The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102 338 11,197 SH   DFND 1 0 0 11,197
AT&T INC COM 00206R102 31 1,018 SH   SOLE   0 0 1,018
ACTIVISION BLIZZARD INC COM 00507V109 7,098 93,512 SH   SOLE   0 0 93,512
ACTIVISION BLIZZARD INC COM 00507V109 19,877 261,880 SH   DFND 1 0 0 261,880
ADOBE INC COM 00724F101 382 877 SH   DFND 1 0 0 877
ALPHABET INC CAP STK CL A 02079K305 268 189 SH   DFND 1 0 0 189
ALPHABET INC CAP STK CL A 02079K305 75 53 SH   SOLE   0 0 53
AMAZON COM INC COM 023135106 8,116 2,942 SH   SOLE   0 0 2,942
AMAZON COM INC COM 023135106 22,484 8,150 SH   DFND 1 0 0 8,150
AMGEN INC COM 031162100 2 7 SH   DFND 1 0 0 7
AMGEN INC COM 031162100 1,051 4,456 SH   SOLE   0 0 4,456
ANTHEM INC COM 036752103 7 25 SH   SOLE   0 0 25
ANTHEM INC COM 036752103 448 1,704 SH   DFND 1 0 0 1,704
APPLE INC COM 037833100 25,311 69,384 SH   DFND 1 0 0 69,384
APPLE INC COM 037833100 9,796 26,853 SH   SOLE   0 0 26,853
APPLE HOSPITALITY REIT INC COM NEW 03784Y200 232 24,053 SH   DFND 1 0 0 24,053
APPLIED MATLS INC COM 038222105 20,211 334,342 SH   DFND 1 0 0 334,342
APPLIED MATLS INC COM 038222105 7,328 121,218 SH   SOLE   0 0 121,218
AVID BIOSERVICES INC COM 05368M106 83 12,715 SH   SOLE   0 0 12,715
AXSOME THERAPEUTICS INC COM 05464T104 217 2,632 SH   DFND 1 0 0 2,632
BAKER HUGHES COMPANY CL A 05722G100 806 52,340 SH   DFND 1 0 0 52,340
BAKER HUGHES COMPANY CL A 05722G100 392 25,494 SH   SOLE   0 0 25,494
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 47 264 SH   SOLE   0 0 264
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 308 1,723 SH   DFND 1 0 0 1,723
BOEING CO COM 097023105 359 1,958 SH   DFND 1 0 0 1,958
BOEING CO COM 097023105 39 213 SH   SOLE   0 0 213
BRISTOL-MYERS SQUIBB CO COM 110122108 1,659 28,219 SH   SOLE   0 0 28,219
BRISTOL-MYERS SQUIBB CO COM 110122108 3,309 56,270 SH   DFND 1 0 0 56,270
BROADCOM INC COM 11135F101 21,228 67,260 SH   DFND 1 0 0 67,260
BROADCOM INC COM 11135F101 7,674 24,316 SH   SOLE   0 0 24,316
CDW CORP COM 12514G108 423 3,642 SH   SOLE   0 0 3,642
CDW CORP COM 12514G108 885 7,621 SH   DFND 1 0 0 7,621
CIGNA CORP NEW COM 125523100 3,239 17,263 SH   DFND 1 0 0 17,263
CIGNA CORP NEW COM 125523100 1,623 8,647 SH   SOLE   0 0 8,647
CHARLES RIV LABS INTL INC COM 159864107 424 2,431 SH   SOLE   0 0 2,431
CHARLES RIV LABS INTL INC COM 159864107 849 4,870 SH   DFND 1 0 0 4,870
CHEVRON CORP NEW COM 166764100 17,651 197,810 SH   DFND 1 0 0 197,810
CHEVRON CORP NEW COM 166764100 6,356 71,229 SH   SOLE   0 0 71,229
CLEARBRIDGE MLP AND MIDSTRM COM 184692101 8 2,370 SH   SOLE   0 0 2,370
CLEARBRIDGE MLP AND MIDSTRM COM 184692101 33 10,288 SH   DFND 1 0 0 10,288
