The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALLERGAN PLC NPV COMMON STOCK G0177J108 3 20 SH   SOLE   20 0 0
ALLERGAN PLC NPV COMMON STOCK G0177J108 24 150 SH   DFND   150 0 0
ACCENTURE PLC COMMON STOCK G1151C101 429 2,166 SH   SOLE   2,166 0 0
ACCENTURE PLC COMMON STOCK G1151C101 20 100 SH   DFND   100 0 0
MEDTRONIC PLC COMMON STOCK G5960L103 575 5,326 SH   SOLE   5,326 0 0
MEDTRONIC PLC COMMON STOCK G5960L103 457 4,240 SH   DFND   4,040 200 0
ALCON INC COMMON STOCK H01301128 17 273 SH   DFND   273 0 0
NXP SEMICONDUCTORS N V COMMON STOCK N6596X109 5 50 SH   DFND   50 0 0
ACCO BRANDS CORP COMMON STOCK 00081T108 2 164 SH   DFND   117 47 0
AFLAC INC COMMON STOCK 001055102 73 1,460 SH   DFND   1,460 0 0
AT&T INC COMMON STOCK 00206R102 710 20,148 SH   SOLE   20,148 0 0
AT&T INC COMMON STOCK 00206R102 846 24,008 SH   DFND   23,508 500 0
ABBOTT LABORATORIES COMMON STOCK 002824100 11 129 SH   SOLE   129 0 0
ABBVIE INC COMMON STOCK 00287Y109 147 2,239 SH   SOLE   2,239 0 0
ABBVIE INC COMMON STOCK 00287Y109 9 130 SH   DFND   130 0 0
ABIOMED INC COMMON STOCK 003654100 39 200 SH   DFND   200 0 0
ADVANCE AUTO PARTS COMMON STOCK 00751Y106 14 100 SH   DFND   100 0 0
AIR PROD & CHEM INC COMMON STOCK 009158106 149 660 SH   DFND   660 0 0
ALIN TECHNOLOGY INC COMMON STOCK 016255101 9 50 SH   DFND   50 0 0
ALLIANCE DATA SYSTEMS CORP COMMON STOCK 018581108 2 19 SH   SOLE   19 0 0
ALLSTATE CORP COMMON STOCK 020002101 6 55 SH   SOLE   55 0 0
ALLSTATE CORP COMMON STOCK 020002101 192 1,876 SH   DFND   1,876 0 0
ALPHABET INC CL-C COMMON STOCK 02079K107 493 415 SH   SOLE   415 0 0
ALPHABET INC CL-C COMMON STOCK 02079K107 220 185 SH   DFND   185 0 0
ALPHABET INC CL-A COMMON STOCK 02079K305 24 20 SH   SOLE   20 0 0
ALPHABET INC CL-A COMMON STOCK 02079K305 42 35 SH   DFND   35 0 0
ALTRIA GROUP COMMON STOCK 02209S103 136 3,121 SH   SOLE   3,121 0 0
ALTRIA GROUP COMMON STOCK 02209S103 43 990 SH   DFND   990 0 0
AMAZON.COM INC COMMON STOCK 023135106 524 295 SH   SOLE   295 0 0
AMAZON.COM INC COMMON STOCK 023135106 231 130 SH   DFND   130 0 0
AMERICAN ELEC PWR CO COM COMMON STOCK 025537101 51 560 SH   DFND   560 0 0
AMERICAN EXPRESS COMMON STOCK 025816109 593 4,926 SH   SOLE   4,926 0 0
AMERICAN EXPRESS COMMON STOCK 025816109 151 1,257 SH   DFND   1,257 0 0
AMERICAN TOWER CORPORATION COMMON STOCK 03027X100 7 30 SH   SOLE   30 0 0
AMETEK INC COMMON STOCK 031100100 95 1,100 SH   SOLE   1,100 0 0
AMGEN INC COMMON STOCK 031162100 120 575 SH   SOLE   575 0 0
AMGEN INC COMMON STOCK 031162100 21 100 SH   DFND   100 0 0
ANHEUSER-BUSCH ADR F COMMON STOCK 03524A108 23 240 SH   SOLE   240 0 0
ANTHEM INC COMMON STOCK 036752103 159 607 SH   SOLE   607 0 0
APPLE INC COMMON STOCK 037833100 637 3,050 SH   SOLE   3,050 0 0
APPLE INC COMMON STOCK 037833100 605 2,900 SH   DFND   2,900 0 0
APPLIED MATERIALS INC COMMON STOCK 038222105 39 821 SH   SOLE   821 0 0
ARCHER DANIELS MIDLAND COMMON STOCK 039483102 4 100 SH   DFND   100 0 0
AUTOMATIC DATA PROCESSING COMMON STOCK 053015103 678 3,990 SH   SOLE   3,990 0 0
AUTOMATIC DATA PROCESSING COMMON STOCK 053015103 449 2,644 SH   DFND   2,644 0 0
BB & T CORPORATION COMMON STOCK 054937107 99 2,086 SH   SOLE   2,086 0 0
BB & T CORPORATION COMMON STOCK 054937107 45 940 SH   DFND   940 0 0
BP PLC SPONS ADR FOREIGN EQUITIES 055622104 18 500 SH   DFND   500 0 0
BANK OF AMERICA COMMON STOCK 060505104 150 5,451 SH   SOLE   5,451 0 0
BANK OF AMERICA COMMON STOCK 060505104 33 1,200 SH   DFND   1,200 0 0
BANK OF AMERICA 7.25 PFD PREFERRED STOCK 060505682 249 169 SH   DFND   149 20 0
BARRICK GOLD CORPORATION COMMON STOCK 067901108 6 300 SH   DFND   300 0 0
BAXTER INTL INC COM COMMON STOCK 071813109 4 45 SH   SOLE   45 0 0
