The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Automatic Data Processing Inc COM 053015103   203 848 SH   SOLE   0 0 848
Sector Healthcare Select Sector Spdr Etf ETF 81369Y209   205 1,510 SH   SOLE   0 0 1,510
Ishares Ibonds Dec 2025 Term Muni Bd Etf ETF 46435U432   206 7,826 SH   SOLE   0 0 7,826
Ishares Ibonds Dec 2025 Term Corp Etf ETF 46434VBD1   218 8,960 SH   SOLE   0 0 8,960
Fidelity Msci Information Tech Index Etf ETF 316092808   220 2,324 SH   SOLE   0 0 2,324
Jp Morgan Ultra Short Municipal Income Etf ETF 46641Q654   232 4,581 SH   SOLE   0 0 4,581
Coca-cola Company COM 191216100   232 3,647 SH   SOLE   0 0 3,647
Spdr Gold Trust Gold Shares ETF 78463V107   233 1,376 SH   SOLE   0 0 1,376
Ishares Msci Eafe Etf ETF 464287465   234 3,569 SH   SOLE   0 0 3,569
Walt Disney Co COM 254687106   236 2,719 SH   SOLE   0 0 2,719
Ishares Msci Usa Value Factor Etf ETF 46432F388   238 2,610 SH   SOLE   0 0 2,610
General Electric Co New COM 369604301   242 2,890 SH   SOLE   0 0 2,890
Spdr Portfolio S&p 400 Mid Cap Etf ETF 78464A847   244 5,738 SH   SOLE   0 0 5,738
Pepsico Inc COM 713448108   249 1,378 SH   SOLE   0 0 1,378
Bristol Myers Squibb Company COM 110122108   253 3,512 SH   SOLE   0 0 3,512
Unitedhealth Group Inc COM 91324P102   260 490 SH   SOLE   0 0 490
Sector Energy Select Sector Spdr Etf ETF 81369Y506   262 3,000 SH   SOLE   0 0 3,000
Alphabet Inc Cl C COM 02079K107   266 3,000 SH   SOLE   0 0 3,000
Blackrock Ultra Short Term Bond Etf ETF 46434V878   267 5,345 SH   SOLE   0 0 5,345
Home Depot Inc COM 437076102   276 875 SH   SOLE   0 0 875
Norfolk Southern Corp COM 655844108   277 1,125 SH   SOLE   0 0 1,125
Intl Business Machines Corp COM 459200101   283 2,006 SH   SOLE   0 0 2,006
Ishares Core 1-5 Year Usd Bond Etf ETF 46432F859   297 6,398 SH   SOLE   0 0 6,398
Raytheon Technologies Corp COM 75513E101   297 2,946 SH   SOLE   0 0 2,946
Spdr Series Trust S&p Dividend Etf ETF 78464A763   313 2,500 SH   SOLE   0 0 2,500
Ishares Russell 3000 Etf ETF 464287689   314 1,424 SH   SOLE   0 0 1,424
Procter & Gamble Co COM 742718109   315 2,076 SH   SOLE   0 0 2,076
Johnson & Johnson COM 478160104   324 1,835 SH   SOLE   0 0 1,835
Anheuser Busch Inbev Sa/nv COM 03524A108   330 5,500 SH   SOLE   0 0 5,500
Ishares S&p 500 Growth Etf ETF 464287309   349 5,964 SH   SOLE   0 0 5,964
Vanguard S&p 500 Index Etf ETF 922908363   350 996 SH   SOLE   0 0 996
Wisdomtree U S Short Term Corp Bond Etf ETF 97717X156   360 7,700 SH   SOLE   0 0 7,700
Tesla Inc COM 88160R101   372 3,018 SH   SOLE   0 0 3,018
Ishares Iboxx $ High Yield Corp Bond Etf ETF 464288513   383 5,200 SH   SOLE   0 0 5,200
Spdr Series Trust S&p 600 Small Cap Etf ETF 78464A813   404 4,913 SH   SOLE   0 0 4,913
