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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
374WATER INC COM 88583P104   20,478 30,000 SH   SOLE   30,000 0 0
ABBVIE INC COM 00287Y109   433,588 2,440 SH   SOLE   2,440 0 0
ALBEMARLE CORP COM 012653101   839,006 9,746 SH   SOLE   9,746 0 0
ALPHABET INC CAP STK CL C 02079K107   329,461 1,730 SH   SOLE   1,730 0 0
ALPHABET INC CAP STK CL A 02079K305   13,697,693 72,359 SH   SOLE   72,359 0 0
AMAZON COM INC COM 023135106   16,096,206 73,368 SH   SOLE   73,368 0 0
APPLE INC COM 037833100   15,589,664 62,254 SH   SOLE   62,254 0 0
ASML HOLDING N V N Y REGISTRY SHS N07059210   3,607,190 5,204 SH   SOLE   5,204 0 0
AUTOLIV INC COM 052800109   2,200,021 23,456 SH   SOLE   23,456 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   6,962,381 15,360 SH   SOLE   15,360 0 0
BOEING CO COM 097023105   248,685 1,405 SH   SOLE   1,405 0 0
BROADCOM INC COM 11135F101   6,840,006 29,503 SH   SOLE   29,503 0 0
CANADIAN PACIFIC KANSAS CITY COM 13646K108   2,223,594 30,725 SH   SOLE   30,725 0 0
CGI INC CL A SUB VTG 12532H104   2,779,466 25,425 SH   SOLE   25,425 0 0
CHEVRON CORP NEW COM 166764100   1,913,702 13,212 SH   SOLE   13,212 0 0
CISCO SYS INC COM 17275R102   2,881,577 48,675 SH   SOLE   48,675 0 0
CITIGROUP INC COM NEW 172967424   4,889,854 69,468 SH   SOLE   69,468 0 0
COSTCO WHSL CORP NEW COM 22160K105   4,598,156 5,018 SH   SOLE   5,018 0 0
CREDIT ACCEP CORP MICH COM 225310101   433,312 923 SH   SOLE   923 0 0
D R HORTON INC COM 23331A109   3,334,652 23,849 SH   SOLE   23,849 0 0
DISNEY WALT CO COM 254687106   2,452,529 22,025 SH   SOLE   22,025 0 0
DOMINION ENERGY INC COM 25746U109   3,916,993 72,725 SH   SOLE   72,725 0 0
ELI LILLY & CO COM 532457108   1,315,499 1,704 SH   SOLE   1,704 0 0
ENBRIDGE INC COM 29250N105   962,399 22,682 SH   SOLE   22,682 0 0
EXXON MOBIL CORP COM 30231G102   1,998,705 18,580 SH   SOLE   18,580 0 0
FIRST TR EXCH TRADED FD III MUNI HI INCM ETF 33739P301   8,505,642 176,136 SH   SOLE   176,136 0 0
FIRST TR EXCHANGE-TRADED FD CAP STRENGTH ETF 33733E104   210,768 2,400 SH   SOLE   2,400 0 0
FIRST TR EXCHANGE-TRADED FD FIRST TR TA HIYL 33738D408   1,097,435 26,553 SH   SOLE   26,553 0 0
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200   4,564,748 93,789 SH   SOLE   93,789 0 0
FORTINET INC COM 34959E109   3,421,310 36,212 SH   SOLE   36,212 0 0
GENERAC HLDGS INC COM 368736104   633,069 4,083 SH   SOLE   4,083 0 0
GENERAL DYNAMICS CORP COM 369550108   3,933,573 14,928 SH   SOLE   14,928 0 0
GLOBAL X FDS GENOMIC BIOTECH 37954Y434   257,393 26,508 SH   SOLE   26,508 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   4,300,125 7,509 SH   SOLE   7,509 0 0
GOLUB CAP BDC INC COM 38173M102   431,272 28,448 SH   SOLE   28,448 0 0
GROCERY OUTLET HLDG CORP COM 39874R101   464,491 29,756 SH   SOLE   29,756 0 0
HOME DEPOT INC COM 437076102   321,306 826 SH   SOLE   826 0 0
ICON PLC SHS G4705A100   2,759,154 13,157 SH   SOLE   13,157 0 0
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   245,000 3,500 SH   SOLE   3,500 0 0
INVESCO EXCHANGE TRADED FD T AEROSPACE DEFN 46137V100   212,136 1,849 SH   SOLE   1,849 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   334,865 1,911 SH   SOLE   1,911 0 0
INVESCO EXCHANGE TRADED FD T S&P 500 GARP ETF 46137V431   339,706 3,239 SH   SOLE   3,239 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   2,108,313 4,124 SH   SOLE   4,124 0 0
ISHARES INC CORE MSCI EMKT 46434G103   311,079 5,957 SH   SOLE   5,957 0 0
