The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company COM 88579Y101 319 1,940 SH   SOLE   1,940 0 0
Abbott Laboratories COM 002824100 346 4,138 SH   SOLE   4,138 0 0
AbbVie Inc. COM 00287Y109 333 4,394 SH   SOLE   4,394 0 0
Air Products & Chemicals Inc COM 009158106 775 3,494 SH   SOLE   3,494 0 0
Alibaba Group Holding Limited SPONSORED 01609W102 228 1,366 SH   SOLE   1,366 0 0
Alphabet Inc. Cl A CAP STK CL A 02079K305 891 730 SH   SOLE   730 0 0
Alphabet Inc. Cl C CAP STK CL C 02079K107 1,640 1,345 SH   SOLE   1,345 0 0
ALPS Equal Sector Weight ETF EQUAL SEC ETF 00162Q205 265 3,500 SH   SOLE   3,500 0 0
Altria Group Inc COM 02209S103 269 6,578 SH   SOLE   6,578 0 0
Amazon.com Inc COM 023135106 4,409 2,540 SH   SOLE   2,540 0 0
American Express COM 025816109 1,520 12,853 SH   SOLE   12,853 0 0
American Tower Corp Cl A COM 03027X100 946 4,280 SH   SOLE   4,280 0 0
Ameritrade Hldg Cp Cl A COM 87236Y108 612 13,109 SH   SOLE   13,109 0 0
Amgen Inc COM 031162100 1,042 5,384 SH   SOLE   5,384 0 0
Apple Computer Inc COM 037833100 11,178 49,909 SH   SOLE   49,909 0 0
Arcos Dorados Holdings SHS CLASS -A - G0457F107 159 23,731 SH   SOLE   23,731 0 0
AT&T Inc COM 00206R102 2,938 77,645 SH   SOLE   77,645 0 0
Axon Enterprise, Inc. COM 05464C101 454 8,000 SH   SOLE   8,000 0 0
Bank of America Corp COM 060505104 510 17,485 SH   SOLE   17,485 0 0
Baxter International COM 071813109 929 10,617 SH   SOLE   10,617 0 0
Berkshire Hathaway CL A 084670108 45,839 147 SH   SOLE   147 0 0
Berkshire Hathaway Cl B CL B NEW 084670702 111,066 533,921 SH   SOLE   533,921 0 0
BlackRock Inc COM 09247X101 823 1,847 SH   SOLE   1,847 0 0
Boeing Co COM 097023105 640 1,682 SH   SOLE   1,682 0 0
Booking Holdings Inc COM 09857L108 241 123 SH   SOLE   123 0 0
Bristol-Myers Squibb COM 110122108 1,919 37,838 SH   SOLE   37,838 0 0
Cardinal Health Inc COM 14149Y108 389 8,239 SH   SOLE   8,239 0 0
Carmax Inc COM 143130102 5,469 62,153 SH   SOLE   62,153 0 0
Cavco Industries, Inc. COM 149568107 932 4,851 SH   SOLE   4,851 0 0
CDW Corporation COM 12514G108 833 6,758 SH   SOLE   6,758 0 0
Celgene Corp COM 151020104 305 3,076 SH   SOLE   3,076 0 0
Cerus Corporation COM 157085101 184 35,613 SH   SOLE   35,613 0 0
Charles Schwab Corp COM 808513105 698 16,695 SH   SOLE   16,695 0 0
ChevronTexaco Corp COM 166764100 1,397 11,781 SH   SOLE   11,781 0 0
Cincinnati Financial Corporation COM 172062101 1,747 14,977 SH   SOLE   14,977 0 0
Cisco Systems COM 17275R102 4,753 96,196 SH   SOLE   96,196 0 0
Citigroup Inc COM NEW 172967424 531 7,681 SH   SOLE   7,681 0 0
Coca-Cola Co COM 191216100 2,617 48,065 SH   SOLE   48,065 0 0
Communication Services Sel Sect SPDRETF COMMUNICATION 81369Y852 564 11,397 SH   SOLE   11,397 0 0
Compugen Ltd. CL B M25722105 42 10,000 SH   SOLE   10,000 0 0
