The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T, Inc. COM 00206R102 1,755 83,733 SH   SOLE   83,733 0 0
AbbVie Inc. COM 00287y109 227 1,479 SH   SOLE   1,479 0 0
Agilent Technologies Inc. COM 00846U101 433 3,646 SH   SOLE   3,646 0 0
Alibaba Group Holding Limited COM 01609w102 3,577 31,467 SH   SOLE   31,467 0 0
Alphabet Inc Cl A COM 02079k305 1,127 517 SH   SOLE   517 0 0
Alphabet Inc Cl C COM 02079k107 1,302 595 SH   SOLE   595 0 0
Amazon.Com Inc. COM 023135106 1,149 10,820 SH   SOLE   10,820 0 0
American Express Company COM 025816109 1,581 11,403 SH   SOLE   11,403 0 0
American International Group N COM 026874784 1,629 31,866 SH   SOLE   31,866 0 0
Amgen Inc. COM 031162100 517 2,127 SH   SOLE   2,127 0 0
Apollo Commercial Real Estate COM 03762U105 365 35,000 SH   SOLE   35,000 0 0
Apollo Global Management Inc. COM 03769m106 3,273 67,505 SH   SOLE   67,505 0 0
Apple Inc. COM 037833100 13,703 100,230 SH   SOLE   100,230 0 0
Applied Materials Inc COM 038222105 691 7,600 SH   SOLE   7,600 0 0
Assurant Inc. COM 04621X108 207 1,200 SH   SOLE   1,200 0 0
Autodesk Inc COM 052769106 244 1,420 SH   SOLE   1,420 0 0
Banco Santander, S.A. (ADR) COM 05964h105 65 23,077 SH   SOLE   23,077 0 0
Bank of America Corp. COM 060505104 4,938 158,632 SH   SOLE   158,632 0 0
Becton Dickinson & Co COM 075887109 669 2,713 SH   SOLE   2,713 0 0
Berkshire Hathaway Cl B COM 084670702 2,215 8,113 SH   SOLE   8,113 0 0
Blackstone Group Inc. Cl A COM 09260D107 5,806 63,645 SH   SOLE   63,645 0 0
Blackstone Mortgage Trust, Inc COM 09257W100 307 11,100 SH   SOLE   11,100 0 0
Boeing Company COM 097023105 1,449 10,595 SH   SOLE   10,595 0 0
Bristol-Myers Squibb Co. COM 110122108 1,010 13,113 SH   SOLE   13,113 0 0
Brookfield Asset Management Cl COM 112585104 2,657 59,746 SH   SOLE   59,746 0 0
Byline Bancorp Inc. COM 124411109 1,280 53,791 SH   SOLE   53,791 0 0
CSX Corp. COM 126408103 331 11,400 SH   SOLE   11,400 0 0
CVS Health Corp. COM 126650100 2,520 27,201 SH   SOLE   27,201 0 0
Carlyle Group COM 14316J108 3,996 126,220 SH   SOLE   126,220 0 0
Caterpillar Inc. COM 149123101 945 5,287 SH   SOLE   5,287 0 0
Charles Schwab Corp. COM 808513105 2,609 41,298 SH   SOLE   41,298 0 0
Chevron Corporation COM 166764100 557 3,848 SH   SOLE   3,848 0 0
Cisco Systems Inc COM 17275R102 1,766 41,416 SH   SOLE   41,416 0 0
Citigroup Inc. COM 172967424 1,875 40,775 SH   SOLE   40,775 0 0
Coca-Cola Co. COM 191216100 267 4,239 SH   SOLE   4,239 0 0
Comcast Corp New Cl A COM 20030N101 2,360 60,142 SH   SOLE   60,142 0 0
ConocoPhillips COM 20825C104 598 6,655 SH   SOLE   6,655 0 0
Costco Wholesale Corp. New COM 22160K105 2,393 4,992 SH   SOLE   4,992 0 0
