The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO. COM 88579Y101   1,386,616 13,569 SH   SOLE   0 0 13,569
ABBOTT LABORATORIES COM 002824100   10,514,445 101,188 SH   SOLE   0 0 101,188
ABBVIE INC COM 00287Y109   2,547,415 14,852 SH   SOLE   0 0 14,852
ADOBE SYSTEMS INCORPORATED COM 00724F101   8,231,436 14,817 SH   SOLE   0 0 14,817
AFLAC INCORPORATED COM 001055102   272,396 3,050 SH   SOLE   0 0 3,050
AIR PRODUCTS & CHEMICALS COM 009158106   425,266 1,648 SH   SOLE   0 0 1,648
ALLSTATE CORPORATION COM 020002101   783,611 4,908 SH   SOLE   0 0 4,908
ALPHABET INC NON-VOTING CL C COM 02079K107   23,469,506 127,955 SH   SOLE   0 0 127,955
ALPHABET INC VOTING CL A COM 02079K305   2,174,871 11,940 SH   SOLE   0 0 11,940
AMAZON.COM INC COM 023135106   20,905,785 108,180 SH   SOLE   0 0 108,180
AMERICAN ELECTRIC POWER COM 025537101   262,606 2,993 SH   SOLE   0 0 2,993
AMERICAN EXPRESS INC COM 025816109   6,295,845 27,190 SH   SOLE   0 0 27,190
AMGEN INC COM 031162100   1,592,870 5,098 SH   SOLE   0 0 5,098
APPLE INC COM 037833100   36,842,072 174,922 SH   SOLE   0 0 174,922
ARCHER DANIELS MIDLAND CO COM 039483102   980,983 16,228 SH   SOLE   0 0 16,228
AT&T CORP NEW COM 00206R102   399,074 20,883 SH   SOLE   0 0 20,883
ATMOS ENERGY CORP COM 049560105   2,941,330 25,215 SH   SOLE   0 0 25,215
BALL CORP COM 058498106   530,637 8,841 SH   SOLE   0 0 8,841
BANK OF AMERICA COM 060505104   1,631,445 41,022 SH   SOLE   0 0 41,022
BANK OF NEW YORK MELLON CORP COM 064058100   723,890 12,087 SH   SOLE   0 0 12,087
BECTON DICKINSON COM 075887109   9,703,873 41,521 SH   SOLE   0 0 41,521
BERKSHIRE HATHAWAY INC DEL CLA COM 084670108   2,448,964 4 SH   SOLE   0 0 4
BERKSHIRE HATHAWAY INC DEL CLA COM 084670702   3,833,276 9,423 SH   SOLE   0 0 9,423
BOEING COM 097023105   369,844 2,032 SH   SOLE   0 0 2,032
BRISTOL-MYERS SQUIBB COMPANY COM 110122108   580,257 13,972 SH   SOLE   0 0 13,972
BURKE HERBERT CORP COM 12135Y108   279,829 5,489 SH   SOLE   0 0 5,489
C S X CORPORATION COM 126408103   821,231 24,551 SH   SOLE   0 0 24,551
CARRIER GLOBAL COM 14448C104   677,038 10,733 SH   SOLE   0 0 10,733
CATERPILLAR INCORPORATED COM 149123101   11,074,909 33,248 SH   SOLE   0 0 33,248
CHEMOURS CO COM 163851108   15,065,272 667,491 SH   SOLE   0 0 667,491
CHEVRON CORP COM 166764100   7,572,605 48,412 SH   SOLE   0 0 48,412
CHIPOTLE MEXICAN GRILL INC COM 169656105   244,335 3,900 SH   SOLE   0 0 3,900
CHURCH & DWIGHT CO INC COM 171340102   14,990,262 144,582 SH   SOLE   0 0 144,582
CIGNA CORP COM 125509109   220,821 668 SH   SOLE   0 0 668
CISCO SYSTEMS INC COM 17275R102   6,307,285 132,757 SH   SOLE   0 0 132,757
COCA-COLA COMPANY COM 191216100   2,305,912 36,228 SH   SOLE   0 0 36,228
COLGATE-PALMOLIVE COMPANY COM 194162103   527,315 5,434 SH   SOLE   0 0 5,434
COMCAST CORP NEW CL A COM 20030N101   263,312 6,724 SH   SOLE   0 0 6,724
CONOCOPHILLIPS COM 20825C104   678,159 5,929 SH   SOLE   0 0 5,929
CORNING INC. COM 219350105   761,460 19,600 SH   SOLE   0 0 19,600
CORTEVA INC COM 22052L104   70,624,451 1,309,315 SH   SOLE   0 0 1,309,315
