The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   10,219 100 SH   SOLE   0 0 100
A T & T INC COM 00206R102   5,408 283 SH   SOLE   0 0 283
ABBVIE INC COM 00287Y109   257,280 1,500 SH   SOLE   0 0 1,500
ACCENTURE PLC FCLASS A COM G1151C101   14,564 48 SH   SOLE   0 0 48
ADOBE INC COM 00724F101   1,325,518 2,386 SH   SOLE   0 0 2,386
AFLAC INC COM 001055102   125,034 1,400 SH   SOLE   0 0 1,400
ALIBABA GROUP HLDG LTD FSPONSORED ADR 1 ADR REPS 8 ORD SHS COM 01609W102   216,000 3,000 SH   SOLE   0 0 3,000
ALPHABET INC. CLASS A CL A COM 02079K305   10,883,686 59,751 SH   SOLE   0 0 59,751
ALPHABET INC. CLASS C CL C COM 02079K107   5,480,590 29,880 SH   SOLE   0 0 29,880
AMAZON.COM INC COM 023135106   8,995,015 46,546 SH   SOLE   0 0 46,546
AMERICAN EXPRESS CO COM 025816109   578,875 2,500 SH   SOLE   0 0 2,500
AMERN TOWER CORP REIT COM 03027X100   1,749 9 SH   SOLE   0 0 9
AMGEN INC. COM 031162100   6,561 21 SH   SOLE   0 0 21
AMKOR TECHNOLOGY INC CL A COM 031652100   40,020 1,000 SH   SOLE   0 0 1,000
AON PLC FCLASS A CL A COM G0403H108   29,652 101 SH   SOLE   0 0 101
APPLE INC COM 037833100   21,631,740 102,705 SH   SOLE   0 0 102,705
APPLIED MATERIALS COM 038222105   58,998 250 SH   SOLE   0 0 250
APTIV PLC F COM G6095L109   9,084 129 SH   SOLE   0 0 129
ARGENX SE FUNSPONSORED ADR 1 ADR REPS 1 ORD SHS COM 04016X101   29,243 68 SH   SOLE   0 0 68
ASML HOLDING N V FSPONSORED ADR 1 ADR REPS 1 ORD SHS COM N07059210   36,818 36 SH   SOLE   0 0 36
ASPEN TECHNOLOGY INC NEW COM 29109X106   16,884 85 SH   SOLE   0 0 85
ASTRAZENECA PLC FSPONSORED ADR 1 ADR REPS 0.5 ORD SHS COM 046353108   96,786 1,241 SH   SOLE   0 0 1,241
BAIDU INC FSPONSORED ADR 1 ADR REPS 8 ORD SHS COM 056752108   47,564 550 SH   SOLE   0 0 550
BANK OF AMERICA CORP COM 060505104   1,098,726 27,627 SH   SOLE   0 0 27,627
BAWAG GROUP AG ORDF COM A0997C107   11,292 180 SH   SOLE   0 0 180
BLUEBIRD BIO INC COM 09609G100   1,673 1,700 SH   SOLE   0 0 1,700
BNK OF MON MCRSCT FNG IDX 3X LEV ETN COM 063679534   4,451 10 SH   SOLE   0 0 10
BOOKING HOLDINGS INC COM 09857L108   792,300 200 SH   SOLE   0 0 200
BRISTOL-MYERS SQUIBB COM 110122108   37,377 900 SH   SOLE   0 0 900
BROOKFIELD ASSET MGMT FCLASS A CL A COM 113004105   4,033 106 SH   SOLE   0 0 106
BROOKFIELD CORP FCLASS A CL A COM 11271J107   9,347 225 SH   SOLE   0 0 225
CANADA GOOSE HOLDINGS F COM 135086106   20,235 1,565 SH   SOLE   0 0 1,565
CANADIAN NATL RAILWY F COM 136375102   21,027 178 SH   SOLE   0 0 178
CANADIAN PACIFIC KANSA F COM 13646K108   736,834 9,359 SH   SOLE   0 0 9,359
CELLNEX TELECOM S ORDF COM 15117X105   6,550 200 SH   SOLE   0 0 200
CENCORA INC COM 03073E105   67,590 300 SH   SOLE   0 0 300
CHIPOTLE MEXICAN GRL COM 169656105   1,669,623 26,650 SH   SOLE   0 0 26,650
