The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 485 2,467 SH   SOLE   2,467 0 0
A T & T INC COM 00206R102 7,159 222,966 SH   SOLE   222,966 0 0
A T & T INC COM 00206R102 104 3,253 SH   OTR   3,253 0 0
ABBOTT LABORATORIES COM 002824100 21,683 355,524 SH   SOLE   355,524 0 0
ABBOTT LABORATORIES COM 002824100 196 3,210 SH   OTR   3,210 0 0
ABBVIE INC COM 00287Y109 4,235 45,708 SH   SOLE   45,708 0 0
ABBVIE INC COM 00287Y109 232 2,500 SH   OTR   2,500 0 0
ACCENTURE PLC F CLASS A COM G1151C101 507 3,100 SH   SOLE   3,100 0 0
ALPHABET INC. CLASS A COM 02079K305 13,239 11,724 SH   SOLE   11,724 0 0
ALPHABET INC. CLASS A COM 02079K305 23 20 SH   OTR   20 0 0
ALPHABET INC. CLASS C COM 02079K107 16,270 14,583 SH   SOLE   14,583 0 0
ALPHABET INC. CLASS C COM 02079K107 50 45 SH   OTR   45 0 0
ALTRIA GROUP INC COM 02209S103 1,300 22,897 SH   SOLE   22,897 0 0
ALTRIA GROUP INC COM 02209S103 68 1,195 SH   OTR   1,195 0 0
AMAZON COM INC COM 023135106 30,338 17,848 SH   SOLE   17,848 0 0
AMAZON COM INC COM 023135106 32 19 SH   OTR   19 0 0
AMERICAN EXPRESS CO COM 025816109 287 2,931 SH   SOLE   2,931 0 0
APPLE INC COM 037833100 27,239 147,151 SH   SOLE   147,151 0 0
APPLE INC COM 037833100 28 150 SH   OTR   150 0 0
ARCH CAP GROUP LTD F COM G0450A105 310 11,700 SH   SOLE   11,700 0 0
ARTHUR J GALLAGHER&C COM 363576109 566 8,673 SH   SOLE   8,673 0 0
BANK OF AMERICA CORP COM 060505104 15,300 542,758 SH   SOLE   542,758 0 0
BANK OF AMERICA CORP COM 060505104 25 875 SH   OTR   875 0 0
BB&T CORP COM 054937107 3,160 62,640 SH   SOLE   62,640 0 0
BECTON DICKINSON&CO COM 075887109 206 861 SH   SOLE   861 0 0
BERKSHIRE HATHAWAY CLASS B COM 084670702 829 4,442 SH   SOLE   4,442 0 0
BLACKROCK INC COM 09247X101 2,109 4,227 SH   SOLE   4,227 0 0
BLACKROCK INC COM 09247X101 75 150 SH   OTR   150 0 0
BOEING CO COM 097023105 1,145 3,412 SH   SOLE   3,412 0 0
BOOKING HOLDINGS INC COM 09857L108 14,477 7,142 SH   SOLE   7,142 0 0
BOOKING HOLDINGS INC COM 09857L108 20 10 SH   OTR   10 0 0
BRISTOL-MYERS SQUIBB COM 110122108 1,121 20,264 SH   SOLE   20,264 0 0
BRIT AMER TOBACCO F SPONSORED COM 110448107 262 5,202 SH   SOLE   5,202 0 0
CARNIVAL CORP F COM 143658300 2,334 40,724 SH   SOLE   40,724 0 0
CARNIVAL CORP F COM 143658300 93 1,625 SH   OTR   1,625 0 0
CATERPILLAR INC COM 149123101 229 1,690 SH   SOLE   1,690 0 0
CATERPILLAR INC COM 149123101 81 600 SH   OTR   600 0 0
CERNER CORP COM 156782104 332 5,550 SH   SOLE   5,550 0 0
CHARLES SCHWAB CORP COM 808513105 20,307 397,392 SH   SOLE   397,392 0 0
CHARLES SCHWAB CORP COM 808513105 33 650 SH   OTR   650 0 0
CHEVRON CORPORATION COM 166764100 5,057 39,995 SH   SOLE   39,995 0 0
