The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADVANCED MICRO DEV COM 007903107   270,735 1,500 SH   DFND   0 0 1,500
ADVANCED MICRO DEV COM 007903107   124,538 690 SH   SOLE   690 0 0
AGNICO EAGLE MINES COM 008474108   881,567 14,779 SH   DFND   0 0 14,779
ALPHABET INC CAP STK CL A 02079K305   1,039,908 6,890 SH   DFND   1,806 0 5,084
ALPHABET INC CAP STK CL A 02079K305   9,676,424 64,112 SH   SOLE   63,791 0 321
AMER EXPRESS CO COM 025816109   682,842 2,999 SH   DFND   691 0 2,308
AMER EXPRESS CO COM 025816109   5,473,895 24,041 SH   SOLE   23,897 0 144
AT&T INC COM 00206R102   478,790 27,204 SH   SOLE   27,204 0 0
AUTOMATIC DATA PROCESSING COM 053015103   747,472 2,993 SH   DFND   532 0 2,461
AUTOMATIC DATA PROCESSING COM 053015103   29,969 120 SH   SOLE   120 0 0
AbbVie Inc COM 00287Y109   1,014,297 5,570 SH   DFND   263 0 5,307
AbbVie Inc COM 00287Y109   457,982 2,515 SH   SOLE   2,515 0 0
Abbott Laboratories COM 002824100   575,574 5,064 SH   DFND   143 0 4,921
Abbott Laboratories COM 002824100   2,402,545 21,138 SH   SOLE   21,020 0 118
Adobe Inc COM 00724F101   161,472 320 SH   DFND   320 0 0
Adobe Inc COM 00724F101   129,682 257 SH   SOLE   257 0 0
Alphabet Inc CAP STK CL C 02079K107   693,240 4,553 SH   DFND   463 0 4,090
Alphabet Inc CAP STK CL C 02079K107   631,574 4,148 SH   SOLE   4,148 0 0
Amazon.com Inc COM 023135106   1,114,388 6,178 SH   DFND   1,736 0 4,442
Amazon.com Inc COM 023135106   17,473,591 96,871 SH   SOLE   96,613 0 258
American States Water Co COM 029899101   216,720 3,000 SH   DFND   0 0 3,000
Amgen Inc COM 031162100   330,948 1,164 SH   SOLE   1,164 0 0
Apple Inc COM 037833100   1,770,017 10,322 SH   DFND   1,477 0 8,845
Apple Inc COM 037833100   14,086,911 82,149 SH   SOLE   81,297 0 852
Arcos Dorados Holdings Inc SHS CLASS -A - G0457F107   121,041 10,885 SH   DFND   10,885 0 0
Autodesk Inc COM 052769106   221,357 850 SH   DFND   400 0 450
Autodesk Inc COM 052769106   46,876 180 SH   SOLE   180 0 0
BECTON DICKINSON COM 075887109   341,481 1,380 SH   DFND   0 0 1,380
BERKSHIRE HATHAWAY CL A 084670108   634,440 1 SH   DFND   0 0 1
BERKSHIRE HATHAWAY CL A 084670108   2,537,760 4 SH   SOLE   4 0 0
BLACKROCK FUND ADVISORS HDG MSCI EAFE 46434V803   2,045,956 58,657 SH   DFND   58,657 0 0
BLACKROCK FUND ADVISORS HDG MSCI EAFE 46434V803   80,496,762 2,307,820 SH   SOLE   2,304,801 0 3,019
BRISTOL-MYRS SQUIB COM 110122108   280,206 5,167 SH   DFND   2,667 0 2,500
BRISTOL-MYRS SQUIB COM 110122108   2,952,010 54,435 SH   SOLE   54,219 0 216
Berkshire Hathaway Inc CL B NEW 084670702   1,556,345 3,701 SH   DFND   796 0 2,905
Berkshire Hathaway Inc CL B NEW 084670702   8,550,433 20,333 SH   SOLE   20,259 0 74
BlackRock Inc COM 09247X101   481,879 578 SH   DFND   60 0 518
