 0
ISHARES IBOXX INVT GRADEBOND ETF Equity 464287242 731 6,229 SH   SOLE   6,229 0 0
NUVEEN MICHIGAN QUALITY Equity 670979103 727 57,352 SH   SOLE   57,352 0 0
MERIDIAN BIOSCIENCE Equity 589584101 724 51,000 SH   SOLE   51,000 0 0
LOWES COMPANIES INC Equity 548661107 708 8,070 SH   SOLE   8,070 0 0
ISHARES TIPS BOND ETF Equity 464287176 691 6,110 SH   SOLE   6,110 0 0
ISHARES SELECT DIVIDEND ETF Equity 464287168 687 7,219 SH   SOLE   7,219 0 0
HONEYWELL INTL INC Equity 438516106 658 4,550 SH   SOLE   4,550 0 0
ISHARES MSCI EAFE ETF Equity 464287465 617 8,852 SH   SOLE   8,852 0 0
ISHARES MBS ETF Equity 464288588 581 5,550 SH   SOLE   5,550 0 0
HALLIBURTON CO HLDG Equity 406216101 573 12,215 SH   SOLE   12,215 0 0
LOCKHEED MARTIN CORP Equity 539830109 573 1,695 SH   SOLE   1,695 0 0
SELECT SECTOR UTI SELECTSPDR ETF Equity 81369Y886 567 11,230 SH   SOLE   11,230 0 0
VANGUARD MID CAP ETF Equity 922908629 567 3,675 SH   SOLE   3,675 0 0
ISHARES CORE S&P 500 ETF Equity 464287200 560 2,111 SH   SOLE   2,111 0 0
NOVARTIS AG FADR Equity 66987V109 548 6,775 SH   SOLE   6,775 0 0
STRYKER CORP Equity 863667101 536 3,330 SH   SOLE   3,330 0 0
WALGREENS BOOTS ALLIANCE Equity 931427108 492 7,515 SH   SOLE   7,515 0 0
CHEVRON CORPORATION Equity 166764100 462 4,048 SH   SOLE   4,048 0 0
PHILIP MORRIS INTL Equity 718172109 460 4,629 SH   SOLE   4,629 0 0
WELLS FARGO BK N A Equity 949746101 422 8,058 SH   SOLE   8,058 0 0
BANK OF AMERICA CORP Equity 060505104 411 13,698 SH   SOLE   13,698 0 0
ALTRIA GROUP INC Equity 02209S103 393 6,312 SH   SOLE   6,312 0 0
MONSANTO CO Equity 61166W101 376 3,225 SH   SOLE   3,225 0 0
PHILLIPS 66 Equity 718546104 362 3,772 SH   SOLE   3,772 0 0
UNDER ARMOUR CLASS C Equity 904311206 360 25,100 SH   SOLE   25,100 0 0
ISHARES US REGIONAL BANKS ETF Equity 464288778 322 6,400 SH   SOLE   6,400 0 0
PEMBINA PIPELINE CO F Equity 706327103 311 9,962 SH   SOLE   9,962 0 0
HUNTINGTON BANCSHS Equity 446150104 311 20,581 SH   SOLE   20,581 0 0
POWERSHARES PREFERRED PORTFOLIO ETF Equity 73936T565 309 21,160 SH   SOLE   21,160 0 0
KINDER MORGAN INC Equity 49456B101 299 19,881 SH   SOLE   19,881 0 0
WALT DISNEY CO Equity 254687106 276 2,749 SH   SOLE   2,749 0 0
QUALCOMM INC Equity 747525103 272 4,916 SH   SOLE   4,916 0 0
MARRIOTT INTL INC CLASS A Equity 571903202 272 2,000 SH   SOLE   2,000 0 0
BP PLC FUNSPONSORED ADR Equity 055622104 270 6,666 SH   SOLE   6,666 0 0
ISHARES HIGH YIELD CORPORATE BOND ETF Equity 46434V407 264 5,650 SH   SOLE   5,650 0 0
CLIFFS NATURAL RES Equity 18383K101 248 35,700 SH   SOLE   35,700 0 0
