The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813 2,065 19,430 SH   SOLE   19,430 0 0
NEW YORK MTG TR INC COM PAR $.02 649604501 26 10,000 SH   OTR 1 10,000 0 0
ISHARES TR GLB INFRASTR ETF 464288372 1,987 51,883 SH   SOLE   51,883 0 0
NVIDIA CORPORATION COM 67066G104 2 4 SH   SOLE   4 0 0
ISHARES TR TIPS BD ETF 464287176 1,264 10,276 SH   OTR 1 10,276 0 0
ISHARES INC CUR HD MSCI EM 46434G509 6,844 274,731 SH   OTR 1 274,731 0 0
DANAHER CORPORATION COM 235851102 218 1,235 SH   OTR 1 1,235 0 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 1,976 42,355 SH   OTR 1 42,355 0 0
ISHARES TR USA MOMENTUM FCT 46432F396 3,949 30,141 SH   SOLE   30,141 0 0
SANOFI SPONSORED ADR 80105N105 208 4,065 SH   OTR 1 4,065 0 0
ORCHARD THERAPEUTICS PLC ADS 68570P101 13 2,085 SH   SOLE   2,085 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,805 70,824 SH   SOLE   70,824 0 0
ISHARES INC CUR HD MSCI EM 46434G509 2,027 81,362 SH   SOLE   81,362 0 0
APPLE INC COM 037833100 146 401 SH   OTR 1 401 0 0
BIONTECH SE SPONSORED ADS 09075V102 26 385 SH   SOLE   385 0 0
ISHARES TR BARCLAYS 7 10 YR 464287440 5,533 45,396 SH   SOLE   45,396 0 0
ISHARES TR JPMORGAN USD EMG 464288281 2,401 21,977 SH   OTR 1 21,977 0 0
DYADIC INTL INC DEL COM 26745T101 237 27,340 SH   OTR 1 27,340 0 0
ISHARES TR CORE S&P500 ETF 464287200 4,663 15,055 SH   SOLE   15,055 0 0
ISHARES TR MBS ETF 464288588 2,873 25,956 SH   SOLE   25,956 0 0
INVESCO EXCHANGE-TRADED FD T SR LN ETF 46138G508 598 28,019 SH   SOLE   28,019 0 0
DYNAVAX TECHNOLOGIES CORP COM NEW 268158201 17 1,895 SH   SOLE   1,895 0 0
ISHARES TR IBOXX INV CP ETF 464287242 1,166 8,663 SH   SOLE   8,663 0 0
PIMCO ETF TR 15+ YR US TIPS 72201R304 3,536 42,430 SH   SOLE   42,430 0 0
ISHARES TR USA MOMENTUM FCT 46432F396 4,851 37,035 SH   OTR 1 37,035 0 0
ISHARES TR IBOXX HI YD ETF 464288513 312 3,826 SH   OTR 1 3,826 0 0
ISHARES TR CORE S&P500 ETF 464287200 1,792 5,785 SH   OTR 1 5,785 0 0
VANGUARD WORLD FD EXTENDED DUR 921910709 4,980 29,996 SH   OTR 1 29,996 0 0
ISHARES TR TIPS BD ETF 464287176 2,084 16,941 SH   SOLE   16,941 0 0
ISHARES TR BARCLAYS 7 10 YR 464287440 1,511 12,397 SH   OTR 1 12,397 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 3,412 43,445 SH   SOLE   43,445 0 0
FIRST TR EXCHANGE-TRADED FD NO AMER ENERGY 33738D101 4,617 231,561 SH   SOLE   231,561 0 0
DYADIC INTL INC DEL COM 26745T101 29 3,337 SH   SOLE   3,337 0 0
DANAHER CORPORATION COM 235851102 21 121 SH   SOLE   121 0 0
ISHARES TR FLTG RATE NT ETF 46429B655 1,778 35,151 SH   SOLE   35,151 0 0
OWL ROCK CAPITAL CORPORATION COM 69121K104 794 64,433 SH   OTR 1 64,433 0 0
SANOFI SPONSORED ADR 80105N105 25 488 SH   SOLE   488 0 0
BARCLAYS BANK PLC DJUBS CMDT ETN36 06738C778 2,296 130,522 SH   SOLE   130,522 0 0
INVESCO EXCH TRADED FD TR II S&P GBL WATER 46138E263 19 497 SH   SOLE   497 0 0
ISHARES TR IBOXX INV CP ETF 464287242 1,287 9,567 SH   OTR 1 9,567 0 0
BIONTECH SE SPONSORED ADS 09075V102 210 3,151 SH   OTR 1 3,151 0 0
ISHARES TR MSCI MIN VOL ETF 46429B697 1,240 20,438 SH   SOLE   20,438 0 0
WISDOMTREE TR US SMALLCAP FUND 97717W562 540 19,036 SH   SOLE   19,036 0 0
NVIDIA CORPORATION COM 67066G104 340 894 SH   OTR 1 894 0 0
ISHARES TR JPMORGAN USD EMG 464288281 6,219 56,936 SH   SOLE   56,936 0 0
APPLE INC COM 037833100 162 444 SH   SOLE   444 0 0
SPDR SER TR BLOOMBERG BRCLYS 78468R622 189 1,870 SH   OTR 1 1,870 0 0
DBX ETF TR XTRACK MSCI EAFE 233051200 1,802 59,611 SH   SOLE   59,611 0 0
