The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579y101 1,561 8,851 SH   SOLE 0 0 0 8,851
A.O. SMITH CORP COM 831865209 221 4,640 SH   SOLE 0 0 0 4,640
ABBOTT LABS COM 002824100 598 6,888 SH   SOLE 0 0 0 6,888
ABBVIE INC COM 00287Y109 597 6,747 SH   SOLE 0 0 0 6,747
ADOBE SYS INC COM COM 00724f101 334 1,013 SH   SOLE 0 0 0 1,013
AFLAC INC COM 001055102 1,653 31,257 SH   SOLE 0 0 0 31,257
AIR PRODUCTS & CHEMICALS INC COM 009158106 377 1,606 SH   SOLE 0 0 0 1,606
ALPHABET INC - CL C COM 02079k107 677 506 SH   SOLE 0 0 0 506
ALTRIA GROUP INC COM 02209s103 556 11,134 SH   SOLE 0 0 0 11,134
AMAZON COM INC COM COM 023135106 1,063 575 SH   SOLE 0 0 0 575
AMGEN INC COM 031162100 359 1,488 SH   SOLE 0 0 0 1,488
APPLE COMPUTER INC COM COM 037833100 2,734 9,312 SH   SOLE 0 0 0 9,312
ARCHER DANIELS MIDLAND COM COM 039483102 411 8,869 SH   SOLE 0 0 0 8,869
ASML HLDG NV N Y SHS COM N07059210 202 683 SH   SOLE 0 0 0 683
AT&T CORP COM COM 00206r102 675 17,268 SH   SOLE 0 0 0 17,268
ATMOS ENERGY CORP COM 049560105 317 2,831 SH   SOLE 0 0 0 2,831
AUTOMATIC DATA PROCESS COM COM 053015103 568 3,332 SH   SOLE 0 0 0 3,332
BANKAMERICA CORP NEW COM COM 060505104 2,031 57,662 SH   SOLE 0 0 0 57,662
BECTON DICKINSON AND CO COM 075887109 344 1,265 SH   SOLE 0 0 0 1,265
BRISTOL MYERS SQUIBB CO COM 110122108 206 3,202 SH   SOLE 0 0 0 3,202
BROWN FORMAN CORP CL B COM 115637209 349 5,167 SH   SOLE 0 0 0 5,167
CARDINAL HEALTH INC OHIO COM 14149y108 232 4,592 SH   SOLE 0 0 0 4,592
CHEVRONTEXACO CORP COM 166764100 413 3,428 SH   SOLE 0 0 0 3,428
CINCINNATI FINL CORP COM COM 172062101 466 4,431 SH   SOLE 0 0 0 4,431
CINTAS CORP COM 172908105 641 2,383 SH   SOLE 0 0 0 2,383
CISCO SYSTEMS INC COM COM 17275R102 222 4,638 SH   SOLE 0 0 0 4,638
CLOROX CO DEL COM COM 189054109 679 4,422 SH   SOLE 0 0 0 4,422
COCA COLA COM 191216100 2,730 49,321 SH   SOLE 0 0 0 49,321
COLGATE PALMOLIVE CO COM COM 194162103 327 4,749 SH   SOLE 0 0 0 4,749
COMCAST COPR-CL A COM 20030N101 365 8,119 SH   SOLE 0 0 0 8,119
COMMERCE BANCSHARES INC COM 200525103 717 10,551 SH   SOLE 0 0 0 10,551
CONSOLIDATED EDISON COM COM 209115104 332 3,667 SH   SOLE 0 0 0 3,667
COSTCO WHSL CORP NEW COM COM 22160k105 263 895 SH   SOLE 0 0 0 895
DOVER CORP COM COM 260003108 350 3,039 SH   SOLE 0 0 0 3,039
ECOLAB INC COM 278865100 440 2,279 SH   SOLE 0 0 0 2,279
EMERSON ELEC CO COM 291011104 307 4,023 SH   SOLE 0 0 0 4,023
ENTERGY CORP NEW COM COM 29364G103 267 2,229 SH   SOLE 0 0 0 2,229
EXXON MOBIL CORP COM COM 30231G102 655 9,386 SH   SOLE 0 0 0 9,386
FACEBOOK INC-A COM 30303m102 414 2,018 SH   SOLE 0 0 0 2,018
FACTSET RESEARCH SYSTEMS INC COM 303075105 337 1,256 SH   SOLE 0 0 0 1,256
FEDERAL REALTY INVT TR COM 313747206 306 2,375 SH   SOLE 0 0 0 2,375
FEDEX CORP DELAWARE COM COM 31428X106 706 4,668 SH   SOLE 0 0 0 4,668
FIDELITY MSCI HEALTH CARE INDE COM 316092600 3,914 78,680 SH   SOLE 0 0 0 78,680
FIDELITY UTILITIES ETF COM 316092865 4,494 106,239 SH   SOLE 0 0 0 106,239
FIRST BANCSHARES INC/MS COM 318916103 1,484 41,781 SH   SOLE 0 0 0 41,781