BAXTER INTL INC COM COMMON STOCK 071813109 97 1,100 SH   DFND   1,100 0 0
BECTON DICKINSON & CO COMMON STOCK 075887109 1 4 SH   SOLE   4 0 0
BERKSHIRE HATHAWAY CL-B COMMON STOCK 084670702 440 2,161 SH   SOLE   2,161 0 0
BERKSHIRE HATHAWAY CL-B COMMON STOCK 084670702 838 4,118 SH   DFND   4,118 0 0
BEST BUY CO INC COMMON STOCK 086516101 56 881 SH   SOLE   881 0 0
BIOGEN INC COMMON STOCK 09062X103 3 15 SH   SOLE   15 0 0
BLACKROCK INC COMMON STOCK 09247X101 283 669 SH   SOLE   669 0 0
BLACKROCK INC COMMON STOCK 09247X101 214 506 SH   DFND   506 0 0
BLACKROCK STRATEGIC MUN TR COM MUTUAL FUNDS-NON TAX 09248T109 22 1,527 SH   DFND   1,527 0 0
BLACKROCK CORE BD TR SHS COM MUTUAL FUNDS-FIXED INCOME 09249E101 15 1,005 SH   DFND   1,005 0 0
BOEING CO COMMON STOCK 097023105 370 1,017 SH   SOLE   1,017 0 0
BOEING CO COMMON STOCK 097023105 82 224 SH   DFND   224 0 0
BRISTOL-MYERS SQUIBB COMMON STOCK 110122108 3 65 SH   SOLE   65 0 0
BRISTOL-MYERS SQUIBB COMMON STOCK 110122108 189 3,940 SH   DFND   3,940 0 0
CBS CORP NEW CL A COMMON STOCK 124857103 3 56 SH   SOLE   56 0 0
CBS CORP NEW CL B COMMON STOCK 124857202 47 1,122 SH   SOLE   1,122 0 0
CDK GLOBAL INC COMMON STOCK 12508E101 29 666 SH   DFND   666 0 0
CIGNA CORPORATION COMMON STOCK 125523100 6 39 SH   SOLE   39 0 0
CIGNA CORPORATION COMMON STOCK 125523100 3 18 SH   DFND   18 0 0
CSX CORP COMMON STOCK 126408103 4 67 SH   SOLE   67 0 0
CSX CORP COMMON STOCK 126408103 716 10,676 SH   DFND   10,676 0 0
CVS HEALTH CORP COMMON STOCK 126650100 108 1,780 SH   SOLE   1,780 0 0
CVS HEALTH CORP COMMON STOCK 126650100 88 1,452 SH   DFND   1,452 0 0
CALIFORNIA RESOURCES CORP COMMON STOCK 13057Q206 0 35 SH   DFND   35 0 0
CARMAX INC COMMON STOCK 143130102 267 3,203 SH   SOLE   3,203 0 0
CARNIVAL CORPORATION COMMON STOCK 143658300 107 2,418 SH   SOLE   2,418 0 0
CATERPILLAR INC COMMON STOCK 149123101 45 375 SH   SOLE   375 0 0
CENTENE CORPORATION COMMON STOCK 15135B101 19 416 SH   SOLE   416 0 0
CENTURYLINK INC COMMON STOCK 156700106 1 126 SH   DFND   126 0 0
CHEVRON CORPORATION COMMON STOCK 166764100 106 901 SH   SOLE   901 0 0
CHEVRON CORPORATION COMMON STOCK 166764100 473 4,018 SH   DFND   4,018 0 0
CHIPOTLE MEXICAN GRILL COMMON STOCK 169656105 54 64 SH   DFND   64 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 254 5,430 SH   SOLE   5,430 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 240 5,128 SH   DFND   4,628 500 0
CITIGROUP INC COMMON STOCK 172967424 117 1,820 SH   SOLE   1,820 0 0
CLOVIS ONCOLOGY INC COMMON STOCK 189464100 1 100 SH   DFND   100 0 0
COCA COLA COMPANY COMMON STOCK 191216100 395 7,182 SH   SOLE   7,182 0 0
COCA COLA COMPANY COMMON STOCK 191216100 384 6,970 SH   DFND   6,970 0 0
COGNIZANT TECHNOLOGY SOLUTIONS COMMON STOCK 192446102 257 4,190 SH   SOLE   4,190 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 225 3,040 SH   DFND   3,040 0 0
COMCAST CORP CL-A COMMON STOCK 20030N101 559 12,635 SH   SOLE   12,635 0 0
COMCAST CORP CL-A COMMON STOCK 20030N101 119 2,685 SH   DFND   2,685 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104 9 180 SH   SOLE   180 0 0
CONSOLIDATED EDISON INC COM COMMON STOCK 209115104 142 1,600 SH   DFND   1,600 0 0
CONSTELLATION BRANDS A COMMON STOCK 21036P108 150 733 SH   SOLE   733 0 0
CONSTELLATION BRANDS A COMMON STOCK 21036P108 20 100 SH   DFND   100 0 0
COSTCO WHOLESALE COMMON STOCK 22160K105 414 1,405 SH   SOLE   1,405 0 0
COSTCO WHOLESALE COMMON STOCK 22160K105 242 821 SH   DFND   821 0 0
DWS/DEUTSCHE MUNICIPAL INCOME TRUST MUTUAL FUNDS-NON TAX 233368109 12 1,000 SH   DFND   1,000 0 0
DANAHER CORP COMMON STOCK 235851102 444 3,126 SH   SOLE   3,126 0 0
