The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC. Common Stock 00206R102 92 3,079 SH   OTR   3,079 0 0
AT&T INC. Common Stock 00206R102 746 25,055 SH   SOLE   25,055 0 0
ABBOTT LABS Common Stock 002824100 102 1,380 SH   OTR   1,380 0 0
ABBOTT LABS Common Stock 002824100 693 9,363 SH   SOLE   9,363 0 0
ABBVIE INC. Common Stock 00287Y109 39 485 SH   OTR   485 0 0
ABBVIE INC. Common Stock 00287Y109 599 7,435 SH   SOLE   7,435 0 0
AIR PRODS & CHEMS INC Common Stock 009158106 348 2,025 SH   SOLE   2,025 0 0
ALPHABET INC. CLASS C CAPITAL STOCK Common Stock 02079K107 52 46 SH   OTR   46 0 0
ALPHABET INC. CLASS C CAPITAL STOCK Common Stock 02079K107 471 420 SH   SOLE   420 0 0
ALPHABET INC. CLASS A COMMON STOCK Common Stock 02079K305 52 46 SH   OTR   46 0 0
ALPHABET INC. CLASS A COMMON STOCK Common Stock 02079K305 1,067 945 SH   SOLE   945 0 0
AMAZON COMMON Common Stock 023135106 255 157 SH   SOLE   157 0 0
AMERICAN EXPRESS CO Common Stock 025816109 224 2,100 SH   SOLE   2,100 0 0
APPLE COMPUTER INC Common Stock 037833100 114 670 SH   OTR   670 0 0
APPLE COMPUTER INC Common Stock 037833100 2,104 12,317 SH   SOLE   12,317 0 0
AUTOMATIC DATA PROCESSING INC Common Stock 053015103 213 1,441 SH   SOLE   1,441 0 0
BERKSHIRE HATHAWAY INC DEL B NEW Common Stock 084670702 177 872 SH   OTR   872 0 0
BERKSHIRE HATHAWAY INC DEL B NEW Common Stock 084670702 1,605 7,915 SH   SOLE   7,915 0 0
BIOGEN IDEC INC Common Stock 09062X103 29 90 SH   OTR   90 0 0
BIOGEN IDEC INC Common Stock 09062X103 443 1,364 SH   SOLE   1,364 0 0
BLACKROCK INC Common Stock 09247X101 6 15 SH   OTR   15 0 0
BLACKROCK INC Common Stock 09247X101 735 1,735 SH   SOLE   1,735 0 0
CHEVRON CORPORATION Common Stock 166764100 83 699 SH   OTR   699 0 0
CHEVRON CORPORATION Common Stock 166764100 1,280 10,832 SH   SOLE   10,832 0 0
EXPEDITORS INTL WASH INC Common Stock 302130109 334 4,521 SH   SOLE   4,521 0 0
EXXON MOBIL CORP Common Stock 30231G102 101 1,327 SH   OTR   1,327 0 0
EXXON MOBIL CORP Common Stock 30231G102 1,226 16,077 SH   SOLE   16,077 0 0
GENERAL DYNAMICS CORP Common Stock 369550108 102 590 SH   OTR   590 0 0
GENERAL DYNAMICS CORP Common Stock 369550108 756 4,392 SH   SOLE   4,392 0 0
HOME DEPOT INC Common Stock 437076102 243 1,295 SH   SOLE   1,295 0 0
HONEYWELL INTERNATIONAL INC Common Stock 438516106 8 55 SH   OTR   55 0 0
HONEYWELL INTERNATIONAL INC Common Stock 438516106 306 2,034 SH   SOLE   2,034 0 0
INTEL CORP Common Stock 458140100 906 17,839 SH   SOLE   17,839 0 0
ISHARE S & P 500 INDX ETF-DOMESTIC LARGE CAP 464287200 53 192 SH   OTR   192 0 0
ISHARE S & P 500 INDX ETF-DOMESTIC LARGE CAP 464287200 1,035 3,750 SH   SOLE   3,750 0 0
ISHARES LEHMAN U.S. AGGREGATE BOND INDEX ETF-FIXED INCOME 464287226 245 2,285 SH   SOLE   2,285 0 0
I SHARES M S C I E A F E INDEX FUND ETF-INTERNATIONAL FUND 464287465 121 1,930 SH   OTR   1,930 0 0
