The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 2,298 13,098 SH   SOLE   13,098 0 0
ABB LTD SPONSORED ADR 000375204 1,206 36,152 SH   SOLE   36,152 0 0
ABBOTT LABS COM 002824100 2,827 23,933 SH   SOLE   23,933 0 0
ABBVIE INC COM 00287Y109 2,068 19,173 SH   SOLE   19,173 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 3,274 10,233 SH   SOLE   10,233 0 0
ACTIVISION BLIZZARD INC COM 00507V109 340 4,392 SH   SOLE   4,392 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 4,938 8,577 SH   SOLE   8,577 0 0
ADVANCED MICRO DEVICES INC COM 007903107 713 6,928 SH   SOLE   6,928 0 0
AEGON N V NY REGISTRY SHS 007924103 663 130,175 SH   SOLE   130,175 0 0
AFLAC INC COM 001055102 615 11,805 SH   SOLE   11,805 0 0
AGILENT TECHNOLOGIES INC COM 00846U101 208 1,320 SH   SOLE   1,320 0 0
AIR PRODS & CHEMS INC COM 009158106 538 2,101 SH   SOLE   2,101 0 0
ALLEGION PLC ORD SHS G0176J109 274 2,071 SH   SOLE   2,071 0 0
ALPHABET INC CAP STK CL A 02079K305 7,775 2,908 SH   SOLE   2,908 0 0
ALPHABET INC CAP STK CL C 02079K107 7,500 2,814 SH   SOLE   2,814 0 0
ALTRIA GROUP INC COM 02209S103 705 15,481 SH   SOLE   15,481 0 0
AMAZON COM INC COM 023135106 14,052 4,278 SH   SOLE   4,278 0 0
AMCOR PLC ORD G0250X107 379 32,719 SH   SOLE   32,719 0 0
AMERICAN ELEC PWR CO INC COM 025537101 475 5,853 SH   SOLE   5,853 0 0
AMERICAN EXPRESS CO COM 025816109 3,018 18,016 SH   SOLE   18,016 0 0
AMERICAN TOWER CORP NEW COM 03027X100 648 2,440 SH   SOLE   2,440 0 0
AMERIPRISE FINL INC COM 03076C106 825 3,122 SH   SOLE   3,122 0 0
AMGEN INC COM 031162100 1,104 5,191 SH   SOLE   5,191 0 0
ANALOG DEVICES INC COM 032654105 712 4,253 SH   SOLE   4,253 0 0
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108 336 5,962 SH   SOLE   5,962 0 0
ANTHEM INC COM 036752103 393 1,055 SH   SOLE   1,055 0 0
AON PLC SHS CL A G0403H108 672 2,352 SH   SOLE   2,352 0 0
APOLLO COML REAL ESTATE FIN NOTE 5.375%10/1 03762UAC9 118 118,000 SH   SOLE   118,000 0 0
APPLE INC COM 037833100 41,171 290,963 SH   SOLE   290,963 0 0
APPLIED MATLS INC COM 038222105 1,360 10,566 SH   SOLE   10,566 0 0
ARCHER DANIELS MIDLAND CO COM 039483102 397 6,612 SH   SOLE   6,612 0 0
ARES CAPITAL CORP NOTE 3.750% 2/0 04010LAT0 123 115,000 SH   SOLE   115,000 0 0
ARES CAPITAL CORP NOTE 4.625% 3/0 04010LAW3 171 155,000 SH   SOLE   155,000 0 0
ARGENX SE SPONSORED ADR 04016X101 677 2,243 SH   SOLE   2,243 0 0
ASML HOLDING N V N Y REGISTRY SHS N07059210 1,293 1,735 SH   SOLE   1,735 0 0
ASTRAZENECA PLC SPONSORED ADR 046353108 1,108 18,442 SH   SOLE   18,442 0 0
AT&T INC COM 00206R102 1,556 57,596 SH   SOLE   57,596 0 0
ATLAS AIR WORLDWIDE HLDGS IN NOTE 2.250% 6/0 049164BH8 455 385,000 SH   SOLE   385,000 0 0
AUTODESK INC COM 052769106 317 1,113 SH   SOLE   1,113 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 2,834 14,175 SH   SOLE   14,175 0 0
BANCO BILBAO VIZCAYA ARGENTA SPONSORED ADR 05946K101 235 35,626 SH   SOLE   35,626 0 0
BANCO SANTANDER S.A. ADR 05964H105 875 241,644 SH   SOLE   241,644 0 0
BANK NEW YORK MELLON CORP COM 064058100 624 12,033 SH   SOLE   12,033 0 0
BARCLAYS PLC ADR 06738E204 882 85,435 SH   SOLE   85,435 0 0
BAXTER INTL INC COM 071813109 206 2,561 SH   SOLE   2,561 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 2,880 7 SH   SOLE   7 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 17,904 65,595 SH   SOLE   65,595 0 0
BHP GROUP LTD SPONSORED ADS 088606108 480 8,962 SH   SOLE   8,962 0 0