DXC Technology Company Com. COM 23355l106 319 10,529 SH   SOLE   10,529 0 0
Danaher Corporation COM 235851102 449 1,770 SH   SOLE   1,770 0 0
Dell Inc COM 24703l202 276 5,965 SH   SOLE   5,965 0 0
Diageo Plc New (ADR) COM 25243Q205 240 1,380 SH   SOLE   1,380 0 0
DraftKings Inc Com Cl A COM 26142v105 467 40,000 SH   SOLE   40,000 0 0
Exxon Mobil Corp. COM 30231G102 985 11,503 SH   SOLE   11,503 0 0
FedEx Corp. COM 31428X106 2,957 13,045 SH   SOLE   13,045 0 0
General Electric Company COM 369604301 2,590 40,681 SH   SOLE   40,681 0 0
Goldman Sachs Group Inc. COM 38141G104 732 2,465 SH   SOLE   2,465 0 0
HP Inc. COM 40434l105 1,121 34,186 SH   SOLE   34,186 0 0
Hewlett Packard Enterprise Com COM 42824c109 406 30,642 SH   SOLE   30,642 0 0
Home Depot Inc. COM 437076102 3,621 13,202 SH   SOLE   13,202 0 0
Honeywell International Inc. COM 438516106 1,444 8,306 SH   SOLE   8,306 0 0
Host Hotels & Resorts, Inc. COM 44107P104 364 23,231 SH   SOLE   23,231 0 0
Humana Inc. COM 444859102 1,040 2,222 SH   SOLE   2,222 0 0
Intel Corp. COM 458140100 2,086 55,773 SH   SOLE   55,773 0 0
International Bancshares Corp. COM 459044103 10,372 258,775 SH   SOLE   258,775 0 0
International Business Machine COM 459200101 984 6,971 SH   SOLE   6,971 0 0
JPMorgan Chase & Co. COM 46625H100 3,737 33,187 SH   SOLE   33,187 0 0
Johnson & Johnson COM 478160104 1,663 9,366 SH   SOLE   9,366 0 0
Johnson Controls Inc. COM g51502105 410 8,556 SH   SOLE   8,556 0 0
KKR & Co. Inc. COM 48251w104 5,544 119,761 SH   SOLE   119,761 0 0
Koninklijke Philips Electronic COM 500472303 1,279 59,418 SH   SOLE   59,418 0 0
Lockheed Martin Corp. COM 539830109 928 2,158 SH   SOLE   2,158 0 0
Lowe's Companies, Inc. COM 548661107 559 3,200 SH   SOLE   3,200 0 0
Lumen Technologies, Inc. COM 550241103 3,652 334,703 SH   SOLE   334,703 0 0
Marriott International, Inc. C COM 571903202 306 2,250 SH   SOLE   2,250 0 0
Marsh & McLennan Companies, In COM 571748102 380 2,445 SH   SOLE   2,445 0 0
McDonald's Corp. COM 580135101 2,121 8,591 SH   SOLE   8,591 0 0
McKesson Corp. COM 58155Q103 688 2,110 SH   SOLE   2,110 0 0
Medtronic Inc. COM g5960L103 262 2,921 SH   SOLE   2,921 0 0
Merck & Co. Inc. New COM 58933Y105 379 4,157 SH   SOLE   4,157 0 0
Meta Platforms Inc. COM 30303m102 1,633 10,125 SH   SOLE   10,125 0 0
Microsoft Corp. COM 594918104 6,587 25,648 SH   SOLE   25,648 0 0
Morgan Stanley COM 617446448 237 3,120 SH   SOLE   3,120 0 0
Motorola Solutions Inc. COM 620076307 227 1,083 SH   SOLE   1,083 0 0
Netflix, Inc. COM 64110l106 505 2,886 SH   SOLE   2,886 0 0
Nike Inc. Cl B COM 654106103 625 6,116 SH   SOLE   6,116 0 0
Nokia Corp (ADR) COM 654902204 714 154,913 SH   SOLE   154,913 0 0