CHEVRON CORPORATION COM 166764100 101 800 SH   OTR   800 0 0
CINCINNATI FINL COM 172062101 594 8,887 SH   SOLE   8,887 0 0
CISCO SYSTEMS INC COM 17275R102 3,121 72,535 SH   SOLE   72,535 0 0
CISCO SYSTEMS INC COM 17275R102 123 2,850 SH   OTR   2,850 0 0
COLGATE-PALMOLIVE CO COM 194162103 310 4,784 SH   SOLE   4,784 0 0
CONCHO RESOURCES INC COM 20605P101 12,090 87,384 SH   SOLE   87,384 0 0
CONCHO RESOURCES INC COM 20605P101 17 125 SH   OTR   125 0 0
CONOCOPHILLIPS COM 20825C104 1,861 26,733 SH   SOLE   26,733 0 0
CONSOLIDATED EDISON COM 209115104 852 10,923 SH   SOLE   10,923 0 0
CORP OFFICE PPTY TR REIT COM 22002T108 1,291 44,537 SH   SOLE   44,537 0 0
COSTCO WHOLESALE CO COM 22160K105 525 2,512 SH   SOLE   2,512 0 0
CRYO-CELL INTL INC COM 228895108 185 20,063 SH   SOLE   20,063 0 0
CVS HEALTH CORP COM 126650100 222 3,447 SH   SOLE   3,447 0 0
DANAHER CORP COM 235851102 804 8,149 SH   SOLE   8,149 0 0
DOMINION ENERGY INC COM 25746U109 1,388 20,365 SH   SOLE   20,365 0 0
DOMINION ENERGY INC COM 25746U109 61 900 SH   OTR   900 0 0
DOWDUPONT INC COM 26078J100 4,198 63,679 SH   SOLE   63,679 0 0
DOWDUPONT INC COM 26078J100 89 1,350 SH   OTR   1,350 0 0
DUKE ENERGY CORP COM 26441C204 5,612 70,966 SH   SOLE   70,966 0 0
DUKE ENERGY CORP COM 26441C204 68 866 SH   OTR   866 0 0
EATON CORP PLC F COM G29183103 1,632 21,831 SH   SOLE   21,831 0 0
EATON CORP PLC F COM G29183103 56 750 SH   OTR   750 0 0
EMERSON ELECTRIC CO COM 291011104 363 5,243 SH   SOLE   5,243 0 0
ENERGY TRANSFER PARTN LP COM 29278N103 208 10,900 SH   SOLE   10,900 0 0
ENTERPRISE PRODS PART LP COM 293792107 1,022 36,953 SH   SOLE   36,953 0 0
EPAM SYSTEMS INC COM 29414B104 16,352 131,517 SH   SOLE   131,517 0 0
EPAM SYSTEMS INC COM 29414B104 28 225 SH   OTR   225 0 0
EVERBRIDGE INC. COM 29978A104 1,695 35,741 SH   SOLE   35,741 0 0
EXPRESS SCRIPTS HLDG COM 30219G108 1,146 14,840 SH   SOLE   14,840 0 0
EXPRESS SCRIPTS HLDG COM 30219G108 12 160 SH   OTR   160 0 0
EXXON MOBIL CORP COM 30231G102 4,454 53,832 SH   SOLE   53,832 0 0
EXXON MOBIL CORP COM 30231G102 2,600 31,433 SH   OTR   31,433 0 0
FACEBOOK INC CLASS A COM 30303M102 12,052 62,023 SH   SOLE   62,023 0 0
FACEBOOK INC CLASS A COM 30303M102 24 125 SH   OTR   125 0 0
FISERV INC COM 337738108 377 5,084 SH   SOLE   5,084 0 0
FIVE BELOW COM 33829M101 15,138 154,927 SH   SOLE   154,927 0 0
FIVE BELOW COM 33829M101 20 200 SH   OTR   200 0 0
GENERAL ELECTRIC CO COM 369604103 342 25,094 SH   SOLE   25,094 0 0
GENERAL ELECTRIC CO COM 369604103 64 4,700 SH   OTR   4,700 0 0
GOLDMAN SACHS GROUP COM 38141G104 12,573 57,004 SH   SOLE   57,004 0 0
