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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ARK ETF TR INNOVATION ETF 00214Q104 BBG007FJMV49 261,445 5,501 SH   SOLE   0 0 5,501
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 989,559 2,150 SH   SOLE   2,000 0 150
BLACKROCK ETF TRUST II INTERMEDIA MUNI 092528207 BBG00ZNLVT57 1,084,587 45,041 SH   SOLE   0 0 45,041
ETF SER SOLUTIONS DISTILLATE US 26922A321 BBG00MC56321 11,603,044 204,531 SH   SOLE   2,447 0 202,084
FIRST TR EXCHNG TRADED FD VI FT VEST LADDERED 33740F755 BBG00VC9SZ91 11,486,279 384,285 SH   SOLE   4,794 0 379,491
GRANITESHARES ETF TR HIPS US HIGH INC 38747R306 BBG007V9C3Z2 6,802,904 523,961 SH   SOLE   10,986 0 512,975
INVESCO EXCH TRADED FD TR II CALIF AMT MUN 46138E206 BBG001T06LL9 1,522,513 60,706 SH   SOLE   0 0 60,706
INVESCO EXCH TRADED FD TR II FLOATING RATE MU 46138G862 BBG001T0NSY1 714,159 28,733 SH   SOLE   0 0 28,733
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508 BBG001V0MBC0 13,106,614 623,827 SH   SOLE   7,876 0 615,951
INVESCO EXCHANGE TRADED FD T INTL DIVI ACHI 46137V548 BBG001SLKDX3 428,353 21,656 SH   SOLE   0 0 21,656
INVESCO EXCHANGE TRADED FD T LARGE CAP VALUE 46137V738 BBG001SJW5C5 519,610 8,909 SH   SOLE   0 0 8,909
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 BBG00KJR2NN7 10,368,707 57,874 SH   SOLE   779 0 57,095
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 545,219 1,117 SH   SOLE   0 0 1,117
ISHARES TR 7-10 YR TRSY BD 464287440 BBG001S80936 1,949,798 19,872 SH   SOLE   257 0 19,615
ISHARES TR AGGRES ALLOC ETF 464289859 BBG001T3YVL0 558,255 7,075 SH   SOLE   0 0 7,075
ISHARES TR CALIF MUN BD ETF 464288356 BBG001T03XM5 1,440,971 24,797 SH   SOLE   0 0 24,797
ISHARES TR GRWT ALLOCAT ETF 464289867 BBG001T3YV58 1,187,510 20,046 SH   SOLE   0 0 20,046
ISHARES TR IBOXX INV CP ETF 464287242 BBG001S60QR6 38,100,454 337,232 SH   SOLE   4,906 0 332,326
ISHARES TR MODERT ALLOC ETF 464289875 BBG001T3YV21 409,394 9,075 SH   SOLE   0 0 9,075
ISHARES TR MSCI EAFE ETF 464287465 BBG001SG09V7 571,190 6,830 SH   SOLE   0 0 6,830
ISHARES TR RUSSELL 2000 ETF 464287655 BBG001SFC7Y7 16,169,943 73,204 SH   SOLE   727 0 72,477
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 BBG00TSG0SK6 442,037 7,428 SH   SOLE   0 0 7,428
NORTHROP GRUMMAN CORP COM 666807102 BBG001S5TP26 369,121 699 SH   SOLE   0 0 699
PIMCO ETF TR SR LN ACTIVE ETF 72201R627 BBG0180BK9Q6 267,128 5,223 SH   SOLE   0 0 5,223
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 BBG001T6L7D9 293,672 10,064 SH   SOLE   0 0 10,064
SEMPRA COM 816851109 BBG001SBVZ73 271,852 3,251 SH   SOLE   0 0 3,251
SPDR INDEX SHS FDS MSCI EAFE STRTGC 78463X434 BBG006LCM0W6 20,907,490 259,780 SH   SOLE   3,307 0 256,473
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 15,695,342 27,355 SH   SOLE   370 0 26,985
SPDR SER TR BLOOMBERG INVT 78468R200 BBG0029J2J00 828,987 26,872 SH   SOLE   0 0 26,872
SPDR SER TR NUVEEN BLOOMBERG 78464A284 BBG001V11QG4 1,366,460 52,016 SH   SOLE   0 0 52,016
SPDR SER TR PRTFLO S&P500 HI 78468R788 BBG00B6WD879 501,160 10,978 SH   SOLE   0 0 10,978
VANECK ETF TRUST CEF MUNI INCOME 92189F460 BBG001WL63R3 734,038 31,681 SH   SOLE   0 0 31,681
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 BBG002XRNHT5 2,616,977 26,993 SH   SOLE   143 0 26,850
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 1,205,945 4,259 SH   SOLE   0 0 4,259
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 BBG003H12XS7 824,567 16,722 SH   SOLE   0 0 16,722
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 11,904,286 60,104 SH   SOLE   680 0 59,424
VANGUARD STAR FDS VG TL INTL STK F 921909768 BBG001TJR1D8 451,163 6,969 SH   SOLE   0 0 6,969
VERIZON COMMUNICATIONS INC COM 92343V104 BBG001S67QY1 1,265,862 28,187 SH   SOLE   100 0 28,087
VICTORY PORTFOLIOS II SHARES FREE CASH 92647X830 BBG01H064W02 2,308,855 69,335 SH   SOLE   1,757 0 67,578
WISDOMTREE TR EM MKTS QTLY DIV 97717W323 BBG004X8X0K8 5,434,780 195,848 SH   SOLE   990 0 194,858
WISDOMTREE TR YIELD ENHANCD US 97717X511 BBG009KCY2C6 38,009,353 850,131 SH   SOLE   12,775 0 837,356