The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8

COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Co COM 88579Y101 234 1,500 SH   SOLE   0 0 1,500
Alexion Pharma Inc COM 015351109 265 2,362 SH   SOLE   0 0 2,362
Alibaba Group Hldg Adr SPONSORED ADS 01609W102 232 1,075 SH   SOLE   0 0 1,075
Alphabet Inc A CAP STK CL A 02079K305 579 408 SH   SOLE   0 0 408
Alphabet Inc C CAP STK CL C 02079K107 355 251 SH   SOLE   0 0 251
AMAZON COM INC COM 023135106 1,672 606 SH   SOLE   0 0 606
Amgen COM 031162100 611 2,589 SH   SOLE   0 0 2,589
Antares Pharma Inc COM 036642106 44 16,000 SH   SOLE   0 0 16,000
Apple Inc COM 037833100 9,258 25,378 SH   SOLE   0 0 25,378
AT&T Inc COM 00206R102 700 23,152 SH   SOLE   0 0 23,152
Auto Data Processing COM 053015103 505 3,389 SH   SOLE   0 0 3,389
Autoliv Inc COM 052800109 540 8,377 SH   SOLE   0 0 8,377
Bank of Marin COM 063425102 213 6,380 SH   SOLE   0 0 6,380
Berkshire Hathaway Inc B CL B NEW 084670702 1,675 9,385 SH   SOLE   0 0 9,385
Boeing Co COM 097023105 248 1,352 SH   SOLE   0 0 1,352
Calavo Growers Inc COM 128246105 393 6,250 SH   SOLE   0 0 6,250
Charles Schwab Corp COM 808513105 235 6,972 SH   SOLE   0 0 6,972
Chevron Corp COM 166764100 1,342 15,038 SH   SOLE   0 0 15,038
Cisco Systems Inc COM 17275R102 725 15,541 SH   SOLE   0 0 15,541
Coca Cola Company COM 191216100 210 4,696 SH   SOLE   0 0 4,696
Comcast Corp Class A CL A 20030N101 330 8,463 SH   SOLE   0 0 8,463
Consumer Staples SPDR ETF SBI CONS STPLS 81369Y308 15,349 261,747 SH   SOLE   0 0 261,747
CrowdStrike Holdings Inc CL A 22788C105 1,415 14,110 SH   SOLE   0 0 14,110
Dominion Energy Inc. COM 25746U109 217 2,668 SH   SOLE   0 0 2,668
Eaton Corp PLC SHS G29183103 279 3,184 SH   SOLE   0 0 3,184
Energy Select Sector SPDR ENERGY 81369Y506 7,665 202,499 SH   SOLE   0 0 202,499
Extreme Networks Inc COM 30226D106 474 109,280 SH   SOLE   0 0 109,280
Exxon Mobil Corp COM 30231G102 793 17,740 SH   SOLE   0 0 17,740
Facebook Inc Class A CL A 30303M102 394 1,733 SH   SOLE   0 0 1,733
General Electric Co COM 369604103 109 16,005 SH   SOLE   0 0 16,005
Intel Corp COM 458140100 1,215 20,313 SH   SOLE   0 0 20,313
Invesco QQQ Trust UNIT SER 1 46090E103 320 1,294 SH   SOLE   0 0 1,294
iShares Agency Bond ETF AGENCY BOND ETF 464288166 435 3,595 SH   SOLE   0 0 3,595
iShares Barclays MBS Bond MBS ETF 464288588 434 3,920 SH   SOLE   0 0 3,920
iShares Core MSCI EAFE ETF CORE MSCI EAFE 46432F842 10,698 187,168 SH   SOLE   0 0 187,168
iShares Core MSCI Pacific ETF CORE MSCI PAC 46434V696 1,015 19,268 SH   SOLE   0 0 19,268
iShares Core S&P Small Cap ETF CORE S&P SCP ETF 464287804 10,557 154,594 SH   SOLE   0 0 154,594
iShares Russell 2000 ETF RUSSELL 2000 ETF 464287655 2,137 14,925 SH   SOLE   0 0 14,925
iShares S&P 500 Index CORE S&P500 ETF 464287200 2,149 6,941 SH   SOLE   0 0 6,941
iShares Short Maturity Bond ETF SHT MAT BD ETF 46431W507 298 5,963 SH   SOLE   0 0 5,963
iShares Ultra Short Term Bond ETF ULTR SH TRM BD 46434V878 18,270 361,350 SH   SOLE   0 0 361,350
Johnson & Johnson COM 478160104 844 6,002 SH   SOLE   0 0 6,002
JP Morgan Chase & Co COM 46625H100 208 2,216 SH   SOLE   0 0 2,216
Lockheed Martin Corp COM 539830109 894 2,450 SH   SOLE   0 0 2,450
McDonald's Corp COM 580135101 418 2,264 SH   SOLE   0 0 2,264
McKesson Corp COM 58155Q103 468 3,050 SH   SOLE   0 0 3,050
Medtronic PLC SHS G5960L103 240 2,620 SH   SOLE   0 0 2,620
Merck & Co Inc COM 58933Y105 938 12,132 SH   SOLE   0 0 12,132