GENERAL DYNAMICS CORP COM COM 369550108 303 1,720 SH   SOLE 0 0 0 1,720
GENERAL ELEC CO COM 369604103 171 15,296 SH   SOLE 0 0 0 15,296
GENUINE PARTS CO COM COM 372460105 313 2,949 SH   SOLE 0 0 0 2,949
GRACO INC COM 384109104 252 4,849 SH   SOLE 0 0 0 4,849
GRAINGER W W INC COM COM 384802104 340 1,005 SH   SOLE 0 0 0 1,005
HALLIBURTON COMPANY COM 406216101 295 12,059 SH   SOLE 0 0 0 12,059
HEWLETT PACKARD ENTERPRISE CO COM 42824c109 210 13,243 SH   SOLE 0 0 0 13,243
HORMEL FOODS CORP COM 440452100 390 8,636 SH   SOLE 0 0 0 8,636
HP INC COM 40434l105 272 13,243 SH   SOLE 0 0 0 13,243
ILLINOIS TOOL WKS INC COM COM 452308109 394 2,193 SH   SOLE 0 0 0 2,193
INTEL CORP COM 458140100 443 7,408 SH   SOLE 0 0 0 7,408
INTL BUSINESS MACH COM 459200101 275 2,048 SH   SOLE 0 0 0 2,048
INVESCO QQQ TR UNIT SER 1 COM 46090e103 5,671 26,675 SH   SOLE 0 0 0 26,675
INVESCO S&P 500 EQUAL WEIGHT E COM 46137v357 907 7,841 SH   SOLE 0 0 0 7,841
ISHARES CORE MSCI EAFE COM 46432f842 2,677 41,028 SH   SOLE 0 0 0 41,028
ISHARES CORE S&P TOTAL US COM 464287150 4,147 57,045 SH   SOLE 0 0 0 57,045
ISHARES DJ SELECT DIVIDEND COM 464287168 3,332 31,537 SH   SOLE 0 0 0 31,537
ISHARES S&P PREF STOCK INDEX COM 464288687 1,290 34,308 SH   SOLE 0 0 0 34,308
ISHARES TR RUSSELL 2000 COM 464287655 379 2,285 SH   SOLE 0 0 0 2,285
ISHARES TR S&P 500 INDEX COM 464287200 15,466 47,848 SH   SOLE 0 0 0 47,848
J P MORGAN CHASE AND CO COM 46625h100 569 4,082 SH   SOLE 0 0 0 4,082
JACK HENRY & ASSOCIATES COM 426281101 2,041 14,010 SH   SOLE 0 0 0 14,010
JOHNSON AND JOHNSON COM 478160104 6,405 43,908 SH   SOLE 0 0 0 43,908
KIMBERLY CLARK CORP COM COM 494368103 450 3,269 SH   SOLE 0 0 0 3,269
KKR & CO INC-A COM 48251w104 272 9,328 SH   SOLE 0 0 0 9,328
LEGGETT & PLATT INC COM COM 524660107 325 6,389 SH   SOLE 0 0 0 6,389
LINDE PLC COM g5494j103 469 2,204 SH   SOLE 0 0 0 2,204
LOCKHEED MARTIN CORP COM 539830109 385 988 SH   SOLE 0 0 0 988
LOWE'S COMPANIES COM 548661107 3,034 25,338 SH   SOLE 0 0 0 25,338
MASTERCARD INC- CL A COM 57636Q104 270 905 SH   SOLE 0 0 0 905
MCCORMICK & CO - NON VTG SHRS COM 579780206 424 2,497 SH   SOLE 0 0 0 2,497
MCDONALDS CORP COM COM 580135101 1,362 6,891 SH   SOLE 0 0 0 6,891
MEDTRONIC PLC COM g5960l103 506 4,461 SH   SOLE 0 0 0 4,461
MICROSOFT CORP COM COM 594918104 2,339 14,831 SH   SOLE 0 0 0 14,831
MONDELEZ INTERNATIONAL INC COM 609207105 414 7,525 SH   SOLE 0 0 0 7,525
NEW YORK CMNTY BANCORP COM COM 649445103 283 23,524 SH   SOLE 0 0 0 23,524
NEXTERA ENERGY INC COM 65339F101 206 851 SH   SOLE 0 0 0 851
NIKE INC CL B COM 654106103 857 8,458 SH   SOLE 0 0 0 8,458
NORDSON CORP COM 655663102 264 1,624 SH   SOLE 0 0 0 1,624
NORTHROP GRUMMAN CORP COM COM 666807102 451 1,310 SH   SOLE 0 0 0 1,310
NUCOR CORP COM 670346105 266 4,720 SH   SOLE 0 0 0 4,720
NUVEEN QUALITY PREFERRED II COM 67072c105 130 13,000 SH   SOLE 0 0 0 13,000
ORACLE CORP COM 68389X105 4,168 78,668 SH   SOLE 0 0 0 78,668
PENTAIR PLC COM g7s00t104 210 4,576 SH   SOLE 0 0 0 4,576
PEPSICO COM 713448108 5,642 41,281 SH   SOLE 0 0 0 41,281
