The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABRDN ETFS BBRG ALL COMD K1 003261104   5,331,705 262,258 SH   SOLE   0 0 262,258
ALPHABET INC CAP STK CL A 02079K305   244,445 1,342 SH   SOLE   0 0 1,342
AMAZON COM INC COM 023135106   274,415 1,420 SH   SOLE   0 0 1,420
APPLE INC COM 037833100   839,531 3,986 SH   SOLE   0 0 3,986
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   238,385 586 SH   SOLE   0 0 586
DIMENSIONAL ETF TRUST GLOBAL SUSTAINA 25434V674   491,327 9,615 SH   SOLE   0 0 9,615
EXXON MOBIL CORP COM 30231G102   626,944 5,446 SH   SOLE   0 0 5,446
F N B CORP COM 302520101   139,276 10,181 SH   SOLE   0 0 10,181
META PLATFORMS INC CL A 30303M102   213,285 423 SH   SOLE   0 0 423
HOME DEPOT INC COM 437076102   370,746 1,077 SH   SOLE   0 0 1,077
HUBBELL INC COM 443510607   232,445 636 SH   SOLE   0 0 636
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   3,270,815 19,910 SH   SOLE   0 0 19,910
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508   1,350,873 64,205 SH   SOLE   0 0 64,205
ISHARES INC MSCI GBL MIN VOL 464286525   5,349,092 51,119 SH   SOLE   0 0 51,119
ISHARES TR RUS 2000 VAL ETF 464287630   281,907 1,851 SH   SOLE   0 0 1,851
ISHARES TR RUS 2000 GRW ETF 464287648   266,468 1,015 SH   SOLE   0 0 1,015
ISHARES TR SHRT NAT MUN ETF 464288158   261,793 2,504 SH   SOLE   0 0 2,504
ISHARES TR JPMORGAN USD EMG 464288281   342,241 3,868 SH   SOLE   0 0 3,868
ISHARES TR NATIONAL MUN ETF 464288414   3,112,645 29,213 SH   SOLE   0 0 29,213
ISHARES TR MSCI KLD400 SOC 464288570   223,589 2,153 SH   SOLE   0 0 2,153
ISHARES TR MBS ETF 464288588   3,454,443 37,626 SH   SOLE   0 0 37,626
ISHARES TR USD INV GRDE ETF 464288620   3,404,841 67,812 SH   SOLE   0 0 67,812
ISHARES TR CORE MSCI EAFE 46432F842   1,247,374 17,172 SH   SOLE   0 0 17,172
ISHARES INC CORE MSCI EMKT 46434G103   654,190 12,221 SH   SOLE   0 0 12,221
ISHARES INC ESG AWR MSCI EM 46434G863   1,440,013 42,947 SH   SOLE   0 0 42,947
ISHARES TR CORE MSCI INTL 46435G326   1,298,490 19,782 SH   SOLE   0 0 19,782
ISHARES TR ESG AWR MSCI USA 46435G425   5,262,251 44,102 SH   SOLE   0 0 44,102
ISHARES TR ESG AW MSCI EAFE 46435G516   4,211,658 53,461 SH   SOLE   0 0 53,461
ISHARES TR ESG AWR US AGRGT 46435U549   2,872,574 61,630 SH   SOLE   0 0 61,630
ISHARES TR ESG AWARE MSCI 46435U663   1,759,258 45,695 SH   SOLE   0 0 45,695
ISHARES TR EGSADVNCDMSCI EM 46436E742   235,697 6,424 SH   SOLE   0 0 6,424
ISHARES TR ESG EAFE ETF 46436E759   607,052 9,003 SH   SOLE   0 0 9,003
ISHARES TR ESG MSCI USA ETF 46436E767   1,112,284 23,879 SH   SOLE   0 0 23,879
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   238,420 4,724 SH   SOLE   0 0 4,724
ELI LILLY & CO COM 532457108   614,753 679 SH   SOLE   0 0 679
MERCK & CO INC COM 58933Y105   559,700 4,521 SH   SOLE   0 0 4,521
MICROSOFT CORP COM 594918104   1,697,963 3,799 SH   SOLE   0 0 3,799
NVIDIA CORPORATION COM 67066G104   417,565 3,380 SH   SOLE   0 0 3,380
PROCTER AND GAMBLE CO COM 742718109   380,141 2,305 SH   SOLE   0 0 2,305
RTX CORPORATION COM 75513E101   212,726 2,119 SH   SOLE   0 0 2,119
SPDR SER TR NUVEEN BLOOMBERG 78464A284   1,351,347 53,119 SH   SOLE   0 0 53,119
SPDR SER TR BLOOMBERG EMERGI 78464A391   432,269 21,733 SH   SOLE   0 0 21,733
SPDR SER TR PORTFLI HIGH YLD 78468R606   7,164,132 308,400 SH   SOLE   0 0 308,400
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   202,650 2,208 SH   SOLE   0 0 2,208
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   14,755,141 229,652 SH   SOLE   0 0 229,652
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   2,122,379 21,047 SH   SOLE   0 0 21,047
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   2,493,755 33,663 SH   SOLE   0 0 33,663
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   6,578,990 138,651 SH   SOLE   0 0 138,651
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   1,303,360 27,080 SH   SOLE   0 0 27,080
SCHWAB STRATEGIC TR US TIPS ETF 808524870   6,849,925 131,704 SH   SOLE   0 0 131,704
SEI EXCHANGE TRADED FUNDS ENHANCED US LRG 81589A106   4,019,508 121,619 SH   SOLE   0 0 121,619
SEI EXCHANGE TRADED FUNDS ENHANCED US LRG 81589A205   8,212,651 247,369 SH   SOLE   0 0 247,369
SEI EXCHANGE TRADED FUNDS ENHANCED US LRG 81589A304   8,064,932 258,898 SH   SOLE   0 0 258,898
SEI EXCHANGE TRADED FUNDS ENHANCED LOW VOL 81589A403   972,398 35,104 SH   SOLE   0 0 35,104
TORONTO DOMINION BK ONT COM NEW 891160509   336,300 6,119 SH   SOLE   0 0 6,119
VANECK ETF TRUST JP MRGAN EM LOC 92189H300   3,941,678 165,756 SH   SOLE   0 0 165,756
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409   1,697,116 32,858 SH   SOLE   0 0 32,858
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   12,189,491 169,181 SH   SOLE   0 0 169,181
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   20,737,027 419,608 SH   SOLE   0 0 419,608
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   4,179,111 66,430 SH   SOLE   0 0 66,430
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   8,486,928 174,844 SH   SOLE   0 0 174,844
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   9,237,469 189,798 SH   SOLE   0 0 189,798
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   8,519,459 194,686 SH   SOLE   0 0 194,686
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   5,173,908 103,251 SH   SOLE   0 0 103,251
VANGUARD INDEX FDS SML CP GRW ETF 922908595   785,658 3,141 SH   SOLE   0 0 3,141
VANGUARD INDEX FDS SM CP VAL ETF 922908611   922,821 5,056 SH   SOLE   0 0 5,056
VANGUARD INDEX FDS GROWTH ETF 922908736   3,679,510 9,838 SH   SOLE   0 0 9,838
VANGUARD INDEX FDS VALUE ETF 922908744   2,343,109 14,607 SH   SOLE   0 0 14,607