The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
A10 NETWORKS INC COM 002121101 192 14,506 SH   SOLE   0 0 14,506
ABBVIE INC COM 00287Y109 2,581 19,228 SH   SOLE   0 0 19,228
ACCO BRANDS CORP COM 00081T108 387 78,971 SH   SOLE   0 0 78,971
ADOBE SYSTEMS INCORPORATED COM 00724F101 219 797 SH   SOLE   0 0 797
ALPHABET INC CAP STK CL A 02079K305 229 2,389 SH   SOLE   0 0 2,389
AMAZON COM INC COM 023135106 1,128 9,984 SH   SOLE   0 0 9,984
AMERICAN ELEC PWR CO INC COM 025537101 486 5,624 SH   SOLE   0 0 5,624
AMERICAN EXPRESS CO COM 025816109 285 2,112 SH   SOLE   0 0 2,112
APPLE INC COM 037833100 25,283 182,948 SH   SOLE   0 0 182,948
APPLIED MATLS INC COM 038222105 218 2,663 SH   SOLE   0 0 2,663
AT&T INC COM 00206R102 169 11,029 SH   SOLE   0 0 11,029
AUTOMATIC DATA PROCESSING IN COM 053015103 373 1,648 SH   SOLE   0 0 1,648
AUTOZONE INC COM 053332102 214 100 SH   SOLE   0 0 100
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 310 1,161 SH   SOLE   0 0 1,161
BLACKROCK INC COM 09247X101 212 384 SH   SOLE   0 0 384
BLACKROCK MUNIYIELD MICH QU COM 09254V105 458 36,972 SH   SOLE   0 0 36,972
BLACKSTONE INC COM 09260D107 1,002 11,966 SH   SOLE   0 0 11,966
BOEING CO COM 097023105 211 1,742 SH   SOLE   0 0 1,742
BRISTOL-MYERS SQUIBB CO COM 110122108 329 4,625 SH   SOLE   0 0 4,625
BROADCOM INC COM 11135F101 213 481 SH   SOLE   0 0 481
CAMPING WORLD HLDGS INC CL A 13462K109 471 18,620 SH   SOLE   0 0 18,620
CANO HEALTH INC COM CL A 13781Y103 380 43,843 SH   SOLE   0 0 43,843
CHEVRON CORP NEW COM 166764100 966 6,723 SH   SOLE   0 0 6,723
CIGNA CORP NEW COM 125523100 221 795 SH   SOLE   0 0 795
CITIGROUP INC COM NEW 172967424 222 5,335 SH   SOLE   0 0 5,335
COCA COLA CO COM 191216100 870 15,529 SH   SOLE   0 0 15,529
CORTEVA INC COM 22052L104 200 3,501 SH   SOLE   0 0 3,501
CROWN CASTLE INC COM 22822V101 432 2,989 SH   SOLE   0 0 2,989
CSX CORP COM 126408103 391 14,679 SH   SOLE   0 0 14,679
CVS HEALTH CORP COM 126650100 1,081 11,336 SH   SOLE   0 0 11,336
DECKERS OUTDOOR CORP COM 243537107 204 653 SH   SOLE   0 0 653
DELTA AIR LINES INC DEL COM NEW 247361702 348 12,391 SH   SOLE   0 0 12,391
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 389 9,970 SH   SOLE   0 0 9,970
DISNEY WALT CO COM 254687106 497 5,273 SH   SOLE   0 0 5,273
DOMINION ENERGY INC COM 25746U109 503 7,274 SH   SOLE   0 0 7,274
DTE ENERGY CO COM 233331107 793 6,889 SH   SOLE   0 0 6,889
ENERGY TRANSFER L P COM UT LTD PTN 29273V100 515 46,657 SH   SOLE   0 0 46,657
ENTERPRISE PRODS PARTNERS L COM 293792107 721 30,328 SH   SOLE   0 0 30,328
ESPEY MFG & ELECTRS CORP COM 296650104 146 10,600 SH   SOLE   0 0 10,600
EXXON MOBIL CORP COM 30231G102 1,645 18,843 SH   SOLE   0 0 18,843
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808 1,075 11,824 SH   SOLE   0 0 11,824