Microsoft Corp COM 594918104 3,136 15,410 SH   SOLE   0 0 15,410
Northrop Grumman Corp COM 666807102 1,568 5,100 SH   SOLE   0 0 5,100
PepsiCo Inc COM 713448108 491 3,715 SH   SOLE   0 0 3,715
Pfizer Inc COM 717081103 638 19,498 SH   SOLE   0 0 19,498
PIMCO Enhanced Short Maturity ETF ENHAN SHRT MA AC 72201R833 14,691 144,466 SH   SOLE   0 0 144,466
PowerShares S&P 500 Equal Weight S&P500 EQL WGT 46137V357 234 2,302 SH   SOLE   0 0 2,302
Procter & Gamble Co COM 742718109 444 3,715 SH   SOLE   0 0 3,715
Raytheon Technologies Co COM 75513E101 325 5,273 SH   SOLE   0 0 5,273
S&P 500 Index SPDR Trust ETF TR UNIT 78462F103 419 1,360 SH   SOLE   0 0 1,360
Salesforce Com COM 79466L302 268 1,432 SH   SOLE   0 0 1,432
Savara Inc COM 805111101 36 14,658 SH   SOLE   0 0 14,658
Schwab International Equity ETF INTL EQTY ETF 808524805 300 10,073 SH   SOLE   0 0 10,073
Schwab US Dividend Equity ETF US DIVIDEND EQ 808524797 11,339 219,119 SH   SOLE   0 0 219,119
Schwab US Large Cap ETF US LRG CAP ETF 808524201 1,261 17,015 SH   SOLE   0 0 17,015
Schwab US Mid Cap ETF US MID-CAP ETF 808524508 3,588 68,179 SH   SOLE   0 0 68,179
Schwab US Small Cap ETF US SML CAP ETF 808524607 455 6,966 SH   SOLE   0 0 6,966
SPDR Floating Rate Inv. Grade ETF SPDR SER TR 78468R200 224 7,360 SH   SOLE   0 0 7,360
SPDR S&P MidCap 400 ETF UTSER1 S&PDCRP 78467Y107 3,456 10,652 SH   SOLE   0 0 10,652
The Home Depot Inc COM 437076102 623 2,487 SH   SOLE   0 0 2,487
Total SA ADR SPONSORED ADS 89151E109 211 5,480 SH   SOLE   0 0 5,480
United Parcel Service Inc B CL B 911312106 373 3,351 SH   SOLE   0 0 3,351
Vanguard Dividend Appreciation ETF DIV APP ETF 921908844 21,647 184,729 SH   SOLE   0 0 184,729
Vanguard Growth Growth ETF 922908736 204 1,009 SH   SOLE   0 0 1,009
Vanguard Health Care ETF HEALTH CAR ETF 92204A504 19,395 100,673 SH   SOLE   0 0 100,673
Vanguard International Dividend ETF INTL DVD ETF 921946810 29,778 443,924 SH   SOLE   0 0 443,924
Vanguard Mega Cap Blend ETF MEGA CAP INDEX 921910873 9,257 84,579 SH   SOLE   0 0 84,579
Vanguard Mega Cap Value ETF MEGA CAP VAL ETF 921910840 13,629 186,136 SH   SOLE   0 0 186,136
Vanguard Mid Cap Value ETF MCAP VL IDXVIP 922908512 11,804 123,339 SH   SOLE   0 0 123,339
Vanguard Mortgage Backed ETF MORTG-BACK SEC 92206C771 428 7,878 SH   SOLE   0 0 7,878
Vanguard Pacific Index ETF FTSE PACIFIC ETF 922042866 13,411 210,702 SH   SOLE   0 0 210,702
Vanguard S&P 500 ETF S&P 500 ETF SHS 922908363 705 2,487 SH   SOLE   0 0 2,487
Vanguard Short Term Corp Bond ETF SHRT TRM CORP BD 92206C409 414 5,014 SH   SOLE   0 0 5,014
Vanguard Short-Term Treasury ETF SHORT TERM TREAS 92206C102 428 6,880 SH   SOLE   0 0 6,880
Vanguard Small Cap ETF SMALL CP ETF 922908751 854 5,861 SH   SOLE   0 0 5,861
Vanguard Small Cap Value Index ETF SM CP VAL ETF 922908611 3,139 29,362 SH   SOLE   0 0 29,362
Vanguard Total Bond Market ETF TOTAL BND MRKT 921937835 347 3,927 SH   SOLE   0 0 3,927
Vanguard Total International Stock ETF VG TL INTL STK F 921909768 9,449 192,174 SH   SOLE   0 0 192,174
Vanguard Total Stock Market ETF TOTAL STK MKT 922908769 333 2,129 SH   SOLE   0 0 2,129
Verizon Communications Inc COM 92343V104 620 11,252 SH   SOLE   0 0 11,252
Walmart Inc. COM 931142103 229 1,910 SH   SOLE   0 0 1,910
Walt Disney Co COM DISNEY 254687106 240 2,154 SH   SOLE   0 0 2,154
Workday Inc CL A 98138H101 1,651 8,812 SH   SOLE   0 0 8,812
Xilinx Inc COM 983919101 876 8,900 SH   SOLE   0 0 8,900