The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305   413,867 2,272 SH   SOLE   2,272 0 0
AMAZON COM INC COM 023135106   313,839 1,624 SH   SOLE   1,624 0 0
ANNALY CAPITAL MANAGEMENT IN COM NEW 035710839   292,802 15,362 SH   SOLE   15,362 0 0
APPLE INC COM 037833100   1,753,604 8,325 SH   SOLE   8,325 0 0
BANK AMERICA CORP COM 060505104   515,773 12,969 SH   SOLE   12,969 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   433,243 1,065 SH   SOLE   1,065 0 0
BROADCOM INC COM 11135F101   634,057 395 SH   SOLE   395 0 0
BUTTERFLY NETWORK INC COM CL A 124155102   28,196 33,535 SH   SOLE   33,535 0 0
COSTCO WHSL CORP NEW COM 22160K105   347,543 409 SH   SOLE   409 0 0
EXXON MOBIL CORP COM 30231G102   217,634 1,948 SH   SOLE   1,948 0 0
GENERAL DYNAMICS CORP COM 369550108   455,447 1,569 SH   SOLE   1,569 0 0
GINKGO BIOWORKS HOLDINGS INC CL A SHS 37611X100   8,358 25,000 SH   SOLE   25,000 0 0
HYPERFINE INC COM CL A 44916K106   8,985 10,571 SH   SOLE   10,571 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   586,809 1,224 SH   SOLE   1,224 0 0
ISHARES GOLD TR ISHARES NEW 464285204   203,053 4,622 SH   SOLE   4,622 0 0
ISHARES INC CORE MSCI EMKT 46434G103   6,681,051 124,818 SH   SOLE   124,818 0 0
ISHARES TR MSCI USA MIN VOL 46429B697   917,431 10,927 SH   SOLE   10,927 0 0
ISHARES TR RUS MDCP VAL ETF 464287473   422,721 3,501 SH   SOLE   3,501 0 0
ISHARES TR IBDS DEC28 ETF 46435U515   4,488,373 181,201 SH   SOLE   181,201 0 0
ISHARES TR IBOND DEC 2030 46436E593   230,856 11,977 SH   SOLE   11,977 0 0
ISHARES TR S&P SML 600 GWT 464287887   4,262,672 33,190 SH   SOLE   33,190 0 0
ISHARES TR S&P MC 400GR ETF 464287606   5,471,739 62,101 SH   SOLE   62,101 0 0
ISHARES TR CORE S&P TTL STK 464287150   1,839,983 15,491 SH   SOLE   15,491 0 0
ISHARES TR S&P MC 400VL ETF 464287705   2,235,102 19,698 SH   SOLE   19,698 0 0
ISHARES TR S&P 500 VAL ETF 464287408   10,686,675 58,676 SH   SOLE   58,676 0 0
ISHARES TR IBONDS DEC 2030 46436E726   6,974,778 328,069 SH   SOLE   328,069 0 0
ISHARES TR CORE S&P SCP ETF 464287804   14,384,528 134,645 SH   SOLE   134,645 0 0
ISHARES TR EXPND TEC SC ETF 464287549   251,565 2,667 SH   SOLE   2,667 0 0
ISHARES TR RUS MID CAP ETF 464287499   353,934 4,365 SH   SOLE   4,365 0 0
ISHARES TR CORE MSCI TOTAL 46432F834   2,368,432 35,057 SH   SOLE   35,057 0 0
ISHARES TR IBONDS DEC 2033 46436E130   5,922,348 235,014 SH   SOLE   235,014 0 0
ISHARES TR IBONDS DEC24 ETF 46434VBG4   246,648 9,815 PRN   SOLE   9,815 0 0
ISHARES TR SP SMCP600VL ETF 464287879   205,570 2,113 SH   SOLE   2,113 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   17,846,286 192,797 SH   SOLE   192,797 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   791,764 4,539 SH   SOLE   4,539 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   3,256,035 8,933 SH   SOLE   8,933 0 0
ISHARES TR CORE S&P US VLU 464287663   2,479,716 28,137 SH   SOLE   28,137 0 0
ISHARES TR CORE DIV GRWTH 46434V621   3,148,948 54,659 SH   SOLE   54,659 0 0
ISHARES TR MSCI EAFE ETF 464287465   722,850 9,228 SH   SOLE   9,228 0 0
ISHARES TR EAFE SML CP ETF 464288273   2,189,178 35,513 SH   SOLE   35,513 0 0
ISHARES TR CORE S&P MCP ETF 464287507   13,933,975 237,781 SH   SOLE   237,781 0 0
