The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company COM 88579Y101 1,318 7,468 SH   SOLE   7,468 0 0
Abbott Laboratories COM 002824100 2,433 28,011 SH   SOLE   28,011 0 0
Abbvie Inc COM 00287Y109 3,146 35,536 SH   SOLE   35,536 0 0
Alcon Inc. COM H01301128 372 6,568 SH   SOLE   6,568 0 0
Alibaba Holding Group ADR COM 01609W102 1,433 6,754 SH   SOLE   6,754 0 0
Alphabet Inc-CL A COM 02079K305 3,261 2,435 SH   SOLE   2,435 0 0
Alphabet Inc-CL C COM 02079K107 833 623 SH   SOLE   623 0 0
Amazon.com Inc COM 023135106 939 508 SH   SOLE   508 0 0
American Express Co COM 025816109 2,651 21,292 SH   SOLE   21,292 0 0
Amgen Inc COM 031162100 831 3,448 SH   SOLE   3,448 0 0
Apple Inc COM 037833100 3,779 12,868 SH   SOLE   12,868 0 0
AT & T Inc COM 00206R102 538 13,763 SH   SOLE   13,763 0 0
Avery Dennison Corp COM 053611109 365 2,793 SH   SOLE   2,793 0 0
Bank of America Corp COM 060505104 330 9,369 SH   SOLE   9,369 0 0
Becton Dickinson & Co COM 075887109 333 1,225 SH   SOLE   1,225 0 0
Berkshire Hathaway Cl B COM 084670702 570 2,517 SH   SOLE   2,517 0 0
BlackRock Inc COM 09247X101 275 547 SH   SOLE   547 0 0
Boeing Co COM 097023105 3,332 10,228 SH   SOLE   10,228 0 0
Bristol-Myers Squibb Co COM 110122108 218 3,390 SH   SOLE   3,390 0 0
Broadcom Inc COM 11135F101 1,586 5,020 SH   SOLE   5,020 0 0
Capital One Financial Corp COM 14040H105 292 2,837 SH   SOLE   2,837 0 0
Carvana Co COM 146869102 1,174 12,750 SH   SOLE   12,750 0 0
Caterpillar Inc COM 149123101 776 5,252 SH   SOLE   5,252 0 0
Chevron Corp COM 166764100 856 7,103 SH   SOLE   7,103 0 0
Chipotle Mexican Grill Inc COM 169656105 984 1,176 SH   SOLE   1,176 0 0
Chubb Ltd COM H1467J104 217 1,396 SH   SOLE   1,396 0 0
Cisco Systems Inc COM 17275R102 729 15,202 SH   SOLE   15,202 0 0
Citigroup Inc COM 172967424 263 3,290 SH   SOLE   3,290 0 0
Coca-Cola Co COM 191216100 1,441 26,040 SH   SOLE   26,040 0 0
Comcast Corp-Class A COM 20030N101 406 9,033 SH   SOLE   9,033 0 0
ConocoPhillips COM 20825C104 326 5,018 SH   SOLE   5,018 0 0
CVS Health Corp COM 126650100 254 3,425 SH   SOLE   3,425 0 0
Disney (Walt) Co/The COM 254687106 312 2,159 SH   SOLE   2,159 0 0
Eaton Corp PLC COM G29183103 2,471 26,091 SH   SOLE   26,091 0 0
Expedia Group Inc COM 30212P303 1,110 10,269 SH   SOLE   10,269 0 0
Exxon Mobil Corp COM 30231G102 1,234 17,686 SH   SOLE   17,686 0 0
Facebook Inc-A COM 30303M102 989 4,818 SH   SOLE   4,818 0 0
Fastenal Co COM 311900104 362 9,791 SH   SOLE   9,791 0 0
Ford Motor Company COM 345370860 135 14,465 SH   SOLE   14,465 0 0
General Electric Corp COM 369604103 264 23,612 SH   SOLE   23,612 0 0
