The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 229,895 1,483 SH   SOLE   0 0 1,483
ADOBE INC COM 00724F101 BBG001S5NCQ5 1,493,289 2,503 SH   SOLE   0 0 2,503
ALTRIA GROUP INC COM 02209S103 BBG001S5T8T5 368,469 9,134 SH   SOLE   0 0 9,134
AMAZON COM INC COM 023135106 BBG001S5PQL7 811,056 5,338 SH   SOLE   0 0 5,338
APPLE INC COM 037833100 BBG001S5N8V8 5,009,700 26,020 SH   SOLE   0 0 26,020
BANK AMERICA CORP COM 060505104 BBG001S5P0Y0 720,914 21,411 SH   SOLE   0 0 21,411
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 3,553,167 9,962 SH   SOLE   0 0 9,962
BLACKROCK INNOVATION AND GRW SHS BEN INT 09260Q108 BBG00ZSNML46 98,080 13,381 SH   SOLE   0 0 13,381
BLACKROCK SCIENCE & TECHNOLO SHS BEN INT 09260K101 BBG00P5272Q4 1,422,919 85,154 SH   SOLE   0 0 85,154
BOEING CO COM 097023105 BBG001S5P0V3 561,459 2,154 SH   SOLE   0 0 2,154
CISCO SYS INC COM 17275R102 BBG001S6HC62 241,065 4,772 SH   SOLE   0 0 4,772
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 1,029,313 1,559 SH   SOLE   0 0 1,559
CROWDSTRIKE HLDGS INC CL A 22788C105 BBG00BLYKRZ7 337,789 1,323 SH   SOLE   0 0 1,323
DEERE & CO COM 244199105 BBG001S5QFF7 1,791,081 4,479 SH   SOLE   0 0 4,479
EA SERIES TRUST FREEDOM 100 EM 02072L607 BBG00P7KKMR2 292,453 8,889 SH   SOLE   0 0 8,889
EMERSON ELEC CO COM 291011104 BBG001S5QVT7 486,650 5,000 SH   SOLE   0 0 5,000
FIRST TR VALUE LINE DIVID IN SHS 33734H106 BBG001SLWD88 435,633 10,740 SH   SOLE   0 0 10,740
HOME DEPOT INC COM 437076102 BBG001S5RTW7 263,366 760 SH   SOLE   0 0 760
INTERNATIONAL BUSINESS MACHS COM 459200101 BBG001S5S399 221,669 1,355 SH   SOLE   0 0 1,355
ISHARES TR 20 YR TR BD ETF 464287432 BBG001S8MLN3 1,990,426 20,130 SH   SOLE   0 0 20,130
ISHARES TR CORE MSCI TOTAL 46432F834 BBG003H6TMV7 16,987,923 261,634 SH   SOLE   0 0 261,634
ISHARES TR CORE US AGGBD ET 464287226 BBG001SM1QT8 15,652,837 157,711 SH   SOLE   0 0 157,711
ISHARES TR ESG EAFE ETF 46436E759 BBG00VHK1HS9 733,340 11,480 SH   SOLE   0 0 11,480
ISHARES TR ESG MSCI USA ETF 46436E767 BBG00VHK2B74 1,179,990 29,633 SH   SOLE   0 0 29,633
ISHARES TR MSCI USA MIN VOL 46429B697 BBG0025X2G81 359,036 4,601 SH   SOLE   0 0 4,601
ISHARES TR MSCI USA QLT FCT 46432F339 BBG004TRTWW3 14,597,849 99,211 SH   SOLE   0 0 99,211
ISHARES TR NATIONAL MUN ETF 464288414 BBG001SZV978 10,137,588 93,512 SH   SOLE   0 0 93,512
ISHARES TR RUS 1000 GRW ETF 464287614 BBG001S56320 294,971 973 SH   SOLE   0 0 973
ISHARES TR RUS 1000 VAL ETF 464287598 BBG001S562P7 495,899 3,001 SH   SOLE   0 0 3,001
ISHARES TR RUS 2000 VAL ETF 464287630 BBG001S56277 293,570 1,890 SH   SOLE   0 0 1,890
ISHARES TR RUS MD CP GR ETF 464287481 BBG001S561Z8 416,248 3,985 SH   SOLE   0 0 3,985
ISHARES TR RUS MDCP VAL ETF 464287473 BBG001S561V2 442,563 3,806 SH   SOLE   0 0 3,806
ISHARES TR US TREAS BD ETF 46429B267 BBG002NCKPP8 7,729,026 335,461 SH   SOLE   0 0 335,461
J P MORGAN EXCHANGE TRADED F HIGH YIELD MUNI 46654Q799 BBG01H50H5M1 217,159 4,378 SH   SOLE   0 0 4,378
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647 BBG00M8D48L9 8,583,915 168,444 SH   SOLE   0 0 168,444
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 BBG00GP26NW0 2,506,767 49,906 SH   SOLE   0 0 49,906
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 BBG00M8D2458 1,899,597 37,438 SH   SOLE   0 0 37,438
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 375,315 2,395 SH   SOLE   0 0 2,395
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 349,520 2,055 SH   SOLE   0 0 2,055
LOWES COS INC COM 548661107 BBG001S5SVL3 216,248 972 SH   SOLE   0 0 972
MERCK & CO INC COM 58933Y105 BBG001S5TC52 289,986 2,660 SH   SOLE   0 0 2,660