COMCAST CORP NEW CL A 20030N101 261 6,685 SH   DFND 1 0 0 6,685
COMCAST CORP NEW CL A 20030N101 52 1,328 SH   SOLE   0 0 1,328
DISNEY WALT CO COM DISNEY 254687106 6,601 59,198 SH   SOLE   0 0 59,198
DISNEY WALT CO COM DISNEY 254687106 17,997 161,391 SH   DFND 1 0 0 161,391
DISCOVERY INC COM SER A 25470F104 765 36,259 SH   DFND 1 0 0 36,259
DISCOVERY INC COM SER A 25470F104 376 17,833 SH   SOLE   0 0 17,833
DOCUSIGN INC COM 256163106 462 2,680 SH   SOLE   0 0 2,680
DOCUSIGN INC COM 256163106 910 5,287 SH   DFND 1 0 0 5,287
EAST WEST BANCORP INC COM 27579R104 371 10,244 SH   SOLE   0 0 10,244
EPAM SYS INC COM 29414B104 446 1,771 SH   SOLE   0 0 1,771
EPAM SYS INC COM 29414B104 913 3,621 SH   DFND 1 0 0 3,621
EXXON MOBIL CORP COM 30231G102 521 11,653 SH   DFND 1 0 0 11,653
EXXON MOBIL CORP COM 30231G102 36 813 SH   SOLE   0 0 813
FACEBOOK INC CL A 30303M102 54 238 SH   SOLE   0 0 238
FACEBOOK INC CL A 30303M102 250 1,101 SH   DFND 1 0 0 1,101
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108 1,554 84,338 SH   DFND 1 0 0 84,338
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108 653 35,443 SH   SOLE   0 0 35,443
FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108 135 2,453 SH   SOLE   0 0 2,453
FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108 3,609 65,603 SH   DFND 1 0 0 65,603
FIRST TR EXCH TRADED FD III INSTL PFD SECS 33739P855 22,964 1,218,882 SH   DFND 1 0 0 1,218,882
FIRST TR EXCH TRADED FD III INSTL PFD SECS 33739P855 8,039 426,712 SH   SOLE   0 0 426,712
FISERV INC COM 337738108 6,395 65,509 SH   SOLE   0 0 65,509
FISERV INC COM 337738108 17,983 184,212 SH   DFND 1 0 0 184,212
FORD MTR CO DEL COM 345370860 75 12,343 SH   DFND 1 0 0 12,343
FORD MTR CO DEL COM 345370860 1 100 SH   SOLE   0 0 100
FORTUNE BRANDS HOME & SEC IN COM 34964C106 447 6,988 SH   SOLE   0 0 6,988
FORTUNE BRANDS HOME & SEC IN COM 34964C106 902 14,102 SH   DFND 1 0 0 14,102
FS KKR CAP CORP II COM 35952V303 456 35,365 SH   DFND 1 0 0 35,365
GALLAGHER ARTHUR J & CO COM 363576109 18 185 SH   DFND 1 0 0 185
GALLAGHER ARTHUR J & CO COM 363576109 272 2,787 SH   SOLE   0 0 2,787
GAP INC COM 364760108 131 10,364 SH   DFND 1 0 0 10,364
GENERAL MOLY INC COM 370373102 20 98,000 SH   DFND 1 0 0 98,000
GENTEX CORP COM 371901109 845 32,797 SH   DFND 1 0 0 32,797
GENTEX CORP COM 371901109 407 15,799 SH   SOLE   0 0 15,799
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 54,130 864,693 SH   SOLE   0 0 864,693
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 162,386 2,594,029 SH   DFND 1 0 0 2,594,029
HILL ROM HLDGS INC COM 431475102 861 7,845 SH   DFND 1 0 0 7,845
HILL ROM HLDGS INC COM 431475102 415 3,779 SH   SOLE   0 0 3,779
HOME DEPOT INC COM 437076102 24 94 SH   SOLE   0 0 94
