The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305   204,341 2,316 SH   SOLE   0 0 2,316
AMAZON COM INC COM 023135106   266,448 3,172 SH   SOLE   0 0 3,172
APPLE INC COM 037833100   2,362,326 18,182 SH   SOLE   0 0 18,182
ARK ETF TR INNOVATION ETF 00214Q104   315 10 SH   SOLE   0 0 10
BANK AMERICA CORP COM 060505104   208,567 6,297 SH   SOLE   0 0 6,297
BLOCK H & R INC COM 093671105   205,063 5,617 SH   SOLE   0 0 5,617
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   2,697,564 64,830 SH   SOLE   0 0 64,830
DIREXION SHS ETF TR DLY S&P500 BR 1X 25460E869   614,324 37,209 SH   SOLE   37,209 0 0
EA SERIES TRUST STRIVE US ENERGY 02072L722   171,428 5,821 SH   SOLE   0 0 5,821
EDWARDS LIFESCIENCES CORP COM 28176E108   559,500 7,499 SH   SOLE   0 0 7,499
EXXON MOBIL CORP COM 30231G102   308,538 2,797 SH   SOLE   0 0 2,797
FLEXSHARES TR MORNSTAR UPSTR 33939L407   883,637 20,328 SH   SOLE   20,328 0 0
FLEXSHARES TR HIG YLD VL ETF 33939L662   87,527 2,196 SH   SOLE   0 0 2,196
FLEXSHARES TR STOXX GLOBR INF 33939L795   492,324 9,766 SH   SOLE   9,766 0 0
FORD MTR CO DEL COM 345370860   297,534 25,583 SH   SOLE   0 0 25,583
FS CREDIT OPPORTUNITIES CORP COMMON STOCK 30290Y101   43,662 9,270 SH   SOLE   0 0 9,270
GENERAL MLS INC COM 370334104   405,918 4,841 SH   SOLE   0 0 4,841
GOLDMAN SACHS PHYSICAL GOLD UNIT 38150K103   28,799 1,592 SH   SOLE   1,592 0 0
INTEL CORP COM 458140100   209,564 7,929 SH   SOLE   0 0 7,929
INVESCO DB COMMDY INDX TRCK UNIT 46138B103   633,987 25,720 SH   SOLE   0 0 25,720
INVESCO EXCHANGE TRADED FD T WILDERHIL CLAN 46137V134   16,005 418 SH   SOLE   0 0 418
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613   41,379 267 SH   SOLE   0 0 267
INVESCO QQQ TR UNIT SER 1 46090E103   153,755 577 SH   SOLE   0 0 577
ISHARES GOLD TR ISHARES NEW 464285204   865 25 SH   SOLE   25 0 0
ISHARES INC MSCI WORLD ETF 464286392   343,324 3,143 SH   SOLE   0 0 3,143
ISHARES INC MSCI GBL MIN VOL 464286525   114,973 1,210 SH   SOLE   1,210 0 0
ISHARES INC ESG AWR MSCI EM 46434G863   396,568 13,188 SH   SOLE   13,188 0 0
ISHARES SILVER TR ISHARES 46428Q109   22,020 1,000 SH   SOLE   0 0 1,000
ISHARES TR CORE S&P TTL STK 464287150   360,261 4,248 SH   SOLE   4,248 0 0
ISHARES TR SELECT DIVID ETF 464287168   210,481 1,745 SH   SOLE   1,745 0 0
ISHARES TR TIPS BD ETF 464287176   781 7 SH   SOLE   7 0 0
ISHARES TR CORE S&P500 ETF 464287200   23,315,521 60,684 SH   SOLE   60,684 0 0
ISHARES TR CORE US AGGBD ET 464287226   22,827 235 SH   SOLE   235 0 0
ISHARES TR 20 YR TR BD ETF 464287432   3,834,060 38,510 SH   SOLE   38,510 0 0
ISHARES TR 7-10 YR TRSY BD 464287440   4,573,175 47,747 SH   SOLE   47,747 0 0
ISHARES TR 1 3 YR TREAS BD 464287457   7,997,718 98,530 SH   SOLE   98,530 0 0
ISHARES TR MSCI EAFE ETF 464287465   2,845,058 43,343 SH   SOLE   43,343 0 0
ISHARES TR CORE S&P MCP ETF 464287507   31,135 129 SH   SOLE   0 0 129
ISHARES TR S&P MC 400GR ETF 464287606   5,832 85 SH   SOLE   0 0 85
ISHARES TR RUSSELL 2000 ETF 464287655   71,461 410 SH   SOLE   0 0 410
ISHARES TR RUSSELL 3000 ETF 464287689   21,651 98 SH   SOLE   0 0 98
ISHARES TR S&P MC 400VL ETF 464287705   15,278 152 SH   SOLE   0 0 152
ISHARES TR MSCI ACWI EX US 464288240   18,303 402 SH   SOLE   0 0 402
ISHARES TR MSCI ACWI ETF 464288257   338,841 3,992 SH   SOLE   3,992 0 0
ISHARES TR INTRM GOV CR ETF 464288612   36 0 SH   SOLE   0 0 0
ISHARES TR ISHS 1-5YR INVS 464288646   8,184,380 164,279 SH   SOLE   0 0 164,279
ISHARES TR 3 7 YR TREAS BD 464288661   13,124,654 114,237 SH   SOLE   114,237 0 0
ISHARES TR GRWT ALLOCAT ETF 464289867   35,117 745 SH   SOLE   0 0 745
ISHARES TR MODERT ALLOC ETF 464289875   3,017 79 SH   SOLE   0 0 79
