The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3 M CO COM 88579Y101   666,391 5,162 SH   SOLE   5,162 0 0
ABBOTT LABS COM 002824100   8,419,183 74,434 SH   SOLE   74,434 0 0
ABBVIE INC COM 00287Y109   4,705,945 26,483 SH   SOLE   26,483 0 0
ACCENTURE PLC SHS CL A G1151C101   692,675 1,969 SH   SOLE   1,969 0 0
AGILENT TECHNOLOGIES INC COM 00846U101   223,060 1,660 SH   SOLE   1,660 0 0
ALLSTATE CORP COM 020002101   652,642 3,385 SH   SOLE   3,385 0 0
ALPHABET INC CAP STK CL A 02079K305   766,476 4,049 SH   SOLE   4,049 0 0
ALPHABET INC CAP STK CL C 02079K107   2,823,784 14,828 SH   SOLE   14,828 0 0
AMAZON COM INC COM 023135106   2,604,817 11,873 SH   SOLE   11,873 0 0
AMERICAN EXPRESS COM 025816109   322,255 1,086 SH   SOLE   1,086 0 0
AMERICAN TOWER CORP NEW COM 03027X100   236,966 1,292 SH   SOLE   1,292 0 0
AMGEN INC COM 031162100   254,124 975 SH   SOLE   975 0 0
APPLE INC COM 037833100   9,424,372 37,634 SH   SOLE   37,634 0 0
APPLIED MATERIALS INC COM 038222105   452,599 2,783 SH   SOLE   2,783 0 0
ARCHER DANIELS MIDLAND CO COM 039483102   303,878 6,015 SH   SOLE   6,015 0 0
AVALONBAY CMNTYS INC COM 053484101   278,947 1,268 SH   SOLE   1,268 0 0
BANK OF MONTREAL QUE COM 063671101   437,501 4,508 SH   SOLE   4,508 0 0
BANK AMERICA CORP COM 060505104   5,067,415 115,300 SH   SOLE   115,300 0 0
BECTON DICKENSON & CO COM 075887109   267,707 1,180 SH   SOLE   1,180 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,582,854 3,492 SH   SOLE   3,492 0 0
BLACKROCK INC COM 09247X101   298,662 291 SH   SOLE   291 0 0
BLACKSTONE INC COM 09260D107   2,369,108 13,740 SH   SOLE   13,740 0 0
BLACKSTONE SECD LENDING FD COMMON STOCK 09261X102   204,522 6,330 SH   SOLE   6,330 0 0
BOEING CO COM 097023105   629,039 3,554 SH   SOLE   3,554 0 0
BROADCOM INC COM 11135F101   1,065,116 4,594 SH   SOLE   4,594 0 0
CATERPILLAR INC COM 149123101   1,358,194 3,744 SH   SOLE   3,744 0 0
CHARLES SCHWAB CORP COM 808513105   978,365 13,219 SH   SOLE   13,219 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   301,258 10,872 SH   SOLE   10,872 0 0
CHEVRON CORP NEW COM 166764100   496,501 3,428 SH   SOLE   3,428 0 0
CHUBB LTD COM H1467J104   579,878 2,099 SH   SOLE   2,099 0 0
CISCO SYSTEMS INC COM 17275R102   507,790 8,578 SH   SOLE   8,578 0 0
COMCAST CORP NEW CL A 20030N101   230,722 6,148 SH   SOLE   6,148 0 0
CONOCO PHILLIPS COM 20825C104   342,544 3,454 SH   SOLE   3,454 0 0
COSTCO WHSL CORP NEW COM 22160K105   2,395,487 2,614 SH   SOLE   2,614 0 0
CSX CORP COM 126408103   1,027,042 31,827 SH   SOLE   31,827 0 0
CUMMINS INC COM 231021106   682,923 1,959 SH   SOLE   1,959 0 0
CVS HEALTH CORP COM 126650100   1,598,539 35,610 SH   SOLE   35,610 0 0
DANAHER CORP COM 235851102   296,901 1,293 SH   SOLE   1,293 0 0
DEERE & CO COM 244199105   896,231 2,115 SH   SOLE   2,115 0 0
DELTA AIRLINES INC DEL COM NEW 247361702   361,353 5,973 SH   SOLE   5,973 0 0
DISNEY WALT CO COM 254687106   805,852 7,237 SH   SOLE   7,237 0 0
DOVER CORP COM 260003108   247,632 1,320 SH   SOLE   1,320 0 0
DOW INC COM 260557103   406,297 10,125 SH   SOLE   10,125 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   208,803 1,938 SH   SOLE   1,938 0 0
DUPONT DE NEMOURS INC SHS 26614N102   236,778 3,105 SH   SOLE   3,105 0 0
EASTMAN CHEMICAL CO COM 277432100   313,766 3,436 SH   SOLE   3,436 0 0
EATON CORP PLC COM G29183103   1,153,912 3,477 SH   SOLE   3,477 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108   280,944 3,795 SH   SOLE   3,795 0 0
ELEVANCE HEALTH INC COM 036752103   495,278 1,343 SH   SOLE   1,343 0 0
