The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107 311 255 SH   SOLE   0 0 255
ALPHABET INC CAP STK CL A 02079K305 242 198 SH   SOLE   0 0 198
AMAZON COM INC COM 023135106 203 117 SH   SOLE   0 0 117
AMERICAN WTR WKS CO INC NEW COM 030420103 738 5,940 SH   SOLE   0 0 5,940
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108 568 5,969 SH   SOLE   0 0 5,969
APPLE INC COM 037833100 392 1,749 SH   SOLE   0 0 1,749
BOEING CO COM 097023105 359 944 SH   SOLE   0 0 944
CHARTER COMMUNICATIONS INC N CL A 16119P108 308 747 SH   SOLE   0 0 747
ENTERPRISE PRODS PARTNERS L COM 293792107 317 11,085 SH   SOLE   0 0 11,085
FS KKR CAPITAL CORP COM 302635107 204 34,940 SH   SOLE   0 0 34,940
FIDELITY COVINGTON TR MSCI CONSM DIS 316092204 2,708 59,195 SH   SOLE   0 0 59,195
FIDELITY COVINGTON TR CONSMR STAPLES 316092303 1,195 32,654 SH   SOLE   0 0 32,654
FIDELITY COVINGTON TR MSCI ENERGY IDX 316092402 747 47,458 SH   SOLE   0 0 47,458
FIDELITY COVINGTON TR MSCI FINLS IDX 316092501 2,002 49,249 SH   SOLE   0 0 49,249
FIDELITY COVINGTON TR MSCI HLTH CARE I 316092600 2,501 57,669 SH   SOLE   0 0 57,669
FIDELITY COVINGTON TR MSCI INDL INDX 316092709 457 11,457 SH   SOLE   0 0 11,457
FIDELITY COVINGTON TR MSCI INFO TECH I 316092808 1,553 24,351 SH   SOLE   0 0 24,351
FIDELITY COVINGTON TR MSCI RL EST ETF 316092857 740 26,513 SH   SOLE   0 0 26,513
FIDELITY COVINGTON TR MSCI UTILS INDEX 316092865 958 22,541 SH   SOLE   0 0 22,541
FIDELITY COVINGTON TR MSCI COMMNTN SVC 316092873 1,780 53,832 SH   SOLE   0 0 53,832
FIRST TR EXCHANGE TRADED FD DJ INTERNT IDX 33733E302 1,135 8,427 SH   SOLE   0 0 8,427
HOME DEPOT INC COM 437076102 282 1,214 SH   SOLE   0 0 1,214
HONEYWELL INTL INC COM 438516106 627 3,707 SH   SOLE   0 0 3,707
INDEXIQ ETF TR HEDGE MLTI ETF 45409B107 2,337 76,817 SH   SOLE   0 0 76,817
INVESCO ACTIVELY MANAGD ETF ULTRA SHRT DUR 46090A887 3,833 76,040 SH   SOLE   0 0 76,040
INVESCO QQQ TR UNIT SER 1 46090E103 418 2,215 SH   SOLE   0 0 2,215
INVESCO DB COMMDY INDX TRCK UNIT 46138B103 174 11,552 SH   SOLE   0 0 11,552
INVESCO EXCHNG TRADED FD TR S&P GBL WATER 46138E263 380 9,944 SH   SOLE   0 0 9,944
INVESCO EXCHNG TRADED FD TR EMRNG MKT SVRG 46138E784 1,689 57,940 SH   SOLE   0 0 57,940
ISHARES GOLD TRUST ISHARES 464285105 531 37,675 SH   SOLE   0 0 37,675
ISHARES INC MSCI AUST ETF 464286103 353 15,846 SH   SOLE   0 0 15,846
ISHARES INC MSCI CDA ETF 464286509 515 17,823 SH   SOLE   0 0 17,823
ISHARES INC MSCI EURZONE ETF 464286608 305 7,840 SH   SOLE   0 0 7,840
ISHARES INC MSCI SWITZERLAND 464286749 526 13,949 SH   SOLE   0 0 13,949
ISHARES INC MSCI STH KOR ETF 464286772 223 3,957 SH   SOLE   0 0 3,957
ISHARES INC MSCI NETHERL ETF 464286814 237 7,551 SH   SOLE   0 0 7,551
ISHARES INC MSCI MEXICO ETF 464286822 281 6,579 SH   SOLE   0 0 6,579
ISHARES INC MSCI HONG KG ETF 464286871 202 8,878 SH   SOLE   0 0 8,878
ISHARES TR CORE S&P TTL STK 464287150 1,453 21,666 SH   SOLE   0 0 21,666
ISHARES TR SELECT DIVID ETF 464287168 224 2,194 SH   SOLE   0 0 2,194
ISHARES TR CHINA LG-CAP ETF 464287184 454 11,405 SH   SOLE   0 0 11,405
ISHARES TR CORE S&P500 ETF 464287200 10,726 35,929 SH   SOLE   0 0 35,929
ISHARES TR CORE US AGGBD ET 464287226 3,570 31,542 SH   SOLE   0 0 31,542