DANAHER CORP COMMON STOCK 235851102 9 61 SH   DFND   61 0 0
DARDEN RESTAURANTS INC COMMON STOCK 237194105 267 2,209 SH   SOLE   2,209 0 0
DARDEN RESTAURANTS INC COMMON STOCK 237194105 643 5,314 SH   DFND   5,314 0 0
DICKS SPORTING GOODS INC COM COMMON STOCK 253393102 2 70 SH   SOLE   70 0 0
DISNEY WALT COMMON STOCK 254687106 606 4,415 SH   SOLE   4,415 0 0
DISNEY WALT COMMON STOCK 254687106 265 1,928 SH   DFND   1,928 0 0
DISCOVER FINANCIAL SERVICES COMMON STOCK 254709108 94 1,178 SH   SOLE   1,178 0 0
DISCOVER FINANCIAL SERVICES COMMON STOCK 254709108 40 500 SH   DFND   500 0 0
DOLLAR TREE INC COMMON STOCK 256746108 19 190 SH   DFND   190 0 0
DOVER CORPORATION COMMON STOCK 260003108 56 600 SH   SOLE   600 0 0
DUKE ENERGY COMMON STOCK 26441C204 196 2,114 SH   SOLE   2,114 0 0
DUKE ENERGY COMMON STOCK 26441C204 495 5,334 SH   DFND   5,334 0 0
EOG RES INC COMMON STOCK 26875P101 2 30 SH   SOLE   30 0 0
E TRADE FINANCIAL CORP COMMON STOCK 269246401 3 64 SH   SOLE   64 0 0
EDITAS MEDICINE, INC COMMON STOCK 28106W103 25 1,000 SH   DFND   1,000 0 0
EDWARD LIFESCIENCES CORP COM COMMON STOCK 28176E108 44 200 SH   DFND   200 0 0
EMERSON ELECTRIC COMMON STOCK 291011104 438 7,355 SH   SOLE   7,355 0 0
EMERSON ELECTRIC COMMON STOCK 291011104 144 2,412 SH   DFND   2,412 0 0
EMPIRE STATE REALTY OP, L.P. -SERIES ES COMMON STOCK 292102100 249 17,800 SH   SOLE   17,800 0 0
EXACT SCIENCES CORPORATION COMMON STOCK 30063P105 12 100 SH   DFND   100 0 0
PERITUS (ADV SHR) HIGH YIELDETF ETFS-EQUITIES 30151E814 165 4,858 SH   SOLE   4,858 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 757 11,059 SH   SOLE   11,059 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 1,305 19,061 SH   DFND   19,061 0 0
FMC CORP COMMON STOCK 302491303 26 300 SH   SOLE   300 0 0
FMC CORP COMMON STOCK 302491303 13 150 SH   DFND   150 0 0
FACEBOOK INC CL-A COMMON STOCK 30303M102 259 1,395 SH   SOLE   1,395 0 0
FACEBOOK INC CL-A COMMON STOCK 30303M102 52 278 SH   DFND   278 0 0
FASTENAL COMPANY COMMON STOCK 311900104 131 4,264 SH   SOLE   4,264 0 0
FASTENAL COMPANY COMMON STOCK 311900104 43 1,400 SH   DFND   1,400 0 0
FORD MOTOR CO COMMON STOCK 345370860 100 10,950 SH   SOLE   10,950 0 0
FORD MOTOR CO COMMON STOCK 345370860 5 500 SH   DFND   500 0 0
FORTUNE BRANDS HOME & SEC INC COMMON STOCK 34964C106 82 1,600 SH   DFND   1,600 0 0
FOUR CORNERS PPTY TR INC COMMON STOCK 35086T109 75 2,648 SH   DFND   2,648 0 0
GENERAL DYNAMICS CORP COMMON STOCK 369550108 392 2,047 SH   SOLE   2,047 0 0
GENERAL DYNAMICS CORP COMMON STOCK 369550108 163 850 SH   DFND   850 0 0
GENERAL ELECTRIC COMMON STOCK 369604103 7 900 SH   SOLE   900 0 0
GENERAL ELECTRIC COMMON STOCK 369604103 22 2,700 SH   DFND   2,700 0 0
GENERAL MILLS COMMON STOCK 370334104 457 8,500 SH   DFND   8,500 0 0
GENUINE PARTS CO COMMON STOCK 372460105 103 1,140 SH   SOLE   1,140 0 0
GILEAD SCIENCES INC COMMON STOCK 375558103 129 2,031 SH   SOLE   2,031 0 0
GILEAD SCIENCES INC COMMON STOCK 375558103 6 100 SH   DFND   100 0 0
GLAXO SMITHKLINE PLC ADR FOREIGN EQUITIES 37733W105 95 2,283 SH   SOLE   2,283 0 0
GLAXO SMITHKLINE PLC ADR FOREIGN EQUITIES 37733W105 23 562 SH   DFND   562 0 0
GOLDMAN SACHS GROUP COMMON STOCK 38141G104 31 150 SH   DFND   150 0 0
GRAINGER, W.W. INC COMMON STOCK 384802104 3 12 SH   SOLE   12 0 0
HP INC COMMON STOCK 40434L105 24 1,300 SH   DFND   1,300 0 0
HALLIBURTON CO COMMON STOCK 406216101 7 380 SH   DFND   380 0 0
HEWLETT PACK. ENTERPRISE COMMON STOCK 42824C109 12 900 SH   DFND   900 0 0
HOLOGIC INCORPORATED COMMON STOCK 436440101 5 100 SH   DFND   100 0 0
HOME DEPOT INC COMMON STOCK 437076102 788 3,459 SH   SOLE   3,459 0 0