COSTCO CO INC COM 22160K105   477,694 562 SH   SOLE   0 0 562
CVS CAREMARK CORPORATION COM 126650100   411,176 6,962 SH   SOLE   0 0 6,962
DANAHER CORP COM 235851102   998,401 3,996 SH   SOLE   0 0 3,996
DEERE AND CO. COM 244199105   502,532 1,345 SH   SOLE   0 0 1,345
DENTSPLY SIRONA INC COM 24906P109   298,322 11,976 SH   SOLE   0 0 11,976
DISCOVER FINANCIAL SERVICES COM 254709108   386,151 2,952 SH   SOLE   0 0 2,952
DOMINION RESOURCES INC OF VA COM 25746U109   2,160,802 44,098 SH   SOLE   0 0 44,098
DOVER CORPORATION COM 260003108   434,885 2,410 SH   SOLE   0 0 2,410
DOW CHEMICAL COMPANY (THE) COM 260557103   65,338,025 1,231,631 SH   SOLE   0 0 1,231,631
DTE ENERGY COM 233331107   237,006 2,135 SH   SOLE   0 0 2,135
DU PONT (E.I.) DE NEMOURS & CO COM 263534109   83,195,832 1,033,617 SH   SOLE   0 0 1,033,617
DUKE ENERGY CORP COM 26441C204   1,275,527 12,726 SH   SOLE   0 0 12,726
ELI LILLY & CO COM 532457108   4,681,720 5,171 SH   SOLE   0 0 5,171
ELME COMMUNITIES COM 939653101   251,598 15,794 SH   SOLE   0 0 15,794
EMERSON ELECTRIC CO. COM 291011104   1,528,140 13,872 SH   SOLE   0 0 13,872
ENBRIDGE INC. COM 29250N105   731,426 20,563 SH   SOLE   0 0 20,563
ESSENTIAL UTILITIES INC COM 29670G102   7,440,765 199,324 SH   SOLE   0 0 199,324
EXXON MOBIL CORPORATION COM 30231G102   10,273,769 89,244 SH   SOLE   0 0 89,244
FEDERAL REALTY INV TR S B I COM 313745101   793,826 7,862 SH   SOLE   0 0 7,862
FEDEX CORP COM 31428X106   5,882,561 19,619 SH   SOLE   0 0 19,619
FIRST SOLAR INC COM 336433107   291,520 1,293 SH   SOLE   0 0 1,293
FISERV INC COM 337738108   441,904 2,965 SH   SOLE   0 0 2,965
FRANKLIN RESOURCES INC COM 354613101   490,471 21,945 SH   SOLE   0 0 21,945
GE VERNOVA INC COM 36828A101   465,135 2,712 SH   SOLE   0 0 2,712
GENERAL ELECTRIC COMPANY COM 369604301   1,736,747 10,925 SH   SOLE   0 0 10,925
GENERAL MILLS INC COM 370334104   844,774 13,354 SH   SOLE   0 0 13,354
GRAHAM HOLDINGS CO. COM 384637104   242,044 346 SH   SOLE   0 0 346
HERSHEY COMPANY COM 427866108   1,777,085 9,667 SH   SOLE   0 0 9,667
HOME DEPOT COM 437076102   1,963,545 5,704 SH   SOLE   0 0 5,704
HONEYWELL INTERNATIONAL INC COM 438516106   6,509,980 30,486 SH   SOLE   0 0 30,486
HP INC COM 40434L105   261,950 7,480 SH   SOLE   0 0 7,480
ILLINOIS TOOL WORKS INC. COM 452308109   14,338,450 60,510 SH   SOLE   0 0 60,510
INTEL CORP COM COM 458140100   3,666,260 118,381 SH   SOLE   0 0 118,381
INTERNATIONAL BUSINESS MACHINE COM 459200101   2,540,117 14,687 SH   SOLE   0 0 14,687
INTERNATIONAL FLAVORS & FRAGRA COM 459506101   14,262,553 149,801 SH   SOLE   0 0 149,801
INTUIT INC COM 461202103   2,457,965 3,740 SH   SOLE   0 0 3,740
ISHARES MSCI EAFE INDEX COM 464287465   211,491 2,700 SH   SOLE   0 0 2,700
ISHARES NASDAQ BIOTECH INDEX COM 464287556   9,107,476 66,352 SH   SOLE   0 0 66,352
ISHARES RUSSELL 2000 IDX COM 464287655   5,623,299 27,716 SH   SOLE   0 0 27,716
ISHARES RUSSELL MIDCAP INDEX COM 464287499   8,612,155 106,218 SH   SOLE   0 0 106,218