BlackRock Inc COM 09247X101   159,237 191 SH   SOLE   191 0 0
Blackstone Inc COM 09260D107   15,633 119 SH   DFND   119 0 0
Blackstone Inc COM 09260D107   4,691,223 35,710 SH   SOLE   35,583 0 127
CISCO SYSTEMS COM 17275R102   782,489 15,678 SH   DFND   703 0 14,975
CISCO SYSTEMS COM 17275R102   7,071,698 141,689 SH   SOLE   140,677 0 1,012
CME Group Inc COM 12572Q105   134,556 625 SH   DFND   0 0 625
CME Group Inc COM 12572Q105   68,678 319 SH   SOLE   319 0 0
COLGATE-PALMOLIVE COM 194162103   126,070 1,400 SH   DFND   0 0 1,400
COLGATE-PALMOLIVE COM 194162103   81,045 900 SH   SOLE   900 0 0
CONOCOPHILLIPS COM 20825C104   181,119 1,423 SH   DFND   723 0 700
CONOCOPHILLIPS COM 20825C104   137,844 1,083 SH   SOLE   1,083 0 0
CVS Health Corp COM 126650100   315,371 3,954 SH   DFND   3,154 0 800
CVS Health Corp COM 126650100   46,261 580 SH   SOLE   580 0 0
Caterpillar Inc COM 149123101   244,775 668 SH   SOLE   668 0 0
Charles Schwab Corp/The COM 808513105   192,280 2,658 SH   DFND   778 0 1,880
Charles Schwab Corp/The COM 808513105   4,206,282 58,146 SH   SOLE   57,947 0 199
Chevron Corp COM 166764100   507,450 3,217 SH   DFND   1,763 0 1,454
Chevron Corp COM 166764100   502,717 3,187 SH   SOLE   3,187 0 0
Church & Dwight Co Inc COM 171340102   290,712 2,787 SH   DFND   70 0 2,717
Church & Dwight Co Inc COM 171340102   43,915 421 SH   SOLE   421 0 0
Cigna Group/The COM 125523100   388,250 1,069 SH   DFND   1,069 0 0
Cigna Group/The COM 125523100   12,712 35 SH   SOLE   35 0 0
Citigroup Inc COM NEW 172967424   13,597 215 SH   DFND   215 0 0
Citigroup Inc COM NEW 172967424   3,445,442 54,482 SH   SOLE   54,043 0 439
Coca-Cola Co/The COM 191216100   256,956 4,200 SH   DFND   800 0 3,400
Coca-Cola Co/The COM 191216100   119,607 1,955 SH   SOLE   1,955 0 0
Comcast Corp CL A 20030N101   37,498 865 SH   DFND   413 0 452
Comcast Corp CL A 20030N101   3,144,262 72,532 SH   SOLE   72,204 0 328
Costco Wholesale Corp COM 22160K105   442,509 604 SH   DFND   25 0 579
Costco Wholesale Corp COM 22160K105   5,016,318 6,847 SH   SOLE   6,839 0 8
Coterra Energy Inc COM 127097103   248,941 8,929 SH   DFND   8,929 0 0
Coterra Energy Inc COM 127097103   976 35 SH   SOLE   35 0 0
DEERE & CO COM 244199105   366,380 892 SH   DFND   15 0 877
DEERE & CO COM 244199105   131,026 319 SH   SOLE   319 0 0
DISCOVER FINL SVCS COM 254709108   316,189 2,412 SH   DFND   2,412 0 0
Danaher Corp COM 235851102   679,238 2,720 SH   DFND   631 0 2,089
Danaher Corp COM 235851102   144,338 578 SH   SOLE   578 0 0
ECOLAB INC COM 278865100   500,591 2,168 SH   DFND   40 0 2,128
ECOLAB INC COM 278865100   26,323 114 SH   SOLE   114 0 0
EMERSON ELECTRIC COM 291011104   9,527 84 SH   DFND   84 0 0
