The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALIBABA GROUP HLDG LTD SPONSORED ADS SPONSORED ADS 01609W102 2,669 15,960 SH   SOLE NONE 0 0 15,960
ALPHABET INC CAP STK CL A CAP STK CL A 02079K305 596 488 SH   SOLE NONE 0 0 488
ALPHABET INC CAP STK CL C CAP STK CL C 02079K107 646 530 SH   SOLE NONE 0 0 530
ALTRIA GROUP INC COM COM 02209S103 282 6,899 SH   SOLE NONE 0 0 6,899
AMAZON COM INC COM COM 023135106 1,269 731 SH   SOLE NONE 0 0 731
AMERICAN EXPRESS CO COM COM 025816109 305 2,575 SH   SOLE NONE 0 0 2,575
AMERICAN TOWER CORP NEW COM COM 03027X100 221 1,000 SH   SOLE NONE 0 0 1,000
AMERISOURCEBERGEN CORP COM COM 03073E105 659 8,000 SH   SOLE NONE 0 0 8,000
AMGEN INC COM COM 031162100 611 3,159 SH   SOLE NONE 0 0 3,159
ANNALY CAP MGMT INC COM COM 035710409 797 90,550 SH   SOLE NONE 0 0 90,550
APPLE INC COM COM 037833100 3,806 16,993 SH   SOLE NONE 0 0 16,993
AQUA AMERICA INC COM COM 03836W103 6,913 154,215 SH   SOLE NONE 0 0 154,215
AT&T INC COM COM 00206R102 339 8,954 SH   SOLE NONE 0 0 8,954
AUTOMATIC DATA PROCESSING INC COM COM 053015103 203 1,250 SH   SOLE NONE 0 0 1,250
AXIS CAPITAL HOLDINGS LTD SHS SHS G0692U109 1,668 25,000 SH   SOLE NONE 0 0 25,000
BANK AMER CORP COM COM 060505104 2,151 73,730 SH   SOLE NONE 0 0 73,730
BOEING CO COM COM 097023105 1,343 3,531 SH   SOLE NONE 0 0 3,531
BRISTOL MYERS SQUIBB CO COM COM 110122108 536 10,561 SH   SOLE NONE 0 0 10,561
CANNTRUST HLDGS INC COM COM 137800207 56 50,000 SH   SOLE NONE 0 0 50,000
CHARTER COMMUNICATIONS INC NEW CL A CL A 16119P108 381 925 SH   SOLE NONE 0 0 925
CHEVRON CORP NEW COM COM 166764100 1,721 14,508 SH   SOLE NONE 0 0 14,508
CISCO SYS INC COM COM 17275R102 272 5,512 SH   SOLE NONE 0 0 5,512
CNO FINL GROUP INC COM COM 12621E103 682 43,079 SH   SOLE NONE 0 0 43,079
COCA COLA CO COM COM 191216100 450 8,200 SH   SOLE NONE 0 0 8,200
COMCAST CORP NEW CL A CL A 20030N101 884 19,613 SH   SOLE NONE 0 0 19,613
CONOCOPHILLIPS COM COM 20825C104 275 4,820 SH   SOLE NONE 0 0 4,820
CONSUMER STAPLES SELECT SECTOR SPDR FUND SBI CONS STPLS 81369Y308 1,808 29,438 SH   SOLE NONE 0 0 29,438
CVS HEALTH CORP COM COM 126650100 508 8,048 SH   SOLE NONE 0 0 8,048
DISNEY WALT CO COM DISNEY COM DISNEY 254687106 2,028 15,562 SH   SOLE NONE 0 0 15,562
DOW INC COM COM 260557103 336 7,052 SH   SOLE NONE 0 0 7,052
DUPONT DE NEMOURS INC COM COM 26614N102 499 7,004 SH   SOLE NONE 0 0 7,004
EATON CORP PLC SHS SHS G29183103 583 7,012 SH   SOLE NONE 0 0 7,012
ENERGY TRANSFER LP COM UT LTD PTN COM UT LTD PTN 29273V100 247 18,867 SH   SOLE NONE 0 0 18,867
ENTERPRISE PRODS PARTNERS L P COM COM 293792107 404 14,131 SH   SOLE NONE 0 0 14,131
EQUIFAX INC COM COM 294429105 1,100 7,823 SH   SOLE NONE 0 0 7,823
EXXON MOBIL CORP COM COM 30231G102 1,001 14,178 SH   SOLE NONE 0 0 14,178
FACEBOOK INC CL A CL A 30303M102 2,751 15,449 SH   SOLE NONE 0 0 15,449
FINANCIAL SELECT SECTOR SPDR FUND SBI INT-FINL 81369Y605 327 11,692 SH   SOLE NONE 0 0 11,692