HOME DEPOT INC COMMON STOCK 437076102 766 3,359 SH   DFND   3,359 0 0
HONEYWELL INTL INC COM COMMON STOCK 438516106 99 600 SH   DFND   600 0 0
HOSPITALITY PROPERTIES TRUSTCOM COMMON STOCK 44106M102 7 300 SH   DFND   300 0 0
HUNTINGTON INGALLS COMMON STOCK 446413106 55 264 SH   SOLE   264 0 0
INCYTE CORP COMMON STOCK 45337C102 8 100 SH   DFND   100 0 0
INTEL CORP COMMON STOCK 458140100 287 6,061 SH   SOLE   6,061 0 0
INTEL CORP COMMON STOCK 458140100 249 5,250 SH   DFND   5,250 0 0
INTERCONTINENTAL EXCHANGE INC COMMON STOCK 45866F104 8 90 SH   SOLE   90 0 0
INT'L BUSINESS MACHINES COMMON STOCK 459200101 100 738 SH   SOLE   738 0 0
INT'L BUSINESS MACHINES COMMON STOCK 459200101 114 840 SH   DFND   840 0 0
INVESCO S&P 500 EQ WT MT ETFS-EQUITIES 46137V316 84 800 SH   DFND   800 0 0
INVESCO SP 500 EQUAL WEIGHTETF ETFS-EQUITIES 46137V357 410 3,898 SH   DFND   3,698 200 0
INVESCO RUSSELL MIDCAP ETF ETFS-EQUITIES 46137V464 87 1,500 SH   DFND   1,500 0 0
INVESCO HIGH YIELD EQUITY DIVIDEND ETF ETFS-EQUITIES 46137V563 19 1,090 SH   SOLE   1,090 0 0
INVESCO FIN'L PREFERRED ETF ETFS-EQUITIES 46137V621 166 8,898 SH   SOLE   8,898 0 0
INVESCO FIN'L PREFERRED ETF ETFS-EQUITIES 46137V621 24 1,300 SH   DFND   1,300 0 0
INVESCO EX PFD ETF ETFS-EQUITIES 46138E511 150 9,999 SH   DFND   8,999 1,000 0
INVESCO EX SENIOR LOAN ETF ETFS-FIXED INCOME 46138G508 111 4,924 SH   SOLE   4,924 0 0
INVESCO TAXABLE MUNI ETF ETFS-FIXED INCOME 46138G805 188 5,700 SH   SOLE   5,700 0 0
ISHARES SILVER TRUST ETFS-COMMODITY 46428Q109 9 520 SH   DFND   520 0 0
ISHARES MSCI EMU INDEX ETFS-INTL EQUITIES 464286608 27 700 SH   SOLE   700 0 0
ISHARES MSCI HONG KONG INDEX ETFS-INTL EQUITIES 464286871 720 31,539 SH   SOLE   31,539 0 0
ISHARES MSCI HONG KONG INDEX ETFS-INTL EQUITIES 464286871 54 2,359 SH   DFND   2,359 0 0
ISHARES DOW JONES DIVIDEND INDEX ETFS-EQUITIES 464287168 519 5,299 SH   SOLE   5,299 0 0
ISHARES TIPS BOND ETF ETFS-FIXED INCOME 464287176 47 400 SH   SOLE   400 0 0
ISHARES S&P 500 INDEX ETFS-EQUITIES 464287200 4,344 14,762 SH   SOLE   14,762 0 0
ISHARES S&P 500 INDEX ETFS-EQUITIES 464287200 93 316 SH   DFND   316 0 0
ISHARES CORE US AGGREGATE BOND INDEX ETFS-FIXED INCOME 464287226 1,291 11,313 SH   SOLE   11,313 0 0
ISHARES MSCI EMERGING MKT INDEX ETFS-INTL EQUITIES 464287234 28 694 SH   SOLE   694 0 0
ISHARES INVSTMNT GRADE CORP BOND INDEX ETFS-FIXED INCOME 464287242 919 7,138 SH   SOLE   7,138 0 0
ISHARES INVSTMNT GRADE CORP BOND INDEX ETFS-FIXED INCOME 464287242 599 4,649 SH   DFND   4,649 0 0
ISHARES S&P 500 GROWTH ETFS-EQUITIES 464287309 376 2,090 SH   SOLE   2,090 0 0
ISHARES S&P 500 VALUE ETFS-EQUITIES 464287408 508 4,398 SH   SOLE   4,398 0 0
ISHARES MSCI EAFE INDEX ETFS-INTL EQUITIES 464287465 8,584 135,827 SH   SOLE   135,827 0 0
ISHARES MSCI EAFE INDEX ETFS-INTL EQUITIES 464287465 521 8,248 SH   DFND   8,248 0 0
ISHARES RUSSELL MID-CAP GRWT ETFS-EQUITIES 464287481 100 700 SH   DFND   700 0 0
ISHARES CORE S&P MID-CAP ETFS-EQUITIES 464287507 1,231 6,541 SH   SOLE   6,541 0 0
ISHARES N. AMER TECH- SOFTWARE ETF ETFS-EQUITIES 464287515 1,166 5,402 SH   SOLE   5,402 0 0
ISHARES N. AMERICAN TECH ETF ETFS-EQUITIES 464287549 24 110 SH   SOLE   110 0 0
ISHARES N. AMERICAN TECH ETF ETFS-EQUITIES 464287549 256 1,180 SH   DFND   1,180 0 0
ISHARES NASDAQ BIOTECH ETFS-EQUITIES 464287556 23 225 SH   SOLE   225 0 0
ISHARES S&P MID-CAP 400 GROWTH ETFS-EQUITIES 464287606 417 1,881 SH   SOLE   1,881 0 0
ISHARES S&P MID-CAP 400 GROWTH ETFS-EQUITIES 464287606 98 443 SH   DFND   443 0 0
ISHARES RUSSELL 2000 INDEX ETFS-EQUITIES 464287655 45 300 SH   SOLE   300 0 0
ISHARES S&P MID-CAP 400 VALUE ETFS-EQUITIES 464287705 994 6,494 SH   SOLE   6,494 0 0