JOHNSON & JOHNSON COM 478160104   15,667,621 107,195 SH   SOLE   0 0 107,195
JPMORGAN CHASE & CO. COM 46625H100   18,961,875 93,750 SH   SOLE   0 0 93,750
KELLANOVA COM 487836108   1,955,986 33,911 SH   SOLE   0 0 33,911
KIMBERLY-CLARK CORP COM 494368103   2,512,200 18,178 SH   SOLE   0 0 18,178
KIMCO REALTY CORP REIT COM 49446R109   1,203,270 61,833 SH   SOLE   0 0 61,833
LABORATORY CORP OF AMERICA COM 504922105   1,266,036 6,221 SH   SOLE   0 0 6,221
LINDE PLC COM G54950103   561,677 1,280 SH   SOLE   0 0 1,280
LOCKHEED MARTIN COM 539830109   923,924 1,978 SH   SOLE   0 0 1,978
LOWES COS COM 548661107   18,270,402 82,874 SH   SOLE   0 0 82,874
M & T BANK CORP COM 55261F104   2,050,928 13,550 SH   SOLE   0 0 13,550
MANPOWER INC WISCONSIN COM 56418H100   329,735 4,724 SH   SOLE   0 0 4,724
MARRIOTT INTERNATIONAL, NEW IN COM 571903202   14,241,945 58,907 SH   SOLE   0 0 58,907
MC DONALD'S CORPORATION COM 580135101   13,898,464 54,538 SH   SOLE   0 0 54,538
MEDTRONIC INC COM G5960L103   378,674 4,811 SH   SOLE   0 0 4,811
MERCK & COMPANY INCORPORATED N COM 58933Y105   9,618,765 77,696 SH   SOLE   0 0 77,696
META PLATFORMS INC COM 30303M102   3,922,327 7,779 SH   SOLE   0 0 7,779
METTLER-TOLEDO INTL INC COM 592688105   272,530 195 SH   SOLE   0 0 195
MICROSOFT CORPORATION COM 594918104   46,606,158 104,276 SH   SOLE   0 0 104,276
MONDELEZ INTL INC COM 609207105   514,489 7,862 SH   SOLE   0 0 7,862
MORGAN STANLEY & CO COM 617446448   876,362 9,017 SH   SOLE   0 0 9,017
MOTOROLA SOLUTIONS, INC COM 620076307   458,241 1,187 SH   SOLE   0 0 1,187
NESTLE SA REG ADR COM 641069406   253,359 2,473 SH   SOLE   0 0 2,473
NEW YORK TIMES CL A COM 650111107   315,454 6,160 SH   SOLE   0 0 6,160
NEXTERA ENERGY COM 65339F101   9,063,751 128,001 SH   SOLE   0 0 128,001
NIKE INC CLASS B COM 654106103   372,328 4,940 SH   SOLE   0 0 4,940
NORFOLK SOUTHERN CORP COM 655844108   340,069 1,584 SH   SOLE   0 0 1,584
NORTHERN TRUST CORP COM 665859104   873,392 10,400 SH   SOLE   0 0 10,400
NORTHROP GRUMMAN CORP COM 666807102   372,737 855 SH   SOLE   0 0 855
NVIDIA CORP COM 67066G104   9,884,435 80,010 SH   SOLE   0 0 80,010
ORACLE CORP COM 68389X105   921,895 6,529 SH   SOLE   0 0 6,529
OTIS WORLDWIDE INC COM 68902V107   626,364 6,507 SH   SOLE   0 0 6,507
PEPSICO INCORPORATED COM 713448108   15,810,850 95,864 SH   SOLE   0 0 95,864
PFIZER INCORPORATED COM 717081103   768,079 27,451 SH   SOLE   0 0 27,451
PHILIP MORRIS INTERNATIONAL COM 718172109   419,202 4,137 SH   SOLE   0 0 4,137
PHILLIPS 66 COM 718546104   328,220 2,325 SH   SOLE   0 0 2,325
PNC FINANCIAL SERVICES GROUP COM 693475105   838,037 5,390 SH   SOLE   0 0 5,390
POWERSHARES QQQ TR ETF SERIES COM 73935A104   3,036,120 6,337 SH   SOLE   0 0 6,337
PROCTER & GAMBLE COMPANY COM 742718109   20,669,094 125,328 SH   SOLE   0 0 125,328
PUBLIC SERVICE ENTERPRISE GROU COM 744573106   342,705 4,650 SH   SOLE   0 0 4,650
QUALCOMM INC COM 747525103   339,403 1,704 SH   SOLE   0 0 1,704
RTX CORP. COM 75513E101   9,437,162 94,005 SH   SOLE   0 0 94,005
