The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE MSCI EURO 46434V738 6,718 140,074 SH   SOLE   140,074 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 5,396 40,222 SH   SOLE   40,222 0 0
ISHARES TR CORE S&P SCP ETF 464287804 5,322 60,799 SH   SOLE   60,799 0 0
ISHARES TR NATIONAL MUN ETF 464288414 4,560 42,245 SH   SOLE   42,245 0 0
EXCHANGE TRADED CONCEPTS TR ROBO GLB ETF 301505707 4,300 102,756 SH   SOLE   102,756 0 0
ISHARES TR IBOXX INV CP ETF 464287242 3,709 32,270 SH   SOLE   32,270 0 0
ABBOTT LABS COM 002824100 3,661 49,908 SH   SOLE   49,908 0 0
ISHARES TR CORE S&P MCP ETF 464287507 3,039 15,034 SH   SOLE   15,034 0 0
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 3,039 101,462 SH   SOLE   101,462 0 0
SPDR SERIES TRUST S&P BIOTECH 78464A870 2,994 31,227 SH   SOLE   31,227 0 0
PEPSICO INC COM 713448108 2,881 25,773 SH   SOLE   25,773 0 0
ISHARES TR IBOXX HI YD ETF 464288513 2,433 28,143 SH   SOLE   28,143 0 0
DISNEY WALT CO COM DISNEY 254687106 1,798 15,375 SH   SOLE   15,375 0 0
DIAGEO P L C SPON ADR NEW 25243Q205 1,565 10,887 SH   SOLE   10,887 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 1,528 13,425 SH   SOLE   13,425 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282 1,416 8,415 SH   SOLE   8,415 0 0
ISHARES TR TIPS BD ETF 464287176 1,180 10,670 SH   SOLE   10,670 0 0
SPDR SERIES TRUST S&P PHARMAC 78464A722 1,137 23,415 SH   SOLE   23,415 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 1,113 13,395 SH   SOLE   13,395 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL HLT 46137V332 1,075 5,218 SH   SOLE   5,218 0 0
INVESCO EXCHNG TRADED FD TR S&P500 LOW VOL 46138E354 1,070 21,602 SH   SOLE   21,602 0 0
ISHARES TR MIN VOL EAFE ETF 46429B689 1,025 14,075 SH   SOLE   14,075 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 1,018 6,507 SH   SOLE   6,507 0 0
ORACLE CORP COM 68389X105 918 17,797 SH   SOLE   17,797 0 0
LAUDER ESTEE COS INC CL A 518439104 828 5,698 SH   SOLE   5,698 0 0
ISHARES TR RUS MID CAP ETF 464287499 705 3,180 SH   SOLE   3,180 0 0
ISHARES TR CORE S&P500 ETF 464287200 569 1,937 SH   SOLE   1,937 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 551 3,374 SH   SOLE   3,374 0 0
NOVARTIS A G SPONSORED ADR 66987V109 518 6,009 SH   SOLE   6,009 0 0
CVS HEALTH CORP COM 126650100 511 6,489 SH   SOLE   6,489 0 0
ISHARES TR CORE MSCI EAFE 46432F842 504 7,868 SH   SOLE   7,868 0 0
VANGUARD GROUP DIV APP ETF 921908844 446 4,014 SH   SOLE   4,014 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 441 2,610 SH   SOLE   2,610 0 0
ISHARES TR NEW YORK MUN ETF 464288323 387 7,125 SH   SOLE   7,125 0 0
ISHARES TR CALIF MUN BD ETF 464288356 374 6,455 SH   SOLE   6,455 0 0
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 254 9,200 SH   SOLE   9,200 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 242 2,270 SH   SOLE   2,270 0 0
ISHARES GOLD TRUST ISHARES 464285105 7,233 632,840 SH   SOLE   632,840 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 6,252 79,995 SH   SOLE   79,995 0 0
3M CO COM 88579Y101 6,024 28,587 SH   SOLE   28,587 0 0
EXXON MOBIL CORP COM 30231G102 5,966 70,177 SH   SOLE   70,177 0 0
MICROSOFT CORP COM 594918104 5,806 50,767 SH   SOLE   50,767 0 0
ABBVIE INC COM 00287Y109 4,832 51,089 SH   SOLE   51,089 0 0
INVESCO EXCHNG TRADED FD TR CHINA TECHNLGY 46138E800 4,230 88,035 SH   SOLE   88,035 0 0
GOLUB CAP BDC INC COM 38173M102 4,183 223,105 SH   SOLE   223,105 0 0