ConocoPhillips COM 20825C104 229 4,014 SH   SOLE   4,014 0 0
Costco Whsl Corp New COM 22160K105 901 3,126 SH   SOLE   3,126 0 0
Cummins Inc COM 231021106 798 4,907 SH   SOLE   4,907 0 0
CVS Caremark Corporation COM 126650100 528 8,370 SH   SOLE   8,370 0 0
Darden Restaurants COM 237194105 759 6,423 SH   SOLE   6,423 0 0
Davis Select US Equity ETF SELECT US EQTY 23908L207 430 18,010 SH   SOLE   18,010 0 0
Deutsche X-trackers MSCI EAFE Hedged Eq XTRACK MSCI EAFE 233051200 557 17,216 SH   SOLE   17,216 0 0
Diageo Plc New F 1 ADR Reps 4 Ord SPON ADR NEW 25243Q205 558 3,412 SH   SOLE   3,412 0 0
Dominion Resources Va COM 25746U109 871 10,742 SH   SOLE   10,742 0 0
Dominos Pizza, Inc. COM 25754A201 293 1,198 SH   SOLE   1,198 0 0
DTE Energy Co COM 233331107 599 4,508 SH   SOLE   4,508 0 0
Elements Rogers Intl Commodity ETN ROG TTL ETN 22 870297801 22,862 4,500,352 SH   SOLE   4,500,352 0 0
Enterprise Products Partners MLP COM 293792107 334 11,690 SH   SOLE   11,690 0 0
Exxon Mobil Corporation COM 30231G102 689 9,760 SH   SOLE   9,760 0 0
Facebook Inc Class A CL A 30303M102 572 3,213 SH   SOLE   3,213 0 0
Ferroglobe PLC SHS G33856108 23 20,636 SH   SOLE   20,636 0 0
First Defiance Financial COM 32006W106 876 30,254 SH   SOLE   30,254 0 0
First Financial Bancorp COM 320209109 315 12,879 SH   SOLE   12,879 0 0
First Merchants Corp COM 320817109 970 25,765 SH   SOLE   25,765 0 0
General Electric COM 369604301 558 62,441 SH   SOLE   62,441 0 0
Gilead Science COM 375558103 989 15,611 SH   SOLE   15,611 0 0
Global Payments Inc COM 37940X102 249 1,564 SH   SOLE   1,564 0 0
Global X MLP ETF GLBL X MLP ETF 37954Y343 3,713 443,122 SH   SOLE   443,122 0 0
GS Connect S&P GSCI Enh Commodity TR ETN SP ENHCMD37ETN 38144L852 236 10,796 SH   SOLE   10,796 0 0
Guggenheim S&P 500 Pure Growth ETF S&P500 PUR GWT 46137V266 1,112 9,386 SH   SOLE   9,386 0 0
Guggenheim S&P 500 Pure Value ETF S&P500 PUR VAL 46137V258 208 3,205 SH   SOLE   3,205 0 0
HCA Inc COM 40412C101 1,018 8,451 SH   SOLE   8,451 0 0
Hewlett Packard Company COM 40434L105 355 18,782 SH   SOLE   18,782 0 0
Hewlett Packard Enterprise Comp COM 42824C109 331 21,819 SH   SOLE   21,819 0 0
Home Depot Inc COM 437076102 1,191 5,133 SH   SOLE   5,133 0 0
Huntington Bancshares COM 446150104 1,677 117,522 SH   SOLE   117,522 0 0
Illinois Tool Works Inc COM 452308109 815 5,208 SH   SOLE   5,208 0 0
Illumina Inc COM 452327109 380 1,250 SH   SOLE   1,250 0 0
Installed Building Products, Inc COM 45780R101 274 4,770 SH   SOLE   4,770 0 0
Intel Corp COM 458140100 2,621 50,858 SH   SOLE   50,858 0 0
International Business Machines COM 459200101 1,018 6,998 SH   SOLE   6,998 0 0
Intuit Inc COM 461202103 876 3,294 SH   SOLE   3,294 0 0