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600 488 8,456 SH   SOLE   0 0 8,456
FIRST TR EXCHANGE TRADED FD MATERIALS ALPH 33734X168 556 10,722 SH   SOLE   0 0 10,722
FIRST TR EXCHANGE TRADED FD FINLS ALPHADEX 33734X135 1,306 35,492 SH   SOLE   0 0 35,492
FIRST TR EXCHANGE TRADED FD ENERGY ALPHADX 33734X127 507 32,460 SH   SOLE   0 0 32,460
FIRST TR EXCHANGE-TRADED FD NASDQ OIL GAS 33738R845 1,092 44,498 SH   SOLE   0 0 44,498
FIRST TR EXCHANGE-TRADED FD NASDAQ BK ETF 33738R860 764 29,480 SH   SOLE   0 0 29,480
FIRST TR EXCHANGE-TRADED FD NAS CLNEDG GREEN 33733E500 1,018 17,874 SH   SOLE   0 0 17,874
FIRST TR EXCHANGE-TRADED FD DORSEY WRT 5 ETF 33738R605 11,415 278,117 SH   SOLE   0 0 278,117
FISERV INC COM 337738108 202 2,156 SH   SOLE   0 0 2,156
FORD MTR CO DEL COM 345370860 809 72,198 SH   SOLE   0 0 72,198
FRANCHISE GROUP INC COM 35180X105 368 15,126 SH   SOLE   0 0 15,126
GENERAL DYNAMICS CORP COM 369550108 647 3,048 SH   SOLE   0 0 3,048
GOLDMAN SACHS GROUP INC COM 38141G104 274 936 SH   SOLE   0 0 936
GRAN TIERRA ENERGY INC COM 38500T101 12 10,000 SH   SOLE   0 0 10,000
HOME DEPOT INC COM 437076102 645 2,337 SH   SOLE   0 0 2,337
HONEYWELL INTL INC COM 438516106 478 2,864 SH   SOLE   0 0 2,864
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 CB 46138J882 754 35,599 SH   SOLE   0 0 35,599
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866 751 36,000 SH   SOLE   0 0 36,000
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841 741 36,321 SH   SOLE   0 0 36,321
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825 734 36,805 SH   SOLE   0 0 36,805
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791 725 38,894 SH   SOLE   0 0 38,894
INVESCO EXCHANGE TRADED FD T DYNMC BLDG CON 46137V779 273 7,344 SH   SOLE   0 0 7,344
INVESCO QQQ TR UNIT SER 1 46090E103 534 1,997 SH   SOLE   0 0 1,997
ISHARES SILVER TR ISHARES 46428Q109 215 12,263 SH   SOLE   0 0 12,263
ISHARES TR TIPS BD ETF 464287176 1,649 15,716 SH   SOLE   0 0 15,716
ISHARES TR U.S. MED DVC ETF 464288810 631 13,369 SH   SOLE   0 0 13,369
ISHARES TR GLOBAL ENERG ETF 464287341 652 19,555 SH   SOLE   0 0 19,555
ISHARES TR CORE S&P SCP ETF 464287804 1,098 12,592 SH   SOLE   0 0 12,592
ISHARES TR RUS 1000 VAL ETF 464287598 333 2,448 SH   SOLE   0 0 2,448
ISHARES TR US AER DEF ETF 464288760 1,281 14,047 SH   SOLE   0 0 14,047
ISHARES TR CORE S&P500 ETF 464287200 30,837 85,982 SH   SOLE   0 0 85,982
JOHNSON & JOHNSON COM 478160104 936 5,729 SH   SOLE   0 0 5,729
JPMORGAN CHASE & CO COM 46625H100 2,972 28,438 SH   SOLE   0 0 28,438
KROGER CO COM 501044101 1,414 32,329 SH   SOLE   0 0 32,329
LAKELAND BANCORP INC COM 511637100 544 33,978 SH   SOLE   0 0 33,978
LAZARD LTD SHS A G54050102 480 15,089 SH   SOLE   0 0 15,089
LILLY ELI & CO COM 532457108 228 705 SH   SOLE   0 0 705
LOCKHEED MARTIN CORP COM 539830109 909 2,353 SH   SOLE   0 0 2,353