HOME DEPOT INC COM 437076102 263 1,048 SH   DFND 1 0 0 1,048
HONEYWELL INTL INC COM 438516106 17,906 123,838 SH   DFND 1 0 0 123,838
HONEYWELL INTL INC COM 438516106 6,467 44,725 SH   SOLE   0 0 44,725
INTEL CORP COM 458140100 93 1,552 SH   SOLE   0 0 1,552
INTEL CORP COM 458140100 276 4,611 SH   DFND 1 0 0 4,611
INTERCONTINENTAL EXCHANGE IN COM 45866F104 19,550 213,428 SH   DFND 1 0 0 213,428
INTERCONTINENTAL EXCHANGE IN COM 45866F104 7,024 76,677 SH   SOLE   0 0 76,677
INTERNATIONAL BUSINESS MACHS COM 459200101 218 1,808 SH   DFND 1 0 0 1,808
INVESCO QQQ TR UNIT SER 1 46090E103 835 3,374 SH   DFND 1 0 0 3,374
INVESCO QQQ TR UNIT SER 1 46090E103 301 1,216 SH   SOLE   0 0 1,216
INVESCO EXCHANGE TRADED FD T S&P SML600 GWT 46137V175 331 3,301 SH   SOLE   0 0 3,301
INVESCO EXCHANGE TRADED FD T S&P SML600 GWT 46137V175 517 5,154 SH   DFND 1 0 0 5,154
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266 71,276 550,436 SH   DFND 1 0 0 550,436
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266 15,784 121,894 SH   SOLE   0 0 121,894
INVESCO EXCH TRADED FD TR II CALIF AMT MUN 46138E206 212 7,779 SH   SOLE   0 0 7,779
INVESCO EXCH TRD SLF IDX FD BULSHS 2020 HY 46138J601 196 8,402 SH   SOLE   0 0 8,402
INVESCO EXCH TRD SLF IDX FD BULSHS 2020 HY 46138J601 183 7,848 SH   DFND 1 0 0 7,848
INVESCO EXCH TRD SLF IDX FD BULSHS 2021 CB 46138J700 25,876 1,210,855 SH   DFND 1 0 0 1,210,855
INVESCO EXCH TRD SLF IDX FD BULSHS 2021 CB 46138J700 8,414 393,735 SH   SOLE   0 0 393,735
ISHARES GOLD TRUST ISHARES 464285105 264 15,513 SH   SOLE   0 0 15,513
ISHARES GOLD TRUST ISHARES 464285105 12 688 SH   DFND 1 0 0 688
ISHARES INC EM MKTS DIV ETF 464286319 7,351 234,692 SH   DFND 1 0 0 234,692
ISHARES INC EM MKTS DIV ETF 464286319 2,342 74,763 SH   SOLE   0 0 74,763
ISHARES TR TIPS BD ETF 464287176 506 4,112 SH   DFND 1 0 0 4,112
ISHARES TR CORE US AGGBD ET 464287226 17,873 151,195 SH   DFND 1 0 0 151,195
ISHARES TR CORE US AGGBD ET 464287226 6,737 56,996 SH   SOLE   0 0 56,996
ISHARES TR S&P 500 GRWT ETF 464287309 2,130 10,266 SH   SOLE   0 0 10,266
ISHARES TR S&P 500 GRWT ETF 464287309 2,714 13,080 SH   DFND 1 0 0 13,080
ISHARES TR 1 3 YR TREAS BD 464287457 313 3,616 SH   SOLE   0 0 3,616
ISHARES TR EXPND TEC SC ETF 464287549 13,052 46,758 SH   SOLE   0 0 46,758
ISHARES TR EXPND TEC SC ETF 464287549 35,603 127,546 SH   DFND 1 0 0 127,546
ISHARES TR S&P MC 400GR ETF 464287606 691 3,087 SH   DFND 1 0 0 3,087
ISHARES TR S&P MC 400GR ETF 464287606 1,111 4,959 SH   SOLE   0 0 4,959
ISHARES TR S&P MC 400VL ETF 464287705 1,082 8,140 SH   SOLE   0 0 8,140
ISHARES TR S&P MC 400VL ETF 464287705 710 5,338 SH   DFND 1 0 0 5,338