ISHARES INC MSCI EMRG CHN 46434G764   521,465 9,404 SH   SOLE   9,404 0 0
ISHARES TR CORE S&P500 ETF 464287200   10,194,399 17,317 SH   SOLE   17,317 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   840,567 8,279 SH   SOLE   8,279 0 0
ISHARES TR MSCI EAFE ETF 464287465   940,664 12,441 SH   SOLE   12,441 0 0
ISHARES TR CORE S&P MCP ETF 464287507   1,622,555 26,040 SH   SOLE   26,040 0 0
ISHARES TR EXPND TEC SC ETF 464287549   245,016 2,400 SH   SOLE   2,400 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   515,587 2,785 SH   SOLE   2,785 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   1,229,236 3,061 SH   SOLE   3,061 0 0
ISHARES TR RUS 1000 ETF 464287622   672,670 2,088 SH   SOLE   2,088 0 0
ISHARES TR CORE S&P US VLU 464287663   226,853 2,450 SH   SOLE   2,450 0 0
ISHARES TR U.S. REAL ES ETF 464287739   279,180 3,000 SH   SOLE   3,000 0 0
ISHARES TR CORE S&P SCP ETF 464287804   1,821,038 15,804 SH   SOLE   15,804 0 0
ISHARES TR SHRT NAT MUN ETF 464288158   3,997,692 37,900 SH   SOLE   37,900 0 0
ISHARES TR NEW YORK MUN ETF 464288323   598,725 11,250 SH   SOLE   11,250 0 0
ISHARES TR CALIF MUN BD ETF 464288356   18,842,345 328,951 SH   SOLE   328,951 0 0
ISHARES TR NATIONAL MUN ETF 464288414   11,376,565 106,772 SH   SOLE   106,772 0 0
ISHARES TR MBS ETF 464288588   6,924,994 75,534 SH   SOLE   75,534 0 0
ISHARES TR ISHS 5-10YR INVT 464288638   6,035,522 117,171 SH   SOLE   117,171 0 0
ISHARES TR EAFE VALUE ETF 464288877   583,734 11,125 SH   SOLE   11,125 0 0
ISHARES TR CORE MSCI EAFE 46432F842   1,901,817 27,060 SH   SOLE   27,060 0 0
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761   393,789 6,876 SH   SOLE   6,876 0 0
JOHNSON & JOHNSON COM 478160104   1,377,591 9,525 SH   SOLE   9,525 0 0
JPMORGAN CHASE & CO. COM 46625H100   8,190,493 34,168 SH   SOLE   34,168 0 0
LAUDER ESTEE COS INC CL A 518439104   295,732 3,944 SH   SOLE   3,944 0 0
LEIDOS HOLDINGS INC COM 525327102   4,065,285 28,219 SH   SOLE   28,219 0 0
LINDE PLC SHS G54950103   3,024,904 7,225 SH   SOLE   7,225 0 0
LOCKHEED MARTIN CORP COM 539830109   519,413 1,068 SH   SOLE   1,068 0 0
LOWES COS INC COM 548661107   1,687,616 6,837 SH   SOLE   6,837 0 0
LULULEMON ATHLETICA INC COM 550021109   262,716 687 SH   SOLE   687 0 0
MASTERCARD INCORPORATED CL A 57636Q104   947,299 1,799 SH   SOLE   1,799 0 0
MEDTRONIC PLC SHS G5960L103   2,151,217 26,930 SH   SOLE   26,930 0 0
META PLATFORMS INC CL A 30303M102   624,154 1,066 SH   SOLE   1,066 0 0
MICROSOFT CORP COM 594918104   18,154,730 43,071 SH   SOLE   43,071 0 0
NETFLIX INC COM 64110L106   3,827,328 4,294 SH   SOLE   4,294 0 0
NIKE INC CL B 654106103   633,055 8,366 SH   SOLE   8,366 0 0
NORTHROP GRUMMAN CORP COM 666807102   469,759 1,001 SH   SOLE   1,001 0 0
NVIDIA CORPORATION COM 67066G104   14,821,116 110,366 SH   SOLE   110,366 0 0
PAGSEGURO DIGITAL LTD COM CL A G68707101   146,365 23,381 SH   SOLE   23,381 0 0
PALO ALTO NETWORKS INC COM 697435105   286,587 1,575 SH   SOLE   1,575 0 0
PAYPAL HLDGS INC COM 70450Y103   1,977,730 23,172 SH   SOLE   23,172 0 0
PFIZER INC COM 717081103   1,658,280 62,505 SH   SOLE   62,505 0 0
PHILIP MORRIS INTL INC COM 718172109   4,372,009 36,327 SH   SOLE   36,327 0 0
PROCTER AND GAMBLE CO COM 742718109   5,294,233 31,579 SH   SOLE   31,579 0 0
PRUDENTIAL FINL INC COM 744320102   801,047 6,758 SH   SOLE   6,758 0 0
QUALCOMM INC COM 747525103   2,880,719 18,752 SH   SOLE   18,752 0 0
SANOFI SPONSORED ADR 80105N105   3,230,301 66,977 SH   SOLE   66,977 0 0