Ishares U S Healthcare Etf ETF 464287762   426 1,500 SH   SOLE   0 0 1,500
Thermo Fisher Scientific Inc COM 883556102   428 778 SH   SOLE   0 0 778
Mckesson Corp COM 58155Q103   435 1,160 SH   SOLE   0 0 1,160
Vanguard Total Intl Stock Index Fund Etf ETF 921909768   440 8,503 SH   SOLE   0 0 8,503
Nextera Energy Inc COM 65339F101   440 5,264 SH   SOLE   0 0 5,264
Vanguard Short Term Inflation Protected Securities Etf ETF 922020805   464 9,924 SH   SOLE   0 0 9,924
First Trust Cap Strength Etf ETF 33733E104   482 6,429 SH   SOLE   0 0 6,429
Spdr Dow Jones Industrial Average Etf ETF 78467X109   482 1,455 SH   SOLE   0 0 1,455
Ishares Msci Usa Min Volatility Factor Etf ETF 46429B697   484 6,706 SH   SOLE   0 0 6,706
Spdr S&p Regional Banking Etf ETF 78464A698   485 8,259 SH   SOLE   0 0 8,259
Waste Management Inc Del COM 94106L109   497 3,170 SH   SOLE   0 0 3,170
Pfizer Inc COM 717081103   503 9,824 SH   SOLE   0 0 9,824
Select Utilities Select Sector Spdr Etf ETF 81369Y886   511 7,245 SH   SOLE   0 0 7,245
Spdr Series Trust S&p 600 Small Cap Value Etf ETF 78464A300   520 7,002 SH   SOLE   0 0 7,002
Invesco Nasdaq 100 Etf ETF 46138G649   536 4,889 SH   SOLE   0 0 4,889
Sector Technology Select Sector Spdr Etf ETF 81369Y803   565 4,536 SH   SOLE   0 0 4,536
Ishares Core S&p U S Growth Etf ETF 464287671   580 7,113 SH   SOLE   0 0 7,113
Jpmorgan Chase & Co COM 46625H100   589 4,393 SH   SOLE   0 0 4,393
Vanguard Growth Etf ETF 922908736   663 3,110 SH   SOLE   0 0 3,110
W P Carey Inc COM 92936U109   766 9,800 SH   SOLE   0 0 9,800
Ishares Russell 1000 Growth Etf ETF 464287614   800 3,734 SH   SOLE   0 0 3,734
Chevron Corp COM 166764100   805 4,486 SH   SOLE   0 0 4,486
Ishares Russell Mid Cap Growth Etf ETF 464287481   821 9,823 SH   SOLE   0 0 9,823
Merck & Company Inc New COM 58933Y105   840 7,575 SH   SOLE   0 0 7,575
Abbott Laboratories COM 002824100   969 8,828 SH   SOLE   0 0 8,828
Ishares Core S&p Mid Cap Etf ETF 464287507   992 4,100 SH   SOLE   0 0 4,100
Mcdonalds Corp COM 580135101   1,004 3,809 SH   SOLE   0 0 3,809
Caterpillar Inc COM 149123101   1,138 4,749 SH   SOLE   0 0 4,749
Ishares S&p 500 Value Etf ETF 464287408   1,176 8,109 SH   SOLE   0 0 8,109
United Parcel Service Inc Cl B COM 911312106   1,287 7,402 SH   SOLE   0 0 7,402
Abbvie Inc COM 00287Y109   1,481 9,162 SH   SOLE   0 0 9,162
Microsoft Corp COM 594918104   1,625 6,775 SH   SOLE   0 0 6,775
Berkshire Hathaway Inc Cl B New COM 084670702   1,809 5,856 SH   SOLE   0 0 5,856
Spdr S&p 500 Etf ETF 78462F103   2,002 5,235 SH   SOLE   0 0 5,235
Spdr S&p Mid Cap 400 Etf ETF 78467Y107   2,160 4,878 SH   SOLE   0 0 4,878
Verizon Communications Inc COM 92343V104   399 10,138 SH   SOLE   0 0 10,138