ISHARES TR CORE S&P SCP ETF 464287804 2,437 35,691 SH   DFND 1 0 0 35,691
ISHARES TR CORE S&P SCP ETF 464287804 232 3,395 SH   SOLE   0 0 3,395
ISHARES TR SP SMCP600VL ETF 464287879 619 5,143 SH   SOLE   0 0 5,143
ISHARES TR SP SMCP600VL ETF 464287879 417 3,465 SH   DFND 1 0 0 3,465
ISHARES TR S&P SML 600 GWT 464287887 488 2,876 SH   DFND 1 0 0 2,876
ISHARES TR S&P SML 600 GWT 464287887 692 4,073 SH   SOLE   0 0 4,073
ISHARES TR GL CLEAN ENE ETF 464288224 660 52,705 SH   DFND 1 0 0 52,705
ISHARES TR NATIONAL MUN ETF 464288414 1,987 17,216 SH   DFND 1 0 0 17,216
ISHARES TR NATIONAL MUN ETF 464288414 888 7,699 SH   SOLE   0 0 7,699
ISHARES TR INTL SEL DIV ETF 464288448 3,370 134,157 SH   SOLE   0 0 134,157
ISHARES TR INTL SEL DIV ETF 464288448 10,564 420,548 SH   DFND 1 0 0 420,548
ISHARES TR US AER DEF ETF 464288760 399 2,425 SH   DFND 1 0 0 2,425
ISHARES TR U.S. MED DVC ETF 464288810 377 1,423 SH   DFND 1 0 0 1,423
ISHARES TR MSCI MIN VOL ETF 46429B697 33,616 554,443 SH   DFND 1 0 0 554,443
ISHARES TR MSCI MIN VOL ETF 46429B697 11,995 197,842 SH   SOLE   0 0 197,842
ISHARES TR USA QUALITY FCTR 46432F339 11,913 124,194 SH   SOLE   0 0 124,194
ISHARES TR USA QUALITY FCTR 46432F339 33,252 346,668 SH   DFND 1 0 0 346,668
ISHARES TR CORE MSCI EAFE 46432F842 235 4,116 SH   DFND 1 0 0 4,116
ISHARES TR CORE MSCI EAFE 46432F842 17 291 SH   SOLE   0 0 291
ISHARES TR CORE DIV GRWTH 46434V621 105 2,801 SH   SOLE   0 0 2,801
ISHARES TR CORE DIV GRWTH 46434V621 462 12,279 SH   DFND 1 0 0 12,279
ISHARES TR CORE MSCI INTL 46435G326 458 8,959 SH   DFND 1 0 0 8,959
ISHARES TR CORE MSCI INTL 46435G326 305 5,977 SH   SOLE   0 0 5,977
ISHARES TR ESG MSCI USA ETF 46435G425 244 3,487 SH   SOLE   0 0 3,487
ISHARES TR ESG MSCI USA ETF 46435G425 169 2,411 SH   DFND 1 0 0 2,411
ISHARES TR IBONDS DEC 25 46435U432 3,692 132,447 SH   DFND 1 0 0 132,447
ISHARES TR IBONDS DEC 25 46435U432 836 29,994 SH   SOLE   0 0 29,994
ISHARES TR IBONDS DEC 46435U697 891 33,007 SH   SOLE   0 0 33,007
ISHARES TR IBONDS DEC 46435U697 2,626 97,309 SH   DFND 1 0 0 97,309
JPMORGAN CHASE & CO COM 46625H100 3,576 38,017 SH   DFND 1 0 0 38,017
JPMORGAN CHASE & CO COM 46625H100 1,592 16,927 SH   SOLE   0 0 16,927
JACOBS ENGR GROUP INC COM 469814107 434 5,123 SH   SOLE   0 0 5,123
JACOBS ENGR GROUP INC COM 469814107 879 10,364 SH   DFND 1 0 0 10,364
JOHN HANCOCK ETF TRUST MULTIFACTOR MI 47804J206 657 18,693 SH   DFND 1 0 0 18,693
JOHN HANCOCK EXCHANGE TRADED MULTIFACTOR MI 47804J206 421 11,990 SH   SOLE   0 0 11,990
JOHNSON & JOHNSON COM 478160104 24 171 SH   SOLE   0 0 171
JOHNSON & JOHNSON COM 478160104 453 3,221 SH   DFND 1 0 0 3,221
KAYNE ANDERSN MLP MIDS INVT COM 486606106 30 5,618 SH   DFND 1 0 0 5,618