ISHARES S&P MID-CAP 400 VALUE ETFS-EQUITIES 464287705 92 604 SH   DFND   604 0 0
ISHARES S&P SMALL CAP INDEX ETFS-EQUITIES 464287804 868 11,480 SH   SOLE   11,480 0 0
ISHARES S&P SMALL CAP INDEX ETFS-EQUITIES 464287804 325 4,298 SH   DFND   4,098 200 0
ISHARES DOW US EQUITY INDEX ETFS-EQUITIES 464287846 29 200 SH   DFND   200 0 0
ISHARES S&P SMALL CAP 600 VALUE ETFS-EQUITIES 464287879 591 4,135 SH   SOLE   4,135 0 0
ISHARES S&P SMALL-CAP GROWTH ETFS-EQUITIES 464287887 417 2,355 SH   SOLE   2,355 0 0
ISHARES NAT'L AMT-FREE MUNI BOND ETFS-TAX EXEMPT 464288414 2,606 22,625 SH   SOLE   22,625 0 0
ISHARES NAT'L AMT-FREE MUNI BOND ETFS-TAX EXEMPT 464288414 279 2,425 SH   DFND   2,425 0 0
ISHARES DOW INT'L DIVIDEND INDEX ETFS-INTL EQUITIES 464288448 690 23,408 SH   SOLE   23,408 0 0
ISHARES DOW INT'L DIVIDEND INDEX ETFS-INTL EQUITIES 464288448 229 7,760 SH   DFND   7,760 0 0
ISHARES HIGH YLD CORP BOND INDEX ETFS-FIXED INCOME 464288513 57 659 SH   SOLE   659 0 0
ISHARES MBS BOND INDEX ETFS-FIXED INCOME 464288588 647 5,960 SH   SOLE   5,960 0 0
ISHARES MBS BOND INDEX ETFS-FIXED INCOME 464288588 139 1,280 SH   DFND   1,280 0 0
ISHARES INTERMD CREDIT BOND INDEX ETFS-FIXED INCOME 464288638 143 2,455 SH   SOLE   2,455 0 0
ISHARES 1-3 YR CREDIT INDEX ETFS-FIXED INCOME 464288646 799 14,851 SH   SOLE   14,851 0 0
ISHARES 1-3 YR CREDIT INDEX ETFS-FIXED INCOME 464288646 226 4,210 SH   DFND   4,210 0 0
ISHARES 3-7 YR TREASURY BOND ETFS-FIXED INCOME 464288661 26 200 SH   DFND   200 0 0
ISHARES SHORT TREAS BD ETF ETFS-FIXED INCOME 464288679 1,565 14,139 SH   SOLE   14,139 0 0
ISHARES PREFERRED STOCK ETF ETFS-FIXED INCOME 464288687 1,758 47,018 SH   SOLE   47,018 0 0
ISHARES PREFERRED STOCK ETF ETFS-FIXED INCOME 464288687 115 3,070 SH   DFND   3,070 0 0
ISHARES US REGIONAL BANKS ETFS-EQUITIES 464288778 26 600 SH   DFND   600 0 0
ISHARES US TREASURY BOND ETF ETFS-FIXED INCOME 46429B267 586 22,038 SH   SOLE   22,038 0 0
ISHARES CMBS INDEX ETF ETFS-FIXED INCOME 46429B366 11 200 SH   DFND   200 0 0
ISHARES FLOATING RATE BOND INDEX ETFS-FIXED INCOME 46429B655 31 600 SH   DFND   600 0 0
ISHARES COMMODITIES STG ETFS-EQUITIES 46431W853 954 30,939 SH   SOLE   30,939 0 0
ISHARES CORE MSCI EMERGING MARKETS ETFS-EQUITIES 46434G103 211 4,368 SH   DFND   3,968 400 0
J P MORGAN CHASE COMMON STOCK 46625H100 787 7,161 SH   SOLE   7,161 0 0
J P MORGAN CHASE COMMON STOCK 46625H100 334 3,036 SH   DFND   3,036 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 848 6,608 SH   SOLE   6,608 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 528 4,113 SH   DFND   4,113 0 0
KKR & CO COMMON STOCK 48251W104 10 400 SH   SOLE   400 0 0
KEYCORP COM COMMON STOCK 493267108 2 100 SH   DFND   100 0 0
KIMBERLY CLARK CORP COMMON STOCK 494368103 72 508 SH   SOLE   508 0 0
KIMBERLY CLARK CORP COMMON STOCK 494368103 423 3,000 SH   DFND   3,000 0 0
KINDER MORGAN INC COMMON STOCK 49456B101 10 475 SH   SOLE   475 0 0
KNIGHT-SWIFT TRANSPORTATION COMMON STOCK 499049104 27 786 SH   SOLE   786 0 0
KRAFT HEINZ CO COMMON STOCK 500754106 8 314 SH   DFND   314 0 0
LAUDER ESTEE COS INC COMMON STOCK 518439104 9 44 SH   SOLE   44 0 0
ELI LILLY & CO COMMON STOCK 532457108 187 1,652 SH   SOLE   1,652 0 0
ELI LILLY & CO COMMON STOCK 532457108 102 900 SH   DFND   900 0 0
LINCOLN NATIONAL CORP COMMON STOCK 534187109 43 805 SH   SOLE   805 0 0
LINCOLN NATIONAL CORP COMMON STOCK 534187109 14 265 SH   DFND   265 0 0
LIVENT CORPORATION COMMON STOCK 53814L108 1 140 SH   DFND   140 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109 233 607 SH   SOLE   607 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109 38 100 SH   DFND   100 0 0
