The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AUTOMATIC DATA PROCESSING IN COM 053015103 1,880 12,624 SH   SOLE   12,624 0 0
AT&T INC COM 00206r102 21,132 699,048 SH   SOLE   699,048 0 0
ABBVIE INC COM 00287y109 35,930 365,958 SH   SOLE   365,958 0 0
ABBOTT LABS COM 002824100 25,954 283,863 SH   SOLE   283,863 0 0
AIR PRODS & CHEMS INC COM 009158106 1,290 5,343 SH   SOLE   5,343 0 0
ALPHABET INC CAP STK CL A 02079k305 919 648 SH   SOLE   648 0 0
ALPHABET INC CAP STK CL C 02079k107 922 652 SH   SOLE   652 0 0
ALTRIA GROUP INC COM 02209s103 1,784 45,460 SH   SOLE   45,460 0 0
AMAZON COM INC COM 023135106 3,951 1,432 SH   SOLE   1,432 0 0
AMERICAN ELEC PWR CO INC COM 025537101 2,082 26,139 SH   SOLE   26,139 0 0
AMERICAN EXPRESS CO COM 025816109 974 10,231 SH   SOLE   10,231 0 0
AMGEN INC COM 031162100 26,554 112,582 SH   SOLE   112,582 0 0
ANALOG DEVICES INC COM 032654105 213 1,736 SH   SOLE   1,736 0 0
ANTHEM INC COM 036752103 221 840 SH   SOLE   840 0 0
APPLE INC COM 037833100 22,580 61,896 SH   SOLE   61,896 0 0
AUTODESK INC COM 052769106 924 3,863 SH   SOLE   3,863 0 0
BP PLC SPONSORED ADR 055622104 270 11,579 SH   SOLE   11,579 0 0
BAKER HUGHES COMPANY CL A 05722g100 846 54,953 SH   SOLE   54,953 0 0
BK OF AMERICA CORP COM 060505104 16,397 690,403 SH   SOLE   690,403 0 0
BECTON DICKINSON & CO COM 075887109 618 2,584 SH   SOLE   2,584 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 267 1 SH   SOLE   1 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,204 12,344 SH   SOLE   12,344 0 0
BIOGEN INC COM 09062x103 613 2,293 SH   SOLE   2,293 0 0
BLACKROCK INC COM 09247x101 381 701 SH   SOLE   701 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 33,188 564,422 SH   SOLE   564,422 0 0
BROADCOM INC COM 11135F101 688 2,181 SH   SOLE   2,181 0 0
CME GROUP INC COM 12572q105 204 1,255 SH   SOLE   1,255 0 0
CVS HEALTH CORP COM 126650100 370 5,689 SH   SOLE   5,689 0 0
CAMPBELL SOUP CO COM 134429109 366 7,376 SH   SOLE   7,376 0 0
CHEVRON CORP NEW COM 166764100 36,345 407,313 SH   SOLE   407,313 0 0
CHUBB LIMITED COM h1467j104 15,587 123,099 SH   SOLE   123,099 0 0
CISCO SYS INC COM 17275r102 35,936 770,498 SH   SOLE   770,498 0 0
CITIGROUP INC COM NEW 172967424 6,979 136,567 SH   SOLE   136,567 0 0
CITRIX SYS INC COM 177376100 337 2,278 SH   SOLE   2,278 0 0
CLOROX CO DEL COM 189054109 322 1,468 SH   SOLE   1,468 0 0
COCA COLA CO COM 191216100 19,805 443,269 SH   SOLE   443,269 0 0
COMCAST CORP NEW CL A 20030n101 1,149 29,465 SH   SOLE   29,465 0 0
COMMUNITY BK SYS INC COM 203607106 1,150 20,163 SH   SOLE   20,163 0 0
CONOCOPHILLIPS COM 20825c104 1,813 43,150 SH   SOLE   43,150 0 0
CREE INC COM 225447101 261 4,415 SH   SOLE   4,415 0 0
DISNEY WALT CO COM DISNEY 254687106 8,578 76,921 SH   SOLE   76,921 0 0
DOLBY LABORATORIES INC COM CL A 25659t107 209 3,180 SH   SOLE   3,180 0 0
EMERSON ELEC CO COM 291011104 17,756 286,251 SH   SOLE   286,251 0 0
SELECT SECTOR SPDR TR ENERGY 81369y506 435 11,504 SH   SOLE   11,504 0 0
