The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
INOVIO PHARMACEUTICALS INC COM NEW 45773H201 162 17,465 SH   SOLE   0 0 17,465
VISTRA CORP COM 92840M102 199 11,280 SH   SOLE   0 0 11,280
INVESCO QQQ TR UNIT SER 1 46090E103 203 636 SH   SOLE   0 0 636
BK OF AMERICA CORP COM 060505104 211 5,462 SH   SOLE   0 0 5,462
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 212 1,795 SH   SOLE   0 0 1,795
ISHARES TR RUS MID CAP ETF 464287499 223 3,019 SH   SOLE   0 0 3,019
NIKE INC CL B 654106103 224 1,686 SH   SOLE   0 0 1,686
LIVERAMP HLDGS INC COM 53815P108 229 4,415 SH   SOLE   0 0 4,415
SAREPTA THERAPEUTICS INC COM 803607100 233 3,125 SH   SOLE   0 0 3,125
WALMART INC COM 931142103 234 1,726 SH   SOLE   0 0 1,726
CRH PLC ADR 12626K203 235 5,000 SH   SOLE   0 0 5,000
ISHARES TR SP SMCP600VL ETF 464287879 238 2,364 SH   SOLE   0 0 2,364
CORTEVA INC COM 22052L104 243 5,216 SH   SOLE   0 0 5,216
ZENDESK INC COM 98936J101 249 1,881 SH   SOLE   0 0 1,881
ECOLAB INC COM 278865100 270 1,262 SH   SOLE   0 0 1,262
FACEBOOK INC CL A 30303M102 272 925 SH   SOLE   0 0 925
QUALCOMM INC COM 747525103 277 2,090 SH   SOLE   0 0 2,090
AMERIPRISE FINL INC COM 03076C106 279 1,200 SH   SOLE   0 0 1,200
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 314 8,000 SH   SOLE   0 0 8,000
CO-DIAGNOSTICS INC COM 189763105 343 35,905 SH   SOLE   0 0 35,905
CSX CORP COM 126408103 356 3,691 SH   SOLE   0 0 3,691
JPMORGAN CHASE & CO COM 46625H100 358 2,350 SH   SOLE   0 0 2,350
HEWLETT PACKARD ENTERPRISE C COM 42824C109 390 24,800 SH   SOLE   0 0 24,800
STELLANTIS N.V SHS N82405106 391 21,996 SH   SOLE   0 0 21,996
VIATRIS INC COM 92556V106 404 28,947 SH   SOLE   0 0 28,947
ISHARES TR 1 3 YR TREAS BD 464287457 426 4,938 SH   SOLE   0 0 4,938
FLEXSHARES TR CR SCORED LONG 33939L753 428 7,448 SH   SOLE   0 0 7,448
DIAGEO PLC SPON ADR NEW 25243Q205 461 2,806 SH   SOLE   0 0 2,806
COMCAST CORP NEW CL A 20030N101 490 9,061 SH   SOLE   0 0 9,061
PRIMORIS SVCS CORP COM 74164F103 493 14,885 SH   SOLE   0 0 14,885
WASTE MGMT INC DEL COM 94106L109 561 4,350 SH   SOLE   0 0 4,350
AGILENT TECHNOLOGIES INC COM 00846U101 582 4,576 SH   SOLE   0 0 4,576
ISHARES TR RUSSELL 3000 ETF 464287689 608 2,564 SH   SOLE   0 0 2,564
VANECK VECTORS ETF TR CHINAAMC CHINA B 92189F379 613 25,828 SH   SOLE   0 0 25,828
MEDIFAST INC COM 58470H101 643 3,034 SH   SOLE   0 0 3,034
DUKE REALTY CORP COM NEW 264411505 648 15,463 SH   SOLE   0 0 15,463
ALPHABET INC CAP STK CL C 02079K107 652 315 SH   SOLE   0 0 315
TESLA INC COM 88160R101 672 1,006 SH   SOLE   0 0 1,006
VANECK VECTORS ETF TR HIGH YLD MUN ETF 92189H409 701 11,275 SH   SOLE   0 0 11,275
BLUEPRINT MEDICINES CORP COM 09627Y109 706 7,265 SH   SOLE   0 0 7,265
CRESTWOOD EQUITY PARTNERS LP UNIT LTD PARTNER 226344208 712 25,503 SH   SOLE   0 0 25,503
PROSHARES TR INVT INT RT HG 74347B607 724 9,390 SH   SOLE   0 0 9,390
GUARDANT HEALTH INC COM 40131M109 725 4,752 SH   SOLE   0 0 4,752
PALO ALTO NETWORKS INC COM 697435105 737 2,287 SH   SOLE   0 0 2,287
BRISTOL-MYERS SQUIBB CO COM 110122108 755 11,961 SH   SOLE   0 0 11,961
SALESFORCE COM INC COM 79466L302 785 3,703 SH   SOLE   0 0 3,703
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 787 3,470 SH   SOLE   0 0 3,470
HP INC COM 40434L105 787 24,800 SH   SOLE   0 0 24,800
STATE STR CORP COM 857477103 807 9,605 SH   SOLE   0 0 9,605
AMERICAN EXPRESS CO COM 025816109 856 6,050 SH   SOLE   0 0 6,050
FUTU HLDGS LTD SPON ADS CL A 36118L106 876 5,515 SH   SOLE   0 0 5,515
KINDER MORGAN INC DEL COM 49456B101 889 53,398 SH   SOLE   0 0 53,398
ISHARES TR IBOXX INV CP ETF 464287242 906 6,965 SH   SOLE   0 0 6,965