ELI LILLY & CO COM 532457108   2,305,192 2,986 SH   SOLE   2,986 0 0
EMERSON ELECTRIC CO COM 291011104   650,759 5,251 SH   SOLE   5,251 0 0
ENTERPRISE PRODS PARTNERS COM 293792107   343,792 10,963 SH   SOLE   10,963 0 0
EXXON MOBIL CORP COM 30231G102   738,856 6,869 SH   SOLE   6,869 0 0
FEDEX CORP COM 31428X106   844,182 3,001 SH   SOLE   3,001 0 0
FORTINET INC COM 34959E109   236,200 2,500 SH   SOLE   2,500 0 0
GALLAGHER ARTHUR J & CO COM 363576109   482,545 1,700 SH   SOLE   1,700 0 0
GE AEROSPACE COM NEW 369604301   244,222 1,464 SH   SOLE   1,464 0 0
GENERAL DYNAMICS CORP COM 369550108   369,770 1,403 SH   SOLE   1,403 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   854,442 1,492 SH   SOLE   1,492 0 0
HALEON PLC SPON ADS 405552100   668,210 70,043 SH   SOLE   70,043 0 0
HARTFORD FINL SVCS GROUP INC COM 416515104   276,235 2,525 SH   SOLE   2,525 0 0
HOME DEPOT INC COM 437076102   1,371,449 3,526 SH   SOLE   3,526 0 0
HONEYWELL INTL INC COM 438516106   1,126,826 4,988 SH   SOLE   4,988 0 0
IBM CORP COM 459200101   508,743 2,314 SH   SOLE   2,314 0 0
ILLINOIS TOOL WKS INC COM 452308109   591,733 2,334 SH   SOLE   2,334 0 0
INGREDION INC COM 457187102   387,846 2,819 SH   SOLE   2,819 0 0
INTERNATIONAL PAPER CO COM 460146103   456,030 8,473 SH   SOLE   8,473 0 0
INTUIT INC COM 461202103   252,029 401 SH   SOLE   401 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   2,009,573 3,931 SH   SOLE   3,931 0 0
ISHARES TR CORE S&P500 ETF 464287200   214,868 365 SH   SOLE   365 0 0
ISHARES TR CORE S&P MCP ETF 464287507   260,892 4,187 SH   SOLE   4,187 0 0
ISHARES TR PFD AND INCM SEC 464288687   433,872 13,800 SH   SOLE   13,800 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   494,747 1,232 SH   SOLE   1,232 0 0
JACOBS SOLUTIONS INC COM 46982L108   363,652 2,722 SH   SOLE   2,722 0 0
JOHNSON & JOHNSON COM 478160104   1,307,842 9,043 SH   SOLE   9,043 0 0
JP MORGAN CHASE & CO COM 46625H100   5,755,280 24,009 SH   SOLE   24,009 0 0
JP MORGAN EXCHANGE TRADED FD EQUITY PREMIUM 46641Q332   362,228 6,296 SH   SOLE   6,296 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109   220,373 1,048 SH   SOLE   1,048 0 0
LINDE PLC SHS G54950103   329,493 787 SH   SOLE   787 0 0
LOCKHEED MARTIN XORP COM 539830109   572,714 1,179 SH   SOLE   1,179 0 0
MARSH & MCLENNAN COMPANY COM 571748102   503,056 2,368 SH   SOLE   2,368 0 0
MARTIN MARIETTA MATLS INC COM 573284106   222,095 430 SH   SOLE   430 0 0
MASTERCARD INC CL A 57636Q104   601,238 1,142 SH   SOLE   1,142 0 0
MCDONALDS CORP COM 580135101   1,005,450 3,468 SH   SOLE   3,468 0 0
MEDTRONIC PLC SHS G5960L103   555,486 6,954 SH   SOLE   6,954 0 0
MERCK & CO INC COM 58933Y105   4,744,170 47,690 SH   SOLE   47,690 0 0
META PLATFORMS INC CL A 30303M102   867,292 1,481 SH   SOLE   1,481 0 0
MICROSOFT CORP COM 594918104   4,403,902 10,448 SH   SOLE   10,448 0 0
NETFLIX INC COM 64110L106   225,504 253 SH   SOLE   253 0 0
NEXTERA ENERGY INC COM 65339F101   351,485 4,903 SH   SOLE   4,903 0 0
NORTHROP GRUMMAN CO COM 666807102   417,849 890 SH   SOLE   890 0 0
NOVO NORDISK A S ADR 670100205   959,553 11,155 SH   SOLE   11,155 0 0
NVIDIA CORP COM 67066G104   898,972 6,694 SH   SOLE   6,694 0 0
ONEOK CORP NEW COM 682680103   391,097 3,895 SH   SOLE   3,895 0 0
ORACLE CORP COM 68389X105   815,456 4,894 SH   SOLE   4,894 0 0
PACCAR INC COM 693718108   352,422 3,388 SH   SOLE   3,388 0 0
PACKAGING CORP AMER COM 695156109   202,617 900 SH   SOLE   900 0 0
PAYCHEX INC COM 704326107   359,451 2,563 SH   SOLE   2,563 0 0
PEPSICO INC COM 713448108   1,104,641 7,265 SH   SOLE   7,265 0 0
