The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   422,940 4,070 SH   SOLE 0 0 0 4,070
ABBVIE INC COM 00287Y109   504,010 2,938 SH   SOLE 0 0 0 2,938
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   291,474 961 SH   SOLE 0 0 0 961
ADOBE INC COM 00724F101   477,764 860 SH   SOLE 0 0 0 860
ADVANCED MICRO DEVICES INC COM 007903107   1,255,505 7,740 SH   SOLE 0 0 0 7,740
AIR PRODS & CHEMS INC COM 009158106   2,369,980 9,184 SH   SOLE 0 0 0 9,184
AIRBNB INC COM CL A 009066101   209,249 1,380 SH   SOLE 0 0 0 1,380
ALLSTATE CORP COM 020002101   612,361 3,835 SH   SOLE 0 0 0 3,835
ALPHABET INC CAP STK CL A 02079K305   3,026,691 16,616 SH   SOLE 0 0 0 16,616
ALPHABET INC CAP STK CL C 02079K107   1,755,762 9,572 SH   SOLE 0 0 0 9,572
AMAZON COM INC COM 023135106   7,780,825 40,263 SH   SOLE 0 0 0 40,263
AMERICAN CENTY ETF TR US EQT ETF 025072885   223,597 2,479 SH   SOLE 0 0 0 2,479
AMERICAN EXPRESS CO COM 025816109   1,322,631 5,712 SH   SOLE 0 0 0 5,712
AMPLIFY ETF TR CWP ENHANCED DIV 032108409   4,822,211 124,605 SH   SOLE 0 0 0 124,605
APPLE INC COM 037833100   17,521,563 83,190 SH   SOLE 0 0 0 83,190
APPLIED MATLS INC COM 038222105   207,514 879 SH   SOLE 0 0 0 879
BANK AMERICA CORP COM 060505104   654,625 16,460 SH   SOLE 0 0 0 16,460
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,204,128 2,960 SH   SOLE 0 0 0 2,960
BEST BUY INC COM 086516101   1,682,999 19,967 SH   SOLE 0 0 0 19,967
BLACKROCK ENHANCED EQUITY DI COM 09251A104   101,488 12,422 SH   SOLE 0 0 0 12,422
BLACKROCK ETF TRUST US EQT FACTOR 09290C103   5,091,079 108,459 SH   SOLE 0 0 0 108,459
BLACKROCK ETF TRUST US INDUSTRY ROTA 09290C830   1,804,478 69,411 SH   SOLE 0 0 0 69,411
BLACKROCK INNOVATION AND GRW SHS BEN INT 09260Q108   77,085 10,662 SH   SOLE 0 0 0 10,662
BLACKROCK MUNIYIELD MICH QU COM 09254V105   415,268 36,300 SH   SOLE 0 0 0 36,300
BLACKROCK RES & COMMODITIES SHS 09257A108   92,211 10,034 SH   SOLE 0 0 0 10,034
BNY MELLON MUN BD INFRASTRUC COM SHS 09662W109   525,576 49,676 SH   SOLE 0 0 0 49,676
BOEING CO COM 097023105   424,139 2,330 SH   SOLE 0 0 0 2,330
BONDBLOXX ETF TRUST BLOOMBERG SIX MN 09789C788   1,163,630 23,143 SH   SOLE 0 0 0 23,143
BRISTOL-MYERS SQUIBB CO COM 110122108   692,007 16,663 SH   SOLE 0 0 0 16,663
BROADCOM INC COM 11135F101   7,431,142 4,628 SH   SOLE 0 0 0 4,628
CALAMOS CONV & HIGH INCOME F COM SHS 12811P108   137,425 12,314 SH   SOLE 0 0 0 12,314
CAPITAL GROUP INTL FOCUS EQT SHS CREATION UNI 14019W109   520,636 20,242 SH   SOLE 0 0 0 20,242
CARLISLE COS INC COM 142339100   819,353 2,022 SH   SOLE 0 0 0 2,022
CATERPILLAR INC COM 149123101   395,266 1,187 SH   SOLE 0 0 0 1,187