VANGUARD TAX-MANAGED FDS FTSE DEV MKT ETF 921943858 10 268 SH   OTR 1 268 0 0
ORCHARD THERAPEUTICS PLC ADS 68570P101 102 17,045 SH   OTR 1 17,045 0 0
SPDR SER TR FTSE INT GVT ETF 78464A490 2,054 39,127 SH   SOLE   39,127 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 1,096 11,004 SH   SOLE   11,004 0 0
PROSHARES TR PSHS ULTRUSS2000 74347R842 495 10,191 SH   SOLE   10,191 0 0
GILEAD SCIENCES INC COM 375558103 189 2,453 SH   OTR 1 2,453 0 0
ISHARES TR MBS ETF 464288588 371 3,345 SH   OTR 1 3,345 0 0
DYNAVAX TECHNOLOGIES CORP COM NEW 268158201 138 15,585 SH   OTR 1 15,585 0 0
DBX ETF TR XTRACK MSCI EAFE 233051200 6,439 213,080 SH   OTR 1 213,080 0 0
ISHARES TR CORE HIGH DV ETF 46429B663 4,294 52,919 SH   SOLE   52,919 0 0
VANGUARD TAX-MANAGED FDS FTSE DEV MKT ETF 921943858 5,279 136,091 SH   SOLE   136,091 0 0
GILEAD SCIENCES INC COM 375558103 23 300 SH   SOLE   300 0 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 1,222 26,201 SH   SOLE   26,201 0 0
ISHARES TR 3 7 YR TREAS BD 464288661 617 4,615 SH   OTR 1 4,615 0 0
JPMORGAN CHASE & CO COM 46625H100 296 3,147 SH   OTR 1 3,147 0 0
ISHARES TR MSCI MIN VOL ETF 46429B697 178 2,928 SH   OTR 1 2,928 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747 2,710 26,464 SH   SOLE   26,464 0 0
ISHARES TR CORE HIGH DV ETF 46429B663 5,427 66,879 SH   OTR 1 66,879 0 0
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813 9 81 SH   OTR 1 81 0 0
INVESCO EXCH TRADED FD TR II S&P GBL WATER 46138E263 239 6,400 SH   OTR 1 6,400 0 0
VANGUARD WORLD FD EXTENDED DUR 921910709 5,592 33,680 SH   SOLE   33,680 0 0
INVESCO EXCHANGE-TRADED FD T SR LN ETF 46138G508 454 21,259 SH   OTR 1 21,259 0 0
ISHARES TR IBOXX HI YD ETF 464288513 1,524 18,674 SH   SOLE   18,674 0 0
PENNSYLVANIA REAL ESTATE INV SH BEN INT 709102107 14 10,000 SH   OTR 1 10,000 0 0
FIRST TR EXCHANGE-TRADED FD NO AMER ENERGY 33738D101 3,087 154,789 SH   OTR 1 154,789 0 0
SPDR SER TR BLOMBERG BRC INV 78468R200 888 29,141 SH   SOLE   29,141 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 275 2,757 SH   OTR 1 2,757 0 0
PROSHARES TR PSHS ULT S&P 500 74347R107 270 2,158 SH   SOLE   2,158 0 0
LYFT INC CL A COM 55087P104 797 24,137 SH   OTR 1 24,137 0 0
SPDR SER TR FTSE INT GVT ETF 78464A490 3,811 72,589 SH   OTR 1 72,589 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 251 3,354 SH   OTR 1 3,354 0 0
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 311 5,724 SH   OTR 1 5,724 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,090 13,879 SH   OTR 1 13,879 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 1 13 SH   SOLE   13 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 443 3,038 SH   SOLE   3,038 0 0
BARCLAYS BANK PLC DJUBS CMDT ETN36 06738C778 1,326 75,364 SH   OTR 1 75,364 0 0
WISDOMTREE TR US SMALLCAP FUND 97717W562 867 30,547 SH   OTR 1 30,547 0 0
SPDR SER TR BLOOMBERG BRCLYS 78468R622 72 712 SH   SOLE   712 0 0
ISHARES TR GLB INFRASTR ETF 464288372 4,195 109,569 SH   OTR 1 109,569 0 0
ISHARES TR 3 7 YR TREAS BD 464288661 2,434 18,206 SH   SOLE   18,206 0 0
PIMCO ETF TR 15+ YR US TIPS 72201R304 7,715 92,581 SH   OTR 1 92,581 0 0
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 1,802 31,206 SH   OTR 1 31,206 0 0
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 3,120 54,048 SH   SOLE   54,048 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 6,506 21,097 SH   SOLE   21,097 0 0