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   986,490 40,613 SH   SOLE   40,613 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   308,037 3,661 SH   SOLE   3,661 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   2,581,226 18,763 SH   SOLE   18,763 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   472,664 6,012 SH   SOLE   6,012 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   614,719 2,740 SH   SOLE   2,740 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   571,010 6,666 SH   SOLE   6,666 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   696,687 14,415 SH   SOLE   14,415 0 0
SELECT SECTOR SPDR TR INDL 81369Y704   620,063 4,706 SH   SOLE   4,706 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   2,577,407 11,084 SH   SOLE   11,084 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   1,664,984 21,997 SH   SOLE   21,997 0 0
SNOWFLAKE INC CL A 833445109   1,542,556 9,990 SH   SOLE   9,990 0 0
SPDR GOLD TR GOLD SHS 78463V107   418,643 1,729 SH   SOLE   1,729 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   333,704 8,697 SH   SOLE   8,697 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,276,921 3,885 SH   SOLE   3,885 0 0
SPDR SER TR NUVEEN BLOOMBERG 78464A284   1,131,199 44,222 SH   SOLE   44,222 0 0
SPDR SER TR PORTFOLIO LN TSR 78464A664   5,431,646 207,393 SH   SOLE   207,393 0 0
SPDR SER TR PORTFOLI S&P1500 78464A805   720,586 10,088 SH   SOLE   10,088 0 0
SPDR SER TR PORTFOLIO S&P400 78464A847   3,194,716 58,415 SH   SOLE   58,415 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854   7,823,059 113,476 SH   SOLE   113,476 0 0
SPDR SER TR S&P HOMEBUILD 78464A888   333,878 3,195 SH   SOLE   3,195 0 0
SPDR SER TR PORTFOLIO SH TSR 78468R101   7,861,065 270,977 SH   SOLE   270,977 0 0
SPDR SER TR PRTFLO S&P500 HI 78468R788   249,897 5,779 SH   SOLE   5,779 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853   1,867,192 41,567 SH   SOLE   41,567 0 0
STRYKER CORPORATION COM 863667101   205,589 571 SH   SOLE   571 0 0
SUNCOR ENERGY INC NEW COM 867224107   1,337,195 37,477 SH   SOLE   37,477 0 0
TESLA INC COM 88160R101   369,110 914 SH   SOLE   914 0 0
UBER TECHNOLOGIES INC COM 90353T100   1,549,199 25,683 SH   SOLE   25,683 0 0
UNITEDHEALTH GROUP INC COM 91324P102   2,522,132 4,985 SH   SOLE   4,985 0 0
VANECK ETF TRUST LONG MUNI ETF 92189F536   11,827,931 661,517 SH   SOLE   661,517 0 0
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505   392,782 1,073 SH   SOLE   1,073 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   281,670 522 SH   SOLE   522 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   2,641,092 29,648 SH   SOLE   29,648 0 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   474,760 2,499 SH   SOLE   2,499 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   2,037,565 7,030 SH   SOLE   7,030 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   1,921,104 33,020 SH   SOLE   33,020 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   1,075,524 13,787 SH   SOLE   13,787 0 0
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847   4,601,913 83,142 SH   SOLE   83,142 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,349,073 6,889 SH   SOLE   6,889 0 0
VANGUARD WORLD FD INF TECH ETF 92204A702   241,258 388 SH   SOLE   388 0 0
VISA INC COM CL A 92826C839   3,664,112 11,593 SH   SOLE   11,593 0 0
WALMART INC COM 931142103   233,826 2,588 SH   SOLE   2,588 0 0
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   2,926,257 58,152 SH   SOLE   58,152 0 0