BHP GROUP PLC SPONSORED ADR 05545E209 621 12,245 SH   SOLE   12,245 0 0
BIOCRYST PHARMACEUTICALS INC COM 09058V103 230 16,000 SH   SOLE   16,000 0 0
BK OF AMERICA CORP COM 060505104 3,669 86,420 SH   SOLE   86,420 0 0
BLACKROCK INC COM 09247X101 3,574 4,261 SH   SOLE   4,261 0 0
BLACKSTONE INC COM 09260D107 563 4,836 SH   SOLE   4,836 0 0
BLADE AIR MOBILITY INC CL A COM 092667104 76 7,280 SH   SOLE   7,280 0 0
BLADE AIR MOBILITY INC CL A COM 092667104 78 7,500 SH Call SOLE   7,500 0 0
BOEING CO COM 097023105 1,427 6,490 SH   SOLE   6,490 0 0
BOOKING HOLDINGS INC COM 09857L108 743 313 SH   SOLE   313 0 0
BOSTON SCIENTIFIC CORP COM 101137107 357 8,218 SH   SOLE   8,218 0 0
BP PLC SPONSORED ADR 055622104 1,150 42,085 SH   SOLE   42,085 0 0
BRF SA SPONSORED ADR 10552T107 98 19,601 SH   SOLE   19,601 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 992 16,773 SH   SOLE   16,773 0 0
BRITISH AMERN TOB PLC SPONSORED ADR 110448107 528 14,970 SH   SOLE   14,970 0 0
BROADCOM INC COM 11135F101 1,762 3,633 SH   SOLE   3,633 0 0
BROADRIDGE FINL SOLUTIONS IN COM 11133T103 1,154 6,925 SH   SOLE   6,925 0 0
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 1,089 20,342 SH   SOLE   20,342 0 0
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 437 7,784 SH   SOLE   7,784 0 0
CADENCE DESIGN SYSTEM INC COM 127387108 421 2,782 SH   SOLE   2,782 0 0
CAPITAL ONE FINL CORP COM 14040H105 1,059 6,539 SH   SOLE   6,539 0 0
CARDINAL HEALTH INC COM 14149Y108 338 6,843 SH   SOLE   6,843 0 0
CARNIVAL PLC ADR 14365C103 414 18,147 SH   SOLE   18,147 0 0
CARRIER GLOBAL CORPORATION COM 14448C104 383 7,398 SH   SOLE   7,398 0 0
CATERPILLAR INC COM 149123101 1,404 7,314 SH   SOLE   7,314 0 0
CELANESE CORP DEL COM 150870103 469 3,115 SH   SOLE   3,115 0 0
CHARTER COMMUNICATIONS INC N CL A 16119P108 895 1,230 SH   SOLE   1,230 0 0
CHEVRON CORP NEW COM 166764100 3,189 31,439 SH   SOLE   31,439 0 0
CHUBB LIMITED COM H1467J104 2,143 12,354 SH   SOLE   12,354 0 0
CHURCH & DWIGHT INC COM 171340102 826 9,999 SH   SOLE   9,999 0 0
CIA ENERGETICA DE MINAS GERA SP ADR N-V PFD 204409601 303 120,125 SH   SOLE   120,125 0 0
CIGNA CORP NEW COM 125523100 648 3,235 SH   SOLE   3,235 0 0
CINCINNATI FINL CORP COM 172062101 445 3,895 SH   SOLE   3,895 0 0
CISCO SYS INC COM 17275R102 2,382 43,759 SH   SOLE   43,759 0 0
CITIGROUP INC COM NEW 172967424 1,961 27,944 SH   SOLE   27,944 0 0
CLOROX CO DEL COM 189054109 448 2,703 SH   SOLE   2,703 0 0
CME GROUP INC COM 12572Q105 281 1,451 SH   SOLE   1,451 0 0
COCA COLA CO COM 191216100 3,059 58,292 SH   SOLE   58,292 0 0
COHN ROBBINS HOLDINGS CORP COM CL A G23726105 167 17,000 SH   SOLE   17,000 0 0
COLGATE PALMOLIVE CO COM 194162103 510 6,743 SH   SOLE   6,743 0 0
COMCAST CORP NEW CL A 20030N101 2,553 45,652 SH   SOLE   45,652 0 0
CONOCOPHILLIPS COM 20825C104 1,003 14,793 SH   SOLE   14,793 0 0
CONSOLIDATED EDISON INC COM 209115104 555 7,650 SH   SOLE   7,650 0 0
COSAN S A ADS 22113B103 492 29,368 SH   SOLE   29,368 0 0
COSTCO WHSL CORP NEW COM 22160K105 3,741 8,325 SH   SOLE   8,325 0 0
CRH PLC ADR 12626K203 738 15,788 SH   SOLE   15,788 0 0
CRITEO S A SPONS ADS 226718104 992 27,076 SH   SOLE   27,076 0 0
CROWN CASTLE INTL CORP NEW COM 22822V101 637 3,673 SH   SOLE   3,673 0 0
CSG SYS INTL INC NOTE 4.250% 3/1 126349AF6 383 372,000 SH   SOLE   372,000 0 0
CSX CORP COM 126408103 575 19,350 SH   SOLE   19,350 0 0