CISCO SYSTEMS INC COM 17275R102   64,139 1,350 SH   SOLE   0 0 1,350
CITIGROUP INC COM 172967424   12,692 200 SH   SOLE   0 0 200
CME GROUP INC CLASS A CL A COM 12572Q105   98,300 500 SH   SOLE   0 0 500
COSTCO WHOLESALE CO COM 22160K105   5,825,325 6,853 SH   SOLE   0 0 6,853
CSX CORP COM 126408103   100,350 3,000 SH   SOLE   0 0 3,000
DEERE & CO COM 244199105   653,853 1,750 SH   SOLE   0 0 1,750
DESCARTES SYS GROUP F COM 249906108   37,187 384 SH   SOLE   0 0 384
DIAGEO PLC FSPONSORED ADR 1 ADR REPS 4 ORD SHS COM 25243Q205   59,384 471 SH   SOLE   0 0 471
DILLARDS INC CLASS A CL A COM 254067101   33,029 75 SH   SOLE   0 0 75
DOCMORRIS AG ORDF COM H9875C108   596 10 SH   SOLE   0 0 10
EBAY INC COM 278642103   16,116 300 SH   SOLE   0 0 300
ELECTRONIC ARTS INC COM 285512109   20,900 150 SH   SOLE   0 0 150
ELEVANCE HEALTH INC COM 036752103   108,372 200 SH   SOLE   0 0 200
ELI LILLY AND CO COM 532457108   2,703,465 2,986 SH   SOLE   0 0 2,986
ENSIGN GROUP INC COM 29358P101   43,292 350 SH   SOLE   0 0 350
ESTEE LAUDER CO INC CLASS A COM 518439104   4,469 42 SH   SOLE   0 0 42
EVOTEC SE FSPONSORED ADR 1 ADR REPS 0.5 ORD SHS COM 30050E105   1,978 412 SH   SOLE   0 0 412
EXPEDIA GROUP INC. COM 30212P303   314,975 2,500 SH   SOLE   0 0 2,500
FARFETCH LTD ORDFCLASS A CL A COM 30744W107   0 215 SH   SOLE   0 0 215
FEDEX CORP COM 31428X106   344,816 1,150 SH   SOLE   0 0 1,150
FIRST CITIZENS BKSH CLASS A CL A COM 31946M103   84,181 50 SH   SOLE   0 0 50
FIRST WATCH RESTAURANT G COM 33748L101   184,380 10,500 SH   SOLE   0 0 10,500
FIRSTSERVICE CORP F COM 33767E202   48,606 319 SH   SOLE   0 0 319
FISERV INC COM 337738108   601,525 4,036 SH   SOLE   0 0 4,036
FOX CORP CLASS A CL A COM 35137L105   128,888 3,750 SH   SOLE   0 0 3,750
GLOBANT SA F COM L44385109   21,926 123 SH   SOLE   0 0 123
GMO PAYMENT GATEWA ORDF COM J18229104   3,793 67 SH   SOLE   0 0 67
GOLDMAN SACHS GROUP COM 38141G104   407,088 900 SH   SOLE   0 0 900
GREENTREE HOSPITALITY FUNSPONSORED ADR 1 ADR REPS 1 ORD SHS COM 39579V100   1,378 567 SH   SOLE   0 0 567
GSK PLC ADR FSPONSORED ADR 1 ADR REPS 2 ORD SHS COM 37733W204   35,420 920 SH   SOLE   0 0 920
HALEON PLC FSPONSORED ADR 1 ADR REPS 2 ORD SHS COM 405552100   9,499 1,150 SH   SOLE   0 0 1,150
HARTFORD FINL SVC GP COM 416515104   20,108 200 SH   SOLE   0 0 200
HDFC BANK LIMITED FSPONSORED ADR 1 ADR REPS 3 ORD SHS COM 40415F101   29,527 459 SH   SOLE   0 0 459
HOME DEPOT INC COM 437076102   457,152 1,328 SH   SOLE   0 0 1,328
HONDA MOTOR CO LTD FSPONSORED ADR 1 ADR REPS 3 ORD SHS COM 438128308   32,240 1,000 SH   SOLE   0 0 1,000
HONEYWELL INTL INC COM 438516106   525,308 2,460 SH   SOLE   0 0 2,460
HORMEL FOODS CORP COM 440452100   91,470 3,000 SH   SOLE   0 0 3,000