FULTON FINL CORP PA COM COM 360271100 5,167 319,322 SH   SOLE NONE 0 0 319,322
GILDAN ACTIVEWEAR INC COM COM 375916103 885 24,928 SH   SOLE NONE 0 0 24,928
GRAINGER W W INC COM COM 384802104 327 1,100 SH   SOLE NONE 0 0 1,100
HEALTH CARE SELECT SECTOR SPDR FUND SBI HEALTHCARE 81369Y209 752 8,344 SH   SOLE NONE 0 0 8,344
HUBSPOT INC COM COM 443573100 209 1,376 SH   SOLE NONE 0 0 1,376
INDEPENDENT BK GROUP INC COM COM 45384B106 466 8,859 SH   SOLE NONE 0 0 8,859
INVESCO QQQ TRUST UNIT SER 1 46090E103 2,443 12,940 SH   SOLE NONE 0 0 12,940
ISHARES CORE MSCI EAFE ETF CORE MSCI EAFE 46432F842 649 10,633 SH   SOLE NONE 0 0 10,633
ISHARES CORE S&P 500 ETF CORE S&P500 ETF 464287200 4,412 14,781 SH   SOLE NONE 0 0 14,781
ISHARES IBOXX $ INVESTMENT GRADE CORPORATE BOND ETF IBOXX INV CP ETF 464287242 278 2,180 SH   SOLE NONE 0 0 2,180
ISHARES MSCI ALL COUNTRY ASIA EX JAPAN INDEX FUND MSCI AC ASIA ETF 464288182 395 5,950 SH   SOLE NONE 0 0 5,950
ISHARES MSCI EAFE ETF MSCI EAFE ETF 464287465 263 4,041 SH   SOLE NONE 0 0 4,041
ISHARES MSCI EMERGING MARKETS ETF MSCI EMG MKT ETF 464287234 204 5,000 SH   SOLE NONE 0 0 5,000
ISHARES RUSSELL 1000 ETF RUS 1000 ETF 464287622 2,444 14,853 SH   SOLE NONE 0 0 14,853
ISHARES RUSSELL 1000 GROWTH ETF RUS 1000 GRW ETF 464287614 2,344 14,687 SH   SOLE NONE 0 0 14,687
ISHARES RUSSELL 1000 VALUE ETF RUS 1000 VAL ETF 464287598 1,379 10,753 SH   SOLE NONE 0 0 10,753
ISHARES RUSSELL 2000 ETF RUSSELL 2000 ETF 464287655 1,247 8,240 SH   SOLE NONE 0 0 8,240
ISHARES RUSSELL 2000 GROWTH ETF RUS 2000 GRW ETF 464287648 279 1,449 SH   SOLE NONE 0 0 1,449
ISHARES RUSSELL 2000 VALUE ETF RUS 2000 VAL ETF 464287630 202 1,691 SH   SOLE NONE 0 0 1,691
ISHARES RUSSELL MID-CAP ETF RUS MID CAP ETF 464287499 330 5,904 SH   SOLE NONE 0 0 5,904
ISHARES S&P MIDCAP FUND CORE S&P MCP ETF 464287507 423 2,189 SH   SOLE NONE 0 0 2,189
ISHARES TIPS BOND ETF TIPS BD ETF 464287176 210 1,805 SH   SOLE NONE 0 0 1,805
JOHNSON & JOHNSON COM COM 478160104 2,986 23,081 SH   SOLE NONE 0 0 23,081
JPMORGAN CHASE & CO COM COM 46625H100 764 6,494 SH   SOLE NONE 0 0 6,494
KINDER MORGAN INC DEL COM COM 49456B101 316 15,311 SH   SOLE NONE 0 0 15,311
LAKELAND BANCORP INC COM COM 511637100 1,272 82,436 SH   SOLE NONE 0 0 82,436
MATERIALS SELECT SECTOR SPDR FUND SBI MATERIALS 81369Y100 383 6,583 SH   SOLE NONE 0 0 6,583
MCDONALDS CORP COM COM 580135101 666 3,101 SH   SOLE NONE 0 0 3,101
MERCADOLIBRE INC COM COM 58733R102 1,102 2,000 SH   SOLE NONE 0 0 2,000
MERCK & CO INC COM COM 58933Y105 489 5,815 SH   SOLE NONE 0 0 5,815
METLIFE INC COM COM 59156R108 210 4,450 SH   SOLE NONE 0 0 4,450
MICROSOFT CORP COM COM 594918104 1,917 13,790 SH   SOLE NONE 0 0 13,790
NEW JERSEY RES COM COM 646025106 1,147 25,196 SH   SOLE NONE 0 0 25,196
ON DECK CAP INC COM COM 682163100 156 46,343 SH   SOLE NONE 0 0 46,343
PAYCHEX INC COM COM 704326107 390 4,710 SH   SOLE NONE 0 0 4,710