I SHARES M S C I E A F E INDEX FUND ETF-INTERNATIONAL FUND 464287465 3,570 56,929 SH   SOLE   56,929 0 0
iSHARES S&P MID CAP 400 INDEX ETF-DOMESTIC MID CAP 464287507 403 2,132 SH   OTR   2,132 0 0
iSHARES S&P MID CAP 400 INDEX ETF-DOMESTIC MID CAP 464287507 9,511 50,268 SH   SOLE   50,208 0 60
iSHARES RUSSELL 2000 INDEX ETF-DOMESTIC SMALL CAP 464287655 109 710 SH   OTR   710 0 0
iSHARES RUSSELL 2000 INDEX ETF-DOMESTIC SMALL CAP 464287655 1,593 10,357 SH   SOLE   10,357 0 0
iSHARES S&P SMALL CAP 600 INDEX ETF-DOMESTIC SMALL CAP 464287804 133 1,685 SH   OTR   1,685 0 0
iSHARES S&P SMALL CAP 600 INDEX ETF-DOMESTIC SMALL CAP 464287804 3,320 42,033 SH   SOLE   41,953 0 80
ISHARES S&P SH TR NATL AMT FREE MUNI BD ETF-FIXED INCOME 464288158 283 2,675 SH   SOLE   2,675 0 0
iSHARES LEHMAN INTERM GOVT/CR INDEX ETF-FIXED INCOME 464288612 46 425 SH   OTR   425 0 0
iSHARES LEHMAN INTERM GOVT/CR INDEX ETF-FIXED INCOME 464288612 353 3,243 SH   SOLE   3,243 0 0
ISHARES FLOATING RATE BOND ETF ETF-FIXED INCOME 46429B655 200 3,945 SH   OTR   3,945 0 0
ISHARES FLOATING RATE BOND ETF ETF-FIXED INCOME 46429B655 3,349 65,991 SH   SOLE   65,991 0 0
J P MORGAN CHASE & CO Common Stock 46625H100 115 1,125 SH   OTR   1,125 0 0
J P MORGAN CHASE & CO Common Stock 46625H100 1,052 10,268 SH   SOLE   10,268 0 0
JOHNSON & JOHNSON Common Stock 478160104 126 935 SH   OTR   935 0 0
JOHNSON & JOHNSON Common Stock 478160104 1,840 13,701 SH   SOLE   13,701 0 0
LAZARD GLOBAL LISTED INFRAS PORT INST GLOBAL LISTED INFRASTRUCTURE 52106N459 155 10,735 SH   OTR   10,735 0 0
LAZARD GLOBAL LISTED INFRAS PORT INST GLOBAL LISTED INFRASTRUCTURE 52106N459 4,011 278,171 SH   SOLE   278,171 0 0
LOWES COS INC Common Stock 548661107 30 300 SH   OTR   300 0 0
LOWES COS INC Common Stock 548661107 951 9,366 SH   SOLE   9,366 0 0
MC DONALDS CORP Common Stock 580135101 229 1,301 SH   OTR   1,301 0 0
MC DONALDS CORP Common Stock 580135101 1,978 11,247 SH   SOLE   11,247 0 0
MICROSOFT CORP Common Stock 594918104 146 1,366 SH   OTR   1,366 0 0
MICROSOFT CORP Common Stock 594918104 1,632 15,265 SH   SOLE   15,265 0 0
NIKE INC Common Stock 654106103 145 1,715 SH   OTR   1,715 0 0
NIKE INC Common Stock 654106103 324 3,825 SH   SOLE   3,825 0 0
NORFOLK SOUTHN CORP Common Stock 655844108 227 1,250 SH   SOLE   1,250 0 0
PEPSICO INC Common Stock 713448108 126 1,115 SH   OTR   1,115 0 0
PEPSICO INC Common Stock 713448108 1,697 15,073 SH   SOLE   15,073 0 0
PFIZER INC Common Stock 717081103 60 1,430 SH   OTR   1,430 0 0
PFIZER INC Common Stock 717081103 1,220 29,074 SH   SOLE   29,074 0 0
PIMCO 0-5 YR HIGH YIELD CORP BD INDEX ETF-FIXED INCOME 72201R783 212 2,148 SH   OTR   2,148 0 0
PIMCO 0-5 YR HIGH YIELD CORP BD INDEX ETF-FIXED INCOME 72201R783 3,263 32,994 SH   SOLE   32,994 0 0