GENERAL MOTORS CO Equity 37045V100 247 6,795 SH   SOLE   6,795 0 0
SPDR MSCI ACWI EX-US ETF Equity 78463X848 243 6,250 SH   SOLE   6,250 0 0
PEPSICO INCORPORATED Equity 713448108 235 2,149 SH   SOLE   2,149 0 0
SPDR S&P REGIONAL BANKING ETF Equity 78464A698 207 3,425 SH   SOLE   3,425 0 0
AMAZON Equity 023135106 195 135 SH   SOLE   135 0 0
VANGUARD INTL DIVIDEND APRECTN ETF Equity 921946810 193 3,000 SH   SOLE   3,000 0 0
KRAFT HEINZ COMPANY Equity 500754106 192 3,076 SH   SOLE   3,076 0 0
BLACKROCK MUNIASSETS CF Equity 09254J102 192 14,200 SH   SOLE   14,200 0 0
ILLINOIS TOOL WORKS Equity 452308109 191 1,222 SH   SOLE   1,222 0 0
POWERSHARES QQQ TRUST SRS 1 ETF IV Equity 73935A104 185 1,158 SH   SOLE   1,158 0 0
ENERPLUS CORP F Equity 29274D604 184 16,350 SH   SOLE   16,350 0 0
MEDTRONIC PLC F Equity G5960L103 179 2,226 SH   SOLE   2,226 0 0
SELECT FINANCIAL SPDR ETF Equity 81369Y605 172 6,225 SH   SOLE   6,225 0 0
SANOFI SPOND FUNSPONSORED ADR Equity 590328100 168 4,200 SH   SOLE   4,200 0 0
VALEANT PHARMA INTL F Equity 91911K102 167 10,500 SH   SOLE   10,500 0 0
ENERGY SELECT SECTOR SPDR ETF Equity 81369Y506 165 2,450 SH   SOLE   2,450 0 0
CUMMINS INC Equity 231021106 162 1,000 SH   SOLE   1,000 0 0
VANGUARD TOTAL BOND MKT ETF Equity 921937835 157 1,958 SH   SOLE   1,958 0 0
BLACKROCK MUNIY MICHIGAN Equity 09254V105 154 11,550 SH   SOLE   11,550 0 0
ELI LILLY & COMPANY Equity 532457108 143 1,850 SH   SOLE   1,850 0 0
POWERSHARES BUILD AMERICA ETF Equity 73937B407 136 4,500 SH   SOLE   4,500 0 0
NOKIA CORP SPON FUNSPONSORED ADR Equity 654902204 136 24,775 SH   SOLE   24,775 0 0
VANGUARD LARGE CAP ETF Equity 922908637 133 1,100 SH   SOLE   1,100 0 0
ISHARES CORE US AGGREGATE BOND ETF Equity 464287226 131 1,225 SH   SOLE   1,225 0 0
MONDELEZ INTL CLASS A Equity 609207105 125 2,995 SH   SOLE   2,995 0 0
BLACKROCK MUNIHOLDINGS I Equity 09253P109 120 8,600 SH   SOLE   8,600 0 0
ISHARES US HEALTHCARE ETF Equity 464287762 112 650 SH   SOLE   650 0 0
DTE ENERGY COMPANY Equity 233331107 110 1,053 SH   SOLE   1,053 0 0
SPDRS DOW JONES INDUSTRIAL Equity 78467X109 109 450 SH   SOLE   450 0 0
ISHARES US FINANCIAL ETF Equity 464287770 106 812 SH   SOLE   812 0 0
ISHARES RUSSELL 2000 ETF Equity 464287655 106 700 SH   SOLE   700 0 0
APPLIED MATERIALS Equity 038222105 105 1,895 SH   SOLE   1,895 0 0
ENBRIDGE INC. Equity 29250N105 104 3,308 SH   SOLE   3,308 0 0
ISHARES CORE S&P MID CAP ETF Equity 464287507 104 555 SH   SOLE   555 0 0
ISHARES EMERGING MARKET ETF Equity 464287234 101 2,100 SH   SOLE   2,100 0 0