CVS HEALTH CORP COM 126650100 996 11,738 SH   SOLE   11,738 0 0
DANAHER CORPORATION COM 235851102 1,969 6,466 SH   SOLE   6,466 0 0
DECKERS OUTDOOR CORP COM 243537107 273 759 SH   SOLE   759 0 0
DEERE & CO COM 244199105 892 2,662 SH   SOLE   2,662 0 0
DISNEY WALT CO COM 254687106 4,176 24,683 SH   SOLE   24,683 0 0
DOLLAR GEN CORP NEW COM 256677105 229 1,078 SH   SOLE   1,078 0 0
DOMINION ENERGY INC COM 25746U109 403 5,515 SH   SOLE   5,515 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 1,094 11,206 SH   SOLE   11,206 0 0
DUPONT DE NEMOURS INC COM 26614N102 444 6,533 SH   SOLE   6,533 0 0
EATON CORP PLC SHS G29183103 787 5,270 SH   SOLE   5,270 0 0
EATON VANCE SR INCOME TR SH BEN INT 27826S103 263 37,336 SH   SOLE   37,336 0 0
ECOLAB INC COM 278865100 396 1,899 SH   SOLE   1,899 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108 251 2,218 SH   SOLE   2,218 0 0
EMCORE CORP COM NEW 290846203 165 22,020 SH   SOLE   22,020 0 0
EMERSON ELEC CO COM 291011104 2,145 22,766 SH   SOLE   22,766 0 0
ENI S P A SPONSORED ADR 26874R108 597 22,329 SH   SOLE   22,329 0 0
EOG RES INC COM 26875P101 738 9,199 SH   SOLE   9,199 0 0
EQUINIX INC COM 29444U700 668 845 SH   SOLE   845 0 0
EQUINOR ASA SPONSORED ADR 29446M102 713 27,971 SH   SOLE   27,971 0 0
ERICSSON ADR B SEK 10 294821608 558 49,841 SH   SOLE   49,841 0 0
ESSEX PPTY TR INC COM 297178105 436 1,363 SH   SOLE   1,363 0 0
EVOLENT HEALTH INC NOTE 2.000%12/0 30050BAB7 454 397,000 SH   SOLE   397,000 0 0
EXELON CORP COM 30161N101 664 13,738 SH   SOLE   13,738 0 0
EXXON MOBIL CORP COM 30231G102 4,352 73,981 SH   SOLE   73,981 0 0
FACEBOOK INC CL A 30303M102 7,459 21,977 SH   SOLE   21,977 0 0
FEDERAL RLTY INVT TR SH BEN INT NEW 313747206 413 3,503 SH   SOLE   3,503 0 0
FEDEX CORP COM 31428X106 395 1,802 SH   SOLE   1,802 0 0
FIDELITY NATL INFORMATION SV COM 31620M106 267 2,192 SH   SOLE   2,192 0 0
FIRST MAJESTIC SILVER CORP COM 32076V103 0 1 SH   SOLE   1 0 0
FIRST MAJESTIC SILVER CORP COM 32076V103 249 22,000 SH Call SOLE   22,000 0 0
FRANKLIN RESOURCES INC COM 354613101 370 12,444 SH   SOLE   12,444 0 0
FRESENIUS MED CARE AG&CO KGA SPONSORED ADR 358029106 256 7,319 SH   SOLE   7,319 0 0
GENERAL DYNAMICS CORP COM 369550108 630 3,213 SH   SOLE   3,213 0 0
GENERAL ELECTRIC CO COM NEW 369604301 955 9,270 SH   SOLE   9,270 0 0
GENERAL MTRS CO COM 37045V100 766 14,531 SH   SOLE   14,531 0 0
GENMAB A/S SPONSORED ADS 372303206 277 6,338 SH   SOLE   6,338 0 0
GENUINE PARTS CO COM 372460105 393 3,244 SH   SOLE   3,244 0 0
GILEAD SCIENCES INC COM 375558103 207 2,964 SH   SOLE   2,964 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 811 21,229 SH   SOLE   21,229 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 2,710 7,169 SH   SOLE   7,169 0 0
GUIDEWIRE SOFTWARE INC NOTE 1.250% 3/1 40171VAA8 74 61,666 SH   SOLE   61,666 0 0
HARMONY GOLD MINING CO LTD SPONSORED ADR 413216300 32 10,000 SH   SOLE   10,000 0 0
HCA HEALTHCARE INC COM 40412C101 704 2,899 SH   SOLE   2,899 0 0
HOME DEPOT INC COM 437076102 6,094 18,566 SH   SOLE   18,566 0 0
HONDA MOTOR LTD AMERN SHS 438128308 747 24,367 SH   SOLE   24,367 0 0
HONEYWELL INTL INC COM 438516106 3,332 15,697 SH   SOLE   15,697 0 0
HSBC HLDGS PLC SPON ADR NEW 404280406 239 9,132 SH   SOLE   9,132 0 0
HUBBELL INC COM 443510607 3,131 17,332 SH   SOLE   17,332 0 0
HUMANA INC COM 444859102 336 864 SH   SOLE   864 0 0
