The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BROADMARK RLTY CAP INC COM 11135B100 140,744 11,038,766 SH   SOLE   11,038,766 0 0
ISHARES TR 0-5YR HI YL CP 46434v407 52,006 1,120,088 SH   SOLE   1,120,088 0 0
ISHARES TR 20 YR TR BD ETF 464287432 1,593 11,761 SH   SOLE   11,761 0 0
ISHARES TR BARCLAYS 7 10 YR 464287440 294,085 2,668,166 SH   SOLE   2,668,166 0 0
ISHARES TR CORE US AGGBD ET 464287226 11,758 104,637 SH   SOLE   104,637 0 0
ISHARES TR EAFE GRWTH ETF 464288885 1,090 12,607 SH   SOLE   12,607 0 0
ISHARES TR EAFE VALUE ETF 464288877 40,925 819,657 SH   SOLE   819,657 0 0
ISHARES TR IBOXX INV CP ETF 464287242 13,436 105,001 SH   SOLE   105,001 0 0
ISHARES TR MSCI EAFE ETF 464287465 122,864 1,769,359 SH   SOLE   1,769,359 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 19,978 445,253 SH   SOLE   445,253 0 0
ISHARES TR MSCI MIN VOL ETF 46429B697 14,146 215,640 SH   SOLE   215,640 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 719,536 3,817,370 SH   SOLE   3,817,370 0 0
ISHARES TR S&P 100 ETF 464287101 70,096 486,473 SH   SOLE   486,473 0 0
ISHARES TR US TREAS BD ETF 46429B267 199,230 7,680,432 SH   SOLE   7,680,432 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 9,565 66,934 SH   SOLE   66,934 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 72,846 226,329 SH   SOLE   226,329 0 0
SPDR SERIES TRUST BLOOMBERG SRT TR 78468r408 72,231 2,681,164 SH   SOLE   2,681,164 0 0
SPDR SERIES TRUST PORTFOLIO LN TSR 78464A664 2,970 76,397 SH   SOLE   76,397 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 2,728 14,977 SH   SOLE   14,977 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 534,609 3,267,380 SH   SOLE   3,267,380 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 51,636 430,839 SH   SOLE   430,839 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 143,697 3,231,324 SH   SOLE   3,231,324 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 3,455 42,657 SH   SOLE   42,657 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 176,142 3,574,313 SH   SOLE   3,574,313 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206c706 7,094 107,652 SH   SOLE   107,652 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 471,865 10,709,612 SH   SOLE   10,709,612 0 0
VANGUARD WORLD FD ESG INTL STK ETF 921910725 8,261 154,531 SH   SOLE   154,531 0 0
VANGUARD WORLD FD ESG US STK ETF 921910733 7,100 125,509 SH   SOLE   125,509 0 0
VANGUARD WORLD FDS INF TECH ETF 92204a702 14,110 57,626 SH   SOLE   57,626 0 0