KAYNE ANDERSN MLP MIDS INVT COM 486606106 28 5,364 SH   SOLE   0 0 5,364
LOWES COS INC COM 548661107 7,874 58,276 SH   SOLE   0 0 58,276
LOWES COS INC COM 548661107 21,975 162,637 SH   DFND 1 0 0 162,637
MARKETAXESS HLDGS INC COM 57060D108 674 1,345 SH   DFND 1 0 0 1,345
MARKETAXESS HLDGS INC COM 57060D108 364 727 SH   SOLE   0 0 727
MASTERCARD INC CL A 57636Q104 6,939 23,467 SH   SOLE   0 0 23,467
MASTERCARD INCORPORATED CL A 57636Q104 19,762 66,832 SH   DFND 1 0 0 66,832
MCKESSON CORP COM 58155Q103 19,715 128,504 SH   DFND 1 0 0 128,504
MCKESSON CORP COM 58155Q103 7,001 45,635 SH   SOLE   0 0 45,635
MICROSOFT CORP COM 594918104 2,556 12,561 SH   SOLE   0 0 12,561
MICROSOFT CORP COM 594918104 5,919 29,086 SH   DFND 1 0 0 29,086
NEXTERA ENERGY INC COM 65339F101 3,437 14,312 SH   DFND 1 0 0 14,312
NEXTERA ENERGY INC COM 65339F101 1,585 6,600 SH   SOLE   0 0 6,600
PEPSICO INC COM 713448108 6 47 SH   SOLE   0 0 47
PEPSICO INC COM 713448108 201 1,518 SH   DFND 1 0 0 1,518
PERKINELMER INC COM 714046109 380 3,876 SH   DFND 1 0 0 3,876
PFIZER INC COM 717081103 216 6,601 SH   DFND 1 0 0 6,601
PFIZER INC COM 717081103 15 451 SH   SOLE   0 0 451
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 1,094 10,760 SH   SOLE   0 0 10,760
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 266 2,612 SH   DFND 1 0 0 2,612
PIMCO DYNAMIC CR INCOME FD COM SHS 72202D106 436 23,671 SH   DFND 1 0 0 23,671
PROCTER & GAMBLE CO COM 742718109 108 906 SH   DFND 1 0 0 906
PROCTER & GAMBLE CO COM 742718109 126 1,050 SH   SOLE   0 0 1,050
PROLOGIS INC. COM 74340W103 7,279 77,993 SH   SOLE   0 0 77,993
PROLOGIS INC. COM 74340W103 20,259 217,071 SH   DFND 1 0 0 217,071
PROOFPOINT INC COM 743424103 756 6,801 SH   DFND 1 0 0 6,801
PROOFPOINT INC COM 743424103 367 3,305 SH   SOLE   0 0 3,305
SPDR S&P 500 ETF TR TR UNIT 78462F103 222 721 SH   SOLE   0 0 721
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,612 8,470 SH   DFND 1 0 0 8,470
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 2,968 88,705 SH   DFND 1 0 0 88,705
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 3,681 110,023 SH   SOLE   0 0 110,023
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 18,554 671,756 SH   SOLE   0 0 671,756
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 68,484 2,479,500 SH   DFND 1 0 0 2,479,500
SPDR SER TR S&P 600 SMCP GRW 78464A201 18,569 327,037 SH   DFND 1 0 0 327,037
SPDR SER TR S&P 600 SMCP GRW 78464A201 5,221 91,943 SH   SOLE   0 0 91,943
SPDR SER TR WELLS FG PFD ETF 78464A292 209 5,001 SH   SOLE   0 0 5,001
SPDR SER TR WELLS FG PFD ETF 78464A292 2,074 49,553 SH   DFND 1 0 0 49,553
SPDR SER TR S&P 600 SMCP VAL 78464A300 1,827 37,202 SH   DFND 1 0 0 37,202