General Motors Co COM 37045V100 988 27,000 SH   SOLE   27,000 0 0
Home Depot Inc COM 437076102 1,087 4,976 SH   SOLE   4,976 0 0
Honeywell International COM 438516106 2,536 14,327 SH   SOLE   14,327 0 0
IBM Corp COM 459200101 444 3,311 SH   SOLE   3,311 0 0
Illinois Tool Works COM 452308109 326 1,814 SH   SOLE   1,814 0 0
Ingersoll-Rand PLC COM G47791101 907 6,825 SH   SOLE   6,825 0 0
Intel Corp COM 458140100 3,180 53,129 SH   SOLE   53,129 0 0
iShares 0-5 Year HY Corp Bond ETF COM 46434V407 1,020 21,969 SH   SOLE   21,969 0 0
iShares 20 Year Treasury Bond ETF COM 464287432 1,292 9,538 SH   SOLE   9,538 0 0
iShares 3-7 Year Treasury COM 464288661 979 7,783 SH   SOLE   7,783 0 0
iShares 7-10 Year Treasury Bond ETF COM 464287440 793 7,198 SH   SOLE   7,198 0 0
iShares Barclays Agg Bond COM 464287226 532 4,731 SH   SOLE   4,731 0 0
iShares Core S&P 500 ETF COM 464287200 849 2,626 SH   SOLE   2,626 0 0
iShares iBoxx USD High Yield Corp Bd ETF COM 464288513 306 3,475 SH   SOLE   3,475 0 0
iShares Intermed Credit Bond ETF COM 464288638 1,260 21,733 SH   SOLE   21,733 0 0
iShares MBS Bond ETF COM 464288588 5,012 46,382 SH   SOLE   46,382 0 0
iShares MSCI EAFE Index Fd COM 464287465 2,158 31,077 SH   SOLE   31,077 0 0
iShares MSCI Emrg Mkt Indx COM 464287234 1,979 44,096 SH   SOLE   44,096 0 0
iShares S&P Global 100 Fd COM 464287572 2,480 45,972 SH   SOLE   45,972 0 0
iShares S&P Midcap 400 COM 464287507 677 3,291 SH   SOLE   3,291 0 0
iShares S&P SmallCap 600 COM 464287804 2,278 27,172 SH   SOLE   27,172 0 0
iShares Short Term Corp Bond ETF COM 464288646 1,343 25,045 SH   SOLE   25,045 0 0
iShares TIPS Bond ETF COM 464287176 280 2,400 SH   SOLE   2,400 0 0
J P Morgan Chase COM 46625H100 4,584 32,887 SH   SOLE   32,887 0 0
Johnson & Johnson COM 478160104 2,325 15,941 SH   SOLE   15,941 0 0
Keysight Technologies Inc W/I COM 49338L103 626 6,104 SH   SOLE   6,104 0 0
Kinder Morgan Inc COM 49456B101 235 11,082 SH   SOLE   11,082 0 0
Lazard Ltd-Class A COM G54050102 206 5,147 SH   SOLE   5,147 0 0
Lilly (Eli) & Co COM 532457108 1,272 9,679 SH   SOLE   9,679 0 0
Marathon Petroleum Corp COM 56585A102 272 4,520 SH   SOLE   4,520 0 0
Marsh & McLennan Cos Inc COM 571748102 234 2,096 SH   SOLE   2,096 0 0
Mastercard Inc COM 57636Q104 1,276 4,272 SH   SOLE   4,272 0 0
McDonald's Corp COM 580135101 229 1,160 SH   SOLE   1,160 0 0
Medtronic PLC COM G5960L103 776 6,844 SH   SOLE   6,844 0 0
Merck & Company COM 58933Y105 2,833 31,150 SH   SOLE   31,150 0 0
Microsoft Corp COM 594918104 8,264 52,402 SH   SOLE   52,402 0 0
Mondelez International Inc COM 609207105 1,044 18,962 SH   SOLE   18,962 0 0
Nextera Energy Inc COM 65339F101 227 937 SH   SOLE   937 0 0