GOLDMAN SACHS GROUP COM 38141G104 14 65 SH   OTR   65 0 0
HCP INC REIT REIT COM 40414L109 208 8,060 SH   SOLE   8,060 0 0
HOME DEPOT INC COM 437076102 2,781 14,254 SH   SOLE   14,254 0 0
HONEYWELL INTL INC COM 438516106 350 2,431 SH   SOLE   2,431 0 0
IBM CORP COM 459200101 722 5,168 SH   SOLE   5,168 0 0
INTEL CORP COM 458140100 5,719 115,047 SH   SOLE   115,047 0 0
INTEL CORP COM 458140100 124 2,500 SH   OTR   2,500 0 0
INTUITIVE SURGICAL COM 46120E602 226 473 SH   SOLE   473 0 0
IQVIA HOLDINGS INC COM 46266C105 16,126 161,551 SH   SOLE   161,551 0 0
IQVIA HOLDINGS INC COM 46266C105 25 250 SH   OTR   250 0 0
J P MORGAN CHASE & CO COM 46625H100 3,541 33,981 SH   SOLE   33,981 0 0
J P MORGAN CHASE & CO COM 46625H100 85 820 SH   OTR   820 0 0
JOHNSON & JOHNSON COM 478160104 3,370 27,773 SH   SOLE   27,773 0 0
JOHNSON & JOHNSON COM 478160104 67 550 SH   OTR   550 0 0
KAPSTONE PAPER & PCK COM 48562P103 217 6,300 SH   SOLE   6,300 0 0
KIMBERLY-CLARK CORP COM 494368103 1,053 9,994 SH   SOLE   9,994 0 0
KIMBERLY-CLARK CORP COM 494368103 68 650 SH   OTR   650 0 0
LAI SUN DEVELOPMEN ORDF COM Y51270224 24 14,980 SH   SOLE   14,980 0 0
LILLY ELI & CO COM 532457108 2,862 33,535 SH   SOLE   33,535 0 0
LOCKHEED MARTIN CORP COM 539830109 16,372 55,418 SH   SOLE   55,418 0 0
LOCKHEED MARTIN CORP COM 539830109 118 400 SH   OTR   400 0 0
LOWES COMPANIES INC COM 548661107 734 7,682 SH   SOLE   7,682 0 0
MARRIOTT INTL INC CLASS A COM 571903202 19,352 152,861 SH   SOLE   152,861 0 0
MARRIOTT INTL INC CLASS A COM 571903202 32 250 SH   OTR   250 0 0
MASTERCARD INC CLASS A COM 57636Q104 32,011 162,888 SH   SOLE   162,888 0 0
MASTERCARD INC CLASS A COM 57636Q104 29 150 SH   OTR   150 0 0
MC CORMICK & CO INC COM 579780206 554 4,770 SH   SOLE   4,770 0 0
MC CORMICK & CO INC COM 579780107 595 5,142 SH   SOLE   5,142 0 0
MC DONALDS CORP COM 580135101 3,524 22,493 SH   SOLE   22,493 0 0
MC DONALDS CORP COM 580135101 121 775 SH   OTR   775 0 0
MERCK & CO. INC. COM 58933Y105 2,712 44,671 SH   SOLE   44,671 0 0
MERCK & CO. INC. COM 58933Y105 36 600 SH   OTR   600 0 0
MICROSOFT CORP COM 594918104 30,597 310,280 SH   SOLE   310,280 0 0
MICROSOFT CORP COM 594918104 180 1,825 SH   OTR   1,825 0 0
NETFLIX INC COM 64110L106 507 1,295 SH   SOLE   1,295 0 0
NEXTERA ENERGY INC COM 65339F101 653 3,908 SH   SOLE   3,908 0 0
NEXTERA ENERGY INC COM 65339F101 67 400 SH   OTR   400 0 0
NORFOLK SOUTHERN CO COM 655844108 365 2,422 SH   SOLE   2,422 0 0
OCCIDENTAL PETROL CO COM 674599105 363 4,343 SH   SOLE   4,343 0 0
ORACLE CORP COM 68389X105 510 11,583 SH   SOLE   11,583 0 0
PAYCHEX INC COM 704326107 1,914 28,010 SH   SOLE   28,010 0 0
