The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM Stock 023135106   397,096 1,810 SH   SOLE 0 0 0 1,810
INVESCO QQQ TRUST SERIES I ETF 46090E103   8,000,238 15,649 SH   SOLE 0 0 0 15,649
VANGUARD TOTAL STOCK MARKET ETF ETF 922908769   64,356,078 222,063 SH   SOLE 0 0 0 222,063
COSTCO WHSL CORP NEW COM Stock 22160K105   1,637,427 1,787 SH   SOLE 0 0 0 1,787
VANGUARD REAL ESTATE ETF ETF 922908553   243,634 2,735 SH   SOLE 0 0 0 2,735
RELIANCE INC COM Stock 759509102   439,702 1,633 SH   SOLE 0 0 0 1,633
SPDR S&P 500 ETF TRUST ETF 78462F103   10,908,707 18,613 SH   SOLE 0 0 0 18,613
MCKESSON CORP COM Stock 58155Q103   348,215 611 SH   SOLE 0 0 0 611
UNITED RENTALS INC COM Stock 911363109   211,332 300 SH   SOLE 0 0 0 300
REV GROUP INC COM Stock 749527107   1,374,521 43,129 SH   SOLE 0 0 0 43,129
VANGUARD FTSE ALL-WORLD EX-US SMALL-CAP ETF ETF 922042718   271,203 2,369 SH   SOLE 0 0 0 2,369
PULTE GROUP INC COM Stock 745867101   1,197,464 10,996 SH   SOLE 0 0 0 10,996
TRANE TECHNOLOGIES PLC SHS Stock G8994E103   1,364,748 3,695 SH   SOLE 0 0 0 3,695
HOME DEPOT INC COM Stock 437076102   247,787 637 SH   SOLE 0 0 0 637
BROADRIDGE FINL SOLUTIONS INC COM Stock 11133T103   768,254 3,398 SH   SOLE 0 0 0 3,398
SCHWAB INTERNATIONAL EQUITY ETF ETF 808524805   23,472,042 1,268,759 SH   SOLE 0 0 0 1,268,759
SKYWEST INC COM Stock 830879102   1,326,622 13,249 SH   SOLE 0 0 0 13,249
SCHWAB EMERGING MARKETS EQUITY ETF ETF 808524706   8,558,696 321,393 SH   SOLE 0 0 0 321,393
VICTORY CAP HLDGS INC COM CL A Stock 92645B103   1,481,883 22,638 SH   SOLE 0 0 0 22,638
ALPHABET INC CAP STK CL A Stock 02079K305   372,732 1,969 SH   SOLE 0 0 0 1,969
VANGUARD U.S. VALUE FACTOR ETF ETF 921935805   6,488,868 54,815 SH   SOLE 0 0 0 54,815
OREILLY AUTOMOTIVE INC COM Stock 67103H107   837,175 706 SH   SOLE 0 0 0 706
INTUIT COM Stock 461202103   562,508 895 SH   SOLE 0 0 0 895
MICROSOFT CORP COM Stock 594918104   2,590,961 6,147 SH   SOLE 0 0 0 6,147
NVENT ELECTRIC PLC SHS Stock G6700G107   661,016 9,698 SH   SOLE 0 0 0 9,698
AMERIPRISE FINL INC COM Stock 03076C106   1,040,901 1,955 SH   SOLE 0 0 0 1,955
VANGUARD SMALL-CAP ETF ETF 922908751   881,814 3,670 SH   SOLE 0 0 0 3,669
VANGUARD MID-CAP ETF ETF 922908629   7,504,990 28,414 SH   SOLE 0 0 0 28,414
JPMORGAN U.S. QUALITY FACTOR ETF ETF 46641Q761   6,427,412 112,230 SH   SOLE 0 0 0 112,230
TESLA INC COM Stock 88160R101   2,019,200 5,000 SH   SOLE 0 0 0 5,000
LINDE PLC SHS Stock G54950103   654,381 1,563 SH   SOLE 0 0 0 1,563
VANGUARD FTSE EUROPE ETF ETF 922042874   4,300,854 67,762 SH   SOLE 0 0 0 67,762
AMPHENOL CORP NEW CL A Stock 032095101   1,082,864 15,592 SH   SOLE 0 0 0 15,592
CARLISLE COS INC COM Stock 142339100   1,044,924 2,833 SH   SOLE 0 0 0 2,833
VANGUARD S&P 500 ETF ETF 922908363   4,880,002 9,057 SH   SOLE 0 0 0 9,057
INVESCO S&P 500 EQUAL WEIGHT ETF ETF 46137V357   778,897 4,445 SH   SOLE 0 0 0 4,445