ENERGY TRANSFER LP COM UT LTD PTN 29273V100 106 14,846 SH   SOLE   14,846 0 0
EQUITRANS MIDSTREAM CORP COM 294600101 84 10,080 SH   SOLE   10,080 0 0
EVERSOURCE ENERGY COM 30040w108 219 2,633 SH   SOLE   2,633 0 0
EXXON MOBIL CORP COM 30231g102 1,550 34,664 SH   SOLE   34,664 0 0
FACEBOOK INC CL A 30303m102 574 2,530 SH   SOLE   2,530 0 0
FEDEX CORP COM 31428x106 286 2,037 SH   SOLE   2,037 0 0
FIFTH THIRD BANCORP COM 316773100 386 20,043 SH   SOLE   20,043 0 0
SELECT SECTOR SPDR TR SBI INT-FINL 81369y605 476 20,557 SH   SOLE   20,557 0 0
FREEPORT-MCMORAN INC CL B 35671d857 263 22,752 SH   SOLE   22,752 0 0
GENERAC HLDGS INC COM 368736104 305 2,500 SH   SOLE   2,500 0 0
GENERAL DYNAMICS CORP COM 369550108 655 4,383 SH   SOLE   4,383 0 0
GENERAL ELECTRIC CO COM 369604103 369 54,032 SH   SOLE   54,032 0 0
GENERAL MLS INC COM 370334104 24,626 399,441 SH   SOLE   399,441 0 0
GUARDANT HEALTH INC COM 40131m109 210 2,585 SH   SOLE   2,585 0 0
HOME DEPOT INC COM 437076102 1,707 6,816 SH   SOLE   6,816 0 0
HONEYWELL INTL INC COM 438516106 22,044 152,462 SH   SOLE   152,462 0 0
HUNTINGTON BANCSHARES INC COM 446150104 101 11,150 SH   SOLE   11,150 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 516 4,276 SH   SOLE   4,276 0 0
ILLINOIS TOOL WKS INC COM 452308109 1,048 5,996 SH   SOLE   5,996 0 0
INTEL CORP COM 458140100 29,763 497,453 SH   SOLE   497,453 0 0
INVESCO QQQ TR UNIT SER 1 46090e103 581 2,346 SH   SOLE   2,346 0 0
IONIS PHARMACEUTICALS INC COM 462222100 235 3,986 SH   SOLE   3,986 0 0
JPMORGAN CHASE & CO COM 46625h100 39,064 415,310 SH   SOLE   415,310 0 0
JOHNSON & JOHNSON COM 478160104 31,562 224,432 SH   SOLE   224,432 0 0
JOHNSON CTLS INTL PLC SHS g51502105 263 7,693 SH   SOLE   7,693 0 0
KELLOGG CO COM 487836108 1,080 16,354 SH   SOLE   16,354 0 0
KIMBERLY CLARK CORP COM 494368103 16,520 116,870 SH   SOLE   116,870 0 0
KINDER MORGAN INC DEL COM 49456b101 18,184 1,198,659 SH   SOLE   1,198,659 0 0
KRAFT HEINZ CO COM 500754106 1,888 59,198 SH   SOLE   59,198 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109 654 3,856 SH   SOLE   3,856 0 0
LEGGETT & PLATT INC COM 524660107 13,181 374,999 SH   SOLE   374,999 0 0
LILLY ELI & CO COM 532457108 539 3,285 SH   SOLE   3,285 0 0
LOCKHEED MARTIN CORP COM 539830109 24,131 66,126 SH   SOLE   66,126 0 0
LOWES COS INC COM 548661107 758 5,613 SH   SOLE   5,613 0 0
M & T BK CORP COM 55261F104 18,082 173,917 SH   SOLE   173,917 0 0
3M CO COM 88579Y101 1,372 8,793 SH   SOLE   8,793 0 0
MCDONALDS CORP COM 580135101 21,022 113,958 SH   SOLE   113,958 0 0
MEDTRONIC PLC SHS g5960l103 7,213 78,656 SH   SOLE   78,656 0 0
MERCK & CO. INC COM 58933Y105 21,633 279,753 SH   SOLE   279,753 0 0
MICROSOFT CORP COM 594918104 54,359 267,110 SH   SOLE   267,110 0 0
MONDELEZ INTL INC CL A 609207105 10,270 200,863 SH   SOLE   200,863 0 0
MORGAN STANLEY COM NEW 617446448 204 4,232 SH   SOLE   4,232 0 0
NEXTERA ENERGY INC COM 65339f101 1,767 7,359 SH   SOLE   7,359 0 0