PFIZER INC COM 717081103   2,077,777 78,318 SH   SOLE   78,318 0 0
PHILLIPS 66 COM 718546104   218,543 1,918 SH   SOLE   1,918 0 0
PNC FINL SVCS GROUP INC COM 693475105   569,276 2,952 SH   SOLE   2,952 0 0
PROCTER AND GAMBLE CO COM 742718109   937,460 5,592 SH   SOLE   5,592 0 0
PUBLIC STORAGE COM 74460D109   311,153 1,039 SH   SOLE   1,039 0 0
QUALCOM INC COM 747525103   495,260 3,224 SH   SOLE   3,224 0 0
REPUBLIC SVCS INC COM 760759100   374,773 1,863 SH   SOLE   1,863 0 0
ROCKWELL AUTOMATION INC COM 773903109   390,509 1,366 SH   SOLE   1,366 0 0
RTX CORP COM 75513E101   887,974 7,673 SH   SOLE   7,673 0 0
SALESFORCE INC COM 79466L302   442,056 1,322 SH   SOLE   1,322 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   412,536 15,100 SH   SOLE   15,100 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   353,308 12,677 SH   SOLE   12,677 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   219,370 9,464 SH   SOLE   9,464 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   353,212 13,659 SH   SOLE   13,659 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   289,585 2,105 SH   SOLE   2,105 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   237,982 4,924 SH   SOLE   4,924 0 0
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   364,719 857 SH   SOLE   857 0 0
SPDR GOLD TR GOLD SHS 78463V107   215,496 890 SH   SOLE   890 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,157,338 1,975 SH   SOLE   1,975 0 0
STARBUCKS CORP COM 855244109   464,463 5,090 SH   SOLE   5,090 0 0
STRYKER CORP COM 863667101   793,740 2,205 SH   SOLE   2,205 0 0
SYSCO CORP COM 871829107   243,656 3,187 SH   SOLE   3,187 0 0
TARGET CORP COM 87612E106   324,881 2,403 SH   SOLE   2,403 0 0
TESLA INC COM 88160R101   741,450 1,836 SH   SOLE   1,836 0 0
TEXAS INSTRS INC COM 882508104   325,571 1,736 SH   SOLE   1,736 0 0
THE COCA COLA CO COM 191216100   559,495 8,986 SH   SOLE   8,986 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   554,579 1,066 SH   SOLE   1,066 0 0
TRACTOR SUPPLY CO COM 892356106   321,692 6,063 SH   SOLE   6,063 0 0
TRAVELERS COMPANIES INC COM 89417E109   475,603 1,974 SH   SOLE   1,974 0 0
TRUIST FINL CORP COM 89832Q109   270,959 6,246 SH   SOLE   6,246 0 0
TYSON FOODS INC CL A 902494103   221,513 3,856 SH   SOLE   3,856 0 0
UNION PAC CORP COM 907818108   1,198,247 5,255 SH   SOLE   5,255 0 0
UNITED PARCEL SERVICE INC CL B 911312106   621,969 4,932 SH   SOLE   4,932 0 0
UNITED RENTALS INC COM 911363109   792,495 1,125 SH   SOLE   1,125 0 0
UNITEDHEALTH GROUP INC COM 91324P102   1,062,306 2,100 SH   SOLE   2,100 0 0
VALERO ENERGY CORP COM 91913Y100   574,521 4,687 SH   SOLE   4,687 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   751,400 3,837 SH   SOLE   3,837 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702   651,025 1,047 SH   SOLE   1,047 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   332,788 1,385 SH   SOLE   1,385 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   327,485 1,130 SH   SOLE   1,130 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   367,516 9,190 SH   SOLE   9,190 0 0
VISA INC COM 92826C839   2,217,020 7,015 SH   SOLE   7,015 0 0
WABTEC COM 929740108   226,594 1,195 SH   SOLE   1,195 0 0
WALMART INC COM 931142103   989,161 10,948 SH   SOLE   10,948 0 0
WASTE MANAGEMENT INC DEL COM 94106L109   1,898,987 9,411 SH   SOLE   9,411 0 0
WEC ENERGY GROUP INC COM 92939U106   247,983 2,637 SH   SOLE   2,637 0 0
WELL FARGO & CO NEW COM 949746101   376,627 5,362 SH   SOLE   5,362 0 0
XCEL ENERGY INC COM 98389B100   268,030 3,970 SH   SOLE   3,970 0 0