The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SPDR S&P 500 ETF ETF 78462F103 1,132 3,000 SH Put SOLE   3,000 0 0
AMBEV SA SPONSORED ADR ADR 02319V103 88 35,000 SH   SOLE   35,000 0 0
ANGI INC COM CL A NEW Stock 00183L102 91 19,825 SH   SOLE   19,825 0 0
PALANTIR TECHNOLOGIES INC CL A Stock 69608A108 161 17,789 SH   SOLE   17,789 0 0
WARNER BROS DISCOVERY INC COM SER A Stock 934423104 205 15,264 SH   SOLE   15,264 0 0
BLACKSTONE INC COM Stock 09260D107 206 2,263 SH   SOLE   2,263 0 0
SHELL PLC SPON ADS ADR 780259305 207 3,955 SH   SOLE   3,955 0 0
DIAMONDBACK ENERGY INC COM Stock 25278X109 212 1,753 SH   SOLE   1,753 0 0
DIAGEO PLC SPON ADR NEW ADR 25243Q205 225 1,294 SH   SOLE   1,294 0 0
BOEING CO COM Stock 097023105 246 1,800 SH   SOLE   1,800 0 0
CVS HEALTH CORP COM Stock 126650100 250 2,700 SH   SOLE   2,700 0 0
MCDONALDS CORP COM Stock 580135101 251 1,018 SH   SOLE   1,018 0 0
VANGUARD ENERGY INDEX FUND ETF 92204A306 270 2,714 SH   SOLE   2,714 0 0
PEPSICO INC COM Stock 713448108 276 1,656 SH   SOLE   1,656 0 0
CONSOLIDATED EDISON INC COM Stock 209115104 281 2,955 SH   SOLE   2,955 0 0
PRUDENTIAL FINL INC COM Stock 744320102 291 3,042 SH   SOLE   3,042 0 0
MATERIALS SELECT SECTOR SPDR FUND ETF 81369Y100 293 3,987 SH   SOLE   3,987 0 0
BARRICK GOLD CORP COM Stock 067901108 294 16,618 SH   SOLE   16,618 0 0
THERMO FISHER SCIENTIFIC INC COM Stock 883556102 304 559 SH   SOLE   559 0 0
ROBLOX CORP CL A Stock 771049103 320 9,724 SH   SOLE   9,724 0 0
CONSUMER DISCRETIONARY SELECT SECTOR SPDR FUND ETF 81369Y407 322 2,339 SH   SOLE   2,339 0 0
VANGUARD HEALTH CARE INDEX FUND ETF 92204A504 334 1,418 SH   SOLE   1,418 0 0
VANGUARD TOTAL STOCK MARKET INDEX FUND ETF 922908769 344 1,825 SH   SOLE   1,825 0 0
INDUSTRIAL SELECT SECTOR SPDR FUND ETF 81369Y704 345 3,945 SH   SOLE   3,944 0 0
VANECK HIGH YIELD MUNI ETF ETF 92189H409 347 6,445 SH   SOLE   6,445 0 0
ISHARES BIOTECHNOLOGY FUND ETF 464287556 355 3,021 SH   SOLE   3,021 0 0
VANGUARD UTILITIES INDEX FUND ETF 92204A876 356 2,337 SH   SOLE   2,337 0 0
ISHARES CORE MSCI EMERGING MARKETS ETF ETF 46434G103 357 7,285 SH   SOLE   7,285 0 0
ISHARES NATIONAL MUNI BOND ETF ETF 464288414 370 3,480 SH   SOLE   3,480 0 0
BLACKSTONE MTG TR INC COM CL A REIT 09257W100 373 13,475 SH   SOLE   13,475 0 0
HONEYWELL INTL INC COM Stock 438516106 390 2,244 SH   SOLE   2,244 0 0
WAYFAIR INC CL A Stock 94419L101 392 8,990 SH   SOLE   8,990 0 0
AUTOMATIC DATA PROCESSING INC COM Stock 053015103 399 1,900 SH   SOLE   1,900 0 0