Intuitive Surgical New COM NEW 46120E602 1,795 3,325 SH   SOLE   3,325 0 0
Invesco FTSE RAFI Dev Mkts ex-US ETF FTSE RAFI DEV 46138E743 29,992 756,409 SH   SOLE   756,409 0 0
Invesco QQQ Trust UNIT SER 1 46090E103 431 2,283 SH   SOLE   2,283 0 0
iPath Bloomberg Commodity Index Total Return ETN DJUBS CMDT ETN36 06738C778 725 33,276 SH   SOLE   33,276 0 0
iShares Barclays TIPS Bond ETF TIPS BD ETF 464287176 880 7,570 SH   SOLE   7,570 0 0
iShares Comex Gold Trust ETF ISHARES 464285204 152 10,777 SH   SOLE   10,777 0 0
iShares Core MSCI EAFE CORE MSCI EAFE 46432F842 228 3,736 SH   SOLE   3,736 0 0
iShares Core MSCI Emerging Mkt ETF CORE MSCI EMKT 46434G103 943 19,238 SH   SOLE   19,238 0 0
iShares Core S&P Small-Cap ETF CORE S&P SCP ETF 464287804 306 3,937 SH   SOLE   3,937 0 0
iShares High Dividend Equity ETF CORE HIGH DV ETF 46429B663 753 8,000 SH   SOLE   8,000 0 0
iShares Intermediate Government/Credit Bond ETF INTRM GOV CR ETF 464288612 320 2,829 SH   SOLE   2,829 0 0
iShares MSCI EAFE Index ETF MSCI EAFE ETF 464287465 1,631 25,012 SH   SOLE   25,012 0 0
iShares MSCI EAFE Value Index ETF EAFE VALUE ETF 464288877 26,778 565,297 SH   SOLE   565,297 0 0
iShares MSCI Emerging Markets Index ETF MSCI EMG MKT ETF 464287234 386 9,442 SH   SOLE   9,442 0 0
iShares M-Star Small Growth Index ETF MRGSTR SM CP GR 464288604 386 1,985 SH   SOLE   1,985 0 0
iShares Russell 1000 Growth Index ETF RUS 1000 GRW ETF 464287614 975 6,110 SH   SOLE   6,110 0 0
iShares Russell 1000 Index ETF RUS 1000 ETF 464287622 8,186 49,753 SH   SOLE   49,753 0 0
iShares Russell 1000 Value Index ETF RUS 1000 VAL ETF 464287598 216 1,681 SH   SOLE   1,681 0 0
iShares Russell 2000 Growth Index ETF RUS 2000 GRW ETF 464287648 407 2,110 SH   SOLE   2,110 0 0
iShares Russell 2000 Index ETF RUSSELL 2000 ETF 464287655 2,132 14,090 SH   SOLE   14,090 0 0
iShares Russell 3000 Index ETF RUSSELL 3000 ETF 464287689 226 1,301 SH   SOLE   1,301 0 0
iShares S&P 500 Index ETF CORE S&P500 ETF 464287200 3,183 10,662 SH   SOLE   10,662 0 0
iShares S&P SmallCap 600 Growth Index ETF S&P SML 600 GWT 464287887 225 1,264 SH   SOLE   1,264 0 0
Johnson & Johnson COM 478160104 1,365 10,548 SH   SOLE   10,548 0 0
JP Morgan Alerian MLP Index ETN ALERIAN ML ETN 46625H365 23,867 1,025,635 SH   SOLE   1,025,635 0 0
JP Morgan Chase & Co. COM 46625H100 6,193 52,619 SH   SOLE   52,619 0 0
Keycorp Inc COM 493267108 180 10,116 SH   SOLE   10,116 0 0
Kimberly-Clark COM 494368103 439 3,087 SH   SOLE   3,087 0 0
Ladenburg Thalmann Financial Svcs Inc COM 50575Q102 24 10,033 SH   SOLE   10,033 0 0
Lauder Estee Co Inc Cl A CL A 518439104 369 1,856 SH   SOLE   1,856 0 0
Lilly (Eli) & Company COM 532457108 2,499 22,345 SH   SOLE   22,345 0 0
Lockheed Martin Corp COM 539830109 1,059 2,714 SH   SOLE   2,714 0 0