CHEVRON CORP NEW COM 166764100   576,402 3,685 SH   SOLE 0 0 0 3,685
CHUBB LIMITED COM H1467J104   4,116,075 16,136 SH   SOLE 0 0 0 16,136
CISCO SYS INC COM 17275R102   2,890,807 60,846 SH   SOLE 0 0 0 60,846
CME GROUP INC COM 12572Q105   2,588,974 13,169 SH   SOLE 0 0 0 13,169
COCA COLA CO COM 191216100   756,928 11,892 SH   SOLE 0 0 0 11,892
COMCAST CORP NEW CL A 20030N101   2,287,127 58,405 SH   SOLE 0 0 0 58,405
CONOCOPHILLIPS COM 20825C104   333,342 2,914 SH   SOLE 0 0 0 2,914
COSTCO WHSL CORP NEW COM 22160K105   1,164,123 1,370 SH   SOLE 0 0 0 1,370
DARDEN RESTAURANTS INC COM 237194105   2,092,760 13,830 SH   SOLE 0 0 0 13,830
DEERE & CO COM 244199105   330,893 886 SH   SOLE 0 0 0 886
DEVON ENERGY CORP NEW COM 25179M103   2,787,911 58,817 SH   SOLE 0 0 0 58,817
DEXCOM INC COM 252131107   499,099 4,402 SH   SOLE 0 0 0 4,402
DIAMONDBACK ENERGY INC COM 25278X109   741,948 3,706 SH   SOLE 0 0 0 3,706
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   3,349,553 56,917 SH   SOLE 0 0 0 56,917
DTE ENERGY CO COM 233331107   438,775 3,953 SH   SOLE 0 0 0 3,953
EATON CORP PLC SHS G29183103   6,617,282 21,104 SH   SOLE 0 0 0 21,104
EATON VANCE RISK-MANAGED DIV COM 27829G106   105,540 12,020 SH   SOLE 0 0 0 12,020
ECOLAB INC COM 278865100   325,900 1,369 SH   SOLE 0 0 0 1,369
EDWARDS LIFESCIENCES CORP COM 28176E108   923,053 9,993 SH   SOLE 0 0 0 9,993
ELI LILLY & CO COM 532457108   2,399,213 2,650 SH   SOLE 0 0 0 2,650
EMERSON ELEC CO COM 291011104   202,822 1,841 SH   SOLE 0 0 0 1,841
EXPEDITORS INTL WASH INC COM 302130109   3,117,556 24,982 SH   SOLE 0 0 0 24,982
EXXON MOBIL CORP COM 30231G102   698,731 6,070 SH   SOLE 0 0 0 6,070
FEDEX CORP COM 31428X106   206,023 687 SH   SOLE 0 0 0 687
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808   4,155,880 24,230 SH   SOLE 0 0 0 24,230
FISERV INC COM 337738108   887,682 5,956 SH   SOLE 0 0 0 5,956
FORD MTR CO DEL COM 345370860   151,499 12,081 SH   SOLE 0 0 0 12,081
GE AEROSPACE COM NEW 369604301   221,592 1,394 SH   SOLE 0 0 0 1,394
GOLDMAN SACHS GROUP INC COM 38141G104   384,568 850 SH   SOLE 0 0 0 850
HALLIBURTON CO COM 406216101   745,554 22,071 SH   SOLE 0 0 0 22,071
HOME DEPOT INC COM 437076102   4,669,185 13,564 SH   SOLE 0 0 0 13,564
ILLINOIS TOOL WKS INC COM 452308109   4,384,042 18,501 SH   SOLE 0 0 0 18,501
INTERCONTINENTAL EXCHANGE IN COM 45866F104   1,005,464 7,345 SH   SOLE 0 0 0 7,345
INTERNATIONAL BUSINESS MACHS COM 459200101   276,485 1,599 SH   SOLE 0 0 0 1,599
INTUIT COM 461202103   224,134 341 SH   SOLE 0 0 0 341
IQVIA HLDGS INC COM 46266C105   883,185 4,177 SH   SOLE 0 0 0 4,177
ISHARES INC CORE MSCI EMKT 46434G103   5,010,542 93,603 SH   SOLE 0 0 0 93,603
