The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE US AGGBD ET 464287226   23,747,231 242,442 SH   SOLE   242,442 0 0
ISHARES TR CORE MSCI TOTAL 46432F834   16,346,161 261,037 SH   SOLE   261,037 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   15,569,841 35,124 SH   SOLE   35,124 0 0
SPDR SER TR PORTFLI INTRMDIT 78464A672   15,413,414 544,836 SH   SOLE   544,836 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   14,148,723 99,569 SH   SOLE   99,569 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   9,094,155 22,329 SH   SOLE   22,329 0 0
ISHARES TR CORE LT USDB ETF 464289479   7,380,148 140,311 SH   SOLE   140,311 0 0
BROADCOM INC COM 11135F101   7,354,154 8,481 SH   SOLE   8,481 0 0
ISHARES TR CORE MSCI EAFE 46432F842   5,811,210 86,092 SH   SOLE   86,092 0 0
ISHARES TR CORE S&P500 ETF 464287200   5,134,448 11,520 SH   SOLE   11,520 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   4,181,159 18,991 SH   SOLE   18,991 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   3,953,508 56,094 SH   SOLE   56,094 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   3,729,946 94,286 SH   SOLE   94,286 0 0
SPDR SER TR PRTFLO S&P500 GW 78464A409   3,675,581 60,246 SH   SOLE   60,246 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   3,435,829 48,372 SH   SOLE   48,372 0 0
ISHARES TR MBS ETF 464288588   3,428,281 36,758 SH   SOLE   36,758 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   3,088,282 19,013 SH   SOLE   19,013 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   2,905,268 38,399 SH   SOLE   38,399 0 0
SPDR SER TR S&P DIVID ETF 78464A763   2,638,535 21,525 SH   SOLE   21,525 0 0
ISHARES TR CORE INTL AGGR 46435G672   2,636,276 53,485 SH   SOLE   53,485 0 0
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664   2,392,466 31,638 SH   SOLE   31,638 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   2,299,976 45,798 SH   SOLE   45,798 0 0
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266   2,138,586 14,018 SH   SOLE   14,018 0 0
ISHARES TR US TREAS BD ETF 46429B267   2,079,892 90,825 SH   SOLE   90,825 0 0
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703   1,953,724 12,548 SH   SOLE   12,548 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   1,861,662 9,360 SH   SOLE   9,360 0 0
ISHARES TR ISHS 5-10YR INVT 464288638   1,828,763 36,163 SH   SOLE   36,163 0 0
ISHARES TR CORE S&P SCP ETF 464287804   1,804,761 18,111 SH   SOLE   18,111 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   1,280,208 37,237 SH   SOLE   37,237 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   1,141,088 15,698 SH   SOLE   15,698 0 0
FISERV INC COM 337738108   1,077,195 8,539 SH   SOLE   8,539 0 0
PIMCO ETF TR 0-5 HIGH YIELD 72201R783   1,033,092 11,329 SH   SOLE   11,329 0 0
TESLA INC COM 88160R101   1,016,191 3,882 SH   SOLE   3,882 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   929,564 1,941 SH   SOLE   1,941 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   882,924 15,744 SH   SOLE   15,744 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   644,656 1,745 SH   SOLE   1,745 0 0
ALPHABET INC CAP STK CL A 02079K305   509,563 4,257 SH   SOLE   4,257 0 0
FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX 33733E302   506,899 3,110 SH   SOLE   3,110 0 0
PROCTER AND GAMBLE CO COM 742718109   501,652 3,306 SH   SOLE   3,306 0 0
MICROSOFT CORP COM 594918104   496,177 1,457 SH   SOLE   1,457 0 0
HOME DEPOT INC COM 437076102   492,134 1,584 SH   SOLE   1,584 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854   480,142 9,214 SH   SOLE   9,214 0 0