INVESCO S&P 500 LOW VOLATILITY ETF ETF 46138E354   1,702,680 24,324 SH   SOLE 0 0 0 24,324
QUANTA SVCS INC COM Stock 74762E102   1,475,637 4,669 SH   SOLE 0 0 0 4,669
MARATHON PETE CORP COM Stock 56585A102   325,593 2,334 SH   SOLE 0 0 0 2,334
VANGUARD SMALL CAP VALUE ETF ETF 922908611   6,505,853 32,828 SH   SOLE 0 0 0 32,828
SCHWAB US AGGREGATE BOND ETF ETF 808524839   8,174,906 360,128 SH   SOLE 0 0 0 360,128
ISHARES MSCI EMERGING MARKETS MIN VOL FACTOR ETF ETF 464286533   551,659 9,513 SH   SOLE 0 0 0 9,513
VANGUARD ULTRA-SHORT BOND ETF ETF 92203C303   3,243,213 65,361 SH   SOLE 0 0 0 65,361
ISHARES MSCI EAFE MIN VOL FACTOR ETF ETF 46429B689   2,928,808 41,420 SH   SOLE 0 0 0 41,420
ISHARES GOLD TRUST MICRO ETF OF BENEF INTEREST ETF 46436F103   8,399,131 320,945 SH   SOLE 0 0 0 320,945
ROCKET LAB USA INC COM Stock 773122106   840,714 33,008 SH   SOLE 0 0 0 33,008
ISHARES MSCI USA MIN VOL FACTOR ETF ETF 46429B697   8,742,441 98,462 SH   SOLE 0 0 0 98,462
JACKSON FINANCIAL INC COM CL A Stock 46817M107   1,335,285 15,334 SH   SOLE 0 0 0 15,334
PIMCO ACTIVE BOND EXCHANGE-TRADED FUND ETF 72201R775   6,553,099 72,474 SH   SOLE 0 0 0 72,474
SYLVAMO CORP COMMON STOCK Stock 871332102   1,363,016 17,249 SH   SOLE 0 0 0 17,249
MR COOPER GROUP INC COM Stock 62482R107   1,285,574 13,390 SH   SOLE 0 0 0 13,390
VANGUARD SMALL-CAP GROWTH ETF ETF 922908595   249,814 892 SH   SOLE 0 0 0 892
VANGUARD GROWTH ETF ETF 922908736   232,309 566 SH   SOLE 0 0 0 566
JPMORGAN INCOME ETF ETF 46641Q159   2,657,137 58,245 SH   SOLE 0 0 0 58,245
CRESCENT ENERGY COMPANY CL A COM Stock 44952J104   783,432 53,623 SH   SOLE 0 0 0 53,623
ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF ETF 464287150   8,759,022 68,100 SH   SOLE 0 0 0 68,100
SPROUTS FMRS MKT INC COM Stock 85208M102   1,621,667 12,762 SH   SOLE 0 0 0 12,762
PIMCO DYNAMIC INCOME FD SHS CEF 72201Y101   1,757,761 95,843 SH   SOLE 0 0 0 95,843
TOLL BROTHERS INC COM Stock 889478103   1,287,209 10,220 SH   SOLE 0 0 0 10,220
INVESCO DORSEY WRIGHT SMALLCAP MOMENTUM ETF ETF 46138E842   405,145 4,438 SH   SOLE 0 0 0 4,438
ISHARES CORE MSCI TOTAL INTERNATIONAL STOCK ETF ETF 46432F834   821,062 12,414 SH   SOLE 0 0 0 12,414
ISHARES CORE MSCI EAFE ETF ETF 46432F842   601,456 8,558 SH   SOLE 0 0 0 8,558
NVIDIA CORPORATION COM Stock 67066G104   1,020,470 7,599 SH   SOLE 0 0 0 7,599
OWENS CORNING NEW COM Stock 690742101   819,580 4,812 SH   SOLE 0 0 0 4,812
ISHARES CORE MSCI EMERGING MARKETS ETF ETF 46434G103   654,003 12,524 SH   SOLE 0 0 0 12,524
VANGUARD TOTAL BOND MARKET ETF ETF 921937835   1,101,230 15,314 SH   SOLE 0 0 0 15,314
VANGUARD FTSE ALL-WORLD EX-US INDEX FUND ETF 922042775   7,179,580 125,058 SH   SOLE 0 0 0 125,058
INVESCO S&P MIDCAP LOW VOLATILITY ETF ETF 46138E198   804,405 13,226 SH   SOLE 0 0 0 13,226
PENNYMAC FINL SVCS INC NEW COM Stock 70932M107   1,197,898 11,728 SH   SOLE 0 0 0 11,728
CAMBRIA SHAREHOLDER YIELD ETF ETF 132061201   278,057 4,061 SH   SOLE 0 0 0 4,061