HUTCHMED CHINA LTD SPONSORED ADS 44842L103 617 16,855 SH   SOLE   16,855 0 0
ICICI BANK LIMITED ADR 45104G104 387 20,505 SH   SOLE   20,505 0 0
ICON PLC SHS G4705A100 418 1,596 SH   SOLE   1,596 0 0
ILLINOIS TOOL WKS INC COM 452308109 1,184 5,728 SH   SOLE   5,728 0 0
ILLUMINA INC COM 452327109 335 827 SH   SOLE   827 0 0
INDEPENDENCE HLDG CO NEW COM NEW 453440307 357 7,205 SH   SOLE   7,205 0 0
INFOSYS LTD SPONSORED ADR 456788108 923 41,490 SH   SOLE   41,490 0 0
ING GROEP N.V. SPONSORED ADR 456837103 345 23,833 SH   SOLE   23,833 0 0
INGREDION INC COM 457187102 365 4,102 SH   SOLE   4,102 0 0
INTEL CORP COM 458140100 3,193 59,929 SH   SOLE   59,929 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104 282 2,454 SH   SOLE   2,454 0 0
INTERCONTINENTAL HOTELS GROU SPONSORED ADS 45857P806 445 6,929 SH   SOLE   6,929 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 2,425 17,458 SH   SOLE   17,458 0 0
INTUIT COM 461202103 1,140 2,113 SH   SOLE   2,113 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602 1,209 1,216 SH   SOLE   1,216 0 0
INVESCO EXCH TRADED FD TR II VAR RATE PFD 46138G870 1,663 63,427 SH   SOLE   63,427 0 0
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 510 10,499 SH   SOLE   10,499 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 379 1,058 SH   SOLE   1,058 0 0
ISHARES GOLD TR ISHARES NEW 464285204 260 7,787 SH   SOLE   7,787 0 0
ISHARES INC CORE MSCI EMKT 46434G103 69,303 1,122,139 SH   SOLE   1,122,139 0 0
ISHARES INC MSCI HONG KG ETF 464286871 243 10,136 SH   SOLE   10,136 0 0
ISHARES TR BARCLAYS 7 10 YR 464287440 498 4,324 SH   SOLE   4,324 0 0
ISHARES TR CORE HIGH DV ETF 46429B663 547 5,801 SH   SOLE   5,801 0 0
ISHARES TR CORE MSCI EAFE 46432F842 177,668 2,392,830 SH   SOLE   2,392,830 0 0
ISHARES TR CORE MSCI TOTAL 46432F834 2,406 33,884 SH   SOLE   33,884 0 0
ISHARES TR CORE S&P MCP ETF 464287507 76,782 291,869 SH   SOLE   291,869 0 0
ISHARES TR CORE S&P SCP ETF 464287804 30,453 278,897 SH   SOLE   278,897 0 0
ISHARES TR CORE S&P TTL STK 464287150 4,162 42,310 SH   SOLE   42,310 0 0
ISHARES TR CORE S&P500 ETF 464287200 1,199 2,782 SH   SOLE   2,782 0 0
ISHARES TR EAFE SML CP ETF 464288273 230 3,097 SH   SOLE   3,097 0 0
ISHARES TR IBONDS DEC 46435U697 530 19,684 SH   SOLE   19,684 0 0
ISHARES TR IBONDS DEC 25 46435U432 631 22,570 SH   SOLE   22,570 0 0
ISHARES TR IBONDS DEC 26 46435U259 569 21,148 SH   SOLE   21,148 0 0
ISHARES TR IBONDS DEC 27 46435U283 215 7,966 SH   SOLE   7,966 0 0
ISHARES TR IBONDS DEC2021 46435G789 260 10,151 SH   SOLE   10,151 0 0
ISHARES TR IBONDS DEC2022 46435G755 521 19,910 SH   SOLE   19,910 0 0
ISHARES TR IBONDS DEC2023 46435G318 529 20,348 SH   SOLE   20,348 0 0
ISHARES TR MBS ETF 464288588 229 2,120 SH   SOLE   2,120 0 0
ISHARES TR MSCI EAFE ETF 464287465 566 7,254 SH   SOLE   7,254 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 373 7,402 SH   SOLE   7,402 0 0
ISHARES TR NATIONAL MUN ETF 464288414 1,463 12,595 SH   SOLE   12,595 0 0
ISHARES TR PFD AND INCM SEC 464288687 1,773 45,690 SH   SOLE   45,690 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 1,796 6,554 SH   SOLE   6,554 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 982 6,277 SH   SOLE   6,277 0 0
ISHARES TR RUS MDCP VAL ETF 464287473 236 2,087 SH   SOLE   2,087 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 603 2,757 SH   SOLE   2,757 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 253 3,422 SH   SOLE   3,422 0 0