SALESFORCE.COM INC COM 79466L302   738,391 2,872 SH   SOLE   0 0 2,872
SAUL CENTERS INC. COM 804395101   205,103 5,578 SH   SOLE   0 0 5,578
SELECT SECTOR SPDR TR UTILITIE COM 81369Y886   204,420 3,000 SH   SOLE   0 0 3,000
SHELL PLC ADR COM 780259305   206,002 2,854 SH   SOLE   0 0 2,854
SMUCKER J.M. CO COM 832696405   567,662 5,206 SH   SOLE   0 0 5,206
SOUTHERN COMPANY (THE) COM 842587107   3,235,910 41,716 SH   SOLE   0 0 41,716
SPDR S&P 500 ETF COM 78462F103   545,853 1,003 SH   SOLE   0 0 1,003
SYSCO CORPORATION COM 871829107   1,012,453 14,182 SH   SOLE   0 0 14,182
T ROWE PRICE GROUP INC. COM 74144T108   11,046,929 95,802 SH   SOLE   0 0 95,802
TARGET CORP COM 87612E106   689,126 4,655 SH   SOLE   0 0 4,655
TESLA MOTORS INC COM 88160R101   969,612 4,900 SH   SOLE   0 0 4,900
TEXAS INSTRUMENTS COM 882508104   1,524,921 7,839 SH   SOLE   0 0 7,839
THE TJX COMPANIES COM 872540109   696,272 6,324 SH   SOLE   0 0 6,324
THE TRAVELERS COS INC COM 89417E109   800,956 3,939 SH   SOLE   0 0 3,939
THERMO FISHER SCIENTIFIC COM 883556102   532,539 963 SH   SOLE   0 0 963
TRUIST FINANCIAL CORP COM 89832Q109   303,224 7,805 SH   SOLE   0 0 7,805
UBER TECHNOLOGIES INC COM 90353T100   225,308 3,100 SH   SOLE   0 0 3,100
UDR INC COM 902653104   748,519 18,190 SH   SOLE   0 0 18,190
UNILEVER PLC SPONS ADR COM 904767704   279,129 5,076 SH   SOLE   0 0 5,076
UNION PACIFIC CORP COM 907818108   7,410,920 32,754 SH   SOLE   0 0 32,754
UNITED HEALTHCARE CORP COM 91324P102   12,478,907 24,504 SH   SOLE   0 0 24,504
VANGUARD EMERGING MARKETS ETF COM 922042858   479,697 10,962 SH   SOLE   0 0 10,962
VANGUARD FTSE DEVELOPED MARKET COM 921943858   942,489 19,071 SH   SOLE   0 0 19,071
VANGUARD INFORMATION TECHNOLOG COM 92204A702   106,518,660 184,739 SH   SOLE   0 0 184,739
VANGUARD MID CAP ETF COM 922908629   8,095,340 33,438 SH   SOLE   0 0 33,438
VANGUARD REIT ETF COM 922908553   1,806,033 21,562 SH   SOLE   0 0 21,562
VANGUARD S&P ETF COM 922908363   779,703 1,559 SH   SOLE   0 0 1,559
VANGUARD SMALL CAP ETF COM 922908751   5,840,419 26,786 SH   SOLE   0 0 26,786
VANGUARD TOTAL STOCK MARKET COM 922908769   8,916,108 33,330 SH   SOLE   0 0 33,330
VERIZON COMMUNICATIONS COM 92343V104   1,756,494 42,592 SH   SOLE   0 0 42,592
VESTAS WIND SYS UK ADR COM 925458101   148,453 19,355 SH   SOLE   0 0 19,355
VISA INC CLASS A COM 92826C839   15,983,373 60,896 SH   SOLE   0 0 60,896
VULCAN MATERIALS CO COM 929160109   621,451 2,499 SH   SOLE   0 0 2,499
WAL-MART STORES INC COM 931142103   2,255,149 33,306 SH   SOLE   0 0 33,306
WALGREENS BOOTS ALLIANCE, INC. COM 931427108   124,950 10,335 SH   SOLE   0 0 10,335
WALT DISNEY COMPANY COM 254687106   8,163,227 82,216 SH   SOLE   0 0 82,216
WASTE CONNECTIONS INC COM 94106B101   315,774 1,800 SH   SOLE   0 0 1,800
WASTE MANAGEMENT INC. COM 94106L109   347,531 1,629 SH   SOLE   0 0 1,629
WELLS FARGO & CO. NEW COM 949746101   5,005,092 84,275 SH   SOLE   0 0 84,275
WHITE MOUNTAINS INS. COM G9618E107   361,673 199 SH   SOLE   0 0 199
YUM BRANDS INC COM 988498101   273,662 2,066 SH   SOLE   0 0 2,066