LOEWS CORPORATION COMMON STOCK 540424108 48 1,000 SH   DFND   1,000 0 0
MARATHON OIL CORP COMMON STOCK 565849106 23 1,913 SH   SOLE   1,913 0 0
MARATHON PETROLEUM CORPORATION COMMON STOCK 56585A102 91 1,844 SH   SOLE   1,844 0 0
MARTIN MARIETTA MATERIALS INC COMMON STOCK 573284106 13 50 SH   DFND   50 0 0
MASTERCARD INC COMMON STOCK 57636Q104 79 281 SH   SOLE   281 0 0
MASTERCARD INC COMMON STOCK 57636Q104 28 100 SH   DFND   100 0 0
MCDONALDS CORP COMMON STOCK 580135101 155 713 SH   SOLE   713 0 0
MCDONALDS CORP COMMON STOCK 580135101 41 190 SH   DFND   190 0 0
MERCK & CO INC COMMON STOCK 58933Y105 118 1,370 SH   SOLE   1,370 0 0
MERCK & CO INC COMMON STOCK 58933Y105 112 1,300 SH   DFND   1,300 0 0
METLIFE INC COMMON STOCK 59156R108 221 4,991 SH   SOLE   4,991 0 0
MICRO FOCUS INTL PLC COMMON STOCK 594837403 1 99 SH   DFND   99 0 0
MICROSOFT CORP COMMON STOCK 594918104 935 6,780 SH   SOLE   6,780 0 0
MICROSOFT CORP COMMON STOCK 594918104 1,482 10,750 SH   DFND   10,750 0 0
MICROCHIP TECHNOLOGY INC COMMON STOCK 595017104 92 1,063 SH   SOLE   1,063 0 0
MONDELEZ INTERNATIONAL COMMON STOCK 609207105 85 1,543 SH   SOLE   1,543 0 0
MONDELEZ INTERNATIONAL COMMON STOCK 609207105 160 2,896 SH   DFND   2,896 0 0
MORGAN STANLEY DEAN WITTER COMMON STOCK 617446448 41 1,000 SH   DFND   1,000 0 0
NRG ENERGY INC COMMON STOCK 629377508 71 1,959 SH   SOLE   1,959 0 0
NETFLIX INC COMMON STOCK 64110L106 44 150 SH   DFND   150 0 0
NEXTERA ENERGY COMMON STOCK 65339F101 526 2,400 SH   SOLE   2,400 0 0
NEXTERA ENERGY COMMON STOCK 65339F101 181 828 SH   DFND   828 0 0
NIKE INC CL B COMMON STOCK 654106103 7 85 SH   SOLE   85 0 0
NORTHROP GRUMMAN CORP COMMON STOCK 666807102 117 317 SH   SOLE   317 0 0
NOVARTIS AG SPNS ADR (NETHERLANDS) FOREIGN EQUITIES 66987V109 123 1,366 SH   DFND   1,366 0 0
NUCOR CORP COMMON STOCK 670346105 2 40 SH   SOLE   40 0 0
NVIDIA CORPORATION COMMON STOCK 67066G104 84 500 SH   DFND   500 0 0
NUVEEN PREF SECURITIES INCOME FUND MUTUAL FUNDS-FIXED INCOME 67072C105 9 915 SH   DFND   915 0 0
NUTRIEN LTD COMMON STOCK 67077M108 289 5,743 SH   SOLE   5,743 0 0
NUTRIEN LTD COMMON STOCK 67077M108 14 280 SH   DFND   280 0 0
OGE ENERGY CORP COM COMMON STOCK 670837103 17 400 SH   DFND   400 0 0
OCCIDENTAL PETROLEUM COMMON STOCK 674599105 11 251 SH   DFND   251 0 0
ORACLE CORPORATION COMMON STOCK 68389X105 12 239 SH   SOLE   239 0 0
PPL CORP COM COMMON STOCK 69351T106 12 400 SH   DFND   400 0 0
PACCAR INC COMMON STOCK 693718108 205 3,129 SH   SOLE   3,129 0 0
PACCAR INC COMMON STOCK 693718108 5 70 SH   DFND   70 0 0
PAYCHEX INC COMMON STOCK 704326107 173 2,122 SH   SOLE   2,122 0 0
PEPSICO INC COMMON STOCK 713448108 434 3,172 SH   SOLE   3,172 0 0
PEPSICO INC COMMON STOCK 713448108 55 400 SH   DFND   400 0 0
PERSPECTA INC COMMON STOCK 715347100 1 37 SH   DFND   37 0 0
PFIZER INC COMMON STOCK 717081103 740 20,818 SH   SOLE   20,818 0 0
PFIZER INC COMMON STOCK 717081103 878 24,695 SH   DFND   24,695 0 0
PHILIP MORRIS INT'L COMMON STOCK 718172109 368 5,109 SH   SOLE   5,109 0 0
PHILIP MORRIS INT'L COMMON STOCK 718172109 122 1,687 SH   DFND   1,687 0 0
PHILLIPS 66 COMMON STOCK 718546104 594 6,020 SH   SOLE   6,020 0 0
PHILLIPS 66 COMMON STOCK 718546104 89 903 SH   DFND   903 0 0
PROCTER & GAMBLE COMMON STOCK 742718109 441 3,666 SH   SOLE   3,666 0 0
PROCTER & GAMBLE COMMON STOCK 742718109 397 3,301 SH   DFND   3,301 0 0
PROGRESSIVE CORP COMMON STOCK 743315103 244 3,223 SH   SOLE   3,223 0 0
PRUDENTIAL FINANCIAL INC COMMON STOCK 744320102 8 100 SH   DFND   100 0 0
QUALCOMM INC COMMON STOCK 747525103 39 500 SH   DFND   500 0 0
RAYTHEON COMPANY COMMON STOCK 755111507 46 247 SH   SOLE   247 0 0