PAYCOM SOFTWARE INC COM 70432V102 10,519 106,432 SH   SOLE   106,432 0 0
PAYCOM SOFTWARE INC COM 70432V102 22 225 SH   OTR   225 0 0
PAYPAL HOLDINGS INCO COM 70450Y103 27,202 326,677 SH   SOLE   326,677 0 0
PAYPAL HOLDINGS INCO COM 70450Y103 40 475 SH   OTR   475 0 0
PEPSICO INCORPORATED COM 713448108 12,958 119,019 SH   SOLE   119,019 0 0
PEPSICO INCORPORATED COM 713448108 49 450 SH   OTR   450 0 0
PFIZER INC COM 717081103 3,832 105,625 SH   SOLE   105,625 0 0
PFIZER INC COM 717081103 229 6,300 SH   OTR   6,300 0 0
PHILIP MORRIS INTL COM 718172109 2,400 29,727 SH   SOLE   29,727 0 0
PHILIP MORRIS INTL COM 718172109 92 1,145 SH   OTR   1,145 0 0
PNC FINL SERVICES COM 693475105 334 2,471 SH   SOLE   2,471 0 0
PPL CORP COM 69351T106 1,127 39,480 SH   SOLE   39,480 0 0
PROCTER & GAMBLE COM 742718109 4,232 54,221 SH   SOLE   54,221 0 0
PROCTER & GAMBLE COM 742718109 27 350 SH   OTR   350 0 0
PULTEGROUP INC COM 745867101 18,735 651,653 SH   SOLE   651,653 0 0
PULTEGROUP INC COM 745867101 33 1,150 SH   OTR   1,150 0 0
PURE BIOSCIENCE INC COM 74621T209 8 12,500 SH   SOLE   12,500 0 0
SALESFORCE COM COM 79466L302 304 2,232 SH   SOLE   2,232 0 0
SANDY SPRING BANCORP COM 800363103 877 21,376 SH   SOLE   21,376 0 0
SCHLUMBERGER LTD F COM 806857108 279 4,163 SH   SOLE   4,163 0 0
SIMON PPTY GROUP REIT COM 828806109 235 1,383 SH   SOLE   1,383 0 0
SIRIUS XM HLDGS INC COM 82968B103 70 10,270 SH   SOLE   10,270 0 0
SKYWORKS SOLUTIONS COM 83088M102 12,238 126,619 SH   SOLE   126,619 0 0
SKYWORKS SOLUTIONS COM 83088M102 18 190 SH   OTR   190 0 0
SOUTHERN CO COM 842587107 3,734 80,638 SH   SOLE   80,638 0 0
STARBUCKS CORP COM 855244109 586 12,004 SH   SOLE   12,004 0 0
SUMMIT FINL GRP COM 86606G101 1,039 38,696 SH   SOLE   38,696 0 0
T ROWE PRICE GROUP COM 74144T108 204 1,760 SH   SOLE   1,760 0 0
TABLEAU SOFTWARE INC COM 87336U105 7,059 72,210 SH   SOLE   72,210 0 0
TABLEAU SOFTWARE INC COM 87336U105 15 150 SH   OTR   150 0 0
TARGET CORP COM 87612E106 2,257 29,656 SH   SOLE   29,656 0 0
TARGET CORP COM 87612E106 27 350 SH   OTR   350 0 0
THE COCA-COLA CO COM 191216100 707 16,111 SH   SOLE   16,111 0 0
TJX COMPANIES INC COM 872540109 458 4,814 SH   SOLE   4,814 0 0
TRANSENTERIX INC COM 89366M201 350 80,375 SH   SOLE   80,375 0 0
TREX COMPANY INC COM 89531P105 10,170 162,490 SH   SOLE   162,490 0 0
TREX COMPANY INC COM 89531P105 22 350 SH   OTR   350 0 0
U S BANCORP COM 902973304 429 8,586 SH   SOLE   8,586 0 0
UNITED TECHNOLOGIES COM 913017109 385 3,081 SH   SOLE   3,081 0 0
UNITEDHEALTH GRP INC COM 91324P102 24,403 99,465 SH   SOLE   99,465 0 0