LOWES COS INC COM 548661107 247 1,313 SH   SOLE   0 0 1,313
MARATHON OIL CORP COM 565849106 204 9,023 SH   SOLE   0 0 9,023
MCDONALDS CORP COM 580135101 768 3,326 SH   SOLE   0 0 3,326
MERCK & CO INC COM 58933Y105 2,560 29,730 SH   SOLE   0 0 29,730
META PLATFORMS INC CL A 30303M102 613 4,516 SH   SOLE   0 0 4,516
MICROSOFT CORP COM 594918104 3,537 15,185 SH   SOLE   0 0 15,185
NEWMONT CORP COM 651639106 515 12,248 SH   SOLE   0 0 12,248
NEXTERA ENERGY INC COM 65339F101 478 6,091 SH   SOLE   0 0 6,091
NIKE INC CL B 654106103 342 4,109 SH   SOLE   0 0 4,109
NORTHROP GRUMMAN CORP COM 666807102 390 828 SH   SOLE   0 0 828
NUCOR CORP COM 670346105 375 3,505 SH   SOLE   0 0 3,505
NUVEEN INTER DURATION MUN TE COM 670671106 255 20,575 SH   SOLE   0 0 20,575
NVIDIA CORPORATION COM 67066G104 1,592 13,114 SH   SOLE   0 0 13,114
OCCIDENTAL PETE CORP COM 674599105 224 3,649 SH   SOLE   0 0 3,649
PEPSICO INC COM 713448108 370 2,266 SH   SOLE   0 0 2,266
PFIZER INC COM 717081103 669 15,298 SH   SOLE   0 0 15,298
PGIM ETF TR PGIM ULTRA SH BD 69344A107 509 10,379 SH   SOLE   0 0 10,379
PROCTER AND GAMBLE CO COM 742718109 1,268 10,042 SH   SOLE   0 0 10,042
PROSHARES TR S&P 500 DV ARIST 74348A467 693 8,671 SH   SOLE   0 0 8,671
PROSHARES TR INFLATN EXPECTNS 74348A814 729 23,314 SH   SOLE   0 0 23,314
PUBLIC STORAGE COM 74460D109 319 1,088 SH   SOLE   0 0 1,088
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 454 8,075 SH   SOLE   0 0 8,075
QUALCOMM INC COM 747525103 446 3,950 SH   SOLE   0 0 3,950
RAYTHEON TECHNOLOGIES CORP COM 75513E101 357 4,361 SH   SOLE   0 0 4,361
RENT A CTR INC NEW COM 76009N100 344 19,662 SH   SOLE   0 0 19,662
REPAY HLDGS CORP COM CL A 76029L100 147 20,886 SH   SOLE   0 0 20,886
RIVIAN AUTOMOTIVE INC COM CL A 76954A103 243 7,379 SH   SOLE   0 0 7,379
SALESFORCE INC COM 79466L302 372 2,589 SH   SOLE   0 0 2,589
SANOFI SPONSORED ADR 80105N105 421 11,076 SH   SOLE   0 0 11,076
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 257 10,234 SH   SOLE   0 0 10,234
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 2,802 42,182 SH   SOLE   0 0 42,182
SCHWAB STRATEGIC TR US TIPS ETF 808524870 250 4,831 SH   SOLE   0 0 4,831
SELECT SECTOR SPDR TR ENERGY 81369Y506 1,314 18,241 SH   SOLE   0 0 18,241
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 289 4,332 SH   SOLE   0 0 4,332
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 316 3,814 SH   SOLE   0 0 3,814
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 5,129 43,179 SH   SOLE   0 0 43,179
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 224 6,233 SH   SOLE   0 0 6,233
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 242 3,687 SH   SOLE   0 0 3,687
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 438 3,614 SH   SOLE   0 0 3,614