RAYTHEON COMPANY COMMON STOCK 755111507 37 200 SH   DFND   200 0 0
ROYAL DUTCH SHELL PLC CL-A FOREIGN EQUITIES 780259206 59 1,064 SH   DFND   1,064 0 0
S&P GLOBAL INC COMMON STOCK 78409V104 325 1,248 SH   SOLE   1,248 0 0
S&P GLOBAL INC COMMON STOCK 78409V104 42 163 SH   DFND   163 0 0
SPDR S&P 500 ETFS-EQUITIES 78462F103 472 1,615 SH   SOLE   1,615 0 0
SPDR GOLD TRUST ETFS-COMMODITY 78463V107 55 380 SH   DFND   380 0 0
SPDR BARCLAYS INT'L TSY BOND ETF ETFS-FIXED INCOME 78464A516 172 5,940 SH   SOLE   5,940 0 0
SPDR S&P PHARMACEUTICALS ETF ETFS-EQUITIES 78464A722 30 840 SH   SOLE   840 0 0
SPDR S&P BIOTECH ETF ETFS-EQUITIES 78464A870 37 460 SH   SOLE   460 0 0
SPDR DOUBLELINE ETF ETFS-EQUITIES 78467V848 74 1,498 SH   DFND   1,498 0 0
SPDR S&P MIDCAP 400 INDEX ETFS-EQUITIES 78467Y107 77 225 SH   SOLE   225 0 0
SALESFORCE.COM INC COMMON STOCK 79466L302 7 44 SH   SOLE   44 0 0
SCHLUMBERGER LTD COMMON STOCK 806857108 1 45 SH   SOLE   45 0 0
SCHLUMBERGER LTD COMMON STOCK 806857108 10 300 SH   DFND   300 0 0
CHARLES SCHWAB COMMON STOCK 808513105 2 65 SH   SOLE   65 0 0
SPDR MATERIALS SECTOR INDEX ETFS-EQUITIES 81369Y100 34 606 SH   SOLE   606 0 0
SPDR HEALTH CARE SECTOR INDEX ETFS-EQUITIES 81369Y209 148 1,639 SH   SOLE   1,639 0 0
SPDR HEALTH CARE SECTOR INDEX ETFS-EQUITIES 81369Y209 18 200 SH   DFND   200 0 0
SPDR CONSUMER STAPLES SECTOR INDEX ETFS-EQUITIES 81369Y308 106 1,740 SH   SOLE   1,740 0 0
SPDR CONSUMER DISCRETIONARY INDEX ETFS-EQUITIES 81369Y407 185 1,548 SH   SOLE   1,548 0 0
SPDR CONSUMER DISCRETIONARY INDEX ETFS-EQUITIES 81369Y407 275 2,300 SH   DFND   2,100 200 0
SPDR ENERGY SECTOR INDEX ETFS-EQUITIES 81369Y506 38 665 SH   SOLE   665 0 0
SPDR FINANCIAL SECTOR INDEX ETFS-EQUITIES 81369Y605 192 7,145 SH   SOLE   7,145 0 0
SPDR INDUSTRIAL SECTOR INDEX ETFS-EQUITIES 81369Y704 194 2,558 SH   SOLE   2,558 0 0
SPDR TECHNOLOGY SECTOR INDEX ETFS-EQUITIES 81369Y803 1,019 12,810 SH   SOLE   12,810 0 0
SPDR TECHNOLOGY SECTOR INDEX ETFS-EQUITIES 81369Y803 103 1,300 SH   DFND   1,300 0 0
SPDR COMMUNICATION SECT ETF ETFS-EQUITIES 81369Y852 102 2,050 SH   SOLE   2,050 0 0
SPDR UTILITIES SECTOR INDEX ETFS-EQUITIES 81369Y886 33 535 SH   SOLE   535 0 0
SKYWORKS SOLUTIONS INC COM COMMON STOCK 83088M102 8 100 SH   DFND   100 0 0
SNAP-ON INC COMMON STOCK 833034101 30 200 SH   SOLE   200 0 0
SOUTHERN CO COMMON STOCK 842587107 608 10,432 SH   SOLE   10,432 0 0
SOUTHERN CO COMMON STOCK 842587107 200 3,425 SH   DFND   3,425 0 0
STARBUCKS CORPORATION COMMON STOCK 855244109 342 3,544 SH   SOLE   3,544 0 0
STEEL DYNAMICS INC COMMON STOCK 858119100 20 727 SH   SOLE   727 0 0
SYNNEX CORP COM COMMON STOCK 87162W100 46 543 SH   SOLE   543 0 0
SYSCO CORP COMMON STOCK 871829107 112 1,508 SH   SOLE   1,508 0 0
SYSCO CORP COMMON STOCK 871829107 19 260 SH   DFND   260 0 0
3M COMPANY COMMON STOCK 88579Y101 443 2,739 SH   SOLE   2,739 0 0
3M COMPANY COMMON STOCK 88579Y101 26 160 SH   DFND   160 0 0
TRAVELERS COMPANIES COMMON STOCK 89417E109 459 3,121 SH   SOLE   3,121 0 0
TRAVELERS COMPANIES COMMON STOCK 89417E109 65 440 SH   DFND   440 0 0
US BANCORP COMMON STOCK 902973304 11 200 SH   DFND   200 0 0
ULTA BEAUTY INC COMMON STOCK 90384S303 24 100 SH   DFND   100 0 0
UNION PACIFIC CORP COMMON STOCK 907818108 26 160 SH   SOLE   160 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106 386 3,252 SH   SOLE   3,252 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106 262 2,206 SH   DFND   2,206 0 0
UNITED TECHNOLOGIES COMMON STOCK 913017109 80 613 SH   SOLE   613 0 0
UNITED TECHNOLOGIES COMMON STOCK 913017109 91 700 SH   DFND   700 0 0
UNITEDHEALTH GROUP COMMON STOCK 91324P102 200 856 SH   SOLE   856 0 0