IAC INTERACTIVECORP NEW COM NEW Stock 44891N208 404 5,314 SH   SOLE   5,314 0 0
ISHARES U.S. ENERGY ETF ETF 464287796 406 10,658 SH   SOLE   10,658 0 0
3M CO COM Stock 88579Y101 406 3,140 SH   SOLE   3,140 0 0
ISHARES MSCI EAFE ETF ETF 464287465 410 6,560 SH   SOLE   6,560 0 0
EBAY INC. COM Stock 278642103 412 9,888 SH   SOLE   9,888 0 0
CHEVRON CORP NEW COM Stock 166764100 417 2,877 SH   SOLE   2,877 0 0
LIBERTY GLOBAL PLC SHS CL C Stock G5480U120 419 18,987 SH   SOLE   18,987 0 0
SPDR PORTFOLIO S&P 500 ETF ETF 78464A854 426 9,607 SH   SOLE   9,607 0 0
ISHARES S&P 100 ETF ETF 464287101 442 2,565 SH   SOLE   2,565 0 0
BLACKROCK CALIF MUN INCOME TR SH BEN INT CEF 09248E102 444 39,180 SH   SOLE   39,180 0 0
ISHARES PREFERRED AND INCOME SECURITIES ETF ETF 464288687 447 13,592 SH   SOLE   13,592 0 0
ISHARES CORE S&P 500 ETF ETF 464287200 449 1,183 SH   SOLE   1,183 0 0
TECK RESOURCES LTD CL B Stock 878742204 460 15,046 SH   SOLE   15,046 0 0
ISHARES 3-7 YEAR TREASURY BOND ETF ETF 464288661 481 4,034 SH   SOLE   4,034 0 0
INVESCO VALUE MUN INCOME TR COM CEF 46132P108 494 38,350 SH   SOLE   38,350 0 0
ROYAL BK CDA COM Stock 780087102 495 5,110 SH   SOLE   5,110 0 0
VANGUARD MID-CAP INDEX FUND ETF 922908629 496 2,517 SH   SOLE   2,517 0 0
INVESCO QQQ TRUST ETF 46090E103 504 1,799 SH   SOLE   1,799 0 0
SPDR GOLD SHARES ETF 78463V107 516 3,062 SH   SOLE   3,062 0 0
MERCK & CO INC COM Stock 58933Y105 541 5,936 SH   SOLE   5,936 0 0
CARMAX INC COM Stock 143130102 548 6,056 SH   SOLE   6,056 0 0
NUVEEN VIRGINIA QLTY MUNCPL FD COM CEF 67064R102 550 44,540 SH   SOLE   44,540 0 0
STARBUCKS CORP COM Stock 855244109 583 7,633 SH   SOLE   7,633 0 0
AMERCO COM Stock 023586100 591 1,235 SH   SOLE   1,235 0 0
TECHNOLOGY SELECT SECTOR SPDR FUND ETF 81369Y803 612 4,817 SH   SOLE   4,816 0 0
SCHWAB CHARLES CORP COM Stock 808513105 631 9,989 SH   SOLE   9,989 0 0
DOLLAR TREE INC COM Stock 256746108 632 4,052 SH   SOLE   4,052 0 0
WISDOMTREE JAPAN HEDGED EQUITY FUND ETF 97717W851 645 10,328 SH   SOLE   10,328 0 0
KKR & CO INC COM Stock 48251W104 653 14,112 SH   SOLE   14,112 0 0
ACTIVISION BLIZZARD INC COM Stock 00507V109 654 8,395 SH   SOLE   8,395 0 0
OCCIDENTAL PETE CORP COM Stock 674599105 655 11,129 SH   SOLE   11,129 0 0
SPDR S&P 500 ETF ETF 78462F103 661 1,753 SH   SOLE   1,753 0 0
VANGUARD S&P 500 ETF ETF 922908363 681 1,963 SH   SOLE   1,963 0 0
INVESCO S&P 500 EQUAL WEIGHT ETF ETF 46137V357 685 5,102 SH   SOLE   5,102 0 0
BRIGHTHOUSE FINL INC COM Stock 10922N103 692 16,872 SH   SOLE   16,872 0 0