EMERSON ELECTRIC COM 291011104   3,255,041 28,699 SH   SOLE   28,556 0 143
Eaton Vance Funds/Closed-end/U COM 27827X101   310,500 30,000 SH   SOLE   30,000 0 0
Exxon Mobil Corp COM 30231G102   271,653 2,337 SH   DFND   0 0 2,337
Exxon Mobil Corp COM 30231G102   1,433,472 12,332 SH   SOLE   12,332 0 0
FEDEX CORP COM 31428X106   5,215 18 SH   DFND   18 0 0
FEDEX CORP COM 31428X106   1,955,745 6,750 SH   SOLE   6,698 0 52
FISERV INC COM 337738108   1,400,662 8,764 SH   DFND   3,013 0 5,751
FISERV INC COM 337738108   94,773 593 SH   SOLE   593 0 0
First Interstate BancSystem In COM 32055Y201   24,481,925 899,740 SH   DFND   0 0 899,740
First Interstate BancSystem In COM 32055Y201   109,485,557 4,023,725 SH   SOLE   91,955 0 3,931,770
GEN DYNAMICS CORP COM 369550108   502,832 1,780 SH   DFND   80 0 1,700
GEN DYNAMICS CORP COM 369550108   155,370 550 SH   SOLE   550 0 0
GOLDMAN SACHS GRP COM 38141G104   497,051 1,190 SH   DFND   48 0 1,142
GOLDMAN SACHS GRP COM 38141G104   4,432,944 10,613 SH   SOLE   10,597 0 16
Global X ETFs/USA US INFR DEV ETF 37954Y673   201,041 5,050 SH   DFND   5,050 0 0
Global X ETFs/USA US INFR DEV ETF 37954Y673   25,734,338 646,429 SH   SOLE   645,611 0 818
Hawkins Inc COM 420261109   230,400 3,000 SH   DFND   0 0 3,000
Home Depot Inc/The COM 437076102   967,056 2,521 SH   DFND   40 0 2,481
Home Depot Inc/The COM 437076102   1,011,937 2,638 SH   SOLE   2,638 0 0
Honeywell International Inc COM 438516106   397,569 1,937 SH   DFND   158 0 1,779
Honeywell International Inc COM 438516106   3,169,060 15,440 SH   SOLE   15,378 0 62
ILLINOIS TOOL WKS COM 452308109   219,226 817 SH   DFND   817 0 0
ILLINOIS TOOL WKS COM 452308109   53,666 200 SH   SOLE   200 0 0
INTERCONTINENTAL EXCHANGE COM 45866F104   337,940 2,459 SH   DFND   100 0 2,359
INTERCONTINENTAL EXCHANGE COM 45866F104   2,641,130 19,218 SH   SOLE   19,111 0 107
INTL BUSINESS MCHN COM 459200101   152,768 800 SH   DFND   0 0 800
INTL BUSINESS MCHN COM 459200101   207,764 1,088 SH   SOLE   1,088 0 0
ISHARES CORE S&P500 ETF 464287200   6,521,155 12,404 SH   DFND   12,404 0 0
ISHARES CORE S&P500 ETF 464287200   174,083,923 331,128 SH   SOLE   330,856 0 272
ISHARES S&P 500 GRWT ETF 464287309   695,026 8,231 SH   SOLE   8,231 0 0
ISHARES S&P 500 VAL ETF 464287408   439,190 2,351 SH   SOLE   2,351 0 0
ISHARES ISHARES BIOTECH 464287556   20,309 148 SH   DFND   148 0 0
ISHARES ISHARES BIOTECH 464287556   5,620,531 40,960 SH   SOLE   40,902 0 58
ISHARES RUSSELL 2000 ETF 464287655   893,985 4,251 SH   SOLE   4,251 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   2,061,518 50,183 SH   SOLE   50,183 0 0
ISHARES TR GLOBAL REIT ETF 46434V647   440,093 18,585 SH   SOLE   18,585 0 0