ISHARES TR IBONDS DEC 29 46436E205   6,965,482 307,256 SH   SOLE   307,256 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   387,034 1,907 SH   SOLE   1,907 0 0
ISHARES TR CORE MSCI EAFE 46432F842   17,327,327 238,235 SH   SOLE   238,235 0 0
ISHARES TR US HLTHCARE ETF 464287762   233,334 3,807 SH   SOLE   3,807 0 0
ISHARES TR IBONDS DEC25 ETF 46434VBD1   4,239,367 170,530 PRN   SOLE   170,530 0 0
ISHARES TR PFD AND INCM SEC 464288687   879,567 27,880 SH   SOLE   27,880 0 0
ISHARES TR RUS 2000 GRW ETF 464287648   970,492 3,696 SH   SOLE   3,696 0 0
ISHARES TR MSCI ACWI EX US 464288240   252,896 4,760 SH   SOLE   4,760 0 0
ISHARES TR SELECT DIVID ETF 464287168   3,036,723 25,071 SH   SOLE   25,071 0 0
ISHARES TR IBONDS DEC 2032 46436E312   6,835,362 278,312 SH   SOLE   278,312 0 0
ISHARES TR IBONDS DEC2026 46435GAA0   4,365,119 183,253 PRN   SOLE   183,253 0 0
ISHARES TR 0-5YR HI YL CP 46434V407   791,322 18,753 SH   SOLE   18,753 0 0
ISHARES TR FLTG RATE NT ETF 46429B655   844,362 16,529 SH   SOLE   16,529 0 0
ISHARES TR RUS 2000 VAL ETF 464287630   688,374 4,522 SH   SOLE   4,522 0 0
ISHARES TR IBONDS 27 ETF 46435UAA9   4,485,482 189,021 PRN   SOLE   189,021 0 0
ISHARES TR U.S. REAL ES ETF 464287739   944,965 10,770 SH   SOLE   10,770 0 0
ISHARES TR CORE S&P500 ETF 464287200   42,717,429 78,047 SH   SOLE   78,047 0 0
ISHARES TR IBONDS DEC 2031 46436E486   6,846,321 337,424 SH   SOLE   337,424 0 0
JOHNSON & JOHNSON COM 478160104   271,063 1,854 SH   SOLE   1,854 0 0
JPMORGAN CHASE & CO. COM 46625H100   81,256,477 401,743 SH   SOLE   401,743 0 0
LAM RESEARCH CORP COM 512807108   222,787 209 SH   SOLE   209 0 0
MICROSOFT CORP COM 594918104   1,916,111 4,286 SH   SOLE   4,286 0 0
NVIDIA CORPORATION COM 67066G104   356,768 2,887 SH   SOLE   2,887 0 0
PROCTER AND GAMBLE CO COM 742718109   696,546 4,224 SH   SOLE   4,224 0 0
QUANTUM SI INC COM CL A 74765K105   27,029 25,742 SH   SOLE   25,742 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   461,706 2,041 SH   SOLE   2,041 0 0
SPDR GOLD TR GOLD SHS 78463V107   409,150 1,903 SH   SOLE   1,903 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   6,088,140 11,169 SH   SOLE   11,169 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   343,768 643 SH   SOLE   643 0 0
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703   223,269 1,174 SH   SOLE   1,174 0 0
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505   308,960 882 SH   SOLE   882 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   913,007 6,069 SH   SOLE   6,069 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   224,427 2,679 SH   SOLE   2,679 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   211,923 567 SH   SOLE   567 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   1,580,426 8,659 SH   SOLE   8,659 0 0
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664   715,465 8,728 SH   SOLE   8,728 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   342,742 5,886 SH   SOLE   5,886 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   438,656 2,404 SH   SOLE   2,404 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   276,588 5,597 SH   SOLE   5,597 0 0
VANGUARD WORLD FD INF TECH ETF 92204A702   298,608 513 SH   SOLE   513 0 0
VANGUARD WORLD FD UTILITIES ETF 92204A876   1,366,463 9,237 SH   SOLE   9,237 0 0