ISHARES TR S&P MC 400GR ETF 464287606 340 4,292 SH   SOLE   4,292 0 0
ISHARES TR SELECT DIVID ETF 464287168 378 3,292 SH   SOLE   3,292 0 0
ISHARES TR TIPS BD ETF 464287176 453 3,546 SH   SOLE   3,546 0 0
JOHNSON & JOHNSON COM 478160104 5,870 36,347 SH   SOLE   36,347 0 0
JOHNSON CTLS INTL PLC SHS G51502105 203 2,982 SH   SOLE   2,982 0 0
JPMORGAN CHASE & CO COM 46625H100 8,766 53,552 SH   SOLE   53,552 0 0
KEYCORP COM 493267108 325 15,023 SH   SOLE   15,023 0 0
KIMBERLY-CLARK CORP COM 494368103 809 6,107 SH   SOLE   6,107 0 0
KINDER MORGAN INC DEL COM 49456B101 262 15,668 SH   SOLE   15,668 0 0
KONINKLIJKE PHILIPS N V NY REGIS SHS NEW 500472303 467 10,511 SH   SOLE   10,511 0 0
KRAFT HEINZ CO COM 500754106 208 5,658 SH   SOLE   5,658 0 0
LAKELAND BANCORP INC COM 511637100 1,146 65,005 SH   SOLE   65,005 0 0
LAM RESEARCH CORP COM 512807108 518 911 SH   SOLE   911 0 0
LAUDER ESTEE COS INC CL A 518439104 510 1,701 SH   SOLE   1,701 0 0
LEGGETT & PLATT INC COM 524660107 355 7,924 SH   SOLE   7,924 0 0
LILLY ELI & CO COM 532457108 1,234 5,339 SH   SOLE   5,339 0 0
LINDE PLC SHS G5494J103 967 3,297 SH   SOLE   3,297 0 0
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109 364 148,731 SH   SOLE   148,731 0 0
LOCKHEED MARTIN CORP COM 539830109 499 1,445 SH   SOLE   1,445 0 0
LOWES COS INC COM 548661107 2,349 11,577 SH   SOLE   11,577 0 0
MAMAMANCINI S HLDGS INC COM 56146T103 46 19,000 SH   SOLE   19,000 0 0
MARRIOTT INTL INC NEW CL A 571903202 642 4,332 SH   SOLE   4,332 0 0
MARRIOTT VACATIONS WORLDWIDE NOTE 1.500% 9/1 57164YAB3 24 20,000 SH   SOLE   20,000 0 0
MARSH & MCLENNAN COS INC COM 571748102 1,487 9,819 SH   SOLE   9,819 0 0
MASTERCARD INCORPORATED CL A 57636Q104 4,166 11,981 SH   SOLE   11,981 0 0
MCDONALDS CORP COM 580135101 2,682 11,123 SH   SOLE   11,123 0 0
MEDTRONIC PLC SHS G5960L103 1,647 13,140 SH   SOLE   13,140 0 0
MERCK & CO INC COM 58933Y105 2,010 26,759 SH   SOLE   26,759 0 0
METLIFE INC COM 59156R108 975 15,789 SH   SOLE   15,789 0 0
MICRON TECHNOLOGY INC COM 595112103 511 7,193 SH   SOLE   7,193 0 0
MICROSOFT CORP COM 594918104 22,825 80,963 SH   SOLE   80,963 0 0
MITSUBISHI UFJ FINL GROUP IN SPONSORED ADS 606822104 1,226 206,771 SH   SOLE   206,771 0 0
MIZUHO FINANCIAL GROUP INC SPONSORED ADR 60687Y109 693 244,136 SH   SOLE   244,136 0 0
MONDELEZ INTL INC CL A 609207105 1,901 32,675 SH   SOLE   32,675 0 0
MOODYS CORP COM 615369105 966 2,720 SH   SOLE   2,720 0 0
MORGAN STANLEY COM NEW 617446448 1,304 13,400 SH   SOLE   13,400 0 0
MORGAN STANLEY EMERGING MKTS COM 617477104 59 10,000 SH   SOLE   10,000 0 0
MURPHY USA INC COM 626755102 211 1,260 SH   SOLE   1,260 0 0
NATWEST GROUP PLC SPONS ADR 2 ORD 639057108 563 92,385 SH   SOLE   92,385 0 0
NETFLIX INC COM 64110L106 2,787 4,566 SH   SOLE   4,566 0 0
NEW MTN FIN CORP COM 647551100 1,886 141,687 SH   SOLE   141,687 0 0
NEW RELIC INC NOTE 0.500% 5/0 64829BAB6 436 430,000 SH   SOLE   430,000 0 0
NEW YORK CMNTY CAP TR V UNIT 11/01/2051 64944P307 413 7,756 SH   SOLE   7,756 0 0
NEXTERA ENERGY INC COM 65339F101 2,066 26,306 SH   SOLE   26,306 0 0
NICE LTD SPONSORED ADR 653656108 1,041 3,665 SH   SOLE   3,665 0 0
NIKE INC CL B 654106103 2,003 13,791 SH   SOLE   13,791 0 0
NOKIA CORP SPONSORED ADR 654902204 682 125,089 SH   SOLE   125,089 0 0
NOMURA HLDGS INC SPONSORED ADR 65535H208 211 42,777 SH   SOLE   42,777 0 0