ISHARES TRUST IBOXX HI YD ETF 464288513   1,090,241 14,026 SH   SOLE   14,026 0 0
Intel Corp COM 458140100   413,431 9,360 SH   DFND   110 0 9,250
Intel Corp COM 458140100   497,178 11,256 SH   SOLE   11,256 0 0
Invesco ETFs/USA S&P500 EQL WGT 46137V357   2,197,576 12,975 SH   SOLE   12,975 0 0
JPMorgan Chase & Co COM 46625H100   1,427,538 7,127 SH   DFND   2,101 0 5,026
JPMorgan Chase & Co COM 46625H100   7,346,003 36,675 SH   SOLE   36,459 0 216
Johnson & Johnson COM 478160104   1,086,607 6,869 SH   DFND   1,368 0 5,501
Johnson & Johnson COM 478160104   317,487 2,007 SH   SOLE   2,007 0 0
LOWE'S COS INC COM 548661107   184,679 725 SH   DFND   725 0 0
LOWE'S COS INC COM 548661107   10,013,946 39,312 SH   SOLE   39,021 0 291
Lam Research Corp COM 512807108   145,736 150 SH   DFND   150 0 0
Lam Research Corp COM 512807108   134,077 138 SH   SOLE   138 0 0
Limoneira Co COM 532746104   489,000 25,000 SH   SOLE   0 0 25,000
MARTIN MARIETTA M. COM 573284106   306,970 500 SH   DFND   0 0 500
MASTERCARD INC CL A 57636Q104   648,193 1,346 SH   DFND   15 0 1,331
MASTERCARD INC CL A 57636Q104   214,780 446 SH   SOLE   446 0 0
MCDONALD'S CORP COM 580135101   741,247 2,629 SH   DFND   69 0 2,560
MCDONALD'S CORP COM 580135101   4,351,898 15,435 SH   SOLE   15,366 0 69
MICROSOFT CORP COM 594918104   3,152,876 7,494 SH   DFND   934 0 6,560
MICROSOFT CORP COM 594918104   17,191,881 40,863 SH   SOLE   40,720 0 143
MORGAN STANLEY COM NEW 617446448   94,160 1,000 SH   DFND   1,000 0 0
MORGAN STANLEY COM NEW 617446448   196,794 2,090 SH   SOLE   2,090 0 0
Marathon Petroleum Corp COM 56585A102   241,800 1,200 SH   DFND   0 0 1,200
Marathon Petroleum Corp COM 56585A102   100,750 500 SH   SOLE   500 0 0
Masco Corp COM 574599106   9,939 126 SH   DFND   126 0 0
Masco Corp COM 574599106   3,180,126 40,316 SH   SOLE   40,260 0 56
Medtronic PLC SHS G5960L103   135,083 1,550 SH   DFND   0 0 1,550
Medtronic PLC SHS G5960L103   84,971 975 SH   SOLE   975 0 0
Merck & Co Inc COM 58933Y105   1,198,766 9,085 SH   DFND   2,685 0 6,400
Merck & Co Inc COM 58933Y105   260,865 1,977 SH   SOLE   1,977 0 0
Meta Platforms Inc CL A 30303M102   917,746 1,890 SH   DFND   120 0 1,770
Meta Platforms Inc CL A 30303M102   656,504 1,352 SH   SOLE   1,352 0 0
Micron Technology Inc COM 595112103   294,725 2,500 SH   DFND   0 0 2,500
Mondelez International Inc CL A 609207105   369,880 5,284 SH   DFND   4,084 0 1,200
Mondelez International Inc CL A 609207105   4,895,800 69,940 SH   SOLE   69,750 0 190
NIKE INC CL B 654106103   513,695 5,466 SH   DFND   179 0 5,287
NIKE INC CL B 654106103   4,639,323 49,365 SH   SOLE   49,110 0 255
NVIDIA Corp COM 67066G104   2,192,037 2,426 SH   DFND   315 0 2,111
NVIDIA Corp COM 67066G104   103,909 115 SH   SOLE   115 0 0