UNITEDHEALTH GROUP COMMON STOCK 91324P102 667 2,850 SH   DFND   2,650 200 0
VALERO ENERGY CORP COMMON STOCK 91913Y100 46 609 SH   SOLE   609 0 0
VANECK VECTORS GOLD MINERS ETF ETFS-EQUITIES 92189F106 81 2,700 SH   SOLE   2,700 0 0
VANECK VECTORS BIOTECH ETF ETFS-EQUITIES 92189F726 511 4,150 SH   SOLE   4,150 0 0
VANECK VECTORS BIOTECH ETF ETFS-EQUITIES 92189F726 12 100 SH   DFND   100 0 0
VANGUARD INTERMEDIATE - TERM BOND ETF ETFS-FIXED INCOME 921937819 163 1,839 SH   DFND   1,839 0 0
VANGUARD SHORT-TERM BOND ETF ETFS-FIXED INCOME 921937827 139 1,719 SH   DFND   1,719 0 0
VANGUARD TTL BOND INDEX ETFS-FIXED INCOME 921937835 31 360 SH   SOLE   360 0 0
VANGUARD TTL BOND INDEX ETFS-FIXED INCOME 921937835 14 160 SH   DFND   160 0 0
VANGUARD FTSE DEVELOPED MARKETS ETFS-INTL EQUITIES 921943858 48 1,200 SH   SOLE   1,200 0 0
VANGUARD CONSUMER DISCRETIONARY ETF ETFS-EQUITIES 92204A108 71 400 SH   DFND   400 0 0
VANGUARD CONSUMER STAPLES ETF ETFS-EQUITIES 92204A207 141 910 SH   SOLE   910 0 0
VANGUARD CONSUMER STAPLES ETF ETFS-EQUITIES 92204A207 62 400 SH   DFND   400 0 0
VANGUARD HEALTH CARE ETF ETFS-EQUITIES 92204A504 34 200 SH   DFND   200 0 0
VANGUARD INFORMATION TECHNOLOGY ETF ETFS-EQUITIES 92204A702 216 1,010 SH   SOLE   1,010 0 0
VANGUARD INFORMATION TECHNOLOGY ETF ETFS-EQUITIES 92204A702 85 400 SH   DFND   400 0 0
VANGUARD UTILITIES ETF ETFS-EQUITIES 92204A876 65 470 SH   SOLE   470 0 0
VANGUARD EMERGING MARKETS INDEX ETFS-INTL EQUITIES 922042858 2,161 53,481 SH   SOLE   53,481 0 0
VANGUARD EMERGING MARKETS INDEX ETFS-INTL EQUITIES 922042858 267 6,600 SH   DFND   6,600 0 0
VANGUARD REIT INDEX ETFS-EQUITIES 922908553 888 9,628 SH   SOLE   9,628 0 0
VANGUARD REIT INDEX ETFS-EQUITIES 922908553 43 470 SH   DFND   470 0 0
VANGUARD MID-CAP ETF ETFS-EQUITIES 922908629 10 60 SH   SOLE   60 0 0
VANGUARD EXTENDED MKTS INDEX ETFS-EQUITIES 922908652 4,219 36,549 SH   SOLE   36,549 0 0
VANGUARD EXTENDED MKTS INDEX ETFS-EQUITIES 922908652 618 5,352 SH   DFND   5,352 0 0
VANGUARD SMALL-CAP ETF ETFS-EQUITIES 922908751 8 50 SH   SOLE   50 0 0
VANGUARD TOTAL STOCK MARKET ETFS-EQUITIES 922908769 751 5,042 SH   SOLE   5,042 0 0
VANGUARD TOTAL STOCK MARKET ETFS-EQUITIES 922908769 1,669 11,198 SH   DFND   10,998 200 0
VERIZON COMMUNICATIONS COMMON STOCK 92343V104 562 9,672 SH   SOLE   9,672 0 0
VERIZON COMMUNICATIONS COMMON STOCK 92343V104 847 14,561 SH   DFND   14,561 0 0
VIACOM INC NEW CL B COMMON STOCK 92553P201 18 720 SH   SOLE   720 0 0
VISA INC COMMON STOCK 92826C839 178 983 SH   SOLE   983 0 0
VISA INC COMMON STOCK 92826C839 54 300 SH   DFND   300 0 0
WABTEC CORPORATION COMMON STOCK 929740108 0 2 SH   SOLE   2 0 0
WABTEC CORPORATION COMMON STOCK 929740108 2 34 SH   DFND   34 0 0
WALMART INC COMMON STOCK 931142103 458 4,007 SH   SOLE   4,007 0 0
WALMART INC COMMON STOCK 931142103 312 2,728 SH   DFND   2,728 0 0
WALGREENS BOOTS ALLIANCE COMMON STOCK 931427108 513 10,022 SH   SOLE   10,022 0 0
WALGREENS BOOTS ALLIANCE COMMON STOCK 931427108 18 350 SH   DFND   350 0 0
WELLS FARGO & CO COMMON STOCK 949746101 9 200 SH   DFND   200 0 0
WELLS FARGO & CO PFD 7.50 (CONVERT) PREFERRED STOCK 949746804 173 119 SH   DFND   109 10 0
WEYERHAEUSER CO COM COMMON STOCK 962166104 8 300 SH   DFND   300 0 0
WISDOMTREE EMERGING MKTS HIGH DIVIDEND ETFS-INTL EQUITIES 97717W315 232 5,579 SH   SOLE   5,579 0 0
WISDOMTREE EMERGING MKTS HIGH DIVIDEND ETFS-INTL EQUITIES 97717W315 62 1,505 SH   DFND   1,505 0 0
WISDOMTREE US MIDCAP DIVIDEND ETF ETFS-EQUITIES 97717W505 182 5,236 SH   SOLE   5,236 0 0
WISDOMTREE US SMALLCAP DIVIDEND ETF ETFS-EQUITIES 97717W604 253 9,780 SH   SOLE   9,780 0 0
ZOETIS INC COMMON STOCK 98978V103 13 100 SH   DFND   100 0 0