NORFOLK SOUTHERN CORP COM 655844108 22,662 129,074 SH   SOLE   129,074 0 0
NUCOR CORP COM 670346105 13,878 335,145 SH   SOLE   335,145 0 0
NVIDIA CORPORATION COM 67066g104 505 1,330 SH   SOLE   1,330 0 0
ORACLE CORP COM 68389X105 1,101 19,924 SH   SOLE   19,924 0 0
PNC FINL SVCS GROUP INC COM 693475105 25,844 245,641 SH   SOLE   245,641 0 0
PPL CORP COM 69351T106 18,823 728,430 SH   SOLE   728,430 0 0
PAYCHEX INC COM 704326107 324 4,272 SH   SOLE   4,272 0 0
PEOPLES FINL SVCS CORP COM 711040105 233 6,109 SH   SOLE   6,109 0 0
PEPSICO INC COM 713448108 1,438 10,873 SH   SOLE   10,873 0 0
PFIZER INC COM 717081103 21,475 656,740 SH   SOLE   656,740 0 0
PHILIP MORRIS INTL INC COM 718172109 1,338 19,103 SH   SOLE   19,103 0 0
PHILLIPS 66 COM 718546104 206 2,870 SH   SOLE   2,870 0 0
PINNACLE FINL PARTNERS INC COM 72346q104 244 5,821 SH   SOLE   5,821 0 0
PROCTER AND GAMBLE CO COM 742718109 27,006 225,857 SH   SOLE   225,857 0 0
PROGRESSIVE CORP OHIO COM 743315103 270 3,370 SH   SOLE   3,370 0 0
PULTE GROUP INC COM 745867101 7,356 216,149 SH   SOLE   216,149 0 0
QUALCOMM INC COM 747525103 19,820 217,302 SH   SOLE   217,302 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513e101 1,380 22,403 SH   SOLE   22,403 0 0
ROYAL DUTCH SHELL PLC SPON ADR B 780259107 1,029 33,786 SH   SOLE   33,786 0 0
SPDR S&P 500 ETF TR TR UNIT 78462f103 5,850 18,970 SH   SOLE   18,970 0 0
SPDR SER TR S&P 600 SML CAP 78464a813 3,341 56,602 SH   SOLE   56,602 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 2,462 101,093 SH   SOLE   101,093 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 11,092 372,841 SH   SOLE   372,841 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 1,893 18,647 SH   SOLE   18,647 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 1,836 24,995 SH   SOLE   24,995 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,042 14,061 SH   SOLE   14,061 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 4,398 87,766 SH   SOLE   87,766 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 5,314 100,984 SH   SOLE   100,984 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847 1,204 34,171 SH   SOLE   34,171 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 927 14,180 SH   SOLE   14,180 0 0
SEAGATE TECHNOLOGY PLC SHS g7945m107 447 9,229 SH   SOLE   9,229 0 0
SONY CORP SPONSORED ADR 835699307 393 5,680 SH   SOLE   5,680 0 0
SOUTHWEST AIRLS CO COM 844741108 14,457 422,959 SH   SOLE   422,959 0 0
SYSCO CORP COM 871829107 1,687 30,856 SH   SOLE   30,856 0 0
TE CONNECTIVITY LTD REG SHS H84989104 7,526 92,292 SH   SOLE   92,292 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 290 5,116 SH   SOLE   5,116 0 0
TARGET CORP COM 87612e106 340 2,836 SH   SOLE   2,836 0 0
TETRA TECHNOLOGIES INC DEL COM 88162f105 53 100,000 SH   SOLE   100,000 0 0
TEXAS INSTRS INC COM 882508104 1,463 11,519 SH   SOLE   11,519 0 0
BLACKSTONE GROUP INC COM CL A 09260D107 472 8,337 SH   SOLE   8,337 0 0
TOTAL S.A. SPONSORED ADS 89151e109 576 14,982 SH   SOLE   14,982 0 0