Northern Trust Investments Inc QUALT DIVD IDX 33939L860   245,449 3,724 SH   SOLE   3,724 0 0
Nuveen Closed-End Funds/USA COM SH BEN INT 67070X101   139,144 11,368 SH   SOLE   11,368 0 0
ORACLE CORP COM 68389X105   1,084,642 8,635 SH   DFND   0 0 8,635
ORACLE CORP COM 68389X105   503,319 4,007 SH   SOLE   4,007 0 0
Olin Corp COM PAR $1 680665205   205,800 3,500 SH   DFND   0 0 3,500
PEPSICO INC COM 713448108   1,149,291 6,567 SH   DFND   1,183 0 5,384
PEPSICO INC COM 713448108   3,628,307 20,732 SH   SOLE   20,656 0 76
PHILIP MORRIS INTL COM 718172109   219,888 2,400 SH   SOLE   2,400 0 0
Palo Alto Networks Inc COM 697435105   15,627 55 SH   DFND   55 0 0
Palo Alto Networks Inc COM 697435105   6,457,138 22,726 SH   SOLE   22,554 0 172
PayPal Holdings Inc COM 70450Y103   214,837 3,207 SH   DFND   3,207 0 0
PayPal Holdings Inc COM 70450Y103   33,495 500 SH   SOLE   500 0 0
Pfizer Inc COM 717081103   55,500 2,000 SH   DFND   1,000 0 1,000
Pfizer Inc COM 717081103   340,465 12,269 SH   SOLE   12,269 0 0
Phillips 66 COM 718546104   323,740 1,982 SH   DFND   1,632 0 350
Phillips 66 COM 718546104   104,864 642 SH   SOLE   642 0 0
Procter & Gamble Co/The COM 742718109   885,885 5,460 SH   DFND   1,984 0 3,476
Procter & Gamble Co/The COM 742718109   408,221 2,516 SH   SOLE   2,516 0 0
QUALCOMM Inc COM 747525103   192,663 1,138 SH   DFND   38 0 1,100
QUALCOMM Inc COM 747525103   3,157,276 18,649 SH   SOLE   18,562 0 87
RTX Corp COM 75513E101   288,299 2,956 SH   DFND   0 0 2,956
RTX Corp COM 75513E101   52,959 543 SH   SOLE   543 0 0
Republic Services Inc COM 760759100   425,763 2,224 SH   DFND   40 0 2,184
Republic Services Inc COM 760759100   13,784 72 SH   SOLE   72 0 0
S&P Global Inc COM 78409V104   391,414 920 SH   DFND   0 0 920
S&P Global Inc COM 78409V104   42,545 100 SH   SOLE   100 0 0
SALESFORCE.COM INC COM 79466L302   662,295 2,199 SH   DFND   64 0 2,135
SALESFORCE.COM INC COM 79466L302   4,462,283 14,816 SH   SOLE   14,794 0 22
SELECT SECTOR SPDR SBI MATERIALS 81369Y100   23,408 252 SH   DFND   252 0 0
SELECT SECTOR SPDR SBI MATERIALS 81369Y100   7,702,067 82,916 SH   SOLE   82,380 0 536
SELECT SECTOR SPDR SBI HEALTHCARE 81369Y209   77,558 525 SH   DFND   525 0 0
SELECT SECTOR SPDR SBI HEALTHCARE 81369Y209   23,042,482 155,977 SH   SOLE   155,450 0 527
SELECT SECTOR SPDR SBI CONS STPLS 81369Y308   30,162 395 SH   DFND   395 0 0
SELECT SECTOR SPDR SBI CONS STPLS 81369Y308   7,037,490 92,162 SH   SOLE   91,931 0 231
SELECT SECTOR SPDR SBI CONS DISCR 81369Y407   22,251 121 SH   DFND   121 0 0
SELECT SECTOR SPDR SBI CONS DISCR 81369Y407   6,591,721 35,846 SH   SOLE   35,831 0 15
SELECT SECTOR SPDR ENERGY 81369Y506   56,363 597 SH   DFND   597 0 0