VANGUARD FTSE ALL-WORLD EX US INDEX FUND ETF 922042775 703 14,076 SH   SOLE   14,076 0 0
ISHARES 7-10 YEAR TREASURY BOND ETF ETF 464287440 726 7,096 SH   SOLE   7,096 0 0
VANGUARD MID-CAP VALUE INDEX FUND ETF 922908512 729 5,625 SH   SOLE   5,625 0 0
UNILEVER PLC SPON ADR NEW ADR 904767704 751 16,387 SH   SOLE   16,387 0 0
VERIZON COMMUNICATIONS INC COM Stock 92343V104 758 14,944 SH   SOLE   14,944 0 0
PHILIP MORRIS INTL INC COM Stock 718172109 758 7,678 SH   SOLE   7,678 0 0
INTEL CORP COM Stock 458140100 761 20,349 SH   SOLE   20,349 0 0
KIMBERLY-CLARK CORP COM Stock 494368103 761 5,632 SH   SOLE   5,632 0 0
AMGEN INC COM Stock 031162100 779 3,200 SH   SOLE   3,200 0 0
BLACKROCK MUNIYIELD N Y QUALIT COM CEF 09255E102 783 73,400 SH   SOLE   73,400 0 0
HEALTH CARE SELECT SECTOR SPDR FUND ETF 81369Y209 840 6,553 SH   SOLE   6,553 0 0
RAYTHEON TECHNOLOGIES CORP COM Stock 75513E101 905 9,417 SH   SOLE   9,417 0 0
AMERIPRISE FINL INC COM Stock 03076C106 907 3,818 SH   SOLE   3,818 0 0
MOHAWK INDS INC COM Stock 608190104 926 7,462 SH   SOLE   7,462 0 0
ISHARES TIPS BOND ETF ETF 464287176 927 8,138 SH   SOLE   8,138 0 0
SPDR NUVEEN BLOOMBERG HIGH YIELD MUNICIPAL BOND ETF ETF 78464A284 943 18,362 SH   SOLE   18,361 0 0
LIBERTY BROADBAND CORP COM SER C Stock 530307305 944 8,159 SH   SOLE   8,159 0 0
BLACKROCK INC COM Stock 09247X101 954 1,567 SH   SOLE   1,567 0 0
ISHARES MSCI EMERGING MARKETS ETF ETF 464287234 960 23,935 SH   SOLE   23,935 0 0
COCA COLA CO COM Stock 191216100 965 15,340 SH   SOLE   15,340 0 0
AMERICAN INTL GROUP INC COM NEW Stock 026874784 982 19,204 SH   SOLE   19,204 0 0
PROCTER AND GAMBLE CO COM Stock 742718109 996 6,927 SH   SOLE   6,927 0 0
NORFOLK SOUTHN CORP COM Stock 655844108 1,010 4,443 SH   SOLE   4,443 0 0
MICRON TECHNOLOGY INC COM Stock 595112103 1,045 18,902 SH   SOLE   18,902 0 0
HOME DEPOT INC COM Stock 437076102 1,071 3,905 SH   SOLE   3,905 0 0
ISHARES S&P SMALL-CAP FUND ETF 464287804 1,090 11,795 SH   SOLE   11,795 0 0
COSTCO WHSL CORP NEW COM Stock 22160K105 1,352 2,821 SH   SOLE   2,821 0 0
VANGUARD VALUE INDEX FUND ETF 922908744 1,463 11,094 SH   SOLE   11,094 0 0
MASTERCARD INCORPORATED CL A Stock 57636Q104 1,472 4,665 SH   SOLE   4,665 0 0
BOOKING HOLDINGS INC COM Stock 09857L108 1,506 861 SH   SOLE   861 0 0
WELLS FARGO CO NEW COM Stock 949746101 1,545 39,434 SH   SOLE   39,434 0 0
CLEVELAND-CLIFFS INC NEW COM Stock 185899101 1,590 103,461 SH   SOLE   103,461 0 0
JOHNSON & JOHNSON COM Stock 478160104 1,616 9,104 SH   SOLE   9,104 0 0