ISHARES INC MSCI EMRG CHN 46434G764   4,895,395 82,692 SH   SOLE 0 0 0 82,692
ISHARES TR US INFRASTRUC 46435U713   2,005,859 47,622 SH   SOLE 0 0 0 47,622
ISHARES TR IBDS DEC28 ETF 46435U515   1,800,299 72,681 SH   SOLE 0 0 0 72,681
ISHARES TR TRS FLT RT BD 46434V860   1,217,795 24,039 SH   SOLE 0 0 0 24,039
ISHARES TR HDG MSCI EAFE 46434V803   2,516,018 70,764 SH   SOLE 0 0 0 70,764
ISHARES TR IBONDS DEC2026 46435GAA0   1,800,547 75,590 SH   SOLE 0 0 0 75,590
ISHARES TR IBONDS 27 ETF 46435UAA9   1,800,969 75,894 SH   SOLE 0 0 0 75,894
ISHARES TR IBONDS DEC 2031 46436E486   1,254,147 61,811 SH   SOLE 0 0 0 61,811
ISHARES TR IBONDS DEC 29 46436E205   1,264,518 55,779 SH   SOLE 0 0 0 55,779
ISHARES TR 0-3 MNTH TREASRY 46436E718   3,564,662 35,395 SH   SOLE 0 0 0 35,395
ISHARES TR IBONDS DEC 2030 46436E726   1,257,287 59,139 SH   SOLE 0 0 0 59,139
ISHARES TR IBONDS DEC 2032 46436E312   1,252,708 51,006 SH   SOLE 0 0 0 51,006
ISHARES TR IBONDS DEC 2033 46436E130   1,254,082 49,765 SH   SOLE 0 0 0 49,765
ISHARES TR CORE MSCI EAFE 46432F842   992,694 13,666 SH   SOLE 0 0 0 13,666
ISHARES TR MSCI USA MIN VOL 46429B697   1,515,869 18,055 SH   SOLE 0 0 0 18,055
ISHARES TR MSCI USA QLT FCT 46432F339   20,031,611 117,309 SH   SOLE 0 0 0 117,309
ISHARES TR CORE DIV GRWTH 46434V621   355,995 6,179 SH   SOLE 0 0 0 6,179
ISHARES TR CORE TOTAL USD 46434V613   3,211,419 71,018 SH   SOLE 0 0 0 71,018
ISHARES TR IBONDS DEC25 ETF 46434VBD1   1,793,125 72,129 SH   SOLE 0 0 0 72,129
ISHARES TR IBONDS DEC24 ETF 46434VBG4   1,795,944 71,466 SH   SOLE 0 0 0 71,466
ISHARES TR MSCI INTL VLU FT 46435G409   719,911 26,236 SH   SOLE 0 0 0 26,236
ISHARES TR JPMORGAN USD EMG 464288281   560,704 6,337 SH   SOLE 0 0 0 6,337
ISHARES TR MSCI ACWI ETF 464288257   1,105,023 9,831 SH   SOLE 0 0 0 9,831
ISHARES TR EAFE VALUE ETF 464288877   12,012,751 226,485 SH   SOLE 0 0 0 226,485
ISHARES TR EAFE GRWTH ETF 464288885   11,316,491 110,621 SH   SOLE 0 0 0 110,621
ISHARES TR S&P 100 ETF 464287101   2,401,329 9,086 SH   SOLE 0 0 0 9,086
ISHARES TR 20 YR TR BD ETF 464287432   3,393,708 36,977 SH   SOLE 0 0 0 36,977
ISHARES TR GLOBAL ENERG ETF 464287341   1,322,999 31,872 SH   SOLE 0 0 0 31,872
ISHARES TR U.S. TECH ETF 464287721   507,637 3,373 SH   SOLE 0 0 0 3,373
ISHARES TR CORE S&P MCP ETF 464287507   620,459 10,603 SH   SOLE 0 0 0 10,603
ISHARES TR CORE S&P SCP ETF 464287804   200,304 1,878 SH   SOLE 0 0 0 1,878
ISHARES TR CORE S&P500 ETF 464287200   541,279 989 SH   SOLE 0 0 0 989
ISHARES TR RUS 1000 VAL ETF 464287598   661,067 3,789 SH   SOLE 0 0 0 3,789
ISHARES TR RUS 1000 GRW ETF 464287614   432,006 1,185 SH   SOLE 0 0 0 1,185
ISHARES TR CORE S&P US GWT 464287671   215,111 1,687 SH   SOLE 0 0 0 1,687