SELECT SECTOR SPDR ENERGY 81369Y506   15,208,601 161,091 SH   SOLE   160,484 0 607
SELECT SECTOR SPDR FINANCIAL 81369Y605   46,121 1,095 SH   DFND   1,095 0 0
SELECT SECTOR SPDR FINANCIAL 81369Y605   10,044,441 238,472 SH   SOLE   237,453 0 1,019
SELECT SECTOR SPDR TECHNOLOGY 81369Y803   88,306 424 SH   DFND   424 0 0
SELECT SECTOR SPDR TECHNOLOGY 81369Y803   26,556,508 127,510 SH   SOLE   127,150 0 360
SELECT SECTOR SPDR SBI INT-UTILS 81369Y886   23,634 360 SH   DFND   360 0 0
SELECT SECTOR SPDR SBI INT-UTILS 81369Y886   6,674,964 101,675 SH   SOLE   101,472 0 203
STARBUCKS CORP COM 855244109   102,357 1,120 SH   DFND   120 0 1,000
STARBUCKS CORP COM 855244109   123,102 1,347 SH   SOLE   1,347 0 0
STATE STREET ETF/USA NUVEEN BLOOMBERG 78464A284   753,513 29,331 SH   SOLE   29,331 0 0
Schwab ETFs/USA SHT TM US TRES 808524862   1,244,879 25,822 SH   SOLE   25,822 0 0
Sherwin-Williams Co/The COM 824348106   498,419 1,435 SH   DFND   311 0 1,124
Sherwin-Williams Co/The COM 824348106   1,042 3 SH   SOLE   3 0 0
Skyworks Solutions Inc COM 83088M102   6,932 64 SH   DFND   64 0 0
Skyworks Solutions Inc COM 83088M102   2,488,977 22,978 SH   SOLE   22,821 0 157
State Street ETF/USA TR UNIT 78462F103   104,614 200 SH   DFND   200 0 0
State Street ETF/USA TR UNIT 78462F103   3,308,941 6,326 SH   SOLE   6,326 0 0
State Street ETF/USA S&P SEMICNDCTR 78464A862   23,906 103 SH   DFND   103 0 0
State Street ETF/USA S&P SEMICNDCTR 78464A862   8,065,707 34,751 SH   SOLE   34,707 0 44
State Street ETF/USA INDL 81369Y704   46,353 368 SH   DFND   368 0 0
State Street ETF/USA INDL 81369Y704   13,246,835 105,167 SH   SOLE   104,929 0 238
State Street ETF/USA COMMUNICATION 81369Y852   35,032 429 SH   DFND   429 0 0
State Street ETF/USA COMMUNICATION 81369Y852   10,658,916 130,528 SH   SOLE   130,409 0 119
State Street ETF/USA RL EST SEL SEC 81369Y860   24,706 625 SH   DFND   625 0 0
State Street ETF/USA RL EST SEL SEC 81369Y860   7,539,083 190,718 SH   SOLE   189,480 0 1,238
Stryker Corp COM 863667101   735,065 2,054 SH   DFND   85 0 1,969
Stryker Corp COM 863667101   105,214 294 SH   SOLE   294 0 0
Target Corp COM 87612E106   604,995 3,414 SH   SOLE   3,414 0 0
Thermo Fisher Scientific Inc COM 883556102   475,430 818 SH   DFND   156 0 662
Thermo Fisher Scientific Inc COM 883556102   849,729 1,462 SH   SOLE   1,462 0 0
Tyson Foods Inc CL A 902494103   399,599 6,804 SH   SOLE   6,804 0 0
US Bancorp COM NEW 902973304   5,364 120 SH   DFND   120 0 0
US Bancorp COM NEW 902973304   299,579 6,702 SH   SOLE   5,700 0 1,002
Under Armour Inc CL A 904311107   76,383 10,350 SH   DFND   10,350 0 0
Union Pacific Corp COM 907818108   569,328 2,315 SH   DFND   116 0 2,199
Union Pacific Corp COM 907818108   4,477,893 18,208 SH   SOLE   18,064 0 144