Novartis AG ADR COM 66987V109 428 4,518 SH   SOLE   4,518 0 0
O'Reilly Automotive Inc COM 67103H107 878 2,004 SH   SOLE   2,004 0 0
Paycom Software Inc COM 70432V102 265 1,000 SH   SOLE   1,000 0 0
PayPal Holdings Inc COM 70450Y103 589 5,448 SH   SOLE   5,448 0 0
PepsiCo Inc COM 713448108 2,136 15,628 SH   SOLE   15,628 0 0
Pfizer Inc COM 717081103 2,446 62,425 SH   SOLE   62,425 0 0
Phillips 66 COM 718546104 887 7,965 SH   SOLE   7,965 0 0
Procter & Gamble Co COM 742718109 1,843 14,759 SH   SOLE   14,759 0 0
Qualcomm Inc COM 747525103 390 4,417 SH   SOLE   4,417 0 0
Roper Industries COM 776696106 291 822 SH   SOLE   822 0 0
Salesforce.Com Inc COM 79466L302 997 6,131 SH   SOLE   6,131 0 0
Schwab US Dividend Equity ETF COM 808524797 885 15,283 SH   SOLE   15,283 0 0
Smith AO Corp COM 831865209 310 6,500 SH   SOLE   6,500 0 0
SPDR S & P 500 ETF Trust COM 78462F103 14,325 44,507 SH   SOLE   44,507 0 0
SPDR S & P Midcap 400 ETF COM 78467Y107 4,959 13,210 SH   SOLE   13,210 0 0
SPDR Short Term Corp ETF COM 78464A474 344 11,170 SH   SOLE   11,170 0 0
Synchrony Financial COM 87165B103 381 10,568 SH   SOLE   10,568 0 0
Sysco Corp COM 871829107 358 4,186 SH   SOLE   4,186 0 0
Target Corp COM 87612E106 1,378 10,751 SH   SOLE   10,751 0 0
Texas Instruments Inc COM 882508104 210 1,637 SH   SOLE   1,637 0 0
The Kraft Heinz Co COM 500754106 672 20,930 SH   SOLE   20,930 0 0
Thermo Fisher Corp COM 883556102 765 2,355 SH   SOLE   2,355 0 0
TJX Companies Inc COM 872540109 692 11,341 SH   SOLE   11,341 0 0
Truist Financial Corp COM 89832Q109 216 3,841 SH   SOLE   3,841 0 0
United Parcel Services B COM 911312106 617 5,270 SH   SOLE   5,270 0 0
United Technologies Corp COM 913017109 1,437 9,595 SH   SOLE   9,595 0 0
US Bancorp COM 902973304 889 15,000 SH   SOLE   15,000 0 0
Vanguard Growth ETF COM 922908736 382 2,099 SH   SOLE   2,099 0 0
Vanguard Long-Term Corp Bond ETF COM 92206C813 1,343 13,248 SH   SOLE   13,248 0 0
Vanguard S&P 500 ETF COM 922908363 2,489 8,414 SH   SOLE   8,414 0 0
Verizon Communications Inc COM 92343V104 879 14,319 SH   SOLE   14,319 0 0
Visa Inc Cl-A Shares COM 92826C839 1,781 9,481 SH   SOLE   9,481 0 0
Wal Mart Inc. COM 931142103 269 2,267 SH   SOLE   2,267 0 0
Walgreens Boots Alliance COM 931427108 1,837 31,159 SH   SOLE   31,159 0 0
Wells Fargo & Co COM 949746101 977 18,166 SH   SOLE   18,166 0 0
Whirlpool Corp COM 963320106 339 2,300 SH   SOLE   2,300 0 0
Yum China Holdings Inc COM 98850P109 298 6,206 SH   SOLE   6,206 0 0
Zebra Technologies Corp Cl COM 989207105 1,009 3,950 SH   SOLE   3,950 0 0
Zoetis Inc COM 98978V103 703 5,311 SH   SOLE   5,311 0 0