JANUS DETROIT STR TR HENDRSON AAA CL 47103U845   519,123 10,203 SH   SOLE 0 0 0 10,203
JOHNSON & JOHNSON COM 478160104   3,591,243 24,571 SH   SOLE 0 0 0 24,571
JOHNSON CTLS INTL PLC SHS G51502105   1,739,194 26,165 SH   SOLE 0 0 0 26,165
JPMORGAN CHASE & CO. COM 46625H100   6,824,526 33,741 SH   SOLE 0 0 0 33,741
L3HARRIS TECHNOLOGIES INC COM 502431109   739,984 3,295 SH   SOLE 0 0 0 3,295
LAUDER ESTEE COS INC CL A 518439104   257,256 2,418 SH   SOLE 0 0 0 2,418
LINDE PLC SHS G54950103   214,266 488 SH   SOLE 0 0 0 488
LOWES COS INC COM 548661107   316,340 1,435 SH   SOLE 0 0 0 1,435
MAINSTAY MACKAY DEFINEDTERM COM 56064K100   1,369,781 82,616 SH   SOLE 0 0 0 82,616
MARATHON PETE CORP COM 56585A102   5,345,587 30,814 SH   SOLE 0 0 0 30,814
MASTERCARD INCORPORATED CL A 57636Q104   686,530 1,556 SH   SOLE 0 0 0 1,556
MCDONALDS CORP COM 580135101   2,823,902 11,081 SH   SOLE 0 0 0 11,081
MEDTRONIC PLC SHS G5960L103   2,147,968 27,290 SH   SOLE 0 0 0 27,290
MERCK & CO INC COM 58933Y105   4,626,611 37,372 SH   SOLE 0 0 0 37,372
META PLATFORMS INC CL A 30303M102   2,368,487 4,697 SH   SOLE 0 0 0 4,697
MICRON TECHNOLOGY INC COM 595112103   309,904 2,356 SH   SOLE 0 0 0 2,356
MICROSOFT CORP COM 594918104   17,785,394 39,793 SH   SOLE 0 0 0 39,793
MONDELEZ INTL INC CL A 609207105   238,810 3,649 SH   SOLE 0 0 0 3,649
MOTOROLA SOLUTIONS INC COM NEW 620076307   5,407,336 14,007 SH   SOLE 0 0 0 14,007
NETFLIX INC COM 64110L106   692,427 1,026 SH   SOLE 0 0 0 1,026
NEXTERA ENERGY INC COM 65339F101   672,746 9,501 SH   SOLE 0 0 0 9,501
NOVO-NORDISK A S ADR 670100205   310,602 2,176 SH   SOLE 0 0 0 2,176
NUVEEN S&P 500 BUY-WRITE INC COM 6706ER101   167,165 12,383 SH   SOLE 0 0 0 12,383
NVIDIA CORPORATION COM 67066G104   5,785,215 46,829 SH   SOLE 0 0 0 46,829
NXP SEMICONDUCTORS N V COM N6596X109   1,053,409 3,915 SH   SOLE 0 0 0 3,915
ORACLE CORP COM 68389X105   431,948 3,059 SH   SOLE 0 0 0 3,059
PEPSICO INC COM 713448108   356,408 2,161 SH   SOLE 0 0 0 2,161
PHILIP MORRIS INTL INC COM 718172109   263,575 2,601 SH   SOLE 0 0 0 2,601
PROCTER AND GAMBLE CO COM 742718109   674,433 4,089 SH   SOLE 0 0 0 4,089
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   545,147 7,397 SH   SOLE 0 0 0 7,397
QUALCOMM INC COM 747525103   208,787 1,048 SH   SOLE 0 0 0 1,048
RAYMOND JAMES FINL INC COM 754730109   394,472 3,191 SH   SOLE 0 0 0 3,191
ROYCE SMALL CAP TRUST INC COM 780910105   155,497 10,746 SH   SOLE 0 0 0 10,746
S&P GLOBAL INC COM 78409V104   838,468 1,880 SH   SOLE 0 0 0 1,880
SALESFORCE INC COM 79466L302   1,412,176 5,493 SH   SOLE 0 0 0 5,493
SCHWAB STRATEGIC TR US TIPS ETF 808524870   380,556 7,317 SH   SOLE 0 0 0 7,317