Oracle Corp. COM 68389X105 2,393 34,243 SH   SOLE   34,243 0 0
PNC Financial Services Group, COM 693475105 543 3,440 SH   SOLE   3,440 0 0
Paramount Global Class B COM 92556h206 1,044 42,313 SH   SOLE   42,313 0 0
PaySafe Ltd Com COM G6964L107 19 10,000 SH   SOLE   10,000 0 0
Paypal Holdings Inc. COM 70450y103 1,738 24,885 SH   SOLE   24,885 0 0
Pepsico, Inc. COM 713448108 681 4,085 SH   SOLE   4,085 0 0
Pfizer, Inc. COM 717081103 2,288 43,636 SH   SOLE   43,636 0 0
Philip Morris International In COM 718172109 491 4,970 SH   SOLE   4,970 0 0
Procter & Gamble Co. COM 742718109 2,297 15,973 SH   SOLE   15,973 0 0
Qualcomm Inc. COM 747525103 1,617 12,660 SH   SOLE   12,660 0 0
Qurate Retail Group COM 74915m100 71 24,800 SH   SOLE   24,800 0 0
Raytheon Technologies Corp COM 75513E101 429 4,465 SH   SOLE   4,465 0 0
Roblox Corp Ordinary Shares Cl COM 771049103 1,817 55,283 SH   SOLE   55,283 0 0
SAP AG (ADR) COM 803054204 453 4,998 SH   SOLE   4,998 0 0
SJW Group Com COM 784305104 374 6,000 SH   SOLE   6,000 0 0
SOFI Technologies Inc. COM 83406f102 57 10,735 SH   SOLE   10,735 0 0
Schlumberger Ltd F COM 806857108 248 6,930 SH   SOLE   6,930 0 0
Scotts Co. Cl A COM 810186106 221 2,800 SH   SOLE   2,800 0 0
Sempra Energy COM 816851109 224 1,491 SH   SOLE   1,491 0 0
Shell PLC COM 780259305 1,145 21,903 SH   SOLE   21,903 0 0
Sony Corp. (ADR) COM 835699307 1,307 15,985 SH   SOLE   15,985 0 0
Stellantis N.V. COM N82405106 435 35,200 SH   SOLE   35,200 0 0
TE Connectivity Ltd. F COM h84989104 1,096 9,690 SH   SOLE   9,690 0 0
Tapestry Inc. COM 876030107 240 7,879 SH   SOLE   7,879 0 0
Target Corp. COM 87612E106 262 1,855 SH   SOLE   1,855 0 0
Tesla Motors Inc. COM 88160r101 395 586 SH   SOLE   586 0 0
Teva Pharmaceutical Industries COM 881624209 163 21,620 SH   SOLE   21,620 0 0
The Walt Disney Co. COM 254687106 1,819 19,267 SH   SOLE   19,267 0 0
Thermo Fisher Scientific Inc. COM 883556102 1,124 2,068 SH   SOLE   2,068 0 0
UBS Group CHF0.10 COM H42097107 642 39,580 SH   SOLE   39,580 0 0
UnitedHealth Group, Inc. COM 91324P102 7,340 14,290 SH   SOLE   14,290 0 0
VMWare, Inc. COM 928563402 337 2,961 SH   SOLE   2,961 0 0
Verizon Communications Inc. COM 92343V104 384 7,566 SH   SOLE   7,566 0 0
Viatris COM 92556v106 119 11,343 SH   SOLE   11,343 0 0
Visa, Inc. Cl A COM 92826C839 401 2,039 SH   SOLE   2,039 0 0
WPP PLC F Sponsored ADR COM 92937A102 410 8,100 SH   SOLE   8,100 0 0
Wal-Mart Inc. COM 931142103 1,286 10,575 SH   SOLE   10,575 0 0
Warner Bros. Discovery Inc. Se COM 934423104 1,569 116,908 SH   SOLE   116,908 0 0
Waste Management Inc. COM 94106L109 834 5,450 SH   SOLE   5,450 0 0