VANGUARD CORE PLUS BOND ETF ETF 922020755   7,980,698 105,023 SH   SOLE 0 0 0 105,023
ADVANCED MICRO DEVICES INC COM Stock 007903107   283,857 2,350 SH   SOLE 0 0 0 2,350
ISHARES MSCI USA QUALITY FACTOR ETF ETF 46432F339   3,792,036 21,294 SH   SOLE 0 0 0 21,294
ISHARES IBOXX $ HIGH YIELD CORPORATE BOND ETF ETF 464288513   2,579,012 32,791 SH   SOLE 0 0 0 32,791
IMMERSION CORP COM Stock 452521107   833,636 95,491 SH   SOLE 0 0 0 95,491
ISHARES MSCI USA MOMENTUM FACTOR ETF ETF 46432F396   1,725,506 8,339 SH   SOLE 0 0 0 8,339
SCHWAB FUNDAMENTAL EMERGING MARKETS EQUITY ETF ETF 808524730   483,624 16,648 SH   SOLE 0 0 0 16,648
SCHWAB FUNDAMENTAL INTERNATIONAL EQUITY ETF ETF 808524755   5,490,310 165,321 SH   SOLE 0 0 0 165,321
INVESCO DORSEY WRIGHT MOMENTUM ETF ETF 46137V837   2,430,157 22,583 SH   SOLE 0 0 0 22,583
VANGUARD MID-CAP VALUE ETF ETF 922908512   495,178 3,061 SH   SOLE 0 0 0 3,061
ISHARES NATIONAL MUNI BOND ETF ETF 464288414   1,328,998 12,473 SH   SOLE 0 0 0 12,473
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858   3,401,963 71,141 SH   SOLE 0 0 0 71,141
ISHARES INTERNATIONAL SELECT DIVIDEND ETF ETF 464288448   348,328 12,722 SH   SOLE 0 0 0 12,722
ISHARES 3-7 YEAR TREASURY BOND ETF ETF 464288661   796,371 6,892 SH   SOLE 0 0 0 6,892
ORACLE CORP COM Stock 68389X105   483,256 2,900 SH   SOLE 0 0 0 2,900
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858   1,524,445 34,615 SH   SOLE 0 0 0 34,615
KLA CORP COM NEW Stock 482480100   839,950 1,333 SH   SOLE 0 0 0 1,333
SCHWAB FUNDAMENTAL U.S. BROAD MARKET ETF ETF 808524789   883,392 37,979 SH   SOLE 0 0 0 37,979
ISHARES MSCI USA VALUE FACTOR ETF ETF 46432F388   1,267,848 12,005 SH   SOLE 0 0 0 12,005
TRANSDIGM GROUP INC COM Stock 893641100   997,349 787 SH   SOLE 0 0 0 787
INVESCO S&P 500 PURE VALUE ETF ETF 46137V258   406,306 4,504 SH   SOLE 0 0 0 4,504
ISHARES CORE U.S. AGGREGATE BOND ETF ETF 464287226   948,457 9,788 SH   SOLE 0 0 0 9,788
EATON CORP PLC SHS Stock G29183103   993,619 2,994 SH   SOLE 0 0 0 2,994
GARTNER INC COM Stock 366651107   996,070 2,056 SH   SOLE 0 0 0 2,056
INVESCO DORSEY WRIGHT DEVELOPED MARKETS MOMENTUM ETF ETF 46138E875   607,114 16,718 SH   SOLE 0 0 0 16,718
INVESCO DORSEY WRIGHT EMERGING MARKETS MOMENTUM ETF ETF 46138E867   675,794 35,161 SH   SOLE 0 0 0 35,161
EXXON MOBIL CORP COM Stock 30231G102   249,562 2,320 SH   SOLE 0 0 0 2,320
CHENIERE ENERGY PARTNERS LP COM UNIT Stock 16411Q101   876,480 16,500 SH   SOLE 0 0 0 16,500
ISHARES MSCI EAFE ETF ETF 464287465   266,828 3,529 SH   SOLE 0 0 0 3,529
APPLE INC COM Stock 037833100   3,645,114 14,556 SH   SOLE 0 0 0 14,556
ISHARES MSCI INTL MOMENTUM FACTOR ETF ETF 46434V449   1,961,368 52,443 SH   SOLE 0 0 0 52,443
VANGUARD TOTAL WORLD STOCK ETF ETF 922042742   458,893 3,906 SH   SOLE 0 0 0 3,906
ISHARES RUSSELL 1000 VALUE ETF ETF 464287598   291,580 1,575 SH   SOLE 0 0 0 1,575