M/I Homes, Inc. COM 55305B101 360 9,563 SH   SOLE   9,563 0 0
Macquarie Infrastructure Corp COM 55608B105 450 11,408 SH   SOLE   11,408 0 0
Mastercard Inc CL A 57636Q104 521 1,917 SH   SOLE   1,917 0 0
McDonalds Corp COM 580135101 2,034 9,473 SH   SOLE   9,473 0 0
Merck & Co COM 58933Y105 3,196 37,962 SH   SOLE   37,962 0 0
Mettler-Toledo International Inc COM 592688105 768 1,090 SH   SOLE   1,090 0 0
Microsoft Corp COM 594918104 6,265 45,060 SH   SOLE   45,060 0 0
Mondelez Intl Inc CL A 609207105 468 8,460 SH   SOLE   8,460 0 0
MS India Investment Fund COM 61745C105 266 14,040 SH   SOLE   14,040 0 0
MSCI Inc. COM 55354G100 349 1,605 SH   SOLE   1,605 0 0
N V R Corp COM 62944T105 401 108 SH   SOLE   108 0 0
National Holdings 22 Wts *W EXP 01/18/202 636375115 9 48,034 SH   SOLE   48,034 0 0
National Holdings Corporation COM NEW 636375206 104 37,699 SH   SOLE   37,699 0 0
NextEra Energy Inc COM 65339F101 1,557 6,683 SH   SOLE   6,683 0 0
Nike Inc Cl B CL B 654106103 1,328 14,145 SH   SOLE   14,145 0 0
NiSource COM 65473P105 494 16,524 SH   SOLE   16,524 0 0
Nvidia Corp COM 67066G104 246 1,412 SH   SOLE   1,412 0 0
Occidental Petroleum COM 674599105 721 16,223 SH   SOLE   16,223 0 0
Ohio Valley Banc COM 677719106 1,144 31,350 SH   SOLE   31,350 0 0
Omnicom Group Inc COM 681919106 760 9,708 SH   SOLE   9,708 0 0
Oracle Sys Corp COM 68389X105 1,026 18,652 SH   SOLE   18,652 0 0
PayPal Holdings, Inc. COM 70450Y103 347 3,345 SH   SOLE   3,345 0 0
PepsiCo Inc COM 713448108 1,233 8,990 SH   SOLE   8,990 0 0
Pfizer Inc COM 717081103 1,539 42,823 SH   SOLE   42,823 0 0
Phillips 66 Common Stock COM 718546104 963 9,401 SH   SOLE   9,401 0 0
PIMCO Enhanced Short Maturity Active ETF ENHAN SHRT MA AC 72201R833 1,814 17,829 SH   SOLE   17,829 0 0
PIMCO RAFI Dyn Mlt-Fctr Emrg Mkts Eq ETF RAFI DYN EMERG 72202L389 1,792 78,176 SH   SOLE   78,176 0 0
PowerShares FTSE RAFI US 1000 ETF FTSE RAFI 1000 46137V613 634 5,378 SH   SOLE   5,378 0 0
Procter & Gamble COM 742718109 5,419 43,571 SH   SOLE   43,571 0 0
ProShares Ultra S&P ETF PSHS ULT S&P 500 74347R107 257 2,000 SH   SOLE   2,000 0 0
Public Storage Inc COM 74460D109 496 2,022 SH   SOLE   2,022 0 0
Raytheon Co New Cl A COM NEW 755111507 513 2,617 SH   SOLE   2,617 0 0
Repligen Corporation COM 759916109 276 3,600 SH   SOLE   3,600 0 0
Sarepta Therapeutics COM 803607100 250 3,318 SH   SOLE   3,318 0 0
Schwab Fundamental Intl Lg Co ETF SCHWB FDT INT LG 808524755 128,710 4,668,478 SH   SOLE   4,668,478 0 0
Schwab US Aggregate Bond ETF US AGGREGATE B 808524839 829 15,394 SH   SOLE   15,394 0 0
Schwab US Large Cap ETF US LRG CAP ETF 808524201 16,742 236,037 SH   SOLE   236,037 0 0
Schwab US Large Cap Value ETF US LCAP VA ETF 808524409 248 4,368 SH   SOLE   4,368 0 0
Sirius XM Radio Inc. COM 82968B103 65 10,401 SH   SOLE   10,401 0 0