ISHARES TR IBOXX INV CP ETF 464287242 2,105 16,516 SH   SOLE   0 0 16,516
ISHARES TR MSCI EAFE ETF 464287465 263 4,034 SH   SOLE   0 0 4,034
ISHARES TR RUS 1000 GRW ETF 464287614 337 2,108 SH   SOLE   0 0 2,108
ISHARES TR U.S. TECH ETF 464287721 374 1,830 SH   SOLE   0 0 1,830
ISHARES TR US HLTHCARE ETF 464287762 557 2,948 SH   SOLE   0 0 2,948
ISHARES TR MSCI ACWI ETF 464288257 508 6,892 SH   SOLE   0 0 6,892
ISHARES TR JPMORGAN USD EMG 464288281 1,021 9,011 SH   SOLE   0 0 9,011
ISHARES TR MBS ETF 464288588 884 8,162 SH   SOLE   0 0 8,162
ISHARES TR 3 7 YR TREAS BD 464288661 2,914 22,979 SH   SOLE   0 0 22,979
ISHARES TR SHORT TREAS BD 464288679 8,169 73,844 SH   SOLE   0 0 73,844
ISHARES TR US REGNL BKS ETF 464288778 304 6,523 SH   SOLE   0 0 6,523
ISHARES TR MSCI MIN VOL ETF 46429B697 361 5,639 SH   SOLE   0 0 5,639
ISHARES US ETF TR SHT MAT BD ETF 46431W507 966 19,183 SH   SOLE   0 0 19,183
ISHARES TR USA MOMENTUM FCT 46432F396 258 2,161 SH   SOLE   0 0 2,161
ISHARES TR CORE MSCI EAFE 46432F842 4,885 79,995 SH   SOLE   0 0 79,995
ISHARES INC CORE MSCI EMKT 46434G103 3,302 67,370 SH   SOLE   0 0 67,370
ISHARES INC MSCI JPN ETF NEW 46434G822 1,076 18,958 SH   SOLE   0 0 18,958
ISHARES TR CORE INTL AGGR 46435G672 504 9,036 SH   SOLE   0 0 9,036
JPMORGAN CHASE & CO COM 46625H100 2,193 18,635 SH   SOLE   0 0 18,635
JP MORGAN EXCHANGE TRADED FD HIGH YLD RESRCH 46641Q878 240 4,679 SH   SOLE   0 0 4,679
KKR & CO INC CL A 48251W104 827 30,800 SH   SOLE   0 0 30,800
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 499 7,525 SH   SOLE   0 0 7,525
MICROSOFT CORP COM 594918104 308 2,216 SH   SOLE   0 0 2,216
NEXTERA ENERGY INC COM 65339F101 295 1,266 SH   SOLE   0 0 1,266
NOVARTIS A G SPONSORED ADR 66987V109 262 3,017 SH   SOLE   0 0 3,017
PIMCO ETF TR INV GRD CRP BD 72201R817 3,015 27,476 SH   SOLE   0 0 27,476
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 1,045 10,271 SH   SOLE   0 0 10,271
PIMCO DYNAMIC INCOME FD SHS 72201Y101 399 12,269 SH   SOLE   0 0 12,269
PIMCO DYNMIC CREDIT AND MRT COM SHS 72202D106 408 16,649 SH   SOLE   0 0 16,649
SPDR GOLD TRUST GOLD SHS 78463V107 258 1,855 SH   SOLE   0 0 1,855
SPDR INDEX SHS FDS EURO STOXX 50 78463X202 486 12,872 SH   SOLE   0 0 12,872
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 940 27,420 SH   SOLE   0 0 27,420
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 2,000 68,108 SH   SOLE   0 0 68,108
SPDR SERIES TRUST BLOMBRG BRC INTL 78464A151 660 19,834 SH   SOLE   0 0 19,834
SPDR SERIES TRUST PORTFOLIO TL STK 78464A805 4,939 134,425 SH   SOLE   0 0 134,425
SPDR SERIES TRUST PORTFOLIO LR ETF 78464A854 639 18,333 SH   SOLE   0 0 18,333
SPDR SERIES TRUST S&P BIOTECH 78464A870 286 3,756 SH   SOLE   0 0 3,756
SPDR SERIES TRUST S&P HOMEBUILD 78464A888 951 21,574 SH   SOLE   0 0 21,574
SPDR SERIES TRUST SPDR BLOOMBERG 78468R663 23,218 253,503 SH   SOLE   0 0 253,503
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 3,174 44,693 SH   SOLE   0 0 44,693
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 5,806 81,849 SH   SOLE   0 0 81,849
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 227 2,708 SH   SOLE   0 0 2,708