NORDIC AMERICAN TANKERS LIMI COM G65773106 30 11,648 SH   SOLE   11,648 0 0
NORFOLK SOUTHN CORP COM 655844108 969 4,052 SH   SOLE   4,052 0 0
NORTHEAST CMNTY BANCORP INC COM 664121100 249 22,896 SH   SOLE   22,896 0 0
NOVARTIS AG SPONSORED ADR 66987V109 1,053 12,882 SH   SOLE   12,882 0 0
NOVO-NORDISK A S ADR 670100205 1,247 12,992 SH   SOLE   12,992 0 0
NUCOR CORP COM 670346105 440 4,468 SH   SOLE   4,468 0 0
NUTRIEN LTD COM 67077M108 266 4,098 SH   SOLE   4,098 0 0
NVIDIA CORPORATION COM 67066G104 4,404 21,261 SH   SOLE   21,261 0 0
NXP SEMICONDUCTORS N V COM N6596X109 245 1,251 SH   SOLE   1,251 0 0
OMNICOM GROUP INC COM 681919106 345 4,757 SH   SOLE   4,757 0 0
ORACLE CORP COM 68389X105 2,334 26,791 SH   SOLE   26,791 0 0
ORCHARD THERAPEUTICS PLC ADS 68570P101 51 22,000 SH   SOLE   22,000 0 0
ORIX CORP SPONSORED ADR 686330101 508 5,378 SH   SOLE   5,378 0 0
OTIS WORLDWIDE CORP COM 68902V107 299 3,637 SH   SOLE   3,637 0 0
PARK NATL CORP COM 700658107 385 3,161 SH   SOLE   3,161 0 0
PAYPAL HLDGS INC COM 70450Y103 3,308 12,714 SH   SOLE   12,714 0 0
PEARSON PLC SPONSORED ADR 705015105 563 58,218 SH   SOLE   58,218 0 0
PEOPLES UNITED FINANCIAL INC COM 712704105 442 25,275 SH   SOLE   25,275 0 0
PEPSICO INC COM 713448108 3,599 23,929 SH   SOLE   23,929 0 0
PFIZER INC COM 717081103 3,496 81,285 SH   SOLE   81,285 0 0
PHILIP MORRIS INTL INC COM 718172109 1,879 19,827 SH   SOLE   19,827 0 0
PHILLIPS 66 COM 718546104 424 6,053 SH   SOLE   6,053 0 0
PNC FINL SVCS GROUP INC COM 693475105 1,730 8,843 SH   SOLE   8,843 0 0
PROCTER AND GAMBLE CO COM 742718109 5,851 41,853 SH   SOLE   41,853 0 0
PROGRESSIVE CORP COM 743315103 431 4,772 SH   SOLE   4,772 0 0
PROLOGIS INC. COM 74340W103 1,104 8,803 SH   SOLE   8,803 0 0
PRUDENTIAL FINL INC COM 744320102 225 2,143 SH   SOLE   2,143 0 0
PURE STORAGE INC NOTE 0.125% 4/1 74624MAB8 387 335,000 SH   SOLE   335,000 0 0
QUALCOMM INC COM 747525103 1,294 10,032 SH   SOLE   10,032 0 0
RAMBUS INC DEL NOTE 1.375% 2/0 750917AG1 340 270,000 SH   SOLE   270,000 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 1,968 22,893 SH   SOLE   22,893 0 0
REALTY INCOME CORP COM 756109104 393 6,059 SH   SOLE   6,059 0 0
RELX PLC SPONSORED ADR 759530108 681 23,603 SH   SOLE   23,603 0 0
RIO TINTO PLC SPONSORED ADR 767204100 767 11,482 SH   SOLE   11,482 0 0
ROCKWELL AUTOMATION INC COM 773903109 383 1,304 SH   SOLE   1,304 0 0
ROYAL DUTCH SHELL PLC SPON ADR B 780259107 208 4,698 SH   SOLE   4,698 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 406 9,101 SH   SOLE   9,101 0 0
RPM INTL INC COM 749685103 419 5,397 SH   SOLE   5,397 0 0
RYANAIR HOLDINGS PLC SPONSORED ADS 783513203 715 6,494 SH   SOLE   6,494 0 0
S&P GLOBAL INC COM 78409V104 729 1,716 SH   SOLE   1,716 0 0
SALESFORCE COM INC COM 79466L302 2,605 9,604 SH   SOLE   9,604 0 0
SANOFI SPONSORED ADR 80105N105 513 10,651 SH   SOLE   10,651 0 0
SAP SE SPON ADR 803054204 991 7,341 SH   SOLE   7,341 0 0
SCHLUMBERGER LTD COM STK 806857108 328 11,072 SH   SOLE   11,072 0 0
SCHWAB CHARLES CORP COM 808513105 3,110 42,701 SH   SOLE   42,701 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 487 9,034 SH   SOLE   9,034 0 0
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 262 7,981 SH   SOLE   7,981 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,253 12,044 SH   SOLE   12,044 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 217 2,170 SH   SOLE   2,170 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 10,697 170,926 SH   SOLE   170,926 0 0