UNITEDHEALTH GRP INC COM 91324P102 26 108 SH   OTR   108 0 0
VERIZON COMMUNICATN COM 92343V104 8,868 176,267 SH   SOLE   176,267 0 0
VERIZON COMMUNICATN COM 92343V104 85 1,680 SH   OTR   1,680 0 0
VF CORP COM 918204108 202 2,478 SH   SOLE   2,478 0 0
VISA INC CLASS A COM 92826C839 656 4,952 SH   SOLE   4,952 0 0
VULCAN MATERIALS COM COM 929160109 14,105 109,288 SH   SOLE   109,288 0 0
VULCAN MATERIALS COM COM 929160109 19 150 SH   OTR   150 0 0
WAL-MART STORES COM 931142103 809 9,448 SH   SOLE   9,448 0 0
WALT DISNEY CO COM 254687106 978 9,333 SH   SOLE   9,333 0 0
WASHINGTON REIT COM 939653101 711 23,430 SH   SOLE   23,430 0 0
WELLS FARGO BK N A COM 949746101 2,572 46,398 SH   SOLE   46,398 0 0
WELLS FARGO BK N A COM 949746101 46 825 SH   OTR   825 0 0
WELLTOWER INC REIT COM 95040Q104 2,303 36,735 SH   SOLE   36,735 0 0
WESTROCK CO COM 96145D105 3,736 65,514 SH   SOLE   65,514 0 0
WGL HOLDINGS INC XXX MANDATORY COM 92924F106 233 2,630 SH   SOLE   2,630 0 0
YUM BRANDS INC COM 988498101 761 9,733 SH   SOLE   9,733 0 0
AEGON N V 6.375 PFD PFD PFD 007924301 543 20,900 SH   SOLE   20,900 0 0
ALLSTATE CORP 6.25 PFD PFD SE PFD 020002853 639 23,675 SH   SOLE   23,675 0 0
BANK OF AMER 6.625 PFD PFD SE PFD 060505344 898 34,010 SH   SOLE   34,010 0 0
BANK OF AMERIC 6.5 PFD PFD SE PFD 060505310 2,488 94,475 SH   SOLE   94,475 0 0
BANK OF AMERIC 6.5 PFD PFD SE PFD 060505310 87 3,300 SH   OTR   3,300 0 0
J P MORGAN CHA 6.3 PFD PFD SE PFD 481246700 224 8,600 SH   SOLE   8,600 0 0
JPMORGAN CHA 6.125 PFD PFD SE PFD 48127R461 3,152 120,390 SH   SOLE   120,390 0 0
JPMORGAN CHA 6.125 PFD PFD SE PFD 48127R461 60 2,300 SH   OTR   2,300 0 0
WELLS FARGO BK N 6 PFD PFD SE PFD 949746366 2,062 79,860 SH   SOLE   79,860 0 0
WELLS FARGO BK N 6 PFD PFD SE PFD 949746366 85 3,300 SH   OTR   3,300 0 0
AMERICAN FD NEW PERSPECTIVE CL ETF 648018109 909 20,158 SH   SOLE   20,158 0 0
GABELLI SMALL CAP GROWTH FUND ETF 36239T103 212 3,657 SH   SOLE   3,657 0 0
GLOBAL X MLP ETF ETF 37950E473 4,603 502,507 SH   SOLE   502,507 0 0
GLOBAL X MLP ETF ETF 37950E473 92 10,000 SH   OTR   10,000 0 0
GLOBAL X SUPERDIVIDEND ETF ETF 37950E549 4,669 222,646 SH   SOLE   222,646 0 0
GLOBAL X SUPERDIVIDEND ETF ETF 37950E549 94 4,500 SH   OTR   4,500 0 0
INVESCO QQQ TRUST ETF 46090E103 1,244 7,250 SH   SOLE   7,250 0 0
INVESCO QQQ TRUST ETF 46090E103 91 532 SH   OTR   532 0 0
ISHARES CORE S&P 500 ETF ETF 464287200 5,013 18,360 SH   SOLE   18,360 0 0
ISHARES CORE S&P SMALL CAP ETF ETF 464287804 455 5,451 SH   SOLE   5,451 0 0
ISHARES CORE US AGGREGATE BOND ETF 464287226 786 7,389 SH   SOLE   7,389 0 0
ISHARES GLOBAL TECH ETF ETF 464287291 1,072 6,519 SH   SOLE   6,519 0 0