UnitedHealth Group Inc COM 91324P102   611,449 1,236 SH   DFND   78 0 1,158
UnitedHealth Group Inc COM 91324P102   5,959,651 12,047 SH   SOLE   11,981 0 66
VANGUARD S&P 500 ETF SHS 922908363   1,687,257 3,510 SH   DFND   0 0 3,510
VANGUARD S&P 500 ETF SHS 922908363   208,624 434 SH   SOLE   434 0 0
VANGUARD ETF/USA STRM INFPROIDX 922020805   283,940 5,929 SH   DFND   629 0 5,300
VANGUARD ETF/USA STRM INFPROIDX 922020805   42,431 886 SH   SOLE   886 0 0
VANGUARD ETF/USA TT WRLD ST ETF 922042742   22,100 200 SH   DFND   0 0 200
VANGUARD ETF/USA TT WRLD ST ETF 922042742   734,825 6,650 SH   SOLE   6,650 0 0
VANGUARD ETF/USA FTSE EMR MKT ETF 922042858   155,343 3,719 SH   DFND   0 0 3,719
VANGUARD ETF/USA FTSE EMR MKT ETF 922042858   885,566 21,201 SH   SOLE   21,201 0 0
VANGUARD ETF/USA SHRT TRM CORP BD 92206C409   1,084,350 14,026 SH   SOLE   14,026 0 0
VANGUARD ETF/USA INT-TERM CORP 92206C870   2,122,566 26,364 SH   DFND   26,364 0 0
VANGUARD ETF/USA INT-TERM CORP 92206C870   140,495,183 1,745,065 SH   SOLE   1,741,788 0 3,277
VANGUARD GROUP SHORT TRM BOND 921937827   1,203,949 15,703 SH   DFND   0 0 15,703
VERIZON COMMUN COM 92343V104   140,356 3,345 SH   DFND   3,095 0 250
VERIZON COMMUN COM 92343V104   66,129 1,576 SH   SOLE   1,576 0 0
VISA INC COM CL A 92826C839   869,892 3,117 SH   DFND   1,512 0 1,605
VISA INC COM CL A 92826C839   175,262 628 SH   SOLE   628 0 0
Van Kampen Funds/Closed-end/US COM 46133G107   121,106 12,511 SH   SOLE   12,511 0 0
Vanguard ETF/USA VAN FTSE DEV MKT 921943858   330,620 6,590 SH   DFND   0 0 6,590
Vanguard ETF/USA VAN FTSE DEV MKT 921943858   8,780 175 SH   SOLE   175 0 0
Vanguard ETF/USA ALLWRLD EX US 922042775   299,115 5,100 SH   DFND   0 0 5,100
Vanguard ETF/USA INTER TERM TREAS 92206C706   2,391,826 40,851 SH   DFND   40,851 0 0
Vanguard ETF/USA INTER TERM TREAS 92206C706   132,323,586 2,260,010 SH   SOLE   2,256,712 0 3,298
Vanguard ETF/USA MTG-BKD SECS ETF 92206C771   268,643 5,890 SH   DFND   5,890 0 0
Vanguard ETF/USA MTG-BKD SECS ETF 92206C771   37,318,284 818,204 SH   SOLE   817,021 0 1,183
Vanguard ETF/USA REAL ESTATE ETF 922908553   56,212 650 SH   DFND   650 0 0
Vanguard ETF/USA REAL ESTATE ETF 922908553   701,093 8,107 SH   SOLE   8,107 0 0
Vanguard ETF/USA MID CAP ETF 922908629   428,510 1,715 SH   DFND   0 0 1,715
Vanguard ETF/USA SMALL CP ETF 922908751   411,005 1,798 SH   DFND   0 0 1,798
Vanguard ETF/USA SMALL CP ETF 922908751   60,576 265 SH   SOLE   265 0 0
WASTE MANAGEMENT COM 94106L109   210,166 986 SH   SOLE   986 0 0
WEC Energy Group Inc COM 92939U106   188,876 2,300 SH   DFND   0 0 2,300
WEC Energy Group Inc COM 92939U106   18,477 225 SH   SOLE   225 0 0
WW Grainger Inc COM 384802104   310,277 305 SH   DFND   0 0 305