AMAZON COM INC COM 023135106   468,123 3,591 SH   SOLE   3,591 0 0
CHEVRON CORP NEW COM 166764100   444,025 2,822 SH   SOLE   2,822 0 0
PFIZER INC COM 717081103   441,077 12,025 SH   SOLE   12,025 0 0
S&P GLOBAL INC COM 78409V104   436,879 1,090 SH   SOLE   1,090 0 0
ISHARES TR NATIONAL MUN ETF 464288414   393,514 3,687 SH   SOLE   3,687 0 0
ABBVIE INC COM 00287Y109   389,639 2,892 SH   SOLE   2,892 0 0
JOHNSON & JOHNSON COM 478160104   387,813 2,343 SH   SOLE   2,343 0 0
BOEING CO COM 097023105   375,865 1,780 SH   SOLE   1,780 0 0
ISHARES TR CORE TOTAL USD 46434V613   372,945 8,202 SH   SOLE   8,202 0 0
SPDR SER TR PRTFLO S&P500 HI 78468R788   370,466 9,991 SH   SOLE   9,991 0 0
MCDONALDS CORP COM 580135101   357,197 1,197 SH   SOLE   1,197 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   353,452 5,527 SH   SOLE   5,527 0 0
ISHARES TR IBOXX HI YD ETF 464288513   347,124 4,624 SH   SOLE   4,624 0 0
JPMORGAN CHASE & CO COM 46625H100   333,058 2,290 SH   SOLE   2,290 0 0
QUALCOMM INC COM 747525103   328,669 2,761 SH   SOLE   2,761 0 0
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508   324,921 15,443 SH   SOLE   15,443 0 0
ISHARES TR U.S. MED DVC ETF 464288810   323,820 5,735 SH   SOLE   5,735 0 0
CONOCOPHILLIPS COM 20825C104   306,271 2,956 SH   SOLE   2,956 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819   302,575 4,022 SH   SOLE   4,022 0 0
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511   300,748 26,451 SH   SOLE   26,451 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   294,150 3,722 SH   SOLE   3,722 0 0
ISHARES TR 3 7 YR TREAS BD 464288661   293,682 2,548 SH   SOLE   2,548 0 0
ISHARES TR CORE 1 5 YR USD 46432F859   290,567 6,230 SH   SOLE   6,230 0 0
VICI PPTYS INC COM 925652109   288,339 9,174 SH   SOLE   9,174 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747   283,723 2,907 SH   SOLE   2,907 0 0
VISA INC COM CL A 92826C839   280,226 1,180 SH   SOLE   1,180 0 0
ALPHABET INC CAP STK CL C 02079K107   279,804 2,313 SH   SOLE   2,313 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870   276,359 5,271 SH   SOLE   5,271 0 0
ISHARES TR INTL SEL DIV ETF 464288448   271,304 10,304 SH   SOLE   10,304 0 0
SYSCO CORP COM 871829107   268,456 3,618 SH   SOLE   3,618 0 0
CITIGROUP INC COM NEW 172967424   266,295 5,784 SH   SOLE   5,784 0 0
NUVEEN DYNAMIC MUN OPPORTUNI COM SHS 67079X102   263,834 25,942 SH   SOLE   25,942 0 0
DTE ENERGY CO COM 233331107   263,718 2,397 SH   SOLE   2,397 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   260,641 3,449 SH   SOLE   3,449 0 0
REALTY INCOME CORP COM 756109104   260,565 4,358 SH   SOLE   4,358 0 0
ISHARES TR 10-20 YR TRS ETF 464288653   259,977 2,347 SH   SOLE   2,347 0 0
CMS ENERGY CORP COM 125896100   255,856 4,355 SH   SOLE   4,355 0 0
METLIFE INC COM 59156R108   253,367 4,482 SH   SOLE   4,482 0 0
ZOETIS INC CL A 98978V103   248,155 1,441 SH   SOLE   1,441 0 0
ISHARES TR TIPS BD ETF 464287176   247,203 2,297 SH   SOLE   2,297 0 0
WP CAREY INC COM 92936U109   244,094 3,613 SH   SOLE   3,613 0 0
KEURIG DR PEPPER INC COM 49271V100   243,281 7,780 SH   SOLE   7,780 0 0
NEXTERA ENERGY PARTNERS LP COM UNIT PART IN 65341B106   237,609 4,052 SH   SOLE   4,052 0 0
SPDR SER TR NUVEEN BLMBRG SH 78468R739   228,851 4,864 SH   SOLE   4,864 0 0
ISHARES TR MSCI EAFE ETF 464287465   224,025 3,090 SH   SOLE   3,090 0 0
CVS HEALTH CORP COM 126650100   223,281 3,230 SH   SOLE   3,230 0 0
ISHARES TR S&P 500 VAL ETF 464287408   209,378 1,299 SH   SOLE   1,299 0 0
DISNEY WALT CO COM 254687106   203,648 2,281 SH   SOLE   2,281 0 0