WeWork Inc. COM 96209A104 6,296 1,254,091 SH   SOLE   1,254,091 0 0
Wells Fargo & Co. New COM 949746101 2,190 55,918 SH   SOLE   55,918 0 0
Yum China Holdings Inc. COM 98850p109 520 10,730 SH   SOLE   10,730 0 0
Yum! Brands, Inc. COM 988498101 1,228 10,820 SH   SOLE   10,820 0 0
eBay, Inc. COM 278642103 796 19,105 SH   SOLE   19,105 0 0
ARK Innovations ETF COM 00214q104 360 9,015 SH   SOLE   9,015 0 0
Avantis Emerging Markets Equit COM 025072604 3,114 59,849 SH   SOLE   59,849 0 0
Avantis International Equity E COM 025072703 2,796 54,865 SH   SOLE   54,865 0 0
Avantis U.S. Equity ETF COM 025072885 3,178 48,855 SH   SOLE   48,855 0 0
Avantis U.S. Large Cap Value E COM 025072349 1,830 39,698 SH   SOLE   39,698 0 0
Avantis US Small Cap ValueETF COM 025072877 933 13,644 SH   SOLE   13,644 0 0
Capital Group International Fo COM 14019w109 2,345 113,555 SH   SOLE   113,555 0 0
Dimensional Emerging Core Equi COM 25434v302 1,158 50,014 SH   SOLE   50,014 0 0
Dimensional US Target Value ET COM 25434v609 1,799 44,726 SH   SOLE   44,726 0 0
Direxion Daily Financial Bull COM 25459y694 757 12,000 SH   SOLE   12,000 0 0
ETFMG Prime Mobile Payments ET COM 26924G409 1,535 39,239 SH   SOLE   39,239 0 0
Energy Select Sector SPDR COM 81369Y506 7,318 102,340 SH   SOLE   102,340 0 0
Financial Select Sector SPDR COM 81369Y605 1,192 37,893 SH   SOLE   37,893 0 0
Franklin FTSE Asia ex-Japan ET COM 35473p660 303 13,750 SH   SOLE   13,750 0 0
Global X MLP & Energy Infrastr COM 37954y293 4,116 108,011 SH   SOLE   108,011 0 0
Global X Robotics & AI Themati COM 37954y715 4,248 209,063 SH   SOLE   209,063 0 0
Goldman Sachs Innovative Equit COM 38149W820 4,453 105,813 SH   SOLE   105,813 0 0
Harbor Long Term Growers ETF COM 41151j406 207 14,663 SH   SOLE   14,663 0 0
Health Care Sector Select SPDR COM 81369Y209 1,548 12,072 SH   SOLE   12,072 0 0
Industrial Select Sector SPDR COM 81369y704 1,353 15,490 SH   SOLE   15,490 0 0
Invesco Dynamic Leisure & Ente COM 46137V720 563 15,530 SH   SOLE   15,530 0 0
Invesco KBW Bank ETF COM 46138e628 15,135 292,408 SH   SOLE   292,408 0 0
Invesco KBW Regional Banking COM 46138e578 351 6,575 SH   SOLE   6,575 0 0
Invesco NASDAQ 100 ETF COM 46138G649 1,415 12,285 SH   SOLE   12,285 0 0
Invesco QQQ Trust Series 1 COM 46090e103 12,322 43,964 SH   SOLE   43,964 0 0
Invesco S&P 500 Pure Growth ET COM 46137v266 282 1,910 SH   SOLE   1,910 0 0
Invesco S&P 500 Pure Value ETF COM 46137v258 1,687 22,465 SH   SOLE   22,465 0 0
Invesco Water Resources COM 46137v142 231 5,000 SH   SOLE   5,000 0 0
Materials Select Sector SPDR E COM 81369Y100 925 12,565 SH   SOLE   12,565 0 0
Robo Global Healthcare Tech & COM 301505723 5,718 197,458 SH   SOLE   197,458 0 0