SPDR SER TR S&P 600 SMCP VAL 78464A300 1,905 38,785 SH   SOLE   0 0 38,785
SPDR SER TR PORTFOLIO AGRGTE 78464A649 270 8,762 SH   SOLE   0 0 8,762
SPDR SER TR PORTFOLIO AGRGTE 78464A649 2,750 89,097 SH   DFND 1 0 0 89,097
SPDR SER TR S&P 400 MDCP GRW 78464A821 1,488 27,657 SH   DFND 1 0 0 27,657
SPDR SER TR S&P 400 MDCP GRW 78464A821 1,797 33,412 SH   SOLE   0 0 33,412
SPDR SER TR S&P 400 MDCP VAL 78464A839 1,839 43,129 SH   SOLE   0 0 43,129
SPDR SER TR S&P 400 MDCP VAL 78464A839 1,723 40,411 SH   DFND 1 0 0 40,411
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 5,552 112,041 SH   DFND 1 0 0 112,041
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 551 11,116 SH   SOLE   0 0 11,116
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 12,758 127,492 SH   SOLE   0 0 127,492
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 36,274 362,490 SH   DFND 1 0 0 362,490
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 383 5,582 SH   DFND 1 0 0 5,582
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 60 875 SH   SOLE   0 0 875
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1 13 SH   SOLE   0 0 13
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 685 6,551 SH   DFND 1 0 0 6,551
TEMPUR SEALY INTL INC COM 88023U101 212 2,953 SH   DFND 1 0 0 2,953
THERMO FISHER SCIENTIFIC INC COM 883556102 21,593 59,593 SH   DFND 1 0 0 59,593
THERMO FISHER SCIENTIFIC INC COM 883556102 7,840 21,638 SH   SOLE   0 0 21,638
TRUIST FINL CORP COM 89832Q109 279 7,439 SH   DFND 1 0 0 7,439
US FOODS HLDG CORP COM 912008109 817 41,405 SH   DFND 1 0 0 41,405
US FOODS HLDG CORP COM 912008109 407 20,657 SH   SOLE   0 0 20,657
UNITEDHEALTH GROUP INC COM 91324P102 37 125 SH   SOLE   0 0 125
UNITEDHEALTH GROUP INC COM 91324P102 364 1,233 SH   DFND 1 0 0 1,233
VANGUARD WORLD FD MEGA GRWTH IND 921910816 507 3,100 SH   DFND 1 0 0 3,100
VANGUARD WORLD FD MEGA CAP INDEX 921910873 1,736 15,861 SH   DFND 1 0 0 15,861
VANGUARD TAX-MANAGED FDS FTSE DEV MKT ETF 921943858 8,316 214,383 SH   DFND 1 0 0 214,383
VANGUARD TAX-MANAGED FDS FTSE DEV MKT ETF 921943858 5,570 143,593 SH   SOLE   0 0 143,593
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 657 8,345 SH   SOLE   0 0 8,345
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 2,721 34,536 SH   DFND 1 0 0 34,536
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,769 69,898 SH   DFND 1 0 0 69,898
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3,148 79,474 SH   SOLE   0 0 79,474
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 1,220 6,331 SH   DFND 1 0 0 6,331
VANGUARD WORLD FDS INF TECH ETF 92204A702 1,355 4,861 SH   DFND 1 0 0 4,861