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 255 1,790 SH   SOLE   0 0 1,790
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 270 8,886 SH   SOLE   0 0 8,886
SIMPLY GOOD FOODS CO COM 82900L102 210 6,553 SH   SOLE   0 0 6,553
SOUTHERN CO COM 842587107 211 3,101 SH   SOLE   0 0 3,101
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 211 6,806 SH   SOLE   0 0 6,806
SPDR S&P 500 ETF TR TR UNIT 78462F103 462 1,294 SH   SOLE   0 0 1,294
SPDR SER TR S&P SEMICNDCTR 78464A862 239 1,574 SH   SOLE   0 0 1,574
SPDR SER TR S&P DIVID ETF 78464A763 295 2,650 SH   SOLE   0 0 2,650
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608 699 17,112 SH   SOLE   0 0 17,112
SUPERIOR DRILLING PRODS INC COM 868153107 30 44,300 SH   SOLE   0 0 44,300
TESLA INC COM 88160R101 643 2,424 SH   SOLE   0 0 2,424
UNION PAC CORP COM 907818108 276 1,417 SH   SOLE   0 0 1,417
UNITED PARCEL SERVICE INC CL B 911312106 379 2,347 SH   SOLE   0 0 2,347
UNITED STS OIL FD LP UNITS 91232N207 224 3,439 SH   SOLE   0 0 3,439
UNITEDHEALTH GROUP INC COM 91324P102 1,065 2,109 SH   SOLE   0 0 2,109
US BANCORP DEL COM NEW 902973304 221 5,478 SH   SOLE   0 0 5,478
VANECK ETF TRUST IG FLOATING RATE 92189F486 645 25,949 SH   SOLE   0 0 25,949
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 201 962 SH   SOLE   0 0 962
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703 204 1,644 SH   SOLE   0 0 1,644
VANGUARD INDEX FDS MID CAP ETF 922908629 1,427 7,590 SH   SOLE   0 0 7,590
VANGUARD INDEX FDS TOTAL STK MKT 922908769 526 2,930 SH   SOLE   0 0 2,930
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 628 4,940 SH   SOLE   0 0 4,940
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 5,364 16,337 SH   SOLE   0 0 16,337
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 5,558 115,535 SH   SOLE   0 0 115,535
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 772 10,392 SH   SOLE   0 0 10,392
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 1,375 23,789 SH   SOLE   0 0 23,789
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,689 12,495 SH   SOLE   0 0 12,495
VANGUARD WELLINGTON FD US QUALITY 921935706 245 2,574 SH   SOLE   0 0 2,574
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 3,557 37,488 SH   SOLE   0 0 37,488
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 292 3,251 SH   SOLE   0 0 3,251
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 271 1,151 SH   SOLE   0 0 1,151
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 286 1,279 SH   SOLE   0 0 1,279
VANGUARD WORLD FDS INF TECH ETF 92204A702 721 2,345 SH   SOLE   0 0 2,345
VERIZON COMMUNICATIONS INC COM 92343V104 469 12,365 SH   SOLE   0 0 12,365
VISA INC COM CL A 92826C839 710 3,996 SH   SOLE   0 0 3,996
WALMART INC COM 931142103 879 6,779 SH   SOLE   0 0 6,779
WILLIAMS COS INC COM 969457100 460 16,074 SH   SOLE   0 0 16,074