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   574,340 5,696 SH   SOLE 0 0 0 5,696
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   817,858 10,518 SH   SOLE 0 0 0 10,518
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   388,808 9,458 SH   SOLE 0 0 0 9,458
SELECT SECTOR SPDR TR INDL 81369Y704   257,754 2,115 SH   SOLE 0 0 0 2,115
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   5,814,354 25,701 SH   SOLE 0 0 0 25,701
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   669,632 4,594 SH   SOLE 0 0 0 4,594
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   487,080 2,670 SH   SOLE 0 0 0 2,670
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   205,737 2,402 SH   SOLE 0 0 0 2,402
SERVICENOW INC COM 81762P102   376,815 479 SH   SOLE 0 0 0 479
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   822,412 2,103 SH   SOLE 0 0 0 2,103
SPDR S&P 500 ETF TR TR UNIT 78462F103   483,304 888 SH   SOLE 0 0 0 888
SPDR SER TR PRTFLO S&P500 GW 78464A409   9,943,045 124,086 SH   SOLE 0 0 0 124,086
SPDR SER TR PORTFOLIO S&P500 78464A854   8,422,568 131,603 SH   SOLE 0 0 0 131,603
SPDR SER TR PRTFLO S&P500 VL 78464A508   5,525,166 113,360 SH   SOLE 0 0 0 113,360
STARBUCKS CORP COM 855244109   541,816 6,960 SH   SOLE 0 0 0 6,960
STERIS PLC SHS USD G8473T100   709,021 3,230 SH   SOLE 0 0 0 3,230
STRYKER CORPORATION COM 863667101   513,288 1,509 SH   SOLE 0 0 0 1,509
TARGET CORP COM 87612E106   405,366 2,738 SH   SOLE 0 0 0 2,738
TESLA INC COM 88160R101   434,940 2,198 SH   SOLE 0 0 0 2,198
THERMO FISHER SCIENTIFIC INC COM 883556102   314,675 569 SH   SOLE 0 0 0 569
TJX COS INC NEW COM 872540109   1,223,734 11,115 SH   SOLE 0 0 0 11,115
TRANE TECHNOLOGIES PLC SHS G8994E103   1,743,080 5,299 SH   SOLE 0 0 0 5,299
UNION PAC CORP COM 907818108   1,709,368 7,555 SH   SOLE 0 0 0 7,555
UNITED PARCEL SERVICE INC CL B 911312106   493,944 3,609 SH   SOLE 0 0 0 3,609
UNITEDHEALTH GROUP INC COM 91324P102   1,310,583 2,574 SH   SOLE 0 0 0 2,574
VANGUARD INDEX FDS VALUE ETF 922908744   272,216 1,697 SH   SOLE 0 0 0 1,697
VANGUARD INDEX FDS SMALL CP ETF 922908751   231,766 1,063 SH   SOLE 0 0 0 1,063
VANGUARD INDEX FDS GROWTH ETF 922908736   1,670,331 4,466 SH   SOLE 0 0 0 4,466
VANGUARD WORLD FD INF TECH ETF 92204A702   238,766 414 SH   SOLE 0 0 0 414
VERIZON COMMUNICATIONS INC COM 92343V104   1,756,110 42,583 SH   SOLE 0 0 0 42,583
VISA INC COM CL A 92826C839   2,161,311 8,235 SH   SOLE 0 0 0 8,235
WALMART INC COM 931142103   4,966,218 73,345 SH   SOLE 0 0 0 73,345
WESTERN ASSET MANAGED MUNS F COM 95766M105   270,775 26,162 SH   SOLE 0 0 0 26,162
WISDOMTREE TR US LARGECAP DIVD 97717W307   244,054 3,355 SH   SOLE 0 0 0 3,355