ISHARES IBOXX INVT GRADE BOND ETF 464287242 527 4,596 SH   SOLE   4,596 0 0
ISHARES MSCI EAFE ETF ETF 464287465 2,046 30,548 SH   SOLE   30,548 0 0
ISHARES NASDAQ BIOTECHNOLOGY E ETF 464287556 242 2,205 SH   SOLE   2,205 0 0
ISHARES RUSSELL 1000 GROWTH ET ETF 464287614 495 3,442 SH   SOLE   3,442 0 0
ISHARES RUSSELL 1000 GROWTH ET ETF 464287614 43 300 SH   OTR   300 0 0
ISHARES RUSSELL 2000 ETF ETF 464287655 3,208 19,588 SH   SOLE   19,588 0 0
ISHARES RUSSELL MID CAP ETF ETF 464287499 424 1,999 SH   SOLE   1,999 0 0
ISHARES US FINANCIALS ETF ETF 464287788 1,044 8,905 SH   SOLE   8,905 0 0
ISHARES US INDUSTRIALS ETF ETF 464287754 1,034 7,199 SH   SOLE   7,199 0 0
ISHARES US TECHNOLOGY ETF ETF 464287721 1,241 6,963 SH   SOLE   6,963 0 0
NEUBERGER BERMAN SUSTAINABLE E ETF 641224605 238 6,007 SH   SOLE   6,007 0 0
SELECT SECTOR INDUSTRIAL SPDR ETF 81369Y704 215 3,000 SH   SOLE   3,000 0 0
SELECT STR FINANCIAL SELECT SP ETF 81369Y605 240 9,036 SH   SOLE   9,036 0 0
SPDR BLMBERG BRCLY CONV SECRT ETF 78464A359 221 4,175 SH   SOLE   4,175 0 0
SPDR DOW JONES INDUSTRIAL AVRG ETF 78467X109 316 1,300 SH   SOLE   1,300 0 0
SPDR DOW JONES REIT ETF ETF 78464A607 1,859 19,782 SH   SOLE   19,782 0 0
SPDR S&P 500 ETF ETF 78462F103 2,933 10,812 SH   SOLE   10,812 0 0
VANGUARD CONSUMER DISCRETIONAR ETF 92204A108 1,106 6,518 SH   SOLE   6,518 0 0
VANGUARD EXTENDED MARKET ETF ETF 922908652 353 3,000 SH   SOLE   3,000 0 0
VANGUARD FTSE DEVELOPED MARKET ETF 921943858 5,770 134,492 SH   SOLE   134,492 0 0
VANGUARD FTSE DEVELOPED MARKET ETF 921943858 15 350 SH   OTR   350 0 0
VANGUARD FTSE EMERGING MARKETS ETF 922042858 6,497 153,963 SH   SOLE   153,963 0 0
VANGUARD FTSE EMERGING MARKETS ETF 922042858 15 350 SH   OTR   350 0 0
VANGUARD FTSE PACIFIC ETF ETF 922042866 2,124 30,345 SH   SOLE   30,345 0 0
VANGUARD HIGH DIVIDEND YIELD E ETF 921946406 745 8,970 SH   SOLE   8,970 0 0
VANGUARD INFORMATION TECHNOLOG ETF 92204A702 621 3,423 SH   SOLE   3,423 0 0
VANGUARD LARGE CAP ETF ETF 922908637 1,328 10,644 SH   SOLE   10,644 0 0
VANGUARD LTD TERM TAX EXEMPT A ETF 922907886 199 18,379 SH   SOLE   18,379 0 0
VANGUARD MID CAP ETF ETF 922908629 6,796 43,114 SH   SOLE   43,114 0 0
VANGUARD MID CAP ETF ETF 922908629 16 100 SH   OTR   100 0 0
VANGUARD REAL ESTATE ETF ETF 922908553 8,666 106,391 SH   SOLE   106,391 0 0
VANGUARD REAL ESTATE ETF ETF 922908553 14 175 SH   OTR   175 0 0
VANGUARD SMALL CAP ETF ETF 922908751 9,547 61,330 SH   SOLE   61,330 0 0
VANGUARD SMALL CAP ETF ETF 922908751 16 100 SH   OTR   100 0 0
VANGUARD TOTAL STOCK MARKET ET ETF 922908769 402 2,865 SH   SOLE   2,865 0 0