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 270,780 765 SH   SOLE   0 0 765
MICROSOFT CORP COM 594918104 BBG001S5TD05 18,637,484 49,563 SH   SOLE   0 0 49,563
NEXTERA ENERGY INC COM 65339F101 BBG001S5RB29 271,619 4,472 SH   SOLE   0 0 4,472
NOKIA CORP SPONSORED ADR 654902204 BBG001SCPCG9 81,529 23,839 SH   SOLE   0 0 23,839
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 415,265 839 SH   SOLE   0 0 839
PEPSICO INC COM 713448108 BBG001S695T1 280,745 1,653 SH   SOLE   0 0 1,653
PHILIP MORRIS INTL INC COM 718172109 BBG001STP9N1 455,091 4,837 SH   SOLE   0 0 4,837
PIMCO ETF TR ENHANCD SHORT 72201R643 BBG00QQFDTV8 727,275 7,427 SH   SOLE   0 0 7,427
PIMCO ETF TR ENHNCD LW DUR AC 72201R718 BBG005VLSHH1 350,331 3,697 SH   SOLE   0 0 3,697
PIMCO ETF TR SHTRM MUN BD ACT 72201R874 BBG001T6Q6C7 1,724,818 34,478 SH   SOLE   0 0 34,478
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 496,908 3,391 SH   SOLE   0 0 3,391
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 BBG001T5XQT9 1,863,839 33,480 SH   SOLE   0 0 33,480
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 BBG0025RWLM4 14,171,729 186,152 SH   SOLE   0 0 186,152
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 BBG001T66WN0 9,175,859 110,606 SH   SOLE   0 0 110,606
SCHWAB STRATEGIC TR US REIT ETF 808524847 BBG001V039G2 222,343 10,736 SH   SOLE   0 0 10,736
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 BBG001T5XQW5 372,816 7,892 SH   SOLE   0 0 7,892
SCHWAB STRATEGIC TR US TIPS ETF 808524870 BBG001T9F777 2,708,099 51,879 SH   SOLE   0 0 51,879
SELECTIVE INS GROUP INC COM 816300107 BBG001S5W2R6 753,561 7,575 SH   SOLE   0 0 7,575
SOUTHERN CO COM 842587107 BBG001S5W777 526,399 7,507 SH   SOLE   0 0 7,507
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 337,101 709 SH   SOLE   0 0 709
STARBUCKS CORP COM 855244109 BBG001S72KH6 1,043,874 10,873 SH   SOLE   0 0 10,873
T-MOBILE US INC COM 872590104 BBG001SKR9Y6 212,611 1,326 SH   SOLE   0 0 1,326
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 345,849 657 SH   SOLE   0 0 657
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 BBG004N1LGK2 2,520,451 51,057 SH   SOLE   0 0 51,057
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 331,423 1,066 SH   SOLE   0 0 1,066
VANGUARD INDEX FDS SM CP VAL ETF 922908611 BBG001SHVTR2 311,808 1,733 SH   SOLE   0 0 1,733
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 24,050,923 101,387 SH   SOLE   0 0 101,387
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 BBG001SP7T00 640,320 11,406 SH   SOLE   0 0 11,406
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 BBG001SHTV18 220,090 3,413 SH   SOLE   0 0 3,413
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 BBG003H12XS7 231,705 4,879 SH   SOLE   0 0 4,879
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 591,860 12,356 SH   SOLE   0 0 12,356
VANGUARD WORLD FD ESG INTL STK ETF 921910725 BBG00M0P2VR5 7,091,808 128,289 SH   SOLE   0 0 128,289
VANGUARD WORLD FD ESG US STK ETF 921910733 BBG00M0P2SP4 10,470,588 123,096 SH   SOLE   0 0 123,096
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 BBG001SHVTQ3 695,724 2,284 SH   SOLE   0 0 2,284
VANGUARD WORLD FDS INF TECH ETF 92204A702 BBG001SHTTR5 407,681 842 SH   SOLE   0 0 842
VISA INC COM CL A 92826C839 BBG001SRCFY3 288,743 1,109 SH   SOLE   0 0 1,109
WELLS FARGO CO NEW COM 949746101 BBG001S5XF23 213,181 4,331 SH   SOLE   0 0 4,331
WISDOMTREE TR EM EX ST-OWNED 97717X578 BBG007PB9N20 669,578 23,185 SH   SOLE   0 0 23,185
WORLD KINECT CORPORATION COM 981475106 BBG001S5S9J5 214,312 9,408 SH   SOLE   0 0 9,408