HOULIHAN LOKEY INC CLASS A CL A COM 441593100   47,201 350 SH   SOLE   0 0 350
HSBC HLDGS PLC FSPONSORED ADR 1 ADR REPS 5 ORD SHS COM 404280406   21,750 500 SH   SOLE   0 0 500
HUNTINGTON NATL BK COLUM COM 446150104   144,980 11,000 SH   SOLE   0 0 11,000
ICICI BANK LTD FSPONSORED ADR 1 ADR REPS 2 ORD SHS COM 45104G104   25,526 886 SH   SOLE   0 0 886
IMAX CORP F COM 45245E109   16,368 976 SH   SOLE   0 0 976
INTEL CORP COM 458140100   57,295 1,850 SH   SOLE   0 0 1,850
INTERACTIVE BROKERS CLASS A CL A COM 45841N107   58,848 480 SH   SOLE   0 0 480
INTERCONTINENTAL EXC COM 45866F104   883,488 6,454 SH   SOLE   0 0 6,454
INVSC BULLETSHAR 2024 CRPRT BND ETF COM 46138J841   14,995 712 SH   SOLE   0 0 712
INVSC BULLETSHARES 2025 CRP BND ETF COM 46138J825   19,980 977 SH   SOLE   0 0 977
INVSC QQQ TRUST SRS 1 ETF IV COM 46090E103   246,263 514 SH   SOLE   0 0 514
ISHARES RUSSELL 1000 GROWTH ETF COM 464287614   521,978 1,432 SH   SOLE   0 0 1,432
J P MORGAN CHASE & CO COM 46625H100   1,630,047 8,059 SH   SOLE   0 0 8,059
JOHNSON & JOHNSON COM 478160104   229,325 1,569 SH   SOLE   0 0 1,569
KENVUE INC COM 49177J102   507,622 27,922 SH   SOLE   0 0 27,922
KEURIG DR PEPPER INC COM 49271V100   8,350 250 SH   SOLE   0 0 250
LAM RESEARCH CORP COM 512807108   2,738,740 2,572 SH   SOLE   0 0 2,572
LENNAR CORP CLASS A CL A COM 526057104   37,468 250 SH   SOLE   0 0 250
LIBERTY GLOBAL PLC FCLASS A CL A COM G61188101   30,886 1,772 SH   SOLE   0 0 1,772
LOCKHEED MARTIN CORP COM 539830109   140,130 300 SH   SOLE   0 0 300
LOWES COMPANIES INC COM 548661107   550,074 2,495 SH   SOLE   0 0 2,495
MARRIOTT INTL INC CLASS A CL A COM 571903202   145,062 600 SH   SOLE   0 0 600
MASTERCARD INC CLASS A CL A COM 57636Q104   2,919,701 6,618 SH   SOLE   0 0 6,618
MCDONALDS CORP COM 580135101   38,226 150 SH   SOLE   0 0 150
MEDICAL PROPERTIES REIT COM 58463J304   638 148 SH   SOLE   0 0 148
MERCK & CO. INC. COM 58933Y105   51,996 420 SH   SOLE   0 0 420
META PLATFORMS INC CLASS A CL A COM 30303M102   9,647,745 19,134 SH   SOLE   0 0 19,134
MGM RESORTS INTL COM 552953101   44,440 1,000 SH   SOLE   0 0 1,000
MICROSOFT CORP COM 594918104   17,986,844 40,244 SH   SOLE   0 0 40,244
MOODYS CORP COM 615369105   1,860,211 4,419 SH   SOLE   0 0 4,419
NASDAQ INC COM 631103108   254,840 4,229 SH   SOLE   0 0 4,229
NATWEST GROUP PLC FUNSPONSORED ADR 1 ADR REPS 2 ORD SHS COM 639057207   20,685 2,576 SH   SOLE   0 0 2,576
NETFLIX INC COM 64110L106   28,345 42 SH   SOLE   0 0 42
NEUROMETRIX INC COM 641255880   2,306 625 SH   SOLE   0 0 625
NEXSTAR MEDIA GROUP COM 65336K103   249,015 1,500 SH   SOLE   0 0 1,500
NICE LTD FSPONSORED ADR 1 ADR REPS 1 ORD SHS COM 653656108   11,694 68 SH   SOLE   0 0 68