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813 1,045 9,833 SH   DFND 1 0 0 9,833
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813 254 2,387 SH   SOLE   0 0 2,387
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 610 6,371 SH   SOLE   0 0 6,371
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 613 6,407 SH   DFND 1 0 0 6,407
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 1,058 6,411 SH   DFND 1 0 0 6,411
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 763 4,622 SH   SOLE   0 0 4,622
VANGUARD INDEX FDS SML CP GRW ETF 922908595 525 2,631 SH   SOLE   0 0 2,631
VANGUARD INDEX FDS SML CP GRW ETF 922908595 482 2,415 SH   DFND 1 0 0 2,415
VANGUARD INDEX FDS GROWTH ETF 922908736 8,967 44,369 SH   DFND 1 0 0 44,369
VANGUARD INDEX FDS GROWTH ETF 922908736 10,376 51,344 SH   SOLE   0 0 51,344
VANGUARD INDEX FDS VALUE ETF 922908744 11,167 112,126 SH   SOLE   0 0 112,126
VANGUARD INDEX FDS VALUE ETF 922908744 10,229 102,715 SH   DFND 1 0 0 102,715
VANGUARD INDEX FDS SMALL CP ETF 922908751 677 4,645 SH   DFND 1 0 0 4,645
VANGUARD INDEX FDS SMALL CP ETF 922908751 106 728 SH   SOLE   0 0 728
VANGUARD INDEX FDS TOTAL STK MKT 922908769 29 183 SH   SOLE   0 0 183
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,928 12,320 SH   DFND 1 0 0 12,320
VERIZON COMMUNICATIONS INC COM 92343V104 280 5,079 SH   DFND 1 0 0 5,079
VERIZON COMMUNICATIONS INC COM 92343V104 79 1,425 SH   SOLE   0 0 1,425
VISA INC COM CL A 92826C839 29 148 SH   SOLE   0 0 148
VISA INC COM CL A 92826C839 277 1,432 SH   DFND 1 0 0 1,432
WALMART INC COM 931142103 19,063 159,146 SH   DFND 1 0 0 159,146
WALMART INC COM 931142103 6,982 58,289 SH   SOLE   0 0 58,289
WASTE CONNECTIONS INC COM 94106B101 405 4,322 SH   SOLE   0 0 4,322
WASTE CONNECTIONS INC COM 94106B101 829 8,843 SH   DFND 1 0 0 8,843
WISDOMTREE TR US MIDCAP DIVID 97717W505 4,654 164,204 SH   DFND 1 0 0 164,204
WISDOMTREE TR US MIDCAP DIVID 97717W505 1,255 44,284 SH   SOLE   0 0 44,284
WISDOMTREE TR US SMALLCAP DIVD 97717W604 866 40,910 SH   SOLE   0 0 40,910
WISDOMTREE TR US SMALLCAP DIVD 97717W604 2,765 130,539 SH   DFND 1 0 0 130,539
WISDOMTREE TR INTL EQUITY FD 97717W703 19,922 450,008 SH   DFND 1 0 0 450,008
WISDOMTREE TR INTL EQUITY FD 97717W703 13,403 302,757 SH   SOLE   0 0 302,757
WISDOMTREE TR FLOATNG RAT TREA 97717X628 925 36,834 SH   SOLE   0 0 36,834
WISDOMTREE TR FLOATNG RAT TREA 97717X628 1,143 45,518 SH   DFND 1 0 0 45,518
ZOOM VIDEO COMMUNICATIONS IN CL A 98980L101 201 792 SH   DFND 1 0 0 792
ZOOM VIDEO COMMUNICATIONS IN CL A 98980L101 61 242 SH   SOLE   0 0 242
TRANE TECHNOLOGIES PLC SHS G8994E103 1,608 18,077 SH   SOLE   0 0 18,077
TRANE TECHNOLOGIES PLC SHS G8994E103 3,310 37,194 SH   DFND 1 0 0 37,194