PEPSICO INC COM COM 713448108 738 5,385 SH   SOLE NONE 0 0 5,385
PFIZER INC COM COM 717081103 457 12,722 SH   SOLE NONE 0 0 12,722
PHILLIPS 66 COM COM 718546104 236 2,305 SH   SOLE NONE 0 0 2,305
PINTEREST INC CL A CL A 72352L106 264 9,970 SH   SOLE NONE 0 0 9,970
PNC FINL SVCS GROUP INC COM COM 693475105 324 2,312 SH   SOLE NONE 0 0 2,312
PPL CORP COM COM 69351T106 255 8,000 SH   SOLE NONE 0 0 8,000
PROCTER & GAMBLE CO COM COM 742718109 346 2,780 SH   SOLE NONE 0 0 2,780
PUBLIC SVC ENTERPRISE GRP INC COM COM 744573106 374 6,020 SH   SOLE NONE 0 0 6,020
RAPID7 INC COM COM 753422104 256 5,638 SH   SOLE NONE 0 0 5,638
REINSURANCE GRP OF AMERICA INC COM NEW COM NEW 759351604 1,813 11,341 SH   SOLE NONE 0 0 11,341
SERVICENOW INC COM COM 81762P102 781 3,078 SH   SOLE NONE 0 0 3,078
SPDR DOW JONES INDUSTRIAL AVERAGE ETF UT SER 1 78467X109 817 3,035 SH   SOLE NONE 0 0 3,035
SPDR GOLD SHARES GOLD SHS 78463V107 615 4,430 SH   SOLE NONE 0 0 4,430
SPDR S&P 500 ETF TR UNIT 78462F103 9,202 31,009 SH   SOLE NONE 0 0 31,009
SPDR S&P MIDCAP 400 ETF UTSER1 S&PDCRP 78467Y107 18,199 51,634 SH   SOLE NONE 0 0 51,634
SPOTIFY TECHNOLOGY S A SHS SHS L8681T102 410 3,594 SH   SOLE NONE 0 0 3,594
STARBUCKS CORP COM COM 855244109 386 4,363 SH   SOLE NONE 0 0 4,363
STONEMOR PARTNERS L P COM UNITS INT COM UNITS INT 86183Q100 240 215,934 SH   SOLE NONE 0 0 215,934
SYSCO CORP COM COM 871829107 318 4,000 SH   SOLE NONE 0 0 4,000
TECHNOLOGY SELECT SECTOR SPDR FUND TECHNOLOGY 81369Y803 1,850 22,979 SH   SOLE NONE 0 0 22,979
UNITED PARCEL SERVICE INC CL B CL B 911312106 1,084 9,050 SH   SOLE NONE 0 0 9,050
V F CORP COM COM 918204108 1,697 19,064 SH   SOLE NONE 0 0 19,064
VANGUARD FTSE EMERGING MARKETS ETF FTSE EMR MKT ETF 922042858 554 13,760 SH   SOLE NONE 0 0 13,760
VANGUARD HIGH DIVIDEND YIELD ETF HIGH DIV YLD 921946406 751 8,468 SH   SOLE NONE 0 0 8,468
VANGUARD RUSSELL 2000 ETF VNG RUS2000IDX 92206C664 1,642 13,436 SH   SOLE NONE 0 0 13,436
VANGUARD S&P 500 ETF S&P 500 ETF SHS 922908363 3,669 13,396 SH   SOLE NONE 0 0 13,396
VANGUARD SMALL-CAP INDEX FUND SMALL CP ETF 922908751 205 1,330 SH   SOLE NONE 0 0 1,330
VANGUARD TOTAL INTERNATIONAL STOCK ETF VG TL INTL STK F 921909768 3,990 77,230 SH   SOLE NONE 0 0 77,230
VANGUARD TOTAL STOCK MARKET INDEX FUND TOTAL STK MKT 922908769 1,239 8,202 SH   SOLE NONE 0 0 8,202
VENTAS INC COM COM 92276F100 292 4,000 SH   SOLE NONE 0 0 4,000
VERIZON COMMUNICATIONS INC COM COM 92343V104 395 6,544 SH   SOLE NONE 0 0 6,544
WALGREENS BOOTS ALLIANCE INC COM COM 931427108 249 4,500 SH   SOLE NONE 0 0 4,500
WALMART INC COM COM 931142103 467 3,936 SH   SOLE NONE 0 0 3,936
WELLS FARGO CO NEW PERP PFD CNV A PERP PFD CNV A 949746804 227 149 SH   SOLE NONE 0 0 149
XCEL BRANDS INC COM NEW COM NEW 98400M101 117 60,792 SH   SOLE NONE 0 0 60,792
YUM BRANDS INC COM COM 988498101 353 3,108 SH   SOLE NONE 0 0 3,108
ZIMMER BIOMET HLDGS INC COM COM 98956P102 452 3,296 SH   SOLE NONE 0 0 3,296