Robo Global Robotics & Automat COM 301505707 790 17,565 SH   SOLE   17,565 0 0
Royce Value Trust Inc. COM 780910105 430 30,765 SH   SOLE   30,765 0 0
SPDR Dow Jones Global Real Est COM 78463x749 1,902 43,090 SH   SOLE   43,090 0 0
SPDR Dow Jones Industrial Aver COM 78467x109 1,109 3,602 SH   SOLE   3,602 0 0
SPDR Gold Trust ETF COM 78463v107 617 3,660 SH   SOLE   3,660 0 0
SPDR KBW Regional Banking ETF COM 78464A698 900 15,490 SH   SOLE   15,490 0 0
SPDR S&P 400 Mid Cap Value ETF COM 78464A839 645 10,655 SH   SOLE   10,655 0 0
SPDR S&P 500 Index ETF COM 78462F103 2,437 6,459 SH   SOLE   6,459 0 0
SPDR S&P Bank ETF COM 78464A797 234 5,327 SH   SOLE   5,327 0 0
SPDR S&P Global Natural Resour COM 78463X541 3,760 72,176 SH   SOLE   72,176 0 0
SPDR S&P Kensho New Economies COM 78468R648 381 9,395 SH   SOLE   9,395 0 0
SPDR S&P MidCap 400 ETF COM 78467Y107 1,197 2,895 SH   SOLE   2,895 0 0
SPDR Series Trust Biotech COM 78464a870 249 3,350 SH   SOLE   3,350 0 0
Schwab 1000 Index ETF COM 808524722 432 11,845 SH   SOLE   11,845 0 0
Schwab Emerging Markets Equity COM 808524706 454 17,890 SH   SOLE   17,890 0 0
Schwab Fundamental Intl Large COM 808524755 316 11,170 SH   SOLE   11,170 0 0
Schwab Fundamental US Large Co COM 808524771 484 9,500 SH   SOLE   9,500 0 0
Schwab International Equity ET COM 808524805 600 19,091 SH   SOLE   19,091 0 0
Schwab International Small Cap COM 808524888 1,147 36,723 SH   SOLE   36,723 0 0
Schwab Strategic US Large Cap COM 808524300 458 7,900 SH   SOLE   7,900 0 0
Schwab US Broad Market ETF COM 808524102 1,020 23,073 SH   SOLE   23,073 0 0
Schwab US Large Cap Value ETF COM 808524409 902 14,458 SH   SOLE   14,458 0 0
Schwab US Mid Cap ETF COM 808524508 662 10,559 SH   SOLE   10,559 0 0
Technology Select Sector SPDR COM 81369Y803 557 4,382 SH   SOLE   4,382 0 0
The Emerging Mkts Internet & E COM 301505889 6,169 190,826 SH   SOLE   190,826 0 0
Vaneck Vectors Gold Miners ETF COM 92189f106 208 7,600 SH   SOLE   7,600 0 0
Vanguard Dividend Appreciation COM 921908844 632 4,404 SH   SOLE   4,404 0 0
Vanguard Emerging Markets ETF COM 922042858 4,286 102,911 SH   SOLE   102,911 0 0
Vanguard Energy ETF COM 92204A306 668 6,713 SH   SOLE   6,713 0 0
Vanguard European ETF COM 922042874 1,977 37,430 SH   SOLE   37,430 0 0
Vanguard Extended Market Index COM 922908652 7,042 53,717 SH   SOLE   53,717 0 0
Vanguard FTSE All World Ex-US COM 922042775 4,661 93,285 SH   SOLE   93,285 0 0
Vanguard FTSE All-World Ex-US COM 922042718 1,430 13,860 SH   SOLE   13,860 0 0
Vanguard FTSE Developed Market COM 921943858 507 12,415 SH   SOLE   12,415 0 0
Vanguard Financials ETF COM 92204A405 4,407 57,090 SH   SOLE   57,090 0 0