Vanguard Total Stock Market Etf ETF 922908769   1,971 10,309 SH   SOLE   0 0 10,309
Spdr Bloomberg Invt Grade Fltg Rate Etf ETF 78468R200   314 10,325 SH   SOLE   0 0 10,325
Ishares Core S&p U S Value Etf ETF 464287663   731 10,351 SH   SOLE   0 0 10,351
Ishares Select Dividend Etf ETF 464287168   1,250 10,368 SH   SOLE   0 0 10,368
Jp Morgan Ultra Short Income Etf ETF 46641Q837   545 10,872 SH   SOLE   0 0 10,872
Ishares Msci Emerging Markets Etf ETF 464287234   414 10,925 SH   SOLE   0 0 10,925
Ishares Russell 1000 Value Etf ETF 464287598   1,840 12,130 SH   SOLE   0 0 12,130
Sector Financial Select Sector Spdr Etf ETF 81369Y605   434 12,693 SH   SOLE   0 0 12,693
Ishares Core S&p Small Cap Etf ETF 464287804   1,247 13,175 SH   SOLE   0 0 13,175
Ishares Russell 2000 Etf ETF 464287655   2,337 13,400 SH   SOLE   0 0 13,400
Ishares Core Msci Emerging Markets Etf ETF 46434G103   649 13,889 SH   SOLE   0 0 13,889
Ishares Ibonds Dec 2024 Term Muni Bd Etf ETF 46435U697   363 14,083 SH   SOLE   0 0 14,083
Spdr Mortgage Backed Bond Etf ETF 78464A383   306 14,097 SH   SOLE   0 0 14,097
Exxon Mobil Corp COM 30231G102   1,597 14,483 SH   SOLE   0 0 14,483
Dimensional Emerging Markets Core Etf ETF 25434V302   329 14,971 SH   SOLE   0 0 14,971
Ishares Ibonds Dec 2024 Term Corp Etf ETF 46434VBG4   382 15,633 SH   SOLE   0 0 15,633
Dimensional U S Core Etf ETF 25434V104   462 17,094 SH   SOLE   0 0 17,094
First Trust Low Duration Opportunities Etf ETF 33739Q200   957 20,191 SH   SOLE   0 0 20,191
Dimensional U S Equity Etf ETF 25434V401   883 21,215 SH   SOLE   0 0 21,215
Cannabix Technologies Inc COM 13765L101   5 22,000 SH   SOLE   0 0 22,000
Ishares Global Tech Etf ETF 464287291   1,057 23,568 SH   SOLE   0 0 23,568
Allstate Corp COM 020002101   3 19 SH   SOLE   0 0 19
Invesco Qqq Etf ETF 46090E103   6,359 23,880 SH   SOLE   0 0 23,880
Wisdomtree U S High Dividend Fund Etf ETF 97717W208   2,153 25,019 SH   SOLE   0 0 25,019
Dimensional Intl Core Etf ETF 25434V203   635 25,357 SH   SOLE   0 0 25,357
Spdr Series Trust S&p Biotech Etf ETF 78464A870   2,480 29,884 SH   SOLE   0 0 29,884
Schwab U S Dividend Equity Etf ETF 808524797   2,266 29,999 SH   SOLE   0 0 29,999
John Hancock Multifactor Mid Cap Etf ETF 47804J206   1,406 30,212 SH   SOLE   0 0 30,212
Vanguard High Dividend Yield Etf ETF 921946406   3,280 30,308 SH   SOLE   0 0 30,308
Ishares Msci Usa Momentum Factor Etf ETF 46432F396   4,774 32,715 SH   SOLE   0 0 32,715
First Trust Iv Enhanced Short Maturity Etf New ETF 33739Q408   1,962 33,000 SH   SOLE   0 0 33,000
Dimensional U S Marketwide Value Etf ETF 25434V724   1,188 35,483 SH   SOLE   0 0 35,483
Ishares Ibonds Dec 2023 Term Muni Bond Etf ETF 46435G318   963 37,973 SH   SOLE   0 0 37,973