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 1,932 76,880 SH   SOLE   0 0 76,880
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 5,547 174,111 SH   SOLE   0 0 174,111
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 241 4,475 SH   SOLE   0 0 4,475
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 8,872 159,682 SH   SOLE   0 0 159,682
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 22,287 440,547 SH   SOLE   0 0 440,547
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 227 3,896 SH   SOLE   0 0 3,896
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 868 9,632 SH   SOLE   0 0 9,632
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 840 13,680 SH   SOLE   0 0 13,680
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 963 7,980 SH   SOLE   0 0 7,980
SELECT SECTOR SPDR TR ENERGY 81369Y506 491 8,291 SH   SOLE   0 0 8,291
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 1,719 61,397 SH   SOLE   0 0 61,397
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 670 8,630 SH   SOLE   0 0 8,630
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,999 24,821 SH   SOLE   0 0 24,821
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 1,069 21,588 SH   SOLE   0 0 21,588
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 348 8,849 SH   SOLE   0 0 8,849
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 368 5,678 SH   SOLE   0 0 5,678
TIMOTHY PLAN HIG DV STK ETF 887432326 273 10,696 SH   SOLE   0 0 10,696
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 285 3,503 SH   SOLE   0 0 3,503
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 3,965 96,509 SH   SOLE   0 0 96,509
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 1,954 33,218 SH   SOLE   0 0 33,218
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 613 12,281 SH   SOLE   0 0 12,281
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 601 14,917 SH   SOLE   0 0 14,917
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 672 12,536 SH   SOLE   0 0 12,536
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 1,807 10,033 SH   SOLE   0 0 10,033
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 744 4,753 SH   SOLE   0 0 4,753
VANGUARD WORLD FDS ENERGY ETF 92204A306 316 4,050 SH   SOLE   0 0 4,050
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 1,365 19,504 SH   SOLE   0 0 19,504
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 1,603 9,560 SH   SOLE   0 0 9,560
VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603 2,198 15,050 SH   SOLE   0 0 15,050
VANGUARD WORLD FDS INF TECH ETF 92204A702 1,273 5,904 SH   SOLE   0 0 5,904
VANGUARD WORLD FDS MATERIALS ETF 92204A801 492 3,894 SH   SOLE   0 0 3,894
VANGUARD WORLD FDS COMM SRVC ETF 92204A884 848 9,779 SH   SOLE   0 0 9,779
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 295 4,430 SH   SOLE   0 0 4,430
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 2,606 48,935 SH   SOLE   0 0 48,935
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 210 772 SH   SOLE   0 0 772
VANGUARD INDEX FDS LARGE CAP ETF 922908637 2,945 21,603 SH   SOLE   0 0 21,603
WELLS FARGO CO NEW COM 949746101 286 5,672 SH   SOLE   0 0 5,672
WISDOMTREE TR YIELD ENHANCD US 97717X511 307 5,874 SH   SOLE   0 0 5,874