Vanguard Global ex-US Real Est COM 922042676 2,471 55,823 SH   SOLE   55,823 0 0
Vanguard Growth ETF COM 922908736 2,366 10,616 SH   SOLE   10,616 0 0
Vanguard Health Care ETF COM 92204A504 1,072 4,551 SH   SOLE   4,551 0 0
Vanguard High Dividend Yield E COM 921946406 595 5,849 SH   SOLE   5,849 0 0
Vanguard Index Fund Small Cap COM 922908611 486 3,245 SH   SOLE   3,245 0 0
Vanguard Large Cap Index FDS E COM 922908637 259 1,500 SH   SOLE   1,500 0 0
Vanguard Mega Cap 300 Growth I COM 921910816 6,730 37,041 SH   SOLE   37,041 0 0
Vanguard Mega Cap 300 Index ET COM 921910873 438 3,321 SH   SOLE   3,321 0 0
Vanguard Mega Cap 300 Value In COM 921910840 8,746 90,931 SH   SOLE   90,931 0 0
Vanguard Mid Cap Growth ETF COM 922908538 1,705 9,719 SH   SOLE   9,719 0 0
Vanguard Mid-Cap ETF COM 922908629 16,523 83,887 SH   SOLE   83,887 0 0
Vanguard Mid-Cap Value ETF COM 922908512 4,271 32,975 SH   SOLE   32,975 0 0
Vanguard REIT ETF COM 922908553 1,008 11,065 SH   SOLE   11,065 0 0
Vanguard S&P 500 ETF COM 922908363 319 920 SH   SOLE   920 0 0
Vanguard Small Cap ETF COM 922908751 2,429 13,793 SH   SOLE   13,793 0 0
Vanguard Small Cap Growth ETF COM 922908595 283 1,438 SH   SOLE   1,438 0 0
Vanguard Total International S COM 921909768 4,298 83,274 SH   SOLE   83,274 0 0
Vanguard Total Stock Mkt ETF COM 922908769 2,909 15,423 SH   SOLE   15,423 0 0
Vanguard Value ETF COM 922908744 11,923 90,407 SH   SOLE   90,407 0 0
WisdomTree China Ex-State-Owne COM 97717X719 2,111 49,499 SH   SOLE   49,499 0 0
iShares Core Dividend Growth COM 46434v621 238 5,000 SH   SOLE   5,000 0 0
iShares Core EAFE COM 46432F842 1,042 17,701 SH   SOLE   17,701 0 0
iShares Core High Dividend ETF COM 46429B663 291 2,900 SH   SOLE   2,900 0 0
iShares Core MSCI Emerging Mkt COM 46434g103 7,949 162,024 SH   SOLE   162,024 0 0
iShares Core Russell US Growth COM 464287671 315 3,765 SH   SOLE   3,765 0 0
iShares Core S&P 500 ETF COM 464287200 2,539 6,697 SH   SOLE   6,697 0 0
iShares Core S&P Midcap ETF COM 464287507 4,981 22,019 SH   SOLE   22,019 0 0
iShares Core S&P Small Cap ETF COM 464287804 1,992 21,558 SH   SOLE   21,558 0 0
iShares Core S&P Total US Stoc COM 464287150 446 5,323 SH   SOLE   5,323 0 0
iShares DJ US Home Constructio COM 464288752 1,825 34,770 SH   SOLE   34,770 0 0
iShares Edge MSCI Intl Quality COM 46434V456 1,424 46,027 SH   SOLE   46,027 0 0
iShares Edge MSCI Intl Value F COM 46435g409 288 12,985 SH   SOLE   12,985 0 0
iShares Edge MSCI USA Quality COM 46432F339 1,648 14,750 SH   SOLE   14,750 0 0
iShares MSCI AC Asia Ex-Japan COM 464288182 1,898 27,421 SH   SOLE   27,421 0 0
iShares MSCI Brazil Index ETF COM 464286400 1,773 64,745 SH   SOLE   64,745 0 0