NIKE INC CLASS B COM 654106103   593,463 7,874 SH   SOLE   0 0 7,874
NNN REIT INC REIT COM 637417106   2,641 62 SH   SOLE   0 0 62
NOVARTIS AG FSPONSORED ADR 1 ADR REPS 1 ORD SHS COM 66987V109   37,261 350 SH   SOLE   0 0 350
NOVOCURE LTD F COM G6674U108   2,450 143 SH   SOLE   0 0 143
NOVO-NORDISK AS VORMAL FSPONSORED ADR 1 ADR REPS 1 ORD SHS COM 670100205   52,528 368 SH   SOLE   0 0 368
NVIDIA CORP COM 67066G104   17,715,920 143,402 SH   SOLE   0 0 143,402
OLD DOMINION FREIGHT COM 679580100   353,200 2,000 SH   SOLE   0 0 2,000
ORACLE CORP COM 68389X105   141,200 1,000 SH   SOLE   0 0 1,000
OTIS WORLDWIDE CORP COM 68902V107   38,504 400 SH   SOLE   0 0 400
PAGSEGURO DIGITAL FCLASS A CL A COM G68707101   2,361 202 SH   SOLE   0 0 202
PDD HOLDINGS INC FUNSPONSORED ADR 1 ADR REPS 4 ORD SHS COM 722304102   86,418 650 SH   SOLE   0 0 650
PENN ENTMT INC COM 707569109   9,678 500 SH   SOLE   0 0 500
PEPSICO INC COM 713448108   1,482,504 8,989 SH   SOLE   0 0 8,989
PINTEREST INC CLASS A COM 72352L106   784,799 17,808 SH   SOLE   0 0 17,808
QUALCOMM INC CL A COM 747525103   893,721 4,487 SH   SOLE   0 0 4,487
RB GLOBAL INC F COM 74935Q107   29,857 391 SH   SOLE   0 0 391
REGENERON PHARMS INC COM 75886F107   78,827 75 SH   SOLE   0 0 75
RENTOKIL INITIAL PLC FSPONSORED ADR 1 ADR REPS 5 ORD SHS COM 760125104   27,130 915 SH   SOLE   0 0 915
RIO TINTO PLC FSPONSORED ADR 1 ADR REPS 1 ORD SHS COM 767204100   10,087 153 SH   SOLE   0 0 153
ROSS STORES INC COM 778296103   9,736 67 SH   SOLE   0 0 67
ROYAL CARIBBEAN GROUP F COM V7780T103   21,204 133 SH   SOLE   0 0 133
SAFEHOLD INC REIT COM 78646V107   424 22 SH   SOLE   0 0 22
SAFESTORE HOLDINGS ORDF COM G77733106   10,767 1,092 SH   SOLE   0 0 1,092
SCHWAB FUNDAMNTL INTRNL EQT ETF COM 808524755   117,140 3,344 SH   SOLE   0 0 3,344
SCHWAB US LARGE CAP ETF COM 808524201   160,625 2,500 SH   SOLE   0 0 2,500
SERVICE NOW INC COM 81762P102   2,051,635 2,608 SH   SOLE   0 0 2,608
SHERWIN WILLIAMS CO COM 824348106   357,519 1,198 SH   SOLE   0 0 1,198
SNOWFLAKE INC CLASS A CL A COM 833445109   45,931 340 SH   SOLE   0 0 340
SOCIEDAD QUIMICA Y MIN FSPONSORED ADR 1 ADR REPS 1 ORD SHS COM 833635105   39,650 973 SH   SOLE   0 0 973
SOLVENTUM CORP COM 83444M101   1,322 25 SH   SOLE   0 0 25
SONY GROUP CORP FSPONSORED ADR 1 ADR REPS 1 ORD SHS COM 835699307   23,446 276 SH   SOLE   0 0 276
SOUTHWEST AIRLINES COM 844741108   14,305 500 SH   SOLE   0 0 500
SPDR INDEX SHARES EMERG MARKT ETF COM 78463X509   15,068 400 SH   SOLE   0 0 400
SPDR PORTFOLIO DVLPD WRLD EX-US ETF COM 78463X889   70,160 2,000 SH   SOLE   0 0 2,000
SPDR S&P 500 ETF COM 78462F103   12,555,700 23,071 SH   SOLE   0 0 23,071
STAG INDUSTRIAL INC REIT COM 85254J102   1,947 54 SH   SOLE   0 0 54