PROCTER & GAMBLE CO Common Stock 742718109 88 895 SH   OTR   895 0 0
PROCTER & GAMBLE CO Common Stock 742718109 1,316 13,369 SH   SOLE   13,369 0 0
SPDR TR ETF-DOMESTIC LARGE CAP 78462F103 12 45 SH   OTR   45 0 0
SPDR TR ETF-DOMESTIC LARGE CAP 78462F103 258 940 SH   SOLE   835 0 105
SELECT SECTOR SPDR-MATERIALS ETF-DOMESTIC LARGE CAP 81369Y100 16 300 SH   OTR   300 0 0
SELECT SECTOR SPDR-MATERIALS ETF-DOMESTIC LARGE CAP 81369Y100 529 9,842 SH   SOLE   9,842 0 0
ENERGY SELECT SECTOR SPDR ETF-DOMESTIC LARGE CAP 81369Y506 257 3,955 SH   SOLE   3,955 0 0
SELECT SECTOR SPDR-FINANCIAL ETF-DOMESTIC LARGE CAP 81369Y605 13 484 SH   OTR   484 0 0
SELECT SECTOR SPDR-FINANCIAL ETF-DOMESTIC LARGE CAP 81369Y605 862 33,295 SH   SOLE   33,295 0 0
INDUSTRIAL SELECT SECTOR SPDR ETF-DOMESTIC LARGE CAP 81369Y704 22 300 SH   OTR   300 0 0
INDUSTRIAL SELECT SECTOR SPDR ETF-DOMESTIC LARGE CAP 81369Y704 657 8,795 SH   SOLE   8,795 0 0
SELECT SECTOR SPDR-TECHNOLOGY ETF-DOMESTIC LARGE CAP 81369Y803 1,759 25,469 SH   SOLE   25,469 0 0
UTILITIES SELECT SECTOR SPDR FUND Common Stock 81369Y886 45 814 SH   OTR   814 0 0
UTILITIES SELECT SECTOR SPDR FUND Common Stock 81369Y886 971 17,484 SH   SOLE   17,484 0 0
STARBUCKS CORP Common Stock 855244109 264 3,726 SH   SOLE   3,726 0 0
AXIAM, INC. Common Stock 87508Y992 0 10,000 SH   SOLE   10,000 0 0
3M CO Common Stock 88579Y101 68 330 SH   OTR   330 0 0
3M CO Common Stock 88579Y101 1,485 7,245 SH   SOLE   7,245 0 0
VANGUARD ST INFLATION PROTECTED ETF ETF-FIXED INCOME 922020805 192 3,971 SH   OTR   3,971 0 0
VANGUARD ST INFLATION PROTECTED ETF ETF-FIXED INCOME 922020805 2,773 57,453 SH   SOLE   57,453 0 0
VANGUARD EMERGING MKT ETF ETF-INTERNATIONAL FUND 922042858 95 2,325 SH   OTR   2,325 0 0
VANGUARD EMERGING MKT ETF ETF-INTERNATIONAL FUND 922042858 1,641 40,105 SH   SOLE   40,105 0 0
VANGUARD REAL ESTATE ETF ETF REIT 922908553 260 3,076 SH   OTR   3,076 0 0
VANGUARD REAL ESTATE ETF ETF REIT 922908553 5,137 60,784 SH   SOLE   60,784 0 0
VERIZON COMMUNICATIONS INC Common Stock 92343V104 69 1,275 SH   OTR   1,275 0 0
VERIZON COMMUNICATIONS INC Common Stock 92343V104 407 7,536 SH   SOLE   7,536 0 0
WISDOMTREE EMERGING MKTS EQ INC FD ETF-INTERNATIONAL FUND 97717W315 446 10,354 SH   SOLE   10,354 0 0
WISDOMTREE U.S. MIDCAP DIVIDEND FUND ETF-DOMESTIC MID CAP 97717W505 112 3,140 SH   OTR   3,140 0 0
WISDOMTREE U.S. MIDCAP DIVIDEND FUND ETF-DOMESTIC MID CAP 97717W505 1,192 33,320 SH   SOLE   33,320 0 0
WISDOMTREE U.S. SMALLCAP DIVIDEND FUND ETF-DOMESTIC SMALL CAP 97717W604 21 750 SH   OTR   750 0 0
WISDOMTREE U.S. SMALLCAP DIVIDEND FUND ETF-DOMESTIC SMALL CAP 97717W604 696 24,993 SH   SOLE   24,993 0 0
WISDOMTREE DEFA FUND ETF-INTERNATIONAL FUND 97717W703 164 3,320 SH   OTR   3,320 0 0
WISDOMTREE DEFA FUND ETF-INTERNATIONAL FUND 97717W703 598 12,100 SH   SOLE   12,100 0 0