The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305   1,213,222 6,661 SH   SOLE   6,661 0 0
ALPHABET INC CAP STK CL C 02079K107   709,835 3,870 SH   SOLE   3,870 0 0
AMAZON COM INC COM 023135106   269,216 1,393 SH   SOLE   1,393 0 0
APPLE INC COM 037833100   3,750,691 17,809 SH   SOLE   17,809 0 0
AUTOZONE INC COM 053332102   296,410 100 SH   SOLE   100 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   2,542,074 6,250 SH   SOLE   6,250 0 0
COSTCO WHSL CORP NEW COM 22160K105   807,120 949 SH   SOLE   949 0 0
EXXON MOBIL CORP COM 30231G102   208,010 1,807 SH   SOLE   1,807 0 0
GARMIN LTD SHS H2906T109   344,250 2,113 SH   SOLE   2,113 0 0
GRAYSCALE BITCOIN TR BTC SHS REP COM UT 389637109   353,886 6,647 SH   SOLE   6,647 0 0
ISHARES GOLD TR ISHARES NEW 464285204   263,542 5,999 SH   SOLE   5,999 0 0
ISHARES TR CORE MSCI EAFE 46432F842   221,334 3,047 SH   SOLE   3,047 0 0
ISHARES TR EAFE VALUE ETF 464288877   3,534,982 66,652 SH   SOLE   66,652 0 0
ISHARES TR IBONDS DEC24 ETF 46434VBG4   2,315,617 92,142 SH   SOLE   92,142 0 0
ISHARES TR NORTH AMERN NAT 464287374   220,268 5,006 SH   SOLE   5,006 0 0
ISHARES TR IBONDS DEC 29 46436E205   261,511 11,535 SH   SOLE   11,535 0 0
ISHARES TR IBONDS DEC25 ETF 46434VBD1   2,882,502 115,947 SH   SOLE   115,947 0 0
ISHARES TR RUS 2000 GRW ETF 464287648   4,654,366 17,729 SH   SOLE   17,729 0 0
ISHARES TR RUS MDCP VAL ETF 464287473   200,524 1,661 SH   SOLE   1,661 0 0
ISHARES TR U.S. ENERGY ETF 464287796   1,220,426 25,428 SH   SOLE   25,428 0 0
ISHARES TR EAFE SML CP ETF 464288273   1,956,023 31,731 SH   SOLE   31,731 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   35,183,360 380,195 SH   SOLE   380,195 0 0
ISHARES TR U.S. REAL ES ETF 464287739   1,634,000 18,627 SH   SOLE   18,627 0 0
ISHARES TR IBONDS 27 ETF 46435UAA9   2,866,634 120,800 SH   SOLE   120,800 0 0
ISHARES TR IBONDS DEC2026 46435GAA0   3,689,675 154,899 SH   SOLE   154,899 0 0
ISHARES TR RUS MD CP GR ETF 464287481   226,445 2,052 SH   SOLE   2,052 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   3,029,509 71,131 SH   SOLE   71,131 0 0
ISHARES TR IBDS DEC28 ETF 46435U515   1,402,788 56,631 SH   SOLE   56,631 0 0
ISHARES TR EAFE GRWTH ETF 464288885   2,810,659 27,474 SH   SOLE   27,474 0 0
ISHARES TR S&P MC 400VL ETF 464287705   4,735,000 41,733 SH   SOLE   41,733 0 0
ISHARES TR S&P MC 400GR ETF 464287606   1,732,100 19,657 SH   SOLE   19,657 0 0
ISHARES TR GLOBAL REIT ETF 46434V647   1,302,697 56,032 SH   SOLE   56,032 0 0
ISHARES TR RUS 2000 VAL ETF 464287630   3,449,934 22,654 SH   SOLE   22,654 0 0
ISHARES TR S&P 500 VAL ETF 464287408   31,873,787 175,119 SH   SOLE   175,119 0 0
JPMORGAN CHASE & CO. COM 46625H100   424,175 2,097 SH   SOLE   2,097 0 0
MICROSOFT CORP COM 594918104   1,667,453 3,731 SH   SOLE   3,731 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   249,706 1,369 SH   SOLE   1,369 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   394,550 4,606 SH   SOLE   4,606 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   248,428 6,043 SH   SOLE   6,043 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   700,177 3,095 SH   SOLE   3,095 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   583,726 4,005 SH   SOLE   4,005 0 0
UNITEDHEALTH GROUP INC COM 91324P102   207,778 408 SH   SOLE   408 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   248,565 1,140 SH   SOLE   1,140 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   311,550 834 SH   SOLE   834 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   421,164 4,490 SH   SOLE   4,490 0 0