WW Grainger Inc COM 384802104   50,865 50 SH   SOLE   50 0 0
Walmart Inc COM 931142103   361,562 6,009 SH   DFND   324 0 5,685
Walmart Inc COM 931142103   6,247,391 103,829 SH   SOLE   103,170 0 659
Walt Disney Co/The COM 254687106   783,961 6,407 SH   DFND   984 0 5,423
Walt Disney Co/The COM 254687106   6,470,886 52,884 SH   SOLE   52,722 0 162
Williams-Sonoma Inc COM 969904101   238,148 750 SH   DFND   0 0 750
iShares ETFs/USA EM MKT SM-CP ETF 464286475   289,248 4,915 SH   SOLE   4,915 0 0
iShares ETFs/USA CORE US AGGBD ET 464287226   19,588 200 SH   DFND   0 0 200
iShares ETFs/USA CORE US AGGBD ET 464287226   3,115,178 31,807 SH   SOLE   31,807 0 0
iShares ETFs/USA NORTH AMERN NAT 464287374   238,672 5,305 SH   DFND   0 0 5,305
iShares ETFs/USA NORTH AMERN NAT 464287374   84,536 1,879 SH   SOLE   1,879 0 0
iShares ETFs/USA 20 YR TR BD ETF 464287432   431,656 4,562 SH   DFND   4,562 0 0
iShares ETFs/USA 20 YR TR BD ETF 464287432   2,117,217 22,376 SH   SOLE   22,376 0 0
iShares ETFs/USA MSCI EAFE ETF 464287465   3,797,103 47,547 SH   SOLE   47,547 0 0
iShares ETFs/USA CORE S&P MCP ETF 464287507   2,027,380 33,378 SH   DFND   33,378 0 0
iShares ETFs/USA CORE S&P MCP ETF 464287507   83,564,938 1,375,781 SH   SOLE   1,373,621 0 2,160
iShares ETFs/USA S&P MC 400GR ETF 464287606   208,780 2,288 SH   SOLE   2,288 0 0
iShares ETFs/USA RUSSELL 3000 ETF 464287689   1,044,879 3,482 SH   SOLE   3,482 0 0
iShares ETFs/USA CORE S&P SCP ETF 464287804   641,569 5,805 SH   DFND   5,805 0 0
iShares ETFs/USA CORE S&P SCP ETF 464287804   53,871,316 487,435 SH   SOLE   486,306 0 1,129
iShares ETFs/USA EAFE SML CP ETF 464288273   429,187 6,777 SH   SOLE   6,777 0 0
iShares ETFs/USA JPMORGAN USD EMG 464288281   517,037 5,766 SH   SOLE   5,399 0 367
iShares ETFs/USA PFD AND INCM SEC 464288687   256,970 7,973 SH   DFND   7,973 0 0
iShares ETFs/USA PFD AND INCM SEC 464288687   51,699,982 1,604,095 SH   SOLE   1,601,746 0 2,349
iShares ETFs/USA CORE MSCI EURO 46434V738   10,171,823 175,831 SH   SOLE   175,359 0 472
iShares ETFs/USA IBONDS DEC25 ETF 46434VBD1   750,701 30,258 SH   SOLE   30,258 0 0
iShares ETFs/USA IBONDS DEC24 ETF 46434VBG4   757,813 30,252 SH   SOLE   30,252 0 0
iShares ETFs/USA IBONDS DEC2026 46435GAA0   734,532 30,798 SH   SOLE   30,798 0 0
iShares ETFs/USA IBONDS 27 ETF 46435UAA9   614,230 25,808 SH   SOLE   25,808 0 0
iShares ETFs/USA IBONDS DEC 2033 46436E130   131,579 5,164 SH   DFND   5,164 0 0
iShares ETFs/USA IBONDS DEC 2033 46436E130   24,729,206 970,534 SH   SOLE   969,686 0 848
iShares ETFs/USA IBONDS DEC 2032 46436E312   130,972 5,279 SH   DFND   5,279 0 0
iShares ETFs/USA IBONDS DEC 2032 46436E312   26,818,494 1,080,955 SH   SOLE   1,080,087 0 868