iShares MSCI EAFE Growth ETF COM 464288885 790 9,815 SH   SOLE   9,815 0 0
iShares MSCI EAFE Index ETF COM 464287465 387 6,200 SH   SOLE   6,200 0 0
iShares MSCI EAFE Value Index COM 464288877 2,905 66,927 SH   SOLE   66,927 0 0
iShares MSCI EMU Index Fund ET COM 464286608 1,095 30,135 SH   SOLE   30,135 0 0
iShares MSCI Emerging Markets COM 464287234 434 10,825 SH   SOLE   10,825 0 0
iShares MSCI Japan Index ETF COM 46434g822 794 15,025 SH   SOLE   15,025 0 0
iShares Nasdaq Biotechnology COM 464287556 2,951 25,091 SH   SOLE   25,091 0 0
iShares Russell 1000 Growth In COM 464287614 2,135 9,760 SH   SOLE   9,760 0 0
iShares Russell 1000 Value Ind COM 464287598 5,186 35,776 SH   SOLE   35,776 0 0
iShares Russell 2000 Index ETF COM 464287655 3,114 18,387 SH   SOLE   18,387 0 0
iShares Russell 2000 Value Ind COM 464287630 790 5,805 SH   SOLE   5,805 0 0
iShares Russell 3000 Index Fun COM 464287689 286 1,317 SH   SOLE   1,317 0 0
iShares Russell Midcap Index F COM 464287499 371 5,730 SH   SOLE   5,730 0 0
iShares Russell Midcap Value I COM 464287473 2,003 19,721 SH   SOLE   19,721 0 0
iShares S&P 100 Index ETF COM 464287101 685 3,970 SH   SOLE   3,970 0 0
iShares S&P 500/Barra Growth E COM 464287309 808 13,394 SH   SOLE   13,394 0 0
iShares S&P 500/Barra Value ET COM 464287408 2,407 17,507 SH   SOLE   17,507 0 0
iShares S&P Global Healthcare COM 464287325 276 3,400 SH   SOLE   3,400 0 0
iShares S&P Global Technology COM 464287291 4,912 107,480 SH   SOLE   107,480 0 0
iShares S&P Midcap 400/Growth COM 464287606 670 10,516 SH   SOLE   10,516 0 0
iShares S&P Midcap 400/Value E COM 464287705 3,188 33,766 SH   SOLE   33,766 0 0
iShares S&P Small Cap 600 Valu COM 464287879 422 4,735 SH   SOLE   4,735 0 0
iShares Silver Trust COM 46428q109 270 14,500 SH   SOLE   14,500 0 0
iShares Trust - iShares Core U COM 464287663 343 5,130 SH   SOLE   5,130 0 0
iShares Trust Core MSCI Total COM 46432F834 304 5,333 SH   SOLE   5,333 0 0
JP Morgan Ultra Short Income F COM 46641q837 1,596 31,855 SH   SOLE   31,855 0 0
PCM Fund, Inc. COM 69323T101 1,391 150,400 SH   SOLE   150,400 0 0
PIMCO Dynamic Income Opportuni COM 69355M107 15,812 1,141,643 SH   SOLE   1,141,643 0 0
PIMCO Short Maturity ETF COM 72201r833 10,086 101,770 SH   SOLE   101,770 0 0
Pimco Access Fund COM 72203T100 4,111 259,725 SH   SOLE   259,725 0 0
SPDR SSgA Ultra Short Term Bon COM 78467V707 645 16,200 SH   SOLE   16,200 0 0
Vanguard Short-Term Corporate COM 92206c409 450 5,903 SH   SOLE   5,903 0 0
Vanguard Ultra Short Bond ETF COM 92203c303 534 10,850 SH   SOLE   10,850 0 0
iShares Short Maturity Bond ET COM 46431W507 597 12,115 SH   SOLE   12,115 0 0