SEA LTD SPONSORD ADS 81141R100 2,801 8,789 SH   SOLE   8,789 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 677 13,004 SH   SOLE   13,004 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 956 25,463 SH   SOLE   25,463 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 335 1,867 SH   SOLE   1,867 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 223 3,235 SH   SOLE   3,235 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 827 6,495 SH   SOLE   6,495 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 369 3,768 SH   SOLE   3,768 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 925 6,195 SH   SOLE   6,195 0 0
SERVICENOW INC COM 81762P102 729 1,172 SH   SOLE   1,172 0 0
SFL CORPORATION LTD NOTE 5.750%10/1 G81075AF3 351 350,000 SH   SOLE   350,000 0 0
SHERWIN WILLIAMS CO COM 824348106 917 3,277 SH   SOLE   3,277 0 0
SKYWORKS SOLUTIONS INC COM 83088M102 457 2,772 SH   SOLE   2,772 0 0
SONY GROUP CORPORATION SPONSORED ADR 835699307 885 7,999 SH   SOLE   7,999 0 0
SOUTHERN CO COM 842587107 753 12,151 SH   SOLE   12,151 0 0
SPDR GOLD TR GOLD SHS 78463V107 313 1,906 SH   SOLE   1,906 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 6,919 16,123 SH   SOLE   16,123 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 575 1,196 SH   SOLE   1,196 0 0
SPDR SER TR PRTFLO S&P500 GW 78464A409 31,355 489,763 SH   SOLE   489,763 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508 24,970 640,244 SH   SOLE   640,244 0 0
STARBUCKS CORP COM 855244109 1,485 13,463 SH   SOLE   13,463 0 0
STRYKER CORPORATION COM 863667101 902 3,419 SH   SOLE   3,419 0 0
SUMITOMO MITSUI FINL GROUP I SPONSORED ADR 86562M209 321 45,727 SH   SOLE   45,727 0 0
SUPERNUS PHARMACEUTICALS NOTE 0.625% 4/0 868459AD0 404 411,000 SH   SOLE   411,000 0 0
SYSCO CORP COM 871829107 418 5,330 SH   SOLE   5,330 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 462 4,135 SH   SOLE   4,135 0 0
TAKEDA PHARMACEUTICAL CO LTD SPONSORED ADS 874060205 278 16,975 SH   SOLE   16,975 0 0
TARGET CORP COM 87612E106 1,937 8,467 SH   SOLE   8,467 0 0
TELEFONICA S A SPONSORED ADR 879382208 204 43,312 SH   SOLE   43,312 0 0
TENARIS S A SPONSORED ADS 88031M109 218 10,330 SH   SOLE   10,330 0 0
TESLA INC COM 88160R101 5,025 6,480 SH   SOLE   6,480 0 0
TEXAS INSTRS INC COM 882508104 2,779 14,459 SH   SOLE   14,459 0 0
TEXTRON INC COM 883203101 211 3,024 SH   SOLE   3,024 0 0
THERAPEUTICSMD INC COM 88338N107 7 10,000 SH   SOLE   10,000 0 0
THERAVANCE INC NOTE 2.125% 1/1 88338TAB0 70 65,000 SH   SOLE   65,000 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 3,021 5,287 SH   SOLE   5,287 0 0
TJX COS INC NEW COM 872540109 744 11,273 SH   SOLE   11,273 0 0
T-MOBILE US INC COM 872590104 279 2,184 SH   SOLE   2,184 0 0
TOLL BROTHERS INC COM 889478103 1,112 20,121 SH   SOLE   20,121 0 0
TORONTO DOMINION BK ONT COM NEW 891160509 365 5,516 SH   SOLE   5,516 0 0
TOTALENERGIES SE SPONSORED ADS 89151E109 1,095 22,850 SH   SOLE   22,850 0 0
TOYOTA MOTOR CORP SP ADR REP2COM 892331307 1,462 8,224 SH   SOLE   8,224 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103 366 2,120 SH   SOLE   2,120 0 0
TRAVELERS COMPANIES INC COM 89417E109 679 4,470 SH   SOLE   4,470 0 0
TRUIST FINL CORP COM 89832Q109 768 13,089 SH   SOLE   13,089 0 0
UNION PAC CORP COM 907818108 2,597 13,248 SH   SOLE   13,248 0 0