STAR HLDGS COM 85512G106   169 14 SH   SOLE   0 0 14
STATE STREET CORP COM 857477103   37,000 500 SH   SOLE   0 0 500
STRYKER CORP COM 863667101   68,050 200 SH   SOLE   0 0 200
SUNCOR ENERGY INC F COM 867224107   32,652 857 SH   SOLE   0 0 857
SVB FINL GROUP COM 78486Q101   33 1,100 SH   SOLE   0 0 1,100
SWEDBANK A B FSPONSORED ADR 1 ADR REPS 1 ORD SHS COM 870195104   52,460 2,538 SH   SOLE   0 0 2,538
SYNOPSYS INC COM 871607107   1,773,279 2,980 SH   SOLE   0 0 2,980
TAIWAN SEMICONDUCTR FSPONSORED ADR 1 ADR REPS 5 ORD SHS COM 874039100   81,691 470 SH   SOLE   0 0 470
TESLA INC COM 88160R101   4,353 22 SH   SOLE   0 0 22
THE COCA-COLA CO COM 191216100   986,320 15,496 SH   SOLE   0 0 15,496
THERMO FISHER SCNTFC COM 883556102   870,975 1,575 SH   SOLE   0 0 1,575
TJX COMPANIES INC COM 872540109   977,513 8,878 SH   SOLE   0 0 8,878
TORO CO COM 891092108   14,027 150 SH   SOLE   0 0 150
TOTALENERGIES SE FSPONSORED ADR 1 ADR REPS 1 ORD SHS COM 89151E109   33,340 500 SH   SOLE   0 0 500
TOYOTA MOTOR CORP FSPONSORED ADR 1 ADR REPS 10 ORD SHS COM 892331307   17,422 85 SH   SOLE   0 0 85
UNION PACIFIC CORP COM 907818108   81,001 358 SH   SOLE   0 0 358
UNITED PARCEL SRVC CLASS B CL B COM 911312106   105,375 770 SH   SOLE   0 0 770
UNITED RENTALS INC COM 911363109   291,029 450 SH   SOLE   0 0 450
UNITEDHEALTH GRP INC COM 91324P102   3,791,098 7,444 SH   SOLE   0 0 7,444
US BANCORP DEL COM 902973304   389,060 9,800 SH   SOLE   0 0 9,800
VANGUARD DIVIDEND APPRECIATION ETF COM 921908844   222,711 1,220 SH   SOLE   0 0 1,220
VANGUARD GROWTH ETF COM 922908736   198,973 532 SH   SOLE   0 0 532
VANGUARD HIGH DIVIDEND YIELD ETF COM 921946406   13,520 114 SH   SOLE   0 0 114
VANGUARD INFORMATION TECHNOLOGY ETF COM 92204A702   118,797 206 SH   SOLE   0 0 206
VANGUARD S&P 500 ETF COM 922908363   15,004 30 SH   SOLE   0 0 30
VANGUARD SCOTTSDALE FDS VANGUARD SHORT-TERM CORPORATE BD INDEX FD ETF SHS COM 92206C409   462,115 6,000 SH   SOLE   0 0 6,000
VANGUARD SMALL CAP ETF COM 922908751   130,824 600 SH   SOLE   0 0 600
VANGUARD TOTAL STOCK MARKET ETF COM 922908769   252,797 945 SH   SOLE   0 0 945
VGRD FTSE ALL WRLD EX USSML CAP ETF COM 922042718   23,498 200 SH   SOLE   0 0 200
VICTORYSHARES US SMCP HIGH DIV VOL WTD IDX ETF COM 92647N873   26,720 500 SH   SOLE   0 0 500
VISA INC CLASS A CL A COM 92826C839   4,575,092 17,431 SH   SOLE   0 0 17,431
WABTEC COM 929740108   31,610 200 SH   SOLE   0 0 200
WALMART INC COM 931142103   498,684 7,365 SH   SOLE   0 0 7,365
WISDOMTREE DYNMC SMALLCAP EQY ETF COM 97717X271   154,311 4,491 SH   SOLE   0 0 4,491
XENON PHARMACEUTICAL F COM 98420N105   15,596 400 SH   SOLE   0 0 400
ZAI LAB LIMITED FUNSPONSORED ADR 1 ADR REPS 10 ORD SHS COM 98887Q104   2,600 150 SH   SOLE   0 0 150