BERKSHIRE HATHAWAY INC DEL CL A Stock 084670108 1,636 4 SH   SOLE   4 0 0
S&P GLOBAL INC COM Stock 78409V104 1,682 4,990 SH   SOLE   4,990 0 0
DISNEY WALT CO COM Stock 254687106 1,868 19,789 SH   SOLE   19,789 0 0
WISDOMTREE EMERGING MARKETS SMALLCAP DIVIDEND FUND ETF 97717W281 1,895 42,461 SH   SOLE   42,461 0 0
ISHARES 1-3 YEAR TREASURY BOND ETF ETF 464287457 2,017 24,363 SH   SOLE   24,363 0 0
PFIZER INC COM Stock 717081103 2,084 39,757 SH   SOLE   39,756 0 0
MARKEL CORP COM Stock 570535104 2,129 1,646 SH   SOLE   1,646 0 0
SPDR S&P GLOBAL NATURAL RESOURCES ETF ETF 78463X541 2,233 42,860 SH   SOLE   42,860 0 0
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858 2,303 55,304 SH   SOLE   55,304 0 0
ORACLE CORP COM Stock 68389X105 2,345 33,563 SH   SOLE   33,563 0 0
VANGUARD SHORT-TERM CORPORATE BOND INDEX FUND ETF 92206C409 2,354 30,869 SH   SOLE   30,869 0 0
ELEVANCE HEALTH INC COM Stock 036752103 2,471 5,120 SH   SOLE   5,120 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS ADR 01609W102 2,602 22,892 SH   SOLE   22,892 0 0
META PLATFORMS INC CL A Stock 30303M102 2,865 17,768 SH   SOLE   17,768 0 0
AMAZON COM INC COM Stock 023135106 2,948 27,757 SH   SOLE   27,757 0 0
ALPHABET INC CAP STK CL A Stock 02079K305 3,005 1,379 SH   SOLE   1,379 0 0
AMERICAN EXPRESS CO COM Stock 025816109 3,127 22,558 SH   SOLE   22,558 0 0
UNITEDHEALTH GROUP INC COM Stock 91324P102 3,385 6,590 SH   SOLE   6,590 0 0
MICROSOFT CORP COM Stock 594918104 3,584 13,956 SH   SOLE   13,956 0 0
BK OF AMERICA CORP COM Stock 060505104 3,618 116,213 SH   SOLE   116,213 0 0
ABBVIE INC COM Stock 00287Y109 3,632 23,714 SH   SOLE   23,713 0 0
VANGUARD SMALL-CAP VALUE INDEX FUND ETF 922908611 3,996 26,670 SH   SOLE   26,670 0 0
EXXON MOBIL CORP COM Stock 30231G102 4,007 46,789 SH   SOLE   46,788 0 0
JPMORGAN CHASE & CO COM Stock 46625H100 4,160 36,942 SH   SOLE   36,941 0 0
BROOKFIELD ASSET MGMT INC CL A LTD VT SH Stock 112585104 6,895 155,039 SH   SOLE   155,039 0 0
ISHARES GOLD TRUST ETF 464285204 9,277 270,384 SH   SOLE   270,384 0 0
VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES ETF ETF 922020805 10,286 205,234 SH   SOLE   205,234 0 0
ALPHABET INC CAP STK CL C Stock 02079K107 10,390 4,750 SH   SOLE   4,750 0 0
SOURCE CAP INC COM CEF 836144105 11,627 311,465 SH   SOLE   311,464 0 0
APPLE INC COM Stock 037833100 20,790 152,059 SH   SOLE   152,059 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702 26,678 97,713 SH   SOLE   97,713 0 0
VANGUARD SHORT-TERM GOVERNMENT BOND ETF ETF 92206C102 37,293 633,587 SH   SOLE   633,587 0 0