UNITED PARCEL SERVICE INC CL B 911312106 2,216 12,169 SH   SOLE   12,169 0 0
UNITEDHEALTH GROUP INC COM 91324P102 5,174 13,242 SH   SOLE   13,242 0 0
US BANCORP DEL COM NEW 902973304 1,790 30,107 SH   SOLE   30,107 0 0
V F CORP COM 918204108 328 4,896 SH   SOLE   4,896 0 0
VALERO ENERGY CORP COM 91913Y100 451 6,397 SH   SOLE   6,397 0 0
VALLEY NATL BANCORP COM 919794107 142 10,702 SH   SOLE   10,702 0 0
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 35,467 132,995 SH   SOLE   132,995 0 0
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703 17,562 124,869 SH   SOLE   124,869 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 228 2,665 SH   SOLE   2,665 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 8,653 29,822 SH   SOLE   29,822 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 359 2,573 SH   SOLE   2,573 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 36,064 152,321 SH   SOLE   152,321 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 165,800 420,386 SH   SOLE   420,386 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 553 3,266 SH   SOLE   3,266 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 14,170 64,803 SH   SOLE   64,803 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 382 1,363 SH   SOLE   1,363 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,182 9,828 SH   SOLE   9,828 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 15,702 115,993 SH   SOLE   115,993 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 249 4,077 SH   SOLE   4,077 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 29,043 580,742 SH   SOLE   580,742 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 45,709 834,556 SH   SOLE   834,556 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 18,083 267,692 SH   SOLE   267,692 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 41,513 439,707 SH   SOLE   439,707 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 387 5,496 SH   SOLE   5,496 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 940 6,123 SH   SOLE   6,123 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 59,587 1,180,182 SH   SOLE   1,180,182 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 915 8,853 SH   SOLE   8,853 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,568 29,034 SH   SOLE   29,034 0 0
VIAVI SOLUTIONS INC NOTE 1.000% 3/0 925550AB1 254 195,000 SH   SOLE   195,000 0 0
VISA INC COM CL A 92826C839 4,206 18,883 SH   SOLE   18,883 0 0
VISHAY INTERTECHNOLOGY INC NOTE 2.250% 6/1 928298AP3 433 420,000 SH   SOLE   420,000 0 0
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308 514 33,269 SH   SOLE   33,269 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 679 14,434 SH   SOLE   14,434 0 0
WALMART INC COM 931142103 1,039 7,453 SH   SOLE   7,453 0 0
WASTE MGMT INC DEL COM 94106L109 409 2,737 SH   SOLE   2,737 0 0
WELLS FARGO CO NEW COM 949746101 2,175 46,855 SH   SOLE   46,855 0 0
WESTPAC BANKING CORP SPONSORED ADR 961214301 774 41,752 SH   SOLE   41,752 0 0
WNS HLDGS LTD SPON ADR 92932M101 375 4,581 SH   SOLE   4,581 0 0
WPP PLC NEW ADR 92937A102 685 10,218 SH   SOLE   10,218 0 0
YUM BRANDS INC COM 988498101 730 5,969 SH   SOLE   5,969 0 0
YUM CHINA HLDGS INC COM 98850P109 268 4,614 SH   SOLE   4,614 0 0
ZIOPHARM ONCOLOGY INC COM 98973P101 27 15,000 SH   SOLE   15,000 0 0
ZOETIS INC CL A 98978V103 1,109 5,714 SH   SOLE   5,714 0 0