ISHARES TR CORE HIGH DV ETF 46429B663   13,711,599 131,539 SH   SOLE   131,539 0 0
ISHARES TR MSCI EAFE MIN VL 46429B689   23,142 364 SH   SOLE   364 0 0
ISHARES TR MSCI USA MIN VOL 46429B697   287,715 3,991 SH   SOLE   3,991 0 0
ISHARES TR BLACKROCK ULTRA 46434V878   593,436 11,859 SH   SOLE   11,859 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   33,450 572 SH   SOLE   0 0 572
ISHARES TR S&P 500 VAL ETF 464287408   31,891 220 SH   SOLE   0 0 220
ISHARES TR RUS 1000 VAL ETF 464287598   12,359 81 SH   SOLE   0 0 81
ISHARES TR RUS 2000 VAL ETF 464287630   4,853 35 SH   SOLE   0 0 35
ISHARES TR CONSER ALLOC ETF 464289883   31,746 945 SH   SOLE   0 0 945
ISHARES TR MSCI USA MMENTM 46432F396   5,108 35 SH   SOLE   0 0 35
J P MORGAN EXCHANGE TRADED F DIV RTN EM EQT 46641Q308   121,879 2,473 SH   SOLE   2,473 0 0
JOHNSON & JOHNSON COM 478160104   378,176 2,141 SH   SOLE   0 0 2,141
JPMORGAN CHASE & CO COM 46625H100   236,991 1,767 SH   SOLE   0 0 1,767
MERCK & CO INC COM 58933Y105   529,167 4,769 SH   SOLE   0 0 4,769
MICROSOFT CORP COM 594918104   1,484,182 6,189 SH   SOLE   0 0 6,189
NEXTERA ENERGY INC COM 65339F101   217,515 2,602 SH   SOLE   0 0 2,602
PEPSICO INC COM 713448108   489,144 2,708 SH   SOLE   0 0 2,708
PIMCO ETF TR ENHANCD SHORT 72201R643   2,427,636 25,053 SH   SOLE   25,053 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   350,629 3,554 SH   SOLE   3,554 0 0
PROCTER AND GAMBLE CO COM 742718109   373,964 2,467 SH   SOLE   0 0 2,467
PROSHARES TR SHORT S&P 500 NE 74347B425   851,065 53,092 SH   SOLE   0 0 53,092
S&P GLOBAL INC COM 78409V104   34,834 104 SH   SOLE   0 0 104
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   463,054 6,130 SH   SOLE   0 0 6,130
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   25,319 203 SH   SOLE   0 0 203
SPDR GOLD TR GOLD SHS 78463V107   113,828 671 SH   SOLE   671 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   493,548 1,291 SH   SOLE   1,291 0 0
SPDR SER TR PORTFOLIO AGRGTE 78464A649   1,341 53 SH   SOLE   0 0 53
SPDR SER TR S&P DIVID ETF 78464A763   14,263 114 SH   SOLE   0 0 114
SPDR SER TR PRTFLO S&P500 HI 78468R788   40,455 1,022 SH   SOLE   0 0 1,022
TRUST FOR PROFESSIONAL MANAG CROSSINGBRDG PRE 89834G778   1,403,027 67,845 SH   SOLE   67,845 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   1,255 17 SH   SOLE   17 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   52,717 639 SH   SOLE   0 0 639
VANGUARD INDEX FDS MID CAP ETF 922908629   901,393 4,423 SH   SOLE   0 0 4,423
VANGUARD INDEX FDS GROWTH ETF 922908736   835,438 3,920 SH   SOLE   0 0 3,920
VANGUARD INDEX FDS VALUE ETF 922908744   11,446,300 81,544 SH   SOLE   0 0 81,544
VANGUARD INDEX FDS SMALL CP ETF 922908751   35,685 194 SH   SOLE   0 0 194
VANGUARD INDEX FDS TOTAL STK MKT 922908769   12,488,802 65,321 SH   SOLE   0 0 65,321
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   55,632 645 SH   SOLE   645 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   19,139 382 SH   SOLE   0 0 382
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   953 19 SH   SOLE   0 0 19
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   4,694,320 62,433 SH   SOLE   62,433 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   24,867 164 SH   SOLE   0 0 164
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   19,261 459 SH   SOLE   0 0 459
VANGUARD WORLD FD EXTENDED DUR 921910709   6,378 77 SH   SOLE   77 0 0
VANGUARD WORLD FD ESG US STK ETF 921910733   1,130,840 17,170 SH   SOLE   17,170 0 0
WISDOMTREE TR US HIGH DIVIDEND 97717W208   1,560 18 SH   SOLE   0 0 18
WISDOMTREE TR US MIDCAP DIVID 97717W505   4,666 113 SH   SOLE   0 0 113