Sophiris Bio, Inc. COM NEW 83578Q209 23 40,000 SH   SOLE   40,000 0 0
SPDR Consumer Disc Select Sec ETF SBI CONS DISCR 81369Y407 803 6,652 SH   SOLE   6,652 0 0
SPDR Consumer Staples Select Sec ETF SBI CONS STPLS 81369Y308 598 9,734 SH   SOLE   9,734 0 0
SPDR Energy Select Sec ETF ENERGY 81369Y506 248 4,197 SH   SOLE   4,197 0 0
SPDR Financial Select Sec ETF SBI INT-FINL 81369Y605 677 24,181 SH   SOLE   24,181 0 0
SPDR Gold Shares ETF GOLD SHS 78463V107 378 2,723 SH   SOLE   2,723 0 0
SPDR Health Care Select Sec ETF SBI HEALTHCARE 81369Y209 719 7,982 SH   SOLE   7,982 0 0
SPDR Industrial Select Sec ETF SBI INT-INDS 81369Y704 575 7,413 SH   SOLE   7,413 0 0
SPDR S&P 500 Index ETF TR UNIT 78462F103 4,881 16,448 SH   SOLE   16,448 0 0
SPDR Technology Select Sec ETF TECHNOLOGY 81369Y803 1,217 15,107 SH   SOLE   15,107 0 0
SPDR Utilities Select Sec ETF SBI INT-UTILS 81369Y886 242 3,742 SH   SOLE   3,742 0 0
Square Inc CL A 852234103 676 10,914 SH   SOLE   10,914 0 0
Starbucks Corp COM 855244109 3,747 42,377 SH   SOLE   42,377 0 0
Texas Instruments Inc COM 882508104 975 7,541 SH   SOLE   7,541 0 0
TJX Companies Inc. COM 872540109 925 16,594 SH   SOLE   16,594 0 0
Unilever N V New F N Y SHS NEW 904784709 434 7,238 SH   SOLE   7,238 0 0
United Healthcare Corp COM 91324P102 580 2,668 SH   SOLE   2,668 0 0
United Technologies Corp COM 913017109 574 4,204 SH   SOLE   4,204 0 0
Universal Display Corporation COM 91347P105 282 1,683 SH   SOLE   1,683 0 0
US Bancorp COM NEW 902973304 203 3,671 SH   SOLE   3,671 0 0
Vanguard Dividend Appreciation ETF DIV APP ETF 921908844 30,464 254,755 SH   SOLE   254,755 0 0
Vanguard Emerging Markets Stock ETF FTSE EMR MKT ETF 922042858 285 7,072 SH   SOLE   7,072 0 0
Vanguard FTSE Developed Markets ETF FTSE DEV MKT ETF 921943858 1,442 35,099 SH   SOLE   35,099 0 0
Vanguard Mid Cap ETF MID CAP ETF 922908629 227 1,354 SH   SOLE   1,354 0 0
Vanguard S&P 500 ETF New S&P 500 ETF SHS 922908363 549 2,013 SH   SOLE   2,013 0 0
Vanguard Small Cap Value ETF SM CP VAL ETF 922908611 311 2,412 SH   SOLE   2,412 0 0
Verizon Communications COM 92343V104 331 5,476 SH   SOLE   5,476 0 0
Visa Inc. COM CL A 92826C839 1,096 6,374 SH   SOLE   6,374 0 0
Wal-Mart Stores Inc COM 931142103 1,946 16,393 SH   SOLE   16,393 0 0
Walt Disney Holding Co COM DISNEY 254687106 2,058 15,791 SH   SOLE   15,791 0 0
Waste Management Inc Del COM 94106L109 217 1,883 SH   SOLE   1,883 0 0
Wells Fargo & Co New COM 949746101 1,224 24,264 SH   SOLE   24,264 0 0
Wesbanco Inc COM 950810101 385 10,308 SH   SOLE   10,308 0 0
Workday Inc Cl A CL A 98138H101 210 1,235 SH   SOLE   1,235 0 0
Worthington Industries COM 981811102 382 10,592 SH   SOLE   10,592 0 0
Xilinx Inc COM 983919101 415 4,330 SH   SOLE   4,330 0 0