PFIZER INC DEL PV$0.05 COM 717081103 709 18,095 SH   SOLE 0 0 0 18,095
PHILIP MORRIS INTERNATIONAL IN COM 718172109 687 8,071 SH   SOLE 0 0 0 8,071
PPG INDUSTRIES INC COM 693506107 539 4,035 SH   SOLE 0 0 0 4,035
PROCTER GAMBLE COM 742718109 1,266 10,135 SH   SOLE 0 0 0 10,135
PROSHARES S&P500 ARISTOCRATS COM 74348a467 7,090 93,797 SH   SOLE 0 0 0 93,797
RAYTHEON CO COM NEW COM 755111507 224 1,019 SH   SOLE 0 0 0 1,019
REGIONS FINANCIAL CORP COM 7591EP100 1,084 63,168 SH   SOLE 0 0 0 63,168
RENASANT CORP COM 75970e107 210 5,919 SH   SOLE 0 0 0 5,919
ROLLINS INC COM 775711104 208 6,273 SH   SOLE 0 0 0 6,273
ROPER INDS INC NEW COM COM 776696106 333 941 SH   SOLE 0 0 0 941
S&P GLOBAL INC COM 78409v104 386 1,413 SH   SOLE 0 0 0 1,413
SANDERSON FARMS INC COM 800013104 710 4,028 SH   SOLE 0 0 0 4,028
SCHLUMBERGER LTD COM COM 806857108 211 5,256 SH   SOLE 0 0 0 5,256
SEAGATE TECHNOLOGY COM G7945M107 774 13,005 SH   SOLE 0 0 0 13,005
SHERWIN-WILLIAMS CO COM 824348106 388 665 SH   SOLE 0 0 0 665
STANLEY BLACK & DECKER INC COM 854502101 389 2,348 SH   SOLE 0 0 0 2,348
STARBUCKS CORP COM COM 855244109 287 3,261 SH   SOLE 0 0 0 3,261
SYSCO CORP COM COM 871829107 1,210 14,147 SH   SOLE 0 0 0 14,147
T ROWE PRICE GROUP INC COM 74144t108 301 2,472 SH   SOLE 0 0 0 2,472
TARGET CORP COM COM 87612e106 608 4,745 SH   SOLE 0 0 0 4,745
UGI CORP COM 902681105 281 6,219 SH   SOLE 0 0 0 6,219
UNITEDHEALTH GROUP INC COM COM 91324p102 203 691 SH   SOLE 0 0 0 691
V F CORP COM COM 918204108 388 3,894 SH   SOLE 0 0 0 3,894
VALLEY NATL BANCORP COM COM 919794107 333 29,116 SH   SOLE 0 0 0 29,116
VANGUARD REIT ETF COM 922908553 1,383 14,908 SH   SOLE 0 0 0 14,908
VANGUARD S&P 500 ETF COM 922908363 3,864 13,064 SH   SOLE 0 0 0 13,064
VERIZON COMMUNICATNS COM COM 92343v104 306 4,979 SH   SOLE 0 0 0 4,979
WAL MART STORES INC COM COM 931142103 676 5,687 SH   SOLE 0 0 0 5,687
WALGREENS BOOTS ALLIANCE INC COM 931427108 294 4,989 SH   SOLE 0 0 0 4,989
WALT DISNEY CO COM 254687106 291 2,014 SH   SOLE 0 0 0 2,014
WELLS FARGO & CO COM 949746101 2,482 46,129 SH   SOLE 0 0 0 46,129
WR BERKLEY CORP COM 084423102 383 5,542 SH   SOLE 0 0 0 5,542
ISHARES BARCLAYS AGGREGATE BOND ETF 464287226 2,390 21,272 SH   SOLE 0 0 0 21,272
VANGUARD SHORT-TERM BOND ETF ETF 921937827 4 46 SH   SOLE 0 0 0 46
ISHARES 1-3 YEAR CREDIT BOND ETF 464288646 4 70 SH   SOLE 0 0 0 70
ISHARES TR S&P MIDCAP 400 ETF 464287507 4,974 24,167 SH   SOLE 0 0 0 24,167
ISHARES S&P MID-CAP 400 VALUE ETF 464287705 2,717 15,912 SH   SOLE 0 0 0 15,912
ISHARES S&P MID-CAP 400 GROWTH ETF 464287606 2,978 12,506 SH   SOLE 0 0 0 12,506
ISHARES CORE S&P SMALL-CAP ETF 464287804 916 10,927 SH   SOLE 0 0 0 10,927
ISHARES S&P SMALLCAP 600/VAL ETF 464287879 98 612 SH   SOLE 0 0 0 612
ISHARES S&P SMALL-CAP 600 GR ETF 464287887 129 666 SH   SOLE 0 0 0 666
ISHARES CORE 1-5 YEAR USD BO ETF 46432f859 89 1,762 SH   SOLE 0 0 0 1,762
ISHARES S&P 500 VALUE ETF 464287408 495 3,804 SH   SOLE 0 0 0 3,804
ISHARES S&P 500 GROWTH ETF 464287309 569 2,937 SH   SOLE 0 0 0 2,937
ISHARES 1-3 YR TREASURY ETF 464287457 25 300 SH   SOLE 0 0 0 300