WISDOMTREE TR EMG MKTS SMCAP 97717W281 4,004 87,714 SH   SOLE   87,714 0 0
APPLE INC COM 037833100 3,812 16,886 SH   SOLE   16,886 0 0
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 3,668 41,795 SH   SOLE   41,795 0 0
AMERICAN EXPRESS CO COM 025816109 3,514 33,000 SH   SOLE   33,000 0 0
EQUIFAX INC COM 294429105 3,493 26,750 SH   SOLE   26,750 0 0
JOHNSON & JOHNSON COM 478160104 3,491 25,269 SH   SOLE   25,269 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 2,913 19,250 SH   SOLE   19,250 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 2,683 43,215 SH   SOLE   43,215 0 0
COCA COLA CO COM 191216100 2,323 49,861 SH   SOLE   49,861 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 2,318 15,329 SH   SOLE   15,329 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 2,267 28,326 SH   SOLE   28,326 0 0
UNION PAC CORP COM 907818108 2,244 13,784 SH   SOLE   13,784 0 0
MONDELEZ INTL INC CL A 609207105 2,038 47,144 SH   SOLE   47,144 0 0
PROCTER AND GAMBLE CO COM 742718109 1,982 23,808 SH   SOLE   23,808 0 0
AT&T INC COM 00206R102 1,930 57,465 SH   SOLE   57,465 0 0
AFLAC INC COM 001055102 1,779 37,800 SH   SOLE   37,800 0 0
ZIMMER BIOMET HLDGS INC COM 98956P102 1,687 12,807 SH   SOLE   12,807 0 0
UNITED TECHNOLOGIES CORP COM 913017109 1,566 11,200 SH   SOLE   11,200 0 0
MERCK & CO INC COM 58933Y105 1,541 21,577 SH   SOLE   21,577 0 0
CISCO SYS INC COM 17275R102 1,511 31,055 SH   SOLE   31,055 0 0
MCDONALDS CORP COM 580135101 1,431 8,555 SH   SOLE   8,555 0 0
JPMORGAN CHASE & CO COM 46625H100 1,416 12,549 SH   SOLE   12,549 0 0
PFIZER INC COM 717081103 1,373 31,158 SH   SOLE   31,158 0 0
GENERAL ELECTRIC CO COM 369604103 1,363 119,440 SH   SOLE   119,440 0 0
CHEVRON CORP NEW COM 166764100 1,273 10,412 SH   SOLE   10,412 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,179 4,037 SH   SOLE   4,037 0 0
WISDOMTREE TR INTL SMCAP DIV 97717W760 1,150 16,170 SH   SOLE   16,170 0 0
KRAFT HEINZ CO COM 500754106 1,137 20,634 SH   SOLE   20,634 0 0
ALPHABET INC CAP STK CL A 02079K305 1,123 930 SH   SOLE   930 0 0
EMERSON ELEC CO COM 291011104 1,106 14,445 SH   SOLE   14,445 0 0
PAYPAL HLDGS INC COM 70450Y103 1,091 12,419 SH   SOLE   12,419 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,073 20,100 SH   SOLE   20,100 0 0
FIDELITY NATL INFORMATION SV COM 31620M106 1,051 9,634 SH   SOLE   9,634 0 0
STRYKER CORP COM 863667101 930 5,220 SH   SOLE   5,220 0 0
DOWDUPONT INC COM 26078J100 930 14,454 SH   SOLE   14,454 0 0
ALPHABET INC CAP STK CL C 02079K107 921 772 SH   SOLE   772 0 0
EXPRESS SCRIPTS HLDG CO COM 30219G108 835 8,784 SH   SOLE   8,784 0 0
MEDTRONIC PLC SHS G5960L103 814 8,229 SH   SOLE   8,229 0 0
HOME DEPOT INC COM 437076102 764 3,687 SH   SOLE   3,687 0 0
CATERPILLAR INC DEL COM 149123101 762 5,000 SH   SOLE   5,000 0 0
WELLS FARGO CO NEW COM 949746101 760 14,455 SH   SOLE   14,455 0 0
COMCAST CORP NEW CL A 20030N101 711 20,068 SH   SOLE   20,068 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 705 10,350 SH   SOLE   10,350 0 0
VISA INC COM CL A 92826C839 701 4,672 SH   SOLE   4,672 0 0
COLGATE PALMOLIVE CO COM 194162103 670 10,000 SH   SOLE   10,000 0 0
YUM BRANDS INC COM 988498101 655 7,200 SH   SOLE   7,200 0 0
SOUTHERN CO COM 842587107 654 15,000 SH   SOLE   15,000 0 0
ALLSTATE CORP COM 020002101 652 6,577 SH   SOLE   6,577 0 0
CHUBB LIMITED COM H1467J104 650 4,834 SH   SOLE   4,834 0 0
WISDOMTREE TR INTL LRGCAP DV 97717W794 616 12,775 SH   SOLE   12,775 0 0