T-MOBILE US INC COM 872590104 918 7,325 SH   SOLE   0 0 7,325
FLEXSHARES TR CR SCD US BD 33939L761 968 18,090 SH   SOLE   0 0 18,090
FLEXSHARES TR HIG YLD VL ETF 33939L662 1,020 20,596 SH   SOLE   0 0 20,596
ETF SER SOLUTIONS DEFIANCE NXT GN 26922B204 1,035 39,185 SH   SOLE   0 0 39,185
VISA INC COM CL A 92826C839 1,057 4,990 SH   SOLE   0 0 4,990
GENERAL ELECTRIC CO COM 369604103 1,160 88,378 SH   SOLE   0 0 88,378
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,174 3,222 SH   SOLE   0 0 3,222
PENNYMAC FINL SVCS INC NEW COM 70932M107 1,185 17,716 SH   SOLE   0 0 17,716
INGERSOLL RAND INC COM 45687V106 1,229 24,966 SH   SOLE   0 0 24,966
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1,234 16,923 SH   SOLE   0 0 16,923
ELECTRONIC ARTS INC COM 285512109 1,590 11,748 SH   SOLE   0 0 11,748
AMAZON COM INC COM 023135106 1,686 545 SH   SOLE   0 0 545
ALPHABET INC CAP STK CL A 02079K305 1,737 842 SH   SOLE   0 0 842
ISHARES TR CALIF MUN BD ETF 464288356 1,791 28,837 SH   SOLE   0 0 28,837
MICROSOFT CORP COM 594918104 1,796 7,618 SH   SOLE   0 0 7,618
ISHARES TR RUS 1000 GRW ETF 464287614 1,864 7,669 SH   SOLE   0 0 7,669
ISHARES TR JPMORGAN USD EMG 464288281 1,886 17,321 SH   SOLE   0 0 17,321
VANECK VECTORS ETF TR SHRT HGH YLD MUN 92189F387 2,009 80,265 SH   SOLE   0 0 80,265
VANECK VECTORS ETF TR JP MORGAN MKTS 92189H300 2,079 67,778 SH   SOLE   0 0 67,778
ISHARES TR 0-5YR HI YL CP 46434V407 2,103 45,915 SH   SOLE   0 0 45,915
VANECK VECTORS ETF TR FALLEN ANGEL HG 92189F437 2,211 69,248 SH   SOLE   0 0 69,248
VANECK VECTORS ETF TR EMERGING MKTS HI 92189F353 2,347 99,338 SH   SOLE   0 0 99,338
SPDR SER TR NUVEEN BBG BRCLY 78464A284 2,648 44,639 SH   SOLE   0 0 44,639
INVESCO EXCH TRADED FD TR II CALIF AMT MUN 46138E206 2,908 105,109 SH   SOLE   0 0 105,109
SPDR SER TR BLOMBERG BRC INT 78464A334 3,174 100,769 SH   SOLE   0 0 100,769
APPLE INC COM 037833100 3,625 29,675 SH   SOLE   0 0 29,675
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 3,636 54,079 SH   SOLE   0 0 54,079
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 3,809 39,387 SH   SOLE   0 0 39,387
ISHARES TR RUSSELL 2000 ETF 464287655 3,965 17,944 SH   SOLE   0 0 17,944
ISHARES TR MSCI EMG MKT ETF 464287234 4,257 79,813 SH   SOLE   0 0 79,813
ISHARES TR CORE US AGGBD ET 464287226 4,407 38,716 SH   SOLE   0 0 38,716
INVESCO EXCH TRADED FD TR II NATL AMT MUNI 46138E537 4,864 181,759 SH   SOLE   0 0 181,759
ISHARES TR RUS 1000 VAL ETF 464287598 5,733 37,829 SH   SOLE   0 0 37,829
ISHARES TR MSCI EAFE ETF 464287465 6,231 82,133 SH   SOLE   0 0 82,133
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 7,180 225,939 SH   SOLE   0 0 225,939
TIDAL ETF TR RPAR RISK PARI 886364603 7,281 320,472 SH   SOLE   0 0 320,472
ISHARES TR MBS ETF 464288588 7,446 68,679 SH   SOLE   0 0 68,679
ABERDEEN STD PRECIOUS METALS PHYSCL PM BASKET 003263100 7,693 83,010 SH   SOLE   0 0 83,010
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 8,035 80,619 SH   SOLE   0 0 80,619
ISHARES TR MODERT ALLOC ETF 464289875 8,986 206,337 SH   SOLE   0 0 206,337
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 11,862 315,323 SH   SOLE   0 0 315,323
ISHARES TR NATIONAL MUN ETF 464288414 12,458 107,349 SH   SOLE   0 0 107,349
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 14,462 221,533 SH   SOLE   0 0 221,533
VANGUARD BD INDEX FDS INTERMED TERM 921937819 21,133 238,167 SH   SOLE   0 0 238,167
VANGUARD WORLD FD MEGA CAP INDEX 921910873 25,818 184,109 SH   SOLE   0 0 184,109
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 27,601 212,674 SH   SOLE   0 0 212,674