Invesco S&p 500 Equal Weight Etf ETF 46137V357   5,510 39,008 SH   SOLE   0 0 39,008
First Trust Tcw Unconstrained Plus Bond Etf ETF 33740F888   964 40,000 SH   SOLE   0 0 40,000
Ishares 0-5 Yr Invt Grade Corp Bond Etf ETF 46434V100   2,028 42,368 SH   SOLE   0 0 42,368
Ishares Ibonds Dec 2024 Term Treasury Etf ETF 46436E874   1,013 42,494 SH   SOLE   0 0 42,494
Dimensional National Municipal Bond Etf ETF 25434V849   2,133 44,624 SH   SOLE   0 0 44,624
Spdr Bloomberg 1-3 Month T-bill Etf New ETF 78468R663   4,155 45,422 SH   SOLE   0 0 45,422
Fidelity Msci Healthcare Index Etf ETF 316092600   3,297 51,538 SH   SOLE   0 0 51,538
Spdr Portfolio S&p 500 Etf ETF 78464A854   2,380 52,921 SH   SOLE   0 0 52,921
Wisdomtree Floating Rate Treasury Fund New Etf ETF 97717Y527   3,347 66,586 SH   SOLE   0 0 66,586
Ishares Core Msci Total Intl Stock Etf ETF 46432F834   4,234 73,149 SH   SOLE   0 0 73,149
Spdr Portfolio S&p 500 High Dividend Etf ETF 78468R788   2,961 74,810 SH   SOLE   0 0 74,810
First Trust Short Duration Managed Municipal Etf ETF 33739P830   1,482 75,093 SH   SOLE   0 0 75,093
Geltech Solutions Inc COM 368537106   0 85,556 SH   SOLE   0 0 85,556
Apple Inc COM 037833100   3,089 23,775 SH   SOLE   0 0 23,775
Ishares Core S&p 500 Etf ETF 464287200   34,726 90,383 SH   SOLE   0 0 90,383
First Trust Exchange Traded Fd Iii Managed Mun Etf ETF 33739N108   4,631 92,416 SH   SOLE   0 0 92,416
Janus Detroit Henderson Aaa Clo Etf ETF 47103U845   4,878 99,021 SH   SOLE   0 0 99,021
Ishares Ibonds Dec 2023 Term Corp Etf ETF 46434VAX8   2,595 103,691 SH   SOLE   0 0 103,691
Dimensional U S Core Equity 2 Etf ETF 25434V708   2,534 104,385 SH   SOLE   0 0 104,385
Pacer Lunt Large Cap Alternator Etf ETF 69374H717   4,900 121,112 SH   SOLE   0 0 121,112
Ishares Ibonds Dec 2023 Term Treasury Etf ETF 46436E882   3,252 131,657 SH   SOLE   0 0 131,657
Goldman Sachs Access Treasury 0-1yr Etf Pricing Basket ETF 381430529   14,003 140,438 SH   SOLE   0 0 140,438
First Trust Ultra Short Duration Municipal Etf ETF 33740J104   4,209 210,994 SH   SOLE   0 0 210,994
Spdr Ssga Multi Asset Real Return Etf ETF 78467V103   6,487 235,558 SH   SOLE   0 0 235,558
Ishares Core S&p Total U S Stock Market Etf ETF 464287150   21,641 255,200 SH   SOLE   0 0 255,200
Dimensional World Ex U S Core Equity 2 Etf ETF 25434V880   6,423 297,348 SH   SOLE   0 0 297,348
Spdr Portfolio Aggregate Bond Etf ETF 78464A649   8,061 320,755 SH   SOLE   0 0 320,755
First Trust Tcw Opportunistic Fixed Income Etf ETF 33740F805   15,030 342,222 SH   SOLE   0 0 342,222
First Trust Exchange Traded Fund Vi Rising Div Achievers Etf ETF 33738R506   17,423 396,705 SH   SOLE   0 0 396,705
First Trust Lunt U S Factor Rotation Etf ETF 33733E872   13,647 489,136 SH   SOLE   0 0 489,136