LILLY ELI & CO COM 532457108 558 5,196 SH   SOLE   5,196 0 0
BOOKING HLDGS INC COM 09857L108 558 281 SH   SOLE   281 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 547 2,554 SH   SOLE   2,554 0 0
BROADRIDGE FINL SOLUTIONS IN COM 11133T103 530 4,000 SH   SOLE   4,000 0 0
KELLOGG CO COM 487836108 518 7,400 SH   SOLE   7,400 0 0
BANK AMER CORP COM 060505104 470 15,946 SH   SOLE   15,946 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104 440 5,875 SH   SOLE   5,875 0 0
SUNTRUST BKS INC COM 867914103 434 6,500 SH   SOLE   6,500 0 0
BAXTER INTL INC COM 071813109 411 5,323 SH   SOLE   5,323 0 0
AMAZON COM INC COM 023135106 407 203 SH   SOLE   203 0 0
INTEL CORP COM 458140100 396 8,374 SH   SOLE   8,374 0 0
CROWN CASTLE INTL CORP NEW COM 22822V101 392 3,525 SH   SOLE   3,525 0 0
EASTMAN CHEM CO COM 277432100 385 4,000 SH   SOLE   4,000 0 0
EBAY INC COM 278642103 385 11,650 SH   SOLE   11,650 0 0
MASTERCARD INCORPORATED CL A 57636Q104 378 1,697 SH   SOLE   1,697 0 0
RAYTHEON CO COM NEW 755111507 372 1,802 SH   SOLE   1,802 0 0
TCW STRATEGIC INCOME FUND IN COM 872340104 359 63,209 SH   SOLE   63,209 0 0
UNITEDHEALTH GROUP INC COM 91324P102 357 1,341 SH   SOLE   1,341 0 0
AMGEN INC COM 031162100 355 1,712 SH   SOLE   1,712 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 340 8,200 SH   SOLE   8,200 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 335 1,372 SH   SOLE   1,372 0 0
COSTCO WHSL CORP NEW COM 22160K105 334 1,424 SH   SOLE   1,424 0 0
GILEAD SCIENCES INC COM 375558103 334 4,325 SH   SOLE   4,325 0 0
FRANKLIN RES INC COM 354613101 331 10,800 SH   SOLE   10,800 0 0
STANLEY BLACK & DECKER INC COM 854502101 328 2,243 SH   SOLE   2,243 0 0
FACEBOOK INC CL A 30303M102 298 1,815 SH   SOLE   1,815 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 290 1,760 SH   SOLE   1,760 0 0
KEYCORP NEW COM 493267108 289 14,550 SH   SOLE   14,550 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 280 2,485 SH   SOLE   2,485 0 0
WASTE MGMT INC DEL COM 94106L109 278 3,072 SH   SOLE   3,072 0 0
CITIGROUP INC COM NEW 172967424 276 3,853 SH   SOLE   3,853 0 0
CDK GLOBAL INC COM 12508E101 272 4,348 SH   SOLE   4,348 0 0
AMERICAN TOWER CORP NEW COM 03027X100 270 1,848 SH   SOLE   1,848 0 0
ALTISOURCE ASSET MGMT CORP COM 02153X108 266 4,448 SH   SOLE   4,448 0 0
FEDEX CORP COM 31428X106 266 1,102 SH   SOLE   1,102 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 264 3,500 SH   SOLE   3,500 0 0
DELTA AIR LINES INC DEL COM NEW 247361702 258 4,468 SH   SOLE   4,468 0 0
SONOCO PRODS CO COM 835495102 256 4,620 SH   SOLE   4,620 0 0
ALTRIA GROUP INC COM 02209S103 256 4,193 SH   SOLE   4,193 0 0
GENERAL DYNAMICS CORP COM 369550108 256 1,250 SH   SOLE   1,250 0 0
PHILIP MORRIS INTL INC COM 718172109 247 2,976 SH   SOLE   2,976 0 0
FISERV INC COM 337738108 247 3,000 SH   SOLE   3,000 0 0
SEALED AIR CORP NEW COM 81211K100 241 6,000 SH   SOLE   6,000 0 0
DOMINION ENERGY INC COM 25746U109 240 3,422 SH   SOLE   3,422 0 0
DXC TECHNOLOGY CO COM 23355L106 234 2,500 SH   SOLE   2,500 0 0
BROADCOM INC COM 11135F101 228 925 SH   SOLE   925 0 0
GENERAL MLS INC COM 370334104 215 5,000 SH   SOLE   5,000 0 0
ACTIVISION BLIZZARD INC COM 00507V109 208 2,501 SH   SOLE   2,501 0 0
LAM RESEARCH CORP COM 512807108 208 1,369 SH   SOLE   1,369 0 0
DENTSPLY SIRONA INC COM 24906P109 204 5,400 SH   SOLE   5,400 0 0
AETNA INC NEW COM 00817Y108 202 995 SH   SOLE   995 0 0
HONEYWELL INTL INC COM 438516106 201 1,207 SH   SOLE   1,207 0 0