TWITTER INC COM 90184l102 563 18,911 SH   SOLE   18,911 0 0
US BANCORP DEL COM NEW 902973304 267 7,256 SH   SOLE   7,256 0 0
UNION PAC CORP COM 907818108 513 3,036 SH   SOLE   3,036 0 0
UNITED PARCEL SERVICE INC CL B 911312106 648 5,833 SH   SOLE   5,833 0 0
UNITEDHEALTH GROUP INC COM 91324p102 2,668 9,045 SH   SOLE   9,045 0 0
VALERO ENERGY CORP COM 91913y100 231 3,925 SH   SOLE   3,925 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,763 15,044 SH   SOLE   15,044 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,202 30,348 SH   SOLE   30,348 0 0
VANGUARD TAX-MANAGED FDS FTSE DEV MKT ETF 921943858 1,983 51,120 SH   SOLE   51,120 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 2,552 50,713 SH   SOLE   50,713 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 226 2,875 SH   SOLE   2,875 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 10,528 64,233 SH   SOLE   64,233 0 0
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 231 3,628 SH   SOLE   3,628 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206c680 231 1,172 SH   SOLE   1,172 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206c714 361 3,653 SH   SOLE   3,653 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 249 878 SH   SOLE   878 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 9,832 67,474 SH   SOLE   67,474 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1,667 35,010 SH   SOLE   35,010 0 0
VERIZON COMMUNICATIONS INC COM 92343v104 1,472 26,701 SH   SOLE   26,701 0 0
VERTEX PHARMACEUTICALS INC COM 92532f100 700 2,411 SH   SOLE   2,411 0 0
VIACOMCBS INC CL B 92556h206 1,084 46,491 SH   SOLE   46,491 0 0
VISA INC COM CL A 92826c839 1,001 5,181 SH   SOLE   5,181 0 0
WEC ENERGY GROUP INC COM 92939U106 207 2,358 SH   SOLE   2,358 0 0
WP CAREY INC COM 92936u109 18,847 278,590 SH   SOLE   278,590 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 324 7,652 SH   SOLE   7,652 0 0
WALMART INC COM 931142103 21,116 176,286 SH   SOLE   176,286 0 0
WASTE MGMT INC DEL COM 94106L109 24,335 229,767 SH   SOLE   229,767 0 0
WELLS FARGO CO NEW COM 949746101 16,231 634,031 SH   SOLE   634,031 0 0
ISHARES TR CORE DIV GRWTH 46434v621 237 6,300 SH   SOLE   6,300 0 0
ISHARES TR CORE S&P MCP ETF 464287507 285 1,605 SH   SOLE   1,605 0 0
ISHARES TR SELECT DIVID ETF 464287168 751 9,300 SH   SOLE   9,300 0 0
ISHARES TR MSCI EAFE ETF 464287465 1,395 22,918 SH   SOLE   22,918 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 5,207 27,129 SH   SOLE   27,129 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 2,509 22,282 SH   SOLE   22,282 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 1,741 12,159 SH   SOLE   12,159 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 400 4,100 SH   SOLE   4,100 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 513 2,850 SH   SOLE   2,850 0 0
ISHARES TR RUS MD CP GR ETF 464287481 258 1,629 SH   SOLE   1,629 0 0
ISHARES TR RUS MDCP VAL